Annapolis Real Estate and Homes for Sale and Waterfront Properties in Maryland

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Schools

Walk Score

3 BEDROOMS

3 BATHROOMS (3 full)

2268 Square Feet

Home For Sale Near Annapolis, MD - 200 Cardamon Dr Edgewater, MD 21037 | Gingerville Gem! This roomy ranch home has a bright, open floor plan and gorgeous hardwoods throughout the main floor. The entryway has a skylight, recessed lights, a large closet and new tile floor; Formal dining room, updated kitchen, the family room and eat-in area are open to the kitchen, and a finished basement. The home also has attached garage, greenhouse, an separate mudroom/laundry room. #Annapolis, #Gingerville, #REalEstate, #PatOgle
For More Information Call Toll Free Number 888-881-6801 (Ext 10293)

Edgewater, MD Homes For Sale

Waterfront Homes for Sale

Pat Ogle

Champion Realty, Inc.

410-224-0660

Living With Intent

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Thu, 9 Apr 2015 17:20:00 -0400

“The only person you are destined to become is the person you decide to be.”

-Ralph Waldo Emerson (1803 - 1882); Philosopher, Poet, Author, Essayist

Living in a reactionary pattern of crisis-of-the-moment management has the unpleasant side effect of distracting us from making the most of our unscheduled time. When the day’s demands lift, we’re all too happy to flop down and look for a little mindless recovery. On one hand, it’s understandable: Our brains need a break! On the other, we may be missing out on a great opportunity.

In life, there are activities which recharge us mentally and physically. Generally speaking, reality television and involved political arguments on Facebook are not. But activities like brisk walks, reading imaginative fiction, and building a couch cushion fort with your kids can be.

Who we become has more to do with what we choose to do with our unstructured time than it does our “must do” time. What you decide to do in this time will shape your character and the quality of your life far more than you might think. The easiest thing in the modern world is to ride a tide of distraction. With a little discipline, though, we can live a life of intent.

So how do we develop a practice of living with intent? Here’s a tip: Look at your schedule for the week and identify a few times when you’re most likely to have unstructured time. Now, structure it a little. Don’t build yourself a fresh fortress of to-do lists, but make a plan to pursue something that recharges you and reinforces the direction you want to go.

I think if you practice this tip for mindful living you’ll find the truth at the heart of the Emerson quote.

Wishing you health and happiness,

Pre-listing inspection?

Pat Ogle

Champion Realty, Inc.

410-224-0660

Is a pre-listing inspection of your home a good move? It depends:

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Wed, 26 Nov 2014 14:53:00 -0500

Part of my job as a real estate agent is educating and protecting my clients. Many of my clients get nervous about home inspections. They often ask: “Should I have a home inspection before I put my home on the market?” Here’s my take on the pre-listing inspection:

Knowing what you're in for when it comes to selling a house is always better than getting a nasty surprise down the line. In the event you find repairs that need to be made, they can be done in a reasonable time frame.

The pre-listing inspection is also useful in situations down the line when you suspect the buyer's home inspection reflects wildly inflated estimates for repairs.

Also keep in mind that if you fail to disclose a problem found in the inspection, you could be in big trouble down the line.

You also need to know the difference between maintenance repairs and home upgrades. Buyers have a reasonable expectation that the home has been properly maintained. Making necessary maintenance repairs doesn't mean the you can up the price on the listing. You can't cover the cost of your new roof by pumping up the sale price. You might be able to use it as an effective marketing point over other listings in the area, but it's not a fabulous kitchen renovation!

If you don’t want to make the repairs, understand that not making repairs can have a disproportionately negative impact on your sale price. For example, if you want to dump a $1,000 plumbing repair on prospective buyers, the buyers are not going to equate that to $1,000 off the asking price. Instead, they're going to think about the time, inconvenience, and the cost of the repair. A $1,000 repair might translate to a $3,000 hit to the asking price. Buyers will want to be well-paid to handle a seller's headache.

There’s a definite benefit to the pre-listing inspection, but it’s important to consider the pros and cons with your agent.

