All You Need Zone

Health Care In The Summer (Grishma) Season

noreply@blogger.com (All You Need Zone) — Sat, 30 Jan 2010 17:53:00 +0000

Recommended Diet: The recommended diet during this season comprises khir made from milk and rice, fresh fruit juice, shikanji, lemon sherbet, thandai and other fluids that are unctuous and sweet. These provide strength along with a pleasing satisfaction. Sherbet made with roasted mango tamarind or wild mangosteen along with jaggery and cumin seeds protects one against physical disorders common to this season. Shrikhand, though normally insalubrious, can be consumed during these days.

Consumption of old sathi rice, wheat, milk, butter and cow ghee is recommended during summers to keep the body cool, strong and agile. Amongst vegetables, gourds, pumpkins, nenua, pointed gourd, bitter gourd, flower of banana, chaulayi, green cucumber, green coriander, mint and amongst fruits, watermelon, muskmelon, coconut, sweetlemon, mango, apple, pomegranate and grapes are considered beneficial.

Insalubrious diet: Salty, dry, stale, hot, spicy, fried, sharp, sour, pungent, bitter foods like amchur, pickles and tamarind, etc. should be avoided. Never consume cold drinks, ice cream, ice fruit and canned fruit juices to alleviate the effects of heat. They induce acidity and therefore increases internal heat. They give rise to hemorrhagic disorders, itching, skin diseases and irritability.

Note: With the onset of summer, the pleasant atmosphere of spring disappears and the hot winds hold sway. Just as water reservoirs and lakes run dry on account of the scorching Sun rays, living beings also suffer from dehydration and become prone to diseases resulting from the dry and hot weather of the season. To protect the body against the harmful effects of this changing environment, it is very necessary to adopt certain changes in food habits as well as in the mode of living.

If you make it a habit to drink a glass of water before going out in the Sun, you substantially reduce the risk of suffering a heat stroke. Morning hydrotherapy is considered to be extremely beneficial during these days.

Staying awake at night should be totally avoided during the summer. It increases pitta. If, for some reason one has to stay awake, one should drink a glass of water every hour.

It is not good for health to drink water or wash one's hands, feet and head with cold water immediately after coming in from the hot weather outside. Take rest for a while and drink water only after the sweat is completely evaporated and the body has cooled down.

Your life-force is adversely affected when you move about in the sun bare-headed. So do make it a point to put on a cap or a piece of cloth on your head before going out in the Sun. During the summer months, getting up early in the morning before the sunrise and taking a morning stroll cheers up the mind and invigorates the body.

To prevent weakness and restlessness, that are natural consequences of the summer season, try any of these healthful drinks : 1. Coriander Drink: Powder equal amounts of coriander seeds, cumin seeds and aniseeds. Then take black grapes and candied sugar twice the amount of the above mixture and intermix them thoroughly.

Usage: Soak one teaspoonful of the above mixture in 200 ml of water. After 2 hours, squeeze it thoroughly with your hands and drink the sieved liquid. This helps reduce internal body heat, burning in the palms and soles, burning sensation in the eyes and urinary tract, acidity, headache caused by aggravated pitta, etc.

Use of Gulkand also alleviates the problems of burning sensation in the eyes, disorders of pitta and ill effects of excessive heat.
2. Thandai: Two spoonfuls each of cumin seeds and aniseeds, four spoonfuls of poppy seeds, four spoonfuls of watermelon seeds, 15 to 20 pieces of black pepper and 20 to25 number of almonds should be soaked overnight. Remove the outer skin of the almonds in the morning and grind all the ingredients together. Add 1 kg of sugar or candied sugar to 4 litres of water and bring it to a boil. Add a little milk and skim the liquid. Now add the above-pulverised mixture, one bowl of rose petals and the powder of 10 to 15 cardamoms to the syrup and let it simmer over a low flame. Let the syrup become thick enough (tested by taking one spoon of syrup from the container. If while removing the spoon three strands of liquid connect the liquid in the spoon to the container, the syrup is ready). Then sieve the syrup, let it cool and store it in a glass jar.

Usage: One can take this syrup during daytime or at least two hours before going to bed by adding it to cold milk or water. Apart from being aromatic, it is nourishing as well. It removes the accumulated heat from the body, soothes the brain and induces sound sleep at night.

3. Mango Pana: Boil raw mangoes in water. After cooling, crush the pulp of the mango in cold water and make a syrup. One may add jaggery, cumin seeds, mint and salt for taste. A glass of Pana is especially recommended in the afternoon. This is a traditional recipe of our country to maintain good health during the summer. This protects one from sunstroke as well.
4. Rose sherbet: A sherbet concentrate made by mixing one and a half kilogram of sugar with 100 grams of desi roses (not the red ones) is definitely more effective than the sherbets sold in the market. Saccharine, colours and advertisements add to the cost of the sherbets sold in the market. It is much better to prepare such sherbet at home. It gives relief in burning sensation of the eyes and feet. It is a soothing cold drink. If possible, boil a piece of wood from the Pipal (Bunyan) tree in the sherbet. Its cooling effect would be beneficial.

Soft drinks available in the market, such as Pepsi, Coca-cola, etc. are made from impious substances and contain a number of harmful chemicals. They may provide temporary relief but actually increase the internal heat immensely. They are but colourful poisons in attractive bottles. Therefore beware of such drinks.

Health Care in the Spring (Vasant) Season

noreply@blogger.com (All You Need Zone) — Sat, 23 Jan 2010 17:48:00 +0000

Recommended Diet:

Seasoned barley, wheat, green grams, sesame oil, Trichosanthes Dioica, amorphophallus, horse radish, fennel, fenugreek, eggplant (aubergine), fresh and tender radish, ginger are good in this season.

Insalubrious Diet:

One should avoid foods that are difficult to digest, cold, sour, unctuous and sweet substances like jaggery, curd, tomato, spinach, great pumpkin, cucumber, musk-melon, water melon, banana, plums, dates, coconut, jackfruit, figs, Bael (Bengal vaince), sugarcane juice, almond, cashewnuts and other dry fruits, sweets, milk products (like kheer, sweets, ice-cream, milk-shakes etc.).

Note:

Spring is the transitional season between winter and summer.It is commonly observed that days, nights and the seasons have their respective influence on everything in this world including the physical structure and strength of human beings. The main reason behind this influence is the subtle movements of the sun and the moon vis-a-vis the earth and the consequent changes in the wind.

When the sun moves north of the equator, the period is referred to as Uttarayana. This period takes away the soft and smooth qualities of the earth and the strength of animals, that is why it is also known as Adaan Kal. The scorching sun and the dry winds remove moisture from the body. As a result physical weakness ensues. Immediately after winter, the body is robust but by the middle of it, that is during spring, strength slowly diminishes and towards the end, that is summer, strength is depleted.

During spring, the strong sunrays melt the kapha, that reduces the digestive fire. This gives rise to many illnesses in this season. This aggravated kapha and reduced appetite are the main causes of illnesses in this season.At this time, the appetite becomes poor and the physical strength is average. As the sun rays become more intense kapha accumulated during winter becomes aggravated thus weakening the appetite. That is why one should consume foods that are dry, easy to digest and neither too cold nor too hot.

But people, unaware of this fact become scared of minor illnesses and take expensive and harmful medicines, which are rather more detrimental than beneficial to health. We can easily take care of our health by adhering to the health tips recommended for different seasons and by using the safe herbal medicines.

Method to suppress kapha and improve digestion:

Grind together 200 gm tulsi leaves, 200 gm ginger and 200 gm fresh turmeric. Mix it with 100 gm each of powdered Amla and Harad. Add honey to taste and make small pea-sized tablets. Chew 5 to 7 of these tablets two to three times a day. This household medicine will protect you from innumerable kapha-inflicted diseases and thus one need not take chemical expectorants.

This tested try-out also helps control blood pressure and blood sugar levels. It purifies the blood and increases haemoglobin. It removes toxins accumulated in the body and makes the body energetic, strong and full of vigour.

Here are some beneficial health tips recommended for the spring season:

*Take honey or water mixed with honey in the morning, and Drakshasava or Panchakolasava (Ayurvedic medicines) after meals to increase appetite. It stimulates the digestive system and prevents fevers and a number of kapha related sicknesses like asthma etc.

*Rice that has been stored for 1 year, and cooked after thoroughly cleaning with water, is light to digest and does not increase kapha.

*In the Spring, exercise (walking, jogging, Suryanamaskar etc.), applying sandal wood and aloe wood paste and instilling two drops of sesame oil into the nose every morning help eliminate kapha.

*Sleeping during the day in the spring is extremely harmful to one’s health.

*Drinking 30 to 40 ml. of fresh cow urine or 10 to 30 ml of gau-jharan ark (available in the ashram) mixed with the required amount of water on an empty stomach in the morning protects one from illnesses caused by excessive kapha.

*Consume 10 ml of tulsi (basil) extract mixed with an equal proportion each of ginger extract and honey to get quick relief from cough, cold and fever arising from kapha (influenza). This also helps clear the respiratory tract.

*Harad powder, taken with honey early in the morning on an empty stomach, removes kapha.

*Kapha is also alleviated by drinking water boiled with Nagarmoth (cyperus) or sonth (dried ginger).

*The Neem (Margosa) tree is laden with fresh tender leaves in Chaitra (Mid February to Mid March). Thoroughly chew 15 to 20 tender neem leaves with 2 to 3 pieces of black pepper. This practice, when continued for 15 to 20 days, prevents skin diseases, blood related disorders and general fever for the whole year.

*Consume 30 to 40 ml juice of the bitter Neem flowers for 7 to 15 days to protect yourself against skin diseases and even diseases like malaria.

*Taking a salt free diet throughout the month of Chaitra tones-up the immune system. One is protected against diseases of the skin, heart and kidneys.

Mahamritunjay Mantra ( महामृत्युंजय-मंत्र ) For Long Life

noreply@blogger.com (All You Need Zone) — Wed, 20 Jan 2010 12:06:00 +0000

Mahamritunjay Mantra ( महामृत्युंजय-मंत्र )

For Long Life

Mahamritunjay Mantra
महामृत्युंजय-मंत्र की महिमा और जपविधिः

भगवान मृत्युंजय के जप ध्यान से मार्कण्डेयजी, राजा श्वेत आदि के कालभयनिवारण की कथा शिवपुराण, स्कन्दपुराण-काशीखण्ड, पद्मपुराण-उत्तरखण्ड-माघमाहात्म्य आदि में आती है। आयुर्वेद के ग्रन्थों में भी मृत्युंजय-योग मिलते हैं। मृत्यु को जीत लेने के कारण ही इन मंत्रयोगों को 'मृत्युंजय' कहा जाता है।

साधक को चाहिए कि किसी पवित्र स्थान में स्नान, आचमन, प्राणायाम, गणेशस्मरण, पूजन-वन्दन के बाद तिथि वारादि का उच्चारण करते हुए संकल्प, करन्यास, हृदयदिन्नयास, ध्यानादि करके मंत्रजाप का प्रारम्भ करे।
इस मंत्र के जप में ध्यान परमावश्यक है। शिवपुराण में यह ध्यान इस प्रकार बतलाया गया हैः

हस्ताम्भोजयुगस्थकुम्भयुगलादुदधृत्य तोयं शिरः सिंचन्तं करयोर्युगेन दधतं स्वांके सकुम्भौ करौ। अक्षस्रंमृगहस्तम्बुजगतं मूर्धस्थचन्द्रस्रवत्। पीयूषार्द्रतनुं भजे सगिरिजं त्र्यक्षं च मृत्युंजयम्।।

(सतीखं. 38.24)

'भगवान मृत्युंजय के आठ हाथ हैं। वे अपने ऊपर के दोनों करकमलों से दो घड़ों को उठाकर उसके नीचे के दो हाथों से जल को अपने सिर पर उड़ेल रहे हैं। सबसे नीचे के दो हाथों में भी घड़े लेकर उन्हें अपनी गोद में रख लिया है। शेष दो हाथों में वे रूद्राक्ष की माला तथा मृगी-मुद्रा धारण किये हुए हैं। वे कमल के आसन पर बैठे हैं और उनके शिरःस्थ चन्द्र से निरन्तर अमृतवृष्टि के कारण उनका शरीर भीगा हुआ है। उनके तीन नेत्र हैं तथा अन्य मृत्यु को सर्वथा जीत लिया है। उनके वामांगभाग में गिरिराजनन्दिनी भगवती उमा विराजमान हैं।'

