Asda Money Motoring News Feed

Forget me MOT: absent minded Brits forgetting essential to-do list tasks

Dale Lovell — Tue, 25 Mar 2014 16:50:09 GMT

Recent research¹ from Standard Life reveals that a whopping 61% of UK adults suffer from memory lapses in performing simple, everyday tasks.

With 12% of UK adults forgetting to book their car in for its MOT and 6% not renewing their road tax in time, these seemingly small blunders can add up to thousands of pounds in unnecessary costs.

Our increasingly demanding lives and online existences have in part been blamed for this increase in forgetfulness, as Standard Life’s Julie Hutchinson comments:

“With our busy lives, we can all forget to do things occasionally. But when we forget to secure our accounts online, or pay bills and then face a penalty for late payment, we can be left out of pocket unnecessarily and kicking ourselves.”

The below information highlights – as a UK average – the most common tasks that Britons forget:

1. Phone/text/email people back - 34%

2. Log out of internet accounts - 21%

3. Pay bills on time - 15%

4. Attend appointments (e.g. doctor, dentist) - 15%

5. Take wallet/purse when leaving the house - 14%

6. Lock the house - 14%

7. Bool the car in for its MOT - 12%

8. Collect documents from the office printer -7%

9. Renew car road tax - 6%

10. Feed the pet - 6%

11. Pay friends/family back money that is owed - 5%

12. Book a restuarant table - 4%

There doesn’t seem to be a particular gender bias when it comes to being forgetful.

Women are more likely, at 13%, to forget to book the car in for its MOT than men, at 10%. However 16% of men admit to forgetting their wallet compared with 13% of women.

The potential costs of this absent-mindedness can be significant, with forgetting to renew your MOT on time resulting in a maximum fine of £1,000 according to gov.uk. Similarly, not paying your road tax promptly can set you back up to £200.

On top of this, many insurers will invalidate your car insurance if you drive without up-to-date road tax. Additional costs incurred in any accident will then not be covered, leaving you even further out of pocket.

It isn’t all bad news; however, many of these slip-ups can be easily avoided, as Hutchinson points out:

“Setting up alerts on your phone or using a planning app could help make sure you don’t forget important things.”

Source:

http://www.yourwealth.co.uk/news/2014/03/forgetfulness-could-be-costing-brits-a-fortune-2042

Driving on autopilot: How it’s affecting drivers’ performance on the road

Dale Lovell — Fri, 21 Mar 2014 15:28:01 GMT

Drivers are being warned to pay more attention on the road as the Institute of Advanced motorists found that one in 10¹ are unable to remember their journey.

Vision Critical carried out a poll on 1,500 motorists and found that because many are driving on autopilot they are distracted and unable to recall their journey.

It was found that over half (54%) of drivers have missed a turning because they were distracted and 14% are regularly unable to remember any part of their car journey.

Drivers aged between 18 and 25 are more at risk because of distraction, with 35% often unable to recall anything about their journey, compared to just 5% of motorists over the age of 65.

Age as well as location seemed to affect whether people drive on autopilot. Almost a quarter (22%) ofLondondrivers are unlikely to remember their journey compared to just 11% inScotlandand 10% in the south west ofEngland.

Seven suggestions for safer driving:

Stay alert: it is important that motorists keep their eyes moving rather than ‘zoning out’
Concentrate: drivers should constantly be looking for hazards on the road ahead
Fresh air: it is easy for drivers to become too comfortable when it is warm, so they recommend opening the windows.
Plan for stops: everyone wants their journey to be as quick and painless as possible, but it’s important to schedule breaks every two hours.
Don’t drive tired: driving early in the morning or late at night can be risky. Motorists should stop for a rest or to stretch their legs.
Check vehicle: before setting off, especially long journeys, basic checks should be carried out. Drivers should also be covered with adequate breakdown cover.
Drink plenty of fluids: getting enough fluids is important for concentration and focus.

IAM chief executive Simon Best said: “It’s all too easy to get behind the wheel and zone out completely. Being distracted enough that you miss a turning is a sign that driving is a task that has fallen too low in your brain’s priorities.

“The fact is it takes too long to react appropriately if you are not concentrating on driving. Being distracted can have serious consequences, it could mean that you’re less likely to see that cyclist or child running out until it’s too late.”

Sources:

http://www.iam.org.uk/media-and-research/media-centre/news-archive/20437-one-in-ten-drivers-admit-to-autopilot

What’s that coming up the outside – is it a biker?

Matthew Jones — Fri, 21 Mar 2014 14:50:32 GMT

The AA has launched a roads awareness campaign in a bid to make drivers more aware of motorbike riders.

The Think Bike campaign will involve wing mirror stickers in a bid to make drivers think more about motorcyclists and to break down the ‘two tribes’ mentality that currently exists.

Olympic gold medallist Chris Boardman and Isle of Man TT rider John McGuinness are both in support of the campaign, which kicked off in central London.

One million sets of wing mirror stickers, designed to be unobtrusive, will be handed out to motorists reminding them to double check for motorbike riders.

The AA used road casualty statistics to back up its campaign, suggesting that failing to look properly was the most common cause of accidents.

British Cycling has also welcomed the initiative which stands to make cycling on the roads of Britain a lot safer.

Worrying statistics

The campaign was launched after the AA surveyed 17,500 drivers and discovered that 93% said they sometimes struggled to spot motorbikes and cyclists.

Furthermore, more than half admitted to being surprised when a “cyclist appears from nowhere” while half of drivers said they thought cyclists were inconsiderate road users or that they felt negatively towards them.

President of the AA, Edmund King, said the campaign “is definitely needed”, especially given the alarming number of people who said they fail to spot cyclists.

“Those on two wheels never appear from nowhere, so as drivers we need to be more alert to other road users, and this is where out stickers act as a daily reminder,” he said.

“Likewise riders need to be aware that they may not always be spotted by drivers.”

Meanwhile, Chris Boardman, the policy advisor at British cycling described the initiative as a “welcome step in creating a culture of mutual respect between road users”.

Stickers will be distributed by Halfords, the police, and to those renewing their AA memberships on an annual basis.

Those wishing to rise on two wheels must also ensure that they are road legal, and that means having the right safety equipment and the necessary motorbike insurance cover.

Keeping our cars spic and span: which region does it best?

Ian Houghton — Tue, 11 Mar 2014 16:15:39 GMT

Many people consider their cars to be their pride and joy, which is why the majority will look to keep their cars looking all clean and shiny.

According to the results of a recent survey, it is the Scots that keep their cars clean while those in Southern England are more prepared to let their motors get dirty.

Around 60%¹ of Scots clean their cars at least once a month according to car wash company IMO – the best rate of doing so across the whole of the UK.

That is compared to just 45% of those in Southern England who do likewise, with the lowest total 4% below the national average of 49%.

There are variations between the sexes too, with men more likely to clean their cars than women – 52% of men wash their cars regularly, compared to 44% of female drivers.

The poll questioned 1,139 motorists from across the UK and revealed that people in northern England were the least concerned with what others thought of them.

Only 35% of people in the region washed their cards to make a good impression on others, while the keenest people washing their cars can be found in the Midlands.

Some 63% of Midlanders do their own car cleaning – more than any other region – while those most likely to take a hands-on approach were those aged 65 and over.

Furthermore, just 29% of motorists across the board said they considered cost to be a factor when getting someone else to clean their car.

In addition, around half believed that it was quicker to do the job themselves, a leading factor in why 55% of drivers overall decided to wash their own vehicles.

While keeping a car clean is not entirely a legal requirement, some aspects of motoring law do require that certain parts of a car are kept clean.

Lights, indicators, reflectors and number plates must be clearly visible and not obstructed while windows and windscreens should also enable the driver to clearly see the road.

In addition, such factors could invalidate a car insurance claim were they deemed to be dirty in the event of an accident.

Sources:

http://www.thecourier.co.uk/news/scotland/car-wash-poll-scots-keen-to-clean-1.239923

Why four in ten drivers are failing to keep their minds on the road

Dale Lovell — Tue, 25 Feb 2014 16:04:34 GMT

Keeping your eyes on the road – despite the fact that this is one of the most basic driving principles, it seems that seasoned motorists are failing to heed it.

According to the latest figures from the Institute of Advanced Motorists¹ (IAM), a staggering four in ten drivers are failing to keep their concentration levels at an optimum when behind the wheel.

And it seems that those living in the capital are the most likely to indulge in a spot of on-the-road daydreaming, with 47% admitting to not concentrating when putting rubber to the road. London’s lead was followed by Yorkshire and Humberside, the South West and Scotland (all at 46%).

The survey of 1,400 drivers also revealed that older drivers were more switched on when it came to in-car concentration when compared to younger drivers. These respective figures were 73% for over-65s and 50% for drivers aged between 18 and 24.

Commenting on the survey findings, IAM chief executive Simon Best said: “Signs of not concentrating such as missed turnings or uncancelled indicator lights are commonplace. Simply not concentrating is a key cause of crashes yet it is not borne out in statistics because drivers rarely admit to it in police reports or on insurance forms.

“These results reconfirm stereotypes surrounding younger drivers and the ease with which they can be distracted away from staying safe. The key is to build up as wide a range of experiences as possible as you learn and to look upon your driving as a skill that needs continuous improvement.”

Revealing the reasons behind their inability to keep their full focus on the road, more than a fifth (22%) of those questioned felt that stress was to blame. For 21% thinking about what they’ll do once they arrive at their destination was the chief cause of their distraction.

For a further 21% thoughts about family, friends and personal relationships had meant that their minds weren’t fully alert to the perils of the road. Just the reason why drivers put car insurance and breakdown cover into place.

Sources:

http://www.iam.org.uk/media-and-research/media-centre/news-archive/20433-survey-finds-four-out-of-ten-drivers-not-concentrating

If you’re unhappy and you know it...you’re probably suffering from the commuter blues

Dale Lovell — Thu, 20 Feb 2014 15:37:40 GMT

There is very little to love about the commute to work. Packed trains and traffic jams hardly make for a pleasant journey, which is why many employees arrive at work with their shirts ruffled and their brows sweaty.

Starting the working day in a fluster is hardly ideal, but needs must and we all have to get to work one way or another.

While many view commuting to work as a simple inconvenience, a new study has revealed that it could actually be making some of us miserable!

The study¹ on the wellbeing of workers by the Office for National Statistics, based on data from the Annual Population, looked at people’s satisfaction levels as well as looking at how long they travelled for and how happy or anxious they had felt the previous day.

The research threw up some interesting results, including the fact that commuters “have lower life satisfaction, a lower sense that their daily activities are worthwhile, lower levels of happiness and higher anxiety”, on average than non-commuters. If that isn’t an incentive to work from home, I don’t know what is.

Each extra minute added to our commute only adds to our misery according to the research, but bizarrely the worst effects of travelling to work were associated with shorter journey times of between an hour and 90 minutes.

Commuting dissatisfaction also levelled off at a commuting time of three hours, "suggesting that those with very long commutes have quite different experiences than those travelling less time".

Those commuting to work by car also reported higher satisfaction levels than those who walked to work, according to the study. However, those who commuted "some other way", including cycling, trumped the satisfaction levels of those arriving by car.

Further findings from the study revealed that public transport was the worst thing for lifting our spirits with those travelling by bus or coach having a lower sense that what they were doing was worthwhile when compared to those travelling by car.

Commenting on the findings, Dr Daniel Newman, from Cardiff University's Sustainable Places Research Institute, said: "This report says what many of us who spend our mornings and evenings sat in traffic jams or packed like sardines on a rail carriage already know: commuting can be a chore."

Sources:

http://www.theguardian.com/money/2014/feb/12/commuting-unhappy-anxious-ons

Large cars: Which is the most reliable?

Dale Lovell — Thu, 06 Feb 2014 16:45:02 GMT

People opt for large cars for a number of reasons; perhaps you have a big family, or maybe you go on regular camping holidays and need somewhere to store the equipment. People with pets may choose bigger cars, or you may simply prefer them to smaller vehicles.

Whatever your reason for choosing a larger model, it is important to choose something that you can depend on, especially when buying second hand. While car insurance can give you peace of mind and financial protection should the worst happen, it’s best to avoid any problems in the first place by opting something reliable.

What to look out for

According to the 2014 Which? Car Survey, which investigated the reliability of large cars, Japanese models come up trumps with scores over 90%. At the opposite end of the scale, one French car scored just 48%¹.

The survey unveiled the Toyota Prius (2009) as the most reliable used car, scoring an impressive 94%.

Its 5% breakdown rate and annual repair bill of just £14 were contributing factors to its prime position, which saw it score 46% above that of the worst performing large car.

This is despite its complex hybrid technology, which makes use of both a petrol engine and an electric motor to power the car.

The addition of batteries has not adversely impacted on its reliability, reinforcing the Prius’ position as pioneer for hybrid cars.

Large cars may be big on space, but they do not come cheap and they can leave you with substantial repair bills should anything go wrong on the road, which is why it’s important to make your money go as far as possible by researching and choosing a reliable model.

A trustworthy car is of the utmost importance, but for the smoothest possible journey it can be useful to check the Highways Agency before getting behind the wheel to keep up to speed with traffic and maintenance projects on the route you plan to take.

Source:

1. http://www.which.co.uk/news/2014/01/best-and-worst-used-large-cars-for-reliability-349311/

Winter motorbike riding: 5 top tips

Dale Lovell — Wed, 05 Feb 2014 09:56:12 GMT

Using four wheels during the winter months can be difficult but using two can be even more strenuous if care is not taken.

While some people may choose to give up riding during the winter others do so all year round, so what needs to be considered when using a motorbike in the cold months of winter?

With new technologies increasing the ease of riding and with riders constantly developing new tricks there are always ways of improving winter riding.

1. An alternative bike

If you regularly ride or plan to as part of the morning commute, then why not consider a bike that is especially set up for winter riding?

Roads tend to break up when it’s especially cold and the salt placed on the roads will also cause considerable damage to a bike’s paintwork if care is not taken.

Therefore, it can help to have a bike that is reliable and easy to fix in addition to the beast that will be used in the summer months.

2. Staying heated

Handling a bike is no easy task with cold hands but heated grips can drastically improve the situation and make riding a pleasure, even in freezing conditions.

Keeping body temperatures up is also important so warm clothing such as waterproofs and base layers can prevent the cold from getting you down.

Protection from the wind and rain should enhance your riding experience, making each journey a lot more enjoyable – even if it is the morning commute.

3. Be visible

Being seen on the roads is important, as it’s very easy for other road users to miss a motorbike rider, especially if they’re wearing dark clothing.

High visibility gear or specialist clothing should enhance the number of people who can see you, which also lowers the chance of being involved in an accident.

4. Change tyres

Riding in the winter can require extra grip, so changing the tyres you use during the winter could improve the handling of the bike, as well as making you safer.

Such measures could also impact your motorbike insurance policies so wet weather tyres could be viewed as a winter essential.

But be careful, as some studded tyres could be considered illegal in the UK due to their potential to damage the road surface.

5. Wash your bike

Rock salt is used to tackle ice on Britain’s roads during the winter and this can potentially cause significant damage to a motorcycle if it isn’t removed.

Washing a bike with cold water after use should get rid of any salt particles lodged in the bodywork which consequently should prevent rusting.

Anti corrosive sprays could then be applied if you wished to give your bike a little added protection.

Tales of the unexpected: surprise repairs cost drivers up to £1,000!

Ian Houghton — Tue, 28 Jan 2014 14:00:19 GMT

Car troubles; which driver hasn’t been plagued by them at some point in their motoring careers? If it isn’t a dodgy battery, its flailing headlights. When it comes to the car maintenance to-do list it seems that as soon as drivers complete one task, another motoring mishap lies in wait.

It no wonder then that drivers’ struggle to plan for every repair eventuality and are hit with a repair bill or two that they haven’t budgeted for.

New research conducted by Trust My Garage revealed that the cost of unexpected repair bills is continuing to hit drivers hard, with a staggering 64% of the drivers questioned having to stump up as much as £500 to meet them.

The biggest culprit for unexpected car repair costs are problems relating to engines, wheels or vehicle exteriors, which was the case for more than 40% of the 100 drivers questioned.

For a just over a fifth of motorists (22%) unexpected repair bills took an even more heavy toll on their finances with this group paying out between £500 and £1,000 in unexpected car repair costs in 2013.

A further 10% of motorists shelled out a staggering total of more than £1,000 on unexpected repair bills. It’s no wonder then that many drivers combine their car insurance with breakdown cover to help offset some of these costs.

With minor repair issues such as problems relating to the wipers, mirrors and tyres only being responsible for 4% of unexpected repair costs, Terry Gibson from Trust My Garage believes that regular servicing could nb e key.

“While it is great to see that many motorists are carrying out basic checks on their vehicles themselves, it is worrying to see how many are still having to contend with unexpected and expensive repair bills,” he said.

“While nothing can absolutely guarantee that a vehicle won’t become damaged or require repairing, regular servicing at a local, trusted independent garage can certainly help.”

Cost of fuel and more means that a third of drivers are no longer happy behind the wheel

Ian Houghton — Mon, 13 Jan 2014 14:00:17 GMT

For many drivers there is nothing more satisfying than heading out for spin in the favourite motor, and taking in the best of the UK’s highways and byways.

But accordingly to recent research putting rubber to the road is no longer an enjoyable pursuit for a third of drivers, as constant fretting over motoring costs keeps them from raising a smile behind the wheel.

Research conducted by road safety charity, the Institute of Advanced Motorists (IAM)*, revealed that the pleasure some motorists had previously taken in driving has all but disappeared, with just over half (51%) citing the cost of fuel as the key reason behind this growing dissatisfaction.

For 41% disengagement with driving had been prompted by congestion, while 28% admitted that they were no longer excited by driving.

A further 25.9% revealed that they no longer enjoyed driving as they had less leisure time to appreciate it.

Commenting on the figures, IAM chief executive Simon Best said: “With congestion and fuel prices it’s easy to understand why many people think driving is a chore. But the UK still has some of the most beautiful roads in the world and if you have the right skills and confidence in your ability driving can be as enjoyable as ever.”

What makes motorists anxious when it comes to driving?

Additional figures from the research provided some insights into what drivers were most concerned about when out on the road.

Half of respondents argued that they weren’t comfortable behind the wheel when their partner was in tow, while more than 60% were worried about the behaviour of other road users.

This was followed by bad weather conditions, one of the many reasons why drivers should put breakdown cover in place, and the prospect of driving near to lorries.

Despite the above figures, the good news is that more than a third (39%) still considering driving and riding for fun as a hobby, while one third of survey respondents are still happy to go out for a spin.

Sources:

* http://www.iam.org.uk/media-and-research/media-centre/news-archive/20404-a-third-of-drivers-dont-enjoy-it-anymore

Want happiness and confidence in one fell swoop? Why motorbike riding could hold the key for women

Ian Houghton — Fri, 10 Jan 2014 20:00:17 GMT

As the New Year gets underway women across the globe are likely to be adding to their list of resolutions, hoping that 2014 will herald a new dawn for their professional and personal lives.

And while the average list will no doubt include a commitment to getting fit, sticking to a healthy diet and trying a host of new activities, what it is less likely to include is hitting the road in a spruced up two-wheeler.

However, motorbike riding could hold the key to happiness for women across the globe, according to research commissioned by Harley-Davidson*.

The famed motorcycle manufacturer interviewed 1,013 adult female riders and 1,016 adult female non-riders, with the research providing some startling results – namely that riding a motorbike makes women feel happier and confident.

In fact, more than twice as many female riders (37%) are happy compared to female non-riders (16%), while the former are also streets ahead when it comes to a confidence levels (35% against 18%).

Further figures from the research showed that more than half (53%) of women revealed their motorcycle to be their key source of happiness, while nearly three-quarters (74%P) felt their lives had improved since riding their motorcycle.

Commenting on the figures, Claudia Garber, Director of Women’s Outreach for Harley-Davidson, said:

"Riding a motorcycle is the ultimate form of freedom and self-expression, so it makes sense that women riders are happier in life and, in general, feel more fulfilled.

"That’s why learning to ride a motorcycle is the perfect gift you can give yourself and the best resolution to make for a truly life-changing new year."

Surprisingly female motorbike riders, who will no doubt have motorbike insurance in place, also revealed that riding a motorbike had a positive impact on their relationships. 60% of riders revealed that they were content with the level of communication they enjoyed with their significant other, compared to 38% for non-riders.

Sources:

* http://www.webbikeworld.com/motorcycle-news/2014/women-motorcycle-riders-are-happier.htm

Are female drivers the biggest winners since the Gender Directive was introduced?

Ian Houghton — Thu, 02 Jan 2014 14:00:25 GMT

It’s been over a year since the gender directive ruling of the European Court of Justice came into force. From 21st December last year, insurance companies were no longer able to consider gender a factor when determining insurance rates. This was a highly contentious issue, with concerns over how this would affect both sides; would women pay more or men pay less?

So twelve months on, research has been carried out to discover who really got the best deal.

The research, based on 7 million car insurance quotes between November 2012 and November 2013, found that post-Gender Directive almost all age groups saw a reduction in the amount they were quoted for car insurance.

But what about the difference between genders?

Before the Gender Directive, women typically received lower rates on their insurance than men by a considerable amount because they were considered a lower risk category. Although they were considered more likely to crash, insurers thought that the damage was likely to be less than if a male crashed.

However, everyone is now viewed equally under the new system.

The research found that the only group to see a rise in their car insurance premiums were women between 17 and 20. But even this was only by £9. And men of the same age group had the biggest drop, with a massive reduction of £936. Out of the women, the 45-49 age group enjoyed the biggest reduction, with a saving of £138 annually.