I’d be glad to have a conversation with you about the specific concerns you may have about your home if you’re preparing to list it. Please contact me today:

Pre-listing inspection?

Pat Ogle

Champion Realty, Inc.

410-224-0660

Priced Reduced!! $25,000.00

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Fri, 24 Oct 2014 13:46:00 -0400

OPEN HOUSE, October 26, Sunday 1:00 PM - 4:00 PM

918 Schooner Circle, Annapolis, MD

Get Directions Click Here

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Schools

Virtual Tour

3 BEDROOMS

2 BATHROOMS (2 full)

1800 Square Feet

Home For Sale in Heritage Harbour - 918 Schooner Cir, Annapolis, MD 21401 | TUCKED AWAY at the end of the street. Very quite area. Located in Heritage Harbour a 55+ community with Golf, Tennis, Community Center, Swimming Pool. This house Has been well maintained and shows very well.

For More Information Call Toll Free Number 888-881-6801 (Ext 25152)

Pat Ogle

Champion Realty, Inc.

410-224-0660

L2L Virtual Tours

Waterfront OPEN HOUSE, October 18, Saturday 11:00 AM - 1:00 PM 213 Quail Run Drive, Centreville, MD

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Fri, 17 Oct 2014 11:25:00 -0400

OPEN HOUSE, October 18, Saturday 11:00 AM - 1:00 PM

213 Quail Run Drive, Centreville, MD

Get Directions Click Here

Photos

Schools

3 BEDROOMS

3 BATHROOMS (2 full, 1 half)

4500+- Square Feet

Waterfront Home For Sale in Historic Centreville, Queen Annes County | 213 Quail Run Dr Centreville, MD 21617 QA8282862 | approximately 30 minutes from Annapolis | Upscale Eastern Shore Colonial, the epitome of serenity on the pristine Corsica River! Rolling lawn to the waters edge. Private pier with electricity, 2 boat lifts and 2 jet ski lifts. Railed deck spanning entire rear of home with awnings for cooling shade. Free-form inground pool with wide paver surround and columned pavilion. Lush landscaped yard with mature tree perimeter and full yard sprinkler. Waterfront Home For Sale in Historic Centreville, Queen Annes County | 213 Quail Run Dr Centreville, MD 21617 QA8282862

For More Information Call Toll Free Number 888-881-6801

(Ext 10289)

Pat Ogle

Champion Realty, Inc.

410-224-0660

OPEN HOUSE, October 04, Saturday 11:00 AM - 1:00 PM 918 Schooner Circle, Annapolis, MD

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Thu, 2 Oct 2014 13:28:00 -0400

OPEN HOUSE, October 04, Saturday 11:00 AM - 1:00 PM

918 Schooner Circle, Annapolis, MD

Get Directions Click Here

Photos

Schools

Virtual Tour

3 BEDROOMS

2 BATHROOMS (2 full)

1800 Square Feet

Pat Ogle

Champion Realty, Inc.

410-224-0660

OPEN HOUSE, September 28, Sunday 1:00 PM - 3:00 PM 448 Colonial Ridge Lane, Arnold, MD

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Thu, 25 Sep 2014 13:25:00 -0400

OPEN HOUSE, September 28, Sunday 1:00 PM - 3:00 PM

448 Colonial Ridge Lane, Arnold, MD

Get Directions Click Here

Photos

Schools

Virtual Tour

3 BEDROOMS

3 BATHROOMS (2 full, 1 half)

1550 Square Feet

Home For Sale In Arnold, MD - 448 Colonial Ridge Lane, Arnold, MD 21012 - Lovely townhouse in Bay Hills. Past Capital House of the Week featuring the attractive interior, beautiful garden and architectural upgrades. 3 BR, large Kit, vaulted ceiling in LR with built-ins and floor to ceiling windows. Close to schools, shopping and downtown Annapolis. Home For Sale In Arnold, MD - 448 Colonial Ridge Lane, Arnold, MD 21012
For More Information Call Toll Free Number 888-881-6801 (Ext 10290)

Arnold, MD Homes for Sale

Pat Ogle

Champion Realty, Inc.

