Bank Exam Tutors

Directions in Reasoning for Competitive Exams

2013-01-14T18:34:00.002-08:00

DIRECTIONS

1. A man walks 1 km to East and then he return to South and walk 5 km. Again he turned to East and walks 2 km. After this he returned to North and walk s 9 km. Now how far is he from his starting point?

a) 3 km. b) 4 km. c) 5 km. d) 7km. e) None

2. I walk 30 metres in North-West direction from my house and then 30 metres in South-West direction. After this I walk 30 metres in South-East direction. Now I turn to my house. Now in what direction am I going?

a) North-East b) North-West c) South-East d) South-West e) None

3. Pyush faces towards East. Turnign to his right, and walks 50 metres and then turning to his left, he walks 50 metres. After this, he turns to his right and walks 100 metres. Finally he turns to his right and walks 100 metres. Now in what direction is he from his starting point?

a) East b) West c) North d) South-West e) North-East

4. If South-East becomes North and North-East becomes West and all the rest of the directions are changed in the same manner, then what will be the direction for West?

a) North-East b) South c) South-East d) South-West e) North-East

5. If Rahim moves 20 metres in East direction and then turns to his left and them moves 15 metres and then he turns to his right and moves 25 metres. After this, he turns to his right and moves 15 metres. Now how far is he from his starting point?

a) 0 metres b) 40 metres c) 50 metres d) 25 metres e) 45 metres

6. A man walks Northwards. After a while he turns towards his right and a little further to his left. Finally, after walking a distance of one kilometer, he turns to his left again. In which direction is he moving now?

a) North b) South c) East d) West

7. Vijay starts walking straight towards East. After 75 metres he turns to the left and walks 25 metres straight. Again he turns to the left and walks a distance of 40 metres straight. Again he turns to the left and walks a distance of 25 metres. How far is he from the starting point?

a) 140 metres b) 50 metres c) 35 metres d) 115 metres e) None

8. Milind goes 30metres North then turns right and walks 40 metres, then again turns right and walks 20 metres, then again turns right and walks 40 metres. How many metres is he from his original position?

a) 0 b) 10 c) 20 d) 40 e) None

9. Geetha walks towards a temple which is front of her house to the North. When the temple was 90 metres away she turns left and collects message from vijay’s house, which was 50 metres away in that direction and walked towards the west for 100 metres and turned to her right and walked 90 metres. How many metres was she from the temple?

a) 0 b) 90 c) 50 d) 150 e) None

10. ‘A’ walks 10 metres infront and 10 metres to right. Then every time turning to his left he walks 5, 15 and 15 metres respectively. How far is he now from his starting point?

a) 10 metres b) 20m. c) 5m. d) 15 m. e) 23m.

11. Of the 6 members of a panel sitting in a row, ‘A’ is to the left of ‘D’, but on the right of E. ‘C’ is on the right of ‘X’, but is on the left of ‘B’ who is to the left of ‘F’. Which two members are sitting right in the middle?

a) A and C b) C and B c) D and B d) D and C

12. A,B,C and D are playing cards. A and B are partners. D faces towards North. If A faces towards West, then who faces towards South?

a) C b) B c) D d) data inadequate

13. if ‘South-East is called ‘East’, ‘North-West is called ‘West’, ‘South-West is called?

a) East b) North-East c) North-West d) South e) None

14. 6 persons A,B,C,D, E and F are standing in a circle. B is between D and C. A is between E and C. F is to the right of D. Who is between A and F?

a) B b) C c) D d) E e) None

15. Shailesh and Sumer start from a fixed point. Shailesh moves 3km northwards turn to right and then covers 4km. Sumer moves 5km. towards West and turns right and move 3km. The distance between Shailesh and Sumer now is?

a) 10km b)9km c)8km d) 6km e)4km

16. Facing the East, Rajesh turned left and walked 10 metres, then turned to his left again walked 10 metres. He then turned 45degrees towards his right and went straight to cover 25 metres. In which direction from his starting point is he?

a)South-West b) South-East c)North-West d) North-East e) East

17. Lokesh’s school bus is facing North when it reaches his school , After starting Lokesh’s house, it turns right twice and then left before reaching the school. What direction was the bus facing when it left the bus stop infront of Lokesh’s house?

