AllRegs Online Recent Updates

Truist Correspondent - Guideline Update | Fri, 12 Jun 2026 13:06

Fri, 12 Jun 2026 13:06 CDT

Announces updated Area Median Income (AMI) limits for 2026.

AmeriHome Mortgage Correspondent - CL Product Announcement - Fannie Mae and Freddie Mac Property Insurance Updated Requirements Reminder | Fri, 12 Jun 2026 10:57

Fri, 12 Jun 2026 10:57 CDT

With this announcement, AmeriHome reminds Sellers of upcoming updated Fannie Mae and Freddie Mac property insurance requirements effective July 1, 2026. See the attached announcement for details.

First Community Mortgage Wholesale Broker - Guideline Updates | Fri, 12 Jun 2026 10:12

Fri, 12 Jun 2026 10:12 CDT

Announces guideline updates, effective immediately.

MPF Traditional – Loan Modification Interest Update | Fri, 12 Jun 2026 09:40

Fri, 12 Jun 2026 09:40 CDT

The MPF Program has updated the MPF Traditional Loan Modification Interest Rate Exhibit (Exhibit EE). This exhibit provides the new MPF Traditional Loan Modification Interest Rate required for all MPF Traditional Conventional mortgage loan modifications. Servicers must refer to this exhibit when determining the applicable loan modification interest rate.

For any questions, please contact MPF Service Center at 877-FHLB-MPF.

MPF Selling Announcement | Fri, 12 Jun 2026 09:00

Fri, 12 Jun 2026 09:00 CDT

This document summarizes MPF Selling Announcements being published on this date.

FHA Proposes Revising the Definition of Manufactured Home to Lower Housing Costs | Fri, 12 Jun 2026 08:15

Fri, 12 Jun 2026 08:15 CDT

Proposes to amend the definition of "manufactured home" in HUD's Manufactured Home Construction and Safety Standards(MHCSS), Model Manufactured Home Installation Standards (MMHIS), and Manufactured Home Installation Program (MHIP) to provide that a transportable section of a manufactured home serving as part of an upper floor of a manufactured home would not need to be transported or built on a permanent chassis. Comments due by August 11, 2026.

Announcement 2026-003 | Fri, 12 Jun 2026 07:44

Fri, 12 Jun 2026 07:44 CDT

Kentucky Housing Corporation (KHC) is announcing the 80% AMI Income Limits have been updated to match Fannie Mae and Freddie Mac.

Fannie Mae Updates Modification Interest Rate Exhibit | Fri, 12 Jun 2026 06:54

Fri, 12 Jun 2026 06:54 CDT

Updates Fannie Mae Modification Interest Rate Exhibit. This Exhibit provides the new Fannie Mae Modification Interest Rate required for all Fannie Mae conventional mortgage loan modifications.

NCUA Issues Interim Final Rule Regarding Non-Interest Charges and Fees | Thu, 11 Jun 2026 14:35

Thu, 11 Jun 2026 14:35 CDT

The National Credit Union Administration (NCUA) issued an interim final rule clarifying that federal credit unions have the authority to charge non interest charges and fees. This interim final rule is effective on June 30, 2026. Comments must be received on or before July 9, 2026.

PRMG - Guideline Updates | Thu, 11 Jun 2026 13:21

Thu, 11 Jun 2026 13:21 CDT

Announces product guideline updates.

Rhode Island Enacts Provisions Regarding Title Fraud | Thu, 11 Jun 2026 12:27

Thu, 11 Jun 2026 12:27 CDT

The state of Rhode Island enacted provisions related to real estate title fraud. These provisions are effective immediately.

Planet Home Lending Correspondent - Seller Guide Updates | Thu, 11 Jun 2026 11:45

Thu, 11 Jun 2026 11:45 CDT

Announces updates to the Seller Guide, as of June 11, 2026.

Planet Home Lending Correspondent - Policy Changes | Thu, 11 Jun 2026 11:44

Thu, 11 Jun 2026 11:44 CDT

Announces policy changes to align with recent Fannie Mae updates.

Freedom Correspondent - Exclusionary List Update | Thu, 11 Jun 2026 08:55

Thu, 11 Jun 2026 08:55 CDT

Freedom Mortgage Correspondent Lending is announcing an update to the Freedom Mortgage (FMC) Exclusionary List.

