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folic acid could protect babies from neurodevelopmental disorders

2011-10-19T00:55:00.000-07:00

Folic acid is important for pregnant women consumed folic acid deficiency can cause birth defects in babies. Recent research has found women who consume folic acid before and during pregnancy greatly reduces the risk to have children with severe language skills.

Folic acid has many benefits for pregnant women and their babies. Because folic acid can help baby's brain growth, and reduce the risk of Neural Tube Defects (NTD) in infants who are born and others.

"If compare with mothers who did not consume folic acid supplements, women who consume folic acid ranging from 4 weeks before pregnancy can reduce the risk of having children who will experience severe delays in language comprehension at age 3," the researchers said

This risk is reduced by half after the researchers controlled for other factors in the study. Other factors are controlled by the researchers in that study, among others:

Maternal education
Maternal weight
Socio-demographic factors

Mothers who are taking other supplements, but not folic acid did not show a decrease in the risk of delays in infant language skills. This indicates that folic acid does have a unique effect on child development.

Although some medical research on the benefits of folic acid in protecting the fetus against neural tube defects has been widely publicized, but this study is further evidence that the supplements could protect babies from other neurodevelopmental disorders.

"We always recommend folic acid supplements. This is because foods fortified with folic acid although it gives a number of folic acid intake, but did not reach 400 micrograms. Therefore, experts suggest intake of 400 micrograms of folic acid for all women of childbearing age," said Dr. . Alan Fleischman, medical director at the March of Dimes.

Research has tracked about 0.5 percent of the 40,000 Norwegian children who have severe delays in language skills. Norwegian children are only able to make a single word or words that can be understood by others at the age of 3 years.

The Best Sleeping Position for Baby

2011-10-19T00:50:00.000-07:00

Putting babies to sleep on the bed in the same room with parents is one of the safe sleep guidelines for infants. Sleep on his side make the baby is not safe from the risk of sudden death or sudden infant death syndrome (SIDS).

American Academy of Pediatrics (AAP) in 1992 initially said that the baby should be placed in non-prone sleeping position to reduce sudden death (SIDS).

But this time the AAP recommends that babies should always sleep in the supine position and confirms that sleep on his side is not safe. When sleeping in a crib, also suggested there are no other objects except mattresses and bedding.

These guidelines were released AAP also recommends parents to get rid of all types of crib bumper pads, both soft and hard because it can make a baby trapped.

"Just a baby that may exist in the crib, mattress and bedding except a close," said Dr. Rachel Moon of Children's National Medical Center in Washington, DC

AAP has compiled a guide contains 18 recommendations intended to help parents, health providers and others who care for infants following the increase in infant deaths due to SIDS over the last few years.

Recommendations so as to focus extensively expanded by creating a safe sleeping environment. The guidelines also recommended that soft objects, blankets, and pillows are not stored in the crib.

Infants also should not get used regularly sleep on the seat like a car seat or stroller, and sleep in a place where they could suffocate.

These recommendations are intended for babies up to age one year and stressed the importance of regular prenatal care for pregnant women and encourage the creation of smoke-free environment for pregnant women and children.

Breastfeeding is also highly recommended as a way to prevent SIDS. Because breastfed babies are known to protect against some diseases. Not only that, vaccination is also being promoted as one way of suppressing the number of SIDS.

"Infants who were immunized had half the risk of SIDS than babies who are not immunized. We know that infants with mild infection at high risk for SIDS," said Dr.. Moon.

Dr. Moon is the primary author of new guidelines for SIDS prevention issued by the AAP. According to him, it remains unclear why the vaccine has a protective effect, but evidence to support it strongly enough.

Indonesian Government Need to Give Attention for Teenager Problems

2011-10-19T00:44:00.000-07:00

Not a few issues facing teens today, ranging from drug abuse, violence affecting sexually active until the unwanted pregnancy, abortion and HIV / AIDS. Unfortunately, this complex issue is often ignored by the government.

"Teenagers are not people who are outside the problem, but face many problems. Sexually transmitted diseases, HIV / AIDS, unwanted pregnancy, abortion, drug use, violence. In fact, not only teenagers, but children also experience it. This should be given due attention often ignored by the government as policy makers, "said Prof.. Dr. Muhadjir Darwin, MPA, Chairman of the Committee of 'The 6th Asia Pacific Conference on Reproductive and Sexual Health and Rights in 2011', during a press conference at Graha Sabha Pramana, Jakarta, Wednesday (10/19/2011).

Prof. Muhadjir said teens who experienced health problems often ignored by governments and is considered shameful. There has been no meaningful policy, if any policy is not rooted in the problem and not get in on the real problems faced by teenagers.

"Indonesia has ratified several international conventions that emphasizes the protection and fulfillment of rights and reproductive and sexual health, but Implementation in the field is still weak," said Prof. Muhadjir.

Adolescent reproductive health programs have not quite dipped into the core problems faced by adolescents, was limited to the provision of reproductive health-related information, and not until the delivery of services.

Teenagers just often become victims of misguided policies. For example. For female students experiencing unwanted pregnancies, school in general the solution is to issue the child for school libelous.

"The problem of youth is considered shameful. But we can not menjudge them with the norms of their parents first. We must find ways to address the real problem of youth," explained Prof. Muhadjir.

Prof. Muhadjir give examples, such as in adolescents who suffer from sexually transmitted infections (STIs), there should be a special service for teenagers.

"Many teens are embarrassed to see a doctor for fear of being considered a disgrace. There should be a special service, there should be no special youth clinics but in general there are special hours for teens. Included for adolescents who experience unwanted pregnancies," said Prof. Muhadjir.

Another example in adolescents who use drugs. Governments sometimes have no good way to overcome the problem that should, like the background of drug use or how to revive him.

"We can not menjudge them only with the moral. The policy was basically not to overcome shyness but the problem continued," said Prof. Muhadjir.

According to Prof. Muhadjir, these issues are not only faced in Indonesia alone, but also many other nations.

"Teenagers are still used as objects rather than subjects who could argue, be heard and considered. Teenagers also need to be recognized rights, including the perspective of the rights of sexual and reproductive health. We want this conference to make the teenager as a mainstream," concludes Prof. Muhadjir.

Be Careful of Anemia Symptom in Children

2011-10-18T08:52:00.000-07:00

Parents sometimes do not realize the symptoms of anemia that appears in children, but if left untreated can cause adverse effects. For that watch out for symptoms of anemia in children.

"If a child is often lethargic, often sleepy, wants to sleep, lazy or eat a lot but thin body, it could be signs of anemia," says nutritionist Dr Saptawati Bardosono sidelines of a media workshop looming threat of Anemia in Children Indonesia Hotel Grand Sahid, Jakarta, Tuesday (10/18/2011).

Dr. Tati said children who eat a lot but why she still underweight the possibility of having worms, and worm infections are known to cause the child to be anemic.

This is because worms that is in the child's body takes nutrients that enter the body including iron, causing malnourished children.