इस प्रकार ध्यान करके रूद्राक्षमाला से इस महामृत्युंजय मंत्र ( Mahamritunjay Mantra ) का सवा लाख जप करना चाहिए।

ॐ हौं जूँ सः। ॐ भूर्भुव स्वः। ॐ त्र्यम्बकं यजामहे सुगन्धिं पुष्टिवर्धनम्। उर्व्वारुकमिव बन्धनान्मृत्योर्मुक्षीय मामृतात्। स्वः भुवः भूः ॐ। सः जूँ हौं ॐ।

सर्वव्याधिनाश के लिए लघु मृत्युंजय-जपः

ॐ जूँ सः (नाम, जिसके लिया जाय) पालय पालय सः जूँ ॐ।

इस मंत्र का 11 लाख जप तथा एक लाख दस हजार दशांश जप करने से सब प्रकार के रोगों का नाश होता है। इतना न हो तो कम-से-कम सवा लाख जप और साढ़े बारह हजार दशांश जप अवश्य करना चाहिए।

Here you can listen to the Mahamritunjay Mantra in this video

Tags:- Maha mritunjay Mantra , Mahamritunjay Mantra , Mahamritunjay Mantra in hindi , Mahamritunjay Mantra , Mahamritunjay Mantra full , Mahamritunjay Mantra , Lord Shiva Mahamritunjay Mantra

Health Care In The Winter (Hemant) & Dewy (Shishir) Season

noreply@blogger.com (All You Need Zone) — Wed, 13 Jan 2010 17:39:00 +0000

Recommended Diet:

One should take sour, salty and sweet foods. Heavy diet, nutritious and rich in calories, made from ghee and oil, should be consumed more. Seasonal fruits and vegetables, milk, ghee, butter, jaggery, dates, sesame, dried coconut, dry fruits. One should take rich invigorating and nutritious preparations like Uradpaak, Salampaak, Saunthpaak, Chyawanpraash, etc.

Insalubrious diet:

One should avoid foods that are dry, bitter, astringent, stale and light.

Health Care After Uttarayana:

The Sun starts moving northwards after the day of Makar Sankranti. The sunrays become more intense. This causes the Kapha accumulated in the body to melt. The aggravated Kapha slowly weakens the strong appetite experienced during the winter months. Therefore, it becomes necessary to modify your diet according to the seasonal changes.

One should discontinue the heavy nourishing diet recommended for the winter months and start taking simple and easily digestible food. According to Ayurveda, consumption of heavy, oily, sweet and sour foods, and sleeping during daytime should be avoided in this season. Now the diet should comprise of easily digestible foods -sharp, bitter or astringent in taste like Lai, grams, ginger, dried ginger, garlic, turmeric, black pepper, barley, old wheat, moong, horse grams, sahjan (saragva), papaya and sesame or mustard oil.

It is advisable to fast once a week or fortnight. This pacifies the Kapha and helps increase the appetite. Abstain from Kapha-aggravating foods like yogurt, sweet and sour fruits (especially banana, guava and custard-apple) and sweets. A regular dose of Madhvarishta, Draksharishta, or Dashmoolarishta, etc. after meals is considered beneficial for people with low appetite. Breathe out (bahya kumbhak) and contract your stomach inwards then move it to and fro in quick succession in the same kumbhak state while chanting rum , the Beeja Mantra of the Element of fire. This has a wonderful stimulating effect on the digestive fire. His Divine Holiness Bapuji makes the participants of Dhyana Yoga Shibirs practise this technique very often.

People with a Kapha-dominated constitution, are especially prone to Kapha-disorders during this period. Even if you do happen to suffer an attack of cough, cold, fever, tonsillitis or such illnesses, there is no need to consume allopathic medicines which dry up the Kapha. The toxic chemical contents of these medicines and the dried Kapha later give rise to terminal diseases like cancer. Fast for a day or so when suffering from such disorders. Drink only water boiled with dried ginger while fasting. The next day, take water boiled with moong or horse gram. Gradually, return to your regular diet. Follow the health rules meticulously and the afflictions will disappear.

Things to be remembered during the change of season:

*Take 3 gms of harad powder mixed with honey in the morning.
*Drink fresh cow urine or Gojharan Ark prepared by the ashram.
*Rather than using commercial cough syrups, use Tulsi Ark prepared by the ashram to combat cough- related disorders. Make it a routine to chew 5 to 7 Tulsi leaves every morning. This will improve your immunity. (One should not pluck Tulsi-leaves on Sunday, Full Moon Day, New Moon day or the 12th lunar day.)
*Do Suryabhedi pranayam. Procedure : Take a deep breath through the right nostril. Hold it within as long as you can, preferably for 45 to 60 seconds. Release the breath slowly through the left nostril. This activates the Suryanaadi that helps pacify the kapha.
*Perform Gajakarani, an ayurvedic method of body purification. Procedure: It is practised early in the morning on an empty stomach. Add 20gms of salt (rock salt is preferable) to two litres of lukewarm water. Then sit on your heels and take as much of this drink as possible. When you cannot drink any more and the water inside your body seems would come out any moment, put the two big fingers of your right hand into the cavity of the throat and vomit the water out completely. When the stomach feels empty and relaxed, take rest for about five minutes.
*Take semiliquid khichri after an hour of doing Gajakarani. Do not drink water, sleep or take a bath with cold water upto three hours of taking your meal. At first take some luke warm water after three hours of your meal. Gajakarani protects one from many afflictions.

If the Kapha related problems still persist, one may take recourse to the following specific remedies.

For Cough and Cold:
*Take Sant Kripa Churna with honey twice daily.
*Take 5 gms each of camphor, nutmeg and mace, 10 gms cloves, 15 gms Cobra's Saffron, 20 gms black pepper, 25 gms peeper and 30 gms dried ginger. Grind all these into a powder. Take one or two gms of this mixture along with honey in the morning and evening.
*Take 15 to 20 Aldusa leaves with an equal number of tulsi leaves and half a tablespoon of ajwain and boil them into a concoction. Take 30 to 40 ml of this mixture with honey in the morning and evening. Even inhaling the steam of this concoction provides relief from Kapha.

Cough Problems in Small Children:
*Boil a ladies finger in one glass of water till half the water evaporates. Add a pinch each of clove and ajwain powder to this and administer it to the child. The Kapha will be cleared out either through vomiting or stool.

Tonsillitis:
*Take dried ginger, black pepper, peeper one part each along with 8 parts of turmeric and grind them into a mixture. Take 1 to 2 gms of this mixture 2 to 3 times a day with honey.
*Take Triphala Guggal tablets (500mgs) three times with lukewarm water.
*Take Yashtimadhu, ghanavati or khadiradivati by letting them dissolve in the mouth.
*Tie a scarf around your neck.

Asthma:
*People suffering from asthma should consult an expert vaid and go through a special Ayurvedic vomiting course under his guidance during vasant ritu. This keeps one free from asthma-related problems throughout the year.
*Alternatively, pick up the fallen leaves of the holy fig tree and let them dry well. Then incinerate them and filter the resultant ash. Take 6 gms of this filtered ash with honey twice daily. This annihilates asthma in due course of time. People, who are unable to get any lasting relief even after spending lakhs of rupees on medicines, have attained tremendous benefits from this technique which takes only a months time to cure asthma completely... Forever.

Personal Loans For Homeowners–One Of The Numerous Rewards For Being A Homeowner

noreply@blogger.com (All You Need Zone) — Wed, 06 Jan 2010 12:17:00 +0000

You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Now that you are facing some financial issues and you are thinking of taking a loan to cope with monetary crisis. Taking loans is a growing phenomenon. And this has a lot to do with the changing configuration of the current economic scene. Monetary and fiscal requirement of the people have increased and in turn led to increase in loan borrowing. So, it is not exceptional that you are looking for loans. If you are a homeowner in the pursuit of personal loan, all I can say is “you are fortunate”.

Personal loans for homeowners are one of the most universal loan types available. You must have encountered it in its one form or another. It is know by many names like homeowner loans, secured loans, homeowner personal loans, mortgage etc. Personal loans for homeowners are straightforward loans which can be moulded to fit in any circumstances whatsoever.

Personal loans for homeowners exclusively deal with homeowners which mean they are unavailable to tenants. Homeowner personal loans are a great instrument for exploiting the equity in your home, to further your interests in any fashion you desire. Equity is difference between the market value of the home and the total debt against it in the form of mortgage or lien. Lien is the right to take another’s property if an obligation is not discharged. Personal loans for homeowners can be highly profitable and can save a lot in terms of your money. In case you are taking personal loans for homeowners you need to look carefully for one erroneous step would land you on alien grounds. Keep some things in mind while looking for personal loans for homeowners. First sort out why you need homeowner personal loans. Personal loans for homeowners are offered for many reasons like home improvement, wedding, education, debt consolidation, buying a car and cosmetic surgery. The thing worth appreciating about personal loans for homeowners is that the loan lender is not concerned about the purpose the loan is taken for. Thus, homeowner personal loans cater freedom along with many other things. Personal loans for homeowner allow you to borrow amount from £5,000 to £500,000. The amount you can take is dependent on your income and the equity in your property. Taking money that is more than you require or that is beyond your ability to repay is a serious slipup that should be avoided. Homeowner personal loans allow you to borrow upto 125% of your property. With personal loans for homeowners you might be tempted to borrow more than required. Avoid not fall into this lure for there is nothing worse than an unpaid debt. Personal loans for homeowners would invite lower interest rate, in fact the lowest in the market. Homeowner personal loans require your property as a security. Under no circumstances forget the fact that you can lose the property under non repayment condition. The terms and condition along with repayment terms are very pliable. The interest rate on homeowner personal loans is dependent on many things like the loan amount, the loan term etc. Start by researching about interest rates. Keeping an eye on the current interest rate trends and key economic indicators will anticipate good chances of finding lower interest rates and saving money. Personal loans for homeowners are appealing due to the fact that they offer money to even sub prime borrowers. 9% of the mortgages in the last year were sub prime, amounting to 388bn pounds in money. Bad credit with homeowner personal loans is compatible. Bad credit with homeowner personal loans would mean comparative higher interest rates. Loan lenders are eagerly considering homeowner loans applications with bad credit. If you are in the loan race for homeowner personal loans, it would require you to know your credit score. You would be paying more as interest rate if you have bad credit score. With online application process, you get quotes from various loan lenders to compliment your financial condition and expectation. The options with personal loans for homeowners are stretched along the length and breadth of the loan market. Personal loans for homeowners are easy on interest rates, they conform to your loan expectations and you can protect your repayment in case of adversity by applying for payment protection. Is there more? Yes – you can have personal homeowner loans even if you are sub prime borrower or self employed or unemployed. With personal loans for homeowner, everything is possible. Isn’t that promising? All I can say is “if you are a homeowner, you are fortunate.” :By Amanda Thompson

Payday Loans - Ways To Keep Your Costs Low

noreply@blogger.com (All You Need Zone) — Fri, 25 Dec 2009 14:58:00 +0000

Payday loans offer a fast and easy solution to financial emergencies. But, costs can add up if you don’t pay the loan off or borrow excessive amounts. To use payday loans wisely, follow these tips.

Borrow What You Need

You may be instantly approved for $1000, but it will cost you more than a $500 loan. The fees may be the same for both loans, but the interest fees will be higher for the $1000 loan.

Save yourself cash by only borrowing what you need to cover your expenses. With the lower amount, you can pay off your payday loan quicker, saving even more money.

Compare Payday Lender Fees

Payday lenders charge different fees and interest rates, so compare lenders. Payday lenders are required by law to post their fees and rates. You can quickly compare these fees and interest rates through online payday lenders.

When comparing, look for both the flat financing fee and interest rates. Add these two amounts to get the true financing cost of the payday loan. This extra step will save cash, especially if you rollover your loan.

