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<title>Matt E Spitz - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Matt_E_Spitz</link>
<pubDate>Sat, 29 Jul 2023 08:27:18 -0500</pubDate>
<image><title>Matt E Spitz - EzineArticles Expert Author</title>
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<description><![CDATA[Matt is a real estate investor/author focusing on small business financial and credit related issues.]]></description>
<lastBuildDate>Mon, 01 Feb 2010 15:28:28 -0600</lastBuildDate>
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<title>Criminal Background Checks Before Job Offer - Why They Make Hiring Today Difficult</title>
<link>http://EzineArticles.com/3674525</link>
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<pubDate>Mon, 01 Feb 2010 15:28:28 -0600</pubDate>
<description><![CDATA[Criminal background checks before job offer have become much more common given the scarcity of jobs and the high number of applicants. While it may seem a bit unfair for employers to hold off on a job offer based on a criminal record search applicants have to understand the human resources personnel have a job to do as well.]]></description>
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<title>Investigating Someone Free is Just the First Layer of the Onion</title>
<link>http://EzineArticles.com/2742801</link>
<guid>http://EzineArticles.com/2742801</guid>
<pubDate>Thu, 13 Aug 2009 14:15:56 -0500</pubDate>
<description><![CDATA[The cost of investigating someone depends a great deal upon just how much you want to know about a person and how badly you want that information. It doesn't cost much to find out the basics of a person - their phone number, cell phones, address, etc. Once you step outside the basics each layer deeper carries an associated cost with it.]]></description>
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<title>Background Check on Someone For Free - You'll Save a Lot of Heartache and More</title>
<link>http://EzineArticles.com/2588582</link>
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<pubDate>Wed, 15 Jul 2009 14:46:41 -0500</pubDate>
<description><![CDATA[A background check on someone for free is sure to carry considerably limited information however you might be surprised just how much information you can get for no out of pocket expense.  A large number of public records search engines have sprung up all over the place and many of them offer quite a bit of information on people without requiring any sort of monetary payment.]]></description>
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<title>Which Background Check to Get?  Screen Many Applicants, Credit Check a Few</title>
<link>http://EzineArticles.com/2556890</link>
<guid>http://EzineArticles.com/2556890</guid>
<pubDate>Mon, 06 Jul 2009 16:13:18 -0500</pubDate>
<description><![CDATA[Which type of background check to get? Many people new to investment real estate often don't know which type of background check to get and wind up either not doing one at all or doing the wrong type.  In any case, many people new to rental property investing leave themselves exposed to either deadbeat risk or risk of civil action (lawsuits).  Either proposition is to be avoided at all costs, and with the right strategy, shouldn't be cost prohibitive.]]></description>
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<title>Get a Background Check Quickly, Quietly, and Cheaply - But Beware of the Limitations</title>
<link>http://EzineArticles.com/2556276</link>
<guid>http://EzineArticles.com/2556276</guid>
<pubDate>Mon, 06 Jul 2009 14:34:05 -0500</pubDate>
<description><![CDATA[Businesses that need to get a background check quickly won't be using an FCRA compliant service.  Most times this doesn't matter because users of these services are not really interested in credit or criminal history, they're usually just confirming address information or verifying a social security number or tax ID number.  A service designed to do this sort of retrieval is done broadly and covers public records databases.  Information typically is retrieved and transmitted online quickly.]]></description>
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<title>Get Background Check Data on Employees - Hard Times Can Make For Hard Choices For Even Good Workers</title>
<link>http://EzineArticles.com/2555555</link>
<guid>http://EzineArticles.com/2555555</guid>
<pubDate>Mon, 06 Jul 2009 11:43:51 -0500</pubDate>
<description><![CDATA[Employers are learning the hard way to get background check information on prospective new and old employees the hard way.  Crime studies frequently lag real-time data by several years but the most recent data available indicates that around 1 in 3 businesses experience employee theft averaging around $350,000. While larger firms may be able to absorb that kind of blow, many smaller businesses would be utterly ruined by fraud and theft of that level...]]></description>
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<title>Free Background Checks on People - How Much People Can Find Out and How Shockingly Little it Costs</title>
<link>http://EzineArticles.com/2552976</link>
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<pubDate>Mon, 06 Jul 2009 10:00:57 -0500</pubDate>
<description><![CDATA[Free background checks on people are available via public records databases but the results you get for the free searches are usually quite limited.  No cost public records searches typically will turn up a person's name, address, phone number, age, and sometimes relatives such as mother, father and siblings.]]></description>
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<title>Background Checks on People - Searches on Celebrities Are Rare Abuses of the Public Records System</title>