Other conditions that can be checked on the child's parents is to check the child's palm, if it is slightly bent palms look pale then he may have anemia or nail color that looks pale.

If it finds these conditions, then try to notice whether their diet was complete or not. If not then give an iron-rich foods, if still not then give foods that are fortified (added) iron, if still lacking also recently given iron supplements.

"Before doing the examination given supplements of hemoglobin to determine its value or can be by check stool for worms or do not know the child," said Dr. Barbara joined in the Indonesian Medical Association Physician Nutrition (PDGMI).

Dr. Barbara adds that untreated anemia can lead to children learning difficulties, school or sports achievement decreases, lowering IQ scores and easily tired. Source of this iron can be obtained from red meat, green vegetables and nuts, and consumption of vitamin C can help increase iron absorption.

Iron is needed to assist the process of formation of red blood cells and also helps metabolize energy and improve concentration. The need for iron depends on the child's age, generally for school children required 10 mg / day.

Anemia usually occurs because the number of red blood cells or hemoglobin levels are below normal, whereas the red blood cells serves to bring food and oxygen around the body. If there is anemia, then the distribution will be hampered and affect one's health.

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A Drop of Milk Could Create an Organs

2011-10-18T08:45:00.000-07:00

Stem cell technology or stem cell allows any cell transformed and developed into a tissue or even organs. Raw materials can not be derived from the placenta or bone marrow, are now breastfeeding (breast milk) can also be made stem cell research.

Scientists from the University of Western Australia (UWA) said the main advantages of stem cells from breast milk is much easier to obtain. How to get enough milk with a squeeze while the embryo, placenta or bone marrow should be through a more complicated procedure.

Although issued in the breast glands, stem cells from breast milk does not have to be developed into the breast tissue only. Just like most other sources of stem cells, stem cells from breast milk are also pluripotent in the sense can be developed into any network.

The scientists even claim, stem cells from breast milk could be developed into organs or tissues any time can be used for transplantation. Tissues or organs that can be made from milk such as bones, joints, brain, fat, or even liver and pancreas.

"If we understand the components of breast milk and the workings of cells involved in the process of breastfeeding, then we can use it as a model for innovative stem cell therapy," said Foteini Hassiotou who led the study

In Australia alone, each year there are an estimated 1,000 times while stem cell transplants worldwide each year the figure reached 60,000. Stem cell transplantation therapy is usually performed to overcome diseases that are triggered by cell damage, such as Parkinson's and diabetes.

In principle, the development of stem cells is almost similar to the cloning technology or duplicate living beings without due process of marriage. The difference is made up of stem cell cloning manifold whereas totipotent stem cells for therapy usually use a type of pluripotent or multipotent.

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Professional hair stylist can Detect Cancer Skin

2011-10-18T02:53:00.000-07:00

Professional hair stylist shave not only skilled, organize and blow hair only. Hair stylists can also serve as the front line of defense against skin cancer by examining the head of the customer if any suspicious spots that may not be known.

Researchers from the Harvard School of Public Health gave a question to about 200 people a professional hair stylist in the Houston area related to their observations and recommendations regarding skin cancer.

Researchers found that about 40 percent of respondents said that they would see at least half of the scalp customer if there are spots and suspicious abnormalities. Almost 70 percent of them said that chances are they will provide to its customers that the cancer pamphlets.

"People often visit a professional hair stylist. This puts a hairdresser in a unique position to detect skin cancer in the neck, head, and scalp, an area that is sometimes overlooked by routine examination," said Allan Geller, MPH, one of the authors the study.

According to the American Cancer Society, skin cancer is one of the most common types of cancer and the number of cases is almost half of the total number of cancers in the U.S.. Between 1973 and 2003, the number of cases of head and neck skin cancer there is as much as 6 percent of all skin cancer cases and 10 percent of all skin cancer deaths in the U.S..

A study published in Archives of Dermatology found that many professional hair stylists have extensive knowledge about skin cancer issues, such as finding the spots that changed in size or gradually bleed. Nearly half of them are deeply interested to participate in skin cancer education programs.

According to Geller, the researchers are looking for a pilot program that will help the hair stylist professionals become the first line of defense against skin cancer.

He said the program focuses not only on the lookout for possible signs of skin cancer, but also how to make customers aware of the potential concerns in a way encouraged to seek medical help without fear.

"I often tell patients that the hair stylist check their scalp. I think it should be part of cosmetology training, and I believe they can do more than that now," said Dr. Carolyn Jacob, director of Chicago Cosmetic Surgery and Dermatology and interpreter talk to the American Academy of Dermatology.

Dr. Andrew Alexis, director of the Skin of Color Center at St. Luke's-Roosevelt Hospital and AAD spokesman, said that he did not see this as a trend, but rather as a phenomenon of hairdressers who are willing and able to see certain diseases of the scalp is missed by doctors.

He said many patients who come to him after being told by hair stylists to see a dermatologist, either because certain types of hair loss, freckles, or a number of skin inflammation.

Spa Relaxation Can Transmit a Disease

2011-10-18T01:40:00.000-07:00

Bad news for fans of the fish spa, relaxation is quite unique vehicle this could actually transmit the disease. According to recent research, dangerous viruses such as HIV and Hepatitis C can be transmitted by fish-mediated.

Health protection agency in the UK, the Health Protection Agency recently warned that the fish spa can transmit Imunodeficiency Human Virus (HIV). Spa is done by soaking your feet in a tub of small fish that can also transmit hepatitis C.

Greatest risk of transmission in certain circumstances, such as diabetes and psoriasis or chronic skin inflammation due to autoimmune disorders. In addition, the condition of the immune system is weakened due to illness also makes one vulnerable to contracting HIV and Hepatitis C while doing fish spa.

Not known in more detail how the mechanism, but transmission is possible occurs if a person testing positive for HIV or Hepatitis C was bleeding when performing a spa. Viruses that contaminate the water will remain alive thanks to the small fish, and then infect the next patient.

Report of the Health Protection Agency said the risk of transmission is actually very small. Even so any small risk should not be overlooked when it comes to contagious infection that until now no cure as HIV, or Hepatitis C is also difficult to cure.

In a report based on research for 6 months, the Health Protection Agency confirmed that the fish spa managers should be very strict attention to cleanliness of the water. The water used must be replaced with new ones every time instead of the patient.

In some U.S. states and Canada, spa fish was banned for the same reasons the risk of transmitting various types of germs. As for sterilization will not be easy, because the usual methods of sterilization will harm the fish in it.

1000 Case of Stroke Can Be Prevented With Blood thinning medicine

2011-10-17T04:47:00.000-07:00

Stroke is a preventable disease. A neurologist in the UK said that about 1,000 cases of stroke each year could be prevented if a person is taking blood-thinning medication.

"We have too few patients with atrial fibrillation (AF) which is one risk factor for stroke get the care they need," said Prof. Martin Cowie of the National Heart and Lung Institute at Imperial College London

AF is a condition that can cause blood coagulation in the heart so as to form clots that then lead to a stroke. This situation could increase the risk of stroke by 20-fold.