Pay Back Your Cash Advance ASAP

Pay back your cash advance loan on your next payday or soon after. The longer you take to repay the loan, the more interest fees will add up.

By default most payday loan companies deduct the minimum finance payment from your checking account, adding several months to the length of your payday loan. Instead, when you apply for your payday loan, opt to repay your loan sooner with larger payments.

Never Skip A Payday Loan Payment

To avoid spiraling fees, do not skip a payday loan payment. Not only will you be charged late charges by the payday loan lender, you may also be charged fees by your bank for lack of funds.

Talk with the payday loan company if you are having trouble making a payment. Payday loan lenders offer several repayment options, and they will find one that works for your situation. Paying the costs of a longer loan is cheaper than paying late or NSF fees to your lender and bank :By Carrie Reeder

Student Loan Consolidation Can Help

noreply@blogger.com (All You Need Zone) — Thu, 26 Nov 2009 16:16:00 +0000

Today’s career minded students can get help with the burden of having several student loans. One can focus on their chosen career, instead of losing sleep over paying several monthly student loan payments. Student loan consolidation can be the solution with several advantages.

How Student Loan Consolidation Works

Here is typically how a student consolidation loan works. When a student first applied for several loans from several different agencies and student loan providers, they each gave a different interest rate and term for paying back the loans. The idea of student loan consolidation, is to take all the different student loans and put them into one easy convenient loan. You them only have to make one monthly loan payment every month, instead of several loan payments every month over time. This saves the student both time and money. Having a lower interest rate and less checks to write every month are a couple of advantages of doing a student loan consolidation.

5 Helpful Benefits of Student Loan Consolidation

1. Lower Monthly Payments-Depending on your student loan situation and the type of lender you choose, you may be able to lower your monthly payments by up to 50%

2. Having Simple Loan Payments-By consolidating your student loans, you only have one loan payment per month and one check to write. This is very beneficial if you are writing several checks every month to multiple lenders.

3. Having Fixed Interest Rates-With some federal consolidation loans you can have a fixed rate for the life of your student loan. It’s best to do research to see what the best interest rates and term you are eligible for. You can check online to calculate the interest rate on a new student consolidation loan based on the rates of your current student loans. You can then round up to the nearest 1/8th of a percent of the weighted average of the interest rates on your eligible student loans.

4. Extending Your Payment Period-You may have a lot of student loan debt. With federal consolidation loans you may be able to extend the payment term up to 30 years. It’s a good idea to realize you will end up paying more interest over the life of your student loan consolidation. The idea is to get some leverage until your career takes off. You can focus on making money instead of several monthly loan payments.

5. In School Consolidation Programs-While still in school, eligible students can lock in a low rate. This would put you into repayment status, but since you are still in school, you are automatically put into deferment. The drawback of consolidating your loans while in school, is that you lose your 6 month grace period. The solution to this would be to request forbearance for up to 1 year on your student loan consolidation. Here again you can do some research and get more information online.

Student Loan Consolidation Help Online

With today’s Internet technology, you can get a student loan consolidation quickly and easily. The Internet makes research and finding great programs, easy as a few clicks of the mouse. You can learn everything you need to know from information sites that provide the latest news and data in regards to student loan consolidation. With just a few clicks of the mouse, you now can get loan quotes and compare loan companies without having to run all over town.

Student Loan Consolidation Helps Relieve Stress

Student loan consolidation can help student loan borrowers focus on their education, instead of debt. With a single new loan and lower monthly payments, you can focus on what’s most important, education and your new career. There is no need to lose sleep stressing out about how you’re going to pay back all those student loans. There are several agencies and companies online that can help with many resources and information to get the help you need :By Dean Shainin

Try Unsecured Loans! If The word ‘Secured’ Doesn’t Fit Your financial Statement

noreply@blogger.com (All You Need Zone) — Mon, 26 Oct 2009 16:18:00 +0000

Big financial goals, no security to supply - it is the perfect circumstances to opt for unsecured loans. Online lending ways have made unsecured loans both accessible and full of innovative options. Unsecured loans have created a niche for themselves in the loan industry and providing good relief from financial restraint.

More and more people are giving their verdict in favour of unsecured loans. They form one-fifth of the total loans borrowed. Unsecured loans are meant for people who do not have any asset to place as a guarantee. In simple words you don’t require collateral to secure the loan. Thus unsecured loans are ideal for tenants and can even work wonders for those homeowners who don’t want to risk their property. That is the beauty of unsecured loans, you don’t have to be a homeowner to get a loan.

Unsecured loans are a category of personal loans. The lender has no claim on the borrower’s property and trusts solely the borrower’s ability to repay the loan. Due to this particular reason the interest rates on unsecured loans tend to be higher. Unsecured loan enable you to borrow loan amount that is as low as £500 and go upto £25,000. Since the money borrowed is not secured usually loan lenders would limit the loan amount on unsecured loans to £25,000.

The money from unsecured loans can be used for any purpose like wedding, education, vehicle purchase, home improvement, vacation and debt consolidation or any other personal purpose. Unsecured loans are prepared to serve your financial need of any kind.

Repayment term would usually range form six months to ten years. A long loan term for unsecured loans would mean paying more so think wisely before deciding on loan term. Interest rates on unsecured loans are generally dependent on circumstances and loan amount. Competition has lowered interest rates of unsecured loans, which can range anywhere between 9 to 15%.

Interestingly the typical rate advertised in unsecured loan ads might not be offered to you. So be prepared. It would only serve the purpose of giving you an idea of unsecured loans rates in market. Unsecured loans rate are highly dependent on the loan amount, personal status and financial condition. You can ask for a free quote, which would certainly give you insight about the rates charged for your circumstances.

An unsecured loan like all other loans entails paying back. Even though you haven’t pledged your assets, the loan lender can make sure he gets his money back and could mean risk for your property. Making errs in your monthly payments would corrupt your credit report.

Credit report is critical while applying for unsecured loans. Positive credit history people are instantaneously approved for unsecured loans. Bad credit history would not prevent you from taking unsecured loans though they would increase your interest rate. CCJs, arrears, defaults, foreclosure, bankrupts – all can apply for unsecured loans. Unsecured loans are approved faster for no collateral are required to be reviewed. So fast cash is one of the encouraging aspects of unsecured loans.

Self service – this will initiate making your unsecured loan quest promising. Pay attention on facts like how you would be paying the loan. Taking money makes sense only if you can accommodate monthly payments with your budget. Shop around for the best deals, there are many lending companies offering unsecured loans. Be open about your financial status and any other details like bad credit and et al. An unsecured loan lender would provide you with a better plan if he knows where you stand. Look out for additional charges like prepayment penalties.

Unsecured loan popularity has increased rapidly in recent times. They seem less problematic for they don’t require collateral to be placed for the loan amount. Yet keep in mind that loans themselves deal with a very fundamental thing – your money. Take control of your finances by making use of one the most sought after financial service namely unsecured loans:By Natasha Anderson

Traits Of A Self-Knowing Man

noreply@blogger.com (All You Need Zone) — Sun, 25 Oct 2009 06:03:00 +0000

In the epic Shri Yoga Vashishtha Maharamayana, Shri Rama asks Shri Vashishta, "Oh Lord! Please oblige me by explaining how the Self-Knowing people behave and what they become." Shri Vashishta says:

*The Self-Knowing people are both kind and indifferent towards all.
*They appear to be making efforts like a materialistic person, but in reality they are in a state of supreme mediatation.
*They take the world to be an illusion and know the Lord to be omni-present.

"Rama! they are friendly to all, even to a rock. They do not see any difference between friends of human world and the trees of the forests. They live with their wives and children as does the wild deer i.e., as the life of the wild deer is not centered around its children, similarly they do not selfishly dedicate their lives to their children. They are both kind and indifferent towards all. They are the symbol of ultimate bliss and satisfaction. They neither love anybody nor hate anything. They appear to be living in this world but actually they are always in a state of perfect bliss. They appear to be doing their daily routines but they do it in such a way that they are worshipped for their activities. They keep balance of mind at times of happiness and sadness. They do the natural activities as recommended in the holy books, but are never dithered from their original self. Instances of happiness and sadness is visible in the life of such people, but they are not ever moved from the state of true self. They appear to be making efforts like a materialistic person, but in reality they are in a state of supreme mediatation. No one gets irritated with them, also they do not feel anger for anyone. They are kind to all and they carry the happiness and sadness of day to day life willingly. They behave like an ignorant person but they take the world to be an illusion and know the Lord to be omni-present.

The Self-Knowing persons know of the inaction inherent in an action. They work diligently and still live like dead persons with no attachment to the fruits of the action. Day to day behaviour is evident in such persons, but the complete world comes to a rest in their pledge. They are always seated in the highest position and they are the source of kindness.They are the hearts and minds of all. Whoever is able to understand the silence of such persons feels internal happiness. The company of such persons generates a pleasent soothing effect. They experience the supreme bliss after realising the self, and they are never far away from this bliss because they know that all the materialistic pleasures have no value as compared to this bliss.

Oh Rama! Some of such persons sit in solitude, some stay in auspicious places, some live as house-holders, some sit in supreme meditation, some do not wear clothes, some become kings, some become learned and give discourses, some stay in supreme silence, some meditate in forests and caves, some renounce the world, some roam like ignorant persons, some appear to be behaving in mean ways, some fly in the sky and can do surprising magics, but all of them are always stationed in the form of the Real Self. The happiness and sadness of the world cannot affect the free persons because they have acquired the pure indiscriminate strength."
*The Self-Knowing persons know of the inaction inherent in an action.
*The company of such persons generates a pleasent soothing effect.
*No matter what they do, but all of them are always stationed in the form of the Real Self.

There after with the blessings and discourse of Shri Vashishtha, Shri Rama realized the true self and then he said:

"Oh Lord!" Now by your grace my mind is not disturbed. The world which is extending from Brahma, Vishnu & Rudra to a small twig appears to me like a limitless sky. In all ways and always I'm stationed in my real self and have realized my indiscriminate and indestructable form. There is no material disturbance in my mind. Due to the sensitivity of the mind, my real self appears to be present in this world of forms, but I don't feel distracted from this true self. I'm the unthinkable limitless form. I cannot see anything other than me."
-Shri Yoga Vashishtha Ramayana

Harry Potter And The Half Blood Prince 2009 - Latest Released

noreply@blogger.com (All You Need Zone) — Thu, 22 Oct 2009 18:24:00 +0000

Harry Potter And The Half Blood Prince 2009 REPACK
Size:� 2 GB
RiPPeD : NoNe

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7 Tips To Grow Your Network Marketing Business With Facebook

noreply@blogger.com (All You Need Zone) — Sat, 17 Oct 2009 08:40:00 +0000

% Set up a full and complete profile - Set up a full and complete profile including a recent picture of you, adding in at least one of your websites as well as complete information about your
hobbies, interests and business. Make minor changes such as changing your picture, adding videos and photos from time to time.

% Keep it uptodate - Spend at least five minutes keeping your Facebook account up to date. If you have the time it is a good idea to spend 20-30 minutes two or three times a week. However, Facebook can also become a time waster so you must be careful to avoid spending too much time there. Make sure to update your status with something positive that is going on, check out the statuses of your friends and comment on a few of their photos, videos or statuses, as well as to accept any new friend requests you receive.

% Join groups - Join 10-15 groups and actively participate. Post on their walls, add useful links if allowed and videos. Request to be friends with a few members of each group as well.

% Start your own group - Start your own group including a relevant photo, some links, videos, wall posts and other interesting content. Keep your group up to date by adding something new at least once a week. Invite your friends to join your group. Consider hosting at least a monthly teleseminar or other event related to the theme of your group.

% Avoid spam - Avoid spam like the plague. Do not post your network marketing opportunity directly on groups, on walls or in emails to friends. Focus on building relationships and your success on Facebook will come. Whenever you obtain a new friend, take a few minutes to write an interesting and friendly welcome on their wall. Take the time as well, to see what they do and to visit their website. Keep in mind how you can network with the person or see if you can help them out in any way and let them know about it.

