Bad Credit Loan Articles

Which Type of Loan is Best?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Wed, 2 Jan 2008 16:28:33 -0400

All mortgage loans are not created equal. Here, we will discuss the different types of mortgage loan options, and how they work.

11 Effective Tips To Get You Into Your New Home

webmaster@badcreditalliance.com (Bad Credit Alliance) — Fri, 4 Jan 2008 09:29:07 -0400

Now that youve found your new dream home, where do you start? How do you shop for the best mortgage rate?

Mortgage Interest Rates Explained

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sun, 6 Jan 2008 16:29:45 -0400

Interest rates are constantly changing. You may wonder why rates change so often, and what this means for you when getting a home loan.

How Much Home Can You Afford?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Tue, 8 Jan 2008 17:30:08 -0400

Learn the Demystifying the Income/Debt Ratio to calculate how much home you can afford.

What is Debt Consolidation?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 10 Jan 2008 18:30:34 -0400

When expenses and monthly debts become more than you can handle, financial pressures can start to build from creditors. Replace multiple loans with this single loan option.

Debt Consolidation Program

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sat, 12 Jan 2008 15:31:02 -0400

We all have difficult times in our lives, and sometimes we acquire more debt than we need or want. If your in this situation we can help you consolidate your debt.

Non-Homeowner Debt Consolidation

webmaster@badcreditalliance.com (Bad Credit Alliance) — Mon, 14 Jan 2008 18:31:29 -0400

Sleep better at night knowing that you no longer have to pay such high interest on your debts.

Bad Credit Mortgage Loan Calculator

webmaster@badcreditalliance.com (Bad Credit Alliance) — Tue, 15 Jan 2008 14:32:02 -0400

Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Qualifier

webmaster@badcreditalliance.com (Bad Credit Alliance) — Wed, 16 Jan 2008 10:32:29 -0400

Can you buy your dream home? Find out just how much you can afford!

Rent vs. Buy

webmaster@badcreditalliance.com (Bad Credit Alliance) — Fri, 18 Jan 2008 13:07:02 -0400

Are you better off buying your home, or should you continue to rent?

Refinance Interest Savings

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sun, 20 Jan 2008 15:33:34 -0400

Use this calculator to see how much interest you can save by refinancing your mortgage!

Required Income

webmaster@badcreditalliance.com (Bad Credit Alliance) — Tue, 22 Jan 2008 16:33:59 -0400

Use this calculator to determine how much income you need to qualify for a mortage and how different interest rates affect your required income.

Maximum Mortgage

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 24 Jan 2008 15:34:31 -0400

Use this calculator to determine your maximum a mortgage and how different interest rates affect your how much you can borrow.

Launch Dictionary of Terms

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sat, 26 Jan 2008 08:35:18 -0400

From A to Z we offer you brief explanations of common mortgage terms.

What Is Bad Credit?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Mon, 28 Jan 2008 17:36:28 -0400

Do lenders really check the credit of all loan applicants before granting mortgages, personal loans, refinancing, and other loans?

Understanding Your Credit Score

webmaster@badcreditalliance.com (Bad Credit Alliance) — Wed, 30 Jan 2008 16:36:58 -0400

View your credit online and discover your BEACON FICO score, used by most lenders, plus a full explanation.

How Do Lenders View Your Credit Score?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 31 Jan 2008 10:37:23 -0400

Outstanding debt, pursuit of new credit, and types of credit are factors in how lenders view your credit score.

Damage-Proof Your Credit

webmaster@badcreditalliance.com (Bad Credit Alliance) — Fri, 1 Feb 2008 10:38:01 -0400

6 Steps to help maintain a good credit score.

ID Theft

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sat, 2 Feb 2008 09:38:31 -0400

Identity theft claims millions of victims in the United States every year. What Can You Do To Protect Yourself?

The Refinance Report

webmaster@badcreditalliance.com (Bad Credit Alliance) — Mon, 4 Feb 2008 00:38:56 -0400

Home Equity Loan vs. A Refinance - Understand why you're getting a loan and what type of loan you want or need.

Refinancing and Debt Consolidation

webmaster@badcreditalliance.com (Bad Credit Alliance) — Tue, 5 Feb 2008 17:39:28 -0400

A Consumer Primer: You may be considering refinancing, and are wondering if the time is right, or if you could save money by doing this?

What's in Your Credit Report?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Wed, 6 Feb 2008 16:40:05 -0400

Credit reports contain information about where you live, your occupation, where you have applied for credit and how you pay your mortgage, rent, etc..

