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	<title>AL6400 Blog</title>
	
	<link>http://www.al6400.com/blog</link>
	<description>Thoughts and Insights Revolving Around Business and Finance Issues</description>
	<pubDate>Thu, 08 May 2008 23:22:48 +0000</pubDate>
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		<title>Stimulus Check Scam</title>
		<link>http://www.al6400.com/blog/2008/05/08/stimulus-check-scam/</link>
		<comments>http://www.al6400.com/blog/2008/05/08/stimulus-check-scam/#comments</comments>
		<pubDate>Thu, 08 May 2008 23:22:48 +0000</pubDate>
		<dc:creator>Alan Yu</dc:creator>
		
		<category><![CDATA[Money Making Scams]]></category>

		<category><![CDATA[economic stimulus]]></category>

		<category><![CDATA[phishing]]></category>

		<category><![CDATA[scam]]></category>

		<category><![CDATA[spam]]></category>

		<category><![CDATA[stimulus check]]></category>

		<guid isPermaLink="false">http://www.al6400.com/blog/?p=696</guid>
		<description><![CDATA[This will be for all the US readers as I just received an e-mail from Luke Mullins of USnews.com in regards to some kind of phishing scam going on in regards to some funds that people are entitled to receive as a result of an economic stimulus plan in the US.
You can read more about [...]]]></description>
			<content:encoded><![CDATA[<p>This will be for all the US readers as I just received an e-mail from <a href="http://www.usnews.com/blogs/the-collar/2008/5/8/warning-stimulus-check-scam-reported.html">Luke Mullins of USnews.com</a> in regards to some kind of phishing scam going on in regards to some funds that people are entitled to receive as a result of an economic stimulus plan in the US.</p>
<p>You can read more about it here at the <a href="http://www.ic3.gov/media/2008/080508.htm">Internet Crime Complaint Center site</a>.  I’m personally not from the US and so if anyone needs to read more about this plan I found a link at the IRS site located at <a href="http://www.irs.gov/newsroom/article/0,,id=177937,00.html">http://www.irs.gov/newsroom/article/0,,id=177937,00.html</a> where you can read more about it.</p>
<p>Hope that helps to protect some from being swindled out of their money.</p>
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		<item>
		<title>Inflated Sense of Savings</title>
		<link>http://www.al6400.com/blog/2008/05/07/inflated-sense-of-savings/</link>
		<comments>http://www.al6400.com/blog/2008/05/07/inflated-sense-of-savings/#comments</comments>
		<pubDate>Thu, 08 May 2008 00:21:07 +0000</pubDate>
		<dc:creator>Alan Yu</dc:creator>
		
		<category><![CDATA[Business]]></category>

		<category><![CDATA[inflated prices]]></category>

		<category><![CDATA[price drops]]></category>

		<category><![CDATA[saving money]]></category>

		<category><![CDATA[smart shopping]]></category>

		<category><![CDATA[usb memory stick]]></category>

		<guid isPermaLink="false">http://www.al6400.com/blog/?p=695</guid>
		<description><![CDATA[Many times when we see one of those “You save this much off the regular price” type of signs it can create a rather emotional purchase if the savings amount is large.  Sometimes too, you have to be careful on whether or not the price has been bumped up which means you aren’t saving [...]]]></description>
			<content:encoded><![CDATA[<p>Many times when we see one of those “You save this much off the regular price” type of signs it can create a rather emotional purchase if the savings amount is large.  Sometimes too, you have to be careful on whether or not the price has been bumped up which means you aren’t saving as much as they are portraying.</p>
<p>There is this one example that I saw today which made me think just that as I saw a USB memory stick on sale for about $9.99.  As you can see here too, it indicates that the regular price of this item is $62.99 which means you are saving $53.</p>
<p align="center"><img src="http://www.al6400.com/bpic/usbf.jpg" /></p>
<p>For these types of products, I happen to know what the average price is and so it immediately got a reaction out of me as the original price of the product seemed so overpriced.  Here are some quick examples from other stores which sell the same product:</p>
<p align="center"><img src="http://www.al6400.com/bpic/usbb.jpg" /></p>
<p align="center"><img src="http://www.al6400.com/bpic/usban.jpg" /></p>
<p align="center"><img src="http://www.al6400.com/bpic/usbn.jpg" /></p>
<p>As you can see, one place sells it for $15.98 as a regular price.  While granted you can argue that the price indicated is the store’s own regular price, although I personally never seen it that high, it just goes to show that you still need to do your research when it comes to buying things regardless of some sign indicating what the regular price of the item is.</p>
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		<title>Cell Home Phone</title>
		<link>http://www.al6400.com/blog/2008/05/06/cell-home-phone/</link>
		<comments>http://www.al6400.com/blog/2008/05/06/cell-home-phone/#comments</comments>
		<pubDate>Wed, 07 May 2008 01:03:25 +0000</pubDate>
		<dc:creator>Alan Yu</dc:creator>
		