% Add useful content - Add new useful content on a regular basis. This includes videos, blog posts on notes and other content others may find interesting and useful. You can also use the Facebook pages feature to create pages featuring your websites and products.

% Advantage of chat feature - Take advantage of the Facebook chat feature and every once in a while chat with a few of your friends who are live on Facebook at the same time that you are. Be friendly and helpful and develop a relationship.

11 Basic Points Before Writing Your Own E-Book

noreply@blogger.com (All You Need Zone) — Fri, 09 Oct 2009 16:40:00 +0000

1.) Write About Something You Know About - Try to start from a hobby or a business of yours that others would like to know about. If not, then study around what other people are writing about online.

2.) Select Some Popular Topics - Topics like" How To Increase Your Income" are hot cakes these days. Select some other popular one but before you create your product, make sure there is a market for it.

3.) Tips Books Are The Easiest Products To Write - Ya , it's true , tips book is an easiest one for example"50 training tips for dog lovers, "99 profitable businesses to start for less than $500", "21 days to a newer you" etc. You can have one of your choice.

4.) Write Your Sales Letter First - This helps shape your product to be what you want it to be and what you want it to accomplish. It is like building a blueprint first before building the go-cart. List all the benefits and features your e-book is going to deliver.

5.) Get An E-Book Compiler Like Adobe PDF - Try to get an e-book compiler fast. As soon as you will get such a software , you can get excited about the money you can make with it.

6.) Use Digital Pictures To Enhance The Value - If you have a how-to type of book about a trade or a hobby, using your digital camera can greatly enhance your e-book's perceived value and the price. Plus it helps illustrate what your are teaching with the sharp color photos a digital camera can deliver.

7.) Give Your E-Book The Right Title - Just as a killer headline can increase your sales letters PULL, the right title for your book is just as important also for sales. Make that a Red-Hot title!

8.) Don't Over-Sell Your Book - Don't over-promise or over-hype things in your sales letter just to sell your e-book or you may get too many people asking for refunds. It is better to over-deliver instead. Making it way better than they thought it would be will make them amazed.

9.) Find Related Follow Up Products For Your E-Book - Find profitable "related" products or services that you can add to your book for more profits. Your readers will love the added information and you will love the extra sales.

10.) Enhance Your Product - Offer an audio or video to the deal. Just as digital pictures add value to an e-book, so does adding an audio version of it or one or more videos to the package.

11.) Lace Your Products - In time you should have several e-books you are selling online. By adding information about all your other books in the back of each one of them gives you free advertising and extra orders.

Ten good rules-of-thumb for investing

noreply@blogger.com (All You Need Zone) — Mon, 05 Oct 2009 14:30:00 +0000

I've been investing money for about 14 years now and have had more success than failure along the way. I've also read a large number of books and articles on good investment strategy. Here are my rules-of-thumb if you want to get ahead in the money game.

Realize that all investment is risk
Whenever you put money aside for investment rather than immediate use, what you're doing is delaying consumption. You're hoping that by not spending money on your wants today, you'll generate more to spend on your wants tomorrow.

However, there's no such thing as a perfectly safe place to put savings. All investment involves the risk that you will never see your money again. The rules I lay out here should reduce that risk, but realize that there are no guarantees. Also, keep in mind the most basic law of investment which is - increased return equals increased risk.

Be conservative
Many new investors, including myself at the time, see investment as an easy path to quick riches. They throw their money into whatever asset is popular with the financial press, without really thinking about it too much, and then sit back waiting for the cash to roll in. Needless to say, they are usually disappointed.

Good investment is usually a slow process, with small gains in the short-term adding up to big gains over the long-term. It's fine to set aside part of your money to speculate on big short-term gains if that's what excites you, but be conservative with the majority of your funds.

Don't chase big capital gains
Most amateur investors think they see the core concept of the investment game straight away - capital gains.

It's true that the increasing value of your investment, as compared to the income that investment generates, can often be where most profits lie. However, one thing that history teaches us is this - big capital gains are extremely hard to predict.

Almost all speculative booms are built on the rush for what appears like certain capital gain. Most of those who participate in such booms, especially during the later stages when the capital gain is most anticipated, often lose their money.

Try to ignore the promise of big capital gains. It may be worthwhile to not think about capital gain at all. Follow the other rules-of-thumb in this article, and you'll probably get gains that more than compensate you for your risk.

Look for investments that generate income profits
The type of investment you want is one that gives you a profit even without capital-gain. Quite simply, you want to own a piece of something that's got more money coming into it than going out of it. Look for a good positive revenue minus expenses.

If you are investing in shares, the price-to-earnings ratio is a good simple way of measuring this. Don't worry too much about dividends (unless you need the cash) because a well-run business that reinvests money in itself is likely to generate even bigger profits in the future.

If you are investing in real-estate, you can work this out by looking at what a property is likely to attract in yearly rental, minus the costs of owning that property such as council taxes and maintenance.

Compare potential investment returns to what you could get almost risk-free
All investment is risk, but some things are less risky than others. The most risk-free investment of all is government debt and particularly US-government debt.

It would take something extraordinary for a developed country's government not to be able to repay its debt. Something so extraordinary that all other investments in that country would probably be rendered worthless in the process.

If a government bond is paying 6% a year, you would be crazy to accept anything equal to or less than that from any other investment. In order to take on more risk, by investing in say shares or property, you need to be compensated by getting better returns.

If you're a fairly passive investor who doesn't want to spend too much time buying and selling bonds, you can use another fairly low-risk investment as a substitute for this measure. Look at savings accounts at reputable banks. While such accounts are by no means risk-free, they are probably more so than most other types of investment. If your local bank is offering 7% on deposits, you should expect more than that before tying up your money in more speculative ventures.

Keep transaction costs to a minimum
Whenever you move money around there's always someone with their hand in your pocket - the middlemen and advisors. Keep a sharp eye on any entry, exit or ongoing fees when you invest.

If a financial advisor takes 5% commission for any money he invests for you, that's 5% you have to make up before you even get started. If a mutual fund charges 2% a year to manage your money, that subtracts 2% from your potential annual gains. If a real-estate agent charges you 10% to sell your house, that's a big chunk out of any gain. If the government puts an 8% tax on any sale of your business, you can kiss at least a year's capital gain good-bye.

Take into account the transaction costs on any investment decision you make and cut them to the bone. Be very sceptical of any promise that higher transaction costs will lead to higher returns.

Always have inflation and tax in mind
As an extension to the previous point, you should always be thinking about what effect inflation and tax are going to have on your returns. If the inflation rate is 3%, then you have to generate at least that amount every year just to maintain the purchasing-power of your capital. In other words, a 3% return in such an environment is really equivalent to a 0% return.

The same holds true for tax. If the government is going to grab half of anything you make, then you should note this before making any decision.

Keep your activity to a minimum
When most people think of rich investors, they think of someone extremely active yelling "buy" and "sell" into the phone. In fact, smart investors are relatively inactive. Once you have decided to put your money somewhere, you should stick with it unless there's an extremely good reason to do otherwise. Every time you shift your cash, you lose some of it through transaction costs. Worse, active investment is often driven by emotion, leading you to buy when prices are going up and sell when they're going down. Try to ignore the inevitable ups and downs of the market.

Spread your risk over assets and time
For most people, spreading your risk is good advice. Focussed investment can generate higher returns, but it takes a lot of work and extra risk. Generally, the majority of investors shouldn't have their eggs in one basket. A mix of cash, property, and shares with about the same amount placed in each is a good strategy. Also try to spread shares across a number of different industries and property across a number of different locations.

You can also spread your risk over time using what's known as "dollar-cost averaging". What this means is that rather than moving a big chunk of money all at once, you spread out your buying and selling over a longer period. That means you are less likely to sell when the market is at its lowest and buy when it's at its highest.

Always be on the lookout for bargains
Keep an eye on businesses, property, currencies, and stock-markets you know well. Such things move up and down a lot, and sometimes the market can present you with some unbelievable bargains. If you see something that you understand well has fallen in price a lot for no really good reason, it may be time to buy. Just remember that such events are fairly rare. Only take advantage of this when you're sure.

So there they are, my ten investment rules-of-thumb. I hope they help you accumulate riches: By Paul

5 Q & A on Smart Networking

noreply@blogger.com (All You Need Zone) — Sun, 04 Oct 2009 10:30:00 +0000

1. What's the most critical networking mistake you see people make?

The most critical mistake is having a narrow view of networking—that it’s only for finding a job, or only to be done when you need something. It puts new networkers in a subordinate state, where they feel they have no power and they’re begging for that opportunity. It’s not a great feeling so they put it off as long as possible.

2. What are three common myths about networking?

@ Only extroverts can be good at networking

@ It’s all about passing out your business card.

@ It takes a lot of time.

But Smart Networking erases all of those myths.

3. What's your most useful tip for introverts who think they hate networking?

Advice is that you don’t have to love networking to be good at it. Don’t set that expectation for yourself. I’m an introvert too, which means I need a lot of alone time. It’s very draining to be around people all the time. I know for many introverts too, online networking can be much more comfortable because it can be easier to start a conversation with someone when they’re not standing in front of you, and you can set your own pace.

4. How would you describe a smart networking strategy in ten or fewer words?

“Networking is easier when people come to you.” The strategies in Smart Networking are all about making yourself an attractive networking target, in person and online, and then developing the skills to take advantage of those opportunities when they arise.

5. What trends are emerging in networking that we haven't heard much about yet?

The trends are towards more sharing, more user-generated media and more devices. But in the end, good relationship building skills will never go out of style. So while tools will continue to evolve to make connecting and sharing easier, if you focus on getting good at the fundamentals of networking--on building relationships to be mutually beneficial, and being someone that people know, like and trust—you can adapt to any changes that come at you.

Section 8 - ISO

noreply@blogger.com (All You Need Zone) — Sun, 04 Oct 2009 10:11:00 +0000

Section 8 - FULL Version in ISO Format
Multi Language Support

Recommended System Requirements:

• OS: Windows Vista (Service Pack 1), XP (Service Pack 3), Windows 7
• Processor: Intel Dual or Quad Core 2.4 GHz, AMD Athlon X2 4000 +
• Memory: 2 GB
• Free space: 6 GB
• Video: DirectX 9.0c (Shader Model 3.0), 512MB

After downloaded file, if you see htm file,

Apply this,
Enter My Document/ Tools/ Folder Options/View/
Remove tick "Hide file extensions for known file types" and OK
Lastly, click your file RIGHT CLICK,RENAME and DELETE .htm.htm
you will be see they become RAR File.

DOWNLAOD :

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Radiotracker Platinum Edition v4.1.36.0

noreply@blogger.com (All You Need Zone) — Sat, 03 Oct 2009 19:22:00 +0000

Radiotracker Platinum's built-in music database provides you with listings of over 80,000 artists and their music. Simply point, click and add your favorite artists and titles to your Wish List. Radiotracker delivers the music you've selected in MP3 format as soon as it is played on any of over 18,000 watched internet radio stations worldwide. It will even locate the stations that play your favorite artists most frequently to make future searches even more efficient. And with Radiotracker's built-in Player, you can listen to internet radio stations, play back MP3 music, burn CDs and synchronize MP3 music with any MP3 player or Apple iPod—complete with ID3 tags and album cover artwork!

