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	<title>4AutoInsurance.com</title>
	
	<link>http://www.4autoinsurance.com</link>
	<description>Auto Insurance Comparison Shopping Made Easy...</description>
	<lastBuildDate>Wed, 16 Nov 2011 16:22:58 +0000</lastBuildDate>
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		<title>Court: Texas Couple Can Sue Over Dog’s Sentimental Value</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/wxYthedhbtQ/</link>
		<comments>http://www.4autoinsurance.com/news/court-texas-couple-can-sue-over-dog%e2%80%99s-sentimental-value/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 16:22:58 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Couple]]></category>
		<category><![CDATA[Court]]></category>
		<category><![CDATA[Dog’s]]></category>
		<category><![CDATA[Over]]></category>
		<category><![CDATA[Sentimental]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[Value]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/court-texas-couple-can-sue-over-dog%e2%80%99s-sentimental-value/</guid>
		<description><![CDATA[A Texas appeals court reinstated a couple&#8217;s lawsuit against animal shelter that accidentally euthanized their 8-year-old dog, ruling that they can sue to recover the sentimental value of their pet. Randy Turner, the attorney for plaintiffs Jeremy and Katherine Medlen, &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>A Texas appeals court reinstated a couple&#8217;s lawsuit against animal shelter that accidentally euthanized their 8-year-old dog, ruling that they can sue to recover the sentimental value of their pet. Randy Turner, the attorney for plaintiffs Jeremy and Katherine Medlen, &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/southcentral/2011/11/16/224283.htm">Insurance Journal » News</a></p>
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		<item>
		<title>Best Affirms Flagstone Re Africa Ratings; Put Under Review-Negative</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/YZQ6c_Q8E8E/</link>
		<comments>http://www.4autoinsurance.com/news/best-affirms-flagstone-re-africa-ratings-put-under-review-negative/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 13:22:34 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Affirms]]></category>
		<category><![CDATA[Africa]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Flagstone]]></category>
		<category><![CDATA[Ratings]]></category>
		<category><![CDATA[ReviewNegative]]></category>
		<category><![CDATA[Under]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/best-affirms-flagstone-re-africa-ratings-put-under-review-negative/</guid>
		<description><![CDATA[A.M. Best Europe – Rating Services Limited has placed under review with negative implications and affirmed the financial strength rating of &#8216;A-&#8217; (Excellent) and issuer credit rating  of “a-” of Flagstone Reinsurance Africa Limited (FReA), which is based in South &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>A.M. Best Europe – Rating Services Limited has placed under review with negative implications and affirmed the financial strength rating of &#8216;A-&#8217; (Excellent) and issuer credit rating  of “a-” of Flagstone Reinsurance Africa Limited (FReA), which is based in South &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/international/2011/11/16/224246.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/YZQ6c_Q8E8E" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Southern California Man Electrocuted by Fallen Power Line</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/XLj7zO2XdZY/</link>
		<comments>http://www.4autoinsurance.com/news/southern-california-man-electrocuted-by-fallen-power-line/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 10:24:23 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Electrocuted]]></category>
		<category><![CDATA[Fallen]]></category>
		<category><![CDATA[Line]]></category>
		<category><![CDATA[Power]]></category>
		<category><![CDATA[Southern]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/southern-california-man-electrocuted-by-fallen-power-line/</guid>
		<description><![CDATA[A Southern California man has been electrocuted by a power line that fell on him outside his home. The Los Angeles Times says 24-old Joel Ramirez died Saturday night.  The San Gabriel Valley Union-Tribune says the man was inside his &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>A Southern California man has been electrocuted by a power line that fell on him outside his home. The Los Angeles Times says 24-old Joel Ramirez died Saturday night.  The San Gabriel Valley Union-Tribune says the man was inside his &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/west/2011/11/15/224175.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/XLj7zO2XdZY" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Oregon Pays Big Bucks to Contractors</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/1_Oit6x_ze0/</link>
		<comments>http://www.4autoinsurance.com/news/oregon-pays-big-bucks-to-contractors/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 07:21:38 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Bucks]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[Oregon]]></category>