a) South b) North c) East d) West e) None

18. There are 4 towns P,Q,R and T. Q is to the South-West of P, R is to the East of Q and South-East of P and T is to the North of R in line with QP. In which direction of P is T located?

a) South-East b) North c) North-East d) East

19. A Post man was retutning to the Post-Office which was infront of to the North., when the Post-Office was 100m away from him, he turned to the left and moved 50 metres to deliver the letter at Shanthi Villa. He then moved in the same direction for 40 metres, turned to his right and moved 100m. How many metres was he away from the Post-Office?

a) 10 b) 90 c) 150 d) 100 e) None

20. Rani and Saritha started a place X. Rani went West and Saritha went North, both travelling with same speed. After sometime both turned to their lefta and walked a few steps, if they again turned to their left, in which direction they faces of Rani and Saritha will be with respect to X?

a) North and East b) North-East c) West and North d) East and South e) None

Directions: The following questions are based on the diagram given below showing four persons stationed at the four corners of a square piece of plot as shown.

21. A starts crossing the field diagonally. After walking half the distance, he turns right, walks some distance and turns left. Which direction is A facing now?

a) North-East b) North-West c) North d) South-East e) South-West

22. From the original position given in the above figure A and B move one arm length clockwise and then cross over the corner diagonally opposite; C and D move one arm length anti-clockwise and cross over the corner diagonally opposite. The original configuration ADBC has now changed to

a) CBDA b) BDAC c) DACB d) ACBD e) BCAD

23. From the original position, A and D move one and half length of size clockwise and anti-clockwise respectively. Which one of the following statement is true?

a) A and B both at the midpoint between A and C

b) D is at the midpoint between A and C, and B at the corner originally occupied by C.

c) B is at the midpoint between A and C, and D at the corner original point occupied by A

d) A and D are both at the midpoint between A and D

e) B is the midpoint between A and C, and D at the midpoint between original position of B and C.

24. From position in origianla figure, A and C move diagonally to opposite corners and then one side each clockwise and anti-clockwise respectively. B and D move two sides each clockwise and anti-clockwise respectively. Where is A now?

a) at the Northe-East corner b) at the North-West corner c) at the South-East corner

d) at the South-West corner e) midway between originally of B and D

25. After the movement given in above question who is at the North-West corner?

a) A b) B c) C d) D

Reasoning Coding and Decoding

2013-01-14T01:51:00.001-08:00

Coding and Decoding

Definition:

The term Coding and Decoding relates message. Coding is method of transmitting a message between sender and receiver that no third person can't understand it. Coding, therefore, means rule or method used to hide the actual meaning of a ward or group of wards and Decoding means the methods making out the actual message that is disguised in coding.

Formulas:

The tables have to remember students for solving problems in CODING and DECODING. It plays an important role in exams. Students have to remember NUMBER of ALPHABETICAL. It helps a lot for time balance

1	2	3	4	5	6	7	8	9	10	11	12	13
A	B	C	D	E	F	G	H	I	J	K	L	M
N	O	P	Q	R	S	T	U	V	W	X	Y	Z
14	15	16	17	18	19	20	21	22	23	24	25	26

1. In a certain code EVEREST is coded as TSEREVE then EDUCATION will be:

a) EVEREST b) TSEREVE

c) EDUCATION d) NOITACUDE

2.If DEMOCRACY is coded EDOMCARYC then POLITICAL will be :

a) OPILTCILA b) EDOMCARYS

c) POLITICAL d) DEMOCRACY

3. If AUTHORITY is coded YTIROHTUA then DESIGNATE is coded :

a) AUTHORITY b) YTIROHTUA

c) DESIGNATE d) ESENGITAD

4.In a certain code RENOWNED is coded DEENNORW then INFORMATION is coded :

