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					<h2>Home</h2>
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<h1>Florida Real Estate, Bankruptcy, Mortgage Workouts</h1>
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<p style="text-align: left;"><span style="color: #336600; font-size: medium;"><strong>Lanigan & Lanigan, Attorneys <br></strong></span></p>
<p><span style="font-size: medium;">Winter Park Florida attorneys Eric Lanigan and Roddy Lanigan are partners at Lanigan & Lanigan, P.L.</span></p>
<p><span style="font-size: medium;">Eric has practiced Florida law since 1976; Roddy since 2007. Together the Lanigans help clients resolve legal problems in Florida real estate, Florida bankruptcy and Florida mortgage refinancing. </span> </p>
<p><span style="font-size: medium;">The Lanigans provide Florida legal services including litigation, advice and negotiation to businesses and individuals. </span></p>
<p><span style="font-size: medium;">Eric and Roddy welcome clients from Florida, the U.S., Asia, Europe, and South America.</span></p>
<p><span style="font-size: medium; line-height: 1.5em;">The Lanigans handle commercial and residential real estate transactions, real estate litigation, bankruptcy and foreclosure cases. </span></p>
<p><span style="font-size: medium;">The Lanigans provide clients the resources of large law firm with the personal attention of a family law firm.</span></p>
<p><span style="font-size: medium;">Eric Lanigan and Roddy Lanigan are experienced attorneys who provide aggressive representation with a personal touch.</span></p>
<a href="/wp-content/uploads/2015/05/Real-Estate-Attorneys-Roddy-Lanigan-Eric-Lanigan.jpg"></a> Attorneys Roddy Lanigan & Eric Lanigan.
<h2>Bankruptcy</h2>
<p style="text-align: left;"><span style="font-size: medium;">Eric Lanigan and Roddy Lanigan have helped many Florida businesses resolve financial challenges through Chapter 11 Bankruptcy. </span></p>
<p><span style="font-size: medium;">If you know or believe that your business is failing, don’t throw in the towel. </span></p>
<p><span style="font-size: medium;">Schedule a meeting with Florida bankruptcy attorneys Eric Lanigan and Roddy Lanigan. Meet as soon as you begin to see a change in revenue and creditors become a problem that you can’t handle.</span></p>
<p><span style="font-size: medium;">The sooner you act to resolve creditor and deficit challenges with the possible guidance of a Florida bankruptcy attorney, the more options your business future will have. </span></p>
<p><span style="font-size: medium;">You’ll know more after meeting with the Langians who will listen to your situation, gather your information and then provide you with options.</span></p>
<p><span style="font-size: medium;">You’ll learn of your alternatives for possibly </span><span style="font-size: medium; line-height: 1.5em;">resolving what you see as insurmountable problems.</span></p>
<p style="text-align: left;"><span style="font-size: medium;">Don’t make rash decisions in an attempt to save your business knowing that you can’t turn back. </span></p>
<p style="text-align: left;"><span style="font-size: medium;">Instead, explain the situation, the debts, the creditor demands, the business revenue to Florida bankruptcy attorneys Roddy Lanigan and Eric Lanigan. </span></p>
<p style="text-align: left;"><span style="font-size: medium;">Will a <a title="What is Chapter 11 Bankruptcy?" href="/2015/05/05/what-is-chapter-11-bankruptcy/">Chapter 11 bankruptcy</a> save your business? It may be right for you or it may not. There may be other alternatives available to your business. </span></p>
<p><span style="font-size: medium;">Don’t listen to non-attorneys, friends, or acquaintances. Their financial situation is nothing like your situation. </span></p>
<p style="text-align: left;"><span style="font-size: medium;">Meet with the Lanigans to get legal advice with options for your business.</span></p>
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<span style="font-family:Arial,Helvetica,sans-serif;font-size:12px;font-weight:normal;font-style:normal;color:#333333;"> What is a Mortgage Workout? A mortgage workout is a renegotiated mortgage with actions and options provided to banks to create new terms. There is usually a foreclosure that could occur due to late payments, however, this is not always the case. </span>
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<span style="font-family:Arial,Helvetica,sans-serif;font-size:12px;font-weight:normal;font-style:normal;color:#333333;"> Bankruptcy occurs among people of all ages and at all levels of income. Bankruptcy is an option and a process for many people to alleviate debt no matter how it has occurred. It’s important to have a serious attorney when you go into Federal Court to file bankruptcy in Florida. </span>
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<td><span style="color: #336600; font-size: medium;"><strong>Real Estate Information:</strong><br> <form class="ddpl-form" name="catform758 " id="catform758 " action=""><select name="jumpMenu758 " id="jumpMenu758 " onchange="MM_jumpMenu('parent',this,0)"><option value="">(Select Topic to Read More)</option>
<option value="https://bankruptcy-lanigan.com/2015/05/25/florida-real-estate/">Florida Real Estate</option></select></form>
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<td><span style="color: #336600; font-size: medium;"><strong>Bankruptcy Information:</strong><br> <form class="ddpl-form" name="catform1 " id="catform1 " action=""><select name="jumpMenu1 " id="jumpMenu1 " onchange="MM_jumpMenu('parent',this,0)"><option value="">(Select Topic to Read More)</option>
<option value="https://bankruptcy-lanigan.com/2015/05/13/chapter-11-bankruptcy-beyond-basics/">Chapter 11 Bankruptcy Beyond Basics</option>
<option value="https://bankruptcy-lanigan.com/2015/05/07/chapter-11-bankruptcy-basics/">Chapter 11 Bankruptcy Basics</option>
<option value="https://bankruptcy-lanigan.com/2015/05/05/what-is-chapter-11-bankruptcy/">What is Chapter 11 Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2015/01/24/how-long-does-it-take-to-file-florida-bankruptcy/">How Long Does it Take to File Florida Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2014/11/26/floridas-real-estate-outlook-as-of-october-2014/">Florida’s Real Estate Outlook as of October 2014</option>
<option value="https://bankruptcy-lanigan.com/2014/10/05/financially-bankruptcy-may-not-be-best/">Financially, Bankruptcy May Not Be Best</option>
