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Duplication... Perpetuates Your Being a Champion

2012-02-08T19:19:00.000-08:00

How long would you like to hold on being a champion? Do you know that you can be a champion forever? Ask me how? Duplicate yourself so that you can perpetuate your champion status. The world continues because of duplication. Bro Bo in his latest book “How to Prosper” expounded the reason and wonder of duplication. It is Bro Bo’s ACTION 4 in aforementioned book p59-67.

But how do we successfully duplicate doing our IMG Mission? We just have to follow our System. In short we must be SYTEM DRIVEN. Our Field Training and Meetings and Events are all geared towards making duplicates…. that are in compliance to a proven methodology or system. Just like Jollibee, that follows a certain system on how the façade of the outlet will look like, how the counter will be arranged, how the patties are prepared, how the crew are trained and dressed, these all follow a uniform rules and procedures or system. Systems make sure that the results will be repeatable and predictable. No System = “Tsamba” (Chance of Success), With System = Predictable and Repeatable Success…

In my experience as Training Manager for big electronics manufacturing companies, we train our people based on a uniform system and procedures we call Specifications and this is done all over the factory and all over the world where we have factories. This ensures that a proven system is duplicated and implemented all over to guarantee the same quality of our end product. Same in IMG, to guarantee success and create champions, we must adhere and be driven by the system.

I had gone out to the field and got trained on how to arrange meetings, BMPs (Bring Meeting to the People) and how to conduct one. Then, we also got trained how to conduct BPM (Bring People to the Meeting). This is our system of duplication which we had passed on to our duplicates and who in turn pass on to their own duplicates, thus making us rapidly do the duplication process, and in turn guarantee that duplication gets perpetuated. And when the duplication is done according to the SYSTEM then, achieving success is predictable and guaranteed.

This brings us to the next thing we need to do in our Mission in IMG which is to Duplicate Deep and Wide… What does that exactly mean? It simply means that we must ensure that people whom we take in as direct business partners are our exact duplicates and the business partners they have are also their exact copies. If we make a mistake in the setting up of our first business partner, the mistake is duplicated and magnified to the next copies. Just like in actual photocopying. If the master copy is not clear, all other copies becomes unclear and degrades further down. And, again, you can only ensure you have proper duplication if it is based on a system.

And how do we do this? We need to make sure that we develop, guide and coach our direct business partners as well as find time to assist and check how they train their directs also. We also need to ensure that we check on the training materials being used if it is in compliance with the system. It is not so much of the way it is presented, but is more of what is being presented. Build wide is to have many direct copies. Build deep is to have more copies of your direct copies… That way, multiplication and compounding works to your advantage.

What are we duplicating? Ask me what? … We would like people to duplicate us…our journey towards financial freedom, our change life… That is our MISSION…. So to make sure we become real Champions in the eyes of men and the eyes of God, we must make sure we really change people’s lives starting with ourselves. We have to focus on that MISSION.

I read this story about St. Anthony the Great (The Patron Saint of all Monks). One time in the life of this great saint he got a notice that people are about to visit him who lived by words and arguments. They wanted to hear his words and his arguments on the truth of Christianity and the value of ascetism. But he refused to play their game. He told them that if they truly thought him wise, "If you think me wise, become what I am, for we ought to imitate the good. Had I gone to you, I should have imitated you, but, since you have come to me, become what I am, for I am a Christian."

The lesson I learn from this great saint is that, it is not so much of the intellect and words that really matters, it is what we do and who we are or what we have become that needs to be duplicated. And this is what we must focus on…Become what we preach and then have ourselves duplicated. Become financially free and create people, convert people, transform people to become financially independent too. That’s our focus in duplication.

Finally, the last thing I believe we need to make sure we do to ensure we are indeed true champions is to make sure we Stay CONNECTED and Updated… Kodak, the largest photo film maker in the whole world collapsed after 135 years of existence. Why did this happen? You want to know my simple theory about it? They failed to connect and ride on the changes that were swiftly happening. They were not able to connect and update to the digitized world of photography and they perished.

The lesson here is to stay as champions, we got to be forward looking and always updated. In our System getting updated means having the Meeting Mentality. For it is in the meetings that we stay connected and updated. What meetings do we have to attend? In our IMG Mission, just like our church mission, we have to make sure we always go to church regularly to get refreshed and refocused. Just like an operating system, you have to get updated so you can cope up with the latest. Imagine your computer OS still un-updated to at least Windows 7, wow…there are a lot of applications that won’t run in your computer. You got to stay connected or face the consequence of being obsolete…..

You see, duplication of obsoletes leads to naught…. Thus duplication that is for real champions is not mere copying. Duplication is “copying in motion”. What I mean by that is , the master copy is continually improved, and the copies are revised. And to be one or two steps ahead of competition, we have to connect not just with what is now, but what is ahead.

Let’s go back to Manny Pacquiao our undisputed champion of champions. His style of boxing, and his techniques are not the same when he started to box. He has continually improved and upgraded his skills that enabled him to beat champions on the next heavier weight divisions. He did not update his skills on his current weight divisions and challengers but on the next higher weight division…what was ahead of him.

Much the same way with us in this IMG Mission. We have to continually update and upgrade our knowledge and skills by attending continuing education and seminar, attending convention and meetings, and making sure that we are updated. Then we need to upgrade our skills and capabilities on what is now and what lies ahead. In our team, that is what we do. We are always on the go to be one to two steps ahead of the rest. We use technology and the multi-media to our best advantage. Then, to ensure success, we have to make sure the rest of our team are also updated and upgraded.

You want to be Champion Forever? DUPLICATE..Duplicate by adhering to the system, doing it deep and wide, always guided and focused on the mission and do it at least one step ahead.

God bless us all, and God bless our mission!!!

PS: Watch out for my next blog about 3D’s of Investing….3D's one must have in INVESTING: Direction, Diversification, Discipline....DIRECTION- You got to know what you are getting into by having somebody coach you or direct you or better yet, you yourself study and learn so you can direct yourself... DIVERSIFICATION- then you need to make sure you do not put all your eggs in one basket...you have to make sure you have proper allocations for each of the important financial goals with appropriate financial instruments... DISCIPLINE - and to be successful, you must do it consistently with the right mindset and attitude of a disciplined investor... and to make it more meaningful and enforced, get someone or many others to emulate what you do!- Richbenj.Santiago

Relentless CHAMPIONS of 2012

2012-01-17T00:49:00.000-08:00

Manny Pacquiao have goals and been continuously coached and trained, but that won’t guarantee him to be a Champion. He also need to be Relentless in his pursuit to be a true champion. What is being relentless? Webster defines it as: showing or promising no abatement of severity, intensity, strength or pace…. Clear? “Mas madali intindihin pag tagalog”: “walang tigil”…. “di tumitirik” (Easier said in the vernacular: unstoppable)… We saw Manny climb from one weight division to the next higher level.

So that’s the first thing we have to put into practice, like what Manny did, we need to continuously upgrade our goals. Once we achieve a particular goal, we should not rest on our laurels and stay complacent. We must drive to the next higher goal. And if we do it continually we ride on the momentum. Take anything in motion, like a bus or car. If it stops and goes towards a certain destination (goal), it takes more time and more gasoline (effort) to do it. But if it is continuous, it rides on the speed and momentum and reaches the destination faster. Same way in being a champion in our IMG Mission. The pursuit of the next higher level of performance and achievements can only be sustained by increasing your goals continually relentlessly. Our performance is tied up to our proficiency. The more we do what we do, the more we become proficient and thus our performance increases. If we stop increasing our goals, we would also stop growing in our proficiency and stagnate. In our 4 years of doing the IMG Mission, we always come up with an aggressive goals doubling even tripling our quarterly performance to keep us going. More often , we missed on our target, but we certainly become better than the last time.

In the Gospel of Luke 18: 5 “Yet because this widow troubleth me. I will avenge her, lest by her continual coming she weary me.” How do we stay relentless in our pursuit of our goals? We need to persevere like the widow who did not let up in her prayers. “Kung may tiyaga, may nilaga”…this is what perseverance is all about. We have to persist to be a champion. We have to go through what is severe opposition… exactly what the Latin word is “perseverer” (per- through, and severus-severe). If we continue to persist in our mission in spite of severe opposition or discouragement we become true champion. If you keep pushing on a solid and strong wall, you may not be able to push the wall even a tiny fraction of a millimeter. But surely after a long period of time you will develop your muscle strength. Your capability to push will be heightened. Same is true in our IMG Mission. If we encounter opposition or counter influence, it makes us stronger if we go through it. In our early years of doing this IMG business with mission, we had encountered a lot of contradictions, oppositions, and outright humiliations. Some of my dearly loved people even called me names, and humiliated and hurt me. But it did not stop us. It only made us stronger and bolder. We decided to persevere in the mission, and go through the opposition. We came out winners…Champions!

T. Harv Eker:”Set yourself up for success by creating a mindset that focuses on opportunities instead of problems. What you focus on expands, so if you want to have more opportunities, focus on opportunities. Don’t get hung up on obstacles, barriers or all the bad news you see in the media.” Simply said, Stay POSITIVE! There is really so much negativity in the world around us. You see and hear daily news that contains more of unpleasant events in politics, showbiz and ordinary people’s lives. You watch “telenovelas” and the plot is all about, deceit, corruption, lust, greed. And that is what most people feed their mind. If we want to be a true champion, we must have a positive mind-set which we can have by going with people of the same mind-set. By reading, studying, listening to something positive like Praise and Worship songs, Books on Bro Bo Sanchez, and most importantly the Bible. In this IMG Mission, opposition, and rejections are common thing for people are really lacking in Financial Literacy. We have gone through this by believing in our mission and staying positive.