And the winner is…

While the average cost of insurance for men and women is still different, the gap has closed considerably. A year ago men would pay £317 on average more than the women, but now it is just £171. Men are now, on average, paying £205 less than they were, compared to the women’s average decrease of £59.

Although women’s insurance is still slightly lower than it is for men on average, it seems that men are the clear winners; the youngest are making huge savings and men on average are saving the most.

Sources:

www.gocompare.com/press-office/2013/12/gender-directive-year-on

http://www.lv.com/adviser/retirement-products/gender-directive-faq/

Selling your car for scrap? Why you’ll get more up North

Ian Houghton — Fri, 20 Dec 2013 14:00:13 GMT

If you’re looking to sell your car for scrap, it’s advantageous to live in the North West as you’re likely to get more money for your vehicle.

Figures from vehicle removal specialists Remove My Car suggest that the average price quoted for a scrap car in the North West is at a UK high of £160.49.

That is compared to other regions of the UK such as East England where the average price received is only £74.37.

The price in Wales is marginally higher at £75.20 while motorists in the Midlands and the North East can receive prices of £142.28 and £150.40 respectively.

Remove My Car calculated the figures based on vehicles that passed through its system between January and November in 2013 and include any fluctuations in the scrap metal industry throughout the year.

These regional differences occur for a number of reasons according to Steve Queen, owner of Remove My Car.

“We value every vehicle by its weight instead of its size in order to provide an accurate quotation, but we then have to consider the logistics of picking a car up for scrap and using local Authorised Treatment Facilities,” he explained.

Reasons for scraping vehicles can be widespread but it often occurs because a car is no longer roadworthy which results in insurance becoming too expensive or unavailable.

An accredited Authorised Treatment Facility (ATF) must remove cars that are due for the scrapheap in order to comply with End of Life Vehicle and environmental regulations.

The price of scrap will therefore depend on the competition of ATF facilities in any particular area while the cost of fuel impacts on collection and delivery services.

“The high cost of fuel means that dealers have to balance the cost of picking up a car for scrap against the potential value of the car as scrap or salvage,” explained Mr Queen.

“This also takes into account the cost of transporting the processed metals after a car has been recycled so it can turn into a costly process.

“If you live in a city that has a lot of scrap dealers, you will receive a better price for your car.”

Motorbikes vs Scooters

Ian Houghton — Thu, 19 Dec 2013 14:00:20 GMT

Riding on two wheels is incredibly different to sitting back in the comfort of a car seat, but choosing a motorbike or scooter for travel has its advantages.

Both modes of two-wheeled travel offer an easy escape from the congestion commonly experienced in large towns and cities.

They’re exempt from the congestion charge in the capital and it’s a lot easier to weave in and out of traffic to escape jams, especially during rush-hour periods.

Parking is also a lot easier, as less space is required while many car parks offer free or discounted parking for those travelling on two wheels.

Running costs may also be lower with bikes than cars, as they tend to be more economic with their fuel consumption and therefore do not feel the effects of rising fuel prices quite as much.

It’s also possible to save on servicing and road tax, meaning owning a motorbike or scooter has financial benefit too as well as providing a quicker alternative to walking.

The differences between the two

While both vehicles have two wheels, there are some very subtle differences between the two.

Scooters tend to offer more style and comfort on the road where as motorbikes are commonly built for speed on the open road.

Riders can sit in comfort on a scooter as their feet will be in front of them, rather than astride the vehicle as is seen on a motorcycle.

A scooter is usually smaller in size and they have grown steadily in popularity during the last century, following their introduction shortly after the First World War.

The official definition of a scooter from the Motorcycle Industry Association (MCIA)states that the engine will be an integral part of the rear suspension.

This is regardless of engine capacity or wheel size allow an engine is typically below 125cc – there are however some designs that are significantly above this.

Among the most well-known scooters is the Vespa from Italian manufacturer Piaggio, which is small and often brightly coloured.

Motorbikes on the other hand tend to have larger engines and will be much bigger as a result, featuring larger tyres and larger chassis.

They are designed for the open road with speed being of primary importance, with many engines designed to give powerful acceleration from 0-60mph.

Official government guidelines on riding a motorcycle or scooter are available, detailing the need for the correct licenses and insurance among other aspects.

Car failed to start this morning? Why you’ve joined millions of other drivers this year

Ian Houghton — Mon, 16 Dec 2013 14:00:15 GMT

Nothing is more frustrating than turning the keys on the ignition only to find that your car won’t start. With the kids to drop off at school, and that work meeting to get to, time is of the essence, which is why you’ll probably be straight on the phone to your breakdown cover provider.

If you’ve had car trouble in the past it’s tempting to think ‘why me?’, but while you may think you’re the only one facing vehicle hurdle, after vehicle hurdle, millions of other drivers have also had to face their fair share of motoring-related mayhem.

Research conducted by Kwik Fit* has revealed that in the past year alone a staggering 2.829 million drivers have reported that their car failed to start, while a similar figure (2.449 million) revealed that they were struggling to start their vehicles.

And how did these drivers get back on the move? Well for 1.923 million, the simple answer was getting in touch with their breakdown provider, while 1,709 million were lucky enough to get a jumpstart from another car.

2.112 million drivers needed their car battery to be recharged to help get them back on the road. With 7.5 million drivers experiencing problems with their battery over the last year, it may come as no surprise that 44% of drivers (14.7 million) have never taken the time to check the health of their battery.

24% of drivers we also clueless when it came to the age of their battery, with this figure more than doubling for those in the 18-24 age group (49%).

Commenting on the figures, Roger Griggs, director of communications at Kwik Fit, said: “A car’s battery strength is ultimately determined by the amount of ‘work’ it is doing. With the ever increasing levels of in-car technology in recent years, such as air conditioning, digital stereo systems and satellite navigation – car batteries are under more strain than ever before. Weak batteries could leave drivers stranded or damage the car significantly, leaving people in either a dangerous situation or with a significantly more expensive repair charge than is necessary.”

Sources

* https://www.kwik-fit.com/news.asp?id=KWF-N10321

The five best family cars of 2013

Ian Houghton — Tue, 03 Dec 2013 14:00:14 GMT

Family cars might not get the opinionated presenters of the typical prime time motoring show excited but saloons, hatchbacks and estates can be star performers in their own right. These are some of the best according to the Sunday Times Driving:

1. Volkswagen Golf

Heading the list is the new Volkswagen Golf, which has come a long way since the first model was introduced in 1974 as a replacement for the iconic VW Beetle. Now into its seventh generation, the Golf is lighter, quicker and more economical than the already class-leading car it replaces. It's able to make 0-62mph in 7.5 seconds and starts at £16,495.

2. BMW 3-series

BMW's 3-series is just as suited to long-range driving as it is to making the school run. Providing better than 60mpg, the core model 320d SE also has better performance and handling than rivals like the Audi A4 and Mercedes C-class. The champion in the small saloon class will cost you anywhere between £23,185 to slightly more than £40,000.

3. Mercedes-Benz E-class estate

If you actually have a family to transport, you're guaranteed to appreciate this car's huge boot space. If you want to carry a load but don't want an SUV or MPV, the Mercedes-Benz E-class estate is one of the classiest workhorses around and starts at £34,665.

4. Audi A6 Allroad

The Audi A6 Allroad 4-wheel drive is a great all-rounder, greatly improving on its predecessor models. If you opt for the twin-turbo model, you'll find yourself out-accelerating a Porsche Boxster but still be getting more than 42mpg. It's a little pricey, starting at £43,805 but it looks great and performs even better.

5. Skoda Octavia Estate

If you're of a certain age you might recall the time when the only car that was naffer than a Skoda was the Russian box-on-wheels that was the Lada. Those days are long passed however and Skoda is now seen as reliable and respectable, if still not exactly sexy. The Octavia Estate is based on the same platform as the Golf Estate but comes in a lot cheaper, starting at £16,790. It has a cavernous boot and if you're looking to match performance with affordability, this one is hard to beat.

For further driving advice why not visit the government’s website?

Snow sense: Top tips for driving in the snow

Ian Houghton — Tue, 26 Nov 2013 20:00:19 GMT

While many parts of the country yet have to see the first flakes of snow fall, forecasters have warned that chilly winds and a barrage of heavy snow is just around the corner as the UK prepares for what could be its worst winter on record*.

Although many will hope to avoid the worst of the weather by staying in the warm and dry and ordering everyday essentials and more online, others will have no choice but to hit the road and face the elements. If you are set to be behind the wheel for the best part of 2013, follow these top tips for driving in the snow.

Make sure your windows and roof get the all clear

Deposits of snow and ice may build up on your windows, roof and your car hood and it is important that these are all cleared before you set off. An ice scraper may serve just as well for clearing ice as thin layers of snow, and you may also want to use a spray on de-icer to help the job along.

Covering you car with a protective sheet as soon as it is parked is also a great way to keep your car snow and ice free.

Take the right action if your car goes into a skid

Driving in higher gear and avoiding high revs**are good courses of action to take to try and avoid your car skidding in slippery conditions. If you drive an automatic, follow the guidance outlined in your manual.

If you car does begin to skid when you are out on the road, it is important to remember to take your foot off the pedals and steer. If you find you can’t steer our way back on course, then it is only at this point that you should utilise your brakes.

Plan your journey

More roads may be subject to closure or larger build ups of traffic so it is important to plan your journey well ahead of time. Stay tuned to local traffic reports and contact your local authority to see which roads on your route have already been gritted.

If road conditions are bad, you may want to see if you can avoid your daily commute and work from home.

For further information on winter road conditions visit the Highways Agency website.

Sources

*http://www.express.co.uk/news/uk/444385/Long-range-UK-weather-forecast-warns-snow-storms-and-Arctic-winds-could-last-SIX-months

** http://www.iam.org.uk/component/content/article?id=20390

Love EVs? Welcome to the electric motorbike

Ian Houghton — Wed, 20 Nov 2013 14:00:17 GMT

Electric cars are slowly entering the market but now it seems a slightly smaller vehicle could be about to hog the limelight.

The Saietta R is an electric superbike and it has been selected to represent British innovation in clean technology during a trade mission to Colorado in the USA*.

London-based clean technology firm Agility Global created the motorcycle which is capable of achieving 0-60mph in just 3.9 seconds.

It is also deemed to be one of the most energy efficient vehicles on the road, capable of covering around 386 miles per gallon.

UK Trade and Investment selected the bike to be shown at the Colorado event with the machine due to be officially launched in 2014.

To date it has been on display in the National Motorcycle Museum while Agility Global has high hopes that the bike will help the business to develop global networks.

Lawrence Marazzi, chief executive of the firm, said: “The UK is at the forefront in key areas of research and development that solve the global pollution and emission problems that larger cities face.

“Increasing levels of investment are channelling into the sector – this presents an obvious and significant market opportunity for businesses like ourselves to create tangible solutions to shape a more energy-efficient future.”

The third quarter of 2013 saw sales of electric cars rise by 25% with more than 1,100 people signing up for the government’s £5,000 plug-in car grant – the highest amount since the scheme’s introduction.

Currently, the majority of electric motorbikes on sale are limited to speeds of around 60mph, meaning they are unable to travel at top speeds on the nation’s motorways.

To date, a major factor in the sale of electric vehicles (EVs) has been their limited range on one electrical charge, but researchers at De Montfort University are hoping to change this**.

“Range-anxiety” is an issue which determines how well electric models are selling and the researchers are keen to find ways of extending the range of EVs.

The £375,000 study is looking for more fuel efficient ways of increasing the range which will consequently make EVs more appealing to the market.

One possibility would be to add a small combustion engine for larger journeys, which can be used when electrical power sources are low, although there is plenty of room for development.

The official government website has further details for motorcycle riders.

Sources

*http://blueandgreentomorrow.com/2013/11/15/electric-superbike-to-represent-britain-in-cleantech-trade-mission/

**http://www.thegreencarwebsite.co.uk/blog/index.php/2013/11/12/scientists-look-for-a-cure-for-electric-car-range-anxiety/

Distracted behind the wheel? Why hand’s free phones could be a major culprit

Ian Houghton — Wed, 20 Nov 2013 14:00:13 GMT

Driving takes a lot of concentration and attention to the road – after all you never know what the car in front or behind may do at any given moment.

But now it seems there may be a reason for that person driving without due care and attention – they might be using a hands-free kit*.

Road safety campaigners Brake said a Freedom of Information request showed more than 500,000 people have points on their licence for using a phone or being otherwise distracted.

As a result they are calling for a ban on hands-free kits in vehicles as well as for hand-held devices, although this may take time to translate into policy, if at all.

The charity has called for a penalty for calling and texting behind the wheel to be increased from £100 to between £500 and £1,000.

Brake’s campaign is supported by the Association of Chief Police Officers and the latest figures were released to mark the beginning of National Road Safety Week.

It is now ten years since the ban on using a mobile phone in a vehicle was introduced and now Brake is saying even a hands-free kit can cause distraction to a driver.

They pointed to research that suggests that 98% of motorists are unable to use a phone without diverting their attention from the road.

According to the charity, eating, drinking and smoking while driving are all factors which increase the risk of having a crash.

As a result, they are asking callers to refuse to speak to people who are driving and for drivers to turn their phones off during travel.

Julie Townsend, deputy chief executive of Brake, said: “More and more of us have smartphones and find it hard to switch off, even for a minute.

“While there are enormous benefits to this new technology, it's also posing dangerous temptations to drivers to divert their concentration away from the critical task at hand, often putting our most vulnerable road users in danger.

“Many people who wouldn't dream of drink-driving are succumbing to using their phone and other distractions while driving, oblivious that the effect can be similar and the consequences just as horrific.”

The police have the power to arrest anybody who is deemed to not be in control of their vehicle while such an offence carries three penalty points and a £100 fine.

Road safety can also depend on drivers being insured, with additional information available via the Motor Insurers’ Bureau.

Sources

*http://www.bbc.co.uk/news/uk-24982173

Five ways to give your caravan a new look

Ian Houghton — Fri, 15 Nov 2013 20:00:13 GMT

Summer may be over and the caravanning season may be on hold for another good few months, but that doesn’t mean you have to watch your caravan gather dust throughout autumn and winter.

If you’re looking for something to keep you busy as the temperatures plummet and activities become increasingly restricted to the indoors, why not revamp your caravan and get it looking stylish in time for next holiday season?

You don’t have to make huge changes to make a dramatic impact on the aesthetics of your caravan. Here are a few quick, easy and affordable ways to achieve a fresh look for your trusty holiday companion!

1. Soft furnishings

A good starting point is to tackle any old seat pads and mattresses. Having new foam cut to fit will ensure your caravan is comfortable and more hygienic come spring/summer next year. You could also make or invest in new cushion covers – opt for elasticated so they are easy to remove when you fancy a new colour scheme.

2. Floors

From muddy boots to sandy feet, caravan floors have seen it all, and it often shows. Replace worn floors with self-adhesive vinyl tiles (which are very easy to keep clean) or cheap carpet tiles in a colour of your choice. The floor often gets forgotten, but it really can make all the difference to the look and feel of any interior.

3. Walls

A fresh lick of paint can work wonders, so brighten up your caravan with some brightly coloured paint or carefully chosen wallpaper. Wash down the walls with sugar soap to start with and then roll on several layers of paint for a great finish – just make sure you get the right paint for the walls.

4. Accessories

New walls and floors can make a massive difference but a few choice accessories can do the same. Sourcing some funky new cushions or quirky car boot finds (think lighting, picnic-ware and wall art) can make your caravan really special. It’s also a great way to add a personal touch.

5. Personal touches

As well as stocking up on unique and colourful accessories to give your caravan the wow factor, why not go even more personal and use your holiday memories to create something that no one else can emulate? For example, every time you go on holiday, each family member could find a large stone, write a memory on it and put it in a pretty jar.

Bear in mind that any significant modifications could impact on your motorhome & caravan insurance.

Freedom of having a car could be ‘taxed out of existence’ as maintenance costs soar

Ian Houghton — Thu, 07 Nov 2013 20:00:22 GMT

Brits have been hit hard by the tough economy and soaring cost of living, with the cost of owning and running a car adding substantially to their financial woes.

Car maintenance costs have rocketed, with the cost now 57% higher in real terms than it was in 1987*.

This is according to research by the House of Commons Library, which found that the combined cost of vehicle tax and insurance is 117% higher than 25 years ago.

Transport campaigner, Tory MP Robert Halfon, said the rise could be partially attributed to “trendy, anti-car green policies” imposed by politicians.

Vehicle excise and insurance

While vehicle excise duty cost motorists a flat rate of £100 in 1987, drivers in 2013 are facing annual bills of up to £490, depending on a car’s emissions.

Insurance costs have witnessed similarly dramatic rises, increasing from an average of £280 a quarter of a century ago to £652 for fully comprehensive and £1,057 for third party, fire and theft.

This has been attributed to a sharp rise in personal injury claims, such as whiplash, and an increase in younger drivers, who insurers perceive as high risk and therefore charge more.

Rising prices ‘hurting families and businesses’

Fuel is another contributing factor in the rising cost of running a car and with petrol and oil costs soaring by 64% in 25 years, motorists are forking out more than ever before.

Much of this accounts for government imposed fuel duty, a levy which is among the highest in Europe.

Mr Halfon MP called on the Chancellor to reduce both vehicle excise duty and fuel duty.

He said: “Motorists are amongst the most hammered taxpayers in Britain. Wherever they look, they are hit by one charge or another – whether it is the high cost of fuel, insurance charges, vehicle excise duty or speed cameras.

“Enough is enough. This is hurting families and businesses. We need radical reform to look at how Britain can afford to get motoring again.”

A good way to protect yourself from unexpected costs is to invest in breakdown cover; this can give you peace of mind in the event of a breakdown and where your finances are concerned.

Source:

*http://www.dailymail.co.uk/news/article-2483886/The-driving-costs-rocketed-117--Cost-vehicle-tax-insurance-soared-past-25-years.html?ITO=1490&ns_mchannel=rss&ns_campaign=1490

Five memorable motorbikes from the movies

Ian Houghton — Thu, 07 Nov 2013 20:00:11 GMT

Throughout the years motorbikes have often had an understated role on the big screen but in some cases the two-wheeled machines really hog the limelight.

Of course a leading cast often helps enhance the spectacle of any given motorcycle scene but more often than not, it is the bike that is catching the eye.

Here’s a few of the more memorable moments of motorcycle madness to hit the big screen.

Wallace and Gromit: A Close Shave

The trusty duo have a knack of tinkering with things and their traditional looking bike and sidecar is no different.

As well as being the fundamental part of Wallace’s window cleaning service, the bike takes on a slightly different form as Gromit takes on the evil sheep-hoarder Preston.

The little pooch is seconds from flying off a cliff to almost certain doom, when the press of a button sees the sidecar transform into an aeroplane, complete with a porridge cannon!

The Great Escape

In what is possibly one of the most recognisable movie scenes of all time, Steve McQueen has his Nazi captors chasing shadows as he makes a mad dash for the Swiss border.

However he was not to be successful in his escape, getting tangled in a second set of barbed wire despite a death-defying leap across a first checkpoint.

The majority of the film is based on a true story, but the motorcycle escape was nothing more than fiction – McQueen and his Triumph TR6 did however create a piece of film history.

Wild Hogs

Grown men looking for a return to their youth with the help of several powerful Harley Davidson Motorcycles is almost too good to miss.

Facing midlife crisis, the quartet of Tim Allen, John Travolta, Martin Lawrence and William H Macy embark on a comedy journey that has disaster written all over it from the start.

Terminator 2 Judgement Day

What more does a film need than to see Arnold Schwarzenegger turn up on a Harley Davidson Fat Boy to save the day?

Evil terminator Robert Patrick is looming down on Eddie Furlong on his dirt bike – and the stage is set for Arnie to make his move...

The Dark Knight Rises

Batman’s motorcycles have gradually evolved over the years and there is perhaps nothing more spectacular than the Batpod with its huge 20 inch tyres.

The Harley Davidson and Yamaha Catalina 250 pale into insignificance when compared to the hulking machine now employed for the defence of Gotham City.

Motorbikes provide a great deal of exuberant big-screen action, but it’s important to remember the need for motorbike insurance if riding yours out on the road!

New online service to warn drivers of gritted roads to keep city moving

Ian Houghton — Fri, 25 Oct 2013 14:00:56 GMT

Colder weather has started to have an impact on UK and council bosses in Glasgow have planned to tackle icy roads by introducing an online service.

The Scottish city is going to offer drivers the chance to find out which streets have been gritted and at what time.

The new service is designed to keep traffic moving, with real-time information being transferred by gritters to enable drivers to plan their journeys.

Last year, gritting began in October and carried on until 14 April 2013, resulting in 20,000 tonnes of salt being spread*.

Brian Devlin, Roads boss said: “While last winter was not considered severe, it was prolonged and had one of the coldest March months on record.

“The gritting operation continued on a 24/7 basis and all priority carriageways and footways were maintained free if ice”.

A number of priority routes have been earmarked for gritting, this includes all bus routes, A or B roads which are not bus routes. Routes used for dropping off points for special school buses and ambulance, roads to fire and police stations, bus garages and emergency vehicle bases will also be included.

The salt used to grit the roads is called ‘Safecote’; it can be applied at a lower spread rate allowing gritters to travel further before reloading.

Safecoat is more environmentally friendly and is 82% less corrosive than normal salt.

A number of extra drivers will be on standby to add to the 16 permanent nightshift drivers.

Keeping Glasgow moving and open for business as well as the safety of people are the priorities for the city’s council.