American Financial Resources Correspondent - Renovation Loan Overlay Updates | Thu, 11 Jun 2026 06:53

Thu, 11 Jun 2026 06:53 CDT

Announces updates to the following topics:

Unit Limitation for Renovation Loans
Qualifying Income Overlay
Renovation Restrictions Overlay

American Financial Resources Broker - Renovation Loan Overlay Updates | Thu, 11 Jun 2026 06:51

Thu, 11 Jun 2026 06:51 CDT

Announces updates to the following topics:

Unit Limitation for Renovation Loans
Qualifying Income Overlay
Renovation Restrictions Overlay

MPF Program: 2026 Low-Income Areas and Area Median Income (AMI) Information | Thu, 11 Jun 2026 06:17

Thu, 11 Jun 2026 06:17 CDT

The 2026 Low-Income Areas and 2026 Area Median Income (AMI) information will be available starting Monday, June 15, 2026.

Freedom Correspondent - FMC Disaster List Update | Thu, 11 Jun 2026 06:14

Thu, 11 Jun 2026 06:14 CDT

Freedom Mortgage Correspondent Lending is announcing an update to the Freedom Mortgage (FMC) Disaster List. Please refer to the attached list for complete details. This list is also posted in the Freedom Mortgage Corporation Lending Library in AllRegs.

Freddie Mac Announces Guide Bulletin 2026-8 (Servicing) | Wed, 10 Jun 2026 09:53

Wed, 10 Jun 2026 09:53 CDT

This Bulletin announces updates to Mortgages with temporary subsidy buydown plans, unrecoverable expenses, fraud and more.

Freedom Broker - Guideline Update | Wed, 10 Jun 2026 08:08

Wed, 10 Jun 2026 08:08 CDT

Announces updated Area Median Income (AMI) limits for 2026.

Chase Correspondent Lending - SA26-11 Freddie Mac’s 2026 Area Median Income Limits | Wed, 10 Jun 2026 07:14

Wed, 10 Jun 2026 07:14 CDT

To accommodate Freddie Mac's updated AMI limits for 2026, as announced in Freddie Mac Bulletin 2026-F, the following updates apply:

Pipeline Coverage:

Chase will continue to apply the FTHB CFW (First Time Home Buyer, Credit Fee Waiver) on loans meeting Freddie Mac’s “pricing pipeline coverage requirements”.
To comply with Freddie Mac’s effective date of “Mortgages with Settlement Dates on or before July 31, 2026,” these loans MUST be delivered to Chase in fundable condition on or before Monday, June 22, 2026.

Loans delivered after June 22, 2026, and/or funded on or after June 30, 2026, are not eligible for “pricing pipeline coverage”.

Hawaii Enacts Provisions Regarding Consumer Protection | Tue, 09 Jun 2026 09:39

Tue, 09 Jun 2026 09:39 CDT

The state of Hawaii enacted provisions regarding consumer protection against unsolicited mail and electronic mail. These provisions are effective immediately.

CFPB Issues Statement on ATR and Immigration Status | Tue, 09 Jun 2026 09:01

Tue, 09 Jun 2026 09:01 CDT

The Bureau of Consumer Financial Protection (CFPB) issued a statement reaffirming lenders’ obligations under the Truth in Lending Act regarding ability-to-repay determinations, including considerations related to immigration status. This statement is effective on June 8, 2026.

Pennymac TPO - Closed-End Second Addition of Investment Properties | Tue, 09 Jun 2026 08:33

Tue, 09 Jun 2026 08:33 CDT

Announces updates to Closed-End Second program.

Newrez, LLC Correspondent - 2026 Area Median Income Limits | Tue, 09 Jun 2026 06:44

Tue, 09 Jun 2026 06:44 CDT

Announces updates to the Area Median Income Limits for 2026.

First National Bank of Pennsylvania Correspondent - Exclusionary List Update | Tue, 09 Jun 2026 06:28

Tue, 09 Jun 2026 06:28 CDT

First National Bank of Pennsylvania announces changes to the Correspondent Lending Exclusionary List.

Freedom Correspondent - Fannie Mae SEL-2026-05 | Tue, 09 Jun 2026 06:14

Tue, 09 Jun 2026 06:14 CDT

Freedom Mortgage Correspondent Lending is issuing this communication to advise Sellers of Fannie Mae SEL-2026-05. Topics in this publication include, but are not limited to:

IRS Tax Installment Agreements

Freedom Correspondent - Freddie Mac Bulletin 2026-6 | Tue, 09 Jun 2026 06:12

Tue, 09 Jun 2026 06:12 CDT

Freedom Mortgage Correspondent Lending is issuing this communication to advise Sellers of Freddie Mac Bulletin 2026-6. Topics in this publication include, but are not limited to:

Credit Underwriting
Property Disclosure Statements

MPF Program Clarifying Changes Requiring MPF Bank Approval | Tue, 09 Jun 2026 06:02

Tue, 09 Jun 2026 06:02 CDT

MPF Program is clarifying requirements related to changes requiring MPF Bank approval.