<option value="https://bankruptcy-lanigan.com/2014/09/30/refinance-or-loan-modification-after-bankruptcy/">Refinance or Loan Modification After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2014/08/18/what-is-florida-bankruptcy-fraud/">What Is Florida Bankruptcy Fraud</option>
<option value="https://bankruptcy-lanigan.com/2014/07/09/florida-bankruptcy-exemptions-differ-from-federal/">Florida Bankruptcy Exemptions Differ From Federal</option>
<option value="https://bankruptcy-lanigan.com/2014/07/02/you-can-sue-if-creditors-ignore-the-automatic-stay/">You Can Sue If Creditors Ignore the Automatic Stay</option>
<option value="https://bankruptcy-lanigan.com/2014/06/26/discharging-student-loan-debt-through-bankruptcy/">Discharging Student Loan Debt Through Bankruptcy  </option>
<option value="https://bankruptcy-lanigan.com/2014/06/24/florida-bankruptcy-fraud-is-a-serious-crime/">Florida Bankruptcy Fraud Is A Serious Crime</option>
<option value="https://bankruptcy-lanigan.com/2014/06/22/inherited-ira-not-exempt-from-bankruptcy-creditors/">Inherited IRA Not Exempt From Bankruptcy Creditors</option>
<option value="https://bankruptcy-lanigan.com/2014/06/05/consult-an-attorney-to-avoid-a-zombie-foreclosure/">Consult an Attorney to Avoid a Zombie Foreclosure </option>
<option value="https://bankruptcy-lanigan.com/2014/03/20/lien-stripping-in-bankruptcy/">Lien Stripping in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2014/03/09/differences-in-chapter-13-and-chapter-7-bankruptcy/">Differences In Chapter 13 and Chapter 7 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2014/02/27/worried-about-the-bankruptcy-341-creditors-meeting/">Worried About the Bankruptcy 341 Creditors Meeting</option>
<option value="https://bankruptcy-lanigan.com/2014/01/25/bank-of-americas-multiple-lawsuits-and-issues/">Bank of America's Multiple Lawsuits and Issues</option>
<option value="https://bankruptcy-lanigan.com/2014/01/05/bank-of-america-loses-case-caused-by-countrywide/">Bank of America Loses Case Caused by Countrywide</option>
<option value="https://bankruptcy-lanigan.com/2013/10/12/economy-can-impact-decisions-on-upside-down-homes/">Economy Can Impact Decisions on Upside Down Homes</option>
<option value="https://bankruptcy-lanigan.com/2013/10/07/top-5-forms-of-bankruptcy-fraud/">Top 5 Forms of Bankruptcy Fraud </option>
<option value="https://bankruptcy-lanigan.com/2013/10/06/dishonesty-may-result-in-bankruptcy-fraud/">Dishonesty May Result in Bankruptcy Fraud</option>
<option value="https://bankruptcy-lanigan.com/2013/09/29/under-water-homestead-property-in-bankruptcy/">Under Water Homestead Property in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2013/09/29/bankruptcy-possessions-when-one-spouse-files/">Bankruptcy Possessions When One Spouse Files</option>
<option value="https://bankruptcy-lanigan.com/2013/07/06/choosing-florida-bankruptcy-divorce-or-both/">Choosing Florida Bankruptcy, Divorce or Both</option>
<option value="https://bankruptcy-lanigan.com/2013/05/06/acceleration-letters-in-foreclosure-actions/">Acceleration Letters In Foreclosure Actions</option>
<option value="https://bankruptcy-lanigan.com/2013/02/05/medical-bills-often-cause-bankruptcy/">Medical Bills Often Cause Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2013/01/11/do%e2%80%99s-and-don%e2%80%99ts-while-preparing-to-file-bankruptcy/">Do’s and Don’ts While Preparing to File Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/12/30/save-plan-research-before-starting-a-business/">Save, Plan, Research Before Starting a Business</option>
<option value="https://bankruptcy-lanigan.com/2012/12/15/automatic-stay-in-a-florida-bankrupcty-and-foreclosure/">Automatic Stay in a Florida Bankrupcty and Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2012/12/11/bankruptcy-trustees-ability-to-abandon-property/">Bankruptcy Trustee’s Ability to Abandon Property</option>
<option value="https://bankruptcy-lanigan.com/2012/11/25/florida-homestead-exemption-can-be-a-landmine/">Florida Homestead Exemption Can Be a Landmine</option>
<option value="https://bankruptcy-lanigan.com/2012/11/25/10-questions-is-chapter-7-bankruptcy-for-you/">10 Questions: Is Chapter 7 Bankruptcy For You?</option>
<option value="https://bankruptcy-lanigan.com/2012/11/16/expect-doubting-creditors-in-chapter-13-bankruptcy/">Expect Doubting Creditors in Chapter 13 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/10/24/business-plan-is-crucial-when-starting-a-business/">Business Plan is Crucial When Starting a Business</option>
<option value="https://bankruptcy-lanigan.com/2012/10/20/hiring-the-best-bankruptcy-attorney/">Hiring the Best Bankruptcy Attorney </option>
<option value="https://bankruptcy-lanigan.com/2012/10/16/city-and-businesses-bankruptcy-filings-are-similar/">City and Businesses Bankruptcy Filings are Similar</option>
<option value="https://bankruptcy-lanigan.com/2012/10/15/finding-an-orlando-bankruptcy-attorney/">Finding an Orlando Bankruptcy Attorney </option>
<option value="https://bankruptcy-lanigan.com/2012/09/28/exempt-vs-non-exempt-money-in-bankruptcy/">Exempt vs. Non-Exempt Money in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/09/25/auto-equity-more-than-bankruptcy-exemption-allows/">Auto Equity More Than Bankruptcy Exemption Allows</option>
<option value="https://bankruptcy-lanigan.com/2012/09/23/next-steps-after-being-served-with-foreclosure-complaint/">Next Steps After Being Served With Foreclosure </option>
<option value="https://bankruptcy-lanigan.com/2012/09/08/dont-plan-on-your-tax-refund-in-a-chapter-13/">Don't Plan on Your Tax Refund in a Chapter 13</option>
<option value="https://bankruptcy-lanigan.com/2012/07/07/florida-housing-market-feels-europe%e2%80%99s-trouble/">Florida Housing Market Feels Europe’s Trouble</option>
<option value="https://bankruptcy-lanigan.com/2012/06/20/lien-theory-in-florida/">Lien Theory in Florida</option>
<option value="https://bankruptcy-lanigan.com/2012/06/19/banks-are-seeing-benefits-from-harp/">Banks Are Seeing Benefits from HARP</option>
<option value="https://bankruptcy-lanigan.com/2012/06/15/state-law-insolvency-proceedings-in-bankruptcy/">State Law Insolvency Proceedings in Bankruptcy           </option>
<option value="https://bankruptcy-lanigan.com/2012/06/07/things-to-know-about-a-chapter-13-bankruptcy-plan/">Things to Know About a Chapter 13 Bankruptcy Plan</option>