<link>http://EzineArticles.com/2553351</link>
<guid>http://EzineArticles.com/2553351</guid>
<pubDate>Sun, 05 Jul 2009 11:21:44 -0500</pubDate>
<description><![CDATA[Background checks on people have become increasingly common as the availability of information, and although no official data exists on how often celebrity data is accessed estimates suggest that the vast majority of searches done are legitimate.  A recent investigation into the abuse of criminal and personal records databases in the city of Boston by law enforcement workers suggested that over 99% of accesses by users were for legitimate police business.  ]]></description>
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<title>Rental Applicant Screening - Using Self Elimination</title>
<link>http://EzineArticles.com/2470846</link>
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<pubDate>Thu, 25 Jun 2009 14:38:11 -0500</pubDate>
<description><![CDATA[Honestly - with the right balance of cleverness and forcefulness (personality-wise) the vast majority of potential bad apple tenants are more than happy to screen themselves right out of your office. That's the kind of rental applicant screening all of us can afford. Needless to say many of the people I talk to do not bother to show up at my office to sign a rental applicant screening consent form. They already know they have a checkered past and don't bother to show up. Good riddance.]]></description>
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<title>Screening Rental Applicants Cheaply Still Gets the Job Done</title>
<link>http://EzineArticles.com/2468234</link>
<guid>http://EzineArticles.com/2468234</guid>
<pubDate>Thu, 25 Jun 2009 14:32:57 -0500</pubDate>
<description><![CDATA[Screening rental applicants is a necessary evil but it can be done quickly, cheaply and efficiently with the right approach. How you proceed ultimately will be dictated by the quantity and quality of rental applications you receive, but here is my typical approach when I have rental unit(s) to fill.]]></description>
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<title>Screen Rental Applicants the Cheap Way - The Process of (Self) Elimination</title>
<link>http://EzineArticles.com/2468347</link>
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<pubDate>Thu, 25 Jun 2009 13:41:41 -0500</pubDate>
<description><![CDATA[When I screen rental applicants I have to admit it gets really tedious, but mercifully it no longer costs me an arm and a leg to do it. I've set up a simple but effective system I use to screen rental applicants that helps me both weed out the bad apples with minimal effort and cost - and still covers my butt legally.]]></description>
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<title>Good Tenants Are Everywhere - Nearly Anyone Can Be a Good Tenant</title>
<link>http://EzineArticles.com/2377629</link>
<guid>http://EzineArticles.com/2377629</guid>
<pubDate>Thu, 28 May 2009 19:24:40 -0500</pubDate>
<description><![CDATA[Good tenants - where to find them and how to keep them that way? People are always asking me how I always end up with great, respectful tenants that pay on time and in full. I've thought about that question often enough now (and see enough other operations) to know why I've been successful while so many others are always struggling. You're going to wait for me to say that it all has to do with location, neighborhood, and the local economy... and to a certain extent that plays a role. Obviously if you buy a rental unit in a high crime, heavy drug use neighborhood a good tenant simply isn't going to want to live there.... or will they?]]></description>
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<title>Name Search by Address Creates Powerful Lists For Political Action and Business Mailers</title>
<link>http://EzineArticles.com/2379916</link>
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<pubDate>Tue, 26 May 2009 16:05:14 -0500</pubDate>
<description><![CDATA[These days people do any number of public records searches such as name search by address, cell phone number searches, or maiden name searches for lost friends and relatives.  A recent search by a political consultant quickly returned voter registration results by residential address in her town, which made it handy for her to quickly download and sort the list by party affiliation for her mailing campaign. She even used the list to pre-populate her form letter and envelop printing documents - pretty handy.  Read on to see how she did it.]]></description>
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<title>Doing a Rental Background Check Can Really Save You a Lot of Headaches</title>
<link>http://EzineArticles.com/2245783</link>
<guid>http://EzineArticles.com/2245783</guid>
<pubDate>Fri, 24 Apr 2009 07:36:26 -0500</pubDate>
<description><![CDATA[A rental background check can really save you a lot of headaches if you're in the property management business. Have you ever had a tenant move in to your room or apartment for rent only to immediately stop paying and become a complete nuisance to you and your other tenants?]]></description>
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<title>Find a Person by Address by Using Free Public Records Search</title>
<link>http://EzineArticles.com/2245355</link>
<guid>http://EzineArticles.com/2245355</guid>
<pubDate>Thu, 23 Apr 2009 16:29:00 -0500</pubDate>
<description><![CDATA[It is possible to find out just about anything about just about anyone. Nowadays it doesn't even have an out of pocket expense to find a person by address, or to find a person's phone number or relatives. It's scary but that is the reality we live in.]]></description>
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<title>Doing Background Checks on People Can Save Time, Money, Stress, and Heartache</title>