Planet Home Lending Correspondent - Disaster Declaration - Arizona | Mon, 08 Jun 2026 11:51

Mon, 08 Jun 2026 11:51 CDT

Announces the Federal Emergency Management Agency (FEMA) has issued a Disaster Declaration for the State of Arizona due to severe storms and flooding.

Freedom Broker - New Program Update | Mon, 08 Jun 2026 09:42

Mon, 08 Jun 2026 09:42 CDT

Announces second lien HELOC program.

US Bank Correspondent Seller Guide - Update | Mon, 08 Jun 2026 08:18

Mon, 08 Jun 2026 08:18 CDT

Announces a reminder regarding the Fannie Mae and Freddie Mac modernization of the Uniform Appraisal Dataset (UAD).

Carrington Mortgage Services Correspondent - Guideline Updates | Mon, 08 Jun 2026 08:12

Mon, 08 Jun 2026 08:12 CDT

Announces updates to Non-QM underwriting guidelines.

Truist Correspondent - Guideline Updates | Fri, 05 Jun 2026 13:17

Fri, 05 Jun 2026 13:17 CDT

Announces alignment of FHA & VA overlays with Fannie Mae requirements.

National MI Issues Announcement UW 2026-03 | Fri, 05 Jun 2026 09:44

Fri, 05 Jun 2026 09:44 CDT

Announces 18-month Construction to Permanent Commitment Period (effective systematically June 6, 2026)

National MI Issues Announcement UW 2026-03 | Fri, 05 Jun 2026 09:29

Fri, 05 Jun 2026 09:29 CDT

Announces 18-month Construction to Permanent Commitment Period (effective systematically June 6, 2026)

VA Announces Circular 26-24-19 Change 1: Updates to Invoice Requirements for Itemized Fees and Charges and Updates to the State Fees & Charges Deviations List | Fri, 05 Jun 2026 08:17

Fri, 05 Jun 2026 08:17 CDT

Clarifies when lenders are to provide invoices and/or supporting documents to VA to support itemized fees and charges that are charged to or paid by a Veteran or assumer obtaining a VA-guaranteed loan.

Connecticut Enacts Provisions Regarding Artificial Intelligence | Fri, 05 Jun 2026 06:36

Fri, 05 Jun 2026 06:36 CDT

The state of Connecticut enacted provisions relating to artificial intelligence (AI), online safety, and consumer protection standards affecting digital and technology-enabled services. Provisions in this bill range from effective immediately to effective on January 1, 2028.

MPF Xtra Selling Updates – FNMA SEL-2026-06 | Fri, 05 Jun 2026 06:34

Fri, 05 Jun 2026 06:34 CDT

Fannie Mae published Selling Letter 2026-06 removing an overlap with Value Acceptance and Property Data, clarified no additional review is required for authorized user tradelines on DU approved/Eligible loans, provides for use of IRS Form 8821 as an alternative to IRS 4506-C.

Chase Correspondent Lending - CB26-22 Operations Updates | Thu, 04 Jun 2026 13:39

Thu, 04 Jun 2026 13:39 CDT

Chase is announcing updates to Chase Investor Portal instructions when submitting Mandatory bids and the Opt-Out Underwriting process. In addition, we are removing an overlay regarding suppressed credit, providing clarifications for Underwriting Authority and Insurance Requirements, plus updating direction for Hybrid eClose and Principal Curtailment Payments.

Planet Home Lending Correspondent - Policy Changes | Thu, 04 Jun 2026 13:26

Thu, 04 Jun 2026 13:26 CDT

Announces policy changes to align with recent Fannie Mae and Freddie Mac updates.

Planet Home Lending Correspondent - Seller Guide Updates | Thu, 04 Jun 2026 13:26

Thu, 04 Jun 2026 13:26 CDT

Announces updates to the Seller Guide, as of June 4, 2026.

Planet Home Lending Correspondent - Disaster Declaration - Montana | Thu, 04 Jun 2026 13:25

Thu, 04 Jun 2026 13:25 CDT

Announces the Federal Emergency Management Agency (FEMA) has issued a Disaster Declaration for the State of Montana due to a severe winter storm and straight-line winds.

Connecticut Adopts Provisions Regarding Mortgage Loan Prepayments | Thu, 04 Jun 2026 12:35

Thu, 04 Jun 2026 12:35 CDT

The state of Connecticut adopted provisions establishing requirements for mortgage loan prepayments. These provisions are effective on October 1, 2026.

