All you need to know about Renovation..

iTunes App Store - Interior Design Resources

2012-02-13T16:59:00.000+08:00

Here are some really amazing interior design related apps for iPhone/iPad users. :)

" Called the "Wikipedia of interior and exterior design" by CNN, Houzz has the largest database of home design ideas on the net, with over 200,000 high resolution photos. Browse photos by style, room and location and save them to your virtual idea book — it's the equivalent of clipping design magazines to a scrapbook — making ideas easier to search, save, and share...."

2. Houzz Kids' Rooms

" .. Browse, save and share thousands of big, beautiful photos of inspiring kids’ spaces. Filter spaces by age group, and get information on the pros who designed them. Tap through guides to creating soothing nurseries, fun toddlers' rooms, flexible shared bedrooms, and spaces for bigger kids to teens...."

3. Interior Design Photo Collections

".. This app lets you view the whole spectrum of interiors, to elegant North American mansions to refreshing rooms with ornamental plants and beyond.These albums have many uses: helping design a new home or remodeling, examples for arranging rooms, studying design, for wild ideas and more. "

4. Home Design Interior Space Planning Tool

"...lets the interior design professional, their clients—and do-it-yourselfers alike—plan, preview and carry out their design visions while staying organized and within budget..."

5. Interior Design Magazine

"Interior Design magazine is the essential resource for every design professional and enthusiast, on all projects, throughout the entire design process. Interior Design, the design authority, shapes design opinions, while providing boundless inspiration and vital information through compelling coverage of the most groundbreaking projects, products, and people in the industry."

Creative Living - Transforming Your Walls Part 2

2012-02-13T16:29:00.000+08:00

Ways to Spice up a Plain Wall

1) Fresh coat of Paint

One of the easiest way to spruce up a plain wall is to give it a fresh coat of paint. You can look for online tools to help you in visualizing and preview your place before you start painting. However, if you prefer to D.I.Y, you can refer to this post for some painting tips.

2) Artworks and Posters

If painting walls is too much of a hassle, you can consider hanging paintings or posters to give an instant makeover.

3) Wall Decals

Wall decals are quick and efficient ways to brighten and make your walls more interesting! To put it in a layman's term, decorative vinyl stickers are designed to be applied to walls. There are a vast number of different styles and patterns available in all sorts of colors in the market. In fact, you may also request for customization at a small fee.

4) Useful and Practical ideas

Why not make full use of what a plain wall can offer by including shelves, decorative clothes, keys hangers and clocks. You may even want to convert your wall into a drawing board! :)

5) 3D Wall Art Panels

3D wall panel brings a dramatic impact to home design, instantly adding another dimension to the interiors. Environment friendly, and considerably cheaper than traditional carved wooden panels, they offer an inexpensive and yet impressive alternative. In fact, here are some articles which covers 3D wall panel from beds.sg and renotalk. You can get interior designers to do it for you or even D.I.Y yourself at a fraction of a price! :)

6) Graffiti aka Street Art

This is definitely not for the faint hearted...increasingly, more people are open to bringing street art into the home interior design. However, the difficult part is to find a skilled graffiti artist. Here is a post which covers on decorating your home with graffiti art.

Renovation Handover Tips

2012-01-10T23:23:00.001+08:00

Most people will be very thrilled and look forward to the day the Contractor or the Interior Designer handovers the keys to their home, which signifies the end of the renovation process.

However, it is important to keep the following things in mind before the handover is complete.

Check and Review

Check that the Contractor or Interior Designer has completed all the defects and works stipulated in the contract.

Review the workmanship delivered. If the Contractor or Interior Designer has not done a satisfactory work, consider either withholding last 10% of the payment until they have rectified the works, or negotiate for a wavier of the last 5-10% of the final payment.

Ensure that the entire place has been properly cleaned and vacated. Usually, Contractor or Interior Designer will chemical wash the entire place prior handover.

Make sure that you have changed the keys and the lock which was previously used by the Contractor or Interior Designer.

Touch ups and Future works

Do ask the Contractor or Interior Designer for at least a can of leftover paint so that you or your hired contractor can perform touch-ups in future. If no leftover paint is available, do take down the brand and color code of the paint.

Do ask for the names and contacts of the individual carpentry/electrical sub-contractors so that you can contact them directly if you need to do similar carpentry/electrical works in future.

Do keep a constant look out for any defects which were not discovered prior the handover. Remember that you are entitled for free rectification works as long as your warranty is still in force.

Hope you find this list helpful.

Home Renovation Checklist

2012-01-01T00:06:00.003+08:00

Home Renovation Checklist

Before you begin your home renovation, it's important to do some pre-renovation groundwork (i.e. 1st Stage of Renovation - Initiate ) and plan (i.e. 2nd Stage of Renovation - Plan ) ahead. However once you have started, there are many important things that you should take note of when you are managing the renovation.