<option value="https://bankruptcy-lanigan.com/2012/06/04/pros-and-cons-of-filing-chapter-7-bankruptcy/">Pros and Cons of Filing Chapter 7 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/05/30/what-happens-after-filing-the-bankruptcy-petition/">What Happens After Filing the Bankruptcy Petition?</option>
<option value="https://bankruptcy-lanigan.com/2012/05/30/chapter-11-bankruptcy-reorganization-plan/">Chapter 11 Bankruptcy Reorganization Plan</option>
<option value="https://bankruptcy-lanigan.com/2012/05/29/homestead-exemption-in-bankruptcy/">Homestead Exemption in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/05/27/pre-bankruptcy-counseling-is-occasionally-excused/">Pre-bankruptcy Counseling is Occasionally Excused</option>
<option value="https://bankruptcy-lanigan.com/2012/05/26/important-goals-and-policies-of-bankruptcy/">Important Goals and Policies of Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/05/24/bankruptcy-secured-debt-and-priority/">Bankruptcy Secured Debt and Priority  </option>
<option value="https://bankruptcy-lanigan.com/2012/05/21/choose-an-experienced-foreclosure-or-bankruptcy-attorney/">Experienced Bankruptcy or Foreclosure Attorney</option>
<option value="https://bankruptcy-lanigan.com/2012/05/20/non-contingent-liquidated-debt-in-bankruptcy/">Non-Contingent Liquidated Debt in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/05/19/rules-for-successive-bankruptcy-filings/">Rules for Successive Bankruptcy Filings</option>
<option value="https://bankruptcy-lanigan.com/2012/05/15/avoid-fraud-by-telling-the-truth-in-bankruptcy/">Avoid Fraud by Telling the Truth in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/05/12/chapter-13-bankruptcy-can-be-denied/">Chapter 13 Bankruptcy Can Be Denied</option>
<option value="https://bankruptcy-lanigan.com/2012/05/11/texas-rangers-chapter-11-follows-similar-process/">Texas Rangers Chapter 11 Follows Similar Process</option>
<option value="https://bankruptcy-lanigan.com/2012/05/04/how-to-rebuild-your-credit-after-bankruptcy/">Tips to Rebuilding Your Credit After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/04/23/how-a-living-trust-factors-into-bankruptcy/">How a Living Trust Factors Into Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/04/21/determining-property-status-in-a-bankruptcy/">Determining Property Status in a Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/04/20/filing-bankruptcy-before-or-after-divorce/">Filing Bankruptcy Before or After Divorce?</option>
<option value="https://bankruptcy-lanigan.com/2012/04/19/homestead-exemption-requirements-in-bankruptcy-law/">Homestead Exemption Requirements in Bankruptcy Law</option>
<option value="https://bankruptcy-lanigan.com/2012/04/17/determining-income-when-filing-bankruptcy/">Determining Income When Filing Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/04/12/bankruptcy-exemptions-can-be-challenged/"> Bankruptcy Exemptions Can Be Challenged </option>
<option value="https://bankruptcy-lanigan.com/2012/04/11/the-role-of-the-bankruptcy-trustee/">The Role of the Bankruptcy Trustee</option>
<option value="https://bankruptcy-lanigan.com/2012/04/11/chapter-7-bankruptcy-will-not-prevent-foreclosure/">Chapter 7 Bankruptcy Will Not Prevent Foreclosure </option>
<option value="https://bankruptcy-lanigan.com/2012/03/19/florida-bankruptcy-may-relieve-credit-card-debt/">Florida Bankruptcy May Relieve Credit Card Debt</option>
<option value="https://bankruptcy-lanigan.com/2012/03/08/mandatory-credit-counseling-before-bankruptcy/">Mandatory Credit Counseling Before Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/03/07/chapter-7-bankruptcy-debt-and-cosigner-challenges/">Chapter 7 Bankruptcy Debt and Cosigner Challenges</option>
<option value="https://bankruptcy-lanigan.com/2012/03/05/chapter-13-bankruptcy-vs-chapter-7-bankruptcy/">Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/03/03/reorganization-can-save-your-florida-business/">Reorganization Can Save Your Florida Business</option>
<option value="https://bankruptcy-lanigan.com/2012/02/28/hire-a-bankruptcy-attorney-with-experience/">Hire a Bankruptcy Attorney With Experience</option>
<option value="https://bankruptcy-lanigan.com/2012/02/24/when-looking-for-a-job-bankruptcy-will-follow-you/">When Looking For a Job Bankruptcy Will Follow You</option>
<option value="https://bankruptcy-lanigan.com/2012/02/20/impact-of-florida-senate-bill-1890-on-foreclosures/">Impact of Florida Senate Bill 1890 on Foreclosures</option>
<option value="https://bankruptcy-lanigan.com/2012/02/19/bankruptcy-fraud-could-bring-jail-time-and-fines/">Bankruptcy Fraud Could Bring Jail Time and Fines</option>
<option value="https://bankruptcy-lanigan.com/2012/02/19/student-loan-debt-slows-housing-growth-nationwide/">Student Loan Debt Slows Housing Growth Nationwide</option>
<option value="https://bankruptcy-lanigan.com/2012/02/15/kodaks-bankruptcy-will-keep-it-in-business/">Kodak's Bankruptcy Will Keep it in Business</option>
<option value="https://bankruptcy-lanigan.com/2012/02/14/find-a-worthy-orlando-bankruptcy-attorney/">Find a Worthy Orlando Bankruptcy Attorney </option>
<option value="https://bankruptcy-lanigan.com/2012/02/08/consider-bankruptcy-for-drastic-debt-relief/">Consider Bankruptcy for Drastic Debt Relief</option>
<option value="https://bankruptcy-lanigan.com/2012/02/07/research-and-learn-about-bankruptcy-before-filing/">Research and Learn About Bankruptcy Before Filing</option>
<option value="https://bankruptcy-lanigan.com/2012/02/06/winter-park-bankruptcy-lawyers-talk-exemptions/">Winter Park Bankruptcy Lawyers Talk Exemptions</option>
<option value="https://bankruptcy-lanigan.com/2012/02/05/chapter-7-and-chapter-13-bankruptcy-exemptions/">Chapter 7 and Chapter 13 Bankruptcy Exemptions</option>
<option value="https://bankruptcy-lanigan.com/2012/02/04/dealing-with-stock-options-in-florida-bankruptcy/">Dealing with Stock Options in Florida Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/30/bankruptcy-attorneys-explain-reality-of-bankruptcy/">Bankruptcy Attorneys Explain Reality of Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/29/bankruptcy-is-not-a-do-it-yourself-legal-process/">Bankruptcy is Not a Do-It-Yourself Legal Process</option>
<option value="https://bankruptcy-lanigan.com/2012/01/28/winter-park-lawyers-explain-bankruptcy-process/">Winter Park Lawyers Explain Bankruptcy Process</option>
<option value="https://bankruptcy-lanigan.com/2012/01/27/chapter-7-chapter-13-for-critical-debt-relief/">Chapter 7, Chapter 13 For Critical Debt Relief  </option>