Minnesota Enacts Provisions Regarding Consumer Protection | Thu, 04 Jun 2026 12:35

Thu, 04 Jun 2026 12:35 CDT

The state of Minnesota enacted provisions regarding consumer protection, financial institutions and mortgage servicer requirements. Provisions in this bill range from effective immediately to effective on August 1, 2026.

Connecticut Modifies Provisions Regarding Flood Insurance Notifications | Thu, 04 Jun 2026 12:34

Thu, 04 Jun 2026 12:34 CDT

The state of Connecticut modified its provisions relating to flood insurance notifications, as well as data security requirements. Provisions in this bill range from effective immediately to effective on October 1, 2026.

Connecticut Amends Provisions Regarding Notary Fees | Thu, 04 Jun 2026 12:33

Thu, 04 Jun 2026 12:33 CDT

The state of Connecticut amended its provisions regarding notary fees. Provisions in this bill range from effective immediately to effective on January 1, 2027. However, provisions specific to notary fees are effective on July 1, 2026.

PRMG - Guideline Updates | Thu, 04 Jun 2026 11:12

Thu, 04 Jun 2026 11:12 CDT

Announces product guideline updates.

Connecticut Amends Various Provisions | Thu, 04 Jun 2026 09:30

Thu, 04 Jun 2026 09:30 CDT

The state of Connecticut amended various provisions that include disclosure requirements regarding real estate brokers or salespersons acting as mortgage brokers. Provisions in this bill range from effective on October 1, 2026, to effective on January 1, 2027.

Maryland Modifies Provisions Regarding Real Property Recordation and Land Records | Thu, 04 Jun 2026 09:30

Thu, 04 Jun 2026 09:30 CDT

The state of Maryland modified its provisions related to real property recording requirements and land record procedures. These provisions are effective on October 1, 2026.

AmeriHome Mortgage Correspondent - CL Holiday Announcement – Juneteenth | Thu, 04 Jun 2026 09:10

Thu, 04 Jun 2026 09:10 CDT

AmeriHome will be closed on Friday, June 19, 2026, in observance of Juneteenth, and will resume normal business hours on Monday, June 22. See the attached announcement for more information.

First Community Mortgage Wholesale Broker - Guideline Update | Thu, 04 Jun 2026 08:15

Thu, 04 Jun 2026 08:15 CDT

Announces alignment with Freddie Mac updated 2026 Area Median Income (AMI) limits.

First Community Mortgage Wholesale Broker - Freddie Mac Guideline Update | Thu, 04 Jun 2026 08:14

Thu, 04 Jun 2026 08:14 CDT

Announces guideline updates, effective immediately.

First Community Mortgage Wholesale Broker - Guideline Update | Thu, 04 Jun 2026 08:14

Thu, 04 Jun 2026 08:14 CDT

Announces alignment with Fannie Mae updated 2026 Area Median Income (AMI) limits.

First Community Mortgage Wholesale Broker - Fannie Mae Guideline Update | Thu, 04 Jun 2026 08:13

Thu, 04 Jun 2026 08:13 CDT

Announces guideline updates, effective immediately.

Pennymac TPO - FNMA Income Assessment Policy Updates | Thu, 04 Jun 2026 07:45

Thu, 04 Jun 2026 07:45 CDT

Announces updates to FNMA’s & FHLMC’s 2026 Area Median Income limits.

Pennymac TPO - FNMA Income Assessment Policy Updates | Thu, 04 Jun 2026 07:43

Thu, 04 Jun 2026 07:43 CDT

Announces updates to FNMA’s multiple income assessment policy.

Pennymac Correspondent - Guideline Update | Wed, 03 Jun 2026 11:17

Wed, 03 Jun 2026 11:17 CDT

Announces alignment with Fannie Mae and Freddie Mac updated 2026 Area Median Income (AMI) limits.

Pennymac Correspondent - Non-Delegated - Guideline Update | Wed, 03 Jun 2026 11:15

Wed, 03 Jun 2026 11:15 CDT

Announces alignment with Fannie Mae and Freddie Mac updated 2026 Area Median Income (AMI) limits.

Freddie Mac Announces Guide Bulletin 2026-7 (Selling) | Wed, 03 Jun 2026 09:57

Wed, 03 Jun 2026 09:57 CDT

This Bulletin announces updates related to credit underwriting, properties with incomplete improvements, Renovation Mortgages, fraud and more.