Hence, here is a simple checklist to get you started. I will update and add on to this checklist whenever the need arises, so do remember to bookmark this post! :)

1) Existing Defects

(For HDB home owners) Have the HDB Technical Officers to rectified the list of defects prior the start of renovation?


2) Research
Have you talked to your friends, neighbors etc about their home renovation experience? Have you dispelled the popular renovation myths? Have you found answers to the common renovation questions? Have you found out the 7 common renovation mistakes and how to avoid them? Have you found out the renovation guidelines for HDB / DBSS or private residential properties?
Have you sourced for renovation design ideas in magazines, catalogs, or open houses?
Have you checked with banks on the renovation loan prerequisites, conditions and prevailing interest rates? 3) Renovation Budget Have you decided on the renovation budget? Have you decided on the type of mortgage loan? 4) Renovation Scope

Have you decided on the future inhabitants of your renovated home (i.e. any pets, grandparents etc)? Have you talked to the future inhabitants on their needs and requirements? Have you considered and determined on the type of lifestyle that you are leading? Have you scoped out the extent of the renovation? 5) Contractor or Interior Designers selection Have you interviewed and shortlisted the list of contractors or interior designers? 6) Renovation Package selection Have you scrutinized the renovation quotes carefully for any hidden costs? Have you decided on a renovation package? Have you ensured that all verbal clarifications and additional requirements (if any) have been written down before you sign the contract? 7) Renovation Plan Have you drafted the renovation plan? Have you and the contractor or interior designer agreed upon the renovation duration and the worked out the contingency actions to take when there are delays? Have you gathered the detailed scope of the renovation? Have you estimated all the costs involved, the budget to be set aside and contingency actions to take when there are cost overruns? Have you and the contractor or interior designer agreed upon the acceptable quality of renovation and how these standards are going to be determined? Have you and the contractor or interior designer discussed on the risks that will impact the renovation project and how to handle these risks by developing the contingency plans? Have you and the contractor or interior designer agreed on how communication is to be done and the frequency of communication? 8) Review and Monitor Have you constantly monitor and review the renovation works to ensure that things are going according to the plan? Have you constantly ensure that the renovation is still on time? 9) Handover / Post Renovation Review Have you ensured that all obligations and works are delivered by the contractor or interior designer as stipulated in the contract? Have you done a post renovation walk-through, especially on the quality of the renovation prior the handover and final payment? Have you checked that the contractor or the interior designer has properly cleaned up and evacuated the place after the handover? Have you changed the lock to your property after the handover? Hope you have found the checklist useful.

10 Tips for Decorating your Bathroom

2011-12-26T21:04:00.000+08:00

10 Tips for Decorating your Bathroom*

* Kindly note that this is the summarised version. Do grab your 1st issue of living@HOME to read the actual article. ;)

1. Apply non-slip coating over existing floors (vinyl tiles, ceramic tiles, laminates, hardwood and natural stones) such as shower cubicles;

2. Ensure adequate ventlation and natural lighting to prevent mould;

3. Augment general lighting with "task lighting" to facilitate tasks such as makeup and shaving;

4. Make use of all the available space in the room for storage (i.e. beneath the basin, behind the mirror);

5. Conserve water consumption by making use of dual flush toilet cistern; conserve electricity by making use of the LED lighting;

6. Always try on the toilet bowl before buying it; enlongated bowls and seats are usually more comfortable;

7. Always try out the bathtub before buying it; check the back and lip of the bath for comfort; if you cant accommodate the a full-length bath, consider an extra deep one;

8. Avoid drilling through the tiles, which can crack easily, as much as possible choose fittings that doesn't require drilling; or drill in between the tiles;

9. Install an air freshener;

10. Color coordinate bath towels, toiletries and fittings;

11.** Install a small wall clock, shaver or hair dryer holders.

** Extra recommendations. :)

10 tips for Decorating your Living Room

2011-12-26T20:39:00.002+08:00

10 Tips for Decorating your Living Room*

* Kindly note that this is the summarised version. Do grab your 1st issue of living@HOME to read the actual article. ;)

1. Choose on a focal point in the living room; it can be the TV feature wall or a simple vase; then design and decorate around this focal point;

2. Declutter and remove anything you do not need;

3. If you are unable to declutter, confine the clutter to similar or like themed items;

4. Move furniture away from walls and arrange chairs so that guest are facing each other;

5. Define the conversation area or carve out areas with the use of rugs;

6. If you custom make your furnitures, ensure the unholster are the exact shade that you want; use a color wheel to help you;

7. Layer lighting so that you can adjust the amount of lighting that you need throughout the day;

8. Walls can be used for painting, clocks, wooden paneling, painted murals, mirror, photo collage; let your imagination flow!

