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	<title>BBB Consumer Education Blog</title>
	
	<link>http://bbbconsumereducation.com</link>
	<description>Presented by the Tri-State Better Business Bureau in Evansville, Indiana</description>
	<lastBuildDate>Thu, 17 May 2012 13:00:25 +0000</lastBuildDate>
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		<title>Protect Your Move and Yourself During National Moving Month</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/WoP2_tasvdk/</link>
		<comments>http://bbbconsumereducation.com/protect-your-move-and-yourself-during-national-moving-month/#comments</comments>
		<pubDate>Thu, 17 May 2012 13:00:25 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Consumer Myth]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[american moving and storage association]]></category>
		<category><![CDATA[amsa]]></category>
		<category><![CDATA[move]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[national moving month]]></category>
		<category><![CDATA[rights]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=4018</guid>
		<description>May is National Moving Month and the start of the busiest time of year for changing residences…which means unlicensed movers and dishonest fraudsters are waiting to take advantage of consumers who aren’t careful. In 2011, BBBs&amp;#8217; received more than 1.3 million moving related inquiries and more than 9,000 complaints against movers. Complaints include lost or&amp;#160;&lt;a href="http://bbbconsumereducation.com/protect-your-move-and-yourself-during-national-moving-month/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/WoP2_tasvdk" height="1" width="1"/&gt;</description>
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		<item>
		<title>FTC, MySpace, and your PII</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/awfajRoeEYU/</link>
		<comments>http://bbbconsumereducation.com/ftc-myspace-and-your-pii/#comments</comments>
		<pubDate>Wed, 16 May 2012 13:00:56 +0000</pubDate>
		<dc:creator>Jackie</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[internet]]></category>
		<category><![CDATA[myspace]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[personally identifiable information]]></category>
		<category><![CDATA[pii]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[social networking]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3988</guid>
		<description>The FTC announced on May 8, 2012 that the social networking service MySpace has agreed to settle FTC charges that it misrepresented its protection of users’ PII (personally identifiable information).  Here is what the FTC alleges was going on: In order for MySpace users to create customized personal online profiles, they had to register.  To&amp;#160;&lt;a href="http://bbbconsumereducation.com/ftc-myspace-and-your-pii/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/awfajRoeEYU" height="1" width="1"/&gt;</description>
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		<item>
		<title>Deceptive Mortgage Ads: What They Say; What They Leave Out</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/CTVdWevg8wA/</link>
		<comments>http://bbbconsumereducation.com/deceptive-mortgage-ads-what-they-say-what-they-leave-out/#comments</comments>
		<pubDate>Tue, 15 May 2012 13:00:39 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Consumer Myth]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[ads]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3976</guid>
		<description>Looking for a mortgage to buy a home or refinance an existing loan? Some ads will offer low rates or payments and may look like they&amp;#8217;re from your mortgage company or a government agency, and don&amp;#8217;t disclose the true terms of the deal as the law requires. Often the most important information you need isn&amp;#8217;t&amp;#160;&lt;a href="http://bbbconsumereducation.com/deceptive-mortgage-ads-what-they-say-what-they-leave-out/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/CTVdWevg8wA" height="1" width="1"/&gt;</description>
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		<item>
		<title>Robocalls Persist</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/r9H8wMtrRn4/</link>
		<comments>http://bbbconsumereducation.com/robocalls-persist/#comments</comments>
		<pubDate>Mon, 14 May 2012 14:28:44 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Cell Phones]]></category>
		<category><![CDATA[Consumer Myth]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[call]]></category>
		<category><![CDATA[do not call]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[Indiana Attorney General]]></category>
		<category><![CDATA[opt out]]></category>
		<category><![CDATA[phone]]></category>
		<category><![CDATA[political]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[rachel calls]]></category>
		<category><![CDATA[robocalls]]></category>
		<category><![CDATA[unwanted calls]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3960</guid>
		<description>We’ve covered this topic before, but these calls continue to abound with various offers. We at your BBB have received multiple of requests for assist regarding calls from “Rachel,” who wants to reduce your credit interest rate, and all you have to do to learn about this offer is to press a number on your&amp;#160;&lt;a href="http://bbbconsumereducation.com/robocalls-persist/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/r9H8wMtrRn4" height="1" width="1"/&gt;</description>
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		<item>
		<title>Is Your Phone Bill Getting “Crammed”?</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/gejnrDXkw-8/</link>
		<comments>http://bbbconsumereducation.com/is-your-phone-bill-getting-crammed/#comments</comments>
		<pubDate>Fri, 11 May 2012 13:00:16 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Cell Phones]]></category>
		<category><![CDATA[Consumer Myth]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[cramming]]></category>
		<category><![CDATA[dispute]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[phone]]></category>
		<category><![CDATA[problem]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3934</guid>
		<description>According to a recent press release, the Federal Trade Commission (FTC) is seeking a ruling against Billing Services Group (BSC), the largest third-party billing company in the nation, for allegedly adding bogus charges to consumers’ phone bills. These charges were supposedly for additional services that the consumers did not authorize or use. The alleged practice&amp;#160;&lt;a href="http://bbbconsumereducation.com/is-your-phone-bill-getting-crammed/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/gejnrDXkw-8" height="1" width="1"/&gt;</description>
