Baja Auto Insurance

Why Buy Mexican Insurance?

2010-09-29T03:59:00.000-07:00

Why Buy Mexican Insurance? Policies from U.S. and all other non-Mexican insurance companies are not considered "proof of financial responsibility" under Mexican law.

Insurance from a Mexican company is required by Mexican law in the event of an accident, even if you are not at fault.
A Mexican Insurance policy greatly reduces the chances that you will face jail time, and limits the financial burden you might come by after an accident.
A Mexican Insurance policy provides coverage for damage to your vehicle or its total loss.

Under Mexican law, motorists are required to have insurance, or "proof of financial responsibility", in the event of an accident, even if you did not cause it. As a foreigner traveling in Mexico, the only way of demonstrating this financial responsibility is to have sufficient real currency to cover damages, or an insurance policy from a Mexican company. U.S. or any other non-Mexican insurance does not
cover your liability for potential accidents, nor does it fulfill the basic requirement for insurance according to Mexican law.
Will my U.S. or Canadian insurance cover me in Mexico?

Policies from U.S. and all other non-Mexican insurance companies are not considered "proof of financial responsibility" under Mexican law. While a few major U.S. insurance companies cover damages to your own vehicle in Mexico up to a small distance south of the border (usually no more than 25 miles), they do not cover damages to other parties. This is why any U.S. policy must be accompanied by at least a liability-only policy from a Mexican insurance company.

American Solution for Mexico Insurance

2010-09-26T05:20:00.000-07:00

Our mission is to be the leading provider offering the best Mexico insurance services with American standards of coverage to fully protect its customer’s assets and investments in Baja California, Mexico.
Baja Insurance Global Assurance is "The American Solution for Mexico Insurance."
Discover Mexico… with a peace of mind When Americans travel or buy homes in Mexico they need to have their families and their investment properly protected the same way they are in the U.S. Our Personal Lines Programs are the only policies in the Mexican Insurance Market that provide you with the same US Standards
of coverage. Our providers are constantly monitored throughout the market to ensure that we represent the best Mexico insurance companies.
NEW!!! Annual Mexico Auto Insurance Policies at 25-40% less than most of our competitors!
We are now able to provide our customers with annual policies for a lot less and with better coverage than many of our competitors such as Sanborn’s, AAA Arizona, BajaBound, etc. Inquire with your Make, Model, Year, and Value of your vehicle for a custom quote. Baja Insurance Global Assurance is "The American Solution for Mexico Insurance."

Baja Insurance Watercraft Insurance

2010-09-25T05:25:00.000-07:00

Taking your boat into Mexican waters-off the gulf of Mexico, Baja California, the Sea of Cortez or hundreds of inland lakes and rivers can be the experience of a lifetime. Whether you're interested in sport fishing, exploring, scuba diving or just cruising and enjoying the scenery, Mexico has something to offer.
Baja-Insurance Watercraft Insurance offers a Hull and Liability (Protection and Indemnity) contract. This is the broad form contract, standard in the world marine market. Deductibles vary depending on the insured amount and age of the watercraft. Coverage applies to all Mexican territorial waters including
inland lakes and rivers.
Boats that qualify may be covered for physical damage on the Baja-Insurance Tourist/Auto policy while being towed by a non-commercial vehicle on roads and highways of Mexico.