9. Create a warm and cozy feeling atmosphere through the use of soft furnishing like curtains and rugs;

10. Improve the air quality with the use of air purifiers, humidifers, dehumidifers and air circulators.

Air Circulators for Air Cons

2011-12-18T21:31:00.006+08:00

Air Circulators for Air Cons

Air Circulator - as its name imply - helps to circular air flow. In fact, an air circulator is basically a fan.

Types of Air Circulators

There are many types of air circulator in the industry. The common ones include ceiling fans, portable fans, industrial fans and so on.

Why are Air Circulators important to Air Cons?

An air circulator helps to manage the constant flow of air in a room. Hence, air conditioning is enhanced since the cool air from air cons is circulated throughout the entire room.

This leads to more efficiency in cooling the air and helps to conserve electricity; which ultimately results in cheaper electricity bills and longer air con life-span. ;)

Which model is recommended?

living@HOME recommends Vornado Air Circulator*. It highlights that this model has special curved fab blades designed to generate the most efficient wind force. Furthermore, it is equipped with a military grade motor which is smooth and yet quiet with a wind force span of about 42 meters. It is also flexible since it can tilt 180 degrees.

Note*:
700 Series are ideal for larger areas such as large living rooms, office lobbies and conference rooms.

600 Series are suitable for home and offices.

500 Series are suitable for small rooms (i.e. bedrooms, kitchens, etc)

Can be found in Home-fix stores.

10 Tips for Decorating your Bedroom

2011-12-18T20:55:00.002+08:00

10 Tips for Decorating your Bedroom*

* Kindly note that this is the summarised version. Do grab your 1st issue of living@HOME to read the actual article. ;)

1. If given a choice, choose a quiet bedroom (i.e. away from noisy areas like kitchen or living areas);

2. The bed should be the only main piece of furniture since the bedroom is meant for resting;

3. Air quality of the bedroom should be good since this is the place where you are going to rest in. Consider improving the air quality by using air purifier, humidifier, dehumidifier or ionizer;

4. Create a relaxed atmosphere by using soft furnishing and pile on pillows;

5. Ensure that your mattress is free of bed bugs and mold; check them in check by using bed bug spray;

6. Maximize the room under your bed; consider under-bed storage options like storage boxes or bed drawers;

7. Be bold and creative in your color selections, remember soft furnishing such as cushions, rugs and decorations can be used to add interesting dashes of colors in an otherwise boring bedroom;

8. Layer your colors with tones of same color to add more texture in the bedroom;

9. Place a rug alongside the bed for soft landing (keeps your feet warm in cold weather too);

10. Keep a light source within reach, especially when you are in bed.

living@HOME

2011-12-18T20:25:00.002+08:00

Home-fix just launched their first issue of living@HOME. In case some of you are new to Home-fix, it is the leading D.I.Y retail chain in Singapore.

At only $1, living@HOME is definitely worth a read. The first issue covers articles ranging from useful household appliances like vacuum cleaners, useful advices on how to make small spaces look bigger, and even teaches you how to overhaul your old furniture.

If you have yet to grab a copy, fret not. I will share some useful articles from that issue in my subsequent posts.

Creative Christmas Tree

2011-12-17T00:13:00.001+08:00

Here are some very inspiring creative Christmas Tree designs. :)

from homecreat.com

from watkinseventdesign.blogspot

from inhabitat.com

from gliving.com

from decodir.com

from inspirationforhome.blogspot

Council for Estate Agencies (CEA)

2011-12-13T16:43:00.000+08:00

Some of you may be new to CEA, which is a newly established statutory board under the Ministry of National Development in Oct 2010.

CEA is empowered to administer the new regulatory framework for the real estate agency industry.

It aims to raise the professionalism of the real estate agency industry through collaborative efforts with the industry on industry development programmes and protect the interests of the consumers through targeted public education schemes.

I have extracted the following most relevant information from CEA for easiler reading. :)

Consumer Resource

(1) Consumer Guide

Consumer Tips for Engaging a Real Estate Salesperson" is CEA's first educational brochure that provides introductory information and practical tips to consumers who wish to engage the services of real estate salespersons in property transactions. The guide is part of CEA's public outreach efforts to equip consumers with essential knowledge that would help them experience a smooth property transaction. Please click here to download the consumer guide.

(2) Public Seminars/Talks

CEA participates in public educational seminars/talks organised by our partners:

(3) Advisory for Consumers

A 53-year-old man who is believed to be involved in at least two cases of rental scams was arrested by the Police in October 2011. Please see media release issued by the Police.

