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	<title>Local Bulletin</title>
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	<link>http://www.localbulletin.co.nz</link>
	<description>Personal Finance Blog - Family Budgeting, Banking, Insurance, Loans, Credit Cards &#38; much more!</description>
	<lastBuildDate>Sun, 09 Feb 2014 14:41:32 +0000</lastBuildDate>
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		<title>Capital Auto Lease Payment Calculator with Buyout / Residual Value</title>
		<link>http://www.localbulletin.co.nz/capital-auto-lease-payment-calculator-with-buyout-residual-value/</link>
		<comments>http://www.localbulletin.co.nz/capital-auto-lease-payment-calculator-with-buyout-residual-value/#comments</comments>
		<pubDate>Sun, 09 Feb 2014 08:56:28 +0000</pubDate>
		<dc:creator>owner</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=1098</guid>
		<description><![CDATA[Vehicle Leases work similarly as Car Loans; however there are two major differences. The first difference is the ownership. If you take a car loan then you take the ownership from day one. The bank or credit institution sometimes may place financial interest so they can reclaim the car if you default on your loan. The second difference is the Buyout or Residual Value. Car loans normally go towards a full repayment. On the other side, car leases often come with a buyout value. It means that at the end of the lease term your leasing company either takes the &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/capital-auto-lease-payment-calculator-with-buyout-residual-value/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/capital-auto-lease-payment-calculator-with-buyout-residual-value/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Calculate Mortgage Payoff Lump Sum Amount (Balance)?</title>
		<link>http://www.localbulletin.co.nz/how-to-calculate-mortgage-payoff-lump-sum-amount/</link>
		<comments>http://www.localbulletin.co.nz/how-to-calculate-mortgage-payoff-lump-sum-amount/#comments</comments>
		<pubDate>Fri, 10 Jan 2014 16:39:52 +0000</pubDate>
		<dc:creator>owner</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=1088</guid>
		<description><![CDATA[Normally at the end of mortgage when it’s fully repaid the balance is zero. However, in some situations you will need to calculate the outstanding balance of your loan. This happens usually when: You want to refinance your mortgage (pay off first and take another) You inherit, earn or otherwise obtain large amount of money and decide to payoff your mortgage (wise choice!) Selling your old home Selling your old home and buying a new one Off course, there may be other reasons, but the above 4 are the most common ones. So, the question is: How do you calculate &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/how-to-calculate-mortgage-payoff-lump-sum-amount/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/how-to-calculate-mortgage-payoff-lump-sum-amount/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Car Loan Financing &amp; Refinance APR Payoff Calculator in Excel</title>
		<link>http://www.localbulletin.co.nz/car-loan-financing-calculator-in-excel/</link>
		<comments>http://www.localbulletin.co.nz/car-loan-financing-calculator-in-excel/#comments</comments>
		<pubDate>Mon, 04 Nov 2013 03:34:59 +0000</pubDate>
		<dc:creator>owner</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=1063</guid>
		<description><![CDATA[Are you thinking about purchasing a new (used) car? Or do you have car already and want to refinance it for whatever reason – be it a lower Interest Rate, lower Repayments or a better Finance Deal? In this case we have a perfect Calculator in Excel just for what you need! To download a sample click here: get sample Note: The sample version is limited to just 30 payments. If you need more than 30 repayment then you can purchase the full version of this calculator. To do so click here: buy full version We have also prepared a &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/car-loan-financing-calculator-in-excel/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/car-loan-financing-calculator-in-excel/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Principal and Interest Calculator for Loans &amp; Mortgages in Excel</title>
		<link>http://www.localbulletin.co.nz/principal-and-interest-calculator-for-loans-and-mortgages-in-excel/</link>
		<comments>http://www.localbulletin.co.nz/principal-and-interest-calculator-for-loans-and-mortgages-in-excel/#comments</comments>
		<pubDate>Fri, 01 Nov 2013 03:15:30 +0000</pubDate>
		<dc:creator>owner</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=1041</guid>
		<description><![CDATA[Payment terms for mortgages are usually the longest of all loans. It makes sense to pay some Extra Principal as often as you can. Making so can dramatically reduce Total Repayment Time of the Loan and also save you lots of money on Interest. For this purpose we have created a great Mortgage Calculator in Excel that breaks down Repayment Amount into Principal and Interest. It also allows for Extra Payments in each period. To download a sample click here: get sample The sample is limited to 30 payments. Try it first and if it does what you need then &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/principal-and-interest-calculator-for-loans-and-mortgages-in-excel/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/principal-and-interest-calculator-for-loans-and-mortgages-in-excel/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinance Mortgage or Loan with Excel Modification Calculator</title>
		<link>http://www.localbulletin.co.nz/loan-modification-calculator-in-excel/</link>
		<comments>http://www.localbulletin.co.nz/loan-modification-calculator-in-excel/#comments</comments>
		<pubDate>Thu, 24 Oct 2013 03:17:46 +0000</pubDate>
		<dc:creator>owner</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=1027</guid>