410-224-0660

OPEN HOUSE, September 21, Sunday 11:00 AM - 1:00 PM 111 HUSE DR, ANNAPOLIS, MD

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Sat, 20 Sep 2014 12:00:00 -0400

OPEN HOUSE, September 21, Sunday 11:00 AM - 1:00 PM

111 HUSE DR, ANNAPOLIS, MD

Get Directions Click Here

Photos

Schools

4 BEDROOMS

3 BATHROOMS (2 full, 1 half)

2,054 Square Feet

Home For Sale in Hillsmere Estate, Annapolis, MD - 111 Huse Dr Annapolis, MD 21403 | A well maintained Colonial in the waterprivileged community of Hillsmere; Welcoming Front Porch; Wood Flrs on main lvl; Large back yard w/brick patio.......

For More Information Call Toll Free Number 888-881-6801 (Ext 10294)

Pat Ogle

Champion Realty, Inc.

410-224-0660

Questions?
Schedule a Showing!

Coming Soon!!

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Mon, 1 Sep 2014 14:13:00 -0400

Coming Soon A Home For Sale In Hillsmere

Coming Soon

Pat Ogle

Champion Realty, Inc.

410-224-0660

Licensed In:
MD

License #:
94660

Extras For You!>>>

Testimonial Video

111 HUSE DR

ANNAPOLIS, MD 21403

Bedrooms: 4

Bathrooms : 3 ( 2 full, 1 half )

List Price: $560,000

Living Area Approx : 2,054

Home For Sale in Hillemere Annapolis, MD - 111 Huse Dr Annapolis, MD 21403 | A well maintained Colonial in the waterprivileged community of Hillsmere; Welcoming Front Porch; Wood Flrs on main lvl; Large back yard w/brick patio; Fam.Rm off Kitchen w/gas fp; Gourmet Kitchen w/island; 4BR/2.5BA; private mstr bdrm w/excellent mstr bath; fin. LL and walkout; 2 car garage; close to South River & community playground, pool. Lovely home w/great light & good upgrades. Home For Sale in Hillemere Annapolis, MD - 111 Huse Dr Annapolis, MD 21403

For More Information Call Toll Free Number 888-881-6801 (Ext 10294

)

Schedule a Showing/Request Info

How to Win Your Next Home with a Love Letter

AnnapolisHomes4You.com @ Champion Realty, Inc. 711 Bestgate Road, MD 21401 Phone: 410-224-0600 Champion Realty, Inc. A HomeServices of America, Inc. company. All rights reserved. Website Legal and Copyright Disclaimer

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Win Your Next Home with a Love Letter

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Mon, 19 May 2014 00:00:00 -0400

If you’ve ever experienced the disappointment of losing out on a home in a seller’s market, you want to do everything possible to keep it from happening again. One tactic many buyers overlook is the “love letter” written to sellers about their home.

Rationally, you might expect the highest offer will always win the home, but there are a host of other factors involved. Some are emotional. Some sellers want to see their home go to a buyer they not only trust to close the deal, but they also like personally.

Want to give yourself an edge? Craft a short “love letter” to go with your offer. Here are the basics you’ll want to cover in your letter:

1. Explain how much you like their home. Don’t go overboard, but prove to them you know the home and you truly appreciate their taste and the unique characteristics of the house. This might touch on improvements they’ve made or other aesthetic details.

2. Spare them all the things you might want to change. What you say is as important as what you don’t say. Don’t tell them you’re going to gut the place as soon as you close, add a second story, or rip out their garden for a pool.

3. Demonstrate you’re qualified to close. Make them feel confident in your qualifications as a buyer. Show them you’re pre-qualified for a loan, are buying cash, or have other reasons why you’ll be a hassle-free buyer.

4. Be humble and positive. Don’t give them a sob story about the four other homes you’ve lost out on. Praise the neighborhood and make them feel as though you would be positively honored to be chosen as the next owner of their home.