You are advised to:-

Verify the identity of your salesperson using the Public Register
Respond only to advertisements that provide the salesperson's details and registration number
Report to CEA if you encounter any persons who are carrying out estate agency work but who are not listed on the Public Register.

(4) Reference Information

For information on registered salespersons and licensed estate agents, please check Public Register
For information on engaging the services of a real estate salesperson, view presentation slides here
For information on buying, selling, renting and financing of HDB flats, please visit the HDB InfoWEB.
For information on purchase of private residential properties, please visit the URA website.

All you need to know about Estate Agents

2011-12-13T16:29:00.001+08:00

The following information is extracted from Today online.

"From how to identify a registered property agent to how such agents should handle transaction monies, such tips have been handily summed up in a brochure rolled out yesterday by the Council for Estate Agencies (CEA).

The brochure is part of the CEA’s outreach efforts to equip consumers with essential knowledge for a smooth property transaction.

For instance, it highlighted that dual representation — where a property agent represents both the buyer and the seller, and collects commission from both parties — is an offence. It is also an offence for a property agent — also referred to as salespersons — or agency to introduce or refer a buyer to any moneylender.

Property agents and agencies are also prohibited from handling money on behalf of any party in the sale or purchase of any property here.

The brochure also advised consumers to not respond to publicity flyers where a salesperson has not provided a registration or licence number. All licensed agencies and property agents can be found on the CEA’s website.

A list of the responsibilities of a salesperson is also provided, such as how a property agent should explain to consumers all relevant forms and documents in a binding agreement.

It also lays out a list of what consumers need to be aware of on their part, such as providing one’s terms and requirements clearly o their property agent, as well as what to do when a dispute arises.

The consumer guide is available from the CEA and for public download at www.cea.gov.sg."

Renovation Related eServices from Singapore Government websites

2011-11-12T00:57:00.001+08:00

Renovation Related eServices

The Singapore Government Agencies actually provide a whole suite of eServices for your renovation needs. Here is a list of eServices which are extracted from the respective sites.

List of Licensed Contractors

	HDB Registered Renovation Contractors
	RADAC Accredited Renovators
	Electrical Contractor
	Sanitary Plumber
	Air-con Installer
	Gas Service worker

Renovation Permit

HDB

-	Application Form for Renovation Permit in HDB Flats
-	Application Form For Electrical Installations/ Extensions And Air-Con Installation Permit in HDB flat

Other eServices

-	Working From Home

Private Residential Property Renovation Tips from Singapore Government websites

2011-11-12T00:51:00.000+08:00

Before you begin renovating your house, the following are some points or guidelines you need to know.

	Renovation Work
	Sanitary Work
	Electrical Work
	Air-conditioning Work
	Fire Safety
	Gas Service
	Window Safety & Maintenance

Guidelines For Renovation Work

Private residential properties would generally include landed houses, apartment buildings, condominium, cluster housing and residential units in a mixed development.

Renovation works in private homes would constitute one of the following:

-	additions and alterations to existing landed dwelling houses
-	additions and alterations to existing apartments or existing residential units of strata-subdivided buildings
-	reconstruction of existing landed dwelling houses

Not all renovation works would require approval of plans from the Building and Construction Authority (BCA). There are some building works, which are minor in nature, that are exempted from approval. A list of the exempted works is given in 'The Schedule' of the Building Control Act, and is reflected herewith.

-	Exemption From Approval For Minor Building Works And Alterations To Residential Buildings

Where the proposed building works are not exempted, building plans will have to be submitted by a Qualified Person to the Commissioner of Building Control for approval. The following are some information on the requirements for approval of building plans. The normal submission system applies to all sorts of renovation works for private homes, while the simplified submission system applies only to additions and alterations to landed houses.

-	Works Not Requiring BCA Approval
-	Application For Approval Of Building Plans Under The Normal Submission System
-	Application For Approval Of Building Plans Under The Simplified Submission System

Besides submission of building plans, structural plans submission would also be necessary if there are structural works involved in the proposed renovation. The following outlines the requirements to procure approval of the structural plans.

-	Application For Approval Of Structural Plans

No building works shall commence until a permit to carry out building works is obtained from the Commissioner of Building Control. The grant of this permit can only be considered after the structural plans are approved. Where there are no structural works involved, the application for a permit is based on the approval of building plans instead. The following are the requirements on the application for a permit to carry out building works.

-	Application For A Permit To Carry Out Building Works

Upon completion of the renovation works, a Temporary Occupation Permit (TOP) or a Certificate of Statutory Completion (CSC) will have to be obtained for the occupation of the completed building. The issuance of CSC by the Commissioner of Building Control would legally conclude the completion of the renovation project. The following are the requirements to procure a TOP and a CSC.