Plaza Home Mortgage News and Updates – National Correspondent | Wed, 03 Jun 2026 09:07

Wed, 03 Jun 2026 09:07 CDT

We like to keep you in the know. Here's what you'll find in this newsletter: MBA of Florida Annual Conference & Convention | Ohio MBA Annual Conference | CMBA Western Secondary Market Conference | LMBA Annual Conference | Get to Know Us

Simple TPO - Supreme Lending - Doctor Loan Program Update | Wed, 03 Jun 2026 09:01

Wed, 03 Jun 2026 09:01 CDT

Announces temporary suspense of fixed rate loan options.

US Bank Correspondent Seller Guide - Communication Summary | Wed, 03 Jun 2026 08:40

Wed, 03 Jun 2026 08:40 CDT

Provides a summary of communications published for the month of May 2026.

Fannie Mae Announces Updates to the Selling Guide | Wed, 03 Jun 2026 08:00

Wed, 03 Jun 2026 08:00 CDT

Announces the Selling Guide has been updated to include changes to the following:

Retirement of rural high-needs value acceptance: removing an overlap with Value Acceptance + Property Data
Authorized user tradelines: clarifying no additional lender review is required for authorized user tradelines on DU approve/eligible loans
Miscellaneous update: Use of IRS Form 8821 as an alternative to IRS 4506-C

MPF Traditional Selling – Income Assessment Updates | Wed, 03 Jun 2026 06:17

Wed, 03 Jun 2026 06:17 CDT

Enhancements to the Income Assessment section to improve clarity and consistency in income evaluation requirements.

VA Provides Transmittal of Change 14 to M26-4, VA Servicer Handbook M26-4 | Tue, 02 Jun 2026 14:34

Tue, 02 Jun 2026 14:34 CDT

Announces the creation of a new Chapter 22 to outline the program policy and procedures for the VA Partial Claim in accordance with Public Law 119-31 (Jul. 30, 2025) and Public Law 119-37 (Nov. 12, 2025).

VA Provides Transmittal of Change 13 to M26-4, VA Servicer Handbook M26-4 | Tue, 02 Jun 2026 14:31

Tue, 02 Jun 2026 14:31 CDT

Announces revisions to Chapter 5 of VA M26-4, VA Servicer Handbook M26-4.

Plaza Home Mortgage News and Updates – National Correspondent | Tue, 02 Jun 2026 13:13

Tue, 02 Jun 2026 13:13 CDT

We've made LLPA updates to our Solutions Non-QM 1, DSCR Investor Solutions 1, and Jumbo AUS 2 loan programs effective immediately for new commitments.

Newrez Wholesale – Smart Series Guideline Updates | Tue, 02 Jun 2026 07:49

Tue, 02 Jun 2026 07:49 CDT

Announces updates to the Smart Series Guidelines.

Newrez Wholesale – Government Guideline Updates | Tue, 02 Jun 2026 07:47

Tue, 02 Jun 2026 07:47 CDT

Announces updates to the Government Guidelines.

Newrez Wholesale – Conventional-Conforming Agency Guideline Updates | Tue, 02 Jun 2026 07:46

Tue, 02 Jun 2026 07:46 CDT

Announces updates to the Conventional-Conforming Agency Guidelines.

US Bank Correspondent Seller Guide - Multiple Topics | Tue, 02 Jun 2026 07:24

Tue, 02 Jun 2026 07:24 CDT

Announces updates on the following topics:

Fannie Mae Income Assessment Policy Updates and Clarifications
Conventional Condominiums Review Updates
End of Cycle - Government ARM Changes

Onity Mortgage Announcement – Non Agency Update | Mon, 01 Jun 2026 12:50

Mon, 01 Jun 2026 12:50 CDT

Onity Mortgage has lowered the DSCR minimum on FlexIQ to .75.

Newrez, LLC Correspondent - FHLMC GreenCHOICE - Refinance Program | Mon, 01 Jun 2026 10:12

Mon, 01 Jun 2026 10:12 CDT

Announces new FHLMC GreenCHOICE program.

Newrez, LLC Correspondent - FHA & VA ARM Margin Update | Mon, 01 Jun 2026 10:09

Mon, 01 Jun 2026 10:09 CDT

Announces updates to the FHA & VA ARM Margin section.

AmeriHome Mortgage Correspondent - CL General Announcement – May 2026 | Mon, 01 Jun 2026 07:10

Mon, 01 Jun 2026 07:10 CDT

This General Announcement summarizes previously published changes made during May, additional changes made with this announcement, and recent Agency and regulatory news. See the attached announcement for details.

Freedom Correspondent - Exclusionary List Update | Fri, 29 May 2026 10:16

Fri, 29 May 2026 10:16 CDT

Freedom Mortgage Correspondent Lending is announcing an update to the Freedom Mortgage (FMC) Exclusionary List.