		<category><![CDATA[Pays]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/oregon-pays-big-bucks-to-contractors/</guid>
		<description><![CDATA[Oregon may be in the middle of a budget crisis, but that hasn&#8217;t stopped state officials from committing nearly $ 10 billion to outside contractors, an Oregonian investigation has found. While talking about furlough days for state workers and cutting services &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>Oregon may be in the middle of a budget crisis, but that hasn&#8217;t stopped state officials from committing nearly $  10 billion to outside contractors, an Oregonian investigation has found. While talking about furlough days for state workers and cutting services &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/west/2011/11/15/224181.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/1_Oit6x_ze0" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Suhr Risk Services Adds Ceja to Employee Benefits Division</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/QHqsqshgLSk/</link>
		<comments>http://www.4autoinsurance.com/news/suhr-risk-services-adds-ceja-to-employee-benefits-division/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 04:24:28 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Adds]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Ceja]]></category>
		<category><![CDATA[Division]]></category>
		<category><![CDATA[Employee]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Services]]></category>
		<category><![CDATA[Suhr]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/suhr-risk-services-adds-ceja-to-employee-benefits-division/</guid>
		<description><![CDATA[Suhr Risk Services (SRS), an independent retail employee benefits and property/casualty insurance brokerage firm in San Jose, Calif., has hired Melissa Ceja as team leader and account executive of the employee benefits division. Ceja will be based in Silicon Valley and &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>Suhr Risk Services (SRS), an independent retail employee benefits and property/casualty insurance brokerage firm in San Jose, Calif., has hired Melissa Ceja as team leader and account executive of the employee benefits division. Ceja will be based in Silicon Valley and &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/west/2011/11/15/224216.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/QHqsqshgLSk" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Tennessee Alters Surplus Lines Licensing</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/Jf3Hx8yQ8tM/</link>
		<comments>http://www.4autoinsurance.com/news/tennessee-alters-surplus-lines-licensing/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 22:21:19 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Alters]]></category>
		<category><![CDATA[Licensing]]></category>
		<category><![CDATA[Lines]]></category>
		<category><![CDATA[Surplus]]></category>
		<category><![CDATA[Tennessee]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/tennessee-alters-surplus-lines-licensing/</guid>
		<description><![CDATA[The expiration date for surplus lines licenses in Tennessee will soon have to coincide with the expiration of an agent&#8217;s primary insurance producer license. All surplus lines license expiration dates will be moved ahead to match the expiration of producer &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>The expiration date for surplus lines licenses in Tennessee will soon have to coincide with the expiration of an agent&#8217;s primary insurance producer license. All surplus lines license expiration dates will be moved ahead to match the expiration of producer &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/southeast/2011/11/15/224081.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/Jf3Hx8yQ8tM" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>NIF Group Launches Social Services Product with Admiral Insurance</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/RngGoF6l-OA/</link>
		<comments>http://www.4autoinsurance.com/news/nif-group-launches-social-services-product-with-admiral-insurance/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 19:22:13 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Admiral]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Launches]]></category>
		<category><![CDATA[Product]]></category>
		<category><![CDATA[Services]]></category>
		<category><![CDATA[Social]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/nif-group-launches-social-services-product-with-admiral-insurance/</guid>
		<description><![CDATA[NIF Group, Inc., a program administrator and specialty brokerage firm, launched a new product to address retail agency’s needs in specific segments of the social service niche.  Coverage will be provided on a non-admitted basis for general and professional liability &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>NIF Group, Inc., a program administrator and specialty brokerage firm, launched a new product to address retail agency’s needs in specific segments of the social service niche.  Coverage will be provided on a non-admitted basis for general and professional liability &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/national/2011/11/15/224191.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/RngGoF6l-OA" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Texas Surplus Lines Professionals: Late-file Bill a Victory but Issues Remain</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/RgVTeZfnjyY/</link>