What fuels us to keep going is the desire to achieve the SMART-CY (discussed in my previous blog) goals we have set. When there are set-backs and down fall we look up and Focus to our Dreams and it keep us going. Why is that? We made our dreams so compelling that there will be no other bigger reason for us to stop. We want to give the best to our children’s children. We want to make sure we are financially free. We want to donate to Bro Bo’s ministry, the Anawim a sum of 5M in 2014, plus so many other dreams that can only be fulfilled by pursuing our dreams RELENTLESSLY….

Champions of 2012

2012-01-13T07:16:00.000-08:00

Everyone wants to be a winner, a Champion, but not everyone can. Wanting is the first thing to do and the easier part. Working out to be a champion is the difficult part, the painful part which most people avoid. That is why not everyone becomes a champion.

In our mission, we have found these 4 tenets to be most important ones that make us champions.

1. Stay FOCUSed
2. Continuously TRAIN
3. Be RELENTLess
4. DUPLICATE

How do we stay FOCUSed…

When things are not focused on, it remains blurred and unclear. When things are unclear and not understandable it cannot be formed into reality. Take the (LED) projector as an example, if it is focused, it projects clear image, and thus can be read and understood. What is understood can then be performed or done.

Same is true with what the mind focus on. When we focus our minds, we are clear on our goals or what we want to achieve. But how do we do this? Ask me HOW???
First we need to make sure we define what we want to achieve the SMART-CY way. I would like to define this as Specific, Measureable, Aggressive, yet Realistic, and Time Bounded attached to your Compelling Y (Why). We must ensure that we are very specific in our goals. It must not be generic like saying I want to be super rich. Transforming this to SMART-CY would be I want to have a passive income of 1M start of Jan 2014 to donate 5M to Anawin by Dec 2014.

Memorizing all your goals is something okay but can be improved by simply writing it down. In the Wealth Circle we attended, Bro Bo asked us to write down 40 goals that come to our mind. But before he did that, he also shared his 40 goals with us. At this point, I want you to define just 4 Major Dreams or Goals in life you have. Just continue with this list and grow it to 40 or even more when you get home. Do it as a family. It is fun. It is even more fun to put it into pictures. Or vision boards.

Next thing we can do to is to connect our goals to our compelling reasons or emotional why. Why do we want to achieve these goals? If we cannot connect our goals to a compelling reason, then it is a weak goal, a goal that is blurred and can get us defocused. Our compelling reason must be strong enough to keep us focused on our mission.

In our Trainers Manual, the very first page we have there is the Top 10 Reasons why we want to be successful in IMG Business. I urge you to really do this. This makes sure that our focus is super clear. As an example, my compelling reason why I want to have a passive income of 1M per month in this business is for us to be able o donate 5M/year to Anawim starting 2014. The best goals to define is in unison with your compelling reason. Thus, it is really very important we complete our Top 10 Compelling Reasons. If we attach our goals to a reason, especially that of acquiring wealth, then we will not be chasing the wind. Amen!

Then our next step is to continuously pray for our goals daily. Lift up to God all our goals and plans in life and let Him bless and make them reality. For he promised in Mt7:7 Ask and you shall receive….

Achieving the goals we set won’t happen if we are not equipped and trained to achieve them. We see Manny Pacquiao fight on top of the ring, but not everyone see the difficult training he goes through before he steps in to the ring. He trains very hard and that is why he is equipped to win and be a champion. In our mission, we have to Train hard and continuously…

Our company is so generous as far as training is concerned. We are trained how to be Financially Literate as well as how to be a Successful Entrepreneur. Training is achieved by attending meetings, events, and conventions and. In our own journey towards becoming financial advisers, and successful entrepreneur, we made sure we attend meeting every Wednesday to increase our Financial IQ, and Friday to improve our business know-how. Then we also attend our team meetings for updates and recognition. I encourage you to do the same.

The best training happens in the field. I would consider this as the actual hands-on training. Training in the classroom develops our mindsets, while the field enhances our skills. Classroom flexes our mind, while the field strengthens our heart. The more we go to the field, the more we believe what we do, the more we learn how to share our mission, and the more we gain confidence. Rejections are what stretch our capabilities, while our wins and successes make us more confident and inspired to go for more wins. Practice makes perfect.

Then, we supplement our training by reading books. Our System Builder is the best book to read and reread to learn. We read books by Bro Bo the 8 Secrets, the 8 Habits of Happy Millionaires, and How to Prosper among others. We attend other seminars and most importantly, we attend the Feast every Sunday at PICC.

Financial Education never stops. Learning is a continuous process.

Manny Pacquiao needs a coach to be properly trained. Someone who analyses and looks at how he moves, and how his opponents moves. He then comes out with a game plan and a training plan to develop the skills to prepare him for the fight. Same with IMG. We have to have our Coach or Trainer. In our own experience, we looked up to those who had been successful in IMG like Mam Shirley and Sir Manny San Miguel, Mam Ginalyn and Sir Rey Labrado the two husband and wife CEO Team of IMG that we admire and look up to as our coach . We listen and learn from Sir Joen and Sir Noel. Sir Joen for the business strategies, and Sir Noel for the Financial Literacy. We also do not miss the opportunity to listen to WFG Leaders like Vivian Olero. Most especially to our Head Coach Xuan Nguyen. We also get coaching on investment strategies from Rex Mendoza. Listening to their coaching hasten our process of being our own financial coach. And our best source of coaching is through our spiritual mentor, Bro Bo Sanchez.

We then take time to analyze our business progress every month and come out with strategies every 6 months to achieve our goals. We use the 4S Methodology to do this. This is discussed in detail in another blog. We pick out the best techniques and ideas from our coaches or mentors and innovate for success. One innovation we have done is to make full use of multimedia and computer technology to our advantage. We also had made sure; we build strong relationships with our business partners through our meetings and informal gatherings. We take time out to stop by and drop by with our business partners to provide informal coaching sessions. We get coached and we coach others. It is like a getting our bucket filled up and emptying it up to our team on a continuing cycle.

If you have champion coaches like them, you are a sure champion, and eventually can become a champion coach yourself!

We shall tackle on the next blog the remaining two topics: Be RELENTLess , and DUPLICATE….

God bless!

Operation Macau! 30-Days Relentless Run... using 4S's

2011-08-10T16:43:00.000-07:00

Just concluded a Truly Rich Makers- IMG (International Marketing Group) Meeting: Operation Macau yesterday. Focus of our learning and planning session is 4S: Structure, Strategy, Schedule, System. Our main goal is to be able to map out how we will achieve in 30days our individual goals in our IMG Business. My personal goal is to be CEO-MD on or before September 5.... (A Special day for me... But that's not the intent of this blog).

The intent of this blog is to share how we will help move to the next level our team mates in Truly Rich Makers Team. we will support Nancy and Manny Martin, Malou and Vener Torres, Malvin and Matin Leano, and Raquel and Joey Arellano who are our MDs-Marketing Directors, in their journey towards SMD- Senior Marketing Directors. Cristy and Randy Canete, Jerry and Anna Mae Udarbe who are FL to MDs, and all the other members of the Truly Rich to the next level....all on or before September5!

Before we think of how to use the 4S in achieving our goals, we start by making sure we are clear as to what our goals are and that it is really something we desire. It should come from within. It should be a common goal between your trainer and yourself , but it definitely must be an internal desire. Once that is settled, then you may proceed to do the 4Ss.

Now, how will we achieve this goal? What will be our our tool?

This is what I have proven to work- 4S: Structure, Strategy, Schedule, and System.... Each one disctinct yet inseparable as they are interconnected.

STRUCTURE:We need to define our Structure. And in IMG Business, all we need to focus on is our first 3 Business Partners. We can do the business alone, but we can only have a big business if we have a big team.

Take a look at all businesses all around. It is made up of Organizational Structure. I worked for 28 years in many companies and held different positions and levels and had to make sure I have a solid organizational structure. We need to make sure we like the people we work with.

So, same with our IMG Business. Whom should you hire as your business associates? Of course, the people you are most comfortable with. People whom you would like to help. People whom you feel good about.

If you just started in the business of IMG, or you had been in the business but you have not been able to put up a team, draw your structure, check out the names you have listed. The, check out your feelings if they join you already...If it feels really really good, it will happen (Power of Attraction), and if they are already in your team and you feel good, you have a very strong team.

What your mind can conceive, will materialize if you focus on it and it really is creating good feelings as it is done out of love for others and for God!

For those running for the higher levels, do the same, draw-up your structure and color code it for those who joined already as green and those you would like to be part of your team in red. Again,make sure the structure is simple and is built on MD club teams or 3:3 set up. MD Clubs are strong teams. Build on this simple structure.

STRATEGY: Our Business is simple and our Structure is simple. Just 3:3:30 and if you can do it in less than 7days, why not?...

And guess what? I also have three (3) things we need everyone to consider in our Strategy: 1.) first is to simply focus on our first three, 2.) then, make sure your first three gets supported and focus as well on their first three, and 3.) lastly, train your associates to be trainers as well.

The first three business associate you will have must be the result of your initial 5 top prospects Field Training. These 5 top prospects must be the results of screening at least 25 names on your prospect list. Get your first 3 business associates within 7 days for fast start and within 30 days for normal speed. Then, ensure you help out your first 3 to get also their first 3. If you have friends who would like to join you and you are already with complete 3 associates under you, get your recruit under your associates. Give it up to your associates so you help them get promoted as well. Do not go wide till you get to MD position.

To ensure that your associates can indeed help their associates to build their team, you need to train them to be trainers. Then this process is repeated over and over again.

There are two ways you become MD in IMG. One is through 30:30:90 Structure or by having 1M Sales. I advise that you set up your structure on MD Clubs or 3:3 and be promoted whichever comes first...Your 30 in your team or your 1 Million in 90 days....