5. Check the letter for typos. Read it out loud. Listen for clunky sentences or awkward repetition. Have someone proof it for mistakes. Their confidence in your attention to detail is important.

A good agent should be able to tell you if the letter sounds like an honest appeal. Have it included with your offer as a cover letter.

Need help finding a home worth a love letter? Get in touch today:

Pat Ogle

Champion Realty, Inc.

410-224-0660

5 Questions You Must Ask Yourself Before Home Shopping

Don’t Home Shop Your Way Into the Poor House

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Fri, 16 May 2014 12:39:00 -0400

It starts innocently enough... you pass a house in a neighborhood you like, you hear someone is selling their home, you happen to look up home prices online. Before you know it, you’re knee-deep in home shopping and open house visits. This can actually be exceedingly dangerous to your financial future.

Falling in love with a home before you actually know what you want in a home is risky. To avoid the “buy first, think later” syndrome that burdens family finances, marriages, and work life, ask yourself these important questions:

1. How much do we want to spend each month on home expenses? There’s a tendency for people who shop first to try and “make the math work” on purchasing a home. Often this leads to stretching the home budget and ignoring crucial expenses such as maintenance and property taxes in order to “make the mortgage.” Determine a comfortable, conservative range for home expenses first.

2. Which neighborhoods make sense from multiple angles? You may love a neighborhood for its leafy streets and family-friendly atmosphere, but what if it adds thirty minutes to your commute? Are the schools good? What are the crime stats like? What’s the walkability score? Don’t view a neighborhood with rose-colored glasses based on a single quality you like.

3. What’s a priority and what’s a nice extra? You may think you want extra bedrooms for guests and a home office, but which one is more important? Rank the must haves against the “nice to haves.”

4. What’s our long-term ownership picture look like? Are you settling in for ten years, or do you suspect you’ll need to move in four? While you can’t predict the future, you can make some estimates. Those estimates will help you understand how much home you should buy, what kind of down-payment you’ll want to have, and what the picture might look like in terms of renovations.

5. When can you move vs. when would you like to move? Rental leases, selling your current home, and job and schooling factors all impact the timeline for a purchase. Wrap your head around the pragmatic timeline as best you can.

I’m more than happy to help you think these through. Contact me for help today:

Pat Ogle

Champion Realty, Inc.

410-224-0660

Questions?
Schedule a Showing!

Just List a Home for Sale in St Margarets Landing Annapolis, MD 21409

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Mon, 5 May 2014 17:41:00 -0400

Home for Sale in St Margarets Landing Annapolis, MD 21409

Just Listed

Pat Ogle

Champion Realty, Inc.

410-224-0660

Licensed In:
MD

License #:
94660

Extras For You!>>>

Testimonial Video

1602 Homewood Landing Rd

Annapolis, MD 21409

Bedrooms: 5

Bathrooms : 4 ( 3 full, 1 half )

List Price: $$655,000

Living Area Approx : 3,130

Home for Sale in St Margarets Landing at 1602 Homewood Landing Rd, Annapolis, MD 21409. This spacious home has everything you need and want. Gorgeous Kitchen, spacious Master Bedroom on main level with a Master Bath, and three Bedrooms and full Bath on the second floor. A Home Movie Theater and a Bedroom with a full Bath are located in the fully finished basement.

For More Information Call Toll Free Number 888-881-6801 (Ext 10291)

Schedule a Showing/Request Info

Cape St Claire Homes For Sale

Debating whether or not to buy that next home with cash or not?

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Original Big surprise for Bride and Groom...Chris and Leah Wedding 5 Apr...

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Fri, 18 Apr 2014 23:23:00 -0400

AnnapolisHomes4You and Champion Realty, Inc. are the first tobring AugmentedReality to Real Estate with the ChampionRealty Mobile APP Featuring X-RayVision! You can now scana neighborhood for homes using a live camera view from your iPad, iPhone orAndroid for up to a mile. So let’s get started, just click on this link or goto PatsXrayApp.com Its FREE! And FREE is always GOOD!

Semper Fi!
Loyalty, Commitment And Excellence In All That I Do!