Professor Cowie said there are massive improvements in treating high blood pressure and cholesterol (a risk factor for stroke). But no similar improvement in people with AF, because only 1 in 4 people diagnosed with AF who received thinning drug warfarin.

The nature of the blood-thinning drug is so powerful that can cause dangerous bleeding, so patients should continue to be monitored regularly in the hospital. As a result, sometimes doctors are reluctant to prescribe warfarin, ironically, especially in patients who are most at risk.

"At least 1 million people in Britain have AF, and many of them are not as they should be getting warfarin. I would say 1,000 patients or more patients who have a stroke each year could be prevented if patients receive blood-thinning medications," said Professor Cowie.

Currently there is a new drug is more effective than warfarin prevents stroke, but did not interact with other drugs or foods so as not to require regular monitoring.

"But the price is more expensive so it may not be affordable for many people who need blood thinners. For that about 10-20 percent of patients receiving warfarin should be considered," he said.

Snacking Habits Identical With Obesity

2011-10-16T00:42:00.000-07:00

Undeniable snacking habits identical with obesity. More recently, researchers found that snacking habit is caused by too little protein in the diet. Then it ate a protein-rich foods such as meat, fish, eggs and nuts more will stop the habit of snacking.

Researchers from Cambridge University and the University of Sydney recruited 22 volunteers with healthy weight and aged between 18 and 51 years later asking them to stay and eat in a facility that has been provided.

All volunteers were given food that looks the same, but actually have different levels of protein. Food provided for breakfast is a tasty muffin, grilled tuna with salad for lunch and pastel content of beef or spaghetti bolognaise with vegetables with dessert for dinner.

The amount of fat is set to remain constant at levels of 30 percent of total calories in food, but the carbohydrate content adjusted at levels 45, 50 or 60 percent of food consumed.

All the volunteers doing the same amount of physical exercise, ie walking for an hour while supervised and perform the same activities so that they do not eat out of boredom or stress.

Each volunteer was asked to assess the hunger that is felt at the time of one hour after eating. The result, the group that ate 15 percent protein to feel full two hours longer than the group that ate 10 percent protein.

People who consume 10 percent protein on average eat 1036 extra calories per day or 260 calories more than those who ate 15 percent protein. Not just eating more, 70 percent of those extra calories come from snacks consumed between meals.

The average adult in the UK eat about 12 percent protein from daily food intake. This amount has been considered by many to be due to decreased intake of protein by substitution of carbohydrates from processed foods.

"The results of this study indicate that humans have a very strong appetite to the protein. When low levels of protein in the diet, this powerful appetite can lead to excessive energy intake," said Alison Grosby, researchers from the University of Sydney.

To lose weight, nutritionists recommend a diet with a composition settings: a quarter of the food is protein, a quarter and half again is karbohiodrat is a vegetable.

"Eating large amounts of carbohydrates and fats such as those contained in soft drinks is a major risk factor for obesity and thus diluting the protein content will increase your appetite. We do not recommend to eat large amounts of protein or eliminate your intake of carbohydrates at all," said Dr.. Susan Jebb, co-author of the study and Chief Human Nutrition Research Unit at Cambridge.

The Activity of Bacteria Communicate With Each Other in Global Warming

2011-10-16T00:40:00.000-07:00

Human activity has been frequently discussed as a cause of global warming (global warming). But who would have thought that bacterial activity was also contributed role in global warming. The activity of bacteria communicate with each other when other bacteria.

Global warming refers to an increase in average temperature of Earth's atmosphere and oceans because of the effects involved. Most global warming caused by rising concentrations of greenhouse gases generated by human activities such as deforestation and fossil fuel use.

But researchers at the Woods Hole Oceanographic Institution (WHOI) have found that bacterial communication can have a significant impact on the Earth's climate. At sea, the bacteria embedded in small particles of carbon-rich submerged and eroded when the penetrating depth.

Experts from WHOI marine biogeochemical Hmelo Laura, Benjamin Van Mooy and Tracy Mincer found the bacteria in the ocean will send chemical signals to see the presence of other bacteria in the environment.

If the bacteria get enough of the number of other groups who were nearby, then the group of bacteria will begin secreting mass (removing) enzyme. Enzyme secreted will be used to break carbon-containing molecules into a form of particles that are easier to digest.

The researchers found an enzyme that is very profitable well-coordinated groups of bacteria which together with the particles on the seabed. Hmelo and his colleagues have found evidence to support the statement on marine life.

"It was beyond our expectations, that bacteria can communicate with like and in bulk to the secretion of enzymes. But it is indeed a real place and has been proven through research that we've done," said Hmelo, while speaking at the University of Washington, as quoted by ScienceDaily, Sunday (10/16/2011).

Sources of carbon in atmospheric particles is carbon dioxide. Atmospheric carbon dioxide is a greenhouse gas that can capture the heat. Communication bacteria can cause the release of carbon particles in the shallow sea depths. Thus preventing particle sink in the depths of the ocean or seabed.

WHOI scientists shows the results of bacterial communication can affect Earth's climate. This is done through a mechanism that is the withdrawal of carbon dioxide from the air and transferred to the seabed.

And when the carbon dioxide has been drawn to the ocean floor which can not easily return to the atmosphere. This is the first evidence that bacterial communication plays an important role in the carbon cycle on earth.

"It was so amazing that what is happening at sea because of the bacteria greatly influence the carbon cycle on earth, so that ultimately affect Earth's climate," said the researchers.

The study was funded by the National Science Foundation and the Office of Naval Research. Initial review research papers have been published online in Environmental Microbiology Reports.

Problem of global warming continues to be a concern because of drastic climate change will bring many new diseases.

Investor Awaiting G20 meeting of the European settlement of the debt crisis,

2011-10-13T21:58:00.000-07:00

Composite Stock Price Index (CSPI) fell 14 points in the middle of a quiet transaction. Investors are still awaiting the results of the G20 meeting of the European settlement of the debt crisis.

Venturing weekend trading, stock index opened down this morning slim 3.469 points (0.10%) to the level of 3671.915. Global economic situation again shaken by lower ranking Spain made regional exchanges blush.

JCI movement was all thin and fluctuated, the index several times back and forth between red and green zones. The highest position that can be achieved today in the index 3688.140, while the lowest at 3662.108.

At the closing session of the trading on Friday (14.10.2011), JCI thinning 14.202 points (0.39%) to the level of 3661.182. While LQ 45 Index fell 2.477 points (0.38%) to a level of 649.575.

Investors are still waiting for action while awaiting the results of the G20 meeting was to discuss the handling of European debt crisis. Thus the value of transactions on the trading floor is not too crowded.

Trade today went pretty quiet with a frequency of 56,734 times on transaction volume reached 2.486 billion shares worth Rp 2.953 trillion. A total of 73 stocks rose, the remaining 105 shares fell, and 84 shares stagnant.

The transaction value is high because there is a purchase of shares in PT Bumi Resources Tbk (Bumi) on the market until the negotiation of Rp 1.61 trillion. It facilitated the transfer of shares of Credit Suisse (CS) and Deutsche Securities (DB).