Features

Radiotracker: Internet Radio Recorder Deluxe
Imagine: Christmas and your birthday together on the same day! With Radiotracker, you get the gift of unlimited MP3 music everyday, free and legal. Two unbelievably easy-to-use versions of Radiotracker stand ready to provide you around the clock with free, state-of-the-art music recordings boasting quality levels of up to 320kBit/s per MP3 track. Radiotracker Premium automatically downloads thousands of free MP3 music tracks in 24 hours by recording the music you want from internet radio stations. Anyone can do it! Just select your desired music genre and click on the Start button! Radiotracker Platinum can do even more:

MP3 Search Engine with Wish List Function
Radiotracker Platinum's built-in music database provides you with listings of over 80,000 artists and their music. Simply point, click and add your favorite artists and titles to your Wish List. Radiotracker delivers the music you've selected in MP3 format as soon as it is played on any of over 14,000 watched internet radio stations worldwide. It will even locate the stations that play your favorite artists most frequently to make future searches even more efficient. And with Radiotracker's built-in Player, you can listen to internet radio stations, play back MP3 music, burn CDs and synchronize MP3 music with any MP3 player or Apple iPod complete with ID3 tags and album cover artwork!
more information about Radiotracker Platinum

Radiotracker Platinum: For the Uncompromising Music Enthusiast
Radiotracker Platinum for Microsoft Windows brings you free, flat-rate MP3 music, a super-efficient Wish List function, a free, updateable music database, a built-in directory of internet radio broadcasters containing over 14,000 listings, access to 77 music genres, multiple parallel streaming from an unlimited number of internet radio stations, management of favorite and blacklisted stations, automatic cut, volume normalization and transition fading functions, an ID3 tag search agent and editor, automated album cover and lyric searching, a ring tone generator and a built-in Player that lets you listen to your favorite stations, play back music, burn CDs and synchronize music with MP3 players, Apple iPods and other mobile devices.

Windows XP/Vista

Install. Exit and

copy Patch to C:\Program Files\Rapid Solution\Radiotracker

Download Links :-

http://hotfile.com/dl/14059248/711c248/RadiotrackerPlatinumEdit.v4.1.36.0Full.rar.html
http://uploading.com/files/a6cdf3eb/RadiotrackerPlatinumEdit.v4.1.36.0Full.rar

How To Remove - Subscribe to: Posts (Atom)

noreply@blogger.com (All You Need Zone) — Sat, 03 Oct 2009 07:35:00 +0000

Removing this is quite easy. I hope you know what is it...the Atom thing. It's an easy way for your readers to subscribe to your Blog posts. It's really the same thing like you can see in 90% of blogs, but under the name of RSS (Really Simple Sindication).
Anyway, it's good to have a subscription option, but Feedburner will help you with creating the best one.

There are 2 ways to do this :-

If you want to hide it, use Method 1

And if you want to delete it, use Method 2

Method 1 => Hiding
----------------------
To hide it, you just have to insert one part of the code (CSS style in fact..). Go to:
DASHBOARD -- LAYOUT -- EDIT HTML, and find

]]></b:skin>

And paste below line above it :-

.feed-links { display:none; }

Now Save the template.

Method 2 => Removing (deleting)
--------------------------------
Before you do anything, back-up your template. Just in case. Then go to:

DASHBOARD -- LAYOUT -- EDIT HTML -- check EXPAND WIDGET TEMPLATES
then CTRL + F (Option +F) to find the below code in your template and delete it..

<b:include name="'feedLinks'/">

Now finally, Save the template.
View blog. And...smile!

GearGrinder - Carnage 2009, ENG (Multi Lang)

noreply@blogger.com (All You Need Zone) — Fri, 02 Oct 2009 18:09:00 +0000

The game takes place in the ordinary American town. You - a former soldier, infamous during the last military conflict, condemned the tribunal for war crimes and demoted.

However, the government agency pulls the hero out of jail by offering work. Now you fall to become a driver juggernaut that has hidden and highly non-trivial features. Do you have a chance to completely change their lives, but the question - which way ...

Key features of the game GearGrinder:-

# Two game modes: racing and fighting. With a unique transformation of the peace of the truck into a fighting machine, you can choose how to pass a line, relying only on speed, or leaving a fiery trail of explosions and destruction of the enemy. You can also combine the methods of transmission, making the passing game even more exciting;

# Original gameplay: multiple game modes with different gameplay and exciting mini-games;

# Interactive environment: Enjoy a spectacular system of destruction and damage to the truck and the surrounding world;

# View from the first and third person: you have the ability to switch types of wheels, from the bonnet of the cab, a third person;

# Upgradeability of the truck: the game offers a large number of improvements of the truck and weapons, each of which affects the appearance of the truck;

# Aggressive spectacular graphics: You will see impressive special effects, change the day and night, and much more;

# The all-new engine: it supports all the major modern graphical effects, including bump-mapping, parallax occlusion, bloom. As a physical engine using Ageia PhysX.

Requirements
Operating system: Windows XP / Vista
Processor: Intel Pentium 4 3 GHz or AMD Athlon XP 3000 +
Memory: 512 MB
Video: DirectX ® 9.0c-compatible video card ATI Radeon 9600 class or higher
Sound: DirectX ® 9.0c-compatible sound card
CD-ROM: 8x-speed DVD-ROM
Additional software: DirectX ® 9.0c
Controls: Keyboard, Mouse

DOWNLAOD :

http://hotfile.com/dl/13985306/8286d00/GG_Elnigm.part01.rar.html
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Dead Space (Fully Ripped) Multi-Lang

noreply@blogger.com (All You Need Zone) — Thu, 01 Oct 2009 08:46:00 +0000

Dead Space Full Ripped
Multi Language: English, Russian, Hungary, Czech, Polish

Download Links:-

http://hotfile.com/dl/13771526/f2018a9/Dead_Space_Full-pc.part01.rar.html
http://hotfile.com/dl/13771716/048330c/Dead_Space_Full-pc.part02.rar.html
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http://hotfile.com/dl/13775326/3e33d2f/Dead_Space_Full-pc.part11.rar.html
http://hotfile.com/dl/13775599/42b93f4/Dead_Space_Full-pc.part12.rar.html
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Mesothelioma - Is Cancer Hibernating in You?

noreply@blogger.com (All You Need Zone) — Wed, 30 Sep 2009 14:32:00 +0000

Imagine a disease that lays eggs inside your lungs. These eggs do not produce discomfort or coughing, they don't cause outbreaks or rashes or anything of the sort. In fact these eggs don't do anything except sit in your lungs and germinate for 30 to 40 years.After this time you begin to have a slight cough, a fever, maybe some cold sweats. You write it off as the flu and continue as usual until it goes away. 3 weeks later the flu is back but this time you're coughing up blood. You visit your doctor and hope he can prescribe something to kick this crazy flu. Your doctor runs a few tests and sends you home. A week later your brought into his office and he lays the devastating news on you...you have Mesothelioma a cancer of the lungs.

This is the reality for roughly 2000 men and women residing here in the United States every year. These are people who often time have lead healthy lives. In the article, "Mesothelioma Victims - Survival Stories" Kathleen writes:

"At 42, I never thought that I would be facing a terminal illness, especially one relating to the lungs. I've never smoked and have lead a relatively healthy life. I have two beautiful daughters who will be heading to college soon - and I may not be alive to see their graduation."

The primary cause of mesothelioma cancer is linked to exposure to asbestos fibers which are breathed into the lungs or swallowed. Asbestos is a material that was used heavily for many years in hundreds of products. Asbestos was primarily used due to the fact that it is strong, resists fire and corrosion, and has very effective properties for insulation.

In modern day, asbestos has many uses such as thermal pipe and boiler insulation, floor coverings, ceiling tiles, spray-applied fire proofing and sound proofing, roofing materials and "transite" pipe and sheeting. Though major public use was discontinued in the late 70s, asbestos continues to be a material used in countries outside of the U.S., and due to the fact that we trade for many of these countries goods it is necessary that we educate ourselves as to the materials used in production of the products and items we use daily.

Many more cases of mesothelioma, due to asbestos exposure, are beginning to surface today. First, because our understanding and ability to recognize the disease has increased by leaps and bounds over the years, and second, because this particular cancer lays dormant within the carriers system for 30 to 40 years. With the widespread use of asbestos during the 20th century we are starting to see the consequences of exposure to this toxic material.

Due to the fact that asbestos was in heavy concentration in the industrial and building trades during the mid 1900s, most carriers of mesothelioma cancer are men who where working around asbestos during that time. However, mesothelioma has been reported not only in cases of direct exposure, but also indirect, such as the families of these men, as they often returned home with asbestos fibers on their clothing. Even in today's day and age where asbestos has been all but removed from our lives, it is still possible to be diagnosed with mesothelioma as cases of this cancer have been diagnosed without the presence of asbestos exposure.

It is also important to note that smokers who have been exposed to asbestos carry a far greater risk of mesothelioma. Some figures suggest as much as 3 times the percentage of a non-smoker with the same level of exposure. If you feel that you have been exposed to asbestos set an appointment with your physician to go over your chances of mesothelioma developing. The best thing a mesothelioma patient can do is to detect the presence of this disease early on, as it will increase your chances considerably :By Mike Andrews

Unsecured Personal Loan Rates

noreply@blogger.com (All You Need Zone) — Sat, 26 Sep 2009 16:20:00 +0000

Unsecured loans are usually higher than the rates of secure loans. This is because in secured loans, the loan is taken against an asset which guarantees repayments. For example, if the loan is taken using your home as a guarantee, the lender can repossess your home if you fail to pay the loan.

An unsecured personal loan on the other hand, is taken when the borrower does not have to secure the debt against any such asset. Thus the lender passes on the costs of this insurance by increasing the interest rate of the loan giving them a higher Annual Percentage Rate (APR). Such loans are considered as high-risk loans due to the fact that the person taking the loan does not have any capital.Here are a few pointers to guide you:

Unsecured Personal Loan - How much to borrow?

Unsecured personal loans are not the best choice if you want to borrow large sums of money. While the decision of how much you can take depends on the lending authority, usually amounts given under such loans are small. Also the time limit given for paying back the money depends on the amount loaned, and may vary between a few months to ten years.

Unsecured Personal Loan - How much to repay?

While these unsecured personal loans have become less expensive than previous years, the total amount you repay depends upon the amount you have taken and the time period over which you intend to repay the loan.

Unsecured Personal Loan - How to repay?

As the unsecured personal loan rate is higher compared to secured loans, remember that you are paying a high interest every month. It is therefore best to make your payments on time without trying to stretch yourself too much. Do not default on payments and try to repay a good amount every month, so that the loan doesn’t become a burden dragging on for months on end. Try to seek a balance at what you are comfortable paying each month.

Best Unsecured Personal loan?

When you are looking for a good unsecured personal loan, try to look for one that offers the lowest APR. Such cheap loans lessen your monthly payments and thus reduce the interest rates. Also look for additional incentives like repayment holidays where lenders make the first repayment for you usually for the first month. Banks are another good option for taking unsecured loans from as these may offset your loan against the savings you have with them :By Steve

Question and Answer Session with Pujya Asaramji Bapuji

noreply@blogger.com (All You Need Zone) — Fri, 25 Sep 2009 20:48:00 +0000

Question: Bapuji! How can we get rid of worldly desires?

Pujya Bapuji: To get rid of desires, constantly be a witness to your thoughts. Do not let the mind hanker after petty sense-pleasures. For example, suppose a fan is rotating. If you turn off the switch and cut off the electric supply how long will it continue to rotate? Similarly, if you disconnect or disassociate yourself from the mind then desires will no longer hold sway over you.

When you lend importance to your mind, allowing it to seek gratification, desires take control of you. By giving credence to your mind you allow transient pleasures of this material world to overwhelm you. But if you become a witness to the mind, victory is bound to be yours.

Question: What are the virtues that enable an aspirant to progress fast on the spiritual path?

Pujya Bapuji: An aspirant, who possesses the four pious attributes of having a penchant for sadhana, never feeling tired of pursuing the same, having faith in Enlightened Saints and having an unswerving trust in God, will advance rapidly on the spiritual path.

Question: What should an aspirant do to make a quick progress in sadhana?

Pujya Bapuji: An aspirant should not waste time in futile pursuits. He should rather set his goal high and do his work carefully and completely without any sense of egotism for having accomplished the same, which in no case should be spoiled for want of due care. He should value only God and nothing else. He should maintain purity of conduct. The aspirant who assimilates these features into his life, can definitely attain his goal. There is no higher achievement than this in all the three worlds. He will attain that blissful state of the Lord ‘Brahma, Vishnu and Mahesh, against which even god Indra’s royal grandeur looks insignificant.

Question: What should we do to increase our love for the Lord?

Pujya Bapuji: Always listen to the stories of the Lord’s divine play. Listen to or read the life-stories of great Saints, and their enlightening stories. This will help increase your devotion, detachment and knowledge about God. Listen to or sing bhajans praising the Lord. Hum a bhajan while sitting alone. Otherwise vices like desire, anger, avarice, delusion, pride and jealousy will enter the idle mind; as it has rightly been said, ‘An idle mind is the devil’s workshop.’