What Kind of Information Do Credit Bureaus Collect?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Fri, 8 Feb 2008 19:40:31 -0400

Credit Bureau reports contain information about where you live, what you do for a living, where you have applied for credit.

Can My Employer Get My Credit Report?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sun, 10 Feb 2008 10:40:56 -0400

There are many things employers can ask for under the equal employment act.

How Can I Avoid Bankruptcy?

webmaster@badcreditalliance.com (Bad Credit Alliance) — Tue, 12 Feb 2008 16:41:24 -0400

Many times we don't see the signs of a financial trouble until its too late.

Chapter 7 Bankruptcy

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 14 Feb 2008 15:41:46 -0400

Chapter 7 bankruptcy relief, often called straight bankruptcy is available to.

Chapter 13 Bankruptcy

webmaster@badcreditalliance.com (Bad Credit Alliance) — Sat, 16 Feb 2008 09:42:07 -0400

Chapter 13 is designed for individuals with regular income who desire to pay their debts.

Get Out Of ChexSystems!

webmaster@badcreditalliance.com (Bad Credit Alliance) — Mon, 18 Feb 2008 16:42:36 -0400

Sometimes it doesn't take much to land on Chex Systems' list of naughty account holders.

Damage-Proof Your Good Name

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 27 Mar 2008 16:20:43 -0400

Steps from Safe Reporting Services

Believe it or not, applying for money to pay for your new home can negatively affect your rating. How does this happen?

Any checks or "inquiries" that occur when you apply for money appear on your personal report and can affect your overall score! Now there are solid steps you can take to protect your good name...

You would like a higher credit score wouldn't you?

Pass This Test With Flying Colors

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 27 Mar 2008 16:23:38 -0400

Understand What Your Score Says

You would probably stop handing money to a friend that never pays you back, right? The same logic applies when a bank decides to give money to you for a car, a home or another big purchase.

This is exactly why your score on certain reports is so important! Just one simple number can make or break your plans to move into a new home or replace your broken down car.

The Alliance Advantage holds the answer key to this very important test. And we'd like to share this information with you.

Would you like the answer key to this tough test?

Get A Little Help From Friends

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 27 Mar 2008 16:25:00 -0400

Just Like Joe Cocker Sings About

Good friends are hard to find - and the best friends are always there through the worst times. Are you under enormous financial strain? Do you feel helpless as you watch your bills continually pile up?

You have friends in the financial industry who understand we all have difficult times in our lives. Lenders who know the financial pressure can be too much to shoulder on your own.

If you are a non-homeowner and you've gotten in a spot where you owe more than you can handle, we're here to help.

Reach out for a little help from your friends - what have you got to lose?

Drive It Like You Stole It!

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 27 Mar 2008 16:26:29 -0400

Getting Your New Car Was Never Easier

If you have a low score, or your credit is not good, getting approved for a car loan can be tough.

We can help turn your car-less situation around fast! Because we partner with numerous companies throughout the nation, we immediately help you get pre-approved for that new car loan - even if you have filed for bankruptcy in the past.

Only one question remains once you get approved for your new car loan...

What style car do you want to drive away in?

Get The Money You Need to Get Ahead Now!

webmaster@badcreditalliance.com (Bad Credit Alliance) — Thu, 27 Mar 2008 16:27:38 -0400

Top-Notch, No-Hassle Solution

Whether you have a low score or you have faced bankruptcy in the past - You can get the money you need to get ahead now.

The people at Alliance Advantage understand and they will help you with the leading top-notch, no-hassle solutions you are seeking.

Stop waiting to receive the money you need to get ahead - fill out the application and get the money you need today. We can even personally customize a money solution to fit your exact needs. Short-term, long-term - small or large amounts. It's really up to you!

How much money would you like - and who should we make the check out to?

Get Some Wind in Your Hair ...

Bad Credit Alliance — Mon, 21 Apr 2008 13:24:43 -0400

Drive a New Convertible this Spring!

Does the wind in your hair drive you wild? For most people it's not the wind so much as the powerful steering wheel in their hands! Getting your dream car for those Sunday drives with the top down - just got easier. No matter how bad your credit may be, take a moment to fill out our simple application.

Our experts review your situation, and find sources matching your specific needs. Even if you have past issues with money - we'll put you in the seat of your Dream Machine and get you on the road fast...

Where will you drive your new convertible coupe?