Although tend to blush, not all the sectoral indices fell in the negative zone. Some sectors are still able to survive in the green zone on selective buying, such as agri sector indexes, and basic industries.

Foreign investors are still consistently invest in the domestic stock market. Until this afternoon, though thin, foreign investors recorded net purchases.

Negative sentiment from the European regional bourses beat up lying in the negative territory, but this morning there are those who are able to strengthen.

The following conditions bourses in Asia until this afternoon:

    Shanghai Composite Index dropped 26.76 points (1.10%) to a level of 2412.03.
    Hang Seng Index fell 261.64 points (1.39%) to as low as 18496.17.
    Nikkei 225 index fell 62.07 points (0.70%) to a level of 8761.18.
    Straits Times Index fell 5.91 points (0.22%) to a level of 2728.06.

The shares are up significantly and entered the ranks of top gainers among Supreme Cable (SCCO) up to Rp 500 to Rp 2,500, Indospring (inds) rose Rp 325 to Rp 3700, Astra Agro (Aali) up to Rp 300 to Rp 19,000, and Cement Gresik (SMGR) rose Rp 250 to Rp 8850.

While stocks are down quite deep and into the category of top losers among others Gudang Garam (GGRM) fell Rp 1,000 to Rp 57,950, Astra International (ASII) fell Rp 850 to Rp 67,050, HM Sampoerna (HMSP) fell Rp 750 to Rp 30,200, and Multibreeder (Mbai) dropped $ 700 to Rp 14,750.

Indonesia Have the Best Bank and Hold Crisis

2011-10-13T21:52:00.000-07:00

Indonesia's economy by foreign considered among the best in the region and has proven resistant crisis. Indonesia's banking industry was judged the best in the region.

Chief Executive Officer (CEO) of Standard Chartered Bank Indonesia said Tom Aaker, Indonesia's economy is currently shielded from the global crisis due to its strong domestic demand. So the crisis arising from the outside is not too disruptive domestic economic performance.

That's why Stanchart want to continue to develop its business in Indonesia more broadly. Stanchart is currently being ramped up financing or credit in the SME sector.

Here's an interview with Aaker detikFinance when met at Menara Standard Chartered Bank, Friday (30/09/2011).

How do your views on regulators following a bank in Indonesia?
Bank Indonesia is a powerful regulator in the banking industry in Indonesia. And banks in Indonesia was very nice and powerful, and Indonesia is one country that has the best bank in the region. Looking ahead, the banking industry in Indonesia will be integrated and continue to grow strongly with a special attention from Bank Indonesia and the Government.

One focus of Bank Indonesia is to begin reviewing for majority ownership restrictions, how do you think?
I think the BI does not require a rule. Rules now it's perfectly acceptable and we are quite happy with the rules of the BI. Where can finally Standard Chartered operates in Indonesia to help Indonesia's economy and Standard Chartered quite happy to open their branches here.

Standard Chartered started moving in the Small and Medium Enterprise (SME) and micro banking, how do you see business opportunities in Indonesia?
SME and Micro banking is one of the Biggest Oportunity in Indonesia. Where in Indonesia that has had millions of SMEs here.

How is the strategy?
Most have not yet accessed the banking industry, and bank products have not obtained them. I think this a good opportunity. And we'll go in and develop SMEs into bankable.

One of the competition is about interest rates, what is your strategy regarding the interest rate given to customers?
It depends of course customers. Where Standard Chartered will also provide a specific interest and which would be more competitive compared to other banks. Where SME is now a good business then we should all out to give the best with competitive interest rates.

Now with a bank and its cooperation, how in the future?
Actually it current with the bank but in addition to providing financing we also provide education, training, and development of MSMEs.

How Credit ceilings specially SMEs?
No, obviously we depend on the prospect as large will be given in full.

How many outstanding microcredit alone?
We just set up a micro since 2008. So from there up to now about almost USD 100 billion more. At Standard Chartered we are committed to providing support for both yanh changes in the various markets we operate. In addition to contributing to sustainable business growth in Asia, Africa and the Middle East, we are also committed to providing a broad positive impact on communities in our region live and work. Micro-credit facilities to banks in Indonesia is one concrete example of our efforts in memanjukan growth of micro businesses in Indonesia.

Global economic conditions are rocking, what is your opinion regarding the condition of the crisis on Indonesia in particular?
Indonesia is shielded from the name of the global crisis. Indonesia's economy depends on domestic demand side, exports depend not. So when Europe and the U.S. into recession and the fall in export demand would not affect Indonesia very much. Perhaps Singapore, Malaysia exports more to be felt.

Your own optimistic?
Indonesia has a huge demand for their domestic side will be strong. And what happens in our global world outside will never know, but the Indonesian government is strong enough and good enough to keep the economy and prudent and can maintain good relations with countries outside with a pretty wonderful. Indonesia's economic and let me emphasize strongly enough. And we are optimistic that Indonesia hold crisis.

Negative news from Spain, JCI can be corrected Again

2011-10-13T21:49:00.000-07:00

Composite Stock Price Index (CSPI) yesterday closed up 39 points but was unable to maintain the highest level in 3700. Profit-taking after rising high enough to make JCI failed to maintain the best performance.

In trading on Thursday (13.10.2011), Jakarta Composite Index rose 39.453 points (1.08%) to the level of 3675.384. While LQ 45 Index rose 6.546 points (1.01%) to a level of 652.052.

Predicted continued profit taking on Friday trading (14/10/2011). Investors will take advantage of weaker regional markets to continue selling the shares, taking profits after a sharp rise earlier.

Moreover, there is negative news from Europe that is downgrading Spain. Rating agency Standard & Poor's downgraded Spain 1 Noth from "AA" to "AA-" with negative outlook due to high unemployment, tighter financial conditions and weakening economies of the Spanish debt trading partner.

Wall Street yesterday finally weakened. The Dow Jones and S & P 500 closed lower after experiencing a significant strengthening. But the Nasdaq gained thanks to the surge in shares of Vertex Pharmaceuticals Inc..

Correction in the Dow Jones and S & P 500 occurred after the release of financial reports and JPMorgan data show weakening of trade in China, thus adding to concern about slowing economic growth in profitability.

In trading Thursday (13.10.2011), the Dow Jones closed down 40.72 points (0.35%) to as low as 11478.13. The broader Standard & Poor's 500 index also fell 3.59 points (0.30%) to a level of 1203.66 and the Nasdaq gained 15.51 points (0.60%) to a level of 2620.24.

Regional bourses weakened directly participate. Following the movement of regional exchanges on this Friday morning:

The S & P / ASX fell 27.4 points (0.65%) to a level of 4217.1.
Nikkei-225 index fell 40.34 points (0.46%) to a level of 8782.91.