Whenever you meet one another, talk about God and God-realized Saints. Make it a habit to remain engrossed in bliss by remembering the Lord at all times.

Question: What should be done to lead a healthy, happy and dignified life?

Pujya Bapuji: For good health, learn and practise yogic techniques under the guidance of holy Saints. For a happy life, realize Self-bliss through meditation. For a respectable life, give respect to others and work for the well-being of all.

Question: Who is a ‘Mahashaya’?

Pujya Bapuji: One who has a ‘Maha’ (great) ‘ashaya’ (purport, aim) is ‘Mahashaya’. And the great aim is to know the tattva of one’s life. One who does not allow desires to enter the chitta and erases the samskaras already present therein, is a ‘Mahashaya’. Such a ‘Mahashaya’ is established in Brahman, knowing this world to be illusory.

Question: How is satsang superior to even virtuous actions?

Pujya Bapuji: It is good to provide material resources to alleviate the suffering of others, but it is much better to help attend satsang of Self-realized Saints. Swami Vivekananda said, ‘Giving food to a hungry man, giving water to a thirsty man, showing somebody the righteous path or encouraging one in despair ‘all these are works of charity, all these are good deeds, but better than all these things is giving satsang to somebody, arranging satsang for others, or participating in the endeavour of arranging satsang for others. One who does so is the supreme well-wisher of mankind, for it is through satsang alone that one gets keys like the enlightening knowledge of the Supreme Self and the technique of meditation on the Almighty, that lead to the complete eradication of one’s all troubles forever.’

Not only should you listen to divine satsang yourself, but you should also involve others so that more and more people may attain freedom from sorrows by listening and reflecting upon satsang thus finally succeed in realizing their own inherent divinity. This is the highest Dharma and the most virtuous of all works.

Question: What is the difference between a Guru and a Sadguru?

Pujya Bapuji: Guru is one who teaches us something new, something we didn’t know. Anyone can be a Guru. Dattatreya Avadhutaji, a great Saint, had 24 Gurus as he learnt something from each one of them.

Sadguru, as such, is an altogether unique person. The Sadguru knows the path to the Truth-personified Supreme Self. It is for this reason that intelligent people surrender all at the holy feet of such a Supreme Guru. For the Sadguru blesses one with That which is infinitely superior to all things, status and positions on earth.

The Sadguru alone can unify one with the Lord. The Sadguru alone can relieve a disciple from all sufferings forever. Therefore, for a disciple a Sadguru is greater than the Lord Himself. That is why, the scriptures and Saints have extolled Sadgurus and declared that God-realization is impossible without an absolute surrender to the Sadguru.

Question: What is the import of satsang in human life?

Pujya Bapuji: Etymologically, satsang = sat+sang. Sat means Truth Absolute (Supreme Self) and sang means being in association. Therefore, satsang means being benefited in the association of the Supreme Self, and experience the same.

One who does not avail oneself of satsang, does kusang by default. Ku means bad. Therefore one who does not associate oneself with good company invariably associates with bad company. One who does not do virtuous deeds, automatically engages in evil ones. A life, not dedicated to God, becomes dedicated to the devil. One who values his life knows the importance of satsang. At the same time one who is unaware of the preciousness of this human life does not appreciate the value of satsang.

Satsang provides the keys to bring reformation in life. Those who attend satsang lose interest in the transient world and learn how to intensify their love for the Lord. They are not affected by the anguish and distress of worldly life. One who listens to satsang, finds his understanding, discrimination and prudence increased. His worries are reduced. His mind becomes egoless and free from illusion (of the world). He is endowed with virtuous qualities and experiences spiritual bliss, making his life full of happiness.

Question: What role does satsang have in stemming the tide of corruption, sinfulness and politics of self-aggrandisement currently rising in the country?

Pujya Bapuji: Satsang brings about a widespread awakening among the people. The increasing number of masses coming into contact with Enlightened Saints is set to usher in a new era very soon. This spiritual renaissance in society will have its desired influence also on the minds of the politicians and the corrupt people. The growing tendency among politicians and bureaucrats to listen to satsang and reflect upon it is a sign of this welcome development.
Soon enough there will be the dawn of a new era of peace and happiness not only in India but all over the globe. After a brief spell of rivers all over the nation, the concerted efforts of Saints will bring about a new spiritual revolution which in turn will root out corruption, depravity and selfishness prevailing in the country.

Question: Pujya Bapuji! What are the benefits of regular listening to satsang?

Pujya Bapuji: Regular listening to satsang is immensely beneficial. If you regularly listen to satsang, your mind will neither go astray nor engage in futile thoughts. It will be saved from Manoraj. And the biggest benefit of all is that the mind will be ever engaged in the thoughts that are inculcated by satsang. Constant reflection on satsang will naturally kindle dispassion and discrimination in your mind, and protect it from petty desires and attractions.

Regular contemplation on the thoughts imbibed in satsang not only protects the mind and intellect from a possible downfall, but also helps them become established in the Supreme Consciousness. The more you assimilate the teachings of satsang, the more you will be elevated from this earthly existence towards divinity.

Even a person who is not a sadhaka, but regularly listens to satsang and reflects thereon, can become an excellent sadhaka and even realize God, the Supreme Being. The bliss and peace that blossom in the heart as a result of listening to satsang are infinitely superior to even the pleasures of the heavens.

Question: What is the importance of faith in life?

Pujya Bapuji: Faith is such a virtue as delights the heart it resides in and relieves it from despair, hopelessness and escapism. Faith in God, God-realized Saints, the scriptures, Guru Mantra and one's own self is an unfailing key to Supreme Bliss. Righteous actions and those actions ordained by the scriptures, when carried out with complete faith, lead to the attainment of desired results. Even a small virtuous work done with faith bestows great merit; whereas the greatest of sacrifices, austerities and charities performed without faith become fruitless.

Lord Sri Krishna says in the ‘Narada Purana’:

‘All virtuous deeds produce desired results only when accompanied with complete faith. Faith accomplishes everything. Faith alone pleases Lord Sri Hari.’

Question: Your Divine Holiness! What is the best pilgrimage?

Pujya Bapuji: Adi Shankaracharyaji has said: ‘A pure heart is the best place of pilgrimage.’ It is fruitless to visit places of pilgrimage with an impure heart.

‘Truth, forgiveness, self-restraint, compassion towards all beings, straightforwardness, charity, absence of vices, contentment, celibacy, sweetness of speech, knowledge, patience and Tapa are all places of pilgrimage, but the greatest holy place is definitely one’s own pious heart.’
(Skanda Purana, Kashi Khanda: 6.30-6.32)

Question: There are many scriptures in the world. But why is the Srimad Bhagwad Gita regarded as the foremost amongst them?

Pujya Bapuji: The Gita is a combination of all the scriptures. The Gita contains the quintessence of all the scriptures of the world. It is a confluence of the three Yogas -Karma yoga, Jnana yoga and Bhakti yoga. It has spread the light of divine knowledge not only in India but also all over the world. Its only objective is to bring about the supreme good of mankind and to help people attain God-realization. The Prime Minister of Canada Mr. Pierre Trudeau had come to India during 1985-86. On his visit to Vrindavan, the playground of the exalted author of the Gita, he had opined, ‘I have read the Bible, the Angelus and many other scriptures. All scriptures are good in their respective spheres, but the Srimad Bhagwad Gita of the Hindus is simply wonderful. It does not contain praise or condemnation of any religion, sect or faith. It talks truly of the elevation of mankind. It is not the bible of only the Hindus; but is the bible of the entire humanity.’

This small and compact volume contains philosophies and ideas that touch upon the deepest truths of human life. Hopelessness, despair and worries wither away merely by regular reading and reflecting on its precepts. Divine virtues like courage, equanimity, straight-forwardness, affection, peace, firm faith in dharma, etc. are easily developed. By imbibing the precepts of the Gita one attains the strength to fight against unrighteousness, injustice and exploitation. That is why this scripture which helps one attain both worldly riches and salvation, and also inculcates fearlessness and other divine virtues is unique in the world.

Question: Pujya Bapuji! How does one become an excellent sadhaka?

Pujya Bapuji: To become a good sadhaka one must first set a goal for the life. Then one has to fix a daily routine that is conducive to the attainment of that goal. Make a resolve to do a specific number of jap of your Guru-mantra and observe Mauna for a fixed number of days in a month, listen to satsang, read the scriptures and reflect on the precepts so imbibed for a certain period on a regular basis, render selfless seva for a fixed length of time, chant God’s name for a definite period and think of God in every day-to-day activity of your life. Once the resolve is made, you should fulfil it using all the means at your disposal.

In this manner, while doing a fixed practice of spiritual routines, let the virtues like selflessness, piety, love, purity, fearlessness, carefreeness, blissfulness and unflinching faith in God develop in your life. The sadhaka should also be very careful about his mode of living, his mode of eating and drinking as well as about his conduct.

Question: What is the importance of the Lord’s name in Kaliyuga?

Pujya Bapuji: All the four Vedas hold the pious Name of the Lord to be highly influential in each of the four Yugas, but especially so in Kaliyuga, wherein there is no other alternative available.

The Lord’s name is supremely pious. It eradicates the three taapas -adhibhoutik, adhidaivik and adhyatmik, and ensures one’s supreme good. Jap of the Lord’s name is not only a means to achieve worldly comforts and heavenly pleasures, but is also immensely helpful in attaining extremely rare virtues like Divine love, ever new bliss, and even in the final attainment of God-realization.

The most wonderful characteristic of the Lord’s name is that it attracts God towards us and takes us towards God. It is the most effective means to unite the jiva with the Lord. It is a divine remedy for the various afflictions of the mind. Even the most depraved and wretched sinner can reform himself through jap of the Lord’s name.

Question: O Revered Gurudev! Why is spiritual development necessary along with material progress?

Pujya Bapuji: Spiritual development is absolutely essential along with material progress. In fact, material progress is graceful only when it is accompanied by spiritual development. If mankind forgets the bliss of spiritual development and remains preoccupied with material development alone, it only invites its own doom. This situation is well-reflected in the scenario prevailing in para countries today.

If a man is divested of the bliss of spirituality and God, the fundamental basis of his life and mainstay of all existence, he will be worse off than an animal and may even become devilish. Demonic tendencies will come to dominate his life. It is only those deprived of the bliss of spirituality who, like dogs and goats, indulge in sexual perversions in clubs. They become so restless and depressed that some are even driven to commit suicide.

He who takes refuge in the one and only One Supreme Being is privileged to experience the Bliss of the same Supreme Lord. And he who forgoes the benign shelter of the Supreme One has to rely on many sense pleasures and thus ends up becoming agitated and tense.

Material comforts can provide only external happiness. They cannot provide inner peace and bliss. Only he who cares for his spiritual development along with his material progress is easily elevated.

Question: Pujya Bapuji! We know we are the Consciousness-personified, Bliss-personified, Knowledge-personified Eternal Atman. Yet we fear death. Why?

Pujya Bapuji: ‘I am Atman’ -you have heard it and believed it superficially. You have yet to realize it i.e. you have not experienced That. You are afraid of death because in your heart of hearts, you still consider yourself to be the transient mortal body and are oblivious of your eternal, pure Consciousness, your real 'I'. If one comes to realize one's Atman, the abode of eternal peace and absolute bliss, one will be delivered in no time and transcend the three Gunas viz., Sattva, Rajas and Tamas. He will then repose in the true nature of the Self that is free from all afflictions, fears, grief and even death. In fact, death itself is afraid of such a Self-realized One.

Question: Pujya Bapuji! What should be the common goal of all people -householders, businessmen, soldiers, the sick, disabled or the wealthy?

Pujya Bapuji: Self-realization is the true goal of human life. All men -householders or sanyasins or soldiers, the sick or healthy, rich or poor -should engage themselves in sadhana. And even a businessman’s business activities, a soldier’s fighting with the enemy and safeguarding the borders, a sick person’s suffering, and a rich person’s receiving praise or insult all can be veritable modes of sadhana. If we do each of our actions for the sake of God alone, it is transformed into sadhana. Make all your activities of life sadhana-oriented, and this will certainly lead you to the attainment of the Supreme goal for which you are granted a human birth after having wandered in 84 lakhs of different births.