I guarantee to sell your home in 60 days or less, or I will Pay you up to $10,000 in CASH!*

Pat Ogle, Associate Broker,
Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
800.847.9990 ext 660 (O) 443.569.2736 (C) 410-224-0660 (D)
PatOgle@AnnapolisHomes4You.com
AnnapolisHomes4You.com

P.S. Help Us, Help (America’s Heroes) Wounded Warriors and their families as they return home from the current conflicts, honoring and empowering them with a wide range of services. To this end we donate $250 from every closing to the Wounded Warrior Project® . Give us a call at 410-224-0660 to help us help them!

Please Don't Forget to Show Your Support for Our Marines!

"IN GOD WE TRUST" | luke 1.37

*certain conditions apply

World's Toughest Job - #worldstoughestjob

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Fri, 18 Apr 2014 23:14:00 -0400

AnnapolisHomes4You and Champion Realty, Inc. are the first tobring AugmentedReality to Real Estate with the ChampionRealty Mobile APP Featuring X-RayVision! You can now scana neighborhood for homes using a live camera view from your iPad, iPhone orAndroid for up to a mile. So let’s get started, just click on this link or goto PatsXrayApp.com Its FREE! And FREE is always GOOD!

Semper Fi!
Loyalty, Commitment And Excellence In All That I Do!

I guarantee to sell your home in 60 days or less, or I will Pay you up to $10,000 in CASH!*

Pat Ogle, Associate Broker,
Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
800.847.9990 ext 660 (O) 443.569.2736 (C) 410-224-0660 (D)
PatOgle@AnnapolisHomes4You.com
AnnapolisHomes4You.com

P.S. Help Us, Help (America’s Heroes) Wounded Warriors and their families as they return home from the current conflicts, honoring and empowering them with a wide range of services. To this end we donate $250 from every closing to the Wounded Warrior Project® . Give us a call at 410-224-0660 to help us help them!

Please Don't Forget to Show Your Support for Our Marines!

"IN GOD WE TRUST" | luke 1.37

*certain conditions apply

Does an all-cash home purchase make sense?

PatOgle@AnnapolisHomes4You.com (Pat Ogle) — Sat, 1 Mar 2014 09:17:00 -0500

Many of my clients (especially Baby Boomers who are downsizing or relocating) ask me if they should pay cash for their next house or finance it with a new loan. While the idea of owning a home free-and-clear is certainly appealing, I always present them with a series of questions to help them clarify the big picture. Perhaps you or someone you know may benefit from these as well:

How much will you be left with after an all-cash purchase? Maintaining a safety net of three to six months’ worth of living expenses can be a real comfort after you’ve done well on the sale of your home. How comfortable will you be if an all-cash purchase brings you near zero?

Are you retiring soon? This goes to two issues: First, whether or not the absence of a mortgage will significantly improve your monthly position, keeping in mind you’ll still need to make insurance, tax payments, and maintenance. Second, if you’re thinking about applying for a loan. It can be a challenge to qualify for a loan after you’ve retired, so if you think you’ll need a loan, it may be better to get it in advance.

What’s your tax and income situation look like? For some people, the mortgage interest deduction on income taxes has a significant impact on their annual tax bill and overall cash flow picture. It’s always a good idea to consult with a financial professional before you “write off” the write off.

Might you need to help someone out in the near future? Sometimes having the liquidity to help family members or close friends in need is important. Are you planning to help someone else with a down payment on a home? Is it likely you’ll have to help a close friend or relative through a tough time? Having cash on hand can be a comfort.

How important is “free and clear” to your mind? For some, there’s nothing that compares to the idea of owning a home free and clear. Sometimes the feeling of “no debt” simply can’t be overpowered by tax or liquidity benefits. It’s important to be honest with yourself, and if you’ve always dreamed of dodging a house payment, it could be the right emotional move.

For all of these reasons and more you’ll want to choose wisely before you go in for an all-cash purchase of your next home. Naturally, if you need any help selling your current home or looking for the next one, I’d be happy to help:

Pat Ogle

Champion Realty, Inc.

410-224-0660