The following recommendations for the stock today:

Panin Securities:

JCI return to continue the increase in trading yesterday. Still visible movement of restricted stock and bluechips start selling pressure began to appear towards the close of trade. Rate cut euphoria began to subside in the BI Rate. In addition, investors re-focus on the problem of European debt crisis and fears of a global economic slowdown. Today we projected the index would move mixed support-resistance in the range of 3625-3730.

eTrading Securities:

JCI trading Thursday (13/10) closed up 39.45 points (+1.09%) to a level of 3,675.38 by the number of transactions a total of 18 million lots and value of transactions amounting to Rp 6 trillion. Almost all sectors of the stock in trade yesterday strengthened unless the consumer sector (-0.44%).

There were 164 stocks gain, 68 stocks declined, 70 stocks unchanged and 153 shares not traded at all. Stocks that become the driving stock a.l. ASII, BDMN, PTBA, BYAN and INDF, while the shares of the ballast exchange at today's al GGRM, TLKM, UNVR, PGAS and TPIA. Recorded net foreign conduct amounting to Rp933.9 billion to buy the most shares are bought is EARTH, ASII, BMRI, BBNI and PTBA. The rupiah was trading 45 points higher return to the level of Rp8, 870 per U.S. dollar.

Technically, Candlestick JCI poia potentially form a spinning top indicates a bearish reversal signal. MA 5 and MA 20 has succeeded in forming a golden cross, but the stochastic indicator has entered the overbought area In trading today (14/10), JCI is expected to move potentially fluctuating with a tendency corrected, JCI is expected to move in 3620-3714 range with stocks which can be considered al ISAT, JPFA, and excl.

JCI Tend corrected

2011-10-13T21:44:00.000-07:00

into day-to-8, CSPI still strong rally despite already seen some profit taking from the stock. In trading on 13 October, JCI closed up 39 pts and closed at 3.675 level (+1.1%). Net foreign-registered to buy quite high, amounting to Rp 934 billion. ASII, BDMN, and PTBA become market movers for the day. While the stocks that are defensive-stock such as TLKM, GGRM and UNVR corrected.

Trading Idea The sectors are a major driver remains of the mining sector (especially its coal), banking, and ASII. For the coal sector, speculative buy for strengthening BYAN see his new ride one day. While the valuation, EARTH (P / E 11x) and PTBA (P / E 14x), still the most expensive. From the banking sector, as valuations are still attractive BBKP for their collection. Note also the Property sector.

Technical view, JCI these days tend to be corrected with estimates predicted the nearest support and resistance at the level of 3,611.90 3,678.25. Correction is expected to continue in when JCI was unable to maintain approximately the level of 3,645.08 on the first session. This can be seen from the indicators that have been fully in line resistance and reversal-prone top daily in addition to the relatively high risk is currently around 72.82%. Stock pick for today: 1. Bank Rakyat Indonesia (BRI), Trading Sell 2. Bank Mandiri (BMRI), Trading Sell 3. Indo Tambangraya (ITMG), Trading Sell

results of the Monetary Policy Report of Bank Indonesia

2011-10-12T07:36:00.000-07:00

Global financial market turmoil impact to the local stock market. During the third quarter of 2011 foreign investors recorded net sales of Rp 500 billion shares, down compared to the previous quarter which recorded net buying of Rp 21.4 trillion.

Thus the results of the Monetary Policy Report of Bank Indonesia (BI) third quarter 2011

"Responding to increased external risk, investor portfolio adjustments nonresiden do with reducing their exposure in emerging markets," the report said.

Emitern mining and financial sectors have recorded the biggest selling pressure from non-resident investors. Plan some state enterprises to buy back shares when prices are low enough to be naturally self assessed stabilization in the domestic stock market.

BI said that turmoil in global financial markets encourages foreign investors off its shares in the domestic financial markets that followed the weakening of the exchange rate.

Composite Stock Price Index (CSPI) has a fairly sharp weakening of 8.7% to as low as 3549 on 30 September 2011. But compared to countries in the region, weakening the relative stock index lower.

JCI mainly due to the worsening performance of the selling pressure experienced in the mining sector, which slid 24%. This is due to expectations of weak international commodity prices as the slowdown in world economic growth.

Up to 104 points, JCI Parking Again in 3600

2011-10-12T07:33:00.000-07:00

Composite Stock Price Index (CSPI) rose high enough on the hunt for leading shares and tier two. This buying pushed the index back parking lot at 3600 levels.

While the rupiah against the U.S. dollar (U.S.) closed stagnant at Rp 8930 per U.S. dollar as the close of trading yesterday.

Venturing trading, stock index opened down 13.871 points, a thin (0.39%) to a level of 3517.882. Driven selloff occurred later than the completion of the debt crisis in Europe.

But the weakening of the index does not last long, buy back the action going on so bring it into the positive zone. The index had climbed to the top position at the level of 3597.354.

At the closing session of the trading, stock index rose 61.090 points (1.72%) to a level of 3592.843. Foreign investors began to return after selling aggressively in the past few trading.

Although there was profit taking in early trading session II, but the strengthening of leading shares was still able to hold the index in the green zone even lift back to the highs today in 3637.123.

End the trade on Wednesday (12/11/2011), Jakarta Composite Index closed down 104.178 points streaking (2.95%) to a level of 3635.931. LQ 45 Index closed temporarily jumped 22.606 points (3.63%) to a level of 645.506.

Strengthening the index is still dipimpim by commodity-based stocks. Domestic investor buying interest aroused over the action the entire stock of shares by foreign investors.

Sectoral indices on the floor throughout the Indonesia Stock Exchange (BEI) rose, none of which affected the correction. Mining sector index surged more than 4 percent.

Trade today went pretty crowded with a frequency of 156 270 times on transaction volume reached 8.556 billion shares worth Rp 5.969 trillion. A total of 199 stocks rose, the remaining 40 stocks fell, and 55 shares stagnant.

While the global sentiment, investors are still awaiting the results of the voting-related Slovakia bailout in the euro zone. This makes the stock Wall Street stocks closed flat in overnight trading.

Most bourses in Asia can survive in the green zone, with China leading the strengthening of stock exchanges. The movement of the Japanese stock market is still disappointing and thin corrected.

Here's the situation and conditions on regional bourses this afternoon:

Shanghai Composite Index shot 71.48 points (3.04%) to a level of 2420.00.

Hang Seng Index rose 181.10 points (1.00%) to a level of 18322.69.

Nikkei 225 index fell 34.78 points (0.40%) to a level of 8738.90.

Straits Times Index rose 11.22 points (0.42%) to a level of 2704.27.

The shares are up significantly and entered the ranks of top gainers including Gudang Garam (GGRM) rose Rp 5,000 to Rp 61,000, Indo Tambangraya (ITMG) up to Rp 2400 to Rp 42,000, Bukit Asam (PTBA) rose Rp 1,100 to Rp 16,200, and Indocement (INTP) rose Rp 1,100 to Rp 14,700.

While stocks are down quite deep and into the category of top losers include Bayan (BYAN) fell Rp 300 to Rp 19,250, Voksel (VOKS) fell Rp 180 to Rp 570, Fastfood (FAST) dropped to Rp 75 to Rp 2,900, and Plaza Indonesia (wishy) fell Rp 60 to Rp 1560.

