PBSA Member · FCRA-Compliant Consumer Reporting Agency
FCRA Background Check Services. Hire, Rent, and Partner with Certainty.
A U.S.-based analyst reviews every background screening report before it reaches you. Therefore, you get fast turnaround and verified accuracy in the same report. Our FCRA-compliant background check services protect your reputation, reduce risk, and give you the confidence to say yes.
Protect your business and minimize risk with precise, reliable FCRA background checks. As a result, you make confident due-diligence decisions from the start.
Open a Free Account See Pricing From $25
Smart risk decisions. Powered by information.℠
FCRA-compliant screening since 2010
- No offshoring of PII
- Multiple Authentication Factor (MAF)
- Same-day results on most reports
- No setup fees, no contracts
Start screening in minutes
- Pay as you go, from $25 per applicant
- No monthly minimum, no contracts
- Human-reviewed, audit-ready reports
- MAF security on every user account
Call (800) 661-0278 · English & Spanish support
2010
Consumer reporting agency since
$25
Starting price per applicant
1–4 hrs
Database & SSN trace results
100% U.S.
Analysts, data, and servers
Background Screening Services for Every Industry We Serve
Each industry faces different risks and regulations. Consequently, we built dedicated background check packages for each one below.
FCRA Employment Screening
Employers need fast, defensible pre-employment background checks. Consequently, our FCRA employment screening pairs county, state, and federal criminal searches with verifications. Additionally, one-click adverse action letters keep your hiring process compliant.
MSB & Fintech Background Checks
Money transmitters and fintech firms face strict BSA and AML expectations. Therefore, our MSB background checks screen agents and control persons against 20+ sanctions and fraud databases. Moreover, FinCEN registration status and TIN matching support your state license filings.
Tenant Background Checks
Landlords lose time and money on problem renters. However, our tenant background check bundles evictions, criminal records, and liens for $45. Additionally, applicants can self-pay and self-screen through a secure link.
Healthcare Background Checks
Healthcare employers must keep excluded providers away from patients. Accordingly, our healthcare background check includes FACIS® Level III sanctions and license verification. Furthermore, continuous OIG and SAM monitoring protects your facility after the hire.
Volunteer Screening
Churches, youth sports, and nonprofits protect vulnerable populations. Thus, our volunteer screening verifies identity first and then searches nationwide criminal records. In addition, nonprofits receive reduced rates and a free branded self-screen link.
Personal Background Checks
Individuals also need reliable answers about contractors, roommates, or business partners. As a result, our personal background checks start at $25 with no account minimum. Nevertheless, personal reports cannot support employment or tenant decisions under the FCRA.
Why Employers Choose USAbackground.com
Large screening vendors offshore data and lock you into contracts. In contrast, we keep everything onshore and let you pay as you go.
Human-Reviewed Reports
U.S. analysts verify every report before release. Consequently, false positives and mismatched identities rarely reach your desk.
No Offshoring of PII
All personal data stays inside U.S. borders. Moreover, PCI DSS-compliant payments and SSL encryption protect every transaction.
Multiple Authentication Factor (MAF)
Every user account includes Multiple Authentication Factor (MAF) protection. Therefore, a stolen password alone cannot expose your reports.
Same-Day Turnaround
Database, sanctions, and SSN trace results arrive within 1–4 hours. Meanwhile, most court searches return the same business day.
Mobile Self-Screening
Applicants complete consent, ID upload, and e-signature from any phone. As a result, you spend less time chasing paperwork.
ATS Integration & Batch Processing
Connect our client portal to most applicant tracking systems. Additionally, batch uploads screen hundreds of applicants at once.
How Our Background Check Process Works
1
Open a Free Account
Sign up in minutes with no setup fee. Then, verify your permissible purpose so we can activate ordering.
2
Order or Send a Self-Screen Link
Choose a package or build your own search. Alternatively, send applicants a mobile link to complete consent themselves.
3
Review a Verified Report
Analysts check every match before release. Finally, download the report or send compliant adverse action letters with one click.
Transparent Background Check Pricing
You pay per applicant with no contracts or monthly minimums. Furthermore, every package includes analyst review before release.
| Package | Best for | Price |
|---|---|---|
| Basic SSN Trace & Nationwide Criminal | Quick identity and criminal database check | $25 |
| Tenant Screening | Landlords and property managers | $45 |
| FCRA Employment Screening | Employers making hiring decisions | $58 |
| Healthcare Background + FACIS® Level III | Hospitals, clinics, and staffing agencies | $58 |
| USA Public Records Profile | Business partners and personal research | $67 |
| Deluxe Background Check | Executive and high-trust positions | $140 |
Understanding FCRA Rules Before You Order
The Fair Credit Reporting Act (FCRA) governs employment and tenant background checks. Therefore, you must have a permissible purpose before ordering a consumer report. Additionally, employers must give applicants a standalone disclosure and obtain written authorization.
Before you deny an applicant, you must send a pre-adverse action notice. This notice includes a copy of the report and the FTC Summary of Rights. Then, after a reasonable waiting period, you send the final adverse action notice.
Many states and cities also enforce ban-the-box and fair-chance hiring laws. Consequently, timing matters as much as content. Our portal provides compliant forms, one-click letters, and audit trails to help you meet these obligations.
Personal background checks are not FCRA consumer reports. As a result, you cannot use them for hiring, housing, or credit decisions. We provide compliance tools, not legal advice. However, our support team can point you to the right resources.
Background Check FAQs
How much does a background check cost?
Packages start at $25 per applicant. FCRA employment screening costs $58, and tenant screening costs $45. Additionally, we charge no setup fees, contracts, or monthly minimums.
How long does a background check take?
Database, sanctions, and SSN trace results return within 1–4 hours. Most county court searches finish the same business day. However, some courthouses require additional time.
Are your background checks FCRA compliant?
Yes. BCS Background Screening LLC has operated as a consumer reporting agency since 2010. Moreover, we provide disclosure forms, authorization forms, and adverse action letters.
Do you offshore any personal data?
No. All personally identifiable information stays inside the United States. Furthermore, U.S.-based analysts review every report before you see it.
What is Multiple Authentication Factor (MAF)?
MAF adds a second verification step to every user login. Consequently, a stolen password alone cannot open your account or your reports.
Can applicants complete their own background check?
Yes. Send a secure mobile link, and applicants enter their information, upload ID, and sign consent. Then, the finished report posts directly to your account.
Can I use a personal background check for hiring?
No. Personal reports are not FCRA consumer reports. Therefore, choose our FCRA Employment Screening package for hiring or tenant decisions.
Do you integrate with applicant tracking systems?
Yes. Our client portal connects with most ATS platforms. Additionally, batch processing handles large-volume screening projects.
Start Your Background Screening Today
Open your free account in minutes. Then, order your first background check with no setup fee and no contract.