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		<item>
		<title>Tips for Successful Mother’s Day Shopping</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/yeJ06YETUCM/</link>
		<comments>http://bbbconsumereducation.com/tips-for-successful-mothers-day-shopping/#comments</comments>
		<pubDate>Thu, 10 May 2012 13:00:41 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[buyer's remorse]]></category>
		<category><![CDATA[flowers]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[jewelry]]></category>
		<category><![CDATA[mom]]></category>
		<category><![CDATA[mother's day]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[spa]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3947</guid>
		<description>It’s almost Mother’s Day! Whether you are ordering flowers, shopping for custom jewelry, or arranging for a special spa day for the &amp;#8220;mom&amp;#8221; in your life, be careful with your purchase plans and be a smart consumer. BBB sees lots of scams that focus on holiday shopping, and is warning consumers to proceed with caution&amp;#160;&lt;a href="http://bbbconsumereducation.com/tips-for-successful-mothers-day-shopping/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/yeJ06YETUCM" height="1" width="1"/&gt;</description>
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		<item>
		<title>Get Rich Quick?—Not So Fast!</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/RiqnowoKBdU/</link>
		<comments>http://bbbconsumereducation.com/get-rich-quick-not-so-fast/#comments</comments>
		<pubDate>Wed, 09 May 2012 14:33:00 +0000</pubDate>
		<dc:creator>Jackie</dc:creator>
				<category><![CDATA[Consumer Myth]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[get rich quick scheme]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[job opportunity]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[work-at-home]]></category>
		<category><![CDATA[working from home]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3917</guid>
		<description>Make $150 an hour!  Solve puzzles &amp;#38; earn money! Start a Home Business with 5-Figure Potential!  Yes, the offers are everywhere promising you an easy way to make lots of money.  Unfortunately, instead of making money, consumers end up losing money, sometimes quite a bit. The FTC has been conducting ongoing campaigns against scammers who&amp;#160;&lt;a href="http://bbbconsumereducation.com/get-rich-quick-not-so-fast/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/RiqnowoKBdU" height="1" width="1"/&gt;</description>
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		<item>
		<title>Disputing Unauthorized Charges</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/5sHdsgqV_mU/</link>
		<comments>http://bbbconsumereducation.com/disputing-unauthorized-charges/#comments</comments>
		<pubDate>Tue, 08 May 2012 13:00:33 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Consumer Myth]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[FAQ]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Websites]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[dispute]]></category>
		<category><![CDATA[fair credit billing act]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[unauthorized charge]]></category>
		<category><![CDATA[visa]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3875</guid>
		<description>Under the Fair Credit Billing Act, you have the right to dispute charges on your credit card you didn&amp;#8217;t make, are incorrect, or for goods or services you didn&amp;#8217;t receive. Send a letter to the creditor within 60 days of the postmark of the bill with the disputed charge. Include your name and account number,&amp;#160;&lt;a href="http://bbbconsumereducation.com/disputing-unauthorized-charges/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/5sHdsgqV_mU" height="1" width="1"/&gt;</description>
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		<item>
		<title>Saving Money on Utilities</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/t9nxRvGBRIc/</link>
		<comments>http://bbbconsumereducation.com/saving-money-on-utilities/#comments</comments>
		<pubDate>Mon, 07 May 2012 13:00:54 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[department of energy]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[national institute of standards and technology]]></category>
		<category><![CDATA[power factor]]></category>
		<category><![CDATA[radiant barrier]]></category>
		<category><![CDATA[utility]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3899</guid>
		<description>With the cost of energy increasing, whether at the pump or in terms of cooling your home this summer, or using devices to reduce your energy consumption, here are some factors consumers should keep in mind.  Let’s look at two types of products.  The first is called the “radiant barrier.” Radiant barriers may be “reflective&amp;#160;&lt;a href="http://bbbconsumereducation.com/saving-money-on-utilities/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/t9nxRvGBRIc" height="1" width="1"/&gt;</description>
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		<item>
		<title>Watch Out for Corrupted Popular Apps</title>
		<link>http://feedproxy.google.com/~r/BbbConsumerEducation/~3/rFkFeTf72ck/</link>
		<comments>http://bbbconsumereducation.com/watch-out-for-corrupted-popular-apps/#comments</comments>
		<pubDate>Fri, 04 May 2012 13:00:37 +0000</pubDate>
		<dc:creator>Amanda</dc:creator>
				<category><![CDATA[Cell Phones]]></category>
		<category><![CDATA[FYI]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[angry birds]]></category>
		<category><![CDATA[anroid]]></category>
		<category><![CDATA[app]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[instagram]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[marketplace]]></category>
		<category><![CDATA[smartphone]]></category>
		<category><![CDATA[tablet]]></category>

		<guid isPermaLink="false">http://bbbconsumereducation.com/?p=3858</guid>
		<description>If you have a smartphone or a tablet, you probably have downloaded some apps, but have you ever really checked in to them before you clicked “purchase”? According to SOPHOS, a research company, several popular apps like Angry Birds Space and Instagram, if downloaded from unofficial app stores, may contain malware. In the case of&amp;#160;&lt;a href="http://bbbconsumereducation.com/watch-out-for-corrupted-popular-apps/" class="read-more"&gt;Continue Reading&lt;/a&gt;&lt;img src="http://feeds.feedburner.com/~r/BbbConsumerEducation/~4/rFkFeTf72ck" height="1" width="1"/&gt;</description>
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