6 Signs People Need to Find a New Dentist

2011-10-12T05:06:00.000-07:00

Diligent to the dentist necessarily good for oral health. But that's not enough to guarantee if a doctor is worth less. Here is an indication if you should need to seek the opinion of another dentist.
The signs of the patient need to find a new dentist are:

1. The dentist did not take a complete medical history before checking. "The first thing we did with patients before assessing their teeth problems are seen with a complete medical history. We need to know what happened with the whole patient," said Jeffrey Gross, DDS, a dentist who practices at The Healthy Smile in Ohio, the United States.
Drugs or certain conditions can affect a patient's reaction to dental treatment, so it is important for your dentist to find out what happened to the patient's body.

For example, bacteria from the mouth can affect the patient's liver heart disease, pregnancy can cause bleeding gums and gum disease, and arthritis can be difficult for patients to oral hygiene.

2. Dentists say patients need to replace all the silver fillings with white fillings. If your dentist may advise patients to replace all the silver fillings with a colored version, patients should look for another dentist.

"There are some theories that claim that mercury in silver fillings can be dangerous to health, but none of them have proven true. If the dentist wants to change just because the silver fillings are outdated, it will cause problems because we do not know how to react on teeth. The reaction can be harmful or sensitive, "said Dr. Gross.

"As long as the patient does not have a cavity under the patch can be detected by examination or x-rays, or fillings are not damaged or broken, do not need to be replaced," said Shelley Seidel, DDS, MD, a practicing dentist in the Oral and Maxillofacial Surgeons of Houston and director of the Institute for Dental Implant Awareness

3. Dentists recommend that patients do not need to see a dental surgeon for dental implants. "Ask lots of questions if your dentist says patients do not need to see a specialist to undergo orthodontic or implant installation procedure. If he wants to do it himself, he needs to follow several hundred hours of training, needs to have all the certificates and testimonials with photos of patients who had the procedure done," Dr. Seidel said.

Dentists should not do it alone because it must be done with anesthesia. Ask your dentist what training has been held and where the training. Also ask how many times he has installed implants, how many are successful and how many failed.

4. The dentist did not provide alternative treatment options. "Dentists should be sufficiently experienced in providing different ways to the patient to fix the problem. He needs to find tahu what is appropriate and best for the patient. How to overcome fear of doctors patients gigi? What could he do?" said Dr. Gross.

Many dental problems have several treatment options, and patients should discuss with their doctors each approach before deciding on treatment.

"Is that a small cavity, a large cavity or infection, the dentist should tell patients what the options, advantages and disadvantages of each procedure, and then with the patient should be able to find a way through all the options to find out what is best for the patient," he said.

5. The dentist does not address the special problems of patients. If the patient has a toothache and went to the dentist prescribed only toothpaste for sensitive teeth without doing a thorough examination, the patient should be thinking to find new doctors.
Other complaints that should never be ignored is bleeding gums. If the dentist can not figure out the cause, could be a problem. Any complaint or problem, the patient should not go home with unanswered questions.
"Patients must understand the diagnosis and treatment that your dentist has recommended that patients are not left with much the cost of each alternative treatment," says Irwin Smigel, DDS, founder and president of the American Society for Dental Aesthetics.

6. Dentists due to the fact that you want a second opinion. "Many patients are reluctant to tell the dentist that they had requested the opinion from another dentist. If it is a new physician in managing patients and patients were advised to undergo several procedures, such patients should receive a test from another dentist. That goes for anything if we are less sure of something, "said Dr. Smigel.

"If the patient leaves the dentist's office and the doctor recommends the procedure or the diagnosis is less convincing is poorly understood, patients should ask the opinion of another dentist. Patients do not need to receive treatment that is not known what the need," said Dr. Cooper.

Why Mouth Itching after Eating?

2011-10-10T08:53:00.000-07:00

Some people sometimes feel like a tingling or itchy mouth after eating fruits and vegetables. Causes of mouth itching could be due to an allergy to the content of these foods is called oral allergy syndrome (oral allergy syndrome).

"Oral allergy syndrome is also called pollen-food allergy syndrome can cause these symptoms, in some cases can even cause swelling in the throat, fevers or worse," said Dr. Manny Alvarez

Dr. Alvarez said this reaction because of certain proteins that are found in fruits or vegetables. For example, people who are allergic to ragweed allergy is likely when eating melon, if allergic to birch pollen in it will appear in the mouth itch when eating an apple.

Oral sensitivity tends to evolve over time along with frequent exposure to allergens such proteins, because it's generally the people affected by this oral allergy syndrome, aged 20-30s years.

The following are some of the proteins in foods that might trigger the occurrence of oral allergy syndrome due to cross-react with pollen proteins, namely:1. Ragweed, allergy can react to banana, melon, watermelon or tomatoes.2. Zucchini, these allergens can react with sunflower seeds, chamomile tea and echinacea.3. Birch Pollen Allergy, allergens can react with kiwi, apple, pear, peach, plum, anise, cherries, carrots, hazelnuts and almonds.4. Rubber latex allergy, the allergen can react with banana, avocado, kiwi, chocolate and papaya.
There are various ways you can do to prevent the onset of allergies such as:
Avoid foods either fruit or vegetables that can trigger allergies.If you want to eat fruit or vegetables, then cook it because it can break down or alter existing proteins that the immune system will not attack him. If you want to eat the fruit, then Peel the skin because most of the protein allergens contained in the skin.

Working Behind the Desk Can Make Shorten Your age

2011-10-09T02:49:00.000-07:00

While browsing find a pretty good article, especially for people who often work behind the desk (the computer), his article as follows. Hope it helps big smile

Research over the past 20 years in the U.S. showed that men are more sitting at the computer, probably shorter than the old without any sports. a Research conducted to observe the lifestyles and patterns sports 17 thousand respondents consisting of an alumnus of the University of Harvard. U.S.

Research shows how important sport and exercise with moderate intensity, such as jogging about 4 miles a day, not only improves fitness, but also adds age, wow.

Again browesing - browesing nemu a pretty good article, especially for people who often work behind a desk (with computer), an article like this and hopefully enjoy helping bigsmile

According to them, industrious men who exercise have a higher life expectancy than men whose lifestyles a lot of sitting at the computer. Exercise regularly to avoid shortening effect of age because of smoking and being overweight.

Men with high blood pressure who diligently exercise have half the death rate than those who did not exercise. Men who walk about 15 miles a week or more had a death rate 21 percent lower than men who walked just 4 kilometers a week or less.

Regular exercise prevents the tendency of genetic diseases that cause death. The man who one or both parents died before age 65 years, death rates decreased by 25 percent thanks to regular exercise. Men who are very active, including those who love sports, have a life expectancy of the most good. This is due to the death because of heart disease and blood vessels become less.