a) RENOWNED b) DEENNORW

c) INFORMATION d) AFIIMNNOORT

5. In a certain code PRIVATE is coded IAEPRVT then SECTION will be :

a) PRIVATE b) IAEPRVT

c) EIOSCTN d) SECTION

6. In a certain code, PAPER is written as RCRGT How is MOTHER written in that code?

a) MOTHER b) OQVJGT

c) REHTOM d) OMHTRE

7. If in a certain language COMPUTER is coded as FRPSXWHU. Which word would be coded as VLOHQFH

a) SILENCE b) SCIENCE

c) ECNEICS d) ECNELIS

8. If C = 3 and LOVER = 72 then BEHIND = ?

a) 32 b) 53

c) 43 d) 42

9. In a certain code, 2568 written as CFNV and 14739 is written as BSLDE. How is 2834 written in that code?

a) CNFE b) LOVE

c) CVDS d) CDEF

10. If SKY is called CLOUD, CLOUD is called RAIN, RAIN is called AIR, AIR is called SUNLIGHT, SUNLIGHT is called POWER. Where will a bird fly?

a) AIR b) RAIN

c) SUNLIGHT d) POWER

11. If LOSE is coded as 1357 and GAIN is coded as 2468, what do the figures 84615 stand for?

a) NAILS b) SNAIL

c) LANES d) SLAIN e) None

12. If CASE is coded as 5231, CHAIR is coded as 58206, and TEACH is coded as 71258, what does 586037 stands for?

a) CHASTE b) CHRIST

c) STREET d) CHEESE e) None

13. If QUICK is written as JVRDPO How will PANEL be written as?

a) KBMFO b) KBMUO

c) QBMUP d) QZLFP

14. If HUNCH is written as NUHCH How will SQUAD be written as?

a) UQSAD b) QUADS

c) UQDAS d) UQSDA

15. If GRIM is written as PIKK, Which word is written as GYUW?

a) EVEN b) EASE

c) EAST d) EASY

16. If LUCKY is written as YKLUC How will POWER be written as?

a) REPOW b) ERPOQ

c) ERWOP d) WERPO

17. If TEAR is written as UGBT, Which word is written as QQTV

a) POST b) PONY

c) PORT d) PORE

18. If WASH is written asVZRG, Which word is written as RGNV

a) SHOW b) WISH

c) SHEW d) STEW

19. If MOUTH is written as NNVSI How is CLAIM written as?

a) BMZHL b)DMBJN

c) DKBHN d) BKZJL

20. If DRAFT is written as AFYDR How is SLING written as?

a) LINGS b) INGLS

c) LNIGS d) INGSL e) None

Direction: The group of letters in each question from 21 to 25 is to be codified in the following code.

Letters	D	I	N	E	S	H	K	U	M
Digits	8	2	5	1	7	4	9	3	6

21. D E S H M U N

a) 2174672 b) 8175346

c) 1356984 d) 8174635 e) 8176453

22. S H K N U D I

a) 7453298 b) 7495238

c) 7495382 d) 4579283

23. N I S U D I M

a) 3598762 b) 527862

c) 5273826 d) 5273628 e) 8723569

24. D I N E S H

a) 821574 b) 821475

c) 217485 d) 528135 e) 825174

25. S I M U K I

a) 7639522 b) 726923

c) 726392 d) 632793 e) 237693

Old Papers of SBI

2012-09-11T06:23:00.002-07:00

SBI Clerical Exam Quastion Papers
SBI clerical exam in PDF format. The Exam held on Jan-2011. The paper has answers. It is useful for purpose of practicing students.

Association Banks of SBI Clerical Exam Papers

Association Banks of SBI clerical exam in PDF format. The Exam held on 01-03-2009. The paper is solved. It is useful for students.

SBI Bank Clerical Quastion Paper
SBI Bank exam in PDF formet. It is useful for purpose of practicing students.

SBI and Assosiation of SBI Clerical Qaustion Paper
SBI Bank exam in PDF formet. It is useful for purpose of practicing students.

