20SOMETHING.org

Shop around, save $900.

Today we learned an important lesson. We’ve been living in our apartment for almost two years, and in that two years we’ve paid a LOT of money for internet service. We’ve been with Comcast because when we moved here, they ...

Credit Cards with Rewards

So if there’s one thing that’s really great about credit cards, it’s their rewards programs. From airline miles to cash back rewards, sometimes it’s worth splitting your debt to get the most back. Now, I admit, my experience in this ...

A few groceries you just don’t skimp on

I’m all about buying generics and using coupons and shopping around, but there are just a few grocery items that you absolutely can’t skimp on. Kitchen items worth paying for Dish soap. Not kidding, buy the good stuff, pay some ...

Roommate living, done right

Sometime in your twenties there’s a good chance that you’ll be living with roommates. Whether these are good friends, a significant other, or just random people you found on Craig’s List, there are a plethora of considerations to make that ...

Traveling alone? Traveling light? Travel cheap!

Last weekend I took the cheapest flight of my life. I was going home to surprise my mom and spend the weekend with family (she was epically surprised when I showed up at the house: success!), so I was traveling ...

How to start building credit, and why you should do it

Good credit can go a long way. It is a financial demonstration of your reliability. If you want to rent an apartment or buy a house, they will check your credit. If you are applying for a job, they might ...

Why paying the minimum balance isn’t enough

So I was talking to my sister the other day, she’s 19 (almost a 20 something, but not quite). The only time she ever calls me is when she needs advice, and it’s probably better that way. This time she ...

Joint bank accounts, they’re not just for spouses

If there’s one frightening part of co-habitation or living with roommates, it’s bill paying. We have these bills—rent, electric, gas, internet—and we have to somehow both (or all) be responsible for paying our share. I thought long and hard about ...

Dealing with a lack of closet storage

One. That’s how many closets can be found in our one bedroom apartment. ONE. We are two people, but we have one closet. There’s no linen closet, no closet near the door for jackets. Just the one closet, and it’s ...

No cell phones at the dinner table. Period.

Grandma taught me a few very important things in life. She always said, if your pants have belt loops, there should be a belt through them. Always wear clean underwear, because you just never know. No hats at the dinner ...