Question: How can we elevate our lives?

Pujya Bapuji: Whatever you do, do it with an altruistic motive. One should raise one’s children and serve one’s husband, wife or neighbour selflessly, without any expectation and should have unflinching faith in God. This will transform your actions into karma yoga. You will experience Self-bliss, self-satisfaction and also have your capabilities developed. This in turn will earn you the pleasure and co-operation of society. Engage the body in rendering service to others and acts of sacrifice; and yourself in thoughts and contemplation of God.

Question: Pujya Bapuji! What is the cause of diseases?

Pujya Bapuji: Diseases in general are caused by the intake of an unrestrained and incompatible diet, the effect of one’s past deeds or changing seasons. A disease is sometimes the effect of bad food habits, then at times the consequence of a sin, and at other times a warning signal.

Question: What should we do when afflicted with diseases?

Pujya Bapuji: Take advantage of the disease. Contemplate on the Truth ‘this body is made of flesh and bones; by its very nature it is prone to diseases. Disease has afflicted the body; the body alone is suffering the pain. I am the non-attached witness to both disease and pain. I make efforts to keep it healthy but ‘I’ am not sick.’ this is making good use of disease. If you uncomplainingly bear the pain and suffering brought by the disease while making suitable efforts to cure it then it becomes a penance. If you remain a dispassionate witness to the disease, it will become a mode of sadhana. In this way you will not only be cured of the disease, but also be doing worship, penance and sadhana at the same time. And above all, the cardinal error of identifying the body with the Self, an error that has accompanied you through your numerous previous births, will also be destroyed.

Question: Pujya Bapuji! How can one forget physical pain?

Pujya Bapuji: Don’t try to forget physical pain. Don’t take painkillers. Painkillers don’t cure the disease, they merely desensitize the neurons that convey the sensation of pain with some of them even meeting an untimely death. As and when the effect of the painkiller is over you again begin to feel that pain. To be sensible one should, to the extent possible, remain a dispassionate witness to the pain and make it a mode of sadhana experiencing the Self as separate from the body and thus transform it into an excellent opportunity to establish oneself in the Supreme Self.

Question: Param Pujya Gurudev! Why does the mind not remain peaceful? What is the easy way to peace?

Pujya Bapuji: The mind always hankers after the objects of desire. This makes it restless. It does attain peace for a while when it gets what it wants, or finds itself in favourable circumstances; but even so this peace is short-lived, as the mind soon starts to hanker after some other object. Therefore practise the following sadhana everyday: Do mental jap of ‘OM’ while inhaling and count the breath while exhaling... Do similar jap of ‘Shantih’ while inhaling and count the breath while exhaling. Complete a count of 108 such breaths and pray to God, ‘O Lord! Please help me repose in my True Blissful Self. Please relieve me from the shackles of desire, egotism and ostentation and lead me towards Your Bliss and Love-personified Self!’ Such prayers will bring you wonderful results.

Question: How much time will it take to realize God?

Pujya Bapuji: The more one yearns for God-realization, the earlier one will attain results, and an urge of lesser intensity will proportionately prolong the time of God-realization. Honesty and spontaneity will take you to your goal sooner while cleverness and guile will only keep you away from it.

Question: Pujya Bapuji! Should Self-knowledge be forced down the throat of even those people disinclined to attain it?

Pujya Bapuji: Yes, Self-knowledge is such a sublime gift that it should be imparted to all, irrespective of their inclination or disinclination for it. It is such a divine nectar as should be bestowed on its aspirants and even on others after awakening the due thirst for self-knowledge in their hearts, with a view to doing Supreme good to them.

Any person, society or nation that ignored Self-knowledge and trod the path contrary to it has suffered degeneration and come to ruin. They have been rife with the evils of corruption, escapism, terrorism and cowardice. The scriptures state, ‘There is no greater acquisition than the realization of one’s True Self.’

Self-knowledge bridges the gulf between people and blesses society, tormented by fear, sorrow, envy, agitation, etc., with happiness, peace, love, sympathy and divine virtues of self-restraint, righteousness, courage, enthusiasm, valour and forgiveness. It dispels the darkness of ignorance and thus transforms the jiva into Brahman.

Self-Knowledge alone can bring lustre, selflessness and vibrancy to the lack-lustre, selfish and dejected man.

Question: O beloved Sadguru! What is real Purushartha?

Pujya Bapuji: Efforts directed to realize the Param Purusha, the Supreme Self, is the only real purushartha. Purushartha, as such, is not limited to having children, raising them and making them self reliant. Even the petty creatures like the mouse, cat, etc. are doing the same thing. In fact, to lead one’s children on the path of Self-realization by imbuing them with the noble traits of self-restraint, equanimity, magnanimity, cheerfulness and the divine ideals that would bestow on them spiritual bliss, is the real Purushartha (Purusha = Supreme Being; artha = towards); that is, to bring true fulfilment in our individual life as well as in that of our entire family by making determined efforts towards realizing the Supreme Being. Once one accomplishes this Purushartha, nothing else remains to be accomplished, because real Purushartha takes one to that Supreme state of Being, from where all worldly designations look trivial and insignificant.

Question: Kindly enlighten us regarding Brahman-Jnana, Brahman and Brahman-Vidya

Pujya Bapuji: The Knowledge (Jnana) of the Supreme Spiritual Effulgence that provides insight to all scientists, all sages, all erudite and ingenious people is Brahman-Jnana. Brahman, the Supreme Self, is the fountainhead of knowledge that has been eternally supplying and will forever continue to supply to the world the virtuous attributes of love, bliss, courage, fearlessness, strength, success, the ability to realize and unravel the mysteries of the universe, cleverness, the art of learning and retaining what is learnt; and yet it remains absolutely undiminished inspite of all these supplies.

That Truth Absolute, Consciousness Absolute and Bliss Absolute Supreme Self is ever Complete in itself in everyway and manner. This phenomenal world is completely filled with That Supreme Self only, for this complete has emanated from That Complete Supreme Self; And even after imparting Completeness to this world, That Supreme Self retains its Absolute Completeness. What remains on the Complete being created out of That Complete is Complete in itself.

The art of realizing Brahman, the Atman, is Brahman-Vidya.

Question: What is the distinguishing mark of a true Saint?

Pujya Bapuji: What is the distinguishing mark of a true alcoholic, drug-addict or a gambler? The company of a true alcoholic turns another person into an alcoholic. A drug-addict or alcoholic will make another person addicted to drugs and alcohol respectively. Likewise, in the company of Saints, who are veritable oceans of real bliss, people get their doubts and misgivings dispelled; their restless mind becomes calmer and they begin to repose in the Supreme Self.

Question: The mind has been termed both as our friend and enemy; please elucidate.

Pujya Bapuji: If the mind remains engaged in pursuit of degenerate sense-enjoyments, it becomes the most dangerous enemy, because it then makes us wander from one womb to another through 84 lakhs of species, for ages together. And if the same mind is directed towards the observance of austerities and meditation on the Supreme Self, it becomes such a great friend as burns the billions of samskaras, collected over millions of births, in the fire of Self-knowledge and leads one to experience Absolute Liberation.

Question: Gurudev! What is it that one should endeavour to realize in life?

Pujya Bapuji: That, which knows all, is alone worth realizing in life. Our religion, codes of conduct, our culture, our hierarchical social system, our history ‘all inspire us to seek Him alone. Our festivals also inspire us towards the same goal of realizing the Eternal Being That permeates every particle of the universe and imparts consciousness to all.

Question: How does one please God?

Pujya Bapuji: Selfless and appropriate actions carried out in service of the jivas with the only motive of realizing the immortality of one’s True Self before the demise of the body is the right way to please God.

If we delve a little deeper into the concept of service, restraining the eyes from seeing obscene things is service to the eyes. Service to the tongue is to remain circumspect while speaking and not allowing the tongue to be ensnared by taste. To avoid hearing obscene words is service to the ears. To check impure thoughts is service to the mind. Service to the intellect is to avoid making improper decisions. To restrain the body from engaging in improper actions is service to the body. Just as abstaining from falling prey to evil ways and engaging oneself in worthwhile deeds is service to one’s own self, restraining others, as far as possible, from evil acts through love and acumen and leading them towards good endeavours is service to them.

Question: What is Bhajan?

Pujya Bapuji: Works done with the mind engrossed in the Lord, or those actions that cause divine modification of the mind, are called Bhajan.

Shabari, a Bhil (tribal) woman, simply swept the ground but she did it with the spirit of participating in the divine work of God and the Sadguru. The woman sweeping the public road is merely doing her occupational job. The mother sweeps the floor of the house, or even other members of the family do work in the house, these activities constitute service. But when even a menial job like sweeping the floor is done for the sake of God, it constitutes Bhajan. Thus sweeping of the floor at the Guru’s ashram by Shabari is Bhajan.

‘That which infuses divine delecation is Bhajan.’

The action that exudes devotional memory and love, together with Divine delectation, is Bhajan.

Question: What is the difference between crying for God and crying for the world?

Pujya Bapuji: When tears flow out of devotional love for Lord, one’s sins are destroyed and one’s capabilities develop. Whereas if a person cries for the world his capabilities are diminished. Tears shed for the mundane world are warm and they trickle from the corners of the eyes. But when one’s eyes become wet out of devotional love, the tears are cool, pious and fall from the centre of the eyes.

Question: Why do we find desire and anger even in those who are engaged in Bhajan?

Pujya Bapuji: If one engaged in Bhajan is swayed by desire and anger it is because of improper food habits. Impure diet gives rise to desire and anger but a pure diet keeps them in check, while Bhajan eliminates them gradually.

Question: What is meant by Sumiran? Should it be done with eyes closed or open?

Pujya Bapuji: Sumiran is done with neither closed nor open eyes. Sumiran is done by remembering. Remembrance with the Knowledge of Truth is called Sumiran.

You see an electric lamp, an amplifier, a refrigerator, an electric iron, a motor pump ‘ all these instruments are different, but they all function on the supply of the same electric power. There may be different makes of fans, but the power running them is one and same. A heater heats the water, a refrigerator cools it; but both are operated by the same electricity. Similarly, some people spread the soothing coolness of virtue, while the sinners exude the heat of atrocity; but the Truth remains that both have the source of their strength in the very same Lord, the beloved friend of all beings. To constantly keep this fact in one’s mind is called Sumiran.

Question: What are the duties of a sadhaka?

Pujya Bapuji: The primary duty of a sadhaka is to engage in such acts, thoughts and associations as are conducive to the attainment of the Supreme goal of life, i.e., the Lord Almighty. The sadhaka should consider this as his sadhana. He should read the biographies of great devotees and Saints and spend time in the pious company of holy men. These pursuits reinforce his sadhana.

‘The Chataka, the Fish and the moth cannot live without their dear ones;

Then how can the sadhaka live without attaining his Supreme goal?’

Question: What is the difference between delectation derived through senses and that attained in devotion to the Lord?

Pujya Bapuji: Delectation derived through senses gives rise to desires leading to depravity and the jiva becomes dependent. On the other hand, delectation of devotion to the Lord bestows one with the Bliss of the Supreme Being thereby liberating one by making him realize his True Self.

Question: What is the difference between true moments of good fortune and those of misfortune?

Pujya Bapuji: ‘Hanumanji says, ‘O Lord! Those are indeed the moments of misfortune when one is not engaged in your Bhajan and Sumiran.’ ‘ (Sriramacharitamanasa, Sundara Kanda: 31.2)

Infact when one turns away from the Lord’s Bhajan and Sumiran, it is misfortune, and when one is engaged in the Lord’s Bhajan and Sumiran, those are the moments of good fortune; the true golden moments.

Question: How much time should one devote to dharma?

Pujya Bapuji: In fact, a devout life is a true life. If dharma is removed from the daily life, the human life will become barbaric. Therefore, whatever one does, should be in tune with the following verse:

When I eat, I in fact make an offering to the Lord. When I move about in the world, I circumambulate the Lord (for He is everywhere). I don’t see anybody or anything other than the Lord.