		<description><![CDATA[Have you got an existing Loan or Mortgage, would like to refinance it and are keen to see how the modification may influence your financial situation? In this case we have just the right Calculator in Excel for you. It will show you exactly what impact amending multiple Loan Parameters will have. This Calculator requires Microsoft Excel 2007 or 2010 to be installed on your computer. To download a sample of this calculator: click here The sample is limited to max. 30 repayments. Please do some testing and make sure that it will suit your requirements. Then you can purchase &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/loan-modification-calculator-in-excel/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/loan-modification-calculator-in-excel/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Grocery Shopping in Supermarkets – 10 Tips to Save You Money</title>
		<link>http://www.localbulletin.co.nz/grocery-shopping-saving-tips/</link>
		<comments>http://www.localbulletin.co.nz/grocery-shopping-saving-tips/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 05:29:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=911</guid>
		<description><![CDATA[Food and grocery purchases make up huge part of almost every family’s expenses. Yet, how many of you are really paying attention to how are you spending your budget? Sure, you may prefer certain cheaper shops, buying sale items or buying in bulk. This, however, in most cases is not enough from overspending. I personally go often to the supermarket to buy one or two items we just run out, but end up coming back home with two or three plastic bags full of groceries. You may blame yourself if this happens to you, too. However, in most cases this &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/grocery-shopping-saving-tips/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Money on Mortgage Interest Payments With Excel Calculator</title>
		<link>http://www.localbulletin.co.nz/how-to-save-money-on-mortgage-payments/</link>
		<comments>http://www.localbulletin.co.nz/how-to-save-money-on-mortgage-payments/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 04:45:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=932</guid>
		<description><![CDATA[Mortgage is usually the largest and longest running debt ordinary people like you and me have in their life. But how many of us treat it in a manner: “get the home loan, set up regular automatic payments and forget about it”? This is a big mistake! Let’s say you have a mortgage $400,000 for 25 years at 6.00% p.a. interest rate. Do you know how much interest on top of the loan amount will you pay during the entire mortgage term? Here is a quick calculation: If you are making monthly repayments, the total amount of interest paid for &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/how-to-save-money-on-mortgage-payments/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/how-to-save-money-on-mortgage-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lease Amortization Schedule: Equipment Payment Excel Calculator</title>
		<link>http://www.localbulletin.co.nz/excel-lease-calculator/</link>
		<comments>http://www.localbulletin.co.nz/excel-lease-calculator/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 04:15:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=900</guid>
		<description><![CDATA[If you are an Accountant for a small or medium sized company with multiple leases (or loans) then you probably experience problems with generating accounting entries every month. What you need to work out are the principal and interest amounts for each lease and then summarize them. In case of just few loans or leases this isn&#8217;t a big issue. But if you maintain several dozens of amortization schedules then the task can become quite time consuming. How Lease Accounting Usually Works The typical scenario is like that: You maintain separate amortization spreadsheets for each lease. Then at the month-end &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/excel-lease-calculator/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NZ Insurance Companies List – Car, Travel, Life, Health, House</title>
		<link>http://www.localbulletin.co.nz/insurance-companies-in-nz/</link>
		<comments>http://www.localbulletin.co.nz/insurance-companies-in-nz/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 03:17:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=917</guid>
		<description><![CDATA[Everyone needs at least some insurance. When the time comes to get a new policy, it may be an overwhelming experience to find the right insurance company and the right cover. We want to make this process a bit easier for you, therefore have compiled a list of all major insurance providers in New Zealand. In the table below you can find all major insurance companies in an alphabetical order. For each company we also list types of cover and policies they offer. You can click on any column and sort it in ascending or descending order. This will help &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/insurance-companies-in-nz/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The No.1 Problem with Store Cards like Q-Card or GE Money</title>
		<link>http://www.localbulletin.co.nz/no-1-problem-with-store-cards/</link>
		<comments>http://www.localbulletin.co.nz/no-1-problem-with-store-cards/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 02:20:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[sale-deals]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=892</guid>
		<description><![CDATA[Do you own one or more of these cards? Do you use them regularly? Then you probably know what their main problem is. But for those of you who are just thinking about getting one of them, here is a warning… And no, the high interest rate is not the main problem. Indeed, it is an issue, but not the biggest one. The number one problem with Store and Hire Purchase Credit Cards is that you have no control how to allocate payments against each of your purchases. How normal Credit Cards work With usual Credit Cards you have certain &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/no-1-problem-with-store-cards/">Read More</a>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Excel Loan Calculator with Daily/Weekly/Monthly Compound Interest</title>