<option value="https://bankruptcy-lanigan.com/2012/01/26/chapter-13-bankruptcy-chapter-7-bankruptcy-relief/">Chapter 13 Bankruptcy, Chapter 7 Bankruptcy Relief</option>
<option value="https://bankruptcy-lanigan.com/2012/01/24/bankruptcy-courts-know-who-is-abusing-the-system/">Bankruptcy Courts Know Who Is Abusing the System</option>
<option value="https://bankruptcy-lanigan.com/2012/01/23/means-test-gauges-chapter-7-bankruptcy-eligibility/">Means Test Gauges Chapter 7 Bankruptcy Eligibility</option>
<option value="https://bankruptcy-lanigan.com/2012/01/22/advantages-of-filing-bankruptcy-in-central-florida/">Advantages of Filing Bankruptcy in Central Florida</option>
<option value="https://bankruptcy-lanigan.com/2012/01/18/mortgage-lenders-are-available-after-bankruptcy/">Mortgage Lenders Are Available After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/17/experienced-attorneys-explain-types-of-bankruptcy/">Experienced Attorneys Explain Types of Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/17/bankruptcy-attorneys-generally-stick-to-set-fees/">Bankruptcy Attorneys Generally Stick to Set Fees</option>
<option value="https://bankruptcy-lanigan.com/2012/01/16/all-business-sizes-can-face-chapter-11-bankruptcy/">All Business Sizes Can Face Chapter 11 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/15/chapter-11-bankruptcy-for-florida-businesses/">Chapter 11 Bankruptcy for Florida Businesses</option>
<option value="https://bankruptcy-lanigan.com/2012/01/13/student-loan-hardship-in-bankruptcy-hard-to-prove/">Student Loan Hardship in Bankruptcy Hard to Prove</option>
<option value="https://bankruptcy-lanigan.com/2012/01/11/consult-an-attorney-to-file-chapter-13-bankruptcy/">Consult an Attorney to File Chapter 13 Bankruptcy </option>
<option value="https://bankruptcy-lanigan.com/2012/01/08/bankruptcy-help-is-as-near-as-your-computer/">Bankruptcy Help Is As Near As Your Computer</option>
<option value="https://bankruptcy-lanigan.com/2012/01/07/home-refinancing-after-chapter-13-bankruptcy/">Home Refinancing After Chapter 13 Bankruptcy </option>
<option value="https://bankruptcy-lanigan.com/2012/01/05/finding-the-best-florida-bankruptcy-attorney/">Finding the Best Florida Bankruptcy Attorney</option>
<option value="https://bankruptcy-lanigan.com/2012/01/05/mortgage-loans-are-possible-after-bankruptcy/">Mortgage Loans Are Possible After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/03/post-bankruptcy-home-or-property-buying-challenges/">Post-Bankruptcy Home or Property Buying Challenges</option>
<option value="https://bankruptcy-lanigan.com/2012/01/01/struggling-small-businesses-may-try-a-chapter-11-bankruptcy/">Struggling Small Businesses May Try a Chapter 11 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/12/29/rebuild-credit-score-after-chapter-13-bankruptcy/">Rebuild Credit Score After Chapter 13 Bankruptcy </option>
<option value="https://bankruptcy-lanigan.com/2011/12/27/deciding-on-a-florida-bankruptcy-attorney/">Deciding on a Florida Bankruptcy Attorney</option>
<option value="https://bankruptcy-lanigan.com/2011/12/26/rebuilding-your-credit-after-bankruptcy/">Rebuilding Your Credit After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/12/25/student-loan-debt-is-not-easily-eliminated-in-bankruptcy/">Student Loan Debt is Not Easily Eliminated in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/12/24/using-personal-loans-after-bankruptcy-may-help-credit/">Using Personal Loans After Bankruptcy May Help Credit</option>
<option value="https://bankruptcy-lanigan.com/2011/12/23/be-careful-when-buying-a-vehicle-after-bankruptcy/">Be Careful When Buying a Vehicle After Bankruptcy </option>
<option value="https://bankruptcy-lanigan.com/2011/12/21/filing-bankruptcy-may-effect-what-car-you-drive/">Filing Bankruptcy May Effect What Car You Drive</option>
<option value="https://bankruptcy-lanigan.com/2011/12/15/seven-types-of-bankruptcy-to-discuss-with-an-attorney/">Seven Types of Bankruptcy to Discuss With an Attorney</option>
<option value="https://bankruptcy-lanigan.com/2011/12/11/concurrent-chapter-7-and-chapter-13-bankruptcy/">Concurrent Chapter 7 and Chapter 13 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/12/11/both-bankruptcy-and-foreclosure-defense-needed/">Both Bankruptcy and Foreclosure Defense Needed? </option>
<option value="https://bankruptcy-lanigan.com/2011/12/07/10-myths-about-filing-bankruptcy-in-florida/">10 Myths About Filing Bankruptcy in Florida</option>
<option value="https://bankruptcy-lanigan.com/2011/12/03/mortgage-workouts-are-an-alternative-to-bankruptcy/">Mortgage Workouts Are An Alternative to Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/11/30/eliminate-second-mortgage-in-chapter-13-bankruptcy/">Eliminate Second Mortgage in Chapter 13 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/11/28/student-loan-repayment-in-chapter-13-bankruptcy/">Student Loan Repayment in Chapter 13 Bankruptcy </option>
<option value="https://bankruptcy-lanigan.com/2011/11/27/how-personal-bankruptcy-affects-your-business/">How Personal Bankruptcy Affects Your Business </option>
<option value="https://bankruptcy-lanigan.com/2011/11/25/do-married-couples-file-bankruptcy-together/">Should Married Couples File Bankruptcy Together?</option>
<option value="https://bankruptcy-lanigan.com/2011/11/24/pulling-from-your-retirement-funds-to-pay-debt/">Pulling From Your Retirement Funds to Pay Debt</option>
<option value="https://bankruptcy-lanigan.com/2011/11/23/loan-modification-during-or-after-bankruptcy/">Loan Modification During or After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/11/22/who-will-know-you-filed-bankruptcy/">Who Will Know You Filed Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2011/11/20/bankruptcy-is-usually-followed-by-a-foreclosure-suit/">Bankruptcy Often Followed by a Foreclosure Suit</option>
<option value="https://bankruptcy-lanigan.com/2011/11/19/court-ruling-clarifies-chapter-11-bankruptcy-law/">Court Ruling Clarifies Chapter 11 Bankruptcy Law</option>
<option value="https://bankruptcy-lanigan.com/2011/11/13/choosing-a-florida-bankruptcy-attorney/">Choosing a Florida Bankruptcy Attorney</option>
<option value="https://bankruptcy-lanigan.com/2011/11/09/what-happens-to-your-vehicle-during-bankruptcy/">What Happens to Your Vehicle During Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2011/11/06/understanding-mers-and-mortgage-transfers/">Understanding MERS And Mortgage Transfers</option>
