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	<title>The 401(k) CPA</title>
	
	<link>http://sstcpa.com/the401kcpa</link>
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		<title>3 Steps to reducing plan sponsor liability</title>
		<link>http://sstcpa.com/the401kcpa/3-steps-to-reducing-plan-sponsor-liability/</link>
		<comments>http://sstcpa.com/the401kcpa/3-steps-to-reducing-plan-sponsor-liability/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 19:57:48 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[DOL & IRS rules]]></category>
		<category><![CDATA[fiduciary responsibility]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Department of Labor]]></category>
		<category><![CDATA[plan sponsor]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=445</guid>
		<description><![CDATA[One thing that concerns me most when I do a plan audit is the liability of the plan sponsor. So, in the next few posts, you’ll get information about how to reduce your exposure and liability with plan participants, the Department of Labor and the IRS.  The first step is to take a look at the way the plan is structured – whether it’s brand new or has been in place for years. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Protecting yourself and your company from legal attack</title>
		<link>http://sstcpa.com/the401kcpa/protecting-yourself-and-your-company-from-legal-attack/</link>
		<comments>http://sstcpa.com/the401kcpa/protecting-yourself-and-your-company-from-legal-attack/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 22:34:42 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[fiduciary responsibility]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=440</guid>
		<description><![CDATA[We live in a litigious world. And, unfortunately, 401(k) plan sponsors are a ready target for litigation when benefit plans don’t measure up to expectations. Proper plan administration gives clarity to plans and can help avoid litigation. Here are a few prudent procedures:

Establish a plan administrative committee – Make sure that all members of the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Urgent: No blanket extension for Form 5500</title>
		<link>http://sstcpa.com/the401kcpa/urgent-no-blanket-extension-for-form-5500/</link>
		<comments>http://sstcpa.com/the401kcpa/urgent-no-blanket-extension-for-form-5500/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 21:40:26 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[plan audits]]></category>
		<category><![CDATA[403(b)]]></category>
		<category><![CDATA[5500-SF]]></category>
		<category><![CDATA[Form 5500]]></category>
		<category><![CDATA[Form 5558]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=375</guid>
		<description><![CDATA[There will be no reprieve for late filings of Form 5500’s for 403(b) plans.  The Department of Labor (DOL) decided not to grant a unilateral extension for Form 5500 and 5500-SF, which was due July 31, 2010. You can, however, file Form 5558 to get a 2 ½ month extension. The DOL believes that the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New DOL ruling clarifies fees to benefit plan sponsors and participants</title>
		<link>http://sstcpa.com/the401kcpa/new-dol-ruling-clarifies-fees-to-benefit-plan-sponsors-and-participants/</link>
		<comments>http://sstcpa.com/the401kcpa/new-dol-ruling-clarifies-fees-to-benefit-plan-sponsors-and-participants/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 16:01:21 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[DOL & IRS rules]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=362</guid>
		<description><![CDATA[The much-anticipated ruling by the DOL regarding fee disclosure for service providers reached an “interim final regulation” on July 16, 2010. All service providers will need to comply with the ruling by July 16, 2011, regardless of effective agreement dates. The final requirements varied somewhat from the proposed requirements. Here is a summary of the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employees need education to overcome inertia in dealing with 401(k) investments</title>
		<link>http://sstcpa.com/the401kcpa/employees-need-education-to-overcome-inertia-in-dealing-with-401k-investments/</link>
		<comments>http://sstcpa.com/the401kcpa/employees-need-education-to-overcome-inertia-in-dealing-with-401k-investments/#comments</comments>
		<pubDate>Tue, 25 May 2010 15:00:08 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Retirement Plans]]></category>
		<category><![CDATA[401(k)]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=337</guid>
		<description><![CDATA[
A recent article from CFO Magazine discusses what companies are doing to help employees avoid bad investment decisions, including the most common poor strategy, which is doing nothing to manage their investments.  More than half of companies are now offering access to online investment guidance.  Read details in the full article here:
http://cfo.com/article.cfm/14485672/c_14485781?f=SalmonSimsThomas&#38;Associates
]]></description>
		<wfw:commentRss>http://sstcpa.com/the401kcpa/employees-need-education-to-overcome-inertia-in-dealing-with-401k-investments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Murder for money – it’s not just about the life insurance anymore.</title>
		<link>http://sstcpa.com/the401kcpa/murder-for-money-its-not-just-about-the-life-insurance-anymore/</link>
		<comments>http://sstcpa.com/the401kcpa/murder-for-money-its-not-just-about-the-life-insurance-anymore/#comments</comments>
		<pubDate>Wed, 19 May 2010 20:26:14 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[401(k)]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=334</guid>
		<description><![CDATA[From the Wall Street Journal blog, Financial Advisor:  A story about who inherits 401(k) funds when the beneficiary turns out to be responsible for the death of the plan participant.  Differences in state law and IRS regulations create an interesting set of factors in these cases, creating new opportunities for judges to weigh in and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understand when can you invoke the limited scope audit exemption</title>
		<link>http://sstcpa.com/the401kcpa/understand-when-can-you-invoke-the-limited-scope-audit-exemption/</link>
		<comments>http://sstcpa.com/the401kcpa/understand-when-can-you-invoke-the-limited-scope-audit-exemption/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 18:28:32 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[plan audits]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=330</guid>
		<description><![CDATA[The Department of Labor allows an exclusion from the annual audit of assets of the plan which are held by a bank or similar institution or insurance company that is regulated and subject to periodic examination by a state or federal agency. This applies if the institution holding the assets certifies the required information and [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>401(k) Plan Checklist</title>
		<link>http://sstcpa.com/the401kcpa/401k-plan-checklist/</link>
		<comments>http://sstcpa.com/the401kcpa/401k-plan-checklist/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 16:45:11 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[DOL & IRS rules]]></category>
		<category><![CDATA[Plan Checklist]]></category>
		<category><![CDATA[plan audits]]></category>
		<category><![CDATA[401(k) plan checklist]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=328</guid>
		<description><![CDATA[Every year you should review your requirements for operating your 401(k) retirement plans. The IRS has an online checklist to help you keep your plan in compliance with many of the important rules.
You can find it here:  http://bit.ly/bIU7ed
]]></description>
		<wfw:commentRss>http://sstcpa.com/the401kcpa/401k-plan-checklist/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New for 2010: Tax Credit Helps Small Employers Provide Health</title>
		<link>http://sstcpa.com/the401kcpa/new-for-2010-tax-credit-helps-small-employers-provide-health/</link>
		<comments>http://sstcpa.com/the401kcpa/new-for-2010-tax-credit-helps-small-employers-provide-health/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 20:30:02 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=326</guid>
		<description><![CDATA[New for 2010: Tax Credit Helps Small Employers Provide Health Insurance Coverage 
WASHINGTON ? Many small businesses and tax-exempt organizations that provide health insurance coverage to their employees. See news release here http://bit.ly/97jDNm
 
]]></description>
		<wfw:commentRss>http://sstcpa.com/the401kcpa/new-for-2010-tax-credit-helps-small-employers-provide-health/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recommended resource: Retirement News for Employers</title>
		<link>http://sstcpa.com/the401kcpa/recommended-resource-retirement-news-for-employers/</link>
		<comments>http://sstcpa.com/the401kcpa/recommended-resource-retirement-news-for-employers/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 20:12:18 +0000</pubDate>
		<dc:creator>M Lawrance</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sstcpa.com/the401kcpa/?p=323</guid>
		<description><![CDATA[This is a terrific resource for anyone involved in the employee benefits area
The Retirement News for Employers is a periodic newsletter with retirement plan information for employers and business owners from Employee Plans (Tax Exempt and Government Entities (TE/GE) at the IRS).
You&#8217;ll get information on:


New rules affecting retirement plans;


Retirement plan forms and plain language publications;


Retirement [...]]]></description>
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		<slash:comments>0</slash:comments>
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