Head Out On The Highway

Bad Credit Alliance — Mon, 21 Apr 2008 13:25:42 -0400

Look for Adventure on Your New Motorcycle

This summer - you're gonna make it happen! Head out on that adventure of a lifetime, or cruise the local stretch and make heads turn! Either way - you are going to attract a lot of attention on your new motorcycle, thanks to the Alliance Advantage Team!

We now offer a wider range of motorcycle buying solutions from which you may choose. Together, we can help you hit the road on your new or used motorcycle - no matter what they've told you in the past at the bank!

Are you still standing around - waiting to buy that new bike?

Go Green in Your Checking Account...

Bad Credit Alliance — Wed, 21 May 2008 10:44:15 -0400

Enjoy Your Summer a Whole Lot More!

"Going Green" is just trendy, but keeping some green in your wallet is smart! It can be tough getting by these days. And the time when you are most strapped for cash, the car breaks down or the fridge dies! Do you feel like emergencies always pop up between paydays - when you are pulled the tightest?

We help thousands of people in the same situation every day. They get the money quickly and easily - and you will too. Why put yourself under all that stress waiting for payday? Get what you need now, and relax knowing your problems are being solved!

Or do you enjoy being broke between paychecks?

Pick a Card, Any Card

Bad Credit Alliance — Mon, 26 May 2008 10:45:14 -0400

Pull Off a Huge Magic Act With Your Wallet!

Everyone loves a magic show - but very few people know how the magic tricks really work.  Do your personal finances seem to leave you spellbound too?  You are not alone!  Many people have fallen deep into trouble, ruining their good standing with banks.  We make it easy to escape your chains with prepaid cards that actually help you re-establish good credit!
How'd you like to learn that magic trick?  It's easy to do when you partner with Bad Credit Alliance.  We help people like you get credit cards all the time - setting you free - even if you have bad credit, bankruptcy or are trapped in the ChexSystem.

"What's the secret to this amazing trick?" you may ask... these valuable cards offer guaranteed approval and no credit check.  So, pick a card, any card!

You're Sitting on a Gold Mine

Bad Credit Alliance — Thu, 29 May 2008 10:46:40 -0400

Get The Most Value From Your Home

A person's home is their castle, and the things inside are worth more than anyone can imagine.  But - your home is worth much more than even you might imagine!  If you have struggled in the past, applying for a home equity loan can be extremely frustrating.

The impossible dream of getting a great home equity loan - especially in today's fluctuating market - just became a reality.  For the thousands of people who got help from Bad Credit Alliance, the nightmare is over.  Would you like to enjoy the comfort and security these satisfied clients are enjoying right now?

Bad Credit Alliance helps you get approved, regardless of your credit history!  Our incredible network of partners offer first-rate solutions throughout the nation to consumers with problems like yours.  Even bad credit and past bankruptcy are small hurdles when you have our help!

Are you ready to experience an absolutely painless and trouble-free home equity solution?

You Can Give Your Home a Makeover

Bad Credit Alliance — Wed, 4 Jun 2008 10:48:19 -0400

Make Ty Pennington Admire Your Work!

Ty Pennington can't visit everyone's house - so start your own Extreme Home Makeover! It's going to take a lot of hard work, the right supplies, and probably a large investment. Going from blah to beautiful is easier when you have a strong team, and we help hundreds like you get money they need faster.

Getting an incredible rate on a home improvement loan is the toughest part. Face it - you could have the home of your dreams - but you don't want to pay for it the rest of your life! Let Bad Credit Alliance lower your rate and begin funding your project - even if you have a bad history.
That leaves only one question! Which room will you remodel first?

Are you in a ChexSystems stranglehold?

Bad Credit Alliance — Fri, 13 Jun 2008 10:49:57 -0400

Here's Your Way Out!

Getting stuck in ChexSystems is like being caught in a tangled web that you may never escape. By making one minor mistake, like accidentally bouncing a check, you could face major consequences if you are reported to ChexSystems. So what can you do?

When it's close to impossible to find a personal bank to open a checking account - you know are in the ChexSystems database. But we help you get out of this jam - and fast. Learn a few quick tips about ChexSystems from our website, and you are more than half way there. Then, let us carry you the final mile of the journey to achieve the financial freedom you deserve!

Want to discover the insider secrets to ChexSystems, and how to get free faster?

Boost Your Personal Rating...

Bad Credit Alliance — Fri, 11 Jul 2008 10:37:45 -0400

Give Yourself Some Credit!

