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      	<title>AAFCU News</title>
		<link>http://www.aafcu4u.coop/news-archives.php</link>
		<description>Armstrong Associates Federal Credit Union Recent News and Events.</description>
		<lastBuildDate>Sat, 26 May 2012 09:30:02 GMT</lastBuildDate>
		<language>en-us</language>
		<image>
       <title>AAFCU News</title>
       <url>http://www.aafcu4u.coop/css/feed_logo.gif</url>
       <link>http://www.aafcu4u.coop/news-archives.php</link>
       <width>100</width>
       <height>75</height>
      </image><item>
    <title>Debit Card Activation</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=05&amp;yID=2012#103</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=05&amp;yID=2012#103</guid>
    <description><![CDATA[By now you have received your NEW AAFCU Visa Debit Freedom Card!  The new card does need to be activated before you will be able to use it.  If you do not have the sticker that was attached to the card, the number to call for activation is 1-866-333-9337.  If you are a joint owner on an account and having trouble activating your new debit card, please call our office and we will be happy to help you!  You can activate and start using your new card at your convenience between now and June 1st.  Your old Visa check card will no longer work as of June 1st.  ]]></description>
   </item><item>
    <title>Lower Home Equity Rate!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2012#102</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2012#102</guid>
    <description><![CDATA[The rate for a 60 month Home Equity loan has been lowered to 3.75%!  Rates are the lowest they've been in our 54 year history, so take advantage of the savings and apply today.  Rates are subject to change at any time, and complete details are available in any office location.  Equal Housing Lender.]]></description>
   </item><item>
    <title>Join our team</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2012#101</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2012#101</guid>
    <description><![CDATA[AAFCU has an opening for a full-time teller/member service representative. Position offers competitive wages, life and health insurance, paid vacation/holidays, sick days, short and long term disability, and 401K. Qualifications needed: GREAT attitude, work ethics, maturity, bondable, ability to work with the public, take direction well, and work in a team environment. Experience is a plus, but not required. Training provided.  For consideration, please send RESUME, COVER LETTER, and SALARY HISTORY to:  Job Search, Armstrong Associates FCU, 92 Glade Drive, Kittanning, PA 16201.  ]]></description>
   </item><item>
    <title>How low can YOU go??</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2012#99</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2012#99</guid>
    <description><![CDATA[If you finance your loans at AAFCU, it's seriously low.  Limbo on in and enjoy the low lending rates for autos, home equity, signature loans and much more.  Complete details available in any branch.]]></description>
   </item><item>
    <title>Visa Balance Transfer!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2012#98</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2012#98</guid>
    <description><![CDATA[From now through May 31st, transfer your balances from other credit cards to your AAFCU Visa Credit Card and enjoy a 6.90% APR until that balance is paid in full! Visit any location for complete details.]]></description>
   </item><item>
    <title>Holiday Closing</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=12&amp;yID=2011#97</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=12&amp;yID=2011#97</guid>
    <description><![CDATA[All branch locations will be closed on Monday, January 2, 2012, in observance of New Year's Day.  All locations will reopen on our regular schedule on Tuesday, January 3rd.  Happy New Year!]]></description>
   </item><item>
    <title>Concerned about debit card fees?</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2011#96</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2011#96</guid>
    <description><![CDATA[There have been many news reports recently about financial institutions beginning to charge fees to use debit cards.  If you are worried about your AAFCU Visa Debit Card, there is no need to...we have waived that fee for as long as we've had the Visa Debit Card, and we don't plan to change that.  Just another Armstrong Advantage!  ]]></description>
   </item><item>
    <title>International Credit Union Day</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2011#95</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2011#95</guid>
    <description><![CDATA[Join us on Thursday, October 20th, as we celebrate International Credit Union Day with cookies and cider, and logo tape measures as a small token of our appreciation for our valued members!  ]]></description>
   </item><item>
    <title>Funds Availability Update</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=08&amp;yID=2011#94</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=08&amp;yID=2011#94</guid>
    <description><![CDATA[Due to changes in Federal Regulation CC - Availability of Funds and Collection of Checks, AAFCU’s Funds Availability Policy has changed.  The changes are beneficial to you and are already in effect as of July 21.  Previously, the first $100 of your deposit was made available on the first business day after the day of your deposit.  With this new change, the first $200 of your deposit will be made available on the first business day after the day of your deposit.  
]]></description>
   </item><item>
    <title>You DESERVE a Raise!!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2011#93</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2011#93</guid>
    <description><![CDATA[No need to ask the boss...just pay off high rate loans with an AAFCU loan, or finance your needs with our very low rates!  Either way, you keep more money in your pocket!  Auto loans are 2.99% APR (new) and 3.99% APR (used); Signature loans are only 5.99% APR and you can use the money for almost anything! *APR=Annual Percentage Rate.  Rates subject to change at any time by action of Board of Directors.  ]]></description>
   </item><item>
    <title>It's Youth Week!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#92</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#92</guid>
    <description><![CDATA[April 17-23 is Youth Week at AAFCU!  Join us for giveaways and goodies this week, while supplies last.]]></description>
   </item><item>
    <title>billwizard maintenance</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#91</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#91</guid>
    <description><![CDATA[On Saturday, April 16th, billwizard will be unavailable for use from 3 a.m. to 9 a.m. while the system is upgraded for compliance.  We apologize for any inconvenience.]]></description>
   </item><item>
    <title>Visa Balance Transfer</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#90</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#90</guid>
    <description><![CDATA[From now through June 30th, transfer your balances from other credit cards to your AAFCU Visa Credit Card and enjoy a 6.90% APR until that balance is paid in full!  Visit any location for complete details.]]></description>
   </item><item>
    <title>Get $5---time is running out!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#89</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2011#89</guid>
    <description><![CDATA[Get $5 just for trying out e-statements!