AmeriHome Mortgage Correspondent - CL Product Announcement - Fannie Mae SEL-2026-05 & Freddie Mac Bulletin 2026-6 Consolidated Announcement | Fri, 29 May 2026 07:49

Fri, 29 May 2026 07:49 CDT

Recently, Fannie Mae published SEL-2026-05 and Freddie Mac published Bulletin 2026-6 announcing Selling Guide policy changes. See the attached announcement for details.

MPF Program – Income Verification Update | Fri, 29 May 2026 06:34

Fri, 29 May 2026 06:34 CDT

Income reverification requirements have been updated to streamline quality control processes.

Freddie Mac Announces Guide Bulletin 2026-F (Area Median Income Limits) | Thu, 28 May 2026 13:59

Thu, 28 May 2026 13:59 CDT

This Bulletin announces updated Area Median Income limits for 2026.

Plaza Home Mortgage News and Updates – National Correspondent | Thu, 28 May 2026 10:53

Thu, 28 May 2026 10:53 CDT

We've made updates to our DSCR Investor Solutions 3 max price and to the LLPAs for our Solutions Non-QM 1 and DSCR Investor Solutions 1 & 2 programs, effective immediately for new Commitments.

Newrez Correspondent - Smart Series Updates | Thu, 28 May 2026 10:14

Thu, 28 May 2026 10:14 CDT

Announces updates to the Smart Series product summaries & underwriting guides.

Newrez Correspondent - Underwriting Guideline Updates - Government Loans | Thu, 28 May 2026 10:13

Thu, 28 May 2026 10:13 CDT

Announces updates to the Underwriting Guidelines for Government Loans.

Newrez Correspondent - Underwriting Guideline Updates - Conforming Loans | Thu, 28 May 2026 10:11

Thu, 28 May 2026 10:11 CDT

Announces updates to the Underwriting Guidelines for Conforming Loans.

PRMG - Guideline Updates | Thu, 28 May 2026 09:19

Thu, 28 May 2026 09:19 CDT

Announces guideline updates and enhancements across multiple programs.

Freedom Correspondent - FMX Announcement - Freedom Mortgage Exchange Seller Guide | Thu, 28 May 2026 08:06

Thu, 28 May 2026 08:06 CDT

Freedom Mortgage Exchange (FMX) is pleased to announce the upcoming availability of an FMX Seller Guide for FMX Sellers.

MPF Traditional Servicing – Loss Mitigation Clarifications | Thu, 28 May 2026 07:27

Thu, 28 May 2026 07:27 CDT

Clarified forbearance plan term increments, disaster related loan modification eligibility, and foreclosure actions for disaster impacted properties.

Fannie Mae Announces Desktop Underwriter/Desktop Originator Release Notes New DU Underwriting Findings Report Options | Wed, 27 May 2026 11:15

Wed, 27 May 2026 11:15 CDT

Introduces the following two new Desktop Underwriter^® (DU^®) Underwriting Findings report formats:

PDF format option available on the evening of June 26, 2026
JSON format option is available now for conventional, FHA, and VA loans

Fannie Mae Announces Area Median Incomes 2026 | Wed, 27 May 2026 08:53

Wed, 27 May 2026 08:53 CDT

Announces the 2026 area median Incomes (AMIs) will be implemented in Desktop Underwriter ^® (DU ^® ), Loan Delivery, and the Area Median Income Lookup Tool on or before June 12, 2026, with an effective date of June 13, 2026.

Chase Correspondent Lending - PB26-04 Best Efforts Rate Sheet Transition to Chase Investor Portal | Fri, 22 May 2026 12:30

Fri, 22 May 2026 12:30 CDT

As we wrap up our transition to Chase Investor Portal, we are moving closer to decommissioning ChaseLoanManager. As such, all Pricing Vendors and clients using a proprietary product and pricing engine WHO HAVE NOT already transitioned from accessing our rate sheets via ChaseLoanManager’s Rate Sheet Service to the new Chase Investor Portal Rate Sheet Service must do so by June 30, 2026 to avoid any disruption to accessing our rate sheets.

Chase Correspondent Lending - CB26-20 Operations Updates | Fri, 22 May 2026 12:29

Fri, 22 May 2026 12:29 CDT

Chase is removing an overlay restricting use of Verification of Deposit, clarifying restrictions on loans with unexpired redemption period for FHA and VA, and clarifying reaffirmation of debt requirements after Chapter 7 bankruptcy.

Chase Correspondent Lending - CB26-19 Collateral Updates | Fri, 22 May 2026 12:28

Fri, 22 May 2026 12:28 CDT

Chase is announcing clarifications of examples for determining if a property is in C5 or C6 condition, adding associated links for second appraisal determinations and aligning Exempt From Review restrictions to align with Freddie Mac Bulletin 2026-6.