Now homeowners have a way to give their credit rating a significant boost! If you’re looking to improve your credit rating, this is the right place to get started. Our relationships with providers can connect you with a solution designed to boost your rating with no hassles!

If you own a home, you have an extremely high chance of qualifying today with one of the companies we have hand selected for you. You have worked hard to improve the value of your home, and now it's about to payoff!

Isn't it about time to give yourself a little credit?

Save Hundreds Every Month

Bad Credit Alliance — Tue, 15 Jul 2008 07:45:33 -0400

The Fuel Efficient Car Revolution!

You feel the crunch every week as gas prices skyrocket. But the future is here now - and fuel efficient vehicles are available for everyone. Consumers are flocking to car dealerships searching more fuel efficient cars. Drivers are even trading in their SUVs for smaller hybrids, which offer much lower gas mileage.

Do you currently drive a large SUV, truck or another gas-guzzler? That vehicle is probably draining your bank account every week. With U.S. gas prices hovering at an average of $4 a gallon, it costs $100 or more to fill up the tank. Would you like to start saving up to $700 or more a month instead of wasting it on gasoline?

Discover all the ways you can easily, affordably get a new hybrid vehicle!

You Can Still Afford a Great Summer Vacation

Bad Credit Alliance — Thu, 17 Jul 2008 08:49:31 -0400

We'll Tell You How!

Now that summer is in full swing, many couples and families are getting the itch to take a fabulous vacation. After all, it’s always nice to get away for at least a few days in the summer.

Of course, as the cost of everything from gas to groceries skyrockets, you may find yourself stretched a little thin right now. With an empty wallet and a dwindling bank account, it may seem impossible to find the money you need to fund a trip.

Where will you go on the greatest vacation of your life?

Students: Discover a New Freedom!

Bad Credit Alliance — Mon, 21 Jul 2008 09:51:56 -0400

Your Own Buying Power

On your way to college? Now that you’re entering the adult world, you’re gaining a lot more freedom but with great freedom comes great responsibility. We are here to help you establish your unstoppable buying power.

We’ve partnered with the nation’s top-rated student funding partners to offer college students a unique opportunity to establish better buying power. Apply today to discover the many benefits of carrying your very own credit card. Check out all of our incredible offers today!

Get the things you need for the Dorm, the Party, and the Road Trips!

What If I Don't Own a Home?

Bad Credit Alliance — Wed, 23 Jul 2008 11:54:22 -0400

Non-Homeowners: Say Goodbye to Debt!

Do you feel like you’re swamped in a flood of overdue payments? If you don’t own a home and you’re struggling to make ends meet, we will help. Through partnerships with the nation's leading providers, we offer first-rate consolidation solutions for non-homeowners.

With a solution from one of our partners, you’ll finally get the funds you need to get rid of those mounting payments. Even if you don’t own a home, you can get an excellent rate on this solution! Just complete the easy online application, and get an answer within 24 hours!

Nothing limits your options - Get the money you deserve now!

Refi- Your Home and Save BIG!

Bad Credit Alliance — Fri, 25 Jul 2008 07:56:35 -0400

Bad History? Poor Decisions? No Problem too big!

If you are a homeowner with bad financial history, a refi- of your home may seem like an impossible dream. But don’t give up just yet!

We make our client's personal financial dreams come true every day - and we'll help you too.

Many solution providers simply refuse to deal with homeowners who made previous poor decisions! But our network of partners is much, much different. Even if you have been victim of bankruptcy, gone through a divorce, or have current bad financial problems... Our partners will help you get ahead and stay ahead!

Refi- solutions are available! Find out your personalized solution now!

Holiday Head Start: 5 Ways to Plan Now and Save Money Later

Bad Credit Alliance — Wed, 17 Sep 2008 14:47:10 -0400

The summer is over - have you started planning your holidays yet? With expenses increasing more and more every year, the time to start making your holiday plans is now; but it seems there are never enough funds to cover everything on your wish list. Thankfully, you do have options available.

Discover ways you can save (and find) extra money for the holidays!

Getting Money from Your Home Just Got Easier

Bad Credit Alliance — Tue, 23 Sep 2008 14:55:51 -0400

With holidays fast approaching, we could all use some extra money. If you own a home, finding that extra cash is a lot easier than you think!

With a home equity loan, you can draw funds from your home and use it to pay for anything you need. The key to getting a
great loan is finding the right lender - and
we're here to help you choose.

Read these important tips before choosing a home equity lender.