		<link>http://www.localbulletin.co.nz/excel-calculator-amortization-and-interest-compounding-frequency/</link>
		<comments>http://www.localbulletin.co.nz/excel-calculator-amortization-and-interest-compounding-frequency/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 01:06:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=858</guid>
		<description><![CDATA[We’ve got some good news for you! Today we have released a new version of our Loan Amortization Schedule Calculator. The enhancements are: Added Compounding Interest Frequency (daily, weekly, fortnightly and monthly) Possibility to change Repayment Dates Option to update Repayment Amount Password unprotected worksheet (Premium version only) The above changes make this Excel Calculator even better and far more flexible! To download Free version: click here or on the Excel icon. To buy Premium version: click here. Now we would like to tell you a bit more about what these enhancements will mean for you. 1. Interest Compounding Frequency &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/excel-calculator-amortization-and-interest-compounding-frequency/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/excel-calculator-amortization-and-interest-compounding-frequency/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>What Finance Blogs Are Worth Following? Here Is The Top 100 List</title>
		<link>http://www.localbulletin.co.nz/finance-blogs-worth-following-top-100-list/</link>
		<comments>http://www.localbulletin.co.nz/finance-blogs-worth-following-top-100-list/#comments</comments>
		<pubDate>Sat, 14 Sep 2013 00:21:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=839</guid>
		<description><![CDATA[Today we would like to share with you an interesting infographics. It shows top 100 finance blogs to follow in 2013. We are pleased to be included. Our position is just 90 but given our blog’s short existence it’s a pleasing result. Our thanks go to Coupon Audit team who have done an amazing job putting all that information together. And here is the info graphics. We hope that you will enjoy it! &#160; An infographic by the team at Couponaudit.com .]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 Ways to Earn more Money with Investing for Beginners</title>
		<link>http://www.localbulletin.co.nz/6-ways-to-earn-more-money-with-investing-for-beginners/</link>
		<comments>http://www.localbulletin.co.nz/6-ways-to-earn-more-money-with-investing-for-beginners/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 23:07:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=802</guid>
		<description><![CDATA[Are you trying to get ahead financially through saving and frugality? It’s a great way to do it, but not the only one. Other option to enhance your financial life is increasing your income. There are countless ways to achieve that. The most obvious one is by earning more. You can get a pay rise or take on another part time job, if a pay rise is not achievable in your current position. However, the option we are going to explore today is investing. Instead of selling your time and labour, you can let your money do the work for &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/6-ways-to-earn-more-money-with-investing-for-beginners/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Payoff Loans Faster &amp; Get Debt-Free with Our Excel Calculator</title>
		<link>http://www.localbulletin.co.nz/excel-calculator-debt-free-date-credit-cards-hire-purchases/</link>
		<comments>http://www.localbulletin.co.nz/excel-calculator-debt-free-date-credit-cards-hire-purchases/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 22:35:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[sale-deals]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=799</guid>
		<description><![CDATA[This calculator will help you model your repayments and find out the date when you become debt free. Simply list all your credit cards or hire purchase details into the entry table, hit the Refresh button. It will tell you straight away your debt free date. Our calculator can also be used for other types of loans with variable repayments option. It means payments which you can freely change in each period. Personal loans usually have fixed amount that can be changed only after an agreement with your bank or credit line provider. On the other hand, credit facilities like &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/excel-calculator-debt-free-date-credit-cards-hire-purchases/">Read More</a>]]></description>
		<wfw:commentRss>http://www.localbulletin.co.nz/excel-calculator-debt-free-date-credit-cards-hire-purchases/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selling Jewellery to Gold Buyers? Find Out Its Real Value First</title>
		<link>http://www.localbulletin.co.nz/selling-jewellery-to-gold-buyers-find-out-its-real-value/</link>
		<comments>http://www.localbulletin.co.nz/selling-jewellery-to-gold-buyers-find-out-its-real-value/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 01:08:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[gold]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=779</guid>
		<description><![CDATA[In our last article about gold we focused on how to find the right gold buyer in case you want to sell your unwanted jewellery. Some stores offer better prices than others, but how can you determine the real price of your gold? In our today’s article we’ll tell you the exact process to find out the pure gold content value of your gold jewellery. Knowing the exact and most actual price will help you make better decisions. You should be able not only pick the best gold buyer, but also decide if even the best price on offer is &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/selling-jewellery-to-gold-buyers-find-out-its-real-value/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Avoid Falling into Debt Trap Next Christmas</title>