-	Application For Occupation Of Completed Building Works

Whether the renovation works require approval of building plans from the BCA or not, owners should also check for the need to obtain clearances from other authorities or compliance with caveats and by-laws which may apply to their premises, including rules and regulations adopted by the management corporation.

Frequently Asked Questions On :

Here are some frequently asked questions on:

-	Building Plans
-	Temporary Occupation Permit (TOP) / Certificate of Statutory Completion (CSC)
-	What are the renovation works which are allowed in the shelter?

Guidelines For Sanitary Work

A all sanitary works are required to be carried out by a Registered Sanitary Plumber (RP).

Please click here for the list of licensed sanitary plumber.

Guidelines For Electrical Work

Before you begin your electrical work installation to your home, your are required to engage a PUB licensed electrical contractor to carry out the electrical work in your house.

Please click here for a licensed electrical contractor.

You also required to apply the electrical work permit for certain types of electrical work if required. Please click here for the Electrical Work Permit Form.

-	Electrical Safety

Guidelines For Air-conditioning Work

All air-conditioning works do not require approval of plans or a permit to carry out the works. However, the installation of supports for air-conditioning units on the exterior of all buildings except landed houses must be carried out by a trained installer.

Please click here for a list of trained licensed air-condition installer.

Other Useful Information

-	Legislation Of Air-con Units
-	Methods Of Retrofitting
-	Frequently Asked Questions

Please click here for further enquiry on Installation of Aircon Brackets.

Guidelines For Fire Safety

Any person who wishes to commence or carry out any proposed fire safety works in any building shall apply in accordance with the Regulations made under the Fire Safety Act to the Fire Safety and Shelter Bureau for approval of the plans of the fire safety works. Such plans shall be prepared and submitted by Qualified Persons (QPs) which are registered architects or professional engineers.

Please click here for detail submission procedures.

Guidelines For Gas Service

Any installation or alteration of gas piping, you are required to engage a Licensed Gas Service worker (LGSW) to carry out job.

Please click here for a list of Licensed Gas Service worker (LGSW).

-	Gas Safety

Guidelines For Window Safety

For any installation or alteration of Windows, you are required to engage a Trained Windows Contractors.

For a list of Trained Windows Contractors, please click here.

-	Frequently Asked Questions On Windows

Extracted from BCA site.

HDB Renovation Tips from Singapore Government websites

2011-11-12T00:36:00.007+08:00

Renovation Guidelines For HDB Flats

Before you begin renovating your flat, you will need to know the following.

	Building Work
	Sanitary Work
	Electrical Work
	Air-conditioning Work
	Gas Service
	Window Safety & Maintenance

Guidelines For Building Works

-	General Terms And Conditions
-	Technical Terms And Conditions
-	Minimum Safety Requirements For Installation/Replacement Of New Aluminium Windows
-	3-year Restriction Period On Removal Of Toilets Wall And Floor Tiles Provided By HDB
-	Floor Finishes
-	Wall Finishes
-	Sold Recess Area
-	Walls
-	Kitchen
-	Bathroom/Toilet
-	Refuse Chute Hopper
-	Window/Grilles
-	Door/Gate
-	False Ceiling
-	Staircase
-	Awning
-	Clothes Drying Hanger
-	Fish Tank
-	Household Shelters (HS)
-	Approved Rented Common Area
-	Others

SCDF Guidelines On Household Shelters

-	Guidelines For Renovation Work In Household Shelters (HS) Set Out By Singapore Civil Defence Force (SCDF)

Renovation Works That Are Not Allowed

-	Renovation Works That Are Not Allowed In HDB

Guidelines For Sanitary Work

HDB flat lessees can engage any plumber to carry out sanitary works in their flats. However, flat lessees are encouraged to engage Singapore Plumbing Society (SPS) registered plumbers.

The list of SPS plumbers is available on the SPS's website at http://www.plumbing.org.sg/.

Other Useful Information

-	Technical Conditions Governing Sanitary/Water Pipe/Gas Pipe Work
-	Guidelines For Sanitary & Plumbing/Gas Works

Guidelines For Electrical Work

Before you begin any electrical work installation to your home, you are required to engage a PUB licensed electrical contractor to carry out the electrical work in your house.
To search for a licensed electrical contractor, please click here.

Below are some electrical guidelines for HDB Flats.

-	Obtaining Approval - Electrical/Air-conditioner Works
-	Electrical Works - General Terms And Conditions
-	Electrical Works - Technical Terms And Conditions
-	Electrical Works - Enquire Your Block's Electrical Loading
-	Guidelines For Electrical Works
-	Application For Electrical Installations/Extensions And Air-Conditioner Installation In HDB Flats

Guidelines For Air-conditioning Work

All air-conditioning works do not require approval of plans or a permit. However, the installation of supports for air-conditioning units on the exterior of your flat must be carried out by a BCA trained installer.