To hasten this process, you need team of trainers to help you out, thus it is important that you really spend time training your associates to be trainers. Because if you have a lot of trainers in your team, you can invite and present to more people per day. Consider this, it is better and much easier to have 1% of 100 people, than 100% of 1. Not developing trainers in our team and simply relying on ourselves as trainers is exactly our mistake before. We developed ourselves as trainers but failed to develop immediately our associates to be trainers. So we are not duplicated fast enough. Do not commit the same mistake. Create trainers. Develop trainers. Train the trainers, especially out there in the field.

To correct this mistake, we have developed training materials that is so simple,complete, and easy to present. So anyone can present. And, by the way, it is not necessary that you are a good speaker to be a trainer in IMG...no no no... you have to be a doer. In our company, all you have to do is to make sure you execute the concepts you have learned and you just share it with people. Diction, your education, your professional affiliations does not matter much, what matters is whether You Do WHat You Say!!!.. And training the trainers comes natural during FTS (Field Training). The purpose of FTS is to learn how to train and to earn. You earn while you learn. When you are the trainee you absorb as much as you can from your trainer and then you will pass this on to your trainee when your turn comes as the trainer. We are all expected to be able to train within our first 5 FTS.

SCHEDULE: What we put into our minds, and plan for won't happen unless we execute it. And to execute it based on a defined timeline is the best way to do it. This will give us a way to monitor progress of our plans and goals. Be aggressive with your plans.

In our case, we reset all our time and set up completion of our strategies and plans within 30 days. Then we break down by weeks and then days what should be the outcome.

So if you want to be an MD in 30 days and you are starting from scratch ( zero, nothing), then you need to make sure you go for 8 MD Clubs or 32 people. This means you and your team need to talk to 300 People in 30 Days or about 10 people per day and present to them the concepts. Of course, if you have developed your associates to be trainers, this tasks spreads and your efforts will compound. If you do not have a team, you will do it alone for 30 days.

Then ensure , you plug in the results of your daily activities into your structure chart and points monitoring worksheets (If you do not have this, will be willing to share this to you)...

Then, you,your coach and your team needs to monitor this closely and give feedback. Attend also the team meetings for guidance and sharing of activities.

The last thing to do is to make sure we adhere to the SYSTEM. And in our SYSTEM, there are two things we need to maximize to grow big in this business. These are: 1.) Match-up, and 2.) Referrals... We must not limit ourselves to whom we can reach physically, but whom our team can reach all over the Philippines and all over the world. Do not depend just on yourself. Maximize your coverage through Match-ups and Referrals.

Follow the SYSTEM Flow, Prospect, Invite, Present, Close- Hiring Interview , FTS . Use the Survey forms to prospect, use your FB shout-outs, be on the go! Daily activities. Be relentless!

Finally, after executing the 4S, let's not forget that in everything we do, we must not rely only on our own strength and wisdom. We must seek always the divine guidance of our God and offer back to Him our plans. Do everything in the name of love for HIM who makes all things possible, and love to all the people we will bring into this business.

For further guidance... just email me, or contact me in my FB Chat box and will be glad to coach you more!

God bless us all!!!

IMG Singapore Convention June 5, 2011- Building Big Business!

2011-06-26T19:01:00.000-07:00

IMG- International Marketing Group where Fely and I are affiliated as Independent Marketing Representative had another convention this year at Singapore Suntec International Convention Center in the heart of Singapore City. It was a very well attended event and the speakers are Xuan Nguyen our Head Coach and Chairman of IMG, Vivian Olero a Filipino IT Professional based in California who is just promoted to CEO and one of the top leaders in the whole of USA, and the young and energetic Johnny Mehrian. Johnny is only 26 years old but has a mindset and principles of a 50 year old businessman!

There were more than 300 attendees in this convention who came from all over the world. More than half however,came from the Philippines and from our own team, we were 17. Our (Truly Rich Makers Team) biggest delegation so far in an International Convention.

Above picture shows Fely our Newly Promoted Senior Marketing Director, our Truly Rich Makers Team Banner, and Malou Torres at our IMG Singapore Office. Malou is one of our MDs who were in the Convention. MD Malou and Vener received their Plaque as MD-Marketing Director in this convention along with Quey/Joey Arellano, and Nancy/Manny Martin (Watch out for my coming blog for these very special women in our IMG Team!).Others who were with us are the couple Malvin and Matin who were awarded MDs in our Hong Kong Convention. Our incoming MDs Kiko and Lui De Belen, Hazel Paular, Ybeth Usuraga,Jan Cyril Santos, Jerry and Anna Mae Udarbe, Joy Hilario. See picture below of the Truly Rich Makers Delegation and Recipients of Awards....

I have summarized and written here the Key Concepts I learned fom the Convention. May this help you in doing your IMG Business or whatever business you maybe indulged in right now. The principles are so universal that it applies to all kinds of business.

The first speaker was Vivian Olero. She is a Graduate of Adamson University and had moved to California USA on a working visa in 1999. She is an IT Professional and earns well in her profession. Her story is truly inspiring. She was born poor and her parents were poor. But she strove hard to study and she finished her degree, the only one who was able to do it in her family because of their financial difficulty. So when she moved to the USA, like most of us who are well off, her family continued to need her support. The most dramatic need came when her sister was diagnosed with cancer. She needed to have extra income to sent to her family and this motivated her to start as part time her business. She actually invited herself to do the business and she did the business relentlessly without excuses even if she was doing it part time.

These are her winning principles:

- This business not only provides what are tangibles. It also has intangible gains...like building your character... It is not being rich or popular that matters, it is believing in what we do!!

- We need to live by example to our team. We must be 20X better than our team members so we can gain their respect..

- Do this business without excuse to live a legacy to your family!

Here are the Pointers on How to Conduct Your IMG Business:

1.) Do FAST Start! Go deep with new recruit fast before they die.... because they will die fast...

2.) Make yourself predictable! Always go to the meeting and follow the system...

3.) Set your Goals and Hit it! You want to be big in the business... No EXCUSES... as every excuse brings me away from my dreams and goals...

4.) Become a Trainer (P263 of System Builder). In this business , if you are not a trainer, you are dead! And who is a Trainer? ...Somebody who have guts!

5.) Have A Business Work Ethics... Predictable in going to the meetings, have an office, have an Admin Clerk to do your paper works so you can devote more time to do the business, have the machines and technology to help you,and be in business attire!!!

6.) Have Big Vision... The danger in life is not that we set big goals in life and missed it... it is when we set small goals and always hit it...and be satisfied with it....

7.) Don't change your lifestyle.... when you win in this business, do not flaunt your success and change your lifestyle. continue to be who you are, what you are....

8.) If I can do it...You can do it! Believe in yourself...Do not be jealous... emulate...be inspired instead....

9.) Do not compare yourself to the bottom, compare yourself to the top to keep you inspired and going...

The second speaker was Johnny Mehrian. He is the younger brother of Pedhi Mehrian. I wrote about him in my last blog. He is now 5 years in the business. He is a "Karate Kid" ... a member of the USA National Team so beware with your comments (joke only...)

He shared about his experience in his Jr Olympics days... 9 months into training he broke his foot and his "sensei" or teacher/trainer challenged him to decide to fight or not... he fought and won...much the same about life...you need to fight. "Life is a fight...keep fighting"... Photo shows Johnny with (from right to left seated) MD-Malvin Leano, MD-Benj Santiago (Blogger), SMD- Fely Santiago( Benj Spouse), MD-Nancy Martin, MD- Malou Torres, FL-Anna Mae Udarbe, FL-Jerry Udarbe (Spouse of May..) Not in photo is Matin Leano (Spouse of Malvin) who took this photo...

These are Johnny's winning principles:

- Want to win...for your family

- Find out who you are and who you want to be and fight for it...

- Quitting is not an option

- How big and how fast you buildyour business depends on you..

- In this business, you are not in the fight alone!

- You've got to have a winning attitude all the time!!

- The right time won't come... you have to make the right time!

- Recruit to Build.. Do not just recruit to recruit or recruit to sale... Recruit somebody to build him in this business.

- Trainers must have URGENCY... within the next 48 hours the things you do and you don't do determines if your recruit stays in the business or not.

- Be a Fast Start Trainer... Are you ?

- Treat your new recruit as an MD in the making.

- Hula hoops are same as our IMG Fast Spin. The faster you spin, the more Leaders and Trainers are raised up and keeps going. The momentum picks it up. The moment you stop, everyone drops...

- Always check your bubble chart...your organization...your team...your baseshop

_ Big base mentality.(P190 of System Builder)

Xuan Nguyen our Head Coach and Head Trainer , the author of the System Builder Book provided us with the best training.In his usual fighting mood, Xuan emphatically trained us on the conduct of our business to ensure our success. Here are the excerpts of the points he stressed:

- There are many crisis in the world today. But one big and really closest all will face is the retirement crisis!...because alot of people have problems making money.. If in your accumulation stage you are not able to accumulate money for retirement... guess what will happen when you are going to use the money you should have accumulated before you retire?

- Make money as much as you can when you can.... and save as much as you can...

- We are business people... and we are in business for people (slightly modified)

- Social change not same speed as couple's change

- There is a New World Order... There is a lot of unemployment, Job moves, and is taken away by automation.

- Before, careers makes people rich, but now even doctors, lawyers, and those with doctorate degrees find themselves in financial troubles. Think what can make you rich? Is it career? It is business that will make you rich.... What business?

- Be in a business that is predictable and proven ... Systematized (Franchising)

- The world will go "mass marketing"... you can get anything now on-line.... by yourself...

- The future is : multi task , felxible, fast, motivated, and aggressive entrepreneur!

- Water vs Wood... Fluid that flows vs Solid that isn't free flowing... System Builder is the career for the 21st century..

- 21st century will bring death to Networking, MLM, sales people and Travel Agency... What will survive are real business...

- IMG is a real business...with real product with a proven System!

- Build a big business/big organizationnwith a predictable system... "How many System Builders do you have in your Team?"

- Our Job is to build an MD Factory...

- Think and Grow Rich is OBSOLETE!