Sign up for e-statements through virtualbranch and enjoy the safety, security, savings and speed of receiving your statements electronically...and benefit from the sweet incentives: $5 deposited in either your share savings or your choice of five charities, and a chance to win a NOOKcolor prize package! Register by April 30th!]]></description>
   </item><item>
    <title>Lower Loan Rates!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2011#88</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2011#88</guid>
    <description><![CDATA[To help our members during these tough economic times, AAFCU has lowered loan rates!  Auto loans as low as 3.50% APR, and home equity rates as low as 4.00% APR!  There is no better time to refinance your existing debts from other institutions, or take advantage of these very low rates to finance your new loans.  Complete details are available in our office locations.  There are many other rates and terms available, visit any location or online to apply today!]]></description>
   </item><item>
    <title>TurboTax</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2011#87</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2011#87</guid>
    <description><![CDATA[There is a link available to you through Virtual Branch, or visit http://turbotax.intuit.com/affiliate/armstr to use TurboTax to e-file your federal tax return.  There is a free option for basic returns or fees based on the complexity of your return and the services you choose.  You may also choose to e-file your state return for an additional fee.  Any questions regarding TurboTax should be directed to the online chat or Help menus within TurboTax.  TurboTax will be available through April 15, 2011.]]></description>
   </item><item>
    <title>Economy hitting you hard?</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2011#85</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2011#85</guid>
    <description><![CDATA[Fight back!  Save money by refinancing your loans from other institutions to your credit union.  Auto loan rates are as low as 3.95% APR and Home Equity loans are as low as 4.50% APR....rates haven't been this low in years!  Call or visit any location for complete details and see if you can give yourself a raise!]]></description>
   </item><item>
    <title>billwizard Maintenance</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=01&amp;yID=2011#84</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=01&amp;yID=2011#84</guid>
    <description><![CDATA[There will be routine maintenance of the billwizard system on Saturday, January 15, 2011, from 3 a.m. to 6 a.m. EST.  billwizard will not be accessible during that time period.  We apologize for any inconvenience.  The billwizard system will be available by 6 a.m.]]></description>
   </item><item>
    <title>Teller/MSR Position Open</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=12&amp;yID=2010#83</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=12&amp;yID=2010#83</guid>
    <description><![CDATA[AAFCU has an opening for a full-time teller/member service representative.  The position offers competitive wages, incentive plan, life and health insurance, paid vacation/holidays, sick days, short term disability, 401(K) and educational programs.  Qualifications needed: GREAT attitude, work ethics, maturity, bondable, ability to take direction well, work in a team environment and with the public.  Experience is a plus, but not a requirement.  Training is provided.  For consideration, please send RESUME, COVER LETTER and SALARY HISTORY to: Job Search, Armstrong Associates FCU, 92 Glade Drive, Kittanning, PA 16201.]]></description>
   </item><item>
    <title>ATM Fee</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2010#82</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2010#82</guid>
    <description><![CDATA[Monday, October 4th, AAFCU began charging a $1.00 fee for anyone using our ATMs in West Hills or Elderton that used any card other than an AAFCU Visa debit card or a Visa ATM/debit card from any of our partners in the CO-OP NETWORK.  Unfortunately, a programming issue caused our members to also be charged this fee.  This has been repaired; however, if you have been charged a fee for using your AAFCU debit card at our ATM at either our West Hills or Elderton branches, please bring in your receipt showing the fee and your fee will be refunded.  Thank you, and we apologize for any inconvenience.
]]></description>
   </item><item>
    <title>2011 Christmas Club Rate</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2010#81</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2010#81</guid>
    <description><![CDATA[The dividend rate for 2011 Christmas Club has been declared to be 1.50% APY (annual percentage yield).  This is the only rate guaranteed in advance, and will be offered for funds deposited into Christmas Club accounts from October 1, 2010 through September 30, 2011.]]></description>
   </item><item>
    <title>New Fees Effective October 1st</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2010#80</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2010#80</guid>
    <description><![CDATA[Three new fees take effect October 1st.  PIN reorder fee is $3.00; Rush Card Replacement fee is $25.00; and ATM Foreign Card fee is $1.00.  An ATM Foreign Card fee is charged when someone uses a card that is not an AAFCU card in an AAFCU ATM.  Members with an AAFCU card are not charged a fee.]]></description>
   </item><item>
    <title>ATTEMPTED FRAUD</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2010#79</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2010#79</guid>
    <description><![CDATA[Several members have notified AAFCU that they received calls Sunday, September 26th stating that "your debit card (or credit card) has been blocked" and giving instructions how to have it reinstated, restored or unlocked.  In all cases, this included providing the debit or credit card numbers and other information such as the verification code or the PIN numbers. Calls were made to home phones and cell phones, and were random throughout the community, including many who are not AAFCU members.