Glasgow Council used Twitter to keep people informed about closures and weather information.

The new service will be available from the council’s website and will include a host of information and advice about traffic conditions, gritting updates and how to get about in snowy conditions.

If you are a driver, ensure you’re always protected in the uncertain winter weather by taking out suitable breakdown cover.

Sources

*http://www.eveningtimes.co.uk/news/new-online-service-tells-drivers-when-roads-have-been-gritted-139200n.22390418

New motorbike set to break 400mph barrier

Ian Houghton — Fri, 25 Oct 2013 14:00:32 GMT

A motorbike has been designed to smash the current speed record and reach in excess of 400mph*.

The recently announced Castrol Rocket underwent initial tests in September at the Bonneville Salt Flats in Utah in the US and a record run is expected soon.

The current record stands at 376.156mph, but with a number of design aspects built to achieve top speeds, it is hoped the Triumph-powered Castrol Rocket will outshine this.

The cigar-shaped projectile is a carbon-fibre streamliner powered by a pair of Triumph Rocket III engines which have been turbocharged and tuned by Carpenter Racing to put out a combined 1,000bhp**.

In addition to this, the bike is said to manage over 500lbft of torque.

The Kevlar-skinned streamliner boasts Goodyear Land Speed Special tyres designed for speed and runs on methanol.

The bike has finished tests on the Bonneville Salt Flats and the record run is due to take place shortly.

The Castrol team includes engineer Bob Carpenter, aerodynamicist Matt Markstaller and professional motorcycle rider Jason DiSalvo, 29, who will be riding the bike for the world-record attempt.

Will history repeat itself?

It is hoped the Castrol Rocket will return the world motorcycle speed record to Triumph, which last held the two-wheeled title between 1955 and 1970 with a top speed of 245mph***.

However, the Castrol team has some competition on their hands, with the current record holder also keen to break the 400mph barrier.

The 376mph record was set by Rocky Robinson in 2010 and he plans to clear the 400mph hurdle with his Ack Attack bike.

It goes without saying that attempts to break motorcycle speed records should be left to the professionals. Sticking to the speed limit ensures the safety of yourself and others, while motorbike insurance gives you the peace of mind to enjoy your time on the road.

Sources:

*http://www.visordown.com/motorcycle-news--racing-news/triumph-aiming-for-400mph/23399.html

**http://www.foxnews.com/leisure/2013/09/04/castrol-rocket-motorcycle-aims-for-400-mph/

***http://www.express.co.uk/news/uk/427773/A-400mph-motorbike-puts-the-world-speed-record-in-Triumphs-reach

Colourful cars cost more: Paint jobs beyond the norm command premium prices

Ian Houghton — Fri, 25 Oct 2013 14:00:28 GMT

For those people that dream of owning a brightly coloured car, they will be shocked to hear that they will probably have to pay a lot more* for the privilege.

It comes following an investigation by Auto Express Magazine who discovered that manufacturers are charging more money for colours that are not deemed the ‘norm’.

In some cases it is costing customers hundreds of pounds – even for basic colours including white, which is growing in popularity.

The study found that many of the mainstream car brands now offer one basic colour free of charge with a greater chance only available if customers choose to upgrade.

This in turn pushes the prices up – by more than £500 in the majority of cases.

For instance, the magazine says that Spanish car maker SEAT only sells a new Alhambra in Salsa Red if a customer wants to avoid extra cost.

It goes on to note that white will cost an additional £175, black metallic £500, or even changing to bronze which will cause customers to shell out an extra £635.

A spokesman for SEAT told the magazine that the additional charges were to help fill the financial gaps that come as a result of purchasing costly paint products.

One such car where white will not cost any extra is that of the Nissan Juke, although it will cost £500 if a customer wants anything a little less bland.

Likewise the Citroen DS3 comes in flat white at no extra cost but a non-standard paint job will cost upwards of £450.

It seems the size of the car has little impact on the cost of the colour change either, as SEAT’s non-metallic white costs the same for both its large and small scale car products.

Super-luxury cars are no different, as Bentley customers can expect to pay up to £20,000 for their preferred satin finish and colour on a Continental GT Coupe or Convertible.

It’s a similar story with Ferrari who charges a premium for their Azzurru California and Rosso Dino tints.

Steve Fowler, Auto Express editor in chief, said: “Never mind Fifty Shades of Grey. One has to wonder whether motorists are victims of fifty shades of rip-off when it comes to a car’s paint job.”

If you’ve recently purchased a new car – be it brightly coloured or otherwise – you’ll need car insurance just in case anything should go wrong while you’re out driving.

Sources

*http://www.dailymail.co.uk/news/article-2463891/Hidden-cost-colourful-cars-Motorists-forced-pay-extra-want-vehicles-shades-manufacturers-dont-consider-norm.html

Highest September new car sales for five years

Ian Houghton — Thu, 10 Oct 2013 20:00:29 GMT

New car sales in September reached their highest monthly figure for five and half years, research has revealed*.

Fuel efficiency and the latest 63-plate has attracted a great deal of buyers according to the The Society for Motor Manufacturers and Traders (SMMT).

The SMMT has revealed 403,136 new cars were registered in September, a rise of 12.1% compared to September of last year.

September is when car sales are traditionally higher as it’s one of the two months new plates are issued.

Car sales have been rising for 19 months, with UK manufactured cars accounting for one in every seven sales.

The Ford Fiesta emerged as the UK’s top selling car with 20,600 sold in September. This was followed by the Vauxhall Corsa with 14,500 cars sold.

The SMMT's chief executive, Mike Hawes, said: "The UK market is reflecting growing economic confidence."

"Robust private demand has played a major role in this growth, with customers attracted by exciting, increasingly fuel-efficient new models which offer savings in the cost of ownership."

Buyers are now returning to the car market after a period of restraint during the economic crisis, with recent figures reflecting improved consumer confidence, according to the SMMT.

Drivers have typically replaced their cars every three years, but due to the economic downturn many have prolonged the time frame in which they trade in their old vehicle for a new model.

The UK car market is the second biggest in Europe after Germany and recent figures suggest growth is likely to continue.

Richard Lowe, an analyst at Barclays, said: "As we head into the quieter months, I suspect we'll see sales hold firm, keeping the UK market zooming ahead of our European counterparts".

UK buyers have bought 1.79 million new cars compared to 2.22 million in Germany, narrowing the gap to 6%.

If you have purchased a new car in recent months, it is important to take out car insurance to ensure that you and your vehicle are covered for a range of unexpected scenarios.

Sources

*http://www.bbc.co.uk/news/business-24396562

What really infuriates us when we’re driving? Late brakers and non-indicators of course

KatieFawcett — Mon, 07 Oct 2013 20:00:22 GMT

The annoying habits that drive us mad on the roads have been revealed and those who brake suddenly before turning without indicating top the list*.

It’s very easy to see why this infuriates drivers and the latest poll of motorists has revealed the top 50 motoring bugbears that drive us all to the edge and back.

While some of the behaviour is that commonly associated with inconsiderate drivers, there were also some strange and unexpected gripes.

These included having bird poo on the windscreen and people watching you as you park, as well as even having to fill up the car with petrol.

As road rage goes though, it’s those who tailgate, use their mobiles and cut people up that seem to really get on our nerves.

Motorcyclists who weave in and out of traffic are also a pet peeve, as are parking charges, potholes, traffic jams and getting lost.

The study of 2,000 motorists also discovered that 60 per cent of drivers felt stressed behind the wheel while the average driver uses their vehicle ten times a week at an average of 24 minutes a trip.

This means they spend almost 208 hours on the road every year while four in ten drivers said they feel more stressed on a morning commute than at any other time.

“On journeys where there is no particular hurry, the odd traffic jam or getting lost is no big deal,” explained Simon Pearson, of First Bus in Manchester.

“But on days where drivers want to get somewhere quickly and efficiently - such as when commuting to work, taking the children to school or getting into town - high parking costs, busy traffic, road works and inconsiderate drivers can take its toll.”

People overtaking when a vehicle is already travelling at the speed limit also infuriates drivers, as does travelling behind slow-moving vehicles like lorries, tractors and caravans.

Meanwhile the need to get a car serviced, taxed and MOT’d also annoyed road users.

Having a break down while out on the road can also prove irksome for drivers. Take out breakdown cover to ensure you are covered.

Sources:

http://www.dailymail.co.uk/news/article-2430216/What-really-drives-mad--late-breakers-bird-poop-Poll-finds-50-motoring-bugbears.html *

Social network for bikers launched

Ian Houghton — Mon, 07 Oct 2013 20:00:16 GMT

Social networking sites are all the rage, and a wide variety have cropped up in recent years to cater to the needs of specific groups from the over 50s to pet lovers.

Now those motorists who are a fan of two wheels rather than four, can share their passion for motorcycling via a new smartphone app that connects motorcycle riders from all four corners of the globe.

The WeRide app is the first social application for smartphones intended exclusively for motorcyclists. The app is completely free for iOS and Android devices, and is available in eight languages.

The range of features on the app include ‘WeChat’ giving keen bikers the chance to instantly chat with others as well as giving them the ability to share motorcycle trips, send routes and pictures.

Almost 50,000* bikers are already part of the WeRide community, and with the range of features also including Friends, Groups, Routes and Geolocation it’s not hard to see why.

There are also a range of other apps on the market that may be prove handy for those putting rubber to the road on their prized motorbikes. Here are just a few:

UK Motorcycle Theory Test Lite

This free app gives you access to official motorcycle theory tests and is available on iPhone, iPad and iPod touch. As the saying goes ‘practice makes perfect’ and UK Motorcycle Theory Test Lite gives you the chance to practice for your theory test with the official Driving Standards Agency question bank.

The REALRIDER app

While most motorists take every possible precaution to ensure that their time on the road is a safe as possible, the reality is that accidents do happen. RealRider is a free app available for the iPhone, iPod and the iPad which boasts hazard reporting and safety tools. The app will also contact the Ambulance Service with your last known GPS co-ordinates and medical details in the event of a crash. Who knew apps could do so much?

If you are an avid motorbike rider, it is important to secure motorbike insurance to ensure that you are covered for your time on the road.

Sources

*http://www.motorcycletrader.net/WeRide--THE-FIRST-SOCIAL-NETWORK-FOR-MOTORCYCLE-RIDERS.5514980.cms

Family cars emerge as most popular used vehicles

Ian Houghton — Tue, 24 Sep 2013 14:00:27 GMT

Family model cars have beaten the popularity of 4x4s in the used car market over the last six-months according to Glass’s reports.

The most popular and fastest selling used car during August was the Ford B-MAX, with an average selling time of 25.5 days.

Following in at second place was Chevrolet’s Orlando at 29.0 days and the Ford Focus CC at 32.6 days in third place.

Six out of ten of the quickest selling cars have been family vehicles changing the trend for the first time in seven months.

Rupert Pontin, chief editor, said family cars are always going to soar in popularity, especially over the summer holiday period.

“That’s not to say convertibles have totally missed out, they do take three out of the top 10 places again reflecting the time of year and the excellent weather that continued right throughout the summer,” he said.

The survey shows the Nemo Multispace as being the most popular choice, being very close to the top 10 all year.

The Hyundai i30 is also selling very well, due to its promises of being value for money and high quality, leading to the car to take a prominent place in the market.

Mercedes Benz fell under the worst performing cars, with an average of 138.3 days to sell.

MG’s TF came in with a sale time of 114.0 days while the Ford Streetka took 94.7 days.

Pontin added: “The Chrysler Ypsilon has now become a regular in the ten slowest selling cars, and there is no surprise to see it’s still struggling to find retail demand and identity in a crowded market. The CT200 is also struggling, but with poor image and low spec levels when pitched up against competitors. The Nissan LEAF will be one to watch – it is coming to the market in greater numbers but there is still distrust and low demand for electric vehicles of which I think the LEAF is an excellent one.”

Whatever style of car your own, taking out car insurance will help to ensure that you are covered in the event of an accident, damage to your vehicle and more.

Sources

*http://fleetworld.co.uk/news/2013/Sep/Family-cars-take-over-from-4x4s-as-most-popular-used-cars/0434010897

Tyre safety key for motorway driving says IAM

Ian Houghton — Wed, 18 Sep 2013 14:00:15 GMT

Drivers should check their tyres on a regular basis to avoid accidents on motorways according to the Institute of Advanced Motorists (IAM).

In the three months between the start of April and end of June this year, there were 3,852 tyre-related incidents, an average of 1,284 a month*.

Repair costs for tyres can be expensive but it can cost more if a tyre bursts and roadside recovery is required, leading to IAM latest message.

The UK’s largest independent road safety charity, has urged drivers to keep their tyres in check by observing several simple steps and not putting off repairs if they are required.

Motorway Month is attempting to highlight the dangers to drivers of unsafe tyres and says there are several key aspects to keep an eye on.

Measuring performance of the vehicle can indicate the state of the tyres as the grip, handling and fuel economy will all improve if the tyres are in good condition.

Ensuring tyres are pumped up is also important as they are more likely to get damaged when under-inflated while it also costs more as fuel consumption is increased on poor tyres.

Inspecting tyres for any uneven wear, cuts or bulges is also important while any items embedded in the tread could lead to the gradual release of air from within the tyre.

Finally, effort must be taken to ensure that tyres are road legal which means the tread depth must be at least 1.6mm although it is wise to replace tyres as soon as it is less than 3mm.

Failure to do this not only heightens the likelihood of having an accident but if caught it can result in financial penalties and points on the license, with the car often being removed from the road too.

IAM chief examiner Peter Rodger said: “Regular tyre checks are the best way to keep on top of maintenance and avoid those nasty surprises both to your vehicle and to your wallet.”

Incidents on the road lead to vast delays and cost the economy billions of pounds each year, so it is best to reduce the risks by taking time out to check the condition of tyres.

Should something go wrong when driving on the motorway, having breakdown cover can help to ensure that you can get back on the road.

Sources

*http://www.iam.org.uk/media-and-research/media-centre/news-archive/20299-tyre-safety-key-to-motorway-progress

Anti-speeding devices could be fitted to cars under EC plans

Ian Houghton — Wed, 18 Sep 2013 14:00:11 GMT

Drivers of EU cars could see their vehicles fitted with anti-speeding devices, under new safety measures currently being proposed by the European Commission (EC).

The new road safety measures would see cars fitted with devices which hit the brakes as soon as the vehicle goes above the speed limits displayed on road signs.

As a result cars would be limited to 70mph* in the UK with new cars being fitted with the devices and vehicles already on the road having to go to a garage for installation.

The EC has asked for his views ahead of the formal publication of the proposals in the coming months.

Under a new road safety programme, the EC’s Mobility and Transport Department want to cut the number of traffic accidents by a third by 2020, with the use of Intelligent Speed Adaptation technology (ISA).

Currently, more than 30,000 people die on EU roads each year while 1.5 million are injured, with 120,000 permanently disabled as a result.

However, Transport Secretary Patrick McLoughlin has told officials that the UK already has an exemplary road safety record – one of the best in Europe – with numbers continuing to fall.

The number of people killed on our roads last year dropped from 1,901 to 1,754 – the lowest recorded figure and considerably lower than France (3,645 people) and Germany (3, 657).

ISA technology can work by using cameras to read road signs or by using satellites which communicate limits with vehicles from databases.

It then uses one of three controls to slow the vehicle, with the simplest being to alert the driver with an alarm giving them the opportunity to slow down.

The other two measures break the car, either through ‘driver select’ which can be disabled by the driver, or by the ‘mandatory’ setting which doesn’t allow speeding under any circumstances.

While the plans are a long way away from being implemented, drivers are encouraged to invest in breakdown cover to ensure help is at hand if they need it.

Sources

*http://www.dailymail.co.uk/news/article-2408012/Britain-fights-EUs-Big-Brother-bid-fit-car-speed-limiter.html

Football with motorbikes...yes really!

Ian Houghton — Tue, 10 Sep 2013 20:00:24 GMT

Sport from the comfort of a vehicle is apparently a lot more common than we may realise.

This year, the French market town of Neuville-de-Poitou hosted the Championnat d’Europe des Nations de Motoball – the European Motoball Championship.

Put simply, this unique event is the sport we know as football, but on motorbikes.

In the heart of the wine country in Western France, more than 20,000 people flocked to the small town to witness the event.

Six teams competed for the tournament – Russia, Belarus, Holland, Germany, Lithuania and the home nation, France.

Of those sides, the Russian’s were the only professional outfit – having won eight of the previous ten competitions – and were considered favourites.

Motoball is almost unknown in the UK, yet France has 15 motoball clubs, with Neuville having won four of the past five competitions.

Indeed, the French national team includes four Neuville players, partially the reason for the tournament being held there.

Each squad comprises eight riders on 250cc highly tuned motorbikes and two goalkeepers who are on foot although only four riders and one goalie can be on the pitch at once.

The playing area is the same size as a regular football pitch; with the only difference being that is concrete rather than grass.

Goals at either end are fronted by a two-metre green semicircular penalty area which only the goalie and referees may enter.

There are two officials and two linesmen while the ball is about 40cm in diameter and weighs around 1kg.

The rules are relatively simply, as the ball maybe kicked or held next to the bike with the rider’s foot but never handled.

It can be headed too although that is probably not a wise move, while matches are split into four periods of 20 minutes, with ten minute breaks in between to carry out running repairs.

The sport is fast, ferocious and very skillful, with tackling occurring at speeds of up to 50 miles per hour, certainly making motoball a sport not for the faint hearted.

Following six days of competition, Germany emerged victorious.

If you are a keen motorbike rider, it is important to put motorbike insurance in place to ensure you are covered whilst out on the road.

Unemployed drivers are being penalised when it comes to car insurance

Ian Houghton — Fri, 06 Sep 2013 14:00:43 GMT

Drivers without a job are facing higher car insurance premiums than those in employment, following a survey into variations in policy charges.

They were not the only people to suffer though, as divorced motorists and parents also saw steep price hikes on quotes for policies.

Consumer group Which? studied a cross-section of the questions many insurers ask when deciding on charges for drivers.

Significant difference

They found that one leading firm was charging as much as 22 per cent more* if the person looking for a quote was unemployed.

Which? obtained quotes from a number of leading UK insurance firms to produce the survey.

The consumer watchdog said: “Being unemployed can be difficult enough but it seems that car insurers are prepared to add insult to injury.”

Several factors were altered on each quote, but some aspects remained the same throughout.

A ‘low-risk’ Ford Focus Zetec and a ‘high-risk’ BMW 120 Sports Coupe were the two vehicles chosen for the study, while the two driver profiles varied.

One was a driver in their mid-40s from a rural area while the other was a motorist in their mid-30s from South London.

Other additional factors were then altered to see what else made a difference to the rates. It is always important to be aware of the numerous factors which can affect what you might potentially pay for a car insurance policy.

Alongside the more obvious factors such as age, location and job type, issues such as the status of your no claims bonus and your group rating can become very important.

The value of car Insurance

It is important to remember to take out car insurance when you buy a new car. This will ensure that you are protected both legally and financially on the roads.

Sources

*http://www.mirror.co.uk/news/uk-news/unemployed-divorced-motorists-pay-more-2179472

How much does it cost to keep your car on the road?

Ian Houghton — Fri, 06 Sep 2013 14:00:34 GMT

When buying a new car, the main thing people consider is the price on the windscreen, but with running costs easily eclipsing the purchase price over a lifetime, there are other things to consider. You might have found your dream car at a bargain price, but with its annual bill coming in at double that, it might not be worth splashing the cash.

It can be difficult working out just how much it does cost to keep a car on the road, but CAP Automotive has launched a new online tool that can do the maths for you. The Total Cost of Motoring tool, available for free on the website, will allow motorists to compare the ‘whole life’ cost of a vehicle.

Ben Maguire from CAP said: “Just because a car costs less to buy doesn't mean it will be cheaper to run. Buyers might be better off financially in the longer term by purchasing a slightly more expensive car. Our research suggested a lot of people regretted their purchase because their car was more expensive to live with than they expected.”

Users will be presented with detailed information about the car, with figures for insurance, fuel, finance, maintenance, repair, service and perhaps most importantly, depreciation. Despite the price at the pumps hitting £1.40 a litre, depreciation is still the biggest expense that car owners face.

The CAP tool will help buyers establish which car is going to offer them the best value for money in the long term. Some car adverts have already started using the information provided by the tool as a unique selling point, with the Dacia Sandero Access claiming to be the “least depreciating car”.

The free Total Cost of Motoring web-based tool will soon also be available as a mobile app, where anyone wanting to use the service must register their details, which are then available to car dealers and manufacturers.

You should also compare the market when it comes to car insurance to ensure you invest in the policy best suited to your needs.

Ford Focus sees off stiff competition to be crowned greatest car of last 25 years

Ian Houghton — Fri, 06 Sep 2013 14:00:25 GMT

The humble Ford Focus has been named the greatest car of the last quarter century in a consumer poll to mark the 25th anniversary of the Auto Express magazine, seeing off plenty of stiff competition in the process.

According to the editor of Auto Express, Jack Rix, the Focus beat a number of high-performance vehicles which included “a hot hatch with world rally championship-winning pedigree and the world’s greatest supercar”.

The McLaren F1 and Bugatti Veyron were just two of the high profile models beaten by the humble Ford, despite their strong motoring credentials.

McLaren are world-renowned for their high-powered vehicles while the sports version of the Veyron boasts the accolade of being the fastest legal road car in the world – impressive statistics which put the models in the top ten but didn’t prevent them from being deprived the top spot.

Other notable entries ranked lower than the Ford, but included in the top ten vehicles, included the Audi TT Mk1, Aston Martin DB9, Volkswagen Golf and Rover Mini Cooper.