- Have a Recruiting Mentality, Fast Start Mentality- Do Everything Fast, Meeting Mentality(Most Important)...you dont show up in the meeting, you are dead, you are not counted in..., and lastly have Team Work Mentality

- Education centuries ago is a privilege...

- Watches are priced possessions and not all can have it in the past...

- Not everyone has TV Set...(My addition)

- Today..KNOWLEDGE is accessible more than ever compared to our past.

- Today, it is not all about Knowledge, but how to USE this knowledge...doing something about it..

- What good is a PhD if you are dead broke?

- The middle class is fading, the business class is emerging. Business Class are those who have KNOWLEDGE and follow it up with ACTION...

ABOUT RECRUITING:

- Most people want to join...some don't...So if you want more recurits , invite and talk to more people. Check your statistics. Generally factor in 10%. Use law of averages. Large population, large possibilities...

- You are always one recruit away from explosion...

- WHY: Define your compelling reason .... your strong reason to recruit and do this business...

- HOW: Combined EXCITEMENT and URGENCY...

- GOAL: Define your WHY and HOW with DEADLINES....... be GREAT!!!

ABOUT MEETING:

- Meet twice a week...

- Meet to retain people

- Selling is short term, while meeting is for long term....

THE WINNING GAME:

1.) You must have or create a STRONG REASON to do the BUSINESS. The CAUSE...Your PURPOSE!

2.) You must have a BIG Goal...

3.) Write it down and read it everyday (like what Bro Bo suggest we do in our BIG Dreams)

4.) Have a deadline...

5.) Do the business everyday!

6.) Reward yourself/your family if you hit your goal!

7.) Stay POSITIVE- Stay DISCIPLINED (Physically and Mentally)

8.) Be TEAM PLAYER... (Look up to everyone in the bigger team as well...the entire IMG is our TEAM all over the world!)

9.) Always lead by example....Stay in Front...don't just talk...Show....

10.) No EXCUSE... be relentless.....

THE INVENTION OF THE MD BUSINESS:

- It's a profitable Business

- It's "duplicatable" and Big Business

- It is build to last....

Our BUSINESS is SIMPLE CLEAR FAST and DOABLE !!!!

You have to have....

VISION- No vision you will perish... Your success depends on the size of your vision...

MISSION- A man or a team with a mission is a strong man or team...(like Truly Rich Maker's Team)

SYSTEM- Requires a lot of DISCIPLINE. No system small business...with system...BIG Business...

ENTREPRENEURSHIP- Be a businessman... requires a lot of work, a new habit...it's tough to show up early and stay late... answer phone call, and emails ASAP... Dress SHARP!!!

What a wonderful LEARNING EXPERIENCE...it is always different to be present when the Master Builder and Head Coach shares his wisdom...and always exciting to hear success stories from our leaders from the USA!!!

See you all in Macau on September 25, 2011!!! We already have booked our flight!!!....

God bless us all!

Winning Business Models...

2011-06-24T02:21:00.000-07:00

The list of Filipino Billionaires had been published once again today in this page...http://http://www.inquirer.net/

Looking at what the top 3 Billionaires (in US $) have as a business... There are three things that I see they have in common...

First thing is that they have a business that is a One-Stop-Shop. They have all they need within the same group of companies. They have banks where they can borrow money for their investments. They own their construction company that builds their establishments. They have their own retail store which also has everything people will need. In short, a self sustainable conglomerate. In reality, they also By-Pass the Middleman as they get their needs from themselves.

Another is that they have Multiple Outlets all over the Philippines and some of them even globally positioned. They build many outlets to reach out to as many clients/customers.

These multi-billionaires are in their 70-80's and have accumulated their wealth across the decades. They make their billions work for them.

So if you want to be billionaires, we can pick up from this model. In IMG I see this business opportunity. You do not need to have billions to have the same business model. The income however, is definitely not far from achieving multi billions given 40-50 years.

Let's be happy billionaires too!....

God bless us all!

To "Buffet or Not To Buffet" What is Best For Us?

2011-05-21T19:38:00.000-07:00

In my latest blog on http://makemoneybyinvesting.blogspot.com I quoted a blog I had read about the validity of the "Buffet Method of Investing". I also talked about the latest strategy of Bro Bo which combines the proven methodology of Money Cost Averaging and the aggressive way of Day Trading.

We can take the best of these two worlds and combine them together. But one thing is certain, we must ensure that in any of these two or combination of both, we must ensure we get all pertinent information on the trends of what we are investing. If the stock pick you have is trading well within the boundaries of the max-max and min-min or what connect the most number of maximum share values for max-max and the minimum share values for min-min or in technical terms the thresholds, then this is a good candidate for Money Cost Averaging. Otherwise, it is good for Day Trading. When to get in and out, requires you to monitor status so that you can watch and see the trends which will be the basis for your decision to buy or sell.

Well, if you don't have the technical know-how, nor the time, go for the proven method. Better yet, just invest on Mutual Funds and let the Fund Managers do the monitoring , analysis and movements of your positions.

If you are into Mutual Funds, you just need to consistently invest. In other words do the "Buffet Method" of not timing the market, but just be disciplined in your investing.

Need more guidance? Just email me.

God bless!

Financial Security: What We Really Ought To Know!

2011-05-19T03:45:00.000-07:00

Achieving Financial Security is what everyone would like to achieve. But what exactly does it mean? What do we really need to know and do?

So let me try to simplify this to be easily understood and executed. Financial Security is achieved when your passive income is more than what you need to support your basic needs which includes food, clothing, and shelter, plus your health care needs such as medications, regular check ups, dental care, and hospitalization. On top of this, your passive income must also be enough to pay up cost of education for yourself and or your children.

You must ensure you have enough funds to face up with any emergencies in life which includes home repair, car repair, and many other needs. Normally, we can allocate about 3-5 months of your monthly expenses.

To complete your preparations, you need to make sure you have insurance protection for yourself and for your properties. You must have yourself and your assets or investments such as your home , car, and the contents of your home including your jewelries, furniture, and valuable appliances insured against natural calamities, and burglary. It is highly recommended that we get insurance for acts of nature including earthquake, and flooding especially here in the Philippines where we get a lot of typhoon and earthquake visits every year. Get some insurance against burglary in case your area is high risk for unauthorized intrusion, or in simple terms, if there were any risk of break-in.

Passive Income is what we need to measure versus our needs and versus our active income. Passive Income are income you generate such as Royalty Income, Investment Returns, Rental Income, Management Overrides, and any other source which you are receiving without actually working for it.

You can only achieve Financial Security if your source of income is secured. And the only way you can secure your income is if it is passive income.

If you want to get coached how to achieve Financial Security, just send me an email.

God bless us!

What Investment Instrument Fights The Habit of Spending?

2011-05-07T18:58:00.000-07:00

The habit of spending can only be countered by habit of saving and investing. Habits are formed by thoughts or beliefs and ways. Since childhood, we are already trained to be spenders. Check out my other blog http://happyhealthywealthyandholy.blogspot.com/...

To be able to get out of this habit, we need to learn new habit of saving and investing. Final fix will be to be able to achieve the DISCIPLINE to Save and Invest. There are many instruments to use to use with their corresponding advantages and disadvantages.

Putting money in your savings account requires you to have discipline. You can be successful depending on how strong your emotional why or why you want to save and invest. But, money in the bank is easy to pull out and therefore is a weak instrument to use to create the habit and discipline. Furthermore, the interest rates are less than the inflation rate. Savings deposits earn less than 0.5% and are taxable while inflation rates are now at about 4% and higher.

Putting your money into stocks or mutual funds are your other options. These requires not just discipline but know-how on the technicalities and analysis of what stocks/equities or companies to buy shares from. The discipline factor here is also at great test as this instruments requires you to decide for yourself when and how much you will invest. The rate of returns are high as the risk of downtrends are also high. Moreover, the temptation to take out investments is always there too.

Another instrument you can get into are cooperative shares that are in salary deduction mode. This will ensure that you are forced to save and therefore eases out the requirement to discipline yourself. However, cooperatives normally do not have high yields or interest earnings . And just like investments that are placed on banks and stocks, normally, this is also easily "withdrawable" in the form of coop loans and coop withdrawals.

The best instrument you can get into is something that has due dates, something that you cannot withdraw until it matures, and something that is tax free and has rates of 8-10%. In our company there is an instrument that we have that you can have for as low as 2081 per month (depends on your age and needs) and you save and invest for just 5 years and you have fringe benefits of free annual PE, 2x/year dental care (cleaning and extraction), and has waiver of installments if disabled or worse case dies. It is really very easy to achieve the habit of saving this way as the discipline is built in. And the best thing about this instrument is that , no matter what happens, you can really complete your 5 year saving and investing time frame. This will ensure your 5 years of practice will develop the new habit of saving and investing and will ensure your success.

I pity those who really has all the intention to save and invest but do not make it consistently since they either use the wrong instrument, nor does not acquire the habit or discipline to save and invest. .

If you want to learn more about all these and be coached, just feel free to contact me.

Happy investing....

God bless !

COMMISSIONED to MISSION with COMMISSION!!!

2011-04-25T20:23:00.000-07:00

THE ETYMOLOGY OF MISSION AND COMMISSION

COMMISSION:
(kə-mĭsh'ən

The act of granting certain powers or the authority to carry out a particular task or duty.
With a sales commission serving as full or partial recompense for the work done.
MISSION:
(mĭsh'ən)
An inner calling to pursue an activity or perform a service; a vocation.

OUR IMG MISSION PROCESS…

M- e… It starts with our own self introspection. Who we are, where we are right now, accepting everything who we are and committing to change from within. We cannot begin with our mission if we do not begin with our self. “We cannot make a difference for families until we help our family first.”- Xuan p 310.