MPF Program: MPF Xtra Servicing Update -FNMA SVC-2026-04 | Fri, 22 May 2026 08:17

Fri, 22 May 2026 08:17 CDT

Fannie Mae published Servicing Letter 2026-04 updating Remote Online Notarization requirements.

CMG Mortgage Correspondent - Lending Updates | Fri, 22 May 2026 08:09

Fri, 22 May 2026 08:09 CDT

Announces updates on the following topics:

Correction to FNMA/FHLMC Credit Score Model Announcement
Loan Submission Checklist Updated
Disaster Watch List Update - North Carolina
FHA Guideline Update
Conventional Guideline Updates

CMG Mortgage Correspondent - Lending Updates | Fri, 22 May 2026 08:08

Fri, 22 May 2026 08:08 CDT

Announces updates on the following topics:

6200 Series Jumbo AUS Clarifications
Disaster Watch List Update - Iowa

Colorado Enacts Provisions Regarding Automated Decision-Making Technology | Thu, 21 May 2026 14:15

Thu, 21 May 2026 14:15 CDT

The state of Colorado enacted legislation addressing automated decision-making technology in consequential decisions. Certain provisions are effective immediately; however, most requirements applicable to consequential decisions are effective on January 1, 2027.

OCC Issues Final Rule Regarding Preemption of State Interest-on-Escrow Laws | Thu, 21 May 2026 12:37

Thu, 21 May 2026 12:37 CDT

The Office of the Comptroller of the Currency (OCC) issued a final rule regarding federal preemption of certain state requirements related to escrow account practices. This final rule is effective on June 18, 2026.

Maryland Amends Provisions Regarding Bankruptcy Proceeding Exemption | Thu, 21 May 2026 12:28

Thu, 21 May 2026 12:28 CDT

The state of Maryland amended the exemptions from execution applicable to owner-occupied residential real property in bankruptcy proceedings. These provisions are effective on June 1, 2026.

PRMG - Guideline Updates | Thu, 21 May 2026 09:25

Thu, 21 May 2026 09:25 CDT

Announces product guideline updates.

FHA Issues Annual Revisions to Base City High-Cost Percentage and High-Cost Areas; and Annual Indexing of MAP Guide’s Substantial Rehabilitation and Large Loan Risk Mitigation Thresholds | Thu, 21 May 2026 08:49

Thu, 21 May 2026 08:49 CDT

Announces annual revisions to base city high-cost percentage and high-cost areas; and annual indexing of MAP Guide’s Substantial Rehabilitation and Large Loan Risk Mitigation Thresholds.

Maryland Modifies Certain Licensing Provisions | Thu, 21 May 2026 06:23

Thu, 21 May 2026 06:23 CDT

The state of Maryland modified the licensing requirements for an affiliated insurance producer-mortgage loan originator. These provisions are effective on October 1, 2026.

OCC Issues Final Rule Regarding Lending Escrow Accounts | Wed, 20 May 2026 13:12

Wed, 20 May 2026 13:12 CDT

The Office of the Comptroller of the Currency (OCC) issued a final rule relating to real estate lending escrow accounts. This final rule is effective on June 18, 2026.

MPF Program: NACLI – Tribal Trust Land Lending Now Available | Wed, 20 May 2026 12:59

Wed, 20 May 2026 12:59 CDT

The MPF Program has finalized updates to expand access for PFIs to deliver eligible loans originated under Fannie Mae’s Native American Conventional Lending Initiative (NACLI) that are located on tribal trust lands. Please note, this offering is available under the MPF Xtra product only.

Plaza Home Mortgage News and Updates – National Correspondent | Wed, 20 May 2026 08:19

Wed, 20 May 2026 08:19 CDT

We like to keep you in the know. Here's what you'll find in this newsletter: It’s Not Too Late! | Meet Your New Resource Center Chatbot | Get to Know Us! | Memorial Day Rescission

Georgia Updates Exemptions Law for Bankruptcy and Intestate Insolvent Estates | Tue, 19 May 2026 13:10

Tue, 19 May 2026 13:10 CDT

The state of Georgia revised its provisions relating to exemptions for bankruptcy and insolvent estates. These provisions are effective on July 1, 2026.

South Carolina Amends Definitions Regarding High-Cost and Consumer Home Loans | Tue, 19 May 2026 12:32

Tue, 19 May 2026 12:32 CDT

The state of South Carolina amended its laws governing high-cost and consumer home loans to revise the definitions of “conventional mortgage rate” and “threshold.” These provisions are effective immediately.