Waves of Banking Industry in India

2012-09-11T06:22:00.002-07:00

Waves of Banking Industry in India

Bank Definitions

The bank accept money from people in the form of deposits which are repayable on demand or repay after maturity period of deposit and the deposited money can lend to people. A bank provides easy payments and withdrawal facility to it's customers in the form of cheques and draft. Other definition is "A bank accepting deposits from people for the purpose lending money to people"

The Beginning of Banking History

The English trader came to India in 17th century. English trader was trying to expand their business in India. English traders need unlimited liability for their commercial purpose. Therfore, the English Agency house began banking business in Calcutte and Bombay.The English agency house, that began serve as bankers to the East India Company had no capital of their own and depended on deposits for their funds. They financed movements of crops, issued paper money and established joint stock bank. The bank was Hindusthan Bank , establisted by one of the agency house in Calcutte in1770. Banking originated in India in last decades of 18th century. It was classified into four part as below

Early Historical    Pre-Independence Post-Independence   Post-Independence
& Formative era era 1906- 1946        Regulate era       Deregulated era
1786 - 1935           1947 - 1993    1993 - till now

1) Early Historical and Formative era: 1786 - 1935

Banking in India started in last decades of 18th century. The General Bank of India started in 1786, and Bank of Hindustan both of which are now defunct. The Bank of Calcutta established on 2nd June 1806 and which almost immediately became Bank of Bengal, Bank of Bombay was started on 15th April 1840 and Bank of Madras established on 1st July 1843. All three were called Presidency Banks. For many years the Presidency Banks acted as quasi-central banks. They were established by British East Indian Company. Foreign banks came to India in 1860s.

The Comptoire d'Escompte de Paris came to India. HSBC established in Bengal in 1869. Calcutta was most active trading part in India. Indian merchants started Union Bank in Calcutta on 1839 but it collapsed in 1848 because of the economic crisis of 1848-49. The Allahabad Bank established by Indians in 1865 and still functioning. It's the oldest joint stock in India.

The Swadeshi movement inspired local businessmen and political figures to found bank of and for the Indian community. A number of banks established then have survived to the present such as

Bank year of starting

Bank of Bengal 1809
Bank Of Calcutta 1840
Bank of Madras 1843
Allahabad Bank 1865
Panjab National Bank 1894
Canara Bank 1906
Indian Bank 1907
Bank of Baroda 1908
Central Bankk of India 1911
Bank of Mysure 1913
Union Bank of India 1922

PERCENTAGES

2012-09-11T06:21:00.000-07:00

Percentage

Formulas of Percentage

Percentage means for every hundred. The symbol % must be replaced by a fraction 1/100. A percentage must be expressed as a fraction or a decimal.

Ex: 24% = 24/100 = 6/25 or 0.24

1) a is what percent of b?

what % is a of b?

what % of b is a? sol: a/b x 100

To calculate percent the example problem is given below.

Ex: 50 is what percentage of 100

Sol: (50/100) x 100 = 50%

2) If a is greater than b, then interms of % , a is more than b by (a-b)/b x 100

If a is less than b then interms of % , a is less than b by (b-a)/b x 100

3) If a% and b% are two successive changes, then the overall change = a+b+(ab)/100%

Note: Use '+' for increase and '-' for decrease

4) % of increase = (Increase/Initial value) x 100

% of decrease = ( Decrease/Initial value) x 100

Percentage Introduction and Shortcut

The videos explains basics of percentage and shortcuts. You can calculate percentage problem on your finger tips. You will save your time in your bank exams. If you practice well and you can solve the problems within 45 seconds. Dollar symbol contained in the video. So, to leave the symbol and practice the problems.

Problems of Percentage

1) What percentage of 70 is 28?

Sol:

The problem means 28 is how much percent in 70 so we have to calculate percent for every hundred

Percentage = 28/70 x 100 = 40%

2) 60 is what percent of 240?

Sol: 60/240 x 100 = 25%

3) 24% of 450 = 12% of 'a' then what is value of 'a'?

Sol: 24/100 x 450 = 12/100 x a

a = (24 x 450)/12 = 900 :-( both 100's are cancelled)

4) 40% of a number is 160 then 32% of it is?

Sol 1: Lets take the number as 'a'

40/100 x a = 160

a = (160 x 100)/40 = 400

So 32% of a = 400 x 32/100 = 128

Sol 2: 40% of number = 160 then

32% of number = ?

32/40 x 160 = 128

5) A number decreased by 20% gives 72 the number is?

Sol: 100% of a number decreased by 20% then the number is 80%

Lets take the number as 'a'

80% of 'a' = 80/100 x a = 72

'a' = (72 x 100)/80

= 90

6) 30% of a number when added to 77 the result is the number itself. the number is?