		<link>http://www.localbulletin.co.nz/avoid-falling-into-debt-trap-next-christmas/</link>
		<comments>http://www.localbulletin.co.nz/avoid-falling-into-debt-trap-next-christmas/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 00:59:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[sale-deals]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=775</guid>
		<description><![CDATA[Did you originally think that you can manage spending this Christmas? Were your costing estimates just few hundreds of dollars? As a result weren’t you doing any extra savings or preparations for it during the year? And now you ended up with another debt of few thousands of dollars that will take perhaps more than a year to pay back? If you go like this every Christmas, well, you are asking for a debt trouble in few years down the road. Good news is that there is a way how to avoid it! No, I am not going to talk &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/avoid-falling-into-debt-trap-next-christmas/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Multiple-Loan or Mortgage Payment Schedule Calculator in Excel</title>
		<link>http://www.localbulletin.co.nz/excel-calculator-multiple-loans-repayments-schedule-planner/</link>
		<comments>http://www.localbulletin.co.nz/excel-calculator-multiple-loans-repayments-schedule-planner/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 00:53:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[sale-deals]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=759</guid>
		<description><![CDATA[This advanced Excel calculator is designed to simultaneously manage Amortization Schedules for Multiple Loans. As you know, in most cases people as well as businesses don’t have just one loan. However, if you are looking for a great calculator for only one loan (or mortgage) then instead of this one we recommend using this: Excel Amortization Schedule Calculator for Loan Repayments. It has some additional  features (like extra repayments or interest compounding options) which are not included in the Multiple Loan Calculator. Managing Multiple Loans in One Excel Spreadsheet An average consumer usually maintains multiple loans in parallel. When the &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/excel-calculator-multiple-loans-repayments-schedule-planner/">Read More</a>]]></description>
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		<title>Top Amortization Schedule and Loan Repayment Excel Calculator</title>
		<link>http://www.localbulletin.co.nz/ultimate-loan-mortgage-amortization-calculator-in-excel/</link>
		<comments>http://www.localbulletin.co.nz/ultimate-loan-mortgage-amortization-calculator-in-excel/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 00:41:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[sale-deals]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=742</guid>
		<description><![CDATA[Classic loan calculators that you can find on most finance or bank websites offer you only limited functions. Basically you can choose loan amount, add interest rate and set loan term and the calculator will tell you how much your weekly, fortnightly or monthly repayment will be. What you cannot do is doing some more in depth analysis and modelling. For example you cannot keep adjusting your payment amount or payment frequency to see what the effects on the total loan term will be. Loan Repayment &#38; Mortgage Amortization Schedule Calculator in Excel will allow you to do all these &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/ultimate-loan-mortgage-amortization-calculator-in-excel/">Read More</a>]]></description>
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		<title>Loaded Everyday &#8211; Are Prepaid Visa Cards for Travel Worth It?</title>
		<link>http://www.localbulletin.co.nz/loaded-card-review/</link>
		<comments>http://www.localbulletin.co.nz/loaded-card-review/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 00:26:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[kiwibank]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=734</guid>
		<description><![CDATA[Have you ever considered or are you thinking about getting loaded Visa card? This question will apply to you probably if you are still young, plan to travel or have issues with your credit rating. Prepaid Visa cards combine convenience of credit card with an easy and hassle free process of getting one without lengthy applications and approvals. These cards in New Zealand are offered by Kiwibank via their Post Office branches. There are basically 3 types of prepaid Visa cards they offer: Loaded Loaded Everyday Loaded for Travel All of these cards share the same properties of being prepaid &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/loaded-card-review/">Read More</a>]]></description>
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		<title>Gold Buyers in Auckland &#8211; List of Companies, Addresses &amp; More</title>
		<link>http://www.localbulletin.co.nz/gold-buyers-in-auckland/</link>
		<comments>http://www.localbulletin.co.nz/gold-buyers-in-auckland/#comments</comments>
		<pubDate>Fri, 13 Sep 2013 00:08:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[gold]]></category>

		<guid isPermaLink="false">http://www.localbulletin.co.nz/?p=716</guid>
		<description><![CDATA[If you have any unwanted or damager gold or if you simply need some extra cash and are therefore considering selling your gold, we have prepared a list of few places where they gladly buy it from you. You can find the list of these Auckland based companies buying gold at the bottom of this post. However, before you proceed, please spend an extra minute and read first some of our advice. This list is not complete, it contains only a handful of the most known companies or those that have an online presence (own website). There are dozen or &#8230; <a class="more-link" href="http://www.localbulletin.co.nz/gold-buyers-in-auckland/">Read More</a>]]></description>
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