Recent research in New Zealand also showed adverse effects for employees who live in depam more computers. The research mentions that office workers work long hours behind a desk, more prone to deadly blood clots, compared to aircraft passengers who travel long distances.

Research carried out Professor Richard Beasley from the Medical Research Institute in Wellington showed a third of hospital patients who suffered deep vein thrombosis (DVT) were office workers who spend time at the computer.

work-02Sejumlah 34 percent of 62 samples had a blood clot is a person who for a long time to work by sitting in a chair, while another 21 percent of patients had recently traveled long distances by plane. DVT is the formation of blood clots in the veins, most commonly in the legs.

The clots can travel to the heart, lungs or brain, causing chest pain, shortness of breath or even death from heart attack or stroke. The condition is commonly called economy class syndrome because of the passenger aircraft that travel long distances but not free to stretch their limbs are most at risk.

Get a greater chance of long-lived by Sunbathing

2011-10-08T02:19:00.000-07:00

Got white skin is a woman most desires, so that not a few who always avoid the sun. Whereas dark-skinned woman sunbathing due to frequent more fortunate, because it has a greater chance of long-lived.

As we know, sunlight is the main energy source to convert provitamin D is found in skin tissues to vitamin D. In humans, nearly 90 percent of the formation of vitamin D was facilitated by the sun.

A professor of oncology at Lund University in Sweden, Hakan Olsson said the vitamin is not only good for bones but also can prevent many deadly diseases. Among blood clots in the legs or the so-called vein thromboses.

The disease is common in women and killed no fewer than 25,000 people each year. In a study by Prof. Olsson of 40,000 women, revealed that the vein thromboses appear more often in winter when the sun rarely appeared.

"Many believe frequent sunbathing could increase the risk of skin cancer. However, the increase was not greater than other benefits, so that in general women who frequently sunbathe have a chance to live longer," said Prof. Olsson

Another benefit of the sun according to Prof. Olsson is to prevent diabetes. Still based on research he did, Prof. Olsson concluded the diagnosis of diabetes in women more frequently in winter than in summer.

However, other cancer experts to assess the results of research that has been presented in the Swedish Society of Medicine forum is too excessive. Ed Yong, a researcher from the Cancer Research UK warned that the threat of skin cancer should not be underestimated.

"Sunlight is good for humans and vitamin D are also good for bone health. However, no evidence was strong enough that the benefits of vitamin D could offset the risk of skin cancer. The most important thing is to prevent skin cancer, make sure the skin does not burn when the sun," said Yong .

Forex Trading Strategies

2011-10-07T07:23:00.000-07:00

Once you learn to trade, the next step would be to open a Forex demo account. This is the trading platform you can use the forex broker of your choice to perform in the market. Most Forex brokers have all the cards and the tools you need and the platform on which to execute his orders. Demo accounts allow new operators to trade fake money while living in the market. You get to trade in a live trading platform, but runs the risk absolutely no money. No business I know where you can learn everything you need without costing you a penny.

Demo accounts are a great way for newcomers to get an idea of trading in the forex market without risking any money. But be careful. When currency trading a demo account, and you know in your mind that you have no money at risk, you can start taking stupid business decisions. Use mismanagement of money and the risk of too much money on each transaction. You can duplicate the business to offset the loss of jobs. These are bad habits, and the last thing you want to do here is to treat it like a game. This is not a game. This is a real business and should be treated as such.

Before trading, you should also know exactly what price you're getting into the market and also to know what the stop loss and take profit targets should be. If you do not know these three things, not commercial. Each of profitable forex trading strategy you will learn the rules to determine entry and exit points. We also know that a profitable forex trading strategy should not be complicated. Most of the best forex trading strategies are easy to learn and use.

If you follow the simple rules above, you'll see how it can be profitable. It is not surprising that currency trading has become one of the most dynamic companies in the country today. You work from home using your personal computer and an Internet connection. Choosing a forex trading strategy and great open an account with a forex broker and you have everything you need to start negotiating.

Forex Trading

2011-10-06T21:55:00.001-07:00

Forex trading in real time as well. Real time Forex trading has been a change from living and foreign currencies. In order to buy or sell are willing to live in the exchange rate. This type of electronic trading FOREX anticipating prices of currency pairs based on their technical analysis and market fundamentals.

Requirements for the currency trading:

Forex trading is not done in a certain place. You're not going anywhere business. All you need is a computer with a broadband connection and latest software for business. You may be able to use a laptop with a GPRS or EDGE Internet.

There is no reason to have an office or set up for forex trading in real time. You can work from home, office or while traveling. real-time trading is done electronically using the Internet and its execution is extremely fast. The primary requirement before entering this business is to have good knowledge and understanding of the trade. If you have a sufficient understanding and patience, you can earn huge profits, or you could end up in losses.

How do I get the correct information about forex trading real time?

You have to find a trusted person or friend who can guide and give tips that are useful for the currency in real time. The other option is to first obtain an online training before starting to operate. Online training on what is beneficial.

The program helps you understand how to buy and sell currencies on the Internet before you invest your money and get ideas for creating a specific strategy or plan and try it at the store. You can get other benefits from training in Forex. The Forex market is the largest financial market in the world, where nearly four billion dollars are traded daily. After training in real-time trading forex, you may safely enter the market and profit.

As the stock market, currency markets will also be on hand wobbly and down. The training will provide knowledge on how to take advantage of these fluctuations to your advantage. Understand the psychology of the market is essential for Forex traders make money in this business. You will be able to benefit from the driver and watching the various indicators.

It is a common observation that most beginners pause in the market because they just jump with no knowledge and experience, and just go by feelings. With proper training, you become a professional, and to interpret and predict movements more accurately and can prove to be one of the high income in forex trading.

When you get trained in this type of currency trading, you are familiar with the software tools to exploit them more effectively, and to exclude any possibility of a loss. Ultimately, you win.

College for You

2011-10-06T10:16:00.000-07:00

The most stolen Cars

2011-09-11T16:14:00.000-07:00

If you own a Cadillac Escalade, you may want to watch where you park it.

According to a report released today by the Insurance Institute of Highway Safety (IIHS), Escalades with model years 2007 through 2009 have the highest theft rate of any vehicle in the country. The average yearly monetary value losses for the Escalade alone are more than seven times the average; almost 25% of all Escalade theft claims are for $40,000 or more.

Other large vehicles also made this year's list of hot wheels, including the Ford F-250 (NasdaqCM: FORD - News) crew cab pickup truck, the Nissan Pathfinder (Other OTC: NSANY.PK - News) Armada and the Hummer H2 4WD. Luxury SUVs in general have the most theft in proportion to their worth--the value of their loss is more than six times as high as the average for all passenger vehicles.

In other words, the family station wagon isn't even a contender for most-stolen.

"Thieves are after chrome, horsepower and Hemis," says Kim Hazelbaker, vice president of the Arlington, Va.-based Highway Data Loss Institute (HLDI), an affiliate of IIHS. Work trucks are particularly attractive--not only because of the vehicles themselves, but because of the tools and cargo they carry.