Meanwhile, vehicles including the Rover CityRover, Skoda Estelle and Nissan Serena found their way onto the list of worst cars for the same period.

The success of the Ford Focus has been attributed to the simplicity and comfort of the design with Rix claiming it redefined family hatchbacks with a winning formula that remains popular today.

These views were shared by Kevin Delaney, Head of Road Safety at the Institute of Advanced Motorists (AIM), who commended the decision to celebrate a family car in the poll and felt the Ford’s universal appeal and affordability also contributed to its rank.

First introduced in 1998, the Ford Focus was an instant success with motorists – topping the UK charts for consecutive years before being replaced by a new, but equally popular, model in 2005.

Irrespective of what car you own, protecting your investment with car insurance is always important.

Poor car maintenance putting drivers at risk

Ian Houghton — Thu, 22 Aug 2013 14:00:14 GMT

The vast majority of drivers are putting themselves at risk by not keeping on top of their car maintenance, research has shown.

Male and female drivers from across the country were polled on how often their carry out maintenance checks on their vehicles, with some worrying results.

It was found that a staggering 84%* of motorists fail to perform regular checks on their car, putting themselves and others in potential danger.

The survey asked how often drivers check engine coolant, their car’s oil levels, tyre tread depth and tyre pressure.

It found that men are marginally better at checking things regularly, but drivers of both sexes are not doing enough to keep their cars healthy.

The survey found that a particularly dangerous 25% of drivers are waiting for as long as half a year before opening the bonnet on their vehicle.

When it comes to engine coolant, experts recommend that drivers check the levels once a week to prevent leaks and risk overheating the engine – a potentially dangerous and expensive risk.

It was found that only 12% of men and 5% of women check their engine’s coolant levels every week, while more than half of drivers never check it at all.

Men are also better at checking their tyre tread depth than women, with 17% of males checking once a month compared to 5% of women. And it seems that men’s tyre attention is better than women’s in more ways than one.

The survey also found that men are four times more likely than women to check their tyre pressure regularly, to ensure they aren’t overinflated or getting flat – both of which can be potentially damaging.

If you are a motorist it is important to regularly check these little things to avoid a dangerous and expensive breakdown on the road.

Drivers are also recommended to invest in breakdown cover to avoid being stranded for hours by the side of the road.

Sources

*http://www.bridgepr.co.uk/news/article/26/over_three_quarters_of_drivers_at_risk_due_to_poor_car_maintenance

3D car printing... what next?

Ian Houghton — Tue, 06 Aug 2013 20:00:16 GMT

A programmer from New Zealand is taking on the car industry one piece at a time by printing a car using a 3D printer.

3D printing has been around for some time now, but the technology has only recently got to a place where printing can be economically viable.

There have been all manner of weird and wonderful creations printed out in recent months, but this effort by Ivan Sentch has to top the lot.

The New Zealand programmer has been printing out the bodywork for a 1961 Aston Martin DB4 piece by piece for several years.

His labour of love – both for cars and technology – is now nearing completion and Sentch reckons he’s about 71% finished.

Using nothing but a $500 3D printer and a wireframe downloaded from the internet, Sentch is close to realising his dream.

He’s still got a while to go though; due to the 3D printer’s size, he can only print pieces that are 4-inches by 4-inches in size, making the whole thing a rather painstaking process.

Even by keeping his trusty printer running all throughout the day, Sentch still hasn’t managed to print off all the parts required.

He’s somehow managed to print out a whopping 2,500 pieces this year, which are slowly being assembled to look like the iconic sports car.

The Aston Martin DB4 from 1961 is highly sought-after model; only around 1,200 were actually manufactured and remaining models go for hundreds of thousands of pounds at auction.

This printed version is unlikely to fetch quite so much as it’s just the bodywork that’s being printed. Once complete, the outer shell will be placed over the innards of a 1993 Nissan Skyline.

We’re not sure how much a 3D printed replica of an iconic sports car would cost when it came to car insurance, but we’d advise Sentch to hunt around for the best quotes.

Top tips for new motorbike riders

Ian Houghton — Tue, 23 Jul 2013 14:00:11 GMT

Whether it’s down to the unrivalled sense of freedom or the high costs of a new car, driving a motorbike is a popular alternative to a standard four-wheeled vehicle. But taking to the roads on two wheels is no mean feat – there is plenty to consider before jumping in the saddle. Whether you’ll be riding a 125cc or a 50cc, here are a few top tips on how to prepare and what to expect.

Intensive study

In order to obtain a motorcycle license, you’ll need to take the practical test on a bike between 75cc and 125cc. The module 1 practical test checks your capacity to do off-road manoeuvres such as cornering and emergency stops and module 2 tests eyesight and includes the road-riding test. In addition to this, you’ll be expected to get your head down and study to pass an equally important theory test.

Know what you need

Since drivers are more exposed on a bike than in a car, you need ample protective gear to ensure you are safe out on the roads. Footwear should provide a high level of protection and cover your ankle area and trousers should be padded. Jackets should be both waterproof and windproof to protect you from the elements and gloves should be simultaneously durable enough to provide protection but light and flexible enough to give you control over manoeuvrability. Helmets are of the utmost importance and should be bought at a specialist shop.

Start saving

Learning to ride a motorbike may be cheaper than learning to drive a car in some cases, but there are still plenty of costs to think about before getting started. Lessons, tests and protective gear all cost a pretty penny – and remember that certain parts of the kit need to be replaced, for example helmets should be replaced every 3-5 years and if they get dropped on a hard surface. The cost of motorbike insurance varies with age but is another expense you need to consider.

Motorists set to clock up 6.3 billion miles on UK staycations

Ian Houghton — Wed, 10 Jul 2013 20:00:14 GMT

While Brits are famed for making a mass exodus to foreign climes as soon as the summer holidays break out, it seems that staycations are also proving popular with UK travellers.

47% of drivers* (15.6 million) taking part in a recent Kwikfit survey revealed they would be taking a holiday on UK shores in 2013, with Brits expected to clock up an average of 405 miles per family holiday.

2.3 million intrepid drivers will be travelling a staggering 800 miles, the equivalent of the distance from Newquay to John O Groats, exploring the UK on holiday.

The South Coast (25%) proved to be the most popular region to visit among UK drivers, with the South West coming in a close second (24%).

The top five was completed by Scotland and Wales (both at 21%) and the Lake District (20%).

The research also revealed that drivers from the Eastern region are likely to put the most rubber to the road on their UK holidays, travelling an average of 450.4 miles. This was followed by drivers from the South East (444.4 miles) and drivers from the North East (444.2 miles).

Commenting on the figures, Roger Griggs, director of communications at Kwik Fit, emphasised the importance of carrying out maintenance checks before get behind the wheel this summer:

“Summer can put a strain on our cars, as they are expected to make long trips, often with heavy loads. It is vital that they are fully checked over before people set off as the last thing holidaying families want is to be stuck at the side of the motorway waiting for a breakdown truck.

“While many drivers will carry out checks when taking their car abroad, we can all be blasé when staying in the UK, even though we could be travelling just as far as on a journey in France.”

To ensure you are covered during your time on the road, it is important to take out adequate breakdown cover and car insurance.

Sources

*Kwikfit press release ‘Home for the Holidays’ 08.07.13

Inspiring motorway stops offs

Ian Houghton — Wed, 10 Jul 2013 20:00:09 GMT

Going on a long journey consisting mainly of motorways is never a particularly pleasant experience, even if your destination is somewhere exciting.

Motorway driving is monotonous and can sometimes feel like it’s going to last forever, with only the occasional motorway service station to break up the journey.

But even these can be pretty dull places, with only some slot machines and overpriced fast food to keep us entertained.

So if you’re looking for a motorway stop-off with a difference, try one of these off-the-beaten-track suggestions.

Woolsthorpe Manor, Lincolnshire

If you’re journey down the A1 is starting drag on a bit too long, and the kids are getting restless in the back, stop off at this gorgeous 17th Century farmhouse.

Woolsthorpe Manor is the birthplace of Sir Isaac Newton and is home to the famous tree that helped him theorise on gravity.

Today the country home is a great day out for all the family, with educational games the kids will love and peaceful surroundings to help you forget about driving for a couple of hours.

Mere, Wiltshire

If you’re heading to the south coast to soak up the sun this summer, remember to make a stop on the way in the picturesque town of Mere.

Located just off the A303, Mere has something rarely seen in the modern world – free parking. So you’ve got no excuse not to visit.

But with gorgeous surroundings, quaint shops and more picnic spots than you’ll know what to do with, you’ll be finding excuses to stay for longer.

Wetlands Centre, Gloucestershire

There are Wetlands Centres dotted around the country, but we hardly ever take the time to actually visit one.

The Wetlands Centre in Slimbridge, Gloucestershire, is one of the best in the country, with guided talks and plenty of wildlife.

For youngsters there are close-up wildlife experiences and lots of opportunities for exploring Severn Estuary’s nooks and crannies.

Whichever motorways you are planning to traverse this summer, remember to take out car insurance to keep you protected.

75% of drivers live life in the fast lane

Ian Houghton — Tue, 02 Jul 2013 20:00:27 GMT

British drivers need for speed on the roads has been revealed by research which shows that 75%* admit to pushing past the 80mph limit, while one in three has gone one step further and exceeded the 100mph speed limit.

The findings from a survey conducted by international provider of traffic information and driver services INRIX show that ordinary motorists are giving Formula One drivers a run for their money, while flouting road rules and concerns over their own safety.

The research showed that middle aged drivers were the most likely to push down hard on the accelerator and run head long into the distance at over 100mph, with nearly half of those aged between 35-45 arguing that they have done so. Among the 20 to 34 age group, this was a lower 32%.

And it seems that exceeding speed limits is not a onetime occasion for UK drivers, with one in five middle aged drivers breaking the speed limit by 10mph on a regular basis.

Unsurprisingly men were more likely than women to indulge their inner boy racer, with these respective figures coming in at 84% and 69%.

Recent research has shown that the number of drivers summoned to court for speeding offences has leapt by 10%** in a year-on-year comparison, with British motorists fined a total of £30m for speeding.

The majority of drivers (62%) were detected by fixed speed cameras, while 22% of drivers were caught by police with a camera at roadside, and a further 10% by police without a camera.

Euro NCAP, which provides crash safety ratings, has recently made a call for car manufacturers to fit technologies that will help drivers control their speed limit.

Euro NCAP programme manager Aled Williams said: “The driver always has ultimate responsibility for their speed, but technology exists to support them. We’d like manufacturers to help drivers to maintain control of their speed on the roads and so Euro NCAP is using its protocol to encourage car makers to develop these systems faster than they would otherwise.”

To ensure that you are protected during your time on the road, ensure that you follow the rules of the road and take out appropriate car insurance.

Sources

*http://www.prnewswire.co.uk/news-releases/three-quarters-of-brits-drive-in-the-fast-lane-213272871.html

** http://uk.news.yahoo.com/serious-speeding-offences-uk-jump-10-020016040.html

UK’s best motorbiking events

Ian Houghton — Thu, 27 Jun 2013 14:00:16 GMT

Sailing past cars stuck in traffic, feeling the rush of the air as you pick up speed and taking corners like a pro – biking is an exhilarating experience. So why not step up a gear and take the experience to a whole new level at some of the best motorbiking events the UK has to offer?

Goodwood Festival of Speed, Chichester, Surrey

Rev your engines and prepare to get up close and personal with some of the most famous race bikes and racers in history. Goodwood Festival of Speed kicks off on July 12 and is a great opportunity to spend the weekend immersing yourself in what has been described as the greatest motorsport event in the world.

While the event used to focus heavily on cars, the dynamics of the Festival have changed and bikes are increasingly accelerating into the limelight. Goodwood is your best chance of meeting your motoring heroes, which means tickets sell out fast – book in advance to avoid disappointment.

British Superbikes, Brands Hatch circuit, Kent

If three days wasn’t enough to satisfy your thirst for all things biking, round six of British Superbikes gets underway the following weekend. Cure the post-Goodwood blues by attending this prestigious championship, arguably the best domestic series, from 19-21 July.

The thrilling races, which take place on the full GP circuit, will have you sat on the edge of your seat as you watch the best riders in the UK battle it out to score first place.

The TT Classic, Isle of Man, Douglas

As we head into August, things really start to heat up in the exciting world of motorbiking. Watch TT heroes including John McGuinness, Conor Cummins and Guy Martin fight it out on the tricky Mountain course on an array of the finest classic bikes at this year’s Isle of Man TT Classic.

From 23-26 August, the legendary 37.37-mile circuit will be packed with Eighties superbikes and Grand Prix bikes of the past as renowned bikers rub elbows in the final qualifying session, a 500cc race and the gripping final races.

Whether you’re racing it out on the circuit or using your bike to get from A to B, make sure you have suitable motorbike insurance in place.

Female drivers not carrying out car maintenance checks

Ian Houghton — Thu, 27 Jun 2013 14:00:09 GMT

More than two thirds of female drivers are putting themselves at risk by not carrying out regular maintenance checks on their car.

That is according to research by an independent garage trust scheme, which found that the majority of female motorists never carry out any maintenance checks whatsoever.

Further findings showed that 63%* of female drivers said they never check their engine coolant levels, while half of those polled said they never check the oil in their vehicle.

Official advice states that drivers should check the fluid levels in their car regularly, to combat engine damage and prevent breakdowns. Levels should also be checked before any long journey.

Despite the warnings from experts, it seems that many drivers simply don’t make these straightforward checks.

Brake fluid, for example, is vital for the reliability and effectiveness of a car’s brakes and should be checked on a monthly basis.

Yet despite the fact that low or contaminated brake fluid could have very dangerous consequences, the research found that just 4% of female drivers ever check the levels in their car.

Some vehicle fluids should be checked even more regularly than once a month, including engine coolant, which should be checked weekly for any leaks. A leak can cause a car to overheat when in use, resulting in a potentially dangerous breakdown.

Experts also advise motorists to check oil levels on a weekly basis too, as low oil levels can do real damage to the engine and result in costly repairs.

But despite these pricey and even dangerous risks, just 5% of female drivers said they check their oil and engine coolant levels on a weekly basis.

The research did find, however, that female motorists are checking their tyres more regularly to ensure they are in safe working order. It was found that 33% of female drivers check tyre pressure and tread depth every six months.

By making regular checks you can reduce the risk of breakdown, but it’s still a good idea to invest in breakdown cover to keep yourself protected.

Sources

*http://www.easier.com/115522-two-thirds-female-drivers-risk-poor-car-maintenance.html

Top tips for surviving a motorway breakdown

KatieFawcett — Tue, 18 Jun 2013 08:00:24 GMT

Breaking down is never a good experience for motorists – it stops you in your tracks, sometimes for hours on end, and the reason for the breakdown can be costly to repair.

When it comes to motorways, a breakdown is not only frustrating and potentially expensive, it can also be very dangerous.

Motorways are hazardous places for a broken down vehicle, so bear this advice in mind if you have a motorway breakdown.

Act immediately

As soon as you realise something is wrong with your car it is vital to act as quickly as possible to avoid a collision.

Put your hazard lights on straight away, so others around you know something is wrong, and get over to the hard shoulder as quickly and safely as possible.

Get out of the vehicle

Once you have safely pulled over on to the hard should, keeping the car as far left as possible, exit the vehicle on the left hand side.

The hard shoulder is still a dangerous place to be so try and get as far back from it as possible, ideally behind a barrier or on to a verge.

Contact someone

The more time you spend on the side of the motorway, the more dangerous it is, so it’s important to alert someone.

If you have breakdown cover contact your provider and use the road markings to give you an exact location. If you do not have a mobile phone, use the emergency telephone boxes to contact the Highways Agency.

Not on the hard shoulder?

The hard shoulder is the safest place for a broken down car to be, but it’s not always possible to get on to it.

If you can’t get on to the hard shoulder, keep your car’s hazard lights on and dial 999. Do not attempt to get out of your vehicle.

If you’re a motorist, consider investing in breakdown cover to ensure you don’t get stranded anywhere.

UK revealed as whiplash capital of Europe

Ian Houghton — Tue, 18 Jun 2013 08:00:18 GMT

The UK has been dubbed the ‘Whiplash Capital of Europe’ after figures revealed that British motorists are steaming past our European counterparts when it comes to the number of whiplash claims we put in each year.

A staggering eight out of ten* of all personal injury claims made by drivers in the UK are for alleged incidences of whiplash, more than double the average figure recorded in other European countries.

While 78% of personal injury claims for road accidents in the UK are for whiplash, this figure is significantly lower in France and Denmark (30%), Spain (31%) and the Netherlands (35%).

The figures from the Association of British Insurers (ABI) were presented as part of a Transport Select Committee inquiry into whiplash, which the ABI argues argued has reached “epidemic” proportions.

The total bill to insurers for these claims is a massive £2.2 billion a year, with motorists also footing the bill for these costs to the tune of an additional £90 a year to the average annual car insurance premium.

The cost of the estimated 1,200 whiplash claims each day is also said to set the NHS back £8 million**.

Commenting, James Dalton, the ABI’s Head of Motor and Liability, said: “Insurers remain fully committed to ensuring access to justice for genuine claimants. But the harsh reality is that the UK remains the ‘whiplash capital of Europe’, with our ‘have a go’ compensation culture making whiplash the fraud of choice for many.”

Speaking earlier this year, Louise Ellman, Transport Committee chair, highlighted the impact of whiplash claims on the cost of car insurance premiums. She said:

"It is vitally important for policymakers to understand the reasons for the very high cost of motor insurance, especially for young drivers, and to take steps to bring that cost down.

"Whiplash claims undoubtedly play a part in driving up the cost of motor insurance, but access to justice for injured people must be preserved.”

Getting the best deal on your car insurance policy could be one key way to make the most of your motoring budget.

Sources

* http://www.nationwidevehiclecontracts.co.uk/blog/whiplash-capital-europe/59299/

**http://www.centor.co.uk/faqs/britain-is-named-as-the-whiplash-capital-of-europe

Motorbike helmets: Could Google Glass be next?

Ian Houghton — Tue, 18 Jun 2013 08:00:12 GMT

Google Glass, the wearable technology from the tech giant that’s due to launch next year, could eventually be used in motorbike helmets.

That’s according to a patent filed by Google which looks beyond the first-generation Google Glass device to what the technology could be used for in the future.

The first-generation Google Glass device is due to launch next year, and will essentially be a mini computer built into a pair of glasses.

The small display on the device can be seen in the corner of the wearer’s eye, allowing users to read emails, watch videos, take photos and much more without the need to look down at a smartphone.

Google Glass has been in development for some time and prototypes are currently being put through their paces by testers.

But Google is looking beyond the first Google Glass product and looking at improvements and new uses for the technology.

A Google Glass patent outlines how the technology will change from displaying an image in the corner of the wearer’s vision, to displaying information directly in front of the wearer.

The lens would catch light from sources around the outside of the lens to create the impression that images or texts are hanging directly in front of the user’s eye.

The patent mentions motorcycle helmet visors that could feature the technology, giving motorists information on things like speed limits or providing warning messages.

“Light pixels could be fabricated into the visor of the helmet. In turn a virtual image may be displayed to the wearer,” the patent says.

The technology could certainly prove useful for motorbike users, but it’s likely to be some time until we see Google Glass implemented in this way.

There will inevitably be legal issues around using this type of technology while driving or riding a motorbike, so we may not see it on the road for a few years yet.

If you are a motorbike user, remember to compare motorbike insurance policies to ensure you are getting a good deal.

Top three motorbikes for starters

Admin — Fri, 07 Jun 2013 14:00:18 GMT

The motorbike represents a symbol of freedom, of the open road, and is something that lots of people would love to try but never have.

The vast majority of people who take the plunge and get on the bike often never look back, enjoying years of easy riding.

If you are considering buying a motorbike for the first time, the vast array of makes and models out there can be overwhelming. So what are the top three beginners’ bikes out there at the moment?

Kawasaki Ninja 500R

Kawasaki is a motorbike name you can trust, and the sublime Ninja 500R sums up the manufacturer’s ability and reliability.

Boasting a liquid-cooled 498cc parallel-twin engine and a lightweight body, this good-looking bike has the bite to back up the bark.

Not only that, but the simple design means that the Ninja 500R requires little maintenance – perfect for newbies.

Harley Davidson Sportster 883 Low

For many wannabe motor heads, Harley Davidson is the first and last name in motorbike brands and the only bike make worth having.

Yet most Harley Davidson models are not that beginner-friendly; partly due to the high price and partly down to their complex set-up and hard-to-rise nature.

So start instead with this sportster model, which will set you back far less than other models but still delivers that classic Harley design.

Triumph Bonneville

You may not have heard of the Triumph Bonneville, but it is a classic bike with a history that stretches back more than 50 years.

It has been the bike of choice for celebrities and bike enthusiasts alike, but don’t let that put you off – this is an accessible model that is perfect for beginners.

If you are considering buying your first bike, remember to look around for the best motorbike insurance policy you can find to ensure you’re not paying over the odds to stay protected.

Best selling new cars in the UK

Admin — Fri, 07 Jun 2013 14:00:13 GMT

UK consumers have not had it easy over the past few years, with problems stemming from the troubled economy wreaking havoc on personal finances across the country.

Soaring petrol prices, the rising cost of living and energy bills that have leapt by around 30% over the last three years*– Brits have been subjected to it all.

However, it seems that confidence might be returning – at least where one market is concerned – as figures reveal that there has been significant growth in the new car market.

