Almost obsolete. But not quite.

Several times per year, I am required to receive a fax of some sort. I have no desire to own a bulky, antiquated fax machine. Kinko’s will charge you some ridiculous fee for the privilege. You want to know another option to receive faxes for free?For the past several years, I have been using the services of a company called eFax.

How does it work?

Once you sign up, they provide you with a free fax number from which people can send you a fax. When a fax gets sent to you, you will receive an email of the fax. You need to install some special software on your computer (mac compatible) which allows you to view the fax and print it if desired.

What’s the catch?

None, really. As long as you don’t need to receive lots of faxes, it’s a great service. If you want to send faxes or want to receive more than 20 pages per month or want to get a local fax number, then you must upgrade to a paid service.

How to sign up for eFax?

You have 2 options:

• free 30 day paid trial (able to send faxes): click on banner below
• free limited account (only can receive faxes)

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Expired.

As I discussed in a previous post, there are many reasons to switch to CFL light bulbs.

To make this easier, Home Depot will be giving away 1 million of these CFL light bulbs on Sunday, 4/19/09.

Offer details. Go early as stores have limited supplies. It’s a EcoSmart 14w CFL bulb that they will give you.

Find your closest Home Depot store here.

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Over the past years, I’ve used many, many different internet banks (GMAC, Everbank, INGDirect, Bank of America, Chase, PenFed, Presidential, HSBC, etc). Alliant Credit Union is the one that I’ve been most satisfied with.

What I like

• Rates, although not always the highest, are consistently high (Currently on 4/14/09, APY is 2.75 for savings and 2.5 for checking).
• Free ATM withdrawals across a huge ATM network
• Responsive customer service
• Free credit score
• No monthly minimum balance
• No strict requirements (i.e. use of debit cards) for the high rates
• Can fund with credit card (take advantage of credit card rewards)
• eDepositPlus (you can deposit checks be scanning them in. You never need to leave your house or mail anything!). Need to be a member for 6 months before activated.
• Simple, straightforward website
• Random perks such as Sprint Nextel 25% wireless discount

Not so hot

• $10,000 ACH transfer limit (even lower for new accounts)
• Hard pull on your credit score

How do you qualify for this credit union?

1. If you happen to live in select Chicago suburbs, you already qualify!
2. Sign up for the National PTA organization for $25. I recommend this option as you will be supporting our teachers. Once you become an Alliant member, you do NOT need to maintain your PTA membership.
3. Otherwise you might be able to sign up without the PTA. They don’t seem very strict in verifying eligibility. I signed up last year without ever having had a PTA account.

Further eligibility details and sign up information is here.

For a limited time, they are offering a $50 bonus for signing up for a checking account. Just use offer code J534 when signing up (if using the paper application, just write the offer code on the front of the app). To be eligible, you must opt out of paper statements and have 1 electronic deposit per month. This offer expires 5/29/2009.

Alliant Credit Union is a great place to save money. I put most of my savings in there.

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**expired**

If you are too lazy to try my buffalo wing recipe, then go ahead and use this coupon to get some free chicken wings at Buffalo Wild Wings Grill & Bar.

Use above coupon be 4/30/2009.

Check out restaurant locations here.

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I personally think it’s a waste of our tax money to pay for everyone to have a digital TV cable box when there are more important issues to spend money on.

But if our tax dollars are paying for it, you might as well take advantage.

This federal program recently received a cash infusion to supply more coupons. The coupon is good for up to 2 $40 discount coupons.

What to do?

1. Sign up for your converter box coupon here.
2. Get your free digital converter box here

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There are several restaurant chains that will give the birthday guest a free meal (with some stipulations).

Now, usually, friends will pay for you anyways so maybe you don’t really care. Free is free, though.

They’ll usually just ask for some kind of license verification that shows your birthday.

Restaurants with free dinners

• Benihana: Free dinner with 3 paying guests
• Famous Dave’s Barbeque: Free meal if you sign up for their mailing list
• Red Robin: Free burger if you sign up for their mailing list
• Taco Bell: free combo meal
• Todai: Free dinner with 3 paying guests

There are also plenty of  other restaurants that offer free dessert. Doesn’t hurt to ask . Hopefully you’ll be able to avoid the embarrassing birthday songs sung by the wait staff.

Here is another great resource to find free birthday stuff: onbirthday.com

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One of my favorite albums of all time is the “Broken” album by Nine Inch Nails.

Not everyone’s cup of tea, I know. But for those fans of the industrial / alternative genre, check out this free EP of unreleased songs by NIN, Jane’s Addiction, and Street Sweeper.

EP songs:

1. Jane’s Addiction: Chip Away
2. Nine Inch Nails: Not So Pretty Now
3. Street Sweeper: Clap For The Killers
4. Jane’s Addiction: Whores
5. Nine Inch Nails: Non-Entity
6. Street Sweeper: The Oath

Go to ninja2009.com to download the free EP. If you don’t like it, then throw it away! No loss to you.

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Expired

Epocrates is a piece of software that I found invaluable in med school. Let me tell you what it is and how you can get it for free.

Epocrates is a piece of software that not only contains an easy reference for all FDA-approved drugs, but also  can serve as a reference for clinical medicine. It has a list of major diseases and conditions with a list of associated symptoms. It’s like having your own personal doctor.

Even if you aren’t medical student, if you have any interest in diseases that you or your loved ones might have, it’s great to have a reference at the tip of your hand.

For a limited time (3/17 & 3/18), you can download this iPhone app for free ($150 value). It’s supposed to be geared for medical students only, but they do not verify your status if you sign up as a medical student.

Info on signing up for the ePocrates app

**This app is no substitute for a real doctor!!

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It’s a slickly designed site which allows you to easily keep track of products you might want to purchase.

It can search major online retailers (Amazon, NewEgg, etc) and display very nicely what’s a good deal (based on price history). It also gives you easy access to any reviews that might be available.

It can sometimes be a hassle to keep track of deals and knowing when the best to purchase something is. This website makes it easy and manageable.

Check out Gazaro

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It all costs money though. What are some ways to save money? Buy a cheap iTunes gift card for yourself! In the past several months, I’ve purchased a $50 iTunes gift card for $8.90 (82% discount) and a $200 iTunes gift card for $25 (88% discount).

What I did

I paid the money, immediately got the iTunes code, entered it into my account, and got the credit! The pic to the right shows my actual credit after I purchased 1 song. The best thing is that the credit never expires.

Honestly, something sketchy must be going on to get this kind of deal. All the ones I’ve bought seem to come from China.There are rumors that the iTunes gift card creation scheme has been hacked, which would make sense but it hasn’t been confirmed for sure.

Where to buy the gift cards?

I’m sure Apple will soon crack down on these places. Ebay doesn’t seem to have them. My chinese isn’t good enough to try China’s e-commerce site although I could probably get the best price there. I’ve had luck with alternative marketplaces such as  iOffer.com as well as sell.com and even the Amazon Marketplaceoccasionally has them.

Just remember, though, that although these gift cards may work, they may not have been necessarily been obtained by legitimate means. If you’re ok with that, then go ahead and search the internet and you’ll find them. Just try and be safe, as sometimes these sellers aren’t necessarily the most reputable.

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