I-mplement the concepts first with our self. Do with ourself first what we will share to others. Realize that others will not just listen to what we will share but look at what we have done to ourselves and changes we have made. If we start to share the concepts which we ourselves do not do, we are no better than a lying and shrewd salesman who is not after the MISSION but the COMMISSION… Implementing or doing what we share makes us powerful witness and a living proof to what we will share to others.

S-hare the concepts relentlessly and with pride. The more we share, the more we empower our self. The more we resolve to have what we preach happen first into our life. The more we commit our self to what we preach and share. It is like a self fulfilling prophecy and a cementing process of what we truly believe and do. But again, we can only share what we really have experienced and continue to experience in our own life. “There are so many people who say they want to help but they hardly move. In fact, they can’t even help themselves.” Xuan p311.

S-trive hard, struggle, stumble, suffer, survive…. We are relentless. We do not count the cost. We are shielded from any hurts by focusing on our MISSION to share the good news of Financial Literacy and Planning. We even suffer as we get rejected by people close to us whom we thought trust us enough or whom we thought as our true friends. All this only make us look forward to our resurrection. Survive this phase and we are on our way to success! Most people fail in this stage of the IMG Mission. Most people quit at this point as there is not much to cling on as the commissions are still low and the hurts are too great. This is the tipping point. This is the decision stage. We either win or lose but if we persevere and survive this process we WIN! And when everything seems to fail and nothing really pull us up…we look up to the heavens and just LET GO and LET GOD! “Victory belongs to the most persevering” Napoleon Bonaparte

I-nspire others to do the same. It is good that we pass the struggle stage, but it will be more fantastic if we inspire others to do the same. It is even more fulfilling to help others succeed and be true to the mission. We need to inspire more people to be IMG missionaries. Once we get into this stage, we become unstoppable. We will know that we are able to get into this stage if others look up to us and follow our examples. To sustain this, we also need to look up to our models, people who inspire us to go the next level. We get inspired to inspire others. We read books, read the Bible, watch inspirational movies. We attend IMG GT, conventions, trainers training, and listen to our leaders’ success stories. Be inspired to inspire… this brought us to our next level.

O-rganize our Mission Teams… Prepare and equip our teams. Train them on the System Flow. Commission them to do the mission by having weekly meetings… check our teams where they are as to the M I S S I… and make our teams aware that M I S S I is not a one-time process but a cyclical process. Always send them by pair. A Trainer with a Trainee. We NEED to build our team and organize to recruit more members to the team. We cannot do it BIG alone. We adhere and follow the System Flow and We Do it as a Team!

N-on stop activity… The MISSION never stops. There are a lot of people who needs our help. A lot of family whom we need to bring to the right way of saving and investing. A lot of families we need to change lives. We need to do regular follow up to our members and client. We must continue to update our prospect list. Set our targets and monitor our progress. We have to make it as an objective to move from PART TIME to FULL TIME and do the Mission nonstop. Within two years we were full time in IMG. We list up all our associates who need to run for FL, all FLs who need to run for AMD, all AMDs who need to run for MD, all MDs who need to run for SMD, and onwards… Nonstop.

HOW DID WE DISCERN IF WE ARE FOR THE IMG MISSION

1. Do you want to Help your Family?
2. Do you want to Help others?
3. Do you want to work with teams?
4. Do you love to do 1-2-3?

Our answers to all of these questions are resounding YES… We are for the IMG Mission.

Then, we prayed long and hard for this. Is this the kind of business we want? Are we fitted to this? What will our friends and associates tell us? What will our parents say? What will our children think? Will this make us successful and happy?

After all the soul searching and discernment.... We made a decision... this is for God's greater glory, this is to help families remain intact, and this is aligned with our passion and competency...we will go for the IMG Mission full speed!

“Seek yeah first the kingdom of God, and all His righteousness. And all these things shall be added unto you…” Matthew 6:32-33

SHARING of OUR CONTINUING JOURNEY and MISSION

We do not want to claim that we already have achieved our goals and are perfect! We are perfecting our way to our own mission…We continue to hurdle our own struggles…We also continue to get inspiration from our leaders so we can inspire our own team. I would like to give special mention to Sir Manny and Mam Shirley San Miguel who from the very beginning of our IMG Career had given us so much inspiration, encouragement and help. Help that does not even wait for any recompense… a true missionary couple.

We started with IMG in November of 2007 after attending Bro Bo’s Truly Rich Coaching Seminar. At the beginning we were merely interested on where we can invest and save the retirement money that Fely will get from her separation from Intel. We wanted to simply know how we will manage the lump sum Fely will receive. We did not consider, at least me personally the mission and more so the business side of IMG. After several months, with the help and coaching of Ms Ojing, we put up the Dasmarinas Cavite IMG Office as a mission area to bring the concepts to more people in Cavite. We practically spend more for the rentals than what we earn in the business. My business logical mind tells me, what are we doing? Why don’t we just invest the rental money and earn interests from it. We continue to do the IMG Mission and by November of 2008 Fely was promoted to MD and that’s about the same time we have started to consider more seriously the business side. Just the right timing as our heart for the IMG Mission has already grown and the income or commissions also started to come in. We continue to share the concepts to many people, from churches to schools to offices to homes. We were nonstop. We faced a lot of rejections and people doubted us but we persisted. Fely was full time while I was doing IMG Part Time.

Getting promoted to MD drained us a lot and we failed to focus in training new leaders in our team. We failed to duplicate ourselves and struggled once more as our team disappeared and practically left just the two of us. But, we firmly resolve to continue and by January of 2009, we decided to be both Full Time in IMG. There is no more turning back. We set our sights on building our team locally and off shore.

We reviewed our strategies and set up our team meetings and align our activities to the System Flow.

Last year we were able to promote two MDs and this year we are looking forward to promote 6 more MDs one of whom already is on the approval loop. We are also looking forward to the approval of Fely’s Promotion to SMD and onwards to NMD within the next two months. We are continuously striving hard to train, organize and build our team and creating more leaders MDs who will help us spread the mission.

We also have put serious efforts building long distance and off shore. We have teams in Dubai, Singapore, and now establishing our Thailand and Vietnam Mission Teams. With God’s help He shall complete what we have started!!!

FIND YOUR COMPELLING REASON TO BE SUCCESSFUL IN DOING IMG MISSION

One of our reasons doing the IMG Mission is to donate 5M by 2015 to Bro Bo’s Missions…
How about you? What is your compelling reason? What is your emotional why you would do the IMG Mission? If you have not identified this yet, better do the 10 top reasons why you want to be successful doing IMG Business. Create your vision board. This is your anchor to the mission when the goings gets tough.

ALIGN YOUR PASSION AND COMPETENCE

Identify your Passion. What do you like to do most? What makes you happy doing? This is where your passion lies. Check this out. See if it is something you are doing in IMG. My passion is to share my own experience, train and develop leaders. I find this happening with me in IMG and it makes me truly happy.

Check out your competence. Do you have competence you can put into good use in IMG. For some people it can be as simple as being a people person. Meaning, you have good interpersonal relationships. For me, my training and my experience hone my training skill which is something I put to good use in IMG. We do not possess the same competency. We possess varying degrees of competency in a particular skill. Knowing our competency or “kung saan tayo magaling” with the competency of others makes us more successful in IMG.

Develop yourself. Everything can be learned and learning can be from everything. We enhance our capabilities by listening and emulating from our leaders, our mentors our coach. We can hone our competency by reading books, and watching inspirational movies.

BRING OTHERS TO THE MISSION

It is good to be in the MISSION but it will be best if you can enroll and bring others to the mission. The more people who joins you in the mission, the bigger your expected commission and the more missions you can do which in return brings you in more commissions. This is the true test of helping others. If you do not bring other families to the mission your success is just one half. You can only touch several people by yourself but can multiply that by having more people in your team. Train more missionaries. Duplicate yourself. Follow the System Flow on Duplication.

XUAN’S IMG MISSION STATEMENT

Our Mission is to make difference for families, to help build wealth for families. Our crusade is to share with people our financial concepts, so they can increase their cash flow, manage their debt, create emergency fund, provide proper protection for the family, build long term assets, and preserve their estate.

“Make a wish
Have a Dream
See the Vision
Live the Mission
Follow the System
Build a Team
Be Somebody”

MISSION COMMISSION CURVE

In the beginning, yours are pure mission as you may even have to shell out your own money to do the mission or if you have any commission, it is less than what you need even for your own saving and protection. The more you do the mission, the higher your degree of commitment to the mission and the higher your commission will be.

FIDELITY TO THE IMG MISSION

There will be a lot of trials, rejections, denials, and sufferings ahead… Much like the Paschal Mystery of the Lord. But there is always an Easter Sunday to look forward too. Thus we just have to be true to our mission and be faithful with it. The easiest things to do is really just QUIT and leave the mission especially at the beginning. This is exactly why there is a need to be nonstop in the mission for people will come and go. We need to show by example our faithfulness to the mission. We have to persevere and have fidelity to our IMG Mission… “He who began the good work in me, will be faithful to complete it” Ph 1:6

True Riches Is Stored Not In Earthly Barns....

2011-04-20T19:11:00.000-07:00

Early in life we are always trained to compete and be first and be better than others, be richer than your neighbor. A continuous "upmanship" versus others including your siblings. But this is not going to get us to "True Riches".

In today's Gospel, Christ washes the feet of His Disciples. He is the Master, the Teacher, the Leader, and some even regard Him as their King and yet He removed His outer garments and started to wash the feet of His disciples. An act that is reserved to the lowest of the lowest class of servant in His time. He did it so that the Disciples would duplicate Him and do the same to others.

This is a revolutionary concept that baffled the disciples. Even the most vocal and considered as the apparent left hand man of Jesus got confused and refused to be washed. Their concept of leadership is still of this earth.

Much is the same with most people in regards to building wealth or being rich. We are bombarded through media that to be rich and famous means you have to have power, and you have to have money to lord over your subjects and peers. Our concept is to be better than others, to be higher and richer than others and making sure they do ot overtake you or overpower your position and riches. A selfish pursuit of power and wealth. This is what most people take as a path and this wont lead them to True Riches.