April generated some optimistic figures with regards to the new car market, with new car registrations jumping by a considerable 14.8%** in April to reach an impressive 163,357 units – the strongest growth recorded in 14 months.

Registrations in the first four months of the year grew 8.9% to 768,555 units. Growth was so strong in Q1 2013 that the Society of Motor Manufacturers and Traders (SMMT) revised its full year market forecast to 2.106 million units.

This represents a 3% increase on 2012 but is still 300,000 units short of numbers prior to the recession.

The Ford Fiesta was the best selling model in April and so far this year, achieving 8,083 sales in April and 42,392 over the year-to-date.

Ford came up trumps again with the Focus swooping into second place with 31,025 units sold in the year-to-date, and Vauxhall accomplished third place with its Corsa model which sold 30,645 units over the year-to-date.

“The UK new car market continues to perform surprisingly strongly, with volumes again increasing in April. While the headline increase was up almost 15% there were more sales days this year than last,” said SMMT Interim Chief Executive, Mike Baunton.

He added: “The UK continues to perform well ahead of the troubled Eurozone as consumer confidence, regular purchase cycles, attractive finance deals and wider market factors continue to make new car buying favourable for motorists.”

Whether you have a shiny new vehicle or a trusty car you’ve owned for years, make sure it is protected with car insurance.

Source

*http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10043967/How-energy-bills-have-soared.html

**http://www.smmt.co.uk/2013/05/growth-continues-in-april-new-car-market/

UK road trips prove a hit with Brits

Admin — Mon, 03 Jun 2013 20:00:18 GMT

The idea of packing up the car and heading for a Sunday drive is still a popular one in the UK with more than two thirds of motorists still hitting the road for pleasure*.

Despite the soaring cost of motoring, with everything from car insurance to petrol burning a hole in drivers’ pockets, some 69% of car owners say they still enjoy getting out on the open road.

It may seem like a rather old fashioned pastime, but there’s something to be said for the simple enjoyment of a day trip out on the road.

Of those who like hitting the road armed with nothing but a picnic and a decent CD or two, more than half said they do so for no other reason than they simply like getting behind the wheel.

Nearly a third said they do it because driving helps them to wind down after a busy week, while a quarter do so because it is a bargain day out for the whole family.

With so many scenic journeys to choose from in the UK, and plenty more on the continent, its little wonder so many of us are rediscovering the magic of driving.

The Lake District was found to be the most popular area in the country for a drive, with its rolling hills and stunning views making it a favourite with 26% of leisure drivers.

This was closely followed by the Yorkshire Moors and Snowdonia, which were favourites for 18% and 15% respectively.

The top five most popular driving destinations in the UK were rounded off by the beautiful Scottish Highlands and the Peak District, which both were rated favourite for 13% of drivers.

If you are a planning on taking a leisurely drive in the near future, you might want to consider investing in breakdown cover to ensure that you aren’t left stranded.

Sources

*Roving road trippers take in the nation’s sights

http://www.easier.com/115150-roving-road-trippers-take-in-the-nation-s-sights.html

Men more likely to exceed rural speed limits

Admin — Wed, 29 May 2013 14:00:30 GMT

With their blind corners and many twists and turns, rural roads have all the makings of an accident hotspot. However, because they are often quieter, many drivers erroneously believe that country roads are safer – which is putting them and other motorists at risk.

According to a recent survey nearly one in four drivers (24%)* risk head-on crashes by overtaking on blind corners and more than one in four (44%) say they speed at 60mph+ on rural roads.

The research revealed that male drivers are more likely than their female counterparts to put themselves and others at risk, with more than double as likely to have been involved in an overtaking near-miss or incident.

In the past year, 24% of men compared with one in six women (18%) admitted overtaking despite being unsure that the road was clear ahead.

44% of men compared to 24% of women have flouted a 60mph speed limit on a rural road, and one in five men (20%) have been involved in an overtaking near-miss or incident in the past 12 months, compared to just 9% of women.

Ellen Booth, senior campaigns officer at Brake, the road safety charity, said: “Overtaking dangerously or driving too fast on rural roads puts yourself and others in grave danger, risking needless deaths and injuries. Some people kid themselves they can get away with excessive speeds and dangerous manoeuvres, because they know the road. Yet driving on rural roads is highly unpredictable, and the consequences of risk-taking often horrendous.

“Every mph faster you go, you reduce your chance of being able to react in an emergency. Overtaking is an especially risky manoeuvre, because it’s impossible to be 100% sure you have enough free road ahead.”

Practising safe driving is crucial for the safety of yourself and others. One way to ensure peace of mind on the roads is to invest in breakdown cover, which covers you should your vehicle experience any problems.

Sources

*http://www.brake.org.uk/latest-news/110413-overtaking.htm

Lorry changes could cut number of accidents involving 'vulnerable' road users

Admin — Wed, 29 May 2013 14:00:08 GMT

The European Commission has argued that new proposals allowing longer and rounder lorry cabs could reduce the number of accidents involving “vulnerable” road users.

If the plans are approved by MEPs and EU transport ministers current “brick”-shaped cab could see a dramatic change, with the current maximum length 18.75 metres (61.5ft) increased – providing this makes the vehicle safer and more aerodynamically efficient.

The news from the Brussels comes in the wake of comments from London Mayor Boris Johnson, who argued that he wanted to ban heavy goods vehicles (HGVs) in London unless they were fitted with cycle-safety measures, such as special mirrors and skirts.

Welcoming the plan London’s transport commissioner Sir Peter Hendy said: “The revision of this directive allowing for greater visibility of cyclists and other vulnerable road users is an important step in the development of a safer and more efficient goods vehicle.

“We continue to lead the way in pushing for the adoption of safer lorries and safer lorry driving within the capital. We have been actively working with local and national government and the European Commission to adopt strict emission and safety standards for commercial vehicles.”

According to Transport & Environment (T & E), ‘the leading NGO voice on smarter and greener transport policies at the EU level in Brussels’, while lorries make up just 3% of European vehicle fleet, they are responsible for 18% of fatal crashes and 25% of road transport emissions.

They organisation argues that a rounder lorry front could cut air resistance by 12%, and improve fuel economy by between 3 and 5% - an annual saving of £1,300 per lorry.

Unveiling the proposals in Brussels, EU transport commissioner Siim Kallas, said:

“A brick is the least aerodynamic shape you can imagine, that’s why we need to improve the shape of the lorries on our roads.

“These changes make road transport cleaner and safer. They will reduce hauliers’ fuel bills and give European manufacturers a head-start in designing the truck of the future, a greener truck for the global market.”

Putting a car insurance policy is also essential for ensuring you are covered for accident or injury while out on the road.

Sources

*http://www.first4auto.com/lorry-changes-could-cut-accidents/

Motorists in favour of ban on driving and smoking

Admin — Thu, 16 May 2013 14:00:31 GMT

More than half* (56%) of motorists have argued that they would back a ban on smoking while driving, according to a survey conducted by the Institute of Advanced Motorists (IAM).

While 45% felt that they couldn’t foresee the implementation of such a ban, 75% recognised that smoking a cigarette while driving would prove to be significant distraction for motorists.

52% of those surveyed argued that the actual act of lighting a cigarette would be the most dangerous element of smoking and driving, while just 2% felt that smoking while driving didn’t present any dangers.

Questioned further on their perceptions of smoking while driving 48% thought it was irresponsible,43% thought it was dangerous, while 46% thought it was as dangerous as using a mobile phone while driving.

IAM chief executive Simon Best said: “Smoking is clearly seen as a serious issue by motorists and highlights the impact of distractions in the car.

“The health benefits may be clear but more research needs to be done to determine whether there are actual road safety grounds to act on these concerns by banning smoking and driving altogether.”

Recent research** has revealed that almost a third (31%) of drivers multi-tasked when behind the wheel, with eating (69%) topping the ranking of drivers’ top five bad habits while on the road.

This was followed by smoking (34%), speaking on the phone while holding it (31%), reading a text message (30%) and using a smartphone for directions (23%).

Further figures from the research showed that 25-34 year olds were most likely to be distracted when behind the wheel with a staggering 54% arguing that they used a hands-free kit to have a telephone conversation in their car, while 32% argued that they had checked their emails while driving.

To ensure that your time on the road is fully protected it is important to find the best car insurance policy for your needs.

Sources

*http://www.iam.org.uk/media-and-research/media-centre/news-archive/20237-motorists-favour-driving-and-smoking-ban

**http://fleetworld.co.uk/news/2013/May/More-than-20-million-drivers-multitasking-behind-the-wheel/0434009108

Using independent garages could leave drivers quids in

Admin — Thu, 16 May 2013 14:00:26 GMT

Paying a visit to an independent garage could save motorists a stack of cash to the tune of £40 an hour according to a recent poll*.

A poll of 2,000 members of the Independent Garage Association (IGA) requesting labour rates concluded that using an independent garage could cost an average of £40 an hour less than visiting a franchise dealer.

Figures from the poll found that the average cost of labour is just over £40 for independent garages, ranging from just £32 in Northern Ireland to a peak of £48 in the south and south east.

On the contrary, average labour rates for franchise garages stand at £95.94, meaning that some franchised dealers charge £55.94 more than independent garages, highlighting that the latter “continue to offer motorists the very best value for money”.

Just two independent garages in the UK included in the IGA poll were charging close to £90 an hour, with the majority charging less than £50 an hour.

Stuart James, director of the RMI’s Independent Garage Association, commented: “With the costs associated with owning a vehicle continually rising, it is fantastic to see that independent garages are continuing to offer motorists outstanding value for money.”

Drivers are subject to something of a postcode lottery when it comes to taking their car to the garage.

When examining the figures by county, the five highest labour rates were found to be in London, Surrey, Buckinghamshire, Hertfordshire and Kent – although these garages still offered rates below £60.

The five lowest prices recorded were in Cambridgeshire (£34), Herefordshire (£35), Staffordshire, Leicestershire (both £36) and Cumbria (£37).

The IGA decided to launch its UK-wide Trust my Garage scheme in order to enable all drivers to source a “trusted” local independent garage.

It is a good idea for car owners to have a trusted garage on speed dial in addition to breakdown cover in case of an emergency.

Sources

*http://www.wired.co.uk/news/archive/2013-03/05/locust-vision-collision-avoidance

Motorists in the capital most likely suffer from ‘avoidable’ MOT failures

Admin — Thu, 16 May 2013 14:00:20 GMT

Easily fixed problems such as blown bulbs, worn tyres and cracked windscreens are eating into the wallets of Londoners it emerges people living in the capital are most likely to suffer from ‘avoidable’ MOT failures.

According to research by the Society of Motor Manufacturers and Traders (SMMT), 35% of MOT failures in the capital could be avoided if motorists conducted a series of simple checks of their vehicles before submitting it to a garage, compared with 22% nationally*.

The research found that a whopping 1.5 million failed MOTs could be avoided if drivers were to carry out simple visual checks beforehand.

Central London took the number one spot in the table of fixable MOT failures, with SMMT findings revealing that almost half (46%) of problems could have been resolved during a simple ‘driveway’ check.

South West London (35%), Bromley (34%), Ilford (34%) and North West London (33%) comprised the rest of the top five.

In a stark contrast, the Orkney Islands boasted the lowest number of avoidable fails, with just 13% of fixable issues the cause of MOT failure.

The Hebrides and Shetland took joint second place with 13.6%, followed by Berwick-on-Tweed (14%) and Kirkcaldy (15%).

“The data shows that, more than anywhere else in the UK, motorists in London would be able to avoid needless MOT failures by spending just a few minutes carrying out a series of simple pre-MOT checks,” explains Mike Baunton, SMMT Interim Chief Executive.

The findings come as part of the automotive industry’s ‘Minute Or Two’ campaign, which is designed to prompt drivers to conduct 10 simple visual checks before their yearly MOT test including checks of headlights, tyres, windscreen wipers and fluid levels.

Mr Baunton added: “The aim of the ‘Minute OrTwo’ campaign is to give motorists the knowledge and confidence to check their own vehicles and eliminate the possibility of simple problems, such as lights and fluid levels, causing a fail at the vehicle’s next MOT test.”

Ensuring you have a suitable car insurance policy is just as important as passing your MOT.

Sources

*https://www.smmt.co.uk/2013/04/londoners-most-likely-to-suffer-avoidable-mot-failures/

In car entertainment ideas to make those long journeys fly by

Admin — Fri, 19 Apr 2013 20:00:13 GMT

With the days getting longer and temperatures finally starting to rise, summer is most definitely round the corner.

The great British summer, when it finally arrives, is never one to be missed and many of us will be taking advantage with a staycation or two.

So if you’re planning to pack up the car and head to the coast or the countryside, how can you make that long drive a little more entertaining?

Car games

What better way to eat up the hours on the road than with a good old fashioned car game or two? You may not have played one in years, but the child in you will love it.

Games such as Spot It, where players win by being the first to spot unusual things on the road like a yellow car or police motorbike, are great fun no matter what age you are.

Can’t think of any good car games? Fear not; a simple game of I Spy works just as well in the car as it does anywhere else.

Radio sing-a-longs

We all love a bit of karaoke now and again, and it’s just as easy to transfer this from the local pub to your car.

All you need is a radio or CD player and some well known tunes. Once you’ve found a song that everyone knows, hit the mute button and try to carry on singing the words.

Then, after a minute or two, turn the volume back up to see if you’re in time with the song. Think it sounds easy? You’ll be surprised how tricky it can be!

Audio books

There’s probably no better way to speed up a few hours than with a story to get lost in, so think about an audio book or two for your next long journey.

Children in particular will love an audio book, and are more likely to keep quiet on that long journey. But audio books aren’t just for children, so take a look to see what grown-up favourites are available on CD.

Don’t spoil the fun by not being prepared for a breakdown – getting breakdown cover before you go on a long journey will give you piece of mind and avoid an unexpected expense.

Top 3 safety tips for new drivers

Admin — Mon, 15 Apr 2013 20:00:06 GMT

After months spent perfecting your bay parking, navigating mini roundabouts and getting to grips with the gearbox, you finally pass your driving test.

Emerging victorious from the test centre, you are all too aware that you’ve obtained freedom – there is no driving instructor requesting that you perform a parallel parking manoeuvre on a busy road and no apprehensive parents are voicing their rising panic in the passenger seat.

You may have passed your test but this doesn’t mean your driving is second to none quite yet, even if you have passed with flying colours. Safety should always be observed when driving, but even more so when you’re fresh out the test centre and your ego could easily get the better of you.

It can be a good idea to get ‘P’ plates to alert other drivers to the fact you are new to the roads. But how else can you stay safe behind the wheel?

Limit Distractions

Multi-tasking whilst driving is never advisable, especially when you are a new driver. Drinking coffee, changing radio stations and having too many people in the car can all cause major distractions and should be avoided as far as possible. Driving when angry or upset could also be dangerous, as you are likely to be more focused on the incident which prompted these feelings rather than the roads.

Avoid Bad Weather

During a spate of uncongenial weather, such as heavy rain or snow, it is best to avoid driving altogether. If you are in the car when the bad weather settles in, it may be worth pulling over and waiting until it subsides. Likewise, take care when driving at night as this may be something you haven’t quite got used to.

Play It Safe

As a new driver, it’s important to be cautious with every decision you make. Indicate for every little turn, stop at amber lights and make sure you’ve got enough petrol in the tank for emergencies. Avoid aggressive drivers like the plague – if you spot a car constantly changing lanes, tailgating or engaging in other such behaviour, stay well clear.

It is also important to make sure you have car insurance in place before hitting the roads.

Report urges more incentives to encourage electric car take-up

Admin — Thu, 11 Apr 2013 14:00:22 GMT

Drivers of electric cars should be given reduced parking charges and other privileges to encourage more people to buy them, a report has said.

The Institute for Public Policy Research (IPPR), a leading think tank, has outlined a number of measures to encourage people to buy electric cars and so reduce the UK’s carbon footprint.

The think tank has said that electric car drivers should be given a ‘green badge’ that would work in the same way as a blue badge for disabled drivers.

Owners of a ‘green badge’ would be exempt from certain driving restrictions, such as the congestion charges in London and Durham, and toll roads such as the M6 toll and the Severn Bridge.

“Although early days, Britain is currently behind other European countries and the USA in terms of the take up of electric cars and other ultra low emission vehicles,” said Will Straw, IPPR Associate Director.

“A ‘green badge’ scheme would help increase demand, giving a much needed boost to the industry and supporting other government policies like the ‘plug in’ grant.”

The IPPR also suggested measures such giving electric car drivers parking discounts and allowing them to park on yellow and red lines.

It recommended that local councils fund the discounts and exemptions using the parking charges levied against drivers of traditional cars.

Allowing electric cars to park in restricted areas was criticised by drivers’ organisations, who said that this could actually increase greenhouse gas emissions by creating congestion.

“Allowing them to park on double yellow lines, which are there mainly to ensure good traffic flow, you may create problems,” said an AA spokesman.

“The disturbing irony is that these low emission vehicles could create more congestion, which would increase emissions from other vehicles and be a bit of an own goal.”

Electric cars can already be cheaper alternative to traditional vehicles, with low road tax and car insurance costs just some of the advantages.

New ‘green’ fuel could add to motorists’ bills

Admin — Fri, 22 Mar 2013 20:00:20 GMT

A new EU directive to provide ‘green’ petrol on forecourts could leave motorists with higher fuel bills and even car damage, a study has found.

The new directive, which the UK has signed up to, means suppliers must provide a new type of petrol that is diluted with environmentally-friendly alternatives.

That environmentally alternative is ethanol, which will form 10% of a new petrol, called E10, which is due to launch later this year.

While E10 will bring environmental benefits, a study by think-tank Chatham House has found that it will add around £80 to average driver’s annual fuel bill as it does fewer miles to the gallon.

“The increased use of ethanol in petrol to meet EU sustainability targets is resulting in drivers paying extra at the pump,” the study said.

It is also estimated that more than 8 million cars may not be compatible with the new petrol, as ethanol can melt the components of older cars’ engines.

There are also concerns that drivers will be confused by the addition of another fuel type at petrol stations, and be unsure whether E10 is safe for their car.

The EU’s Renewable Fuel Transport Obligation requires 5% of all fuel in EU member states t be renewable by 2014, rising to 10% by 2020.

The renewable fuel chosen by the oil companies is ethanol, but this cuts a car’s fuel efficiency and can end up costing drivers more each year.

The study found that if the EU’s 2020 targets had been introduced last year, drivers would have spent a collective £1.5 billion more on fuel.

In Germany, the this ethanol-based green fuel has been in use for two years, but many drivers don’t use it in case it damages their engines.

Rob Bailey, the author of the study, said that many motorists in Germany shun E10 because they are concerned about the “environmental and social impacts of ethanol”.

If you are a motorist, remember to take out car insurance before you hit the roads.

Hot weather car hassle

Ian Houghton — Mon, 11 Mar 2013 20:00:11 GMT

With summer in full swing, and the UK’s cold snap firmly behind us, it can be easy for drivers to think that their car maintenance duties will be safely buried away until the next winter.

While we are unlikely to be defrosting our car windows, or waking up at the crack of dawn in an effort to get our engines warm up anytime soon, it’s important to remember that the warmer weather and the busy holiday season can also cause their fair share of havoc on the roads.

With ‘staycations’ on an upward trend in the challenging economic climate, six in every 10 getaways are now taken right here in Great Britain. This means that more people are using their cars during their holidays. With this in mind, here are a few top tips on how to manage your car in the heat:

Check your battery

Hot weather is tougher on batteries than cold weather because it increases the rate of evaporation of the liquid electrolyte inside the battery.

Check the coolant

A low coolant level can result in your engine overheating, so it is best to make sure the coolant reservoir is at the proper level.

Check the windscreen wipers

Sun exposure and extreme heat can have an ageing effect on wiper blade rubber, causing it to become hard and brittle. If the wipers streak, chatter or smear, it may be time to replace them.

Change the oil

Treating your car to fresh oil can increase the lubrication protection for your engine. During the hot weather, it is a good idea to switch to a heavier viscosity motor oil, especially on older high-mileage engines.

Protect yourself

Never mind the engine; make sure the air conditioning works so that you don’t overheat, and always carry sunscreen and a bottle of water in the car with you in case you get stuck in traffic or have a breakdown.

If you plan to be out and about a lot over the summer months, make sure you’re covered with Asda Money Breakdown Cover.

St David’s Day getaways – three ‘must-see’ destinations in Wales

Admin — Tue, 26 Feb 2013 14:00:07 GMT

St David’s Day is just around the corner, and people across Wales are getting ready to mark the occasion in truly Welsh style.

St David’s Day falls on 1 March each year, and sees parades and marches take place across the country.

Wales is great place to visit at any time of year, but a trip to the country on St David’s Day will give you something extra special. So, where should you visit?

Cardiff

The largest St David’s Day celebrations take place in Cardiff, and are usually attended by the Prince of Wales or another member of the Royal family.

St David’s Day celebrations in the past have seen street parties held, along with concerts and even a food festival.

Cardiff has undergone huge regeneration in the last few years, with the town centre now a great place to shop and enjoy an evening out.

Snowdonia

If you’re looking for something a bit more rugged than a city break, look no further than Snowdonia in North Wales.

This national park is a vast region of lakes, rolling hills and, of course, Snowdon – the highest mountain in Wales.

Snowdonia is definitely a place for outdoor enthusiasts, with activities ranging from rock climbing to mountain biking.

Rhossili Bay

Located just outside Swansea, Rhossili Bay was recently named the third best beach in Europe – beating the likes of France and Italy.

It may still be a little too cold to go for a dip in the waters at Rhossili Bay, but the picturesque surroundings make it well worth a visit at any time of year.