<option value="https://bankruptcy-lanigan.com/2011/11/05/chapter-7-bankruptcy-or-chapter-13-bankruptcy/">Chapter 7 Bankruptcy or Chapter 13 Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2011/11/04/bankruptcy-may-not-be-an-easy-decision/">Bankruptcy May Not Be An Easy Decision</option>
<option value="https://bankruptcy-lanigan.com/2011/11/03/bankruptcy-filings-are-down-from-2010/">Bankruptcy Filings Are Down from 2010</option>
<option value="https://bankruptcy-lanigan.com/2011/10/27/behind-on-mortgage-bankruptcy-or-foreclosure/">Behind on Mortgage: Bankruptcy or Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2011/10/23/chapter-11-business-bankruptcy-process/">Chapter 11 Business Bankruptcy Process</option>
<option value="https://bankruptcy-lanigan.com/2011/10/22/bankruptcy-attorney-questions/">Ask Your Bankruptcy Attorney Questions if Confused</option>
<option value="https://bankruptcy-lanigan.com/2011/10/18/chapter-11-tough-for-rest-of-2011/">Chapter 11 Tough for Rest of 2011</option>
<option value="https://bankruptcy-lanigan.com/2011/10/17/401k-is-safe-all-yours-in-bankruptcy/">401(k) is Safe, All Yours in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/10/16/reaffirmation-agreements-optional-in-bankruptcy/">Reaffirmation Agreements Optional in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/10/16/complete-bankruptcy-forms-carefully-honestly/">Complete Bankruptcy Forms Carefully, Honestly</option>
<option value="https://bankruptcy-lanigan.com/2011/10/14/open-for-business-during-chapter-11-bankruptcy/">Open for Business During Chapter 11 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/10/13/stigma-of-filing-bankruptcy-is-gone/">Stigma of Filing Bankruptcy is Gone</option>
<option value="https://bankruptcy-lanigan.com/2011/10/10/business-choices-during-a-crisis/">Business Choices During a Crisis </option>
<option value="https://bankruptcy-lanigan.com/2011/10/08/chapter-7-or-chapter-11-bankruptcy/">Chapter 7 or Chapter 11 Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2011/10/05/spending-before-and-after-bankruptcy/">Spending Before and After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/10/02/chapter-13-bankruptcy/">Reasons to File Chapter 13 Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/10/01/chapter-7-bankruptcy-eligibility-varies/">Chapter 7 Bankruptcy Eligibility Varies</option>
<option value="https://bankruptcy-lanigan.com/2011/09/29/youre-not-the-first-to-file-bankruptcy/">You're Not the First to File Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/09/28/should-you-file-bankruptcy/">Should You File Bankruptcy?</option>
<option value="https://bankruptcy-lanigan.com/2011/09/27/filing-bankruptcy-in-orlando/">Filing Bankruptcy in Orlando</option>
<option value="https://bankruptcy-lanigan.com/2011/09/22/economic-trends-impact-bankruptcy-in-florida/">Economic Trends Impact Bankruptcy in Florida</option>
<option value="https://bankruptcy-lanigan.com/2011/09/20/chapter-13-bankruptcy-can-save-your-home/">Chapter 13 Bankruptcy Can Save Your Home</option>
<option value="https://bankruptcy-lanigan.com/2011/09/19/bankruptcy-forum-shopping-being-reviewed/">Bankruptcy Forum Shopping Is Being Reviewed</option>
<option value="https://bankruptcy-lanigan.com/2011/09/15/bankruptcy-wont-eliminate-student-loan-debt/">Bankruptcy Won't Eliminate Student Loan Debt</option>
<option value="https://bankruptcy-lanigan.com/2011/09/07/even-the-la-dodgers-find-protection-in-bankruptcy/">Even the LA Dodgers Find Protection in Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/08/24/florida-bankruptcy-filings-remain-steady/">Florida Bankruptcy Filings Remain Steady</option></select></form>
<br> </span></td>
</tr>
<tr>
<td><span style="color: #336600; font-size: medium;"><strong>Foreclosure Information:</strong><br> <form class="ddpl-form" name="catform26 " id="catform26 " action=""><select name="jumpMenu26 " id="jumpMenu26 " onchange="MM_jumpMenu('parent',this,0)"><option value="">(Select Topic to Read More)</option>
<option value="https://bankruptcy-lanigan.com/2014/11/26/floridas-real-estate-outlook-as-of-october-2014/">Florida’s Real Estate Outlook as of October 2014</option>
<option value="https://bankruptcy-lanigan.com/2014/07/16/banks-to-help-homeowners-find-jobs/">Banks to Help Homeowners Find Jobs</option>
<option value="https://bankruptcy-lanigan.com/2014/07/12/judge-dismissed-miami-predatory-lending-lawsuits/">Judge Dismissed Miami Predatory Lending Lawsuits</option>
<option value="https://bankruptcy-lanigan.com/2014/06/30/florida-reverse-mortgages-may-end-in-foreclosure/">Florida Reverse Mortgages May End In Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2014/06/28/when-to-consult-a-florida-foreclosure-attorney/">When to Consult a Florida Foreclosure Attorney</option>
<option value="https://bankruptcy-lanigan.com/2014/06/20/miami-sued-chase-for-discriminatory-lending/">Miami Sued Chase for Discriminatory Lending</option>
<option value="https://bankruptcy-lanigan.com/2014/05/23/under-water-florida-homes-drive-foreclosures/">Under Water Florida Homes Drive Foreclosures</option>
<option value="https://bankruptcy-lanigan.com/2014/04/29/florida-appeals-court-kills-foreclosure-deadline/">Florida Appeals Court Kills Foreclosure Deadline</option>
<option value="https://bankruptcy-lanigan.com/2014/04/17/realtytrac-florida-is-no-1-in-u-s-foreclosures/">RealtyTrac: Florida is No. 1 in U.S. Foreclosures </option>
<option value="https://bankruptcy-lanigan.com/2014/04/12/a-florida-foreclosure-lawsuit-is-as-individual-as-you-are/">Every Florida Foreclosure Lawsuit is Different</option>
<option value="https://bankruptcy-lanigan.com/2014/02/26/be-aware-of-common-florida-real-estate-scams/">Be Aware of Common Florida Real Estate Scams</option>
<option value="https://bankruptcy-lanigan.com/2014/02/23/don%e2%80%99t-fall-prey-to-foreclosure-scam-artists/">Don’t Fall Prey to Foreclosure Scam Artists</option>
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<option value="https://bankruptcy-lanigan.com/2014/02/09/bank-dealings-that-have-caused-lawsuits/">Bank Dealings That Have Caused Lawsuits</option>
<option value="https://bankruptcy-lanigan.com/2014/02/03/more-fraud-damages-from-bank-of-america/">More Fraud Damages From Bank of America</option>
<option value="https://bankruptcy-lanigan.com/2014/02/02/lawsuits-by-madoff-victims-veterans-homeowners/">Lawsuits by Madoff Victims, Veterans, Homeowners</option>
<option value="https://bankruptcy-lanigan.com/2014/01/23/veteran-sues-bank-over-foreclosure/">Veteran Sues Bank Over Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2014/01/23/how-much-does-foreclosure-defense-cost/">How Much Does Foreclosure Defense Cost?</option>