THIS IS ATTEMPTED FRAUD. AAFCU will never ask you to provide your debit card or credit card numbers using a telephone keypad or online. 

If you received a call and did not give out any information, you are fine and can continue to use your debit card or credit card as usual. If you DID give out information, contact us immediately so that we can protect you by blocking your debit card or credit card and reissuing you a new card with a different number.]]></description>
   </item><item>
    <title>ATTEMPTED FRAUD ALERT!!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2010#78</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2010#78</guid>
    <description><![CDATA[Several members have notified AAFCU that they received calls Sunday, September 12th from either Academy of A.R.T. or Voice Pulse Inc. stating that they were calling on behalf of Armstrong Associates, there had been a security breach, and in order to reactivate your debit card, you would need to provide information, including your debit card numbers.

THIS IS ATTEMPTED FRAUD.  AAFCU will never ask you to provide your debit card numbers using a telephone keypad or online.  

If you received a call and did not give out any information, you are fine and can continue to use your debit card as usual.  If you DID give out information, contact us immediately so that we can protect you by blocking your debit card and reissuing you a new card with a different number.]]></description>
   </item><item>
    <title>Awesome Auto Loan Rates!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=07&amp;yID=2010#77</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=07&amp;yID=2010#77</guid>
    <description><![CDATA[Auto loan rates are the lowest they have been in years!  Just 3.95% for new autos, and 4.50% for any used auto, model years 2004-2010.  The same rates are offered for refinanced loans, so stop in to see if you can save money for your remaining term by refinancing with your credit union.  AAFCU also provides a free CARFAX check on all used autos we finance, and special offers and incentives are available to our members through Invest in America and Enterprise Car Sales.  Call or stop by with any questions, and you can apply in person or online.]]></description>
   </item><item>
    <title>Home Equity Special!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=07&amp;yID=2010#76</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=07&amp;yID=2010#76</guid>
    <description><![CDATA[Great rates on home equity loans!  4.50% for 60 months and 5.50% for 120 months.  Refinance your current home loans, or consolidate your credit cards or other debts, or take advantage of this low rate to make home improvements!  Visit any office location to discuss the possibilities, or to apply.]]></description>
   </item><item>
    <title>Traveling?</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2010#75</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2010#75</guid>
    <description><![CDATA[If you are traveling this summer, don't forget that AAFCU is now a member of the Shared Service Centers Network.  With over 4,000 locations nationwide, there are centers available to you wherever you are going.  Be sure to have your credit union ID card and your driver's license.  To see locations near your destination, click the Shared Service Centers logo to your left.  Please call AAFCU with any questions.]]></description>
   </item><item>
    <title>Cell Phone Do Not Call List</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2010#74</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2010#74</guid>
    <description><![CDATA[Cell phone numbers are not subject to marketing or solicitation calls.  However, sometimes you get calls anyway!  If you would like to add your cell phone number to the national Do Not Call list, the phone number to do that is 1-888-382-1222.  It will take a few days to take effect and stop your unwanted calls.]]></description>
   </item><item>
    <title>e-statements!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2010#72</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=04&amp;yID=2010#72</guid>
    <description><![CDATA[You can now sign up to start receiving your account statements via email instead of a printed paper copy mailed to your home.  You must be a virtualbranch user to receive e-statements, because you will receive your statement through the secure virtualbranch site.  To sign up, just click the virtualbranch logo to the left, and follow the steps.  e-statements are available under the self-service tab.  If you have any problems or questions, please email e-services@aafcu4u.coop or mycu@aafcu4u.coop.]]></description>
   </item><item>
    <title>Checking balances at an ATM</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2010#71</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2010#71</guid>
    <description><![CDATA[There are quite a few regulatory changes taking place.  Because we already complied with nearly all of the improvements, you won't notice many changes.  One of the ones you will notice is when you visit an ATM to check your current balance.  Regulation DD requires that an inquiry at an ATM cannot include any funds that are in an account separate from your checking, but could be used to cover any overdrafts.  So if you check your balance at an ATM, the only information available will be your current balance in your share draft checking account, not your savings.  If you want to check your savings balance, you can do so by using tellerline, virtualbranch, or by calling or visiting any of our locations.  ]]></description>