With great walking and rambling opportunities, not to mention surfing and paragliding, there’s something for everyone at Rhossili Bay.

One of the best and easiest ways to reach Wales is by car, but it is a good idea to think about putting breakdown cover in place before you embark on a long journey.

Driving in wet conditions – what do I need to know?

Admin — Fri, 01 Feb 2013 14:00:15 GMT

The cold conditions of late have caused all manner of problems for motorists, with research showing that more than 40% of breakdown call-outs in December and January have been due to a flat battery.*

The UK is slowly recovering from the heavy snowfall and icy conditions, but motorists are not out of the woods just yet.

When the ice and snow melts away, wet driving conditions are common and the risk of flooding increases. So, what do you need to know about driving in wet conditions?

Before you get in the car

Wet conditions are dangerous for two main reasons – increased stopping distances and reduced visibility.

There is not a lot you can do about increased stopping distances, but make sure your brakes are up-to-scratch and your tyres have sufficient tread – no less than 2mm.

To keep visibility up, make sure your windscreen wipers are not worn out and keep your windscreen clean as a clean windscreen is less likely to mist up.

When driving

The key thing to remember when driving in wet conditions is that your control over your vehicle is reduced, so you need to be extra careful.

Allow larger distances between you and the car in front, in case you have to brake suddenly. It’s also important to keep your headlights on while driving in the rain, even during the day, as this will help other cars to see you.

Aquaplaning

One of the most dangerous aspects of driving in wet conditions is the risk of aquaplaning. If your car’s steering suddenly becomes very light, then it’s likely that the car is aquaplaning. To get out of an aquaplane, slowly release the accelerator to allow your car to slow down and regain traction.

Never attempt to brake while aquaplaning and avoid steering, as this could cause you to lose control of the vehicle.

It may be a good idea for motorists to take out breakdown cover, just in case the wet and wintery conditions result in a breakdown.

*’Winter callout causes’ data compiled by LV on behalf of Asda

Help! My car has broken down – what essential items do I need?

Admin — Fri, 01 Feb 2013 14:00:06 GMT

During the recent period of heavy snowfall, there were some reports of nearly 600 breakdowns per hour in parts of the UK*. You don’t want to be left stranded in the bleak mid-winter, so rather than assuming it won’t happen to you, why not spend ten minutes putting a breakdown survival kit together, just in case it does?

Phone

Make sure your device is fully charged before you leave for your journey so that you can make calls as and when you need to. If you have sufficient breakdown cover in place, you will want to call for help, otherwise you may well be ringing up friends and family and calling in some favours.

Warm clothing

Jumpers, coats, extra socks, gloves, scarves and hats – you will be grateful for any of these items if your car breaks down in the middle of winter. Staying warm is a priority, so extra layers of clothing are an absolute essential. Foil blankets do an excellent job of retaining body heat, so it may be worth including this in your checklist as well.

Wellies

Should you need to walk anywhere (a warm pub, for example), it is always a good idea to have wellies in the boot or back of the car, just in case. Alternatively, snow grips can dramatically decrease the risk of slipping or falling and potentially sustaining an injury that could make things worse. If you do leave your car, remember to wear a high visibility vest to warn other motorists of your presence.

Food

If the weather conditions are extremely adverse, it could be hours before help arrives. Make sure you’ve got some food stashed away in your car, preferably high energy snacks that can keep you going for a considerable amount of time. Water is also a necessity, to fend off the effects of dehydration.

Torch

If you break down in the winter, there’s a high chance that it’s going to be dark. Scrabbling around for provisions and scoping out your surroundings is vastly more difficult when you can’t see. It’s advisable to pack a torch into your emergency breakdown kit. Remember to pack spare batteries – or use a wind-up torch which can run without power.

Getting hold of breakdown cover is another essential aspect of covering yourself if your vehicle breaks down unexpectedly.

*Research provided by the AA

Top five new car releases expected in 2013

Admin — Thu, 17 Jan 2013 20:01:14 GMT

The car industry is undergoing something of a revival at the moment, as it finally overcomes the effects of the global recession.

Manufacturers are planning to capitalise on this in the year ahead, with a range of new cars set to hit the market in 2013.

From compact hatchbacks to powerful sports cars, all-terrain 4x4s to city-friendly electric models, there is something for everyone in the new car market this year. So what should you be looking out for?

Audi S3

When it comes to power packed into a good-looking shell, no one does it quite like Audi. The S3 is no different, delivering 0-100mph in just 5.4 seconds.

The powerful TFSI engine is housed in a sleek, stylish body with a design that has come to define Audi models.

Renault Duster

If you’re looking for something a little more heavy-duty, the stylish Renault Duster could be the vehicle for you. Available in two-wheel drive or 4x4 options, the Duster can handle anything you throw at it.

Porsche Cayman

The Porsche Boxster had a stellar year in 2012 and by the looks of things its sibling model, the Cayman, is set to prove just as popular.

The Cayman is 30kg lighter than its predecessor but packs a lot more punch – if that doesn’t make Porsche enthusiasts happy, we don’t know what will.

Lamborghini Aventador

For a sports car that really delivers the goods, the latest Aventador from Lamborghini is definitely the way to go.

With a removable fibreglass roof and 0-100km/h in just three seconds, the new Aventador model promises to be one of Lamborghini’s best models to date.

Electric-powered smart car ‘for two’

Much has been made of the electric car’s struggle in the marketplace, but electric brand smart hopes to change all that with the introduction of their new model, the fortwo.

With quick charging options and qualification for a money-off government grant, the fortwo is a great alternative option.

Remember to take out car insurance when you buy a new car, so you are protected both legally and financially on the roads.

Black Monday – dealing with the Monday morning commute after Christmas

Admin — Fri, 28 Dec 2012 20:00:06 GMT

As the majority of commuters are well aware, getting from A to B is often easier said than done.

The pre-Christmas commute is bad enough as it is. Saturday 22nd December marks the start of the five-day festive period, when millions of Brits will enjoy their time off work.

However, the majority of these people will be going back to work on January 2nd. As a result, the roads promise to be extremely busy as Brits battle their way into work after the festive frivolities of the previous week.

How should you approach your first commute of the New Year in order to make sure you are prepared as effectively as possible?

Leave early

Leaving at your usual time may not be a shrewd idea considering the potential for extra traffic. With this in mind, even leaving 20 minutes early could make a significant difference to your journey time.

According to provisional estimates for UK road traffic during the first quarter, there was a 0.5% increase in all motor vehicle traffic between the Q1 2011 and Q1 2012. The rising number of cars on the roads could affect your commute, which can be countered by attempting to leave early.

Re-plan your route

Quarterly provisional estimates of reported road casualities in Great Britain (published by the Department for Transport) indicated that 420 people were killed in road accidents between January and March 2012.

Road accidents can result in lane closures, which can subsequently increase the length of your commute, so check before leaving the house and re-plan your route if necessary.

Treat your car to a winter check

The risk of a breakdown or engine fault rises considerably when temperatures plummet below zero, which can turn your post-Christmas commute into a nightmare. January and February often bring icy weather, so make sure you have prepared your vehicle accordingly.

Breakdown Cover

Ensuring that you have breakdown cover in place can help, also remember to check your car’s antifreeze and water levels, screen wash and oil.

UK motorists are spending £8bn a year on parking

Admin — Thu, 29 Nov 2012 20:00:21 GMT

Parking charges are continuing to hit motorists’ driving budgets hard, with more than three quarters of motorists spending up to £150 a month on parking, according to research by a leading comparison website. *

The research revealed that drivers in the UK would struggle to avoid stumping up the costs for parking charges, with more than half (57%) of parking spaces charging a fee.

Unsurprisingly, car parking spaces in the capital proved to be the most expensive in the country, according to the research. Topping the list was the National Car Parks (NCP) site located in Pavilion Road, Knightsbridge. Here parking charges start at £10 for an hour and climb to £36 for 3 hours.

This was followed by the NCP car park in Cadogan Place, Knightsbridge, which charges £11 for one hour and £33 for 3 hours.

The only car parks in London offering parking spaces for less than £10 a hour were on Cleveland Street, Camden (£8.50), Berners Street, London (£8.50), Brewer Street, Soho (£7) and Bryanston Street, London (£6).

The research also revealed that drivers may only be a few miles away from a cheaper deal on their parking. As an example, the Royal Angus car park, Birmingham charges £10.90 for three hours, while just 1.3 miles away Livery Street multi-storey car park, Birmingham, charges £3.30 for 3 hours.

The survey also shed light on the parking issues that were proving to be the most prominent for drivers. This included the lack of space offered by car parks (21%), with just a third of car parks in the UK offering more than 100 spaces. 60% of drivers also argued that they spent between six and 20 minutes in search of a parking space.

Motorists also voiced their concerns about car park safety, with 30% arguing that they don't feel safe in car parks.

If you are a car owner, car insurance could help to ensure you are covered for a number of eventualities while on the roads.

*Research provided by www.confused.com

3 most common winter driving mistakes

Admin — Thu, 29 Nov 2012 20:00:18 GMT

Driving during the winter months can be dangerous if the correct measures have not been taken. By simply changing a few driving habits, motorists might be able to avoid a potential accident or breakdown this winter.

One of the most common issues for motorists when it comes to winter driving involves not sufficiently de-icing the windows.

According to the latest research, 44% of motorists increase their risk of a crash because their car has not been properly de-iced. *

Worryingly, this simple task does not take very long to do and motorists are putting themselves and other road users in jeopardy.

The research also highlighted that 26% of motorists do not allow extra time for their winter journeys.

A further 24% do not take corners at slow speeds during the winter months and 25% do not increase the distance between their car and the vehicle ahead.

Some 27% of motorists have confessed to skidding on ice last winter, illustrating the importance of being cautious during the colder months.

There are a number of things that motorists should consider when driving during winter, including vehicle maintenance. For example, motorists should prepare the vehicle for the cold weather by using anti-freeze in the radiator.

Anti-freeze

Anti-freeze helps to keep coolant levels operational and helps to prevent your engine from freezing.

Batteries

Batteries might also struggle during the winter and are the most common cause of breakdown. Batteries can die at any point during the year. However, they are more likely to fail when the weather gets colder. This is because batteries are unable to charge as quickly when you’re driving and there is more pressure on batteries when lights, heaters, wipers and blowers are all used more.

Driving habits

Motorists will need to adjust their driving habits during the winter as there is a higher risk of breaking down or being in an accident, however many simply fail to do this.

It may also be a good idea to make sure you have breakdown cover in place to deal with a number of potential problems that winter might throw at you.

*Research provided by Churchill

Car registration plates changed to avoid ‘unlucky 13’

Admin — Thu, 29 Nov 2012 20:00:15 GMT

UK motorists planning to buy a new vehicle in the nest 12 months would almost certainly have been stuck with a ‘13’ registration number.

However, the government is concerned that the unlucky number could hit car sales and is now bringing in an additional plate number.

Cars which are registered between January and the end of June will have a ‘131’ registration plate option. Those from July 1st to the end of the year will have a ‘132’ on the plate.

The decision to change the plate numbers is partly based on fears that superstitious motorists would avoid the ‘13’-registration plate and this could affect sales.

The government is also responding to pleas from the motor industry to evenly spread sales throughout the year.

Typically there is a rush of sales every January up to March/April, before slower sales kick in for the rest of the year, putting huge financial pressure on dealerships.

A July registration could help to spread the bulk of sales across the entire year.

In the Republic of Ireland, the Society of the Irish Motor Industry (SIMI) has been consulting with the Irish government over the issue of an ‘unlucky 13’ plate.

Figures show that a massive 70% of new cars are purchased during the first four months of the year. Some consumers believe that buying a car with new registration plates does not reflect the real age of a new car. This is because vehicles purchased in January are generally manufactured the previous year and those bought later in the year are actually made in the same year.

Under the current system, age and location of the car registration provide a quick visual identity of the car. The number 13 plate is due to arrive on 1st March next year.

Whatever car registration plate you drive, you should always have car insurance in place.

Top Five Christmas driving songs

Admin — Mon, 19 Nov 2012 20:00:11 GMT

Love them or loathe them, Christmas songs are as much a part of the festive season as presents and turkey. They might not all be to everyone’s tastes, but we’ve probably all got our favourites.

A lot of us will be making a long journey or two this Christmas, so what songs should you arm yourself with to get in the festive spirit while on the road? If you are a motorist, remember to have breakdown cover in place before you start on the road.

Driving Home for Christmas

What better place to start than with Chris Rea’s classic, ‘Driving Home for Christmas’? Originally released by the British singer-songwriter in 1988, the single has been re-released a number of times since.

Do They Know It’s Christmas?

Everyone likes a sing-song in the car, so this rousing 1984 Band Aid single that builds to a glorious crescendo is perfect when you’re on the road.

All I Want for Christmas is You

Another Christmas classic that never gets old, ‘All I Want for Christmas is you’ was recently revealed as the most-played festive song of the last decade.

First released in 1994, this up-tempo tune is as catchy as it is Christmassy, and Mariah Carey’s vocals make this a powerful ballad ideal for a winter drive.

Merry Xmas Everybody

Widely regarded as the Christmas song to beat all Christmas songs, Slade’s 1973 hit has got to be one of the catchiest songs ever written.

The song is now almost 40 years old, yet still has people singing along at the top of their voices. If this doesn’t get you in the Christmas mood, nothing will.

Christmas Time (Don’t Let the Bells End)

Flamboyant band The Darkness were about 30 years too late for the glam rock era, but they’ve still managed to come up with a Christmas song that even Wizzard would be proud of.

With amusing lyrics, a suitably catchy riff and a belter of a chorus, this novelty festive hit is a must for any Christmas drive.

What is the EU gender directive on insurance and how might it affect you?

Admin — Mon, 05 Nov 2012 20:00:09 GMT

A new directive is set to come into force from December this year that means insurers have to treat men and women the same. They cannot use gender to decide the premiums they charge customers.

As of December 21st 2012, the European Gender Directive means that gender will not be used as part of the pricing process for an insurance policy. The EU has ruled that the idea of women paying less or men paying more is flawed, and that the same rules should apply to both sexes.

The European Gender Directive does not just affect car insurance, but other insurance products like life insurance and annuities.

Up until this point, each country in the EU had an opt-out that allowed insurance companies to use gender as a factor when calculating premiums and benefits.

European law doesn’t allow companies to discriminate by gender when offering goods or services and this will now include insurance.

What forms of insurance will be affected?

This runs across the board and applies to several forms of insurance, including;

• Car insurance

• Life insurance

• Private medical insurance

• Critical illness insurance

• Annuity products.

When does “unisex pricing” come into effect?

From 21st December, under the new legislation, insurers will no longer be able to use gender as a factor when setting insurance premiums. After this date, all policies will be “unisex” although some providers may change their pricing ahead of the official start date of this directive.

Examples of how gender affected premiums

If female drivers were shown to be safer drivers then insurers could reflect this by reducing their car insurance premiums.

However, annuity products may offer higher rates to male applicants than women based on statistics suggesting that women generally live for longer. The new ruling will change all this.

Females may now face increases in their monthly life insurance premiums now that these products are classed as “unisex”.

Will the ruling affect policies that are already in place?

The ruling will only have an impact on new insurance policies and renewals. Any adjustments in price will only become clear when you renew your policy.

If you received a quote before the 21st December but took out the insurance policy after the 21st December the quoted premium will no longer be valid and you will be re-quoted.

What sort of increase will I see on my premiums after the 21st December?

Gender is only one risk factor used when calculating a premium, but unisex pricing will make a difference. It is expected that the quote value will go up after the 21st December.

And in the future?

The Directive seeks to ensure that both men and women in comparable situations pay the same for insurance. However, there are other factors such as age, claims history and driving experience that can alter the premiums of insurance products, therefore we forecast that insurers will seek to remain as competitive as possible in their approach to the Directive.

What should you do as a customer?

Customers should always offer as much information as possible when seeking insurance – whether this is for a car insurance policy or for life cover. This will enable insurers to offer you the best possible price for your individual circumstances.

More information

For more information and independent advise visit:

http://www.fsa.gov.uk/pubs/other/gender_directive.pdf

In Summary:

• Policies become unisex from 21st December

• Both new and renewed policies will be affected.

• Quotes received before 21st December but will a start date afterwards will change

• Gender is only one risk factor taken into account when assessing risk/for price

• The Directive affects car insurance, but annuities, life insurance, critical illness, income protection and health insurance.

• The more information that is given, the more tailored the quote – and the better price for the customer can be helping to give the best price to customers.

Drivers waste £404 each on automatic car insurance renewals

Admin — Wed, 31 Oct 2012 20:00:32 GMT

Motorists in the UK are pouring billions of pounds down the drain by automatically renewing their car insurance policy with their existing provider instead of shopping around for the best deals.

British drivers could be missing out on £404 each by sticking to what they know, according to research by a leading price comparison website*. It appears that when renewal time increasingly comes around, the British public is keen to automatically renew with their existing provider instead of analysing the market to see what they could save with alternative policies.

For 11%, the reason for this inaction is the fact they feel that they won’t make any cost savings by taking out a policy with another car insurance provider. A further 8% (2.92 million drivers) admitted that they simply couldn’t be bothered to compare the market for the best deals.

Further conclusions reached by the research include the fact that, on average, motorists stayed loyal to their car insurance providers for just over two and a half years. For the over 55s age group, this increased to over three years, while for younger drivers (those aged between 18 and 34) this was under two years.

Additional figures from the research highlighted the fact that just 2% of motorists automatically renew their insurance policy to comply with legislation on Continuous Insurance Enforcement (CIE). CIE is a legal requirement for registered vehicle keepers to insure their vehicle(s) at all times.

With the continued strain on household budgets as a result of the recession, and the soaring costs of petrol, it is worth motorists shopping around to get the right deal for them. A failure to do so is only likely to lead to the prospect of having to deal with more cuts further down the line.

Getting the best deal on your car insurance could help to ensure that you can redirect your savings to other car-related costs such as servicing and car tax.

*Research conducted by moneysupermarket.com

Women rate car safety over speed

Admin — Wed, 31 Oct 2012 20:00:23 GMT

New research has suggested that women value safety and stability in a car, ahead of less practical concerns such as speed.

Far from being in awe of expensive looking cars and exactly how many seconds it takes to go from 0 to 60 mph, the research* indicates that just 5% of women deem speed an impressive feature of a car, while the majority (52%) are more impressed by safe, reliable and well-maintained vehicles.

In addition, only 12% of women say that an expensive look is what most impresses them in a vehicle. They are more concerned with the practical considerations that go towards making up the vehicle.

Women become even less impressed by speed with age, with just 2% of over-45s admitting they are impressed by fast cars, compared to 11% of under-35s.

Roger Griggs, communications director at Kwik Fit, said: “It’s unanimous across Britain that a safe, reliable car is more impressive than one that’s fast, expensive or even clean.

“It seems that women in particular rank attention to servicing above speed and even the price of the car, as they aren’t impressed by superficial issues. However, any man driving around in something that looks like a death-trap is warned that this could affect their chances with the opposite sex.”

With just 4% of women being impressed with cars that are clean on the outside, it seems females are willing to overlook mud splatters and other external threats to cleanliness that often cannot be avoided.

However, a larger 14% said that a clean interior is an impressive factor – which suggests that men should spend more time making sure their vehicle is clean rather than tuning it up to reach greater speeds.

The new EU gender regulations are sure to have a significant impact for drivers throughout Europe, and car insurance will be a more important consideration than ever before.

*Research conducted by Kwik-Fit

Ideas for cheap half-term breaks

Admin — Wed, 31 Oct 2012 14:00:05 GMT

Half term is here and it will probably be greeted with a mixed reaction by parents. While it’s great spending some extra time with the kids, it can be tough – not to mention expensive – keeping them occupied for an entire week. Luckily, the ‘staycation’ is currently in fashion.

With so many appealing holiday destinations right here in the UK, and a stack of exciting activities right on the doorstep, staycations can be a fun and affordable alternative to a trip overseas.

Lake District

The beautiful Lake District is a perfect family holiday: mums and dads can enjoy the tranquillity and the stunning views while the kids are free to run around in nature’s impressive playground. Boasting fantastic nature trails through ancient woodlands, gushing waterfalls and child-friendly locations and activities, a holiday in the Lake District is a great outdoor adventure for the whole family.

Devon

If you’re looking for something a bit further south, Devon is a great shout. After setting up camp in the beautiful rural surroundings or unpacking your suitcase in a cosy log cabin, brace yourself for non-stop holiday fun! The Dartmoor National Park is a popular choice for walking, water sports, horse riding, fishing and golf – but that is just the tip of the iceberg. From zoos to adventure parks; from steam railway journeys to boat trips, there is plenty to do – the one thing the kids will not be is bored. With an abundance of restaurants and pubs (and beaches!), there are ample options when it comes to relaxation.

Blackpool

Scooting further up north, Blackpool is bursting with things to do – keeping the kids occupied will be the least of your worries. This vibrant seaside town has lots to do, from Central Pier to Blackpool Tower; from Pleasure Beach to The Winter Gardens. You can also find a zoo, sea life centre, indoor water park, model village, laser quest and indoor play centres either in, or a short drive from, the city.

If you are considering travelling by car to any of the destinations mentioned above this half-term, it may be a good idea to purchase breakdown cover in case you experience any problems with the vehicle.

Top tips for a multi-car family

Admin — Thu, 25 Oct 2012 20:00:13 GMT

A growing number of UK households have two or more cars which can be very expensive to run, but are a necessity for many.

It could be well worth looking into multi-car insurance for discounts and other benefits to reduce running costs.