The Lord existed before the beginning of creation; He exists at present and will remain in the future. Whatever we do in agreement with Him is dharma.

How much time should we devote to dharma? Dharma is not a bathroom, which we use for cleansing our body and then come out only to become dirty, go for a bath again. Dharma should regulate every activity of our day to day life. If we become religious in the temple or the worship room of our house and engage in exploitation, sense-enjoyments and amassing wealth outside, we give limited time to dharma, like we give to the bathroom. It shouldn’t be like this. From getting up in the morning to sleeping at night, from birth to death, when engaged in all activities from eating to working to taking rest, dharma should be observed at each and every step. This will elevate not only you, but also those who come into contact with you.

Question: How do the three gunas influence the rise and fall of jivas?

Pujya Bapuji : Ignorance embellishes the ego. The greater is this ego, the more one develops attachment to the world; and the more the worldly burden the lower does one go. There are three gunas, with Tamoguna being the densest marked by the characteristic of inertia, sloth, apathy etc. It is therefore that a person dominated by Tamoguna is relegated to lower births and hells. Rajoguna is a bit lighter, and one dominated by Rajoguna stays in the middle, i.e. in the human world. Sattvaguna is the lightest. Thus, one dominated by Sattvaguna rises up towards the Lord and attains higher realms of existence.

Those established in the Sattvaguna evolve to higher goals, those abiding in Rajoguna remain in the mid-course, while the Tamoguna-dominated ones suffer degeneration.

(The Gita: 14.18)

A light object floats on the surface of water, while a heavy one sinks. Aasuri sampada (Demonic nature) is characterised by Tamoguna and hence takes one down towards degeneration, while Daivi sampada (Divine nature) is characterised by Sattvaguna, leading one up towards higher goals. Verily the Daivi Sampada is the Lord's Sampada (Nature). The more of this nature one develops, the higher he moves on the spiritual plane, i.e. he gets closer to the Supreme Self.

Question: How is God Antaryamin (inner guide or inner knower)?

Pujya Bapuji : God should be considered all pervading both in the subtle and gross forms of existence. By virtue of His omnipresence, the Supreme Self perceives and knows everything.

Question: How is that Supreme Brahman Which has to be known by the knowledge?

Pujya Bapuji : With hands and feet everywhere, with eyes, heads and mouths everywhere, with ears everywhere, He exists in the world, enveloping all.? (The Gita: 13.13)

There is no place where He exists not, no words that He hears not, no scene that He sees not, nothing that He possesses not and no place where He doesn't exist.

When we offer Him pious food as bhoga, He accepts it. When we sing His praises, He hears them. He is cognizant of each and every action of ours, but we can?t ever see Him. Here a paraion may arise as to how can One have all His senses present everywhere? How can the eyes and ears occupy the same place? In answer to this paraion, all one can say is that the Lord is absolutely unique. He is the Transcendental Life energy. Everything, simply everything is possible for Him. Suppose there is a lump of gold. It has all varieties of jewellery hidden in every part of it. Any kind of jewellery can be obtained from just any part of this lump of gold at will. Likewise, God is such an entity as has everything present in every part of His being and from Him everything can be brought into manifestation. That is why He can listen to the utterances of all people and see all things at all places simultaneously. (For the Life is the same in all beings)

In the dream state, where no senses, eyes, ears, nose, etc. are functioning; the internal organ performs all actions itself while also being the perceiver thereof. It itself becomes the seer, the seen and the action of seeing at the same time. Similarly, the Divine Power is extraordinary. He is in every respect capable of doing just anything anywhere. This verily is the essential characteristic that entitles Him to be called the Supreme Lord; this alone denotes His Cosmic Form.

Question: What Constitutes True Service to the Lord?

Pujya Bapuji :One should willingly surrender to the Supreme Being That is realized through meditation, whether done on any form of God or the formless God, and engage oneself in listening to His glories, chanting His pious names, serving Him through the senses and the body, remembering Him in the mind, making a firm resolve through the intellect to attain Him, and lead one's life according to His will; this verily is true service to the Lord. This itself is true form of devotion and through this alone the Atman can attain beatitude fairly quickly.

Catching a Killer - New Steps Taken in Treating Mesothelioma

noreply@blogger.com (All You Need Zone) — Fri, 25 Sep 2009 14:23:00 +0000

There’s a silent killer out there. It creeps up on its victims, attacks them quietly and unsuspectingly, and initiates a wound that develops over many years before it eventually causes pain. This unstoppable murderer is known as mesothelioma.

Mesothelioma is a malignant tumor that develops on the mesothelial cells of either the lungs, heart or abdominal organs, and plagues those who have been exposed to asbestos for a prolonged period of time. Many who fall victim to this disease are people who have worked in specific trades or fields prior to the 1970s, such as blacksmiths, electricians, millwrights, and oil refinery workers.

Since it can take up to forty years for symptoms to surface, mesothelioma-related deaths are higher than ever in the 21st century. The Centers for Disease Control and Prevention state that 1,493 people died from asbestos in 2000, compared to 77 people in 1968.

Mesothelioma treatment methods differ depending on the stage of the cancer upon detection, as well as the patient’s age and personal choice of treatment. The four distinct stages of the disease are a factor in determining the type of mesothelioma treatment that can be carried out. The first stage is when the tumor has had limited growth on the pleural lining (the lining of the lungs). At this stage, an attempt can be made to surgically remove the entire tumor. However, if the tumor is detected at a later stage when it has invaded surrounding areas, it is considered incurable.

Traditionally, the later stages of mesothelioma have been treated with either chemotherapy or radiation therapy. Chemotherapy uses drugs to kill cancer cells while radiation therapy uses high-energy x-rays to kill cancer cells and shrink tumors.

Although mesothelioma treatment methods have been proven to prolong patients’ lives, they cannot cure the disease. Ongoing clinical trials are dedicated to overcoming this debilitating illness. Current experimental treatments include the following:

Drug Therapy: A drug called Alimta, developed by Eli Lilly, has been shown to significantly increase the life expectancy of patients and decrease symptoms of the disease. It is the only chemotherapy drug to be approved by the Food and Drug Administration for the treatment of patients with malignant pleural mesothelioma.

Gene Therapy: This mesothelioma treatment is currently in the experimental stages. The process involves inserting a "suicide gene" directly into the tumor. This gene makes the cells sensitive to a normally ineffective drug called glanciclovir which destroys all the cancer cells and leaves the healthy cells unharmed.

Photodynamic Therapy: Still in its experimental stage, photodynamic therapy uses light to kill cancerous cells. The patient first receives a photosensitizer that only collects in cancerous cells. Fiberoptic cables are then placed in the body in order to focus the right frequency of light on the tumor. The photosensitizer is then caused to produce a toxic oxygen molecule that kills the cancer cell.

Immunotherapy: Also referred to as biological therapy, this mesothelioma treatment uses the body's personal immune system to defend itself against mesothelioma. It has been discovered that the immune system is capable of deciphering healthy cells from cancerous cells, and can thus eradicate those cells that cause cancer.

While treatment methods are still in the developmental or experimental stages, there is hope that one day all mesothelioma victims will be freed from the murderous hands of this fearsome disease:By Maggie Kay

Trikaal Sandhya

noreply@blogger.com (All You Need Zone) — Fri, 25 Sep 2009 05:44:00 +0000

In order to make life brighter, successful and progressive, one must do Trikaal Sandhya. Ten minutes before & ten minutes after the sunrise, ten minutes before & after noon, and ten minutes before & after sunset are considered to be very auspicious. Meditation, japa (repition of the Holy Name), Pranayama done at this time is very helpful in opening doors of the Sushumna. The dormant energies and strength of a human being is awakened as soon as the doors of the Sushumna is opened.

The Rishis & Munis of ancient times used to do Trikaal Sandhya. Lord Vashishtha and Lord Rama used to do Trikaal Sandhya. Lord Rama used to take his lunch after his meditation in the afternoon.

It is very good if one washes hands & feet, drinks three sips of water and then sits for meditations and does Pranayama, Japa & concentration during these three times. If one is in office, then one can do these activities mentally. But one should do these definitely.

As one does not remain poor if one puts in efforts & works hard similarly pranayama destroys all sins. As one becomes rich with efforts similarly pranayama enhances the internal capapilities & strength. Chandogya Upnishada says that he who has become pure by doing pranayama can understand the final discourse of his master and then can become one with the Supreme Soul.

There are three thousand small pores in the lungs of man. By breathing normally only 300-500 pores are utilised and therefore the immunity of the body decreases. Man becomes old and sick soon. Harmful addictions & bad habbits also make the body weak & decrease immunity and thereby bacterial growth develops in the closed pores and increase the chances of deseases like tuberculosis & asthma.

But the closed pores of those who take deep breath get opened. As a result their efficiencey increases, blood gets pure and they feel happier. Therefore there is the law of doing pranayama during these three times in the day. The mind becomes pure and more concentrated with pranayama and therefore the efficiency increases.

If a person does ten pranayama each at these three times in a day, stays away from alcohol, non-vegetarian food, tobacco & other addictions, and also does not get involved in fashion for forty days, then he/she will have many wondeful experiences. Just experiment for forty days, you'll find many positive changes in your health, mind & attitude towards life. You will be more happy and your memory will increase miraculously.

Pranayama increases the strength of all the cells of the body. The sins done unknowingly at night get destroyed with the pranayama done at sunrise. The faults from morning till noon get destroyed with pranayama at noon and the unknown sins from afternoon till evening get destroyed with evening pranayama. Thus the heart becomes more pure and happy.

These days people have forgotten about Trikaal Sandhya and that is why there is increase in negative attitude. Many people therefore are trying to find happiness in collection of material objects and in sleep & laziness. They are ruining the strength of their beautiful life in this way.

Pranayama develops physical strength, mental strength and memory. Swami Rama Teerth used to do pranayama early in the morning and then used to go for walk in the fresh air. Pramahansa Yogananda also used to do in the same way.

Swami Ram Teerth was a very intelligent student. Mathematics was his favourite subject. His name was Teerth Ram when he was a student. In an exam once the students were supposed to answer 9 out of 13 questions. He answered all of them and wrote a note for the teacher saying that, "All the 13 questions are answered correctly, check any 9 of them." Such was his self confidence!

During these three times the door of the Sushumna is open therefore it helps in awakening the strength of the Kundalani. Meditation, japa & pranayama are useful at any time of the day but they are specially helpful if done at these three times. Trikaal Sandhya is very helpful for students also.

Therfore for overall progress the whole humanity should take the support of Trikaal Sandhya and awaken the moral, social & spiritual self.

Anusthana of Saraswatya Mantra

noreply@blogger.com (All You Need Zone) — Tue, 15 Sep 2009 20:50:00 +0000

Regular and sincere jap of Saraswatya mantra leads to the development of the intellect and memory power beyond our imagination. The elevated lives of great many students initiated by Pujya Bapuji in the Saraswatya mantra bear a testimony to this.

If a student wants to make his life brilliant, vibrant and divine and to emerge out victorious in all fronts of life, he must observe an Anushthana of Saraswatya mantra. The procedure for the Anushthana is as follows:

* The Anushthana of Saraswatya mantra is to be completed in seven days.

* 170 rounds of mala are to be done each day.

* One should wear only white clothes during these seven days.

* One should take a saltless diet during the Anushthana. Khir prepared from milk and rice is recommended.

* One should worship goddess Saraswati with white flowers before beginning the jap of the mantra. The Bhog offered to Goddess Saraswati should also be Khir.

* One should pray to Maa Saraswati for a pure and sharp intellect.

* One should sleep on the ground on a mat or a blanket and observe Mauna as much as possible.

* Jap done on a mala of crystal (sfhatik) beads is all the more beneficial.

Other rules regarding place, sleeping, purity, etc. are common to an Anushthana of other mantras. A detailed account of the guidelines and precautions for an Anushthana of mantras is given in the Hindi books "Mantra-Jap Mahima evam Anushthana Vidhi" and "Ishtasiddhi published by the Ashram.