Sol: Lets take the number as 'a'
30/100 x a +77 = a
(30a + 7700)/100 = a
30a + 7700 = 100a
70a = 7700
a = 7700/70 = 110

7) madhu saves 7% of his income. what is his expenditure if his income is rs.11,400?

  Sol: Less the savings in income the expenditure is 93%
expenditure = 93/100 x 11,400
= 10602

8) In a school 8% of the students failed in exam what is the number of students passed in the exam if 1600 appeared for it?

  Sol: Passed students = 92/100 x 1600 = 1472

9) Madhu spends 11% on house rent, 18% on kids education, 21% for food, 16% on clothes and 5% on
transport. What is his monthly savings if his income is 13000?

  Sol: calculate all his expenditures = 11+18+21+16+5 = 71%
Less the expenditure from his income. So the savings is 29%
Savings = 29/100 x 13000 = 3770

10) 'A' is 25% more than 'B' by how much percent 'B' is less than 'A'?

Sol: lets the value of 'B' is 100% the value of 'A' is increased 100% to 125%
Difference between 'A' and 'B' is 25%
'B' s reduced percent than 'A' = (Difference/Value of 'A') x 100
= 25/125 x 100 = 20%

11) The price of phone is less than the price of the bag by 20% what % the price of bag is more than
the price of phone?

Sol: Lets take price of bag is 100% then price of phone is 80%
  Difference between price bag and price of phone is 20%
The price of bag more then price of phone = 20/80 x 100 = 25%

12) Two numbers are 25% and 40% less then the third number. By how much percentage the first
number more then the second number?

Sol: If you take third number as 100%, the first number is 75%, the second number is 60%.
Lets find First number is more then the second number
in percentage = 15/60 x 100 = 25%

Fast Multiplication Tricks

2012-09-11T06:14:00.004-07:00

Numerical Aptitude

Numerical aptitude short cuts useful for balancing time in competitive exam. Student have to solve a problem in 40sec in exams, because we have lot of competition in bank exams. We must gain 75% in IBPS and SBI bank exams then You will get call later for INTERVIEW. Student, Success is not only depended on intelligence. Intelligence need only 25% for your success and remaining 75% success depends up on your hard work and practice. So, Students practice short cuts for exams before 45 days.

Fast Multiplication Tricks

You can use multiplication tricks effectively in bank exams and other competitive exams. You can solve problems within 40 seconds. The fast multiplication tricks has to practice for every day. I'll get good in your exams

Fast Division Tricks

2012-09-11T06:10:00.003-07:00

Fast Division Tricks

You can use division tricks effectively in bank exams and other competitive exams. You can solve problems within 40 seconds. The fast multiplication tricks has to practice for every day. I'll get good in your exams

Adding and Subtraction Speed Maths Short Cuts

2012-09-11T06:08:00.000-07:00

Adding and Subtraction Speed Maths Short Cuts

You can use Adding and Subtraction tricks effectively in bank exams and other competitive exams. You can solve problems within 40 seconds. The fast multiplication tricks has to practice for every day. I'll get good in your exams

Other Speed Maths Short Cuts

2012-09-11T06:05:00.001-07:00

Other Speed Maths Short Cuts

You can use Other Speed Maths tricks effectively in bank exams and other competitive exams. You can solve problems within 40 seconds. The fast multiplication tricks has to practice for every day. I'll get good in your exams

1	2	3	4	5	6	7	8	9	10	11	12	13
A	B	C	D	E	F	G	H	I	J	K	L	M
N	O	P	Q	R	S	T	U	V	W	X	Y	Z
14	15	16	17	18	19	20	21	22	23	24	25	26

1	2	3	4	5	6	7	8	9	10	11	12	13
A	B	C	D	E	F	G	H	I	J	K	L	M
N	O	P	Q	R	S	T	U	V	W	X	Y	Z
14	15	16	17	18	19	20	21	22	23	24	25	26

1	2	3	4	5	6	7	8	9	10	11	12	13
A	B	C	D	E	F	G	H	I	J	K	L	M
N	O	P	Q	R	S	T	U	V	W	X	Y	Z
14	15	16	17	18	19	20	21	22	23	24	25	26