<option value="https://bankruptcy-lanigan.com/2014/01/22/real-estate-scammers-prey-on-foreclosed-homeowners/">Real Estate Scammers Prey on Foreclosed Homeowners</option>
<option value="https://bankruptcy-lanigan.com/2014/01/20/foreclosure-battles-bank-lawsuits-have-just-begun/">Foreclosure Battles, Bank Lawsuits Have Just Begun</option>
<option value="https://bankruptcy-lanigan.com/2013/11/14/banks-take-money-not-owed-and-falsify-documents/">Banks Take Money Not Owed and Falsify Documents</option>
<option value="https://bankruptcy-lanigan.com/2013/10/27/what-to-do-when-foreclosure-happens-in-florida/">What to Do When Foreclosure Happens in Florida</option>
<option value="https://bankruptcy-lanigan.com/2013/10/21/usa-vs-bank-of-america-judgment/">USA vs. Bank of America Judgment</option>
<option value="https://bankruptcy-lanigan.com/2013/10/19/7-reasons-to-hire-experienced-foreclosure-attorney/">7 Reasons to Hire Experienced Foreclosure Attorney</option>
<option value="https://bankruptcy-lanigan.com/2013/09/07/foreclosure-defense-bank-says-the-note-is-lost/">Foreclosure Defense: Bank Says the Note is Lost</option>
<option value="https://bankruptcy-lanigan.com/2013/08/22/hidden-defect-in-service-of-process-defense/">Hidden Defect in Service of Process Defense</option>
<option value="https://bankruptcy-lanigan.com/2013/08/09/defect-in-florida-foreclosure-acceleration-letter/">Defect in Florida Foreclosure Acceleration Letter</option>
<option value="https://bankruptcy-lanigan.com/2013/07/18/knowing-the-rules-of-evidence-decides-a-case/">Knowing the Rules of Evidence Decides a Case</option>
<option value="https://bankruptcy-lanigan.com/2013/07/16/3-simple-options-in-a-florida-foreclosure-appeals-case/">3 Simple Options in a Florida Foreclosure Appeals Case</option>
<option value="https://bankruptcy-lanigan.com/2013/07/13/florida-homeowners-should-know-new-foreclosure-law/">Florida Homeowners Should Know New Foreclosure Law</option>
<option value="https://bankruptcy-lanigan.com/2013/06/15/maybe-that-foreclosure-can-freeze-in-its-place/">Maybe That Foreclosure Can Freeze In Its Place</option>
<option value="https://bankruptcy-lanigan.com/2013/05/26/new-law-changes-florida-foreclosure-process/">New Law Changes Florida Foreclosure Process</option>
<option value="https://bankruptcy-lanigan.com/2013/04/21/foreclosures-rise-florida-still-no-2-in-u-s/">Foreclosures Rise: Florida Still No. 2 in U.S.</option>
<option value="https://bankruptcy-lanigan.com/2013/03/18/3-ways-lenders-deceive-homeowners-in-foreclosures/">3 Ways Lenders Deceive Homeowners in Foreclosures</option>
<option value="https://bankruptcy-lanigan.com/2013/02/23/3-reasons-to-defend-a-florida-foreclosure-action/">3 Reasons to Defend a Florida Foreclosure Action</option>
<option value="https://bankruptcy-lanigan.com/2013/01/15/how-bad-is-floridas-foreclosure-outlook-in-2013/">How Bad is Florida's Foreclosure Outlook in 2013?</option>
<option value="https://bankruptcy-lanigan.com/2013/01/11/foreclosure-defense-of-your-orlando-florida-home/">Foreclosure Defense of Your Orlando Florida Home</option>
<option value="https://bankruptcy-lanigan.com/2013/01/01/florida-is-number-2-in-foreclosures-nationally/">Florida is Number 2 in Foreclosures Nationally</option>
<option value="https://bankruptcy-lanigan.com/2012/12/15/automatic-stay-in-a-florida-bankrupcty-and-foreclosure/">Automatic Stay in a Florida Bankrupcty and Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2012/12/09/illegal-foreclosures-in-the-state-of-florida-eric-lanigan/">Illegal Foreclosures In the State of Florida</option>
<option value="https://bankruptcy-lanigan.com/2012/10/22/florida-has-a-lengthy-foreclosure-cycle/">Florida Has a Lengthy Foreclosure Cycle</option>
<option value="https://bankruptcy-lanigan.com/2012/07/03/california-passes-legislation-to-help-homeowners/">California Passed Legislation to Help Homeowners</option>
<option value="https://bankruptcy-lanigan.com/2012/06/30/disposing-of-collateral-in-a-foreclosure-sale/">Disposing of Collateral in a Foreclosure Sale</option>
<option value="https://bankruptcy-lanigan.com/2012/06/15/when-a-secured-party-wrongly-declares-a-default/">When a Secured Party Wrongly Declares a Default</option>
<option value="https://bankruptcy-lanigan.com/2012/06/14/foreclosure-lifeline-from-the-federal-government/">Foreclosure Lifeline from the Federal Government</option>
<option value="https://bankruptcy-lanigan.com/2012/05/31/what-you-need-to-know-about-hamp/">What You Need To Know About HAMP</option>
<option value="https://bankruptcy-lanigan.com/2012/05/16/stopping-a-foreclosure-through-bankruptcy/">Stopping a Foreclosure Through Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/05/14/foreclosure-can-be-caused-by-late-hoa-fees/">Foreclosure Can Be Caused by Late HOA Fees</option>
<option value="https://bankruptcy-lanigan.com/2012/05/02/foreclosure-reviews-deadline-moved/">Foreclosure Reviews Deadline Moved </option>
<option value="https://bankruptcy-lanigan.com/2012/04/19/homestead-exemption-requirements-in-bankruptcy-law/">Homestead Exemption Requirements in Bankruptcy Law</option>
<option value="https://bankruptcy-lanigan.com/2012/04/18/florida-fair-foreclosure-act/">Florida Fair Foreclosure Act</option>
<option value="https://bankruptcy-lanigan.com/2012/02/22/what-to-do-if-you-get-a-florida-foreclosure-notice/">What to Do If You Get a Florida Foreclosure Notice</option>
<option value="https://bankruptcy-lanigan.com/2012/02/16/florida-foreclosures-up-but-u-s-foreclosures-down/">Florida Foreclosures Up But U.S. Foreclosures Down</option>
<option value="https://bankruptcy-lanigan.com/2012/02/14/fees-for-a-foreclosure-attorney-in-orlando/">Fees for a Foreclosure Attorney in Orlando </option>
<option value="https://bankruptcy-lanigan.com/2012/02/12/foreclosure-in-any-form-requires-quick-response/">Foreclosure in Any Form Requires Quick Response</option>
<option value="https://bankruptcy-lanigan.com/2012/02/10/avoiding-foreclosure-in-florida/">Avoiding Foreclosure in Florida </option>
<option value="https://bankruptcy-lanigan.com/2012/02/09/government-mortgage-settlements/">Government Mortgage Settlements </option>
<option value="https://bankruptcy-lanigan.com/2012/01/19/deciding-to-avoid-foreclosure-after-bankruptcy/">Deciding to Avoid Foreclosure After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2012/01/10/alternatives-that-will-stop-or-change-foreclosures/">Alternatives That Will Stop or Change Foreclosures</option>