For a list of trained and licensed air-condition installers, please click here.

Guidelines And Conditions For Installation Of Air-conditioners In HDB Flat

-	Installation Guide For Air-Conditioners
-	Guidelines For Air-conditioners Installation Works
-	Application For Electrical Installations/Extensions And Air-Conditioner Installation In HDB Flats

Other Useful Information

-	Legislation Of Air-con Units
-	Methods Of Retrofitting

Guidelines For Gas Service

For any installation or alteration of gas piping, you are required to engage a Licensed Gas Service Worker (LGSW).

For a list of LGSW, please click here.

Guidelines For Window Safety

For any installation or alteration of Windows, you are required to engage a Trained Windows Contractors.

For a list of Trained Windows Contractors, please click here.

Other Useful Information

-	Window Maintenance Guide
-	Safety Requirements
-	Indicative Prices

Extracted from BCA site.

DBSS related articles and resources

2011-10-24T08:55:00.001+08:00

Some people might be still keen in Design, Build and Sell Scheme (DBSS) projects even though it might soon be phased out. Nonetheless, here is some info (gathered from Singapore National Library) which consoliated all the DBSS related news releases.

"The Design, Build and Sell Scheme was introduced in March 2005 to allow private developers to build public housing to create more choices for flat seekers and inject innovation in the building and design of multi-storey flats, while preserving the major characteristics of public housing, such as maintaining open access to common properties. Under this scheme, private developers are involved in not only the construction of the flats but are also responsible for bidding for the land, designing the flats and their surrounding landscape and selling the flats directly to eligible flat buyers. They are granted the freedom to decide on the design, finish, size and unit configuration of the flat and can sell the flats at a price comparable to those listed on the open market. When the development is completed, HDB then assumes administrative functions of the DBSS flats and the Town Councils will manage the common areas and carparks.

Currently there are 6 DBSS sites: The Premiere @ Tampines, City View @ Boon Keng, Park Central @ Ang Mo Kio, Natura Loft @ Bishan, Parc Lumiere @ Simei and The Peak @ Toa Payoh. 3 more up-coming DBSS sites that have been indentified are in Simei, Toa Payoh and Bedok."

Credited to Singapore National Library

DBSS Renovation Guidelines

2011-10-24T08:47:00.003+08:00

FOR D B S S FLATS

In case some of Design, Build and Sell Scheme (DBSS) flat owners are unaware, HDB had released a renovation guidelines for the 1st DBSS flat in 2008. This may apply to the subsequent DBSS sites too.

DBSS flat owners kindly take note.

Renovation Guidelines for THE PREMIERE@TAMPINES

Wacky Kitchen Tools

2011-10-22T21:30:00.001+08:00

Some Wacky Kitchen Tools that are actually functional! :)

Click on the image to proceed to the respective websites..

Roll n Pour Gadget

Microwavable Smore Maker

Food Evaporator Gadget

Egg Cuber

The Egg Cracker

Pizza Saw

Enjoy! ;)

Amazing Bedroom Ideas

2011-10-22T21:02:00.001+08:00

Some Amazing Bedroom Ideas...

Click on the image to proceed to their respective websites..

And more images from How to realize your bedroom ideas. :)

Invisible Window Grille

2011-10-10T22:39:00.004+08:00

Does Conventional Window Grille make you feel like this?

Quoted from le-grille.com

Why Invisible Grille is a "Must -Have" in Your Home?
- No Blocked Vision
- Anti-Rust
- Built Alarm System (Optional)
- Protect Children
- No More Cages
- Easy Escape During Emergency
- Fast Installation

Anyway, a picture speaks a thousand word. Take a look at how an invisible grille look like?

From what I observe, Invisible Grille looks like thin wires strung across the balcony...and thus helps blend into the interior, exterior design and improves the overall aesthetic of your home. Invisible grille offers you better visibility as compared to traditional installation and most importantly, it doesn't compromise safety and security concerns. Installers also offer integrated 24/7 alarm system for the Invisible Grille owners. This is a new solution to home owners who are looking for window and balcony protection.

legate.com.sg also offers invisible grille installation. Take a look at this gallery which features their past projects.

