CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Savings Accounts

CD Rates Leaderboard For Feb. 9, 2012: Two Banks Offer Top 24-Month CD Rates

Mike Cetera — Thu, 09 Feb 2012 17:07:06 +0000

Two banks now share the top nationally available 24-month CD rates after American Express Bank cut its rates this morning.

Learn From My Gift Card Gaffe

Darci Swisher — Thu, 09 Feb 2012 16:23:36 +0000

As a financial writer who has written many times about gift cards, I should know better than to have one hanging around for so long that it decreases in value.

What Happens To My CDs, Bonds If I Die?

Charles Rechlin — Wed, 08 Feb 2012 12:00:18 +0000

I’d always thought banks and credit unions were required, under deposit contracts, to permit withdrawal of a CD depositor’s funds in full, without penalty, upon his or her demise.

Bank Of America Keeps Average CD Rates

Darci Swisher — Tue, 07 Feb 2012 21:10:38 +0000

The nation's second-largest bank's featured CD is a 12-month CD paying 0.50% APY.

UFB Direct Cuts Savings Rates A 3rd Time

Susan Ladika — Tue, 07 Feb 2012 16:23:20 +0000

For the third time in less than a month, UFB Direct has cut rates on its savings account.

For Now, Top MMAs Pay More Than Best Nationally Available Savings Accounts

Susan Ladika — Tue, 07 Feb 2012 12:00:45 +0000

AmTrust Direct and My Banking Direct both pay 1.15% APY, which is one-tenth of a percentage point more than the best nationally available savings deal.

9 Banks Pay At Least 1.80% On 5-Year CDs

Darci Swisher — Mon, 06 Feb 2012 20:30:21 +0000

In just a little over a month, the top 60-month CD rates have dropped a quarter of a percentage point -- to below 2%.

Indiana Savers Score Top Deposit Rates With Linked Checking, Savings Accounts

Susan Ladika — Mon, 06 Feb 2012 12:00:35 +0000

At Double 11 Credit Union (www.db11.org), you can earn a savings rate that pays nearly half a percentage point more than the best nationally available deal if you hold both a savings account and a rewards checking account.

Delaware Deal On Long-Term CD Rates

Darci Swisher — Sun, 05 Feb 2012 12:00:51 +0000

Delaware’s MidCoast Community Bank has two long-term CD rates worth checking out.

Credit Union Offers Top Long-Term CD Rates To Kansans, Boeing Employees

Darci Swisher — Sat, 04 Feb 2012 12:00:03 +0000

Members of Kansas’ Meritrust Credit Union should take advantage of far better than average long-term CD rates.

Top CD Rates, Ever So Briefly

Darci Swisher — Fri, 03 Feb 2012 16:18:31 +0000

Bank of Internet USA briefly had top CD rates this morning because of a computer glitch.

Low CD Rates Make Me Less Charitable

Charles Rechlin — Fri, 03 Feb 2012 12:00:40 +0000

Last week, Ben Bernanke assured us that "we are not unaware of the problems that low interest rates cause for savers…and other parts of the economy."

State Employees’ Credit Union, One Of Nation’s Largest, Offers Top CD Rates

Darci Swisher — Thu, 02 Feb 2012 20:00:57 +0000

The 1.7 million members of State Employees’ Credit Union in North Carolina have access to far better than average CD rates.

Mickey Mouse Credit Card Adds More Rewards, But Is The Annual Fee Goofy?

George Yacik — Thu, 02 Feb 2012 12:00:28 +0000

With spring break right around the corner (we can hope, can't we?), Disney has juiced up its rewards credit card program.

60-Month CD Rates Deal Available To Anyone Who Lives In California

Darci Swisher — Wed, 01 Feb 2012 20:30:11 +0000

All Californians can take advantage of Patriots Federal Credit Union’s top 60-month CD rates. It’s paying 2.25% APY with a $1,000 minimum deposit.

Top Savings Rates Fall — Again

Susan Ladika — Wed, 01 Feb 2012 12:00:05 +0000

Less than two weeks after UFB Direct slashed the rate on its Airline Rewards Savings Account by two tenths of a percentage point, it's taken the knife out again.

Melrose Credit Union Cuts CD Rates

Mike Cetera — Tue, 31 Jan 2012 21:31:12 +0000

While the New York-based credit union cut rates in all its terms, it saved the largest cut for its 60-month CD -- dropping rates by more than four-tenths of a percentage point.

Get Your Tax Refund On A Debit Card

George Yacik — Tue, 31 Jan 2012 12:00:07 +0000

If you have your taxes prepared by H&R Block and are due a refund, you can get your money on a prepaid debit card that carries no monthly fees.

Bank That Offered Top CD Rates Seized

Mike Cetera — Mon, 30 Jan 2012 17:26:06 +0000

Regulators on Friday closed Tennessee Commerce Bank, which had been one of two banks to offer the top nationally available 60-month CD on our CD Rates Leaderboard.

Save Now For Next Christmas?

Susan Ladika — Mon, 30 Jan 2012 12:00:57 +0000

Holiday savings accounts (sometimes called Christmas club accounts) let you stockpile money over the course of a year. These accounts -- offered at a limited number of banks and credit unions -- can pay a higher interest rate than a standard savings account.