The cost of motoring is quickly escalating, yet a third of motorists could not live without their car and a further 70% would be willing to make cutbacks to keep their car on the road, according to research by moneysupermarket.com.

Here are a few top tips for a multi-car family:

1. Multi-car insurance

Some car insurance providers have a multicar policy which allows you to add another car to the policy. This could drastically reduce the total insurance bill for two drivers. There are a number of benefits to doing this as not only could it be cheaper in the long term, but drivers could also receive discounts on their no claims bonus.

It would be worth checking to see if there is a limit on how many cars you can insurance at the same address and if cars can be covered under the same policy but at different addresses.

2. Park sensibly

It can often be a fight for the driveway within a multi-car household, so why not consider setting up a rota for when you might have to park in the drive and on the pavement? This way you could schedule parking spaces around who needs it most at the time.

3. Petrol

Petrol prices are reasonable for the time being, however, they often fluctuate and steep prices could put a serious dent in household finances- especially if more than one vehicle is involved. It might be worth seeing how you can make the most of your petrol spending habits. For example, a credit card might reward you or give you cashback if you spend money at a particular petrol station or fill up a family car on a regular basis.

Regardless of how many cars your family is running, it is essential to have car insurance in place for all vehicles on UK roads.

Driving over drinking: Brits cut down on booze to cover motoring costs

Admin — Wed, 24 Oct 2012 14:00:19 GMT

The cost of motoring is soaring and a growing number of Brits are putting down their pint to pay for petrol as a result.

New figures indicate that 26% of motorists are going to the pub less often in order to keep their car on the road. A massive 28% of drivers are also cutting back on the amount which they spend on alcohol and cigarettes.*

Cutting back on booze is just one of the many ways which UK motorists are attempting to cover the rising cost of driving.

70% of motorists would make cutbacks in some form or another to keep their car on the road. Rising fuel prices against a backdrop of low disposable incomes makes the cost of driving even more difficult than it may have been five years ago.

As a result, 34% of people are spending less on clothes and shoes and a further 33% are reducing the amount they spend on their social lives.

Some 26% of people are even giving up on mini-breaks and holidays to keep their car on the roads.

With this in mind, it may not come as a surprise that 33% of those questioned said they could not live without their car. A further 31% of people said they would find life without a car difficult and more than half (53%) believe a car is an extension of the owner’s personality.

One way that motorists could cut the cost of driving is by shopping around for cheaper car insurance. Car insurance policies can vary significantly depending on the policyholder’s age, sex, location and the type of car they own.

*Figures provided by MoneySupermarket.com

Driving in wet/wintery conditions – what do I need to know?

Admin — Tue, 23 Oct 2012 20:00:08 GMT

As the UK begins its descent into winter, Brits are bracing themselves for dark mornings, shorter days and ice-cold climates. While a warm coat and a pair of gloves is often enough to keep the wintery weather at bay, the same cannot be said for Britain’s roads.

The cold weather can adversely impact the state of roads across the country, turning the safest of streets into potential danger spots. From black ice to thick snow, motorists are faced with a plethora of seasonal hazards. The cold can also affect the inner workings of your car, threatening to make your commute even more tiresome than usual. However, drivers can minimise their risk of breakdown or accidents by following our top three driving tips for winter:

Vision

Snow falling onto your windscreen and the glare of a low sun can cause problems when driving in winter. To keep poor vision to a minimum, make sure your windscreens are cleared of all decorative features, crank up the air conditioning to speed up the demisting process in the morning check windscreen wipers and replace if necessary. You should also ensure that all bulbs are working properly and that the lenses are clean, to lessen the risk of low visibility.

Driving technique

Remember to wear dry, comfortable shoes for driving, as thick, snow-covered boots might cause your feet to slip on the pedals. It may be worth keeping a spare pair in the back of the car, just in case. Braking can be perilous in snowy conditions, but by applying the brakes gently you can reduce your risk of skidding. If the car does skid, however, release the brakes and de-clutch.

Tyres

The recommended tread for tyres during the winter is 3mm, and it is advised not to drop below 2mm. It might even be worth changing to winter or all-season tyres, which have a higher silica content in the tread. This stops tyres hardening in low temperatures and provides better grip in wintery conditions.

If you are thinking about heading out on the roads this winter, car insurance is a legal requirement.

August sees 0.1% rise in new car registrations

Admin — Thu, 18 Oct 2012 10:08:26 GMT

The UK Society of Motor Manufacturers and Traders (SMMT) announced recently that new car registrations grew by 0.1% in August, to 59,433 units.

While this might seem small, the SMMT remained confident that the car market is on track to achieve 1.97 million units over the full year.

August only accounts for around 3% of the market, and typically represents a small volume month prior to the September plate change – which tends to account for around 17% of the new car market’s yearly total.

The new ‘62’ plate is expected to see in excess of 330,000 registrations in September, which is traditionally the second largest volume month after March.

The market has increased 3.3% to over 1.26 million units from January-August, which is a 40,000 unit rise since 2011.

Of the 59,433 units, fleet and business sales accounted for 31,871. This represents 53.6% of the overall market.

From January-August, fleet and business sales accounted for 55% of the overall market, with 693,225 units – which is a 2% drop compared to last year.

But David Raistrick, UK Manufacturing leader at Deloitte, remains positive, saying that original equipment manufacturers and retailers should be relieved that UK new registrations have not declined, as they have in other European countries.

“Car sales in Germany remain challenging; sales were down 5% from August 2011, France down 11% and Italy down 20%,” he stated.

However, Mr Raistrick warned that it is “risky” for manufacturers and retailers to rely on a strong September, especially when consumers remain cautious.

“Any stimulus the UK Government and manufacturers can develop together to improve sales would be well received by all,” he added.

Registrations of diesel vehicles dropped 3.6% in August, but are up 4.8% in the year to August. Petrol registrations increased 4% in August and year to date are up 1.5%.

But it is alternatively fuelled vehicles which are demonstrating the biggest growth, up 7.7% in August and 15.3% on the year to date.

If you have purchased a vehicle in August then you may wish to consider the car insurance policy offered by Asda Money.

The UK’s Most and Least Desirable Cars

Admin — Mon, 08 Oct 2012 11:32:45 GMT

As with all purchases, cars will typically prompt one of two responses from the public: adoration or disgust. With a vast selection of cars to choose from on the UK market, consumers are faced with an incredibly varied choice, so what are some of the most and least desirable UK cars?

Ford Fiesta

According to recent research by the Guardian, the Ford Fiesta once again featured highly in the list of best selling cars in the UK for 2011. The SMMT (The Society of Motor Manufacturers and Traders) revealed that over 15,000 units were sold in September, demonstrating the vehicle’s popularity with British Drivers.

The American car manufacturer began developing the model in 1972 and it has been released in numerous guises since.

The car has four different body styles, offering genuine diversity to customers. This has seen the vehicle become a common feature of British roads, proving their sustained appeal. If you currently own a Ford Fiesta which you consider to be your pride and joy, car insurance could be a wise investment.

Renault Laguna Sport Tourer

According to a recent consumer study by Which?, owners of Renault Laguna Sport Tourers had the highest levels of dissatisfaction with their vehicles. Less than 50% of those questioned satisfied with the vehicle, with the majority naming it as one of the worst cars for UK citizens.

The Renault Laguna Sport Tourer was an estate version of the Renault Laguna hatchback, but failed to achieve any real popularity in the UK.

Reliant Regal Supervan III

Depending on your personal preferences, this car will either by your idea of heaven or hell. This three wheeled British construction was popular during the 1970s and had a fibreglass chassis, as opposed to a metal one. The vehicle was just as famous for its light-weight frame as it was for its instability.

The Supervan is also the famous yellow vehicle used by Trotters Independent Traders in the comedy sitcom, Only Fools and Horses – although people frequently (but mistakenly) refer to the vehicle as a Reliant Robin, a smaller three wheeled vehicle from the same manufacturer.

Is it cheaper to travel by train or car?

Admin — Mon, 08 Oct 2012 11:32:19 GMT

Irrespective of the reason for travelling, there is one question which haunts all travellers: is private or public transport cheaper?

Determining whether it is more affordable to travel by car or train is something we all must do at some point in our lives – but how can you find out?

The problem with comparing the cost of travelling by train and car is that there are too many variables to take into consideration.

Whilst public transport may seem cheaper as there is only one fare to pay, as opposed to the infinite list of expenses associated with motoring, the convenience of private transport could be seen to outweigh this and cars can prove to be more economical over longer distances.

Train fares

A report on the BBC at the end of 2011 revealed how rail fares were set to increase by just shy of 6% in 2012. Whilst this was a smaller increase than the 8% which had been previously predicted, it still means that public transport is not as cheap as it once was and that could drive individuals back to the comfort of their cars.

Of course, seasonal tickets can be purchased for those eager to save on regular commutes, but arguments over the reliability and practicality of public transport can remain a deterrent to those who own their own vehicle.

Fuel efficiency

For personal vehicles, the main area of expense is petrol and motorists will be more than familiar with the numerous price increases which have afflicted this resource recently. However, the automotive industry’s continual focus on energy efficiency and ‘green’ motoring mean that cars are now more efficient than ever, achieving more miles to the gallon and thus offering better value for money.

Despite this, motoring costs can still be high and drivers need to remember to factor insurance premiums, road tax charges and maintenance costs when evaluating the affordability of their car.

Even products such as breakdown cover can have a significant impact on the overall cost of driving – although, with firms such as Asda Finance offering cover from as little as £7.50 a month, this is one expense which is unlikely to have a huge impact on drivers.

Most reliable cars revealed

Admin — Mon, 08 Oct 2012 11:31:02 GMT

Consumers are treading more carefully than ever before when purchasing cars, as not only do they want a good price and low running costs, they also want to make sure the vehicle is reliable to avoid any unexpected repair or damage costs.

Small cars

Small cars are certainly increasing in popularity, mainly because they are cheaper to buy, run and maintain. Eco-friendly cars tend to be small cars which mean drivers benefit from not having to pay road tax as they often emit less than 100g/km of CO2 and they are also exempt from the London congestion charge.

The Citroen C1 is a reliable, small supermini vehicle. A number of leading experts have recently praised the vehicle’s reliability record, which explains its appeal to consumers.

The Kia Picanto is a popular small car, and was launched in 2011. It has proven itself to be a reliable choice of car when purchased as a used car or brand new.

Medium cars

Typically, three or five door hatchbacks are classed as a medium-sized car, and they are generally more comfortable to travel in than a small car.

The Mazda 3 has gained widespread praise regarding its general reliability. Also, the Mercedes A-class has received positive reviews despite the first generation A-class having issues with its build quality.

Large cars

Large cars are often bought by private buyers as well as company fleets. More affordable brands such as Vauxhall and Ford generally provide reliable cars but, surprisingly, large premium vehicles such as those made my BMW and Mercedes have proven themselves to be lacking in the reliability stakes.

In contrast, the Honda Insight has been commended for its reliability, as it scored 97% in the 2011 Which? Car Survey.

The Lexus IS saloon is a consistent favourite with car owners as it is extremely reliable. While the reliability of this model is not in question, its running costs could be better as its fuel consumption is generally quite high.

You can never be too sure of how reliable your car is going to be. Breakdown Cover could provide peace of mind.

Worst driving habits revealed

Admin — Mon, 08 Oct 2012 11:30:55 GMT

At one time or another, we may have witnessed questionable behaviour from other drivers on the roads. People forgetting to put their seatbelt on, cutting someone up in a rush or getting frustrated with slower drivers are some of the most common examples.

However, these are just some of the naughty driving habits that many motorists have adopted.

We take a quick look at the most annoying and worst driving habits on UK roads;

Tailgating

Tailgating has been voted as the worst driving habit in a poll conducted by insurance firm, Admiral. Out of 2,500 drivers who were surveyed, 79% of them said that this was the number one most annoying habit of UK motorists.

Failing to indicate

Another habit which drives UK motorists particularly crazy is not indicating. The research found that those people surveyed believed this was the second most annoying habit of all.

Cutting up

Taking third place and a large percentage of the vote, cutting up someone is said to be both distressing and infuriating for drivers.

Not only is it considered rude to other road users, but it can also prove to be extremely dangerous. Accidents could occur when drivers are careless and not aware of the consequence of their actions. It is important for all drivers to recognise that they have a sense of responsibility to each other when they are on UK roads.

The research also found that these irritating habits are making drivers less courteous to one another on the roads. Driving etiquette appears to be slowly grinding to a halt. 62% of motorists, who were polled in the same Admiral survey, believe people are not as polite as they were five years ago.

Every driver is legally required to have car insurance in place. With Asda Car Insurance you can choose from 3 different levels of cover to suit your needs.

What is the best entry level motorbike?

Admin — Mon, 08 Oct 2012 11:30:46 GMT

Considering the rising cost of fuel, motorbikes are a popular way of getting around and can sometimes be a cheaper alternative to buying a car.

If the thought of owning a motor bike is appealing but you don’t know which one to go for, here’s a list of the top entry level bikes for new motorcyclists.

Suzuki TU250X

Suzuki has been creating bikes for a number of years, with an expensive and sophisticated range under their belts This includes everything from entry-level bikes to professional racing bikes. The Suzuki TU250X features a single cylinder engine and a top speed of 75mph.

Kawasaki Ninja 500R

It’s fast, furious and budget friendly. The Kawasaki Ninja 500R sportsbike style can do 51mpg and comes with a parallel-twin engine. The sleek looking bike is miles ahead of its Ninja predecessors seen in Top Gun. The bike will set you back around £3,500.

Honda Crf230M

The Honda Crf230M is an ideal starter bike for those looking for a lightweight durable machine which is reliable and efficient. It could be particularly handy for commuting and city driving. The powerful Honda Crf230M costs £3,000.

Motorbike Insurance

It could be advisable to take out motorbike insurance as a recent study found that one in five stolen vehicles is a bike. According to research from motor information specialists HPI, motorcycle thefts accounted for 22% of all overall stolen vehicles in 2010.

Buying a stolen bike is one of a number of risks that potential motorcycle owners face, so it is important to acquire all the necessary documentation when purchasing a new bike.

“Unfortunately, whilst cars have become more difficult to steal, motorcycles remain an easy target for thieves,” said Nicola Johnson, Consumer Services Manager for HPI.

Anybody looking for an entry level motorbike should remember that there are a large number of options available, and only you will know what is the best fit for you.

Eye test health – how to ensure you are fit to drive

Admin — Mon, 08 Oct 2012 11:27:48 GMT

When it comes to driving, there are a lot of precautions that we all take. There are certain ‘unwritten rules’ that we all try to abide by.

These include things like not driving when we’re angry, taking extra care when driving in wet or icy conditions, and not listening to the car stereo too loudly.

The majority of us like to think of ourselves as good drivers, and many of us are. But there is one area where many people are not being as safe as they should be.

When it comes to eye sight, many people don’t bother to get themselves checked out nearly as often as they should, which can be very dangerous.

The Highway Code states that drivers should be able to read the number plate on a vehicle, in good daylight, from 20 metres away – the equivalent of about five car lengths.

If you can’t read the number plate clearly, then you should wear glasses while driving at all times. 20 metres may not sound like far, but many drivers would struggle to read from that distance.

This is especially true of older drivers, as according to national safety organisation Road Safety GB, one in five drivers have never been for an eye test.

Road Safety GB also points to research carried out by Brunel University, which found that drivers with poor eye sight are 62% more likely to stray out of their lane while driving.

Industry experts are now calling for compulsory eye tests for drivers, to ensure that people aren’t putting themselves and others in danger.

If you are a driver, remember to take out car insurance before you get in the car.

Around the world in…. a Land Rover

Admin — Mon, 08 Oct 2012 11:27:39 GMT

The popular Land Rover Discovery is about to make a ‘round the world’ trip as part of a global expedition to China.

To celebrate the production of its one-millionth vehicle, Land Rover is making a trip from Birmingham to Beijing as its most ambitious fund-raising project ever.

The leading car manufacturer hopes to raise £1 million for the International Federation of Red Cross and Red Crescent Societies. Trekking from Birmingham to Beijing, the journey is over 8,000 miles in just 50 days.

The expedition will take the crew and car through 13 different countries and hopes to drive into China for the Beijing Motor Show on the 23rd of April.

The Discovery model has been a strong seller for the car manufacturer since it was introduced in 1989. Sold in over 170 countries, over 80% of the production comes from the growing Solihull factory.

This is not the first time that car lovers have taken on a worldwide trip in their favourite vehicle.

The route to China was inspired by ‘The First Overland Expedition in 1955’ by Land Rover, which was also to Beijing. The Series 1 Land Rover was used during that journey.

In another epic journey, Top Gear’s Jeremy Clarkson recently took a Land Rover to the Antarctic. Racing with fellow Top Gear presenter James May, Jeremy Clarkson took a four-wheel drive Land Rover across just five inches of frozen lake in the Antarctic.

It has been widely reported that May won the race, although Clarkson has disputed this.Other famous Land Rover Discovery users include Bear Grylls, Sir Ranulph Fiennes, Ray Mears, Monty Hall and Ben Saunders.

Helping you plan the perfect road trip

If you’re going to get out on the open road this spring, we’ve got some great tips on how to make sure your car is in great shape for those long journeys, click here to find out more. Asda Breakdown Cover offers home start, roadside and recovery for just £7.50 a month.

How do hybrid cars work?

Admin — Mon, 08 Oct 2012 11:27:35 GMT

With fuel strikes looming, it might come as no surprise that a number of people might consider a more fuel-efficient car, such as an electric or hybrid alterative.

Here is a quick guide on how the hybrid car works:

What is a hybrid car?

A hybrid car is a more efficient and effective way of driving without damaging the environment. These types of cars have been especially designed to combat CO2 emissions and reduce environmental problems.

Different types of hybrid cars

They usually combine two types of energy to power the vehicle. The car can use electric and gas powered mechanisms to get the car moving.There are several different types of hybrid cars however the most common are the ‘Series Hybrid’ and the ‘Parallel Hybrid’.

The series hybrid uses a combination of two types of technology for energy; electrical power and petrol power. These types of hybrid vehicles tend to use a commination of the engine and fuel to get the car into gear. They have generators which can either charge the batteries or power an electric motor to start the transmission.

Parallel hybrid cars, however, have a fuel tank which provides power to the engine and batteries to run the electric motor. Both the engine and electric motor can turn on the transmission at the same time.

For the series and parallel hybrid, the petrol engine never directly powers the car.

Hybrid cars are more fuel-efficient and can have a number of environmental (as well as economic) benefits. Some can even be charged by connecting to a mains supply of electricity.

Regardless of the car’s ability to save the environment and money, it is still, like all cars, subject to potential breakdown. It may be advisable to take out breakdown cover for peace of mind.

‘Cash strapped’ Brits risk safety by delaying repairs

Admin — Mon, 08 Oct 2012 11:27:31 GMT

Millions of people rely on their car every day, for all aspects of life. Whether it’s going shopping, driving to work, or dropping the kids off at school, many of us simply couldn’t function without a car.

But driving is one of the most expensive aspects of life. Car insurance can run into the thousands, and petrol prices are rising all the time.

But new research has found that some drivers have found a way to keep costs down, and put themselves and others in danger at the same time.

It has been found that millions of motorists are delaying getting maintenance on their cars in a bid to save money.

While this does save money, the majority of defects are rendering motorists’ cars illegal – risking much higher costs in the long run.

It was found that almost a quarter of motorists admit to driving their car while it has damage that makes it illegal to drive.

The most common problems for cars are broken windscreen wipers, defective brake lights, and even faulty brakes.

Many drivers don’t realise that the defects they are driving with make their car illegal. One in five didn’t realise that damaged brake lights render a car illegal, while 19% are unaware that driving with faulty brakes is also illegal.

“In 2010, poorly maintained vehicles caused 52 road deaths. Neglecting maintenance only leads to bigger repair bills later on, lower second-hand values, and increased fuel consumption,” said Neil Greig director of policy and research at the Institute of Advanced Motorists.

“There are also fines if you get caught. More frontline policing and better co-ordination between agencies such as VOSA and the DVLA will help get the worst examples off the road, but In the meantime VOSA should extend the MOT reminder scheme so that no driver can plead ignorance of their renewal date.”

If you have a fault that renders your car illegal to drive, you should not drive until you’ve got it fixed. But if you are concerned about your car braking down, it’s a good idea to invest in breakdown cover, so you’re never stranded.

Five ways cars are safer now than 20 years ago

Admin — Mon, 08 Oct 2012 11:27:25 GMT

Technological advances have brought about some great innovations over the past 20 years. Gadgets that no-one could have envisaged 20 years ago are now taken for granted.

We can now fit a whole CD collection into our pocket, have face-to-face conversations with people on the other side of the world and watch 3D films in our own home.

But as well as entertainment, technology has worked its way into the car industry. But how much safer are cars now than 20 years ago?

Satellite navigation

Many accidents happen on roads that we are not familiar with, as we lose our confidence and make silly mistakes.

But with satellite navigation, that is a thing of the past. There is no need to study a map before going on a journey, or go round a roundabout three times in a row, the ‘satnav’ will tell you all you need to know.

Computer systems

The vast majority of cars which are built these days will come with an on-board computer as standard, giving drivers more information about things like weather and road conditions.

Electronic Stability Control

Electronic Stability Control, or ESC, is technology that is built into modern-day cars to help avoid crashes by the danger of skidding, or losing control of the car by over-steering.

Safety Requirements

Modern-day cars constantly have to meet higher and higher standards of car safety, so it’s little wonder that cars have gradually got safer over the years.