True Riches is only achieved by serving others to be rich. By changing peoples lives, by leading them to the right way of saving and investing. But you have to start with yourself. Yes you start with yourself but not stop with yourself. You model the way to others. You have to start with yourself and then give back to God what is due Him. Then share with others starting with your family and friends how to accumulate true wealth. Unselfishly duplicating yourself and making others rich as well, even richer than yourself. In this way, you surely wont just accumulate riches you need in this world. You would be able to store not just riches in your earthly barns but for sure you are storing wealth in heaven.

In the company (IMG) we are in, this is our Mission.... we store True Riches!!! Join us!!!

God bless us all!!

Masaya ka ba?

2011-03-26T16:24:00.000-07:00

Masaya ka ba dahil honor ang anak mo?

Baka Valedictorian , Salutatorian o laging nasa top ang mga anak mo kaya ka masaya?

O di kaya masaya ka dahil ikaw rin ay State Scholar at naging mechanical engineer ka pa?

Masaya ka ba dahil nakabakasyon ka sa Baguio, o sa Boracay at sa Pagudpud at sa iba't ibang lugar sa Pilipinas??

Masaya ka ba dahil naka pag land trip ka from Luzon to Mindanao?

Nakahalubilo mo siguro ang mga alitaptap at mga butanding ng Sorsogon kaya ka masaya?

O masaya ka dahil nakapag abroad ka na sa Hong Kong, Macau, Singapore, Thailand, Korea, Malaysia, o Japan?

Di kaya masaya ka dahil naka punta ka na sa USA, sa California, Sa Nevada, Arizona, New Mexico, Texas, Oregon, Philadelphia, New York, New Jersey, Georgia?

O kaya nakapunta ka na sa Europe sa Portugal, Spain, France, Ialy, Germany, Switzerland, Autria, Luxembourg?

Napasyalan mo na in ang Vatican, Marian Pilgrimage Areas gaya ng Lourdes, at Fatima, o di kaya ang lahat ng misteries sa Holy Rosary ay napuntahan mo na rin?

Baka naman dahil nakapunta ka na sa Disneyland sa USA, sa Hong Kong? at pati na sa Universal Studios, or sa Hollywood?

Baka naman naging masaya ka dahil member ka ng association o di kaya eh presidente ka pa o chairman gaya ng ASEMEP o SETC?

Pwede din naging masaya ka dahil kasama ka sa Rotary, o sa BCBP, o sa isang Marriage Encounter Community gaya ng Magis Deo?

Baka naman dahil naging presidente ka ng Worship Committee, o sa Lectors and Commentators group?

O di kaya ay meron kang mababait at matulunging kapatid, mga loyal na kaibigan tulad ng BIGG, at mga dating kasama mo sa trabaho?

Masaya ka rin siguro dahil sa mataas ang naabot mong position sa company mo gaya ng Director for Quality or Director for Engineering?

Masaya ka rin siguro dahil nakapag trabaho ka sa mga magandang kumpanya tulad ng Intel, Amkor at Orient Semicon?

Baka naman dahil mabait at mapagmahal ang asawa mo at mga anak kahit minsan eh me sumpong sila pati na ikaw?

Masaya ka ba dahil malaki ang bahay mo, 6 rooms at 7 toilets na malawak at maraming puno sa paligid?

O dahil sa meron kang investments na Condo, lot, Stocks, Mutual Funds, at Long Term Healthcare at meron ka pang passive income sa interest earnings or sa rental incomes?

Di naman po sa pagmamayabang, lahat po ng nabanggit ko ay aking personal na nakamit at masaya po na naabot ko po ang mga bagay na iyan dahil mabait sa amin ang Diyos at di kami pinababayan.

Alam ko po na meron mas mahigit pa sa amin, pero lubos po akong nagpapasalamat sa ating Panginoong Diyos dahil biningyan po kami ng pagkakataon upang tumulong sa kapwa upang maabot din nila ang aming naabot o lampasan pa kami... yun po ang mas masaya!

To God be the Glory!!!

Earthquake and Tsunami did not stop our Thailand Mission

2011-03-17T19:23:00.000-07:00

A double whammy hit Japan! Earthquakes shook and topple structures and caused Tsunami that delivered the second blow which destroyed and practically wiped out one town in Japan. We watched this grim reality unfolding on the TV screen on the second day of our Mission in Thailand to spread Financial Literacy. We see massive destruction, and enormous difficulty of hundreds of thousands of people, probably even millions in spite of them being the most prepared country in the world!

This event unfolding in our midst while we were away from our own home and family made us further resolute in our mission to spread financial literacy among our fellow Filipinos to prepare them from a similar double whammy in their financial life.

The Mission had been organized through the efforts of Rachel Jane Dolido ; a school teacher in one of Thailand’s private schools. She is graciously supported by Fr. John Tamayo-SDB ; Parish Priest of Mary Help of Christian at Krungthep Kritha (pronounced with silent R and very nasal), and Maria VonRufli. We were with Nancy Martin ; one of our Marketing Directors, and Menchie Castro an Associate. We had our Seminars given for free on 3 different venues. One in Fr. John’s Parish, another in the UN Office in Thailand, and on Maria’s place.
Every day in our mission was a grace filled day! We had the opportunity to hear mass every single day. Though the language was in Thai, we understood the flow, and commune with the Lord. We also enjoyed the hot and spicy and tasty flavors of Thai food, soups, and desserts. We were given very comfortable accommodations on the Parish complete with kitchen and meeting area. Basic needs all provided for by Maria our generous host, and Fr. John our new found spiritual guide and mentor.

But what make this Mission extra special are the people we met. We really thank and praise God for Fr. John Tamayo. I see Jesus in him! He makes me proud I am a Catholic. He has countless stories to tell how good God is , and how he was used by Him. He has graciously offered his parish guest house for us. We also thank God for Maria who has shown us how to love others without condition. I see in her, our Mother Mary for she is very prayerful and always invoke the Holy Will of God in everything she says and do. She took care of our needs, and even added a bonus; an authentic Thai Massage to cap our activities. We were really blessed to be welcomed by Fr. John and Maria at the airport. It’s so nice a coincidence… Maria and John: the Mother, and Most Beloved of Jesus!
We also met with Babie Muangsiri who hosted our seminar at the UN. She has been in Thailand for more than 20 years and has been employed with UNHRC. A wonderful woman inside and out. She continues to help her family here in the Philippines.

The Filipino expatriates we met were hungry for financial literacy and how to actually execute it. Some of them are facing their own financial earthquake and tsunami so to speak. A majority of them have extended family needs here in the Philippines which they also support. Mostly teachers in various schools there in Thailand. We opened their minds to our prosperity formula Income- Tithes (10%) – Savings (20%) = Expenses (70%). We also showed them investment opportunities to enable them to achieve their financial goals and transform themselves from active income earners to passive income earners. Likened to building a house to withstand big earthquake, we showed them the proper way of building a solid financial foundation that can withstand any eventuality. Even a double whammy like major hospitalization and worse even death of the bread winner can be prepared for. We performed financial check up and coached them to come up with their own personal financial plans so that neither financial earthquake nor tsunami can topple them down.

We felt very good and blessed as we are doing this for Him who provided us with all our provisions and made this mission possible! To God be the glory forever!

Take Action... Save and Invest

2011-02-06T17:29:00.000-08:00

Financial Literacy without Action is useless. Thus, once you acquire the needed knowledge and information. You need to take action to realize your financial dreams and goals. Else, your dreams will remain dreams.

After attending seminars, forum, or reading books and articles about financial planning, there are many financial institution you can go to execute the knowledge you gain . The basic needs you need to take action to save and invest on are Long Term Health-care, Insurance Protection, and Investments.

You have two options. First is to get it from different companies or financial services institutions , which includes banks. Or, the second option is get it through yourself as a broker for all your needs by enrolling as member of our company which has very strong and strategic partnerships with leading providers.

Your benefit will include having to pocket the commissions yourself as well as having access to a continuing education and coaching on proper saving and investing.

Whatever option you take, the important thing is you take action on what you learn.

If you need more information just send me an email.

God bless!

Having Financial Literacy Is The First Step

2011-01-24T08:02:00.000-08:00

Many books and seminars talk about Secrets of the Millionaires, How To Become Rich, How To Invest, and many other How to's.... This is because the very first step to getting rich is by enriching our mind first with knowledge. We wont know the right steps unless we get ourselves trained or educated or both.

In the 2011 message of the Chairman of Citisec On-Line underscored the need for financial literacy among Filipino investors. He has taken the mission to spread financial literacy specifically on investing in stocks and make it easy for common Filipinos to get involved in stocks investing. Bro Bo Sanchez a lay preacher and leader of the Light Of Jesus Community also emphasizes the need to have Financial Literacy. He conducts regular Truly Rich Coaching Seminars to reach out to as many people, and be able to open people's minds on how to have passive income streams or "automatic money machines".

Our company's mission is to ensure "No Family Is Left Behind" and we do this by continuing education through free seminars that we conduct all over the Philippines and all over the world. We provide financial literacy to those who are seeking the right way to becoming truly rich. This is because we firmly believe that indeed the very first step to financial freedom is financial literacy.

Go and get books, attend seminars and increase your financial literacy.

God bless us all!

Do What You Say... Consistently

2011-01-20T17:01:00.000-08:00

Integrity is the Secret #2 revealed by T Harv Ecker on his latest blog about the habit of millionaires. I define integrity as doing what you say even if others are not looking, or checking on you, and doing it consistently.

In investing, this is very key ingredient to make you successful. Once you have resolved to start up your saving and investment plans, you need o do it consistently. Day by day, month by month, year by year even when it seems difficult, and even if there is no one checking on you.