   </item><item>
    <title>Online Shopping Safety</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=11&amp;yID=2009#64</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=11&amp;yID=2009#64</guid>
    <description><![CDATA[Doing your holiday shopping online can be very convenient, but don't let your guard down.  Be cautious anytime you are giving your debit or credit card numbers, whether in a store on using an online store.  Make sure you are on the true website by typing in the address yourself, rather than following links.  Before typing in your personal information and card number, make sure you are on a secure site.  In the address bar, there should be an 's' at the end of the http to signify it is a secure site.  Many sites also display locked padlocks.  ]]></description>
   </item><item>
    <title>Visa Shopping Tips</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=11&amp;yID=2009#63</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=11&amp;yID=2009#63</guid>
    <description><![CDATA[To make shopping with your credit union debit or credit Visa card less stressful, we wanted to remind you of a few items.  Whether using your Visa Debit or Visa Credit card, it is important to be keep the card in your possession and view to avoid your number being stolen.  Also keep your receipts to verify your statement, and shred them when you are finished with them.  Your Visa Credit Card can be used without limits, up to your existing credit limit.  If you need additional funds, visit our lending department to apply for a higher credit limit.  Visa debit users must remember that your debit card can only be used nine times per day as a security feature.  If you need to access your share draft checking account more than nine times in one day, you will need to have a supply of checks with you.  A Visa debit card can be used to withdraw up to $500 from an ATM in any one day.  If your purchase is out of your usual pattern of use, you may receive a phone call from our Falcon/Fraud Alert Management service to verify your transaction.  Make sure your contact information is up to date in our records so that we can reach you if needed.  Most importantly, any time you have a question or need help with your AAFCU Visa cards, don't hesitate to call us...we are here to help you!]]></description>
   </item><item>
    <title>Halloween Treat Bags</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2009#61</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2009#61</guid>
    <description><![CDATA[Hey, kids!  Stop in your credit union office to pick up a Halloween treat bag, with treats and safety tips!  Bags are available October 26-31, or while supplies last.]]></description>
   </item><item>
    <title>Shared Service Center</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2009#60</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2009#60</guid>
    <description><![CDATA[AAFCU is now a member of the Credit Union Shared Service Center network, meaning you have access to a national branch network of more than 3,700 branches, as many as the largest banks.  When you are traveling, you can access your funds at any of these branches just as if you were standing in your local AAFCU branch.  Click on the Shared Service Centers logo to the left to use the locator options.  We have also opened our West Hills branch to serve the needs of members from the other credit unions in the Shared Service Center network, effective September 1st.]]></description>
   </item><item>
    <title>billwizard upgrade</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2009#59</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2009#59</guid>
    <description><![CDATA[The billwizard upgrade is complete!  If you have any questions or concerns, please call and we will be happy to assist you.  If you are not a billwizard user, there is no better time to give it a try!  You can enroll online, just click the logo to the left.  Best of all, this service is offered to you free of charge, another advantage of your AAFCU membership.]]></description>
   </item><item>
    <title>Lost Visa?</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=07&amp;yID=2009#57</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=07&amp;yID=2009#57</guid>
    <description><![CDATA[If your Visa credit or debit card is lost or stolen, contact AAFCU immediately to protect yourself from financial loss!  If our offices are closed, report the loss to Visa directly.  For debit cards, call 1-800-991-4965.  For credit cards, call 1-800-991-4961.]]></description>
   </item><item>
    <title>Credit Unions celebrate milestones</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2009#56</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=03&amp;yID=2009#56</guid>
    <description><![CDATA[Click on the video below for a brief history of the credit union movement, celebrating 100 years of credit unions in the U.S. and the 75th anniversary of the Credit Union National Association and the Pennsylvania Credit Union Association.