Behind the Numbers

To determine the vehicles with the highest theft rates in the country, HLDI started by looking at only insured passenger vehicles between one and three years old. Then they calculated which insurance claims were filed for each particular model of vehicle, and the size of the payment for each claim. By comparing the number of claims to the number of cars insured, the process indicates vehicles most likely to be targets of theft, because it takes into account a given model's total exposure to the road.

In other words: While more Toyota (TM - News) Corollas are stolen than Cadillac Escalades, that's because 297,000 Corollas were sold last year, as opposed to just 16,000 Escalades. But the odds of having your car stolen are much higher if you own the Caddy--HLDI calculated 10.8 theft claims per 1,000 insured vehicle years (one vehicle insured for one year, or two of the same vehicle insured for six months each). The average claim frequency for all passenger vehicles is 2.1 claims per 1,000 insured vehicle years, with an average loss payment of $6,883 per claim.

The Most Wanted

Most of the vehicles on our list are SUVs and trucks--the Chevrolet Avalanche 1500 and GMC Yukon among them. But that doesn't mean cars are immune to thievery. The Infiniti G37 coupe, Chevrolet Corvette Z06 and the Dodge Charger with HEMI engine each posted big claim frequencies as well.

Chevy's $74,285 Corvette--a souped-up version of the $48,930 base model--particularly stands out on the list. It has a claim frequency of just 1.7 thefts per 1,000 insured vehicle years, but the average loss value per Z06 claim is almost $42,000. Ouch.

Preventing Theft

There is good news for owners of at-risk car models: The frequency of theft claims for cars and SUVs has declined since 1998, even while average insurance payments per claim have increased. Frequencies have dropped the most for SUVs, from 4.9 claims per 1,000 insured vehicle years in 1998, to 2.4 in 2008, according to the report.

Russ Rader, the spokesman for IIHS, says the best thing drivers can do to prevent their vehicle from being stolen is to remove the keys from the ignition, and lock the doors. Anti-theft and recovery devices like sensitive alarm systems, OnStar and immobilization technology help deter filching as well. But even the latest technology can't outsmart the most determined crooks.

"An immobilizer won't stop a thief from putting an Escalade on a flatbed and hauling it off," Rader says.

Better choose that parking space wisely.

List: The Most-Stolen Cars

To determine the vehicles with the highest theft rates in the country, the Highway Data Loss Institute looked at only insured passenger vehicles between one and three years old. Then they calculated which insurance claims were filed for each particular model of vehicle, and the size of the payment for each claim. By comparing the number of claims to the number of cars insured, the process indicates vehicles most likely to be targets of theft, because it takes into account a given model's total exposure to the road.

The average claim frequency for all passenger vehicles is 2.1 claims per 1,000 insured vehicle years, with an average loss payment of $6,883 per claim. Insured vehicle years are measured as one vehicle insured for one year or two of the same vehicle insured for six months each.

1. Cadillac Escalade

Segment: Large Luxury SUV

Claim Frequency: 10.8 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $11,934

2. Ford F-250 crew 4WD

Segment: Large Pick-u

Claim Frequency: 9.7 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $9,636

3. Infiniti G37 2-door

Segment: Luxury Compact

Claim Frequency: 7.1 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $10,324

4. Dodge Charger HEMI

Segment: Large Sedan

Claim Frequency: 7.1 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $10,118

5. Chevrolet Corvette Z06

Segment: Sports Car

Claim Frequency: 1.7 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $41,229

Ways to Save Money on Car Insurance

2011-09-11T16:07:00.000-07:00

What would you say if I told you that you might be able to save over $500 on car insurance in less than an hour? And that you could complete the entire process from home?

Here are seven different ways that you just might be able to save hundreds of dollars on your car insurance if you simply take a few minutes to put these tips into action:

1. Drop Coverage You Don't Need

The beauty of doing a car insurance coverage checkup every six months or so is that even if it turns out that your current car insurance coverage is still the best value out on the market you may just find out that you are paying for a part of your auto insurance policy that you no longer need.

Not only do insurance rates change quite often but your insurance needs change more often than you may think. If you have a new teenage driver or have added a new car to your policy or have moved to a new zip code or--well, the list goes on and on. All of these things may potentially cause you to be paying for coverage that you no longer need.

2. Search for Discounts

Never assume that because you searched for all of the car insurance discounts available 6 months ago that now there are no new discounts that you may be eligible for. New opportunities for saving money with a car insurance discount program pop up all of the time as different companies announce different discount programs in order to increase their market share.

3. Improve Your Credit Score

It's no secret that a better credit score will result in better car insurance rates. You may have been working hard to improve your credit score over the last few months in order to qualify for lower interest rates for a home loan or auto loan and you are now starting to see some of your hard work pay off.

When you see an increase in your credit score don't let the opportunity slip by to check and see if this credit score improvement will result in an improvement in your auto insurance rates as well. You've worked hard to improve your credit score so why not spend a few minutes to see if that can only help you get a lower interest rate but a lower car insurance rate as well?

Take some of your car insurance savings and use it to treat yourself to a nice dinner at your favorite restaurant--you deserve it!

4. Pay Your Premiums With a Credit Card

Wanna shave off 1 percent to 5 percent off of your total car insurance premiums just by changing your method of payment? With the average cash back credit card earning you anywhere from 1 percent to 5 percent cash back that's like getting a bill from your insurance company and then having to only pay 95 percent to 99 percent of the total instead of the full 100 percent!

One to 5 percent may not seem like much but as you can see with a cash back credit card calculator that money can quickly start to add up--depending upon how much money you spend each month if you use that cash back card for many of your purchases then your savings could end up being enough to pay for an entire year of college tuition after 15 to 20 years!

5. Tell Your Kids to Keep Their Grades Up

Virtually all of the major car insurance companies offer some form of good student discount. If your kids get good grades then you save money. Some companies offer savings for a lackluster C while most offer savings for you that range from 5 percent to 15 percent if your student maintains a B or an A on their report cards.

Maybe it's time to pass along some of that savings to your kids as a financial incentive to keep their grades high (after all, why not just let the insurance company pay your kids to get good grades rather than you?)

6. Take a Driving Course

OK, maybe you don't want to tell your spouse that you are signing up for a driving course because no one wants to admit that they may not be the world's best driver BUT if signing up for a defensive driving course that will take up minimal time and save you money--why not?

After all, at least you aren't one of the world's worst drivers - at least I hope not! Taking a driving course just one time can result in lifetime savings on your car insurance.

Check with your car insurance company as to what type of courses and course providers they will recognize for a discount on your policy.

7. See If Your Occupation Can Save You Money

Did you know that when car insurance actuaries calculate car insurance rates that they actually assign different risk classes to different types of occupations? Some occupations have cheap car insurance rates while other occupations get assigned an added level of risk that increases their rates.

The various occupation risk assessment algorithms will vary from one insurance company to the next but generally speaking professions like engineering and teaching will receive lower car insurance rates than business owners and attorneys. So what do you call yourself if you are an engineer that owns their own business? You tell me.