		<category><![CDATA[General Thoughts and Fun Topics]]></category>

		<category><![CDATA[canada]]></category>

		<category><![CDATA[cell phone]]></category>

		<category><![CDATA[home phone]]></category>

		<category><![CDATA[internet phone]]></category>

		<category><![CDATA[land lines]]></category>

		<category><![CDATA[rogers]]></category>

		<guid isPermaLink="false">http://www.al6400.com/blog/?p=694</guid>
		<description><![CDATA[Anyone else read this story about Rogers Communication introducing a new plan to potentially get more people to use their cell phones as their home land lines as well?  I know a lot of people are already using their cell phones as their primary home line to save money.
As stated on the article, you [...]]]></description>
			<content:encoded><![CDATA[<p>Anyone else read this <a href="http://www.financialpost.com/story.html?id=496590">story about Rogers Communication introducing</a> a new plan to potentially get more people to use their cell phones as their home land lines as well?  I know a lot of people are already using their cell phones as their primary home line to save money.</p>
<p>As stated on the article, you would need a high speed Internet access for this plan to work.  I personally still use both as I would find it to be a little of a hassle having to charge up a cell phone to talk at home.  The other reason is that I have routers at the house which sometimes interferes with the cell phone reception and using a traditional land line is the only real guarantee of reliability.  In that case it still made sense to pay for a traditional phone line as well.</p>
<p>That is a nice thought being able to use just one phone for all from a residential point of view.  I don’t think this would necessarily change the habits of people who run some sort of business activity though.  Come to think of it, a lot of people I know have multiple phones/numbers for the sake organizing say work related calls, personal use and specific people for some kind of VIP contact.</p>
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		<item>
		<title>Smart Power Meters</title>
		<link>http://www.al6400.com/blog/2008/05/05/smart-power-meters/</link>
		<comments>http://www.al6400.com/blog/2008/05/05/smart-power-meters/#comments</comments>
		<pubDate>Tue, 06 May 2008 05:15:22 +0000</pubDate>
		<dc:creator>Alan Yu</dc:creator>
		
		<category><![CDATA[General Thoughts and Fun Topics]]></category>

		<category><![CDATA[pilot program]]></category>

		<category><![CDATA[saving money]]></category>

		<category><![CDATA[smart power meter]]></category>

		<guid isPermaLink="false">http://www.al6400.com/blog/?p=693</guid>
		<description><![CDATA[I was recently reading this story about a smart power meter that is taking place in some places in the US with the intent to change people’s habits in regards to how much electricity they use and when.  
In a nutshell, it sounds like by trying to get people to use the majority of [...]]]></description>
			<content:encoded><![CDATA[<p>I was recently reading this story about a <a href="http://www.iht.com/articles/2008/05/05/business/power.php">smart power meter</a> that is taking place in some places in the US with the intent to change people’s habits in regards to how much electricity they use and when.  </p>
<p>In a nutshell, it sounds like by trying to get people to use the majority of their electricity during a certain time period it will enable a better supply and demand scenario to create better pricing.  With that, the cost of electricity would be cheaper during peak times and more expensive during times outside of that period it seems.</p>
<p>Kind of an interesting idea when you think about it on paper as it could definitely save you a lot of money by doing so.  On the other hand, it is kind of hard to make people adjust their lifestyles to all be the same.  In that case it could make one’s bill incredibly higher and unpredictable.</p>
<p>I always thought the best way to save money in this sense is to invent something extremely user friendly so that people can generate their own power to save money.</p>
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		<item>
		<title>Starving Children Need MP3 Players Now?</title>
		<link>http://www.al6400.com/blog/2008/05/04/starving-children-need-mp3-players-now/</link>
		<comments>http://www.al6400.com/blog/2008/05/04/starving-children-need-mp3-players-now/#comments</comments>
		<pubDate>Mon, 05 May 2008 00:44:12 +0000</pubDate>
		<dc:creator>Alan Yu</dc:creator>
		
		<category><![CDATA[General Thoughts and Fun Topics]]></category>

		<category><![CDATA[donations]]></category>

		<category><![CDATA[mp3 players]]></category>

		<category><![CDATA[starving children]]></category>

		<guid isPermaLink="false">http://www.al6400.com/blog/?p=692</guid>
		<description><![CDATA[There was this kiosk that I saw in a mall today that was raising awareness of poverty issues in places such as Africa.  As usual, they were seeking for donations to help feed children.  What really surprised me though was that they had this dedicated booth that was seeking for people to donate [...]]]></description>
			<content:encoded><![CDATA[<p>There was this kiosk that I saw in a mall today that was raising awareness of poverty issues in places such as Africa.  As usual, they were seeking for donations to help feed children.  What really surprised me though was that they had this dedicated booth that was seeking for people to donate their old MP3 players.</p>
<p>At the booth they had literatures as well mentioning how the item could help kids so much there as an extra push to get people to give their MP3 players.  While money and food donations are one thing, I just can’t wrap my head around how a person who is fighting for survival would want or need an MP3 player.</p>
<p>Seems like it would create more hassle to me as now you need to worry about things like the electricity to power it up too considering the person’s situation.</p>
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