<link>http://EzineArticles.com/2245185</link>
<guid>http://EzineArticles.com/2245185</guid>
<pubDate>Thu, 23 Apr 2009 16:26:33 -0500</pubDate>
<description><![CDATA[Ever wish you had done background checks on people? Have you ever put someone in a position of trust with your car, or your house, or your child - only to have that trust violated?  The damage that can be done by one bad apple in your life can be irreversible.]]></description>
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<title>It is Easier Than Ever to Find Info on People Without Expense</title>
<link>http://EzineArticles.com/2245061</link>
<guid>http://EzineArticles.com/2245061</guid>
<pubDate>Thu, 23 Apr 2009 15:49:52 -0500</pubDate>
<description><![CDATA[It's easy to find info on people for little or no money these days. Public records databases have been required to open their data stores to the public and many small companies have taken the opportunity to write programs and create sites designed to intelligently retrieve data about people in those public records databases.]]></description>
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<title>Marriage Background Check - Is Your Spouse-To-Be Already Hitched?</title>
<link>http://EzineArticles.com/2240343</link>
<guid>http://EzineArticles.com/2240343</guid>
<pubDate>Thu, 23 Apr 2009 08:18:25 -0500</pubDate>
<description><![CDATA[A discreetly done marriage background check can mean the difference between peace of mind and potentially years of your life wasted on someone only out to use you... or possibly even worse. We all think we know our significant others very well and we of course love them dearly but what exactly do they do when they're away? Does your significant other go away on frequent business trips or have an overly routine schedule (with you one weekend, gone the next)?]]></description>
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<title>A Quick Individual Background Check Can Keep You Safe From Fraud</title>
<link>http://EzineArticles.com/2240395</link>
<guid>http://EzineArticles.com/2240395</guid>
<pubDate>Thu, 23 Apr 2009 06:14:36 -0500</pubDate>
<description><![CDATA[An individual background check can be one of the highest return, lowest cost investments you make in your lifetime. Most of us go about our business every day working with the same people - spending our money at the same stores and small businesses. If you're like me though you wonder from time to time as to whether someone is trying to pull something over on you. I've always been an extremely honest person but because of that many people try to take advantage of my good nature. It probably happens to everyone from time to time but some of us have targets on our backs.]]></description>
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<title>Background Credit Checks Can Be the Difference in Making a Profit Or Loss</title>
<link>http://EzineArticles.com/2238955</link>
<guid>http://EzineArticles.com/2238955</guid>
<pubDate>Wed, 22 Apr 2009 11:27:01 -0500</pubDate>
<description><![CDATA[If you're in the business of extending credit to customers for a significant portion of your business then you would do well to conduct careful background credit checks to be certain your customers are credit-worthy.   While your profit and loss statement may indicate you made a lot of money in 2008, did you have a large amount of unpaid accounts? What does your bank account balance say? If you find that you're consistently running just over broke in your bank account but you've got consistent business then maybe your accounts receivable are at fault.]]></description>
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<title>Why Pre-Employment Background Checks Can Be a Small Business Owner's Best Friend</title>
<link>http://EzineArticles.com/2239154</link>
<guid>http://EzineArticles.com/2239154</guid>
<pubDate>Wed, 22 Apr 2009 11:23:13 -0500</pubDate>
<description><![CDATA[Pre-employment background checks can be a savior for your small business. Do even a simple review of your applicant's information and you'll weed out numerous bad apples trying to spoil your business. Many applicants who may appear at first glance to be the most qualified for a position within your company can be embellishing their resumes... or worse still fabricating it entirely.]]></description>
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<title>Small Businesses Beware - A Hiring Background Check Can Save You Thousands</title>
<link>http://EzineArticles.com/2239054</link>
<guid>http://EzineArticles.com/2239054</guid>
<pubDate>Wed, 22 Apr 2009 10:58:40 -0500</pubDate>
<description><![CDATA[A hiring background check can be important if you're a small business owner and have either hired your first employees or are considering doing so for the first time.  You can be taking on significant risks to your business. While you may be an expert plumber or carpenter, what do you really know about people, hiring, and employment law? Doing a hiring background check can go a long way to improve your odds of selecting a qualified and honest applicant.]]></description>
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<title>Do a Tenant Credit and Background Check Before You Sign a Lease</title>
<link>http://EzineArticles.com/2158021</link>
<guid>http://EzineArticles.com/2158021</guid>
<pubDate>Fri, 03 Apr 2009 14:49:30 -0500</pubDate>
<description><![CDATA[Tenant credit and background checks can make or break a rental business. Nearly everyone has heard the horror stories - a renter moves in and takes your apartment and after a couple of months simply stops paying. Anyone who has ever rented out a room or a piece of property...]]></description>
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