Quoted from invisystech.com

The benefits include:

- Engineered with stainless steel cable system (anti-rust)
- Easy cleaning invisible grille
- Less maintenance
   - Stylish and modernized grille provides semi-outdoor and open character
   - Provides stylish see-through panoramic view
   - Detracted from traditional grille design and resulted unattractive look
   - Sustain and uphold building appearance
   - Provides safety and security

Last but not least, invisiblegrille.blogspot.com also provides invisible grille installation too. :)

CPF Contribution & Allocation Rates changes (from 1 Sep 2011)

2011-09-27T22:34:00.002+08:00

Extracted from the CPF site:

From 1 September 2011, the employers’ CPF contribution rate is increased by 0.5 percentage point. For employees who are above 35 years old and earning monthly wages of up to $1,500, the higher employer CPF contribution rate will continue to be phased in from 0% at the wage of $50 to the new full rate at the wage of $1,500. The increased contribution will be credited to the employees’ Special Account (including those above 55 years of age).

However, the additional 0.5 percentage point does not apply to graduated employer and employee rates for first or second year Singapore Permanent Residents (SPR) and their employers.

The new CPF contribution amount can be computed using the CPF Contribution Calculator or determined using the CPF contribution rate booklets.

** This is the table meant for:

   (1) Private Sector Employees
       (2) Non-Pensionable Employees (Statutory Bodies & Aided Schools)
       (3) Non-Pensionable Employees (Ministries)

       Note: For (1), (2) and (3), the Ordinary Wage Ceiling is $5,000.

I have actually done up an excel sheet showing how the CPF contribution of an ordinary Singapore couple, with a combined gross income of $4500, will look like. I have made an assumption that there is a wage increase of $100 per year for this couple, and there is no income ceiling for them.

You can use this CPF template** to forecast how your housing loan matches up with the CPF contribution as you age. This is pretty useful for you to predict when cash is needed when the CPF contribution is lower than your monthly housing loan deduction. Just beware not to mess-up the formula used in the excel sheet. :)

A gentle reminder that the Ordinary Wage Ceiling is $5,000, which means the CPF contribution rate will still be based on $5,000 even if your income exceeds $5000.

Hope you find the template useful. :)

Mortgage Calculators

2011-09-25T19:36:00.003+08:00

For home-owners who are looking at refinancing their mortgage loans, or simply at the amount of loan they have to pay to the banks when the interests fluctuates,

is a very useful website that can assist you. Extracted from the site, here is very brief overview of the types of calculator which you can use:

Mortgage Payment Table Calculator

Simple Loan Payment Calculator

and so on. This is an American based site. For the Singapore based Banks, the mortgage calculator is as follows:

Standard Chartered Singapore Mortgage Payment Calculator

UOB Singapore Mortgage Payment Calculator

OCBC Singapore Mortgage Payment Calculator

Hope you find it useful. :)

How to Protect Your Parquet Floor

2011-09-19T23:10:00.001+08:00

How to Protect Your Parquet Floor?

What is Parquet Flooring?

Parquet was once used exclusively in royal houses and French nobles. However, this ornamental flooring has become a common feature in many modern homes of today. Parquetry is essentially a collection of wood pieces that are fused together to create a decorative mosaic effect.

They are usually made of wood such as walnut, oak, pine, maple, bamboo and even cherry, and are placed in angular, geometric formations which lined the floor. However, rare wood material like mahogany, ebony, and rosewood were sometimes used too. In order to enhance the contrasting colors and patterns of the different woods and geometric patterns, stains and varnish finishes are used.

Protection from Scratches from Furniture & Cleaning Equipment

Felt protector Pads

You can use the felt protector pads (sold at local hardware, DIY stores in pre-cut rounds or large squares which you can cut to the sizes you need) as a buffer between the furniture legs and the flooring. This can also prevent dents formed from heavy furniture such as bed frames and sofas. These protector pads are sometimes known as parquet gliders.

Parquet Gliders

You can also use casters for the furnite legs. Casters allow for smooth chair sliding but you may want to consider using them with a carpet which will buffer the casters from excessive sliding. The carpet will act as a protective layer to mitigate the wear and tear on the floor. Aside from carpet, rugs can be used underneath furniture sets for protection and an additional decorative touch.

Use parquet friendly vacuum cleaners which has laminate and parquet floor nozzle. Do not use a vacuum or attachment with a rotating brush as the moving bristles will scratch the floor.

If your wooden flooring already has some scratches, look for parquet touch-up kits from the hardware or DIY stores. Choose the touch-up kit closest to your wooden flooring finish, fill in deeper gouges. Employ a stain marker close to the stain finish of your floors to blend in visible scratches that can't be buffed out. Leave it to dry overnight. The scratches should appear less obvious.

Maintenance and Treatment of Parquet Flooring

Maintaining the finish and shine of parquet floors is as important as protecting your floors from scratches and dents. Older parquet floors typically have finishes of varnish, shellac or lacquer, whereas newer floors are finished with polyurethane. You should use a nonabrasive liquid cleaner for polyurethane coated flooring. Parquet flooring finished in lacquer, varnish or shellac requires the use of a paste wax to maintain the finish and shine.