<embed src="http://www.cuna.org/scripts/flowplayer/FlowPlayerLight.swf?config=%7Bembedded%3Atrue%2CbaseURL%3A%27http%3A%2F%2Fwww%2Ecuna%2Eorg%2Fscripts%2Fflowplayer%27%2CinitialScale%3A%27scale%27%2Cloop%3Afalse%2CautoPlay%3Afalse%2CvideoFile%3A%27http%3A%2F%2Fwww%2Ecuna%2Eorg%2Fdownload%2Fvideo%2F75%2D100%2F75th100th%2Eflv%27%7D" width="304" height="228" scale="noscale" bgcolor="111111" type="application/x-shockwave-flash" allowFullScreen="true" allowScriptAccess="always" allowNetworking="all" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed>]]></description>
   </item><item>
    <title>Debit & Credit Card Compromise</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2009#55</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=02&amp;yID=2009#55</guid>
    <description><![CDATA[You may have heard about the Heartland Payment Systems data breach that occurred in 2008, or may have recently been contacted by AAFCU about having your debit or credit card blocked and reissued due to the Heartland Systems data breach. AAFCU is committed to protecting our members and their accounts. As we receive lists of debit and credit cards that may be affected, we are contacting the cardholders, reissuing new cards, and closing the compromised cards to protect you. If you have not been contacted by AAFCU, your card has not been on the compromised list to date.  If you would like to learn more about the data breach, visit www.2008breach.com. And as always, if you have questions related to your account and/or the data breach, you can contact the credit union at (724) 763-1172.  We appreciate your patience and understanding.
]]></description>
   </item><item>
    <title>Closed New Year's Day</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=12&amp;yID=2008#54</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=12&amp;yID=2008#54</guid>
    <description><![CDATA[Your credit union will be closed on New Year's Day.  Both surcharge-free ATMs will be available (located at our West Hills and Elderton locations) as well as other ATMs in the CO-OP NETWORK.  Night drop boxes are also available at every location and are checked upon opening Friday morning.  We will maintain our regular business hours on Friday and Saturday.  We wish you all the best, health and prosperity in 2009!]]></description>
   </item><item>
    <title>Protection for your AAFCU Visa</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2008#53</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=10&amp;yID=2008#53</guid>
    <description><![CDATA[To help protect you from credit or debit card fraud, your credit union provides you with enhanced fraud protection.  If your credit or debit card transaction appears to fall outside of your usual spending pattern, an alert is created.  A fraud analyst or automated voice system will then contact you, using the contact numbers in our data system, to verify whether you authorized this transaction which does not fit your historical card spending behavior.  Part of the verification will be to ask you to confirm the last 4 digits of your social security number on file.  