T Harv says that " The most successful millionaires I know all have absolute INTEGRITY. Integrity simply means doing what you say you are going to do. When you make commitments to yourself that you don’t keep, you train your mind to not do what you say. You’re setting yourself up NOT to succeed."

So you need to develop INTEGRITY from within to be able to have integrity in front of others. And it is indeed a very important characteristic, or call it quality of a successful and happy millionaire. We need to ACT on what we SAY and PLAN we will do, and do it CONSISTENTLY. In other words, we must continually and consistently invest to achieve our financial plans. If we do this, we are guaranteed to be millionaires.

Happy investing!

God bless us all!

Start Early... Start NOW!

2011-01-19T18:53:00.000-08:00

The easiest thing to do after you have learned new concepts is to forget it and do nothing about it. Delays in acting on something normally breeds habit of procrastination delaying anything you need to do.

There are so many people I met in their 50's that always say, "sayang...bakit ngayon ko lang nalaman"... The pain of regret of not knowing the concepts earlier as they find it more difficult to achieve their financial goals. What is even more pitiful is that I also meet people who are very young, have a good job, but is so comfortable in their spending habits that despite the obviousness and clarity of the financial planning concepts we share, still let the opportunity to execute or put to action their savings and investment plans to hold.

As you know by now, investments as easy as 1000 per month for 25 Years on an average of 12% per year compounded interest growth will amount to 1.8M Pesos, and if you extend that 35 years it will be amounting to 5.4M Pesos. If you start say at age 20 before you turn 45 you are already a Millionaire and a Multi-Millionaire by age 50. If you procrastinate and do it when you turn 50 you may not have the chance to enjoy this millions. Or to achieve the same amount in 5 years at 12 % one has to save and invest 20K per month to have 1.9M pesos.

Which is easy, saving 34 pesos per day amounting to 1000 pesos per month of savings, or saving 680 pesos per day ?

So the key thing really is to Start Early and Start Now! Be a Millionaire!

Happy Investing.

God bless us all!

Stay Simple...

2011-01-17T06:46:00.000-08:00

Simplicity is a virtue that we need to be truly rich. People who had gone up their financial status who does not remain simple that flaunts their riches turns me off and makes me pity them. I have also seen those who raises their lifestyle ahead of their earnings finds it easy to lose their millions. Those who remains simple despite their financial success are the truly rich people.

In recent years my model of simplicity is one of the richest man on earth with billions of dollars in his name. He is Warren Buffet. Though he had accumulated so much wealth, he has remained a man of simple joys and lifestyle. He still drives his own not brand new car. He lives in the same house for the last 35 years. He never flies on a private jet though he owns one of the largest private jet manufacturer in the world. The list goes on and on.

In one of the rare photo shoots showing Bill gates and Warren Buffet, you can see how the two differs in their ways from the suit they wear. Warren , being simple as he is, wears what is comfortable for him and not the signature dresses. He always say that what we have to spend on are the needs of others. He does what he say for he had contributed several billions of his money to charity, He is one of the biggest if not the biggest donors of Bill Gates foundation.

You want to be truly rich and very happy! Follow the examples of Warren .

Be Rich! Be Truly Rich!

Stay simple and donate to charities and your church!

God bless us all!

It All Starts With A Plan...

2011-01-09T17:18:00.000-08:00

It's another year ahead of us, and we have just completed our family annual planning session. We reviewed our past year and declared our Big Dreams for this year. We always find it fulfilling to have our planning session as a family.

In the corporate world, we also do this on an annual basis and review our progress daily, weekly, monthly and quarterly at different levels of hte organization.

In planning for financial success, the same rudiment is required. You have to make a plan. You can't achieve your financial goals if you do not create a plan. If you have your own family, you and your spouse are the leaders of that family and as a Leader, you need to make sure you have a plan.

As you can read below this blog, " A Leader cannot afford to neglect planning"- John C Maxwell. Thus, we must ensure we do come up with a plan.

The basic essence of financial planning is similar to that of corporate world. We just have to add some more tools X-Curve Concept, , Financial Check Up Forms, and Financial Goals Worksheet.

You want to learn the Steps to becoming truly wealthy? It starts with a plan....

You want to learn more about it...just drop an email comment to this blog.

I will be more than happy to help you!

God bless!

A Leaders Way
Leaders cannot afford to neglect planning

By John C. Maxwell
Philippine Daily Inquirer
First Posted 20:52:00 01/08/2011

Filed Under: business

“Good planning always costs less than good reacting.”
—Wayne Schmidt

IN OCTOBER 2010 the most expensive public works project in America, ARC, officially met its demise. The project would have constructed two tunnels beneath the Hudson River to add much-needed railways between New Jersey and Manhattan. However, poor planning led to wasteful spending and put the project on pace to exceed its budget by at least $1 billion.

A federal audit of the project brought to light an embarrassing lack of planning. The audit charged NJ Transit with failing to draw up plans to combat fraud and waste in its financial practices. The same audit chastised the FTA for authorizing NJ Transit to spend $1.35 billion without having seen a project management plan, master schedule or financial plan from the agency. On account of ARC’s runaway costs and inadequate strategic plans, New Jersey Governor Chris Christie decided to cancel the project.

The appeal of planning ahead

As a leader, you may be tempted to initiate action without taking the time to map out plans. After all, it feels unproductive to think about how to do something when you could simply roll up your sleeves and start making things happen. However, it’s far less of an investment to prepare for a project in advance than to repair a project after it has gone awry.

In leadership, all is well that begins well. Leaders who carefully craft strategies enjoy success, while those who haphazardly race forward experience heartache.

Strategy functions as a leader’s blueprint, playbook or script. It aligns action and focuses energy toward a goal, preventing costly delays and wasted resources. By following a coherent strategy, leaders arrive at a predetermined destination instead of wandering in an uncertain direction.

Leadership planning process

These nine simple steps outline the leadership planning process. I trust they will be beneficial to you as you make plans for a successful 2011.

Predetermine your course of action
Lay out your goals
Adjust your priorities
Notify key personnel
Allow time for acceptance
Head into action
Expect problems
Always point to your successes
Daily review your progress

(Begin the year right by raising your leadership skills. Attend the “Developing the Leader Within You” with Maxwell-certified speaker Francis Kong on January 19-20 at the EDSA Shangri-La Hotel. Avail of a “Buy 1 Seat, Get 1 Seat Free” promo by calling Inspire Leadership Consultancy at 6872614 or 7064853 and look for Kriselle. Visit us at www.inspireleaders.com.ph.)

Happy Investing at 60% ROR for 2010! Happy New Year!

2011-01-04T21:08:00.000-08:00

If you put your money in the bank, the best earning you can have is about 4% If you own the bank, you would have earned more than 100%... Neither of the two am I but I earned more than 60% ROR on my investments last year. And it is easy, uncomplicated, and fun to do. And by the way, it is also very legal, and certainly not a SCAM.

So how did I do that, I placed continuously investments on Mutual funds which had surpassed the projections. It even climbed beyond 70% finally settling down at about 60% by year end. What exactly does 60% ROR means? It means that if you have placed 100K Php as investments beginning of 2010, your money by end of the year is already 160K Php and you do nothing. No going to the bank, no checking the trend, no analyzing or managing your investments. Somebody who is an expert in those things such as what stocks to buy, when and how much to buy for each is already done for you. You simply fill up investment forms, have two government issued ID xeroxed and submitted along with your investment and your done.

To maximize Money Cost Averaging on your Mutual Fund Investments, then just do this monthly. That is how simple it is and your money will certainly earn more interest than simply putting it in a bank.

If you want to learn more about this type of safe, easy and trouble free investing, just contact me through email or through this blog.

Happy Investing!

God bless!

Investing is Really Made Simpler

2011-01-02T19:05:00.000-08:00

How much is your Rate of Return (ROR) from your investments? Do you beat the 12% mark? In the last two years, our ROR beats not just 12%... you wont believe it...but it's true... And it is so simple that most people fear it is another scheme to dupe them of their money, or in short another form of SCAM.

In the talk of Bro Bo last Sunday at the Feast in PICC, he updated the community that his maids whom he taught on how to invest in stocks market now have more than 70,000php out of the 2000Php/month investments and his fearless forecast is that his maids will become millionaires if they continue to invest within 7 years. If you do not know Bro Bo...then you would say the same thing...SCAM...

But let me tell you, if you really want to be truly rich, it is really very simple yet it is made complicated by most people who do not know , or not financially literate.

With just small amounts of investments, one can achieve huge investments in their future. In the past, you need to have access with brokers, and have to have a large sum of money to get into investing. But now a days, all you need is 5000Php for initial investments, and you can add on as low as 1000Php per month. If you just take a conservative estimate of 12% ROR per year, and you maintain the 1000Php/month of investments, you will have more than 3,000,000.00 Php in 30 Years. Make it 2000Php and you will have more than 6Million!

If you want to learn more on Mutual Funds, and Direct Stocks Investing...just contact me...

God bless!

Investing In Real Assets and On Paper Assets

2010-12-16T22:12:00.000-08:00

Investing takes many forms. You can invest on things like shoes, bags, jewelries, on real property like house, lot, condo unit, cars, or on farming like cattle, pigs, or crops, and you can invest on paper assets such as Mutual Funds, Stocks Equities, Cooperative Shares or even direct corporate shares.

If you are first time investor, in view of these many and beautiful things you can invest on, you will have to learn how to, and which one to start with. This is very tricky task as there are those who will offer you these investments in exchange for your hard earned money. They will tell you or dictate to you which one to start with and if you are not in the know the proper way of which to choose, you will end up losing bigger opportunities for your money, or worse, you lose your money outright.

So how do you choose which to start with and which to choose from the whole array of investment possibilities? Let me share to you some practical ways I use .

There are three things I recommend you do: 1. Always counter check if it is really an Asset or Liability based on Robert Kiyosaki's definition, 2. Calculate or check prevailing rate of return, 3. Get a coach.

