tag:blogger.com,1999:blog-89743722026-04-07T13:20:56.303-07:00Thoughts on investing and wealth creation for individualsAnonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.comBlogger54125tag:blogger.com,1999:blog-8974372.post-19770295054895292007-04-01T15:31:00.000-07:002007-04-01T16:11:42.939-07:00

-----------------------------------------Series: Beginning Investing (9th post)Section: Get Started-----------------------------------------Hi everyone and thanks for your patience these last couple of months. I'm kind of settled now and hoping to be able to resume my normal posting schedule.In today's post I'd like to discuss the risk-reward equation that forms the basis for all financial

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com226tag:blogger.com,1999:blog-8974372.post-40100294559742813752007-02-18T01:46:00.000-08:002007-02-18T01:51:42.843-08:00

Hi everyone,Hope you are all doing well.I'm moving to New York in a few days and have been really tied up with work and preparations for the move, which is why I have been unable to post for a while now.Give me another 2-3 weeks to get everything sorted out and then will be back with some new material.Thanks for your patience and do keep coming back!

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com8tag:blogger.com,1999:blog-8974372.post-44395718248272063892007-01-20T11:35:00.000-08:002007-01-19T19:35:51.635-08:00

-----------------------------------------Series: Beginning Investing (8th post)Section: Before You Invest-----------------------------------------Now that you have productively used your monthly savings in reducing your debt and purchasing adequate insurance, there is one last thing to take care of before you move on to investments - setting aside emergency cash.Though the risk of losing your

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com15tag:blogger.com,1999:blog-8974372.post-73180096482399711902007-01-08T20:10:00.000-08:002007-01-08T04:10:21.636-08:00

-----------------------------------------Series: Beginning Investing (7th post)Section: Before You Invest-----------------------------------------Today's discussion will be on the next important thing to tackle before you start investing - Insurance.Generally speaking, most of us equate insurance with savings, treating it as an investment mechanism. This midset is reinforced by the tax rebates we

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com12tag:blogger.com,1999:blog-8974372.post-5314316674682369772007-01-02T08:10:00.000-08:002007-01-01T16:20:37.360-08:00

The following is a piece contributed by Raheja Assoiates, one of the premier real-estate brokers in Chennai.------The real estate market in Chennai is on the upswing thanks to the IT Boom and the number of manufacturing industries preferring Chennai as their destination point. A number of new companies such as Flextronics, Nokia, Motorola etc. have chosen Chennai to set up their factories. Along

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com144tag:blogger.com,1999:blog-8974372.post-44581570205457761502007-01-01T16:14:00.000-08:002007-01-01T16:15:19.176-08:00

A happy new year to you! Hope 2007 brings you peace and prosperity and takes you several steps onward in your journey to wealth and financial freedom!

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-15223169939365734472006-12-28T08:03:00.000-08:002006-12-27T16:04:09.396-08:00

-----------------------------------------Series: Beginning Investing (6th post)Section: Before You Invest-----------------------------------------So far you have accomplished two important things - you've set your goals and also determined the amount of money you can save / invest every month in order to achieve them.It is time now to start doing the preparatory work towards creating a sound

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-38540469364222012562006-12-24T03:36:00.000-08:002006-12-24T03:45:09.824-08:00

I've not really been tracking IPOs much of late. The main reason for ignoring these is the fact that there is almost nothing on the table for long-term investors in IPOs today.The lack of sufficient historical information coupled with some really eye-popping valuations thanks to the bull market make me jittery, to be honest. Also, the mammoth oversubscriptions in most of these imply that the

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com4tag:blogger.com,1999:blog-8974372.post-76622629731979057542006-12-18T21:50:00.000-08:002006-12-18T06:01:37.302-08:00

-----------------------------------------Series: Beginning Investing (5th post)Section: Setting Your Goals-----------------------------------------OK, so now you know how much you're worth, the amount you spend and the amount of money you can put away every month to meet your goals.The question for this post is - what are your goals? And remember, these are goals you are defining, not dreams or

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-31772253424068893072006-12-12T22:00:00.000-08:002006-12-12T06:10:06.958-08:00

Characteristics of a BubbleA bubble is caused by extraordinary amounts of foreign capital coming into a country through the banking system, leading to excessive credit creation (lending) to consumers and businesses. This allows people to consume more and businesses to expand their manufacturing capacity to meet vastly increased demand. Thus, when the flow of foreign capital slows down, stops or

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com13tag:blogger.com,1999:blog-8974372.post-21535982483329850432006-12-05T20:19:00.000-08:002006-12-05T04:23:25.725-08:00

The following is such a good quote that I couldn't but share it with all of you:The training of a stock trader is like a medical education. The physician has to spend long years learning anatomy, physiology, materia medica and collateral subjects by the dozen. He learns the theory and then proceeds to devote his life to the practice. He observes and classifies all sorts of pathological phenomena.