If we are not successful in contacting you, a decision will be made on your behalf to block future transactions until you can be reached for confirmation.  It is extremely important that we have your most up to date phone numbers.  This is part of our ongoing efforts to provide you with the best protection available for your AAFCU credit/debit cards.  On your next visit to our office, please confirm that the numbers we have on file are correct so that we can reach you quickly.  If you receive a call of this nature and you have any concerns at all, please don't hesitate to call and talk with us.  ]]></description>
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    <title>Christmas Club</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2008#52</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2008#52</guid>
    <description><![CDATA[2008 Christmas Club funds were automatically transferred to your share savings account effective October 1st.  Deposits October 1st and after will be credited toward the 2009 Christmas Club.

Christmas Club accounts remain open, and any automatic transfers will remain in place.  The dividend rate for 2009 Christmas Clubs has been set at 2.00% APR (annual percentage rate).  

The annual Christmas Club ornament promotion begins November 15th, and runs through January 15th, or while supplies last.  Choose an ornament from our tree in the lobby when you open a new Christmas Club account or when you make a deposit of $20 or more into your existing Christmas Club.]]></description>
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    <title>Credit Unions have Federal Savings Insurance!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2008#51</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=09&amp;yID=2008#51</guid>
    <description><![CDATA[The money of virtually all credit union members is protected by federal insurance at their credit unions, the Credit Union National Association (CUNA) pointed out today – insurance coverage that is similar to that provided to banks by the Federal Deposit Insurance Corp. (FDIC).

CUNA President and CEO Dan Mica said, “...It’s important for the millions of credit union members across the nation – with billions of dollars saved in their credit unions – to know their money is as safe and sound as any deposits in federally insured banks.”

Virtually every credit union across the nation has federal deposit insurance. Just like FDIC insurance at banks, savings are insured to at least $250,000. The federal insurance safety net at credit unions is provided by the National Credit Union Administration (NCUA), a U.S. Government Agency. Additionally, the credit union insurance (just like the FDIC) is backed by the full faith and credit of the United States.

‘In fact, no one with their savings at a federally insured credit union has ever lost a dime of their savings,” Mica added.

For more about federal savings insurance at credit unions and to view a video clip from Dan Mica, see the “America’s Credit Unions” website at www.creditunion.coop.  <embed src="http://www.creditunion.coop/scripts/flowplayer/FlowPlayerLight.swf?config=%7Bembedded%3Atrue%2CbaseURL%3A%27http%3A%2F%2Fwww%2Ecreditunion%2Ecoop%2Fscripts%2Fflowplayer%27%2CinitialScale%3A%27scale%27%2Cloop%3Afalse%2CautoPlay%3Afalse%2CvideoFile%3A%27%2Fdownload%2Fmica%5F20080924%2Eflv%27%7D" width="0" height="0" scale="noscale" bgcolor="111111" type="application/x-shockwave-flash" allowFullScreen="true" allowScriptAccess="always" allowNetworking="all" pluginspage="http://www.macromedia.com/go/getflashplayer"></embed>

To determine how much of your savings at your credit union is covered by federal insurance, visit the NCUA insurance calculator at http://webapps.ncua.gov/ins/.

]]></description>
   </item><item>
    <title>iBelong, you can too!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2008#44</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2008#44</guid>
    <description><![CDATA[Pennsylvania credit unions have joined together to create a statewide marketing and advertising campaign to educate people about credit unions and everything we offer. The campaign began in mid-2007, and is scheduled to run through December 31, 2010. Watch and listen on WPXI, WTAE, HGTV, TLC, WDSY, WRRK, WLTJ and the Internet...just for starters! To see and hear the commercials, visit www.iBelong.org and call or visit AAFCU with any questions. ]]></description>
   </item><item>
    <title>Scam Alert!</title>
    <link>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2008#43</link>
	<guid>http://aafcu4u.coop/news-archives.php?mID=06&amp;yID=2008#43</guid>
    <description><![CDATA[Members have contacted us to let us know that someone has called them requesting personal financial information. AAFCU WILL NEVER CALL YOU AND ASK FOR THIS TYPE OF INFORMATION, WE ALREADY HAVE IT. When you call us, we ask these questions to verify your identity. Never give out this type of information unless you have initiated the call and are confident of your safety. For information about current scams, visit www.financialcrimestaskforce.com and don't hesitate to contact AAFCU with any concerns. ]]></description>
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