As each year goes by, the standards that manufacturers are required to meet goes up, ensuring that cars only get safer as time goes by.

Side air bags

These may seem like something that has been around for ages, but side air bags are actually a modern-day phenomenon.

These work in the same way as the traditional airbag, but offer drivers and passengers protection from breaking windows.

If you have recently purchased a new car, you can expect it to feature a whole host of new devices and safety features. So, remember to find the most appropriate car insurance policy to keep you protected.

Most common Sat-Nav blunders

Admin — Mon, 08 Oct 2012 11:27:17 GMT

Sat-Navs are designed to make your life easier and, for the most part, they do. However, every now and then they can form a mind of their own and take you on an unfamiliar route.

They have revolutionised the driving experience, bringing joy (and misery!) to millions of motorists across the globe. As drivers entrust their full faith in the little gadget, sometimes it would not hurt to have a little common sense as well.

Here are a few examples of when things have gone horribly wrong following a Sat-Nav:

Misspelling

There are often place names and locations that can easily be spelt incorrectly. Two Swedish tourists should know this better than most, as they were attempting to reach the island of Capri but ended up 400 miles away on the other end of the country when they mistyped ‘Carpi’ into their Sat-Nav.

Postcode problems

Postcode problems must be one of the most common reasons for a Sat-Nav mishap. Recently, a group of builders put up scaffolding on the wrong house because it shared the same postcode with the correct house. While both properties share an SG8 postcode, they are situated eight miles apart in different counties.

This is not the only incident when people have been left baffled by Sat-Nav directions. Tourists looking for the falls in Neath Valley, Wales, often end up at a nearby cul-de-sac because they share the same postcodes.

A villager told The Telegraph that there was one incident when a Chinese family parked on a resident’s driveway and walked to the front door thinking it was the entrance to the falls.

Alterative routes

Whilst the Sat-Nav might know the fastest route or shortcut, it does not know how large your vehicle is. A number of bus drivers and lorry drivers have ended up stranded down small country lanes as a result of trying the shortcut.

One lorry driver was directed to a small country lane in the Cotswolds, but his vehicle fell into a ditch on a bend and blocked the road for five days.Contractors had to bring a digger to remove the vehicle.

You might not be able to call on diggers to help you out of a sticky situation, however, you could always count on breakdown cover to help.

New EU rules on car insurance explained

Admin — Mon, 08 Oct 2012 11:27:10 GMT

The European Court of Justice announced plans last year to scrap gender as a contributing factor towards car insurance. This will affect nearly all drivers as it could push up the cost of car insurance even further.

It is felt by many that the decision that gender should not be used to calculate risk could also cross over into other insurance policies in time.

So what does all this mean?

The EU has decided that it was discriminatory to use gender as a deciphering factor in determining car insurance prices.

Women, who typically are seen as lower risk drivers compared to men, may now see their policies bumped up to match that of men. Insurers are unlikely to reduce the rates of men to match women and, therefore, young female drivers in particular may feel the impact of the EU ruling worse than any other group.

In contrast, men might see their car insurance premiums reduced slightly.

This means that anyone who has purchased car insurance since the end of December 2011 will be affected by the ruling on their next renewal.

The ruling will be enforced on 21st December 2012 and until then gender is still to be used as a contributing factor.

Winners and losers

The current system operates on the risk assessment of the driver. Statistically, female drivers are at a lower risk compared to men.

The British Insurance Brokers’ Association have suggested that the average 18 year old male will claim £4,400 on their car insurance. This is in comparison to the average 18 year old female claim of £2,700.

The Association of British Insurers suggests that the gender ban will increase premiums for women by up to 20%. Men, however, could see their premiums reduced by up to 10%.

The AA British Insurance Premium Index shows that insurance has increased by 15% in the last three months of 2012. Young drivers experienced the highest average increase.

It could be worth shopping around to find the cheapest car insurance policy available before the ban comes into force at the end of the year.

How to get your car in shape this Spring

Admin — Mon, 08 Oct 2012 11:26:41 GMT

Winter driving is no fun unless you love poor visibility, waiting around for the heating to kick in and a higher risk of accidents. Spring driving, on the other hand, is a welcome relief from the pains of winter driving.

Learn to love your car again and get it ‘ship shape’ for springtime driving:

1. Tyres

If you have winter tyres on, now is the perfect time of year to switch to all-weather tyres. The legal minimum tread depth is 1.6m for all tyres, but it’s worth replacing them before the tread depth gets down to 2mm. Check your tyres for cuts, slits and other damage before changing them and don’t forget the spare!

2. Upholstery

If you are one of those drivers who make cleaning your car an annual event, this is the time of year to do so. Give your car a good clean inside and out as the damp clothes and shoes that have been bringing in moisture all winter might have rotted or discoloured the upholstery. By replacing the cover seats or carpets, you could make your car look and feel new.

3. Bodywork

Over the last few months, your car will have collected all sorts of dirt and grime from outside. You can easily remove this and give your car a quick scrub down with some specialist car shampoo. Start on the roof and work your way down so you don’t drag dirt around the body when cleaning.

Make sure the shampoo is fully rinsed off before drying the car to avoid dirt smears. You could then polish the body with some paintwork protection to restore any loss of gloss.

4. Before you Drive

It is always advisable that before you set out on your journey that you check to see if your car is roadworthy. Areas to look at include checking tyre pressure, but also oil, water levels and the state of the windscreen wipers. Whilst you can ‘buff up’ your car inside and out, one undoubted essential for Spring driving is breakdown cover.

Amber alert issues red light to motorists ahead of Arctic weather

Admin — Mon, 08 Oct 2012 11:26:32 GMT

The Met Office and Highways Agency have issued an amber weather warning to the UK amid fears of further bad weather, stopping many motorists in their tracks.

The majority of the UK was already hit with snow fall and icy conditions over the week, with the recent warning alerting drivers to the potential for further disruption.

Following the weekend freeze, temperatures are expected to drop once again as the Arctic blast continues through the rest of the month.

Many parts of the country are said to be likely to experience extremely low temperatures – with automotive industries fearing that this could lead to the development of black ice.

Black ice is a major cause of accidents on British roads and is considered a serious risk – hence the decision to issue amber warning.

Drivers are also being advised to remain prepared for poor driving conditions and inclement weather as further Arctic conditions are expected.

Halfords have already announced that drivers are stocking up on basic items such as breakdown kits, anti-freeze, ice scrapers and blankets as fears of a prolonged cold spell hit home.

However, buying this equipment is not enough to protect drivers from the difficult conditions which may await them over the coming days.

Mark Dolphins, the winter products expert from Halfords explained that “it’s not just de-icing products which are needed” as small problems with cars, such as broken windscreen wipers, can lead to serious problems.

It is, therefore, essential that motorists are fully prepared for every eventuality when taking to the roads by keeping their car well maintained.

Regular checks should be completed before any journey and drivers should also take the time to ensure they have all the necessary materials at hand. Drivers could also consider breakdown cover for extra reassurance in these wintery weather conditions.

How to drive in wet conditions

Admin — Mon, 08 Oct 2012 11:26:26 GMT

With the unusually mild weather recently, motorists have had to deal with wet weather on the roads.

The dreary winter rain has been pouring incessantly in some places and whilst this might not pose as much of a driving problem as snow, it can still be useful to know how to drive in wet conditions.

Here are some top tips for driving in the rain safely;

Slow down

It takes longer to stop in wet weather so it would be advisable to slow down when driving on wet roads. Leave plenty of space between you and the car in front and add more stopping time during particularly wet weather. The last thing you want to do is aquaplane!

Keep your distance

As a result of being unable to stop with your usual speed, you may want to keep your distance when driving. Most driving manuals will suggest that you should have a minimum of at least two seconds of space between you in the car in front in normal conditions. This needs to be doubled in wet conditions.

Turn on your lights

Whether it’s light rain or heavy rain, your visibility is likely to be greatly reduced. It might be advisable to turn your lights on for your own safety and for the safety of others on the road. It is important to note that whilst you may be able to see other drivers, they might not be able to see you. By turning on your lights, other drivers should be able to see you from a safe distance.

Check your tyres?

Have you got enough grip to handle a serious skidding incident? You should check your tyres on a regular basis as bald tyres can significantly reduce your traction on wet surfaces. When your tyres are running on a wet road, the water is compressed between the treads and if the tyres are bald the water has no place to go. In the UK, the legal tread depth is 1.6 mm.

Flood water

If you have to drive through a large puddle, drive slowly and carefully at all times. Floodwater can be very difficult to manage, as you cannot see the water hazards that might be lurking beneath.

As a general rule, if the water level is deeper than the bottom of your car doors or the third bottom of your wheels it would not be advisable to drive through it. Don’t forget to test your breaks before and after going through deep water.

Breakdown cover could be extremely useful, and provide you with peace of mind when travelling in bad weather conditions.

Do I even need a car?

Admin — Mon, 08 Oct 2012 11:26:20 GMT

Cars are an integral part of life for many people, now more so than ever. As the world gets smaller, people are relying on cars more than ever before.

Despite the rising costs, many people still rely on their car for everything from going to the shops to commuting to work, to even going on holiday.

Many jobs require us to have a licence, and ownership of a car is still definitely seen as a bonus amongst young people.

But do we really need a car? Society says we do, but the price of owning a car is making it harder and harder to justify it. So how can you save money on car ownership?

Motor upkeep

If something goes wrong with your car (and it inevitably will, especially if it is an old model), then you could be left seriously out of pocket.

And if you are not much of motor expert and take your car to a garage at the first sign of trouble, mechanics will see you coming a mile off and might take you for a ride.

If your car breaks down, see it as an opportunity to learn a new life-skill and see if you can fix the problem yourself. Use the internet, your car’s manual, and any friends or family who have a bit of know-how to help you figure out the problem and get it resolved.

If your car is damaged as the result of an accident, then remember that your car insurance will often cover the costs of repairs.

Fuel prices

There was once a time when it cost less than a pound per litre of petrol to run a car. But fuel prices have risen astronomically in recent years, so how can you keep costs down?

Try not to make any short, unnecessary journeys, and you’ll be surprised how much fuel you have left in your tank at the end of the week.

Also, remember to drive economically. This means keeping revs down, reducing acceleration and driving in a careful manner.

Tips for buying a New Year car

Admin — Mon, 08 Oct 2012 11:26:14 GMT

As 2012 dawns, motorists across the country will be looking for a new car to welcome in the New Year. With a wide selection available, finding the best vehicle can be difficult – so what should you look for when buying a New Year car?

Consider the initial price and your budget

Set a clear budget and remember to consider depreciation values when making your purchase. New cars can depreciate very quickly and so it is important that you think of your purchase as an investment rather than a one-off expense.

Buying a pre-registered vehicle can sometimes be a better investment and The Guardian claims that they can be as much as 20% cheaper than a brand new model, whilst still having mileage of as low as 20 miles. Starting the New Year with a savvy saving like this is a great way to make sure you get a top of the range vehicle without leaving your finances beyond repair.

Compare features against your requirements

Make a list of your requirements to make sure you select a suitable model. Always ask yourself questions about how much storage space you require and what features you want before looking at prospective vehicles. Then compare your list of requirements with what is on offer and make sure you make the best decision.

Security features should be considered alongside other aspects, such as entertainment and you should always check the condition of the vehicle regardless of whether you are buying it new or second-hand. Always make sure you check the documentation and don’t commit to a purchase unless you are entirely happy with what you are being offered.

Calculate the additional costs

All car purchases will come with additional costs and these always need to be considered before committing to a purchase. Car insurance is a legal requirement for all drivers and the cost will vary between policies and makes of vehicle. Always obtain insurance quotes prior to purchase to ensure you are prepared for the full cost of the car.

Unseasonable storms cause a stir across the UK

Admin — Mon, 08 Oct 2012 11:26:06 GMT

The recent onslaught of high winds and inclement weather has resulted in widespread travel disruption for much of the UK, putting road users at increased risk.

So, where have the storms caused the biggest problems and what can you do to protect yourself?

Wales

One of the worst affected areas, Wales has witnessed winds of up to 93mph in Geynedd whilst flood warnings were also issued for a number of areas, such as Conwy.

Roads have been heavily affected by the recent weather, with several major routes being affected by debris. The high winds have caused trees and other items to obstruct roads, with areas such as Pembrokeshire, Ceredigion and Gwynedd all being affected.

England

Elsewhere in the UK, other regions have experienced similar delays and traffic disruption due to the weather. The Port of Dover was closed due to high seas, whilst commuters planning to use the Dartford crossing were warned to expect the gale-force winds to cause delays.

Kent, Surrey and Sussex were all said to experience problems as fallen trees and flooding affected their roads, with the A287 between Hindhead and Haslemere being closed in Surrey.

Scotland

Scotland has also experienced similar conditions, with residents being warned to prepare themselves for localised flooding and a drop in current temperatures. Winds of up to 100mph are potentially forecast for the area, with local authorities urging commuters to take necessary precautions.

How to protect yourself from the weather

It is, therefore, essential that all drivers take the necessary steps to protect themselves in light of the recent conditions. The Met Office has issued a number of weather warnings which should be consulted by all commuters whilst journeys should only be made if absolutely necessary.

You should also ensure that you have adequate car insurance cover before taking to the roads. This will ensure that you will be protected should you be unfortunate enough to be involved in an accident whilst out in the current bad weather.

5 key things to do if your car breaks down

Admin — Mon, 08 Oct 2012 11:25:58 GMT

Having your car break down can be a stressful and expensive experience. All cars are prone to wear and tear, however, the majority of them will also break down at some point in their lifespan.

If and when this situation arises, you may need to know what steps to follow.

Here are five key things to do if your car breaks down;

Don’t panic

It can be hard to know where and when to stop once your car starts misbehaving. Whilst it is important to get your vehicle off the road as soon as possible, motorway hard shoulders should only be used for emergency use.

Hazard lights

It is vital that you warn other traffic by putting on your hazard lights. If you are on a busy road or street, it could be particularly important to notify other drivers. Once you have pulled over to the nearest suitable spot, leave your sidelights on and turn the hazard warning lights on. Do not use a warning triangle on the hard shoulder. You can, however, use a warning triangle on non-motorway roads.

Passengers

If you have passengers, make sure that they are all out of the vehicle once parked. It would be advisable to park as close to the left as possible with the wheels turned left as well. All passengers should exit through the left hand side, in case of any oncoming road users.

Leave any animals inside the car or in an emergency keep them well under control. Keep passengers as far away from the road as possible, especially children.

Call for help

Once you have pulled over to a safe place, your lights are on and all the passengers are out of the car, you need to call for help. Use your mobile phone to call your breakdown provider for assistance and if you don’t have one or have run out of battery, walk to the nearest emergency phone on your side of the carriageway.

Alternatively, use one of your the phones belonging to the passengers in your vehicle. It is also important to try and describe your location accurately.

Don’t attempt any repairs

If you don’t have breakdown cover and are worried about the costs, don’t attempt to carry out any repairs yourself. It could cost you more in the long run and also put your life at risk potentially. If you do not have the correct skills or knowledge, you could end up damaging your vehicle further.

Car crime tops list of worries for British drivers

Admin — Mon, 08 Oct 2012 11:25:50 GMT

According to car insurers Admiral, almost three quarters of Brits worry about car crime on a regular basis.

The research shows that 74% of drivers in the UK give regular thought to the safety of their vehicles, being extremely fearful of car crime.

Having their cars stolen or broken into is the main concern, affecting the vast majority of drivers.

The fears come despite the fact there is evidence that car crime figures are falling, meaning that drivers could be worrying unnecessarily.

According to the insurer, the number of customers who were victims of car theft last year had fallen to just 0.16%. This figure was said to be 0.54% in 2001, showing a significant decrease over the past ten years.

Regional worries

Despite the widespread fear of car crime, different regions of the UK were found to experience different levels of worry. The North was found to be the most relaxed, with Scottish drivers claiming to feel safest.

The East Midlands and Yorkshire, however, were said to be on the other end of the scale, with 80% of their drivers fearing for their vehicle’s safety.

The average figure of 74%, therefore, shows how the fear of car crime is something which is endemic to British drivers, leaving many of them nervous about the security of their vehicles and the possessions contained within it.

Protecting your vehicle

With these concerns in mind, it is vital that drivers take the necessary measures to protect their vehicles. Simple procedures, such as parking the vehicle in a safe and well-lit location and ensuring all doors are locked can help to significantly reduce the chance of car crime.

Windows and sunroofs should also be kept shut when the car is not occupied and drivers can also invest in security locks and immobilisers to add extra safety features.

Unfortunately, all of the preparation in the world will not completely eradicate car crime and some owners could still find themselves the victims of damage and theft.

Ensuring that you have adequate car insurance cover for these situations is essential. All drivers should check their policies and make sure they invest in one which offers financial protection for damages, break-ins and thefts.

Has Top Gear become irrelevant TV for motoring fans?

Admin — Mon, 08 Oct 2012 11:25:45 GMT

There was a time when watching Top Gear was the way petrol-heads kept up to speed on the latest developments in the automotive world. However, as the car industry continues to change, has this pivotal programme lost its significance?

According to a recent report in The Guardian, ratings for the latest series are down with even the programme’s producer, Andy Wilman, confessing that he will be glad to see the end of it.

However, the vast amount of criticism for the show has been directed at the scripting and presenters rather than being necessarily focused on the content which it provides for motorists.

Predictability and a lack of innocence are said to be the main causes for complaint with the current show, leaving car enthusiasts less than satisfied with the BBCs latest efforts.

However, with the car industry and the nature of cars continuing to change, are there deeper problems with the current Top Gear format and focus?

Featuring a number of expensive so-called “supercars” in the show, the programme could now be seen to be somewhat dated, offering information that is no longer relevant to motoring fans.

With the automotive industry currently focusing on environmental and economic benefits as their prime concern, programmes about three middle-aged men and racing is perhaps not the most relevant viewing for consumers – although is still largely enjoyable.

In fact, nowadays the more ‘boring’ aspects of car ownership are likely to be considered more important by consumers, all of whom are eager to find ways to save money.

Yet, despite the fall in ratings, the show still remains popular with a fairly large audience – regularly attracting more than five million viewers.

This figure is said to be particularly high for a BBC2 show and demonstrates how, despite current speculation, the show continues to have some sway with audiences.

Whether current viewers are tuning in purely for the entertainment or for car-based information is uncertain, but the future of the show is likely to be largely dependent on its ability to retain significance in an industry that is continually under development.

Before taking to the road you are legally required to have car Insurance in place.

Average journey times – UK commuters face the hard facts

Admin — Mon, 08 Oct 2012 11:25:40 GMT

Commuting is often seen as the bane of any worker’s daily routine. With the state of the economy currently being so dismal, employees are willing to travel far and wide to keep hold of their job though.

The latest figures from the Trade Union Congress (TUC) reveal that the average employee spends nearly 200 hours a year, that’s the equivalent of five weeks, traveling to and from work!

With cities pulling in workers from all directions, it may come as no surprise that London has the longest commuter times with an average of 37.8 minutes per journey, each way. The TUC revealed that the average commute for men is 26% higher than for women as they spend 219 hours a year travelling compared to just 174 for women.

TUC General Secretary Brendan Barber commented on the findings; 'Unnecessary long commutes are frustrating and expensive for staff, and bad for business too.”

'Smarter working must be part of the modern economy. Staff want greater access to flexible and high quality home-working and employers need to do more to provide it.”

Not only are commuters spending several weeks of their lives stuck in traffic or on trains, they are also spending over a quarter of their annual wages on transport. A survey by Hay Group has revealed that the average season ticket on the train is £2,028, which is 8% of the average salary (£25,176).

For those travelling over 50 minutes into Birmingham and London this increases to a massive 21% of the average salary. Yet figures from the Office for National Statistics show that those who commute for longer actually earn more.

Increasing congestion on the roads and largely unreliable public transport can significantly add to commuting times. As many rely on their vehicles to get them to and from work on a daily basis, it could be advisable to ensure you are fully prepared in the event of a breakdown.

Calling out an emergency recovery service without having breakdown insurance could cost you time and money, adding further stress to your journey.

Breakdown cover varies and so it might be worth checking that you have onward travel within your policy.

Should you get winter tyres?

Admin — Mon, 08 Oct 2012 11:25:31 GMT

The roads are becoming icier, the air is getting colder and some parts of the country have already reported snowfall. It’s THAT time of year again when you find yourself asking – do I need winter tyres?

According to research from Manheim Auctions, less than 5% of motorists are planning on buying winter tyres this year. However, after the last few years of winter weather chaos, many are concerned as to whether or not they should buy them.

The number one reason why drivers have traditionally steered clear of winter tyres is because of the cost. The research found that 41% of them said they could not afford them this year, 28% of drivers claimed that they didn’t think that the weather would be that bad and a further 16% didn’t really know what winter tyres are.

The survey also found that 92% of motorists drive differently in the snow. 63% of those surveyed didn’t believe their driving skills were good enough to handle all weather conditions.

Regardless of getting winter tyres or not, it is worth noting that the legal tread depth is 1.6 mm. Tyre maintenance, pressure and air may also need to be checked in preparation for the winter.

Craig Mailey, Marketing Director, Manheim Auctions said; “Winter tyres are an investment in safety. They will help to keep you on the move and on the road, reduce the risk of accidents and can be used over several winters”.

It could be important to prepare your vehicle for winter, otherwise you could be at risk of breaking down.

Breaking down is often a stressful and difficult experience, yet breaking down during the winter months could add further pressure to your situation, especially if you are travelling home for Christmas.

Breakdown insurance cover could be ideal as it may be extremely expensive to call out a recovery van and you could end up waiting even longer for assistance.