<option value="https://bankruptcy-lanigan.com/2012/01/09/address-home-foreclosure-situations-immediately/">Address Home Foreclosure Situations Immediately</option>
<option value="https://bankruptcy-lanigan.com/2012/01/08/mortgage-workouts-are-one-foreclosure-option/">Mortgage Workouts Are One Foreclosure Option</option>
<option value="https://bankruptcy-lanigan.com/2011/12/31/there-are-several-ways-to-stop-foreclosure/">There Are Several Ways to Stop Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2011/12/28/alternatives-that-may-help-to-prevent-foreclosure/">Alternatives That May Help to Prevent Foreclosure </option>
<option value="https://bankruptcy-lanigan.com/2011/12/15/only-a-foreclosure-attorney-may-offer-legal-advice/">Only a Foreclosure Attorney May Offer Legal Advice</option>
<option value="https://bankruptcy-lanigan.com/2011/12/13/waiting-wont-change-your-foreclosure-defense/">Waiting Won't Change Your Foreclosure Defense</option>
<option value="https://bankruptcy-lanigan.com/2011/12/06/foreclosure-attorneys-explain-florida-process/">Foreclosure Attorneys Explain Florida Process</option>
<option value="https://bankruptcy-lanigan.com/2011/11/21/a-short-sale-could-be-an-option-for-you/">A Short Sale Could Be an Option For You</option>
<option value="https://bankruptcy-lanigan.com/2011/10/04/florida-foreclosures-continue-to-rise/">Florida Foreclosures Continue to Rise</option>
<option value="https://bankruptcy-lanigan.com/2011/07/28/are-florida-foreclosure-rates-on-the-rise/">Are Florida Foreclosure Rates On the Rise?</option></select></form>
<br> </span></td>
</tr>
<tr>
<td><span style="color: #336600; font-size: medium;"><strong>Mortgage Workout Information:<br> <form class="ddpl-form" name="catform27 " id="catform27 " action=""><select name="jumpMenu27 " id="jumpMenu27 " onchange="MM_jumpMenu('parent',this,0)"><option value="">(Select Topic to Read More)</option>
<option value="https://bankruptcy-lanigan.com/2014/07/14/florida-mortgages-still-eligible-for-harp/">Florida Mortgages Still Eligible for HARP</option>
<option value="https://bankruptcy-lanigan.com/2014/07/06/florida-home-equity-lines-of-credit-on-the-rise/">Florida Home Equity Lines Of Credit On The Rise</option>
<option value="https://bankruptcy-lanigan.com/2014/07/04/suntrust-dept-of-justice-settle-at-320-million/">SunTrust Agrees to $320 Million Settlement</option>
<option value="https://bankruptcy-lanigan.com/2013/12/19/mortgage-refinance-approval-process-part-6-of-6/">Mortgage Refinance Approval Process: Part 6 of 6</option>
<option value="https://bankruptcy-lanigan.com/2013/12/18/principal-balance-forgiveness-part-5-of-6/">Principal Balance Forgiveness: Part 5 of 6 </option>
<option value="https://bankruptcy-lanigan.com/2013/11/22/refinancing-an-upside-down-home-part-4-of-6/">Refinancing an Upside Down Home - Part 4 of 6</option>
<option value="https://bankruptcy-lanigan.com/2013/11/21/foreclosure-causes-abandoned-homes-part-3-of-6/">Foreclosure Causes Abandoned Homes: Part 3 of 6</option>
<option value="https://bankruptcy-lanigan.com/2013/11/19/mortgage-refinancing-options-series-part-2-of-6/">Mortgage Refinancing Options Series: Part 2 of 6</option>
<option value="https://bankruptcy-lanigan.com/2013/11/18/options-for-a-mortgage-refinance-part-1-of-6/">Chances for a Mortgage Refinance: Part 1 of 6</option>
<option value="https://bankruptcy-lanigan.com/2013/01/20/florida-no-2-in-bankruptcy-foreclosure/">Florida No. 2 in Bankruptcy & Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2013/01/18/solutions-for-desperate-homeowners-and-lenders/">Solutions for Desperate Homeowners and Lenders</option>
<option value="https://bankruptcy-lanigan.com/2012/09/06/video-explains-mortgage-workouts-and-refinances/">Video Explains Mortgage Workouts and Refinances</option>
<option value="https://bankruptcy-lanigan.com/2012/07/10/loan-costs-and-risks-better-defined-for-borrowers/">Loan Costs and Risks Better Defined for Borrowers</option>
<option value="https://bankruptcy-lanigan.com/2012/06/26/the-assignment-of-a-mortgage-in-florida/">The Assignment of a Mortgage in Florida</option>
<option value="https://bankruptcy-lanigan.com/2012/03/22/mortgage-workouts-could-save-your-home/">Mortgage Workouts Could Save Your Home</option>
<option value="https://bankruptcy-lanigan.com/2012/02/24/before-you-refinance-consider-a-mortgage-workout/">Before You Refinance Consider A Mortgage Workout</option>
<option value="https://bankruptcy-lanigan.com/2012/02/23/decrease-in-the-number-of-mortgage-applications/">Decrease in the Number of Mortgage Applications </option>
<option value="https://bankruptcy-lanigan.com/2012/01/10/alternatives-that-will-stop-or-change-foreclosures/">Alternatives That Will Stop or Change Foreclosures</option>
<option value="https://bankruptcy-lanigan.com/2012/01/08/mortgage-workouts-are-one-foreclosure-option/">Mortgage Workouts Are One Foreclosure Option</option>
<option value="https://bankruptcy-lanigan.com/2011/12/28/mortgage-refinancing-after-bankruptcy/">Mortgage Refinancing After Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/12/03/mortgage-workouts-are-an-alternative-to-bankruptcy/">Mortgage Workouts Are An Alternative to Bankruptcy</option>
<option value="https://bankruptcy-lanigan.com/2011/11/10/protect-your-home-by-fighting-foreclosure/">Protect Your Home by Fighting Foreclosure</option>
<option value="https://bankruptcy-lanigan.com/2011/11/07/taking-advantage-of-hamp-may-save-your-home/">Taking Advantage of HAMP May Save Your Home</option>
<option value="https://bankruptcy-lanigan.com/2011/10/26/new-mortgage-refinancing-program-and-other-options/">New Mortgage Refinancing Program And Other Options</option>
<option value="https://bankruptcy-lanigan.com/2011/10/13/winter-park-attorneys-give-mortgage-renegotiation-support/">Winter Park Attorneys Give Mortgage Renegotiation Support</option>
<option value="https://bankruptcy-lanigan.com/2011/09/19/rich-marquez-is-a-mortgage-workout-tactician/">Marquez is a Mortgage Workout Tactician</option>
<option value="https://bankruptcy-lanigan.com/2011/09/16/mortgage-workouts-rebuild-cut-florida-homeowner-mortgages/">Mortgage Workouts Rebuild, Cut Florida Homeowner Mortgages </option>
<option value="https://bankruptcy-lanigan.com/2011/09/14/do-you-qualify-for-new-mortgage-workout-plan/">Do You Qualify For New Mortgage Workout Plan?</option></select></form>
<br> </strong></span></td>
