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Monday, July 16, 2018

Our New Patio!

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So we FINALLY have a patio!!! You  may have heard me mention it before but we had big plans for our backyard!



This was out area right outside our porch before.

It was basically some old garden beds that I had filled with stone when we first moved in and a bunch of grass. There was no privacy so everyone that drove by my house could see the side yard and backyard.  So we decided to use the money we received as a gift at our wedding reception to put in a privacy fence and patio and we had Jack Hammer Concrete do the work!


It was actually an awesome process to watch. On Day 1 they dug out the ground.   On Day 2 they framed and filled with gravel.





On Day 3 the concrete truck arrived!








And voila!

We had to wait 5 full days before we could put anything on it so that it didn't scratch the top.   It was an excruciating 5 days but it is so worth it now!










And here's a shot of it at night!




This isn't the finished product though because I will have another post when we add stone and make everything even more beautiful!









Thursday, July 12, 2018

Common Money Mistakes You Need To Avoid



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We all make mistakes from life. Learning from them is what makes us stronger and helps us to move forward. However, when it comes to matters concerning money, mistakes can be very costly. This is why it is a good idea to learn from the mistakes that other people have made so that you can avoid making them yourself. So, let’s take a look…

Buying a property without understanding the true expense – There is a lot more to buying a property than the deposit and the monthly payments. You are going to need to pay legal fees, as well as having an emergency fund set aside for maintenance. You also need to pay for a professional property inspection and removal services. The list goes on. Buying
a home before you are truly financially ready can be one of the biggest mistakes you make, and it is not one that is easily reversed.

Irresponsible borrowing – There comes a time for most people when they need to borrow money. This could be to fund the purchase of a new car or it could be because you are struggling to pay your bills. No matter the reason, and no matter whether you turn to online loans from the likes of
SnappyPaydayLoans.com, hand-outs from friends, or a credit card, you need to make sure you borrow responsibly. You need to know exactly what you are getting yourself into and you need to be certain you can make the repayments.

Not having an emergency fund – Life has a habit of throwing unexpected things at us, and these aren’t always the best surprises. If you do not have an emergency fund, you could find yourself getting into financial trouble. After all, how are you going to pay for your vehicle to be repaired or your boiler to be fixed?

Not checking your credit score – last but not least, failing to check your credit score regularly is another error. You may assume there is no need to check your score because you have not got a credit card or you always make your repayments on time. However, many factors determine your credit score, as you can discover at
CreditKarma.com. You need to maintain it. Plus, with your credit score dictating so many things, from your ability to rent a property to securing finance, you can’t afford to simply ignore it.

So there you have it: some of the most common mistakes that people make when it comes to money. If you have noticed any of the errors mentioned above because you have made them before or are currently making them, there is no need to go into panic mode. Simply follow the advice that has been provided so that you can manage your money better.











How to Reconnect With Nature for a Happier, Healthier You



We are one with nature. We are not separate from it, no matter how much we like to try. Nature is within us, and distancing ourselves from it is to our detriment. Whether it is our health or mental wellbeing, being amongst and around nature provides so many benefits. From improved air quality, to simply living a more harmonious life, here are the top tips to reconnect with nature for a happier, healthier you:

The Importance of Reconnecting with Nature

Nature is critical to our health, which is why what we are doing to the planet in the name of capitalism and corporate growth is so worrying. Not only do plant life offer beauty to the world, they also purify the air and provide us with oxygen. Cut down too many, greenhouse gas emissions rise, and, while that has so far worked in our favor by delaying the next ice age, it has started to melt the polar ice, which will result in catastrophic change to our natural world.

On a smaller scale, reconnecting with nature and enjoying more of it in our everyday lives improves our physical health, by allowing us to breathe in cleaner air and by providing us with more nutritious food. It also helps us to relax. There are so many reasons reconnecting with nature is important, and with these tips you can bring more of it into your life, starting today.

How You Can Bring in More Nature into Your Home

There are two main ways you can bring more nature into your home. One, through air-purifying house-plants that you can as decoration. Not only will they help clean your air, but they also look great in any interior design scheme.

Another way you can bring nature into your home is with your own vegetable and fruit garden. This can be done regardless of your home type. Either plant these foods in the ground, or use a vertical garden or indoor garden set-up to grow fresh, organic foods right at home. Not only will you purify the air, but you will also have the best and freshest food for you and your family to enjoy.

How You Can Spend More Time Outdoors

Hiking, biking, kayaking, swimming, and all of those fun outdoor activities are great ways to enjoy more time amongst nature. If you live in the city, try to spend more time in your local park and book camping trips to the national parks. There are some amazing camping St George Utah opportunities out there through Visit St George, so you and your friends or family can all get out there and enjoy being completely surrounded by nature. Get some exercise, enjoy the natural beauty, and disconnect from the stress of modern life. It’s a great way to reconnect with nature and enjoy all the associated health benefits.

Reconnecting with nature means breathing cleaner air, relaxing, and even enjoying healthier foods. It means slowing down and going back to our roots. The more time you spend outside, the better. Therefore, book trips, go on walks, bike, and try to get out there more for your health and your happiness.











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