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com19tag:blogger.com,1999:blog-8974372.post-23836647313500510552006-12-02T10:44:00.000-08:002006-12-01T18:47:44.195-08:00

I've been reading a book called 'The Dollar Crisis', which talks about how a rising US trade deficit is unsustainable and is sooner or later likely to be reduced through currency devaluation and general reduction in consumption and import. This will lead to severe repercussions for all export-oriented economies given that they basically survive on exports to the US (the Asian economies are the

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-88220535324760740082006-11-18T00:45:00.000-08:002006-11-18T00:58:11.834-08:00

-----------------------------------------Series: Beginning Investing (4th post)Section: Setting Your Goals-----------------------------------------Now that you know how much you spend sit down with your family and work out where you could reduce your expenses. There are usually some useless expenses that you can cut without feeling the difference.A good place to look for saves is in utility bills

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-60529075130185711112006-11-07T20:21:00.000-08:002006-11-07T20:42:56.544-08:00

-----------------------------------------Series: Beginning Investing (3rd post)Section: Set Your Goals-----------------------------------------Ok, so now have taken the first step on your journey to wealth and financial freedom and you know what you're really worth. And you're ready to start working out your goals and figuring out your financial plan, right?Wrong.Before you move on to all the

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-18379081300712788052006-11-07T04:03:00.000-08:002006-11-07T04:10:48.151-08:00

Sorry about these repeated post-scripts, but I've just figured out how to use Google Groups to upload templates and other tools that you can use to jump-start / accelerate your journey to wealth.Here's the link to an Excel template you can use to calculate your net worth. All data are fictitious, and intended to illustrate how the sheet can be used.If you are not familiar with pivot tables (used

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-31755945473743437902006-11-05T02:36:00.000-08:002006-11-05T02:56:29.880-08:00

This is to acknowledge some excellent inputs provided by Prasanth in his comments on the previous post.To summarize:Remember to include your Provident Fund (or 401k or equivalent) and surrender value of insurance policies in the assets columnIf you have reverse-mortgaged your property (taken a loan against your property or used your property as collateral for anything, including top-up loans,

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-75916264483934275762006-10-31T22:28:00.000-08:002006-10-31T22:29:23.541-08:00

-----------------------------------------Series: Beginning Investing (2nd post)Section: Set Your Goals-----------------------------------------Now that you're sufficiently pumped up to start on your own journey to wealth, here's a fun task for you - calculating how much you are worth today!In performing this calculation, we will use a very strict and narrow definition of assets, considering only

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com5tag:blogger.com,1999:blog-8974372.post-74680094352783507372006-10-29T01:07:00.000-07:002006-10-29T01:18:42.208-08:00

This is just a quick post to update you about an excellent feature on Value Research Online, which, by the way, is probably the best Indian mutual funds site on the Internet. Check out their 'Ask!' feature wherein you could submit queries about mutual funds and get pretty insightful and well-researched answers from their experts.Unfortunately they seem to have suspended fresh queries for lack of

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com9tag:blogger.com,1999:blog-8974372.post-27675234566634298262006-10-26T16:21:00.001-07:002006-10-26T16:36:50.881-07:00

Welcome to the first of my posts on beginning investing. If you’re reading this with any degree of interest, it’s probably because:You have a decent amount of money in your savings account and you know you need to do something with it but you’re just too busy and don’t have time for it just now. You’ll get to doing something next weekend. [You’ve been saying that for six years now]You have a

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-34904248912840892392006-10-19T06:11:00.000-07:002006-10-19T06:15:41.869-07:00

Found a few links to info I found interesting so I thought I'd share them with you. Enjoy!Research ReportsOutlook for India's Real Estate Markets is a Deutsche Bank study that tries to arrive at a broad trend for the next few years based on demographic / lifestyle changes in IndiaA positive-sounding article talking about how Indian property prices will go up. Too generic in nature, though. Did

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com12tag:blogger.com,1999:blog-8974372.post-82911852453861954022006-10-15T02:57:00.000-07:002006-10-15T03:27:59.481-07:00

Based on the poll results till date that indicate a demand for material on beginning investing, I will be devoting several posts to the subject in between my articles on other stuff.I will be tackling the subject in five parts, based on the order in which you need to go through it:You Need to Start Investing - Right Now!Set Your GoalsBefore You Invest AnywhereGet StartedManage Your

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-27341875461621457032006-10-15T00:52:00.000-07:002006-10-15T01:07:29.897-07:00

Few of us think of our investments outside the rather narrow context of fixed / time deposits, stocks, mutual funds, cash and government bonds, a mindset that is driven by the common financial planning approach used by banks.However, this approach does not give us a true picture of how we are faring, as our investment assets generally include many more things that we don't take into account. What

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-69860681154693848972006-10-13T07:53:00.000-07:002006-10-13T08:11:45.152-07:00

This is an addendum to the post on Indian art as an investment. While I still believe there are genuine gains to be made, check out this link for some rather chilling information... Another great article along with some very insightful visitor comments may be found here.Bear with me because I'm going to continue posting on Indian Art off and on. I have a feeling this is a market that is on the

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-56328937625610542162006-10-10T21:28:00.000-07:002006-10-10T21:31:32.064-07:00

By the way, I've set up a couple of polls where you can vote to give me a better idea of what you want to read and whether you use the info from this site for your personal investments.Request you to take a few seconds to vote and help me improve on my efforts.Thanks!

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-33003620184201852482006-10-10T17:39:00.000-07:002006-10-13T08:10:48.490-07:00

I've flirted off and on with investing in Indian art, my interest having been piqued because my uncle, Tapan Ghosh, is a pretty well-known artist and also because of some of the rah-rah articles you get to read every so often about Indian art doing well at international auctions.From my travels abroad, I've come to hold the opinion that Indian art is rather undervalued compared to other Asian art

Anonymoushttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2