AmeriHome Mortgage Correspondent - CL Operations Announcement – Self-Reporting Information Security Incidents Seller Guide Update | Tue, 19 May 2026 10:57

Tue, 19 May 2026 10:57 CDT

For all loans sold to AmeriHome, Sellers must comply with the requirements of the Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice (Section 501(b) of the Gramm-Leach Bliley Act (GLBA). See the attached announcement for details.

Carrington Mortgage Services Correspondent - Guideline Updates | Tue, 19 May 2026 09:22

Tue, 19 May 2026 09:22 CDT

Announces updates to Non-QM underwriting guidelines.

Rocket Corr+ Correspondent - Credit Policy Announcements | Tue, 19 May 2026 06:15

Tue, 19 May 2026 06:15 CDT

Announces updates to the following topics:

Non-QM Program Updates
Conventional Condo Project Updates
FHLMC Policy Updates
Administrative Updates
Exclusionary List Update

MPF Xtra Selling Updates – FNMA SEL-2026-05 | Mon, 18 May 2026 11:46

Mon, 18 May 2026 11:46 CDT

Fannie Mae published Selling Letter 2026-05 updating remote online notarization requirements and IRS tax installment agreements.

Citi Correspondent - Credit Policy Updates | Mon, 18 May 2026 09:08

Mon, 18 May 2026 09:08 CDT

Announces updates to the following topics:

FNMA RefiNow & FHLMC Refi Possible Programs
Minimum Indicator Score - 2^nd Home & Investment (Agency Loans)
Gifts of Equity (DU/LPA Loans)
Project Eligibility & Review Requirements Update (Agency Loans)
Leased Obligations (Agency Loans)
Housing to Income Tax Exemption

PRMG - Guideline Updates | Mon, 18 May 2026 08:06

Mon, 18 May 2026 08:06 CDT

Announces product guideline updates.

Chase Correspondent Lending - SA26-10 Fannie Mae Servicing Marketplace^® Expansion – Title Acceptance Pilot Program | Mon, 18 May 2026 07:58

Mon, 18 May 2026 07:58 CDT

Chase is excited to announce an expansion to the Fannie Mae Servicing Marketplace^® program to include loans originated from lenders in the Title Acceptance Pilot with Fannie Mae.

Announcement 2026-002 | Mon, 18 May 2026 07:27

Mon, 18 May 2026 07:27 CDT

Effective Monday, May 18, 2026, Kentucky Housing Corporation (KHC) announces the increase of the Secondary Market and MRB Purchase Price Limit to $566,354.

American Financial Resources Correspondent - Conventional & VA Escrow Waiver Eligibility Update | Fri, 15 May 2026 12:38

Fri, 15 May 2026 12:38 CDT

Announces updates to the eligibility criteria for Conventional & VA loan Escrow Waivers.

American Financial Resources Broker - Conventional & VA Escrow Waiver Eligibility Update | Fri, 15 May 2026 12:37

Fri, 15 May 2026 12:37 CDT

Announces updates to the eligibility criteria for Conventional & VA loan Escrow Waivers.

AmeriHome Mortgage Correspondent - CL Product Announcement – Fannie Mae SEL-2026-04 and Freddie Mac Bulletin 2026-D | Fri, 15 May 2026 07:51

Fri, 15 May 2026 07:51 CDT

Recently, Fannie Mae published SEL-2026-04 and Freddie Mac published Bulletin 2026-D announcing new credit score models, VantageScore 4.0 and FICO Score 10T, approved by FHFA. At this time, AmeriHome is only accepting the Classic FICO credit score model. See the attached announcement for details.

AmeriHome Mortgage Correspondent - CL Product Announcement – Non-QM DSCR Prepayment Penalty Eligibility Updates | Fri, 15 May 2026 07:51

Fri, 15 May 2026 07:51 CDT

AmeriHome is pleased to announce an update to the Non-QM DSCR Program expanding the types of prepayment penalty structures eligible for delivery subject to state eligibility and other restrictions. See the attached announcement for details.

Freedom Correspondent - Exclusionary List Update | Fri, 15 May 2026 06:10

Fri, 15 May 2026 06:10 CDT

Freedom Mortgage Correspondent Lending is announcing an update to the Freedom Mortgage (FMC) Exclusionary List.

MPF Traditional – Loan Modification Interest Update | Thu, 14 May 2026 09:30

Thu, 14 May 2026 09:30 CDT

MPF Servicing Announcements | Thu, 14 May 2026 06:06

Thu, 14 May 2026 06:06 CDT

This document summarizes MPF Servicing Announcements being published on this date.