We all need insurance for different situations, car, house, property, structures, boats, ect. You want to protect your investment and hard earned money if an unfortunate event were to happen. For the most part, you pay for the comfort of your...

Last October I replaced 38 #halogen pot lights in our new house with low wattage LED's and got quite a significant decrease in hydro usage (LED's and the power to save part one) but these 38 bulbs did not even account for 50% of the bulbs in...