		<comments>http://www.4autoinsurance.com/news/texas-surplus-lines-professionals-late-file-bill-a-victory-but-issues-remain/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 16:22:05 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Bill]]></category>
		<category><![CDATA[Issues]]></category>
		<category><![CDATA[Latefile]]></category>
		<category><![CDATA[Lines]]></category>
		<category><![CDATA[Professionals]]></category>
		<category><![CDATA[Remain]]></category>
		<category><![CDATA[Surplus]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[Victory]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/texas-surplus-lines-professionals-late-file-bill-a-victory-but-issues-remain/</guid>
		<description><![CDATA[The passage of a bill addressing late filing of surplus lines policies in the 2011 Texas legislative session was a victory for surplus lines professionals in the state. Senate Bill 1806 was backed by the Texas Surplus Lines Association, which &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>The passage of a bill addressing late filing of surplus lines policies in the 2011 Texas legislative session was a victory for surplus lines professionals in the state. Senate Bill 1806 was backed by the Texas Surplus Lines Association, which &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/southcentral/2011/11/15/224157.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/RgVTeZfnjyY" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Italy, Southeast France Hit by Heavy Rains, Floods: AIR Analysis</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/gxyDINCsuo8/</link>
		<comments>http://www.4autoinsurance.com/news/italy-southeast-france-hit-by-heavy-rains-floods-air-analysis/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 13:23:21 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Floods]]></category>
		<category><![CDATA[France]]></category>
		<category><![CDATA[Heavy]]></category>
		<category><![CDATA[Italy]]></category>
		<category><![CDATA[Rains]]></category>
		<category><![CDATA[Southeast]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/italy-southeast-france-hit-by-heavy-rains-floods-air-analysis/</guid>
		<description><![CDATA[Catastrophe modeling firm AIR Worldwide has issued a report on the heavy rains, which caused widespread flooding in France and Italy during the first week of November. The storms were caused by a &#8220;low pressure system that developed over the &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>Catastrophe modeling firm AIR Worldwide has issued a report on the heavy rains, which caused widespread flooding in France and Italy during the first week of November. The storms were caused by a &#8220;low pressure system that developed over the &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/international/2011/11/15/224109.htm">Insurance Journal » News</a></p>
<img src="http://feeds.feedburner.com/~r/4autoinsurancecom/~4/gxyDINCsuo8" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Judge Allows Alabama, Louisiana to Seek Punitive Damages in Oil Spill</title>
		<link>http://feedproxy.google.com/~r/4autoinsurancecom/~3/TQxPK7VZNCI/</link>
		<comments>http://www.4autoinsurance.com/news/judge-allows-alabama-louisiana-to-seek-punitive-damages-in-oil-spill/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 07:21:18 +0000</pubDate>
		<dc:creator />
				<category><![CDATA[News]]></category>
		<category><![CDATA[Alabama]]></category>
		<category><![CDATA[Allows]]></category>
		<category><![CDATA[damages]]></category>
		<category><![CDATA[Judge]]></category>
		<category><![CDATA[Louisiana]]></category>
		<category><![CDATA[Punitive]]></category>
		<category><![CDATA[Seek]]></category>
		<category><![CDATA[Spill]]></category>

		<guid isPermaLink="false">http://www.4autoinsurance.com/news/judge-allows-alabama-louisiana-to-seek-punitive-damages-in-oil-spill/</guid>
		<description><![CDATA[A federal judge Monday said Alabama and Louisiana may seek punitive damages from companies including BP Plc for damages arising from last year&#8217;s Deepwater Horizon oil spill in the Gulf of Mexico. The decision by U.S. District Judge Carl Barbier &#8230; Insurance Journal » News]]></description>
			<content:encoded><![CDATA[<p></p><p>A federal judge Monday said Alabama and Louisiana may seek punitive damages from companies including BP Plc for damages arising from last year&#8217;s Deepwater Horizon oil spill in the Gulf of Mexico. The decision by U.S. District Judge Carl Barbier &#8230;<br />
<a rel="nofollow" href="http://www.insurancejournal.com/news/national/2011/11/14/224078.htm">Insurance Journal » News</a></p>
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