Mop parquet floors with a damp mop soaked in a gentle hardwood cleaner. Avoid using water to mop the floor as stagnant water will cause water stains and warp wood.

Its important to keep indoor humidity levels to 40 - 60 percent; its recommended to use a dehumidifier during summer months and a humidifier during cold months to reduce the expansion and contraction of the parquet floors as these will cause uneven floors and bumps.

Invest in curtains or blinds for rooms installed with parquet flooring as direct sunlight will causes aging or discoloring of the wood. Therefore, installing window blinds will protect the floors against ultraviolet rays and rearranging carpets and rugs will help to mitigate the damage from the sunlight.

High Tech Dream Luxury Bathroom

2011-09-12T22:01:00.002+08:00

High Tech Dream Luxury Bathroom

This post is dedicated to those who want to build an amazing bathroom but have no idea what to include. Here are some ideas to consider... :)

Note: All photos credited to the respective websites. Click on the photo to proceed to the original website.

1) Smart Toilet
Remote controlled, automatic open and close lid, flush, seat warmer...and the list goes on! :)

2) Automated Water Taps/ Faucets
Infra-sensor, self setting detection range, regulates temperate and water flow. Great for conserving water too!

3) Steam Room
Acrylic Steam Rooms, white, high-gloss with integral recessed LED light installs above each seat section to provide subdued lighting. Just imagine having this right at your doorstep!

4) Suntan Shower
Suntan in your very bathroom - how cool can this get?!

5) Mediastation multimedia system
VisiPad Mediastation multimedia system that has taken internet right into your bathroom. Keuco visiPad is a splash protected multimedia system that features touchscreen display and can even be operated via remote control.

6) Mirror cum TV!
A fully functioning digital television one minute, and a high quality illuminated mirror the next! Never miss a movie screening.

7) Create that Futuristic Look with LED tiles!
Don't forget to adorn your walls and Ceiling with LED tiles to complete your high tech dream bathroom. :)

5 stages of Renovation

2011-08-27T20:27:00.001+08:00

The 5 stages of Renovation

The concept of 5 renovation stages was introduced in my previous post. So what are they? Before you start your renovation project, you need to understand that there are 5 stages involved any Renovation project.

1) Initiate

This is the very first stage in any renovation project. So, what does this stage actually entail?

In order to start the project, you need to identify all the future inhabitants of your renovated home and the scope of the renovation work. These people could be your spouse, your parents, parents-in-law, children and even your pet! However, you might wonder why is this important? This is because by identifying your loved-ones, their requirements and concerns can be taken into consideration while you are doing up your place. This ensures that the needs of all parties are taken care of and you do not run into those dreaded conflicts after the renovation works are complete.

As for scope of work, you have to decide on the extent of renovation you require for your new place. As an example, you have to decide whether if you are looking at a major over-haul or only minor reworks if you are renovating a resale flat.

After the future inhabitants are identified and the extent of renovation is decided, you can proceed with the next renovation stage – which is planning for your renovation project.

2) Plan

The importance of renovation plan was covered in my previous post. In fact this is where the renovation plan is being formulated. So, what are the areas that need to be included inside the renovation plan?

The key areas which you need to cover are briefly summarized as follows:

Scope - how to gather the requirements and the detailed scope for the renovation;

Time - how to develop the renovation schedule and contingency actions to take when there are delays;

Cost - how to estimate the costs involved, the budget to be set aside and contingency actions to take when there are cost overruns;

Quality - the acceptable quality of renovation and how these standards are determined;

Risk - whether there are any risks that will impact the renovation project and how to handle these risks by developing the contingency plans;

Procurement - how to source, select and engage the people for the renovation and;

Communication - how communication is done and the frequency of communication with the people you have engaged.

3) Executing

This is the most exciting stage of the renovation process. During this process, the renovation plan which you have painstakingly developed is put into action. You get to talk and discuss with your loved ones to find out their requirements, sit down and define the actual extent of your renovation. With this information, you can estimate the cost involved and also budget the actual amount you need for the renovation. You get to interview and then decide on the Contractor or ID who will work on your renovation project and so on.

4) Review and Monitor

After your renovation plan is set in motion, you need constantly monitor and review your renovation works to ensure that things are going according to your plan. If there are any deviations, such as any delays in renovation works or cost over runs, you can execute the contingency plans which you have developed in your renovation plan.

5) Closing

This is the final stage in the renovation project. During this stage, you appraise the works completed and ensure that your renovation contractor or ID has met your requirements and completed the entire work of scope laid out in the contract. When the work was verified to be complete and final payment made, the renovation contractor or ID hands over the place and the renovation project is complete.

I will cover each of the renovation stages in more detail in my subsequent posts. :)