In my experience, based on Philippine scenario, real property trends, and the Stocks Market Trends, the best so far to invest in is on Mutual Funds and Stocks Equities. I should have deferred investing on real property which for the last 15 years had not grown more than 20% each year which one Mutual Fund has performed on the average in the last 16 years.

Once you have built up your paper assets, then you can buy at a bargain real properties or assets because CASH is KING!

If you want to learn more and wan to be coached how to do proper investing, please feel free to contact me or give me a feedback.

God bless!

Spend Now or Later? Save Now or Later? Christmas Commercialized....

2010-12-09T22:18:00.000-08:00

Every-time the last three (3) months comes, the Christmas frenzy heightens up. Christmas bazaars, Christmas Sale and thus Christmas spending abound. It is a beautiful season of giving but I hope we do not over do it. I hope and pray we can be spared from the commercialism of Christmas. I hope too that we have the right direction and answer to the question: Spend now or later? Save now or later?

We must be thankful for all the blessings we have received and show our gratitude by giving to people and institutions. We must carry on with the tradition of gift giving and still be able to save for future needs. How do we do this? Very simple. We stick to our prosperity formula. Income- Tithes(10%) - Savings(20%) = Expenses (70%). Since there will be an inflow of money which is our 13th month pay, we must ensure we allocate the amounts the same way and not go beyond the 70% of the Cash In-Flow.

We also have to ensure we only buy things that we really need and give also things which people can make use of and more importantly a basic need. For institutions that we would like to help, cash gifts is most appropriate. For individuals, and loved ones, we should identify what do they really need, which we also can afford.

We must not fall for SALE items which we actually do not need or we still have. Do not fall for nice items to replace old ones that are still usable. Many fall for new LED TV or a touch screen phone, to add on to their still working TV or phone. Big purchases like new cars also happens during this season as the cash inflow is really huge, but how about next month? Will there be another 13th month pay?

So there you are friends, I submit that we must spend now within our means and not later for this is the season of giving. And we must consistently do it even if it is not Christmas. Giving must be consistent and all through out the year. That's the real spirit of Christmas.

I also propose we save now and not later at least 20% of the total cash in-flow. And we must not fall victim to the commercialized Christmas.

Spend within your means for what is needed and save whatever you can consistently this Christmas and through out the year!

Happy Spending and Saving!

Which Is BetterTo Invest On?...Mutual Funds or Equities (Stocks)?

2010-11-30T05:29:00.000-08:00

Investing is always , I should say, MUST always be based on a SPECIFIC financial goal. Financial goals is the amount of money we want to accumulate on a defined period of time or number of years for a certain purpose. You must not invest just for the sake of "pogi points", or as a status symbol . If you do investment without a goal, I would liken that to you riding on a bus without a definite destination. So the first requisite to knowing WHAT option is better to invest on is to define first WHY we are investing.

Okay, now that the WHY is settled, then you need to know the difference between MUTUAL FUNDS and STOCKS. I have written earlier in this Blogspot detailed explanation of the differences between the two but let me summarize it here for you... Investing in MUTUAL FUNDS and STOCKS are the SAME. It only differs on who actually manage your funds that you will put into STOCKS. MUTUAL FUNDS are money we put into a pool of fund s which we allow an EXPERT FUND MANAGER to handle how , when, and what STOCKS to buy as regulated also by Securities and Exchange Commission. Investing in STOCKS on the other hand requires you to have the access to a broker, either On-Line (we recommend Citisec On-Line) or any certified , listed broker for STOCKS you intend to buy. It is YOU and nobody but YOU who will define which STOCKS to buy, HOW much, and WHEN.

Investing in MUTUAL FUNDS therefore is much easier, as the role of the investor is simply to put money into the fund, while investing in STOCKS needs active participation from the investor.

However, the thrill and excitement that goes with full control in what STOCKS you invest on is not the same in investing in MUTUAL FUNDS.

So, now you can make a decision on which way to go...invest in MUTUAL FUND or Invest in STOCKS... I say do both. Start first with MUTUAL FUNDS and develop the habit, then proceed to invest in STOCKS once you have the needed skills.

Happy Investing....

Why I do what I Do... My Full Credentials

2010-11-24T00:21:00.001-08:00

Ruben VC. Santiago Jr.
Provincial Address: Blk. 19 Lot 1 Sherwood Ave., Sherwood Hills,
Brgy.Cabezas, Trece Martires City, Cavite
Mobile: 0920 902 1217
Email: benj5_santiago@yahoo.com or richbenj.santiago@gmail.com

EDUCATION
Post Graduate: College of St Benilde, DLSU Diploma in Organizational Development (April 2000)
Tertiary: Adamson University B.S. Mechanical Engineering (Graduated October 1978)
Secondary: Manila High School
Elementary: Tambo Elementary School

ACHIEVEMENTS
Consistent Scholar, National State Scholarship Grant
Consistent Top Ten Student in Elementary and High School
Passed Mechanical Engineering Board Examination
JIPM Certified TPM Trainer

WORK-RELATED EXPERIENCE:

Technical and Financial Consultant: January 2009 – Present. Conducts regular Seminars on Financial Literacy and Wealth Management as IMG Marketing Director and do specialized and public seminars on TPM, Problem Solving, Six Sigma, 5S, and Team Building Workshops.

Currently engaged with several companies on 5S TPM Implementation. Have more than 100 clients on financial planning and strategies, including investing and wealth and personal protection plans.

Quality and Reliability Assurance /Technical Training Director : OSE Philippines – May 2006 to Jan 2009. Responsible for Quality and Environmental Management and Technical Training for a Continuous Quality Improvements. Planned, prepared and executed activities that led to ISO14001 Certification of OSE in 2008. Developed and implemented computer based documentation and tracking systems for operational data/records, and On-line Specs and Documentation.

Technical Director : OSE Philippines – May 2002 to 2006. Responsible for the Assembly Process Engineering , Test Engineering and Business Development including New Product, Package Qualification and Yield Improvements in Assembly and Test and Technical Training and Development .

Resolved the Package Crack Issue on SOP 8 Mtx, Qualified into production 3 major Taiwan Customers generating additional 30% revenue for the company. Had been able to improve the Overall Assembly Yields by more than 0.2%. Was able to elevate to Supplier #1 OSE rating to one of the major customers. Had been instrumental in achieving more than 250K$/Year of Cost and Productivity Improvements

Developed Operator, Technician, Engineers and Managers, Training and Development Roadmaps. Conducted Technical Training and Team Building sessions for all levels of the organization.

SMT Assembly Process and Equipment Engineering, PDIP EOL Manufacturing, Technical Training, TPM Office Department Manager, and ATP (P1/P2) Process Control: Amkor Technology Philippines- 1992- May 2002 Responsible for the Process Engineering of SOT, PLCC , SIP, SOIC Packages of ATP2.

Launched the Amkor Anam University, and the TPM Office. Responsible for both the Technical Training needs and the OD Interventions including ladderized employee promotion roadmaps and succession planning.

Set-up the SMT Process and Equipment Engineering Start up team. Resolved the issue on Splate Machine strip jamming. Had set-up the Technical Training Section, and the Total Productive Maintenance Systems.

Developed and trained Amkor team members on Poka Yoke, Technical paper Writing, and 16 Steps Problem Solving Methodology.

Trained in the USA and Japan on TPM and certified as JIPM TPM Instructor with certification number 889. Set-up and driven the company towards JIPM TPM Assessment. Major improvements in company’s KPI and 5S Housekeeping had been achieved in both Operation Areas and Offices.

Chaired the Amkor Joint Engineering Council for Excellence and set-up internal Technical Symposium for fan in and fan out of successful projects.
Was recognized in 1996 as Amkor Technical Fellow for his Major Contributions and Promoted to Department Manager Level same year.

Technical Services Manager :Pricon Microelectronics- Bicutan, 1991-92 -Responsible for the Facilities Engineering, Assembly and Test Engineering, and General Services which includes Janitorial and Service Bus.

Qualified into production a major board stuffing product for a Japanese Customer that contributed at least 10% of the revenue. Had instituted Systems improvements in Process Specs generation and implementations. Improved the Facilities Equipment Uptime especially the Power Generator Sets. Improved the Plant 5S and Housekeeping. Improved the revenue on recycled materials and eliminated pilferage. Improved the Bus Service of the company.

Mold Process Engineer to Front of Line Assembly Process & Equipment Engineering Manager: Intel Phil.- Bangkal Makati, 1981-1991. Handled the process and equipment sustenance and improvements from Die Prep to Wirebond. Driven the resolution of Foreign Material problems of EPROMS. Resolved the Mold voids issue from more than 1% to less than 0.2 %. Had been able to improved overall assembly yields by at least 0.5%. Had qualified new mold compound materials for better reliability and yields. Was trained in the USA for Contamination Control and was able to bring down the particle issue on EPROM devices from more than 1% to less than 0.1%. Instituted numerous yield and productivity improvements meriting 3 Divisional Awards. Was named as Intel Key Employee on 1986 for his major contributions.

Instructor : Adamson University- San Marcelino Manila, 1978-81. Handled Mechanical Engineering subjects from basic courses such as Machine Shop Practice to Power Plant design.

EXTRA-CURRICULAR ACTIVITIES:

FOUNDING CHAIRMAN – Semicon Electronics Training Council (1996-1999)
PAST CHAIRMAN- Association of Semicon &Electronics Manufacturing Engineers of the Philippines (1997-1999)
PAST CHAIRMAN- SGS Industry Advisory Board (1999-2001)
PRESIDENT- Collegio de Sta Rosa Parents Teachers Association (2007- 2009)
FOUNDING CHAIRMAN- Gentri Partners Venture Multi-purpose Cooperative (2008- Present)
ASSISTANT BREAKFAST HEAD- Brotherhood of Christian Businessmen and Professionals – TMC (2009-Present)
BCGG HEAD- Magis Deo Community (2008- Present)