</tr>
</tbody>
</table>
<table width="100%" border="0" cellspacing="5" cellpadding="0">
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<p><strong style="font-size: 1.5em; line-height: 1.5em;">Lanigan & Lanigan Services:</strong></p>
<ul>
<li><span style="font-size: medium;"><a title="10 Questions: Is Chapter 7 Bankruptcy For You?" href="/2012/11/25/10-questions-is-chapter-7-bankruptcy-for-you/">Chapter 7 Bankruptcy</a></span></li>
<li><span style="font-size: medium;"><a title="What is Chapter 11 Bankruptcy?" href="/2015/05/05/what-is-chapter-11-bankruptcy/">Chapter 11 Bankruptcy</a></span></li>
<li><span style="font-size: medium;"><a title="Chapter 7 vs. Chapter 13 Bankruptcy Decided by Salary" href="/2012/04/17/bankruptcy-chapter-7-orlando-attorney-eric-lanigan-and-roddy-lanigan/">Chapter 13 Bankruptcy</a></span></li>
<li><a title="Real Estate" href="/real-estate/"><span style="font-size: medium;">Real Estate Litigation, Transactions</span></a></li>
<li><span style="font-size: medium;"><a title="Mortgage Workouts" href="/mortgage-work-outs-floridamortgage-workout-agent-rich-marquez/">Mortgage Workouts</a></span></li>
</ul>
<h2><span style="font-size: medium; line-height: 1.5em;">Real Estate</span></h2>
<p><span style="font-size: medium; line-height: 1.5em;">The Lanigans, Florida natives and residents, provide Florida real estate litigation and real estate transaction services for residential and commercial property owners, investors.</span></p>
<p><span style="font-size: medium; line-height: 1.5em;">Eric and Roddy Lanigan have clients who are Florida real estate investors and Florida property and homeowners from the U.S., Asia, Europe, Russia, and South America. No matter where you’re from, if you’re buying Florida property, </span><span style="font-size: medium;"><span style="line-height: 1.5em;">hire an attorney to handle your Florida </span><span style="line-height: 1.5em;">real restate contracts. Have an attorney on hand, or on call, or bring in a contract when you’re buying a home. Even a last minute meeting with an attorney may prevent what could become long and expensive litigation down the line. </span></span></p>
<p><span style="font-size: medium;"><span style="line-height: 1.5em;">A lawyer’s value to anyone buying commercial land, or handling regular commercial real estate transactions benefits from a skilled negotiator who handles a good portion of the transaction. There’s a reason for this: while people like to say they’ll sue, or go to court to right a wrong, any lawsuit quickly becomes financially prohibitive.</span></span></p>
<h2><span style="font-size: medium; line-height: 1.5em;">Mortgage Workouts</span></h2>
<p><span style="font-size: medium;">Florida was No. 1 in the U.S. for <a title="RealtyTrac: Florida is No. 1 in U.S. Foreclosures" href="/2014/04/17/realtytrac-florida-is-no-1-in-u-s-foreclosures/">foreclosures</a> from 2007 to 2014. The Lanigans handled many foreclosure defense cases prior to and during the difficult Florida economy. </span></p>
<p><span style="font-size: medium;">The Lanigans offer <a title="Mortgage Workouts in Florida" href="/videos/mortgage-workouts-in-florida/">mortgage workouts</a> as an option for clients who want to save their homes or properties and avoid foreclosure lawsuits.</span></p>
<p><span style="font-size: medium;">A mortgage workout involves the restructuring of a mortgage with different financial terms amenable and acceptable to lenders. </span></p>
<p><span style="font-size: medium;">A mortgage workout may include a </span><span style="font-size: medium;">mortgage restructuring, interest rate adjustments, settlements of second and third mortgages, principal balance deferment or forgiveness, loan term extensions, repayments, or a forbearance.</span></p>
<p><span style="font-size: medium;">Negotiating with banks and lenders is complicated because it involves creating financial terms, alternative payments, different interest rates. Financial negotiations with knowledge of bankruptcy, foreclosure, mortgage law is something most homeowners do not feel confident in handling without an attorney–for good reason.</span></p>
<p><span style="font-size: medium;">In 2015, due to foreclosure law changes made in July 2013, Florida courts handle foreclosure lawsuits very differently than in the past. </span></p>
<p><span style="font-size: medium;">If you’re deciding whether to pursue a foreclosure defense, don’t wait. Acting now may mean the difference in keeping or losing a property. </span></p>
<p><span style="font-size: medium;">Only seek advice from licensed real estate, bankruptcy mortgage workout attorneys. </span></p>
<p><span style="font-size: medium;">Call for a consultation with Winter Park Florida real estate, bankruptcy and mortgage workout attorneys Eric Lanigan and Roddy Lanigan.<br> </span></p>
</td>
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</table>
<p> </p>
</td>
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<tr>
<td colspan="3" valign="top">
<h2>The Best Florida Attorney</h2>
<p><a href="/wp-content/uploads/2015/05/Lanigan-and-Lanigan-Top-Winter-Park-Florida-Attorneys.jpg"></a></p>
<p><span style="font-size: medium;"><span style="line-height: 1.5em;">No matter which attorney you choose, select your attorney wisely. Your attorney may make the difference in recovering value on an investment or losing a property, filing a successful bankruptcy for financial reorganization, or losing a home to foreclosure. </span></span></p>
<p><span style="font-size: medium;"><span style="line-height: 1.5em;">An attorney</span><span style="line-height: 1.5em;"> knows what you may not and b</span></span><span style="line-height: 1.5em; font-size: medium;">y listening to your options you can see what’s available to you, what’s possible before making a final decision. </span></p>
<p><span style="font-size: medium;">The choice you make can mean everything to you, your family and your future. When you get that sinking feeling that comes with the threat of losing everything you’ve worked for, your income or your investments, don’t panic. But do take action right away and begin looking for an attorney you’re comfortable with. Take the time to get a legal opinion. You may meet with the Lanigans by calling for an appointment.</span></p>
<p><span style="font-size: medium;">Lanigan & Lanigan, P.L. Experienced Attorneys, Aggressive Representation with a Personal Touch.</span></p>
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