Beauty Of Thailand

Beautiful and Sexy Thai Girl Dancer, selling sex? I don't know.

noreply@blogger.com (Marie Wanata) — Thu, 03 Sep 2009 08:47:00 +0000

Do you think this sexy Thai Girl dancer selling her for sex? I really don't know, but I feel very sad when people relate Thai Girl as Sex trader.

Thai girl are very pretty, but sad to say that many people do not understand there are many Thai Girl are good lady.

This gril is trying to show her sexy body in webcam.

This Girl Really a real Sexy Body.

Funny Video Again

noreply@blogger.com (Marie Wanata) — Thu, 20 Aug 2009 08:22:00 +0000

Here are more funny video in my collection, I always watch it when I feel down and lack of energy.

Enjoy!

Really Funny About Singapore Merlion

noreply@blogger.com (Marie Wanata) — Thu, 30 Jul 2009 05:44:00 +0000

This is really funny video about Merlion in Singapore.

Hope you enjoy!

Real Funny Singlish

Have Some Break, Relax

noreply@blogger.com (Marie Wanata) — Thu, 30 Jul 2009 02:07:00 +0000

Today, I am posting some funny and touching commercial from Thailand, some of the video are very funny, enjoy!

Wow! This is Beautiful

noreply@blogger.com (Marie Wanata) — Wed, 22 Jul 2009 06:36:00 +0000

OK....I am ready! ready to be tempted by this..this..this..this...

I can't believe my eye that there are so many beautiful diamond rings, diamond pendants, night dress, wedding dress on sales now..woohooo... I feel like wanted to get married now..Right Now! my heart is pumping, my forehead feeling hot..I feel like in love now....

1/4 ct.tw Pear-shape Diamond Solitaire Ring in 14 kt. Yellow Gold
Poets seek words that ignite a fire in the soul of their love. Place this remarkable pear shaped diamond solitaire – in its warm, graceful ring of 14 karat yellow gold – on the finger of the one you love, and watch its captured fire and brilliance be reflected in her heart.

1/5 ct.tw Princess-Cut Solitaire Diamond Ring in 14 kt. Yellow Gold
The Princess: lovely, confident, radiant. This slender 14 karat yellow gold ring offers a clean and captivating frame for the most noble of diamonds – in whose brilliance the splendor of your love is reflected.

1/4 ct.tw Round Solitaire Diamond Ring in 14 kt. Yellow Gold
The round diamond solitaire ring is a timeless classic of brilliance, beauty, and grace. Its form is uniquely balanced and proportioned for harmony and strength. Securely prong-set on a sleek, gleaming 14 karat yellow gold band, the round brilliant solitaire is eternally captivating.

Estimate Your Student Loan Repayment

noreply@blogger.com (Marie Wanata) — Tue, 02 Jun 2009 02:22:00 +0000

Estimate your future federal student loan payments using the calculator below.

Enter your Number of Monthly Payments, Simple Interest Rate and Principal Amount of Loan.

What you should know:

* Your actual payment amount will be determined by your loan holder and will be based on the amount that you borrowed. However, most loan programs require at least a $50 payment each month, no matter how small your loan amount.
* Your interest rate will depend on your loan type and when you received the loan.
* The calculator is preset to 120 months and the current fixed interest rate of 6.8 percent. You may adjust these as needed.
* It is recommended that your student loan payment be less than 8 percent of your gross income. The minimum salary field is based on this recommendation.

Number of Monthly Payments
Simple Interest Rate
Principal Amount of Loan $
Your Monthly Payment Will Be $
Your Total Interest Cost Will Be $
Minimum annual salary to handle these payments: $

Student Loan Repayment

noreply@blogger.com (Marie Wanata) — Fri, 29 May 2009 06:19:00 +0000

Here are some great information regarding the student loan repayment, for those who want to consider take up the student loan for their study, need to understand the student loan repayment also, this article can help you greatly to decide if you want to take up the student loan or not.

Student Loans need to be repaid even if your economical circumstances are difficult, you don’t find the job you had expected or you haven’t completed the education you paid for with the loan. Or even if you think the education received is not useful to you. Remember that the student loan is yours, and it’s a legal and real loan. You have to repay the principal amount borrowed and whatever interests have accumulated.

Apart from filling in the FAFSA application at fafsa.ed.gov you must also sign an IOU document by which you oblige yourself to repay the total sum lender to you plus interest.

Get well informed on the conditions you are accepting by signing the loan application and don’t lose contact with the financial institution granting it, especially if you have trouble to make a monthly payment or your personal situation changes. Every financial institution will be able to help you by reviewing your repayment terms and conditions, offering you a consolidation loan or deferring payment, so don’t hide from your financial institution: that will only make the problem worse.

Don’t forget to communicate to the holder of your loan any changes in your present circumstances, like:

* Change of university
* Leaving studies
* New graduation date
* Becoming a part-time student
* Address, name or phone changes
* Payments to be deferred
* Not being able to make payment

The NSLDS (National Student Loan Data System) allows you access your data (federal loan and grant status, loan repayment, etc.) as well as to view your current loan balance and details of pending payments. Go to www.nslds.ed.gov

How to check the status of the student loan. To access to the Student Loan Data System is necessary the PIN (Personal Identification Number) that appears in the SAR document received after completing and submitting the FAFSA form. If you don’t know or you have forgotten the PIN number, you can apply for it on internet site.

Ways of repayment

Your monthly repayment amount will depend on how much you borrowed and on the total length of the loan.

You will have a “Grace Period” before starting to pay your student loan, after you graduate or leave the school.

Each Student loan has different “Grace Period”:

* Six Months for Federal (FFEL) or Direct Stafford Loans.
* Nine Months for Federal Perkins Loans.
* 60 Days for Federal or Direct Plus Loans for Parents.

Your loan holder will notify you when your repayment loan is due to start.

My next discussion explain the existing repaying options. They include examples of how monthly repayment sums are calculated, and they also provide information on other issues that need to be addressed when considering a loan, stay tuned.

Consolidate a Student Loan

noreply@blogger.com (Marie Wanata) — Thu, 28 May 2009 01:21:00 +0000

Here is another great article that I have read about the student loan, consolidate a student loan could be a very good choice for the payback.

For many college students nearing graduation or having recently graduated, it may seem like there are too many options for consolidating school loans
. However, consolidation options are being eliminated for many students.
> How is this happen?

The Deficit Reduction Act, which was signed into law on Feb. 8, 2006, eliminates the ability of most students and parents to re-consolidate their loans, no matter what other lender offers them a better deal down the road. Borrowers whose loans are owned by a single lender have long been barred from shopping around for better consolidation rates. Although Congress was scheduled to repeal that law, called the Single Holder Rule, the proposal to do so was dropped from the Deficit Reduction Act just before it was signed into law.

A loophole (You mean loophole in student loan)in the law has previously allowed lenders to circumvent the Single Holder Rule by moving an existing federal loan into a federal program, and then moving that loan back into their own consolidation program. However, the Higher Education Reconciliation Act (HERA), part of the Deficit Reduction Act, has also ended the ability to circumvent the Single Holder Rule.
> seems like a good news to us.

The elimination of the loophole leaves students and graduates who have all of their loans with the same private lender stuck in a non-competitive market without the option to compare benefits from multiple lenders. (This does not apply to borrowers with ALL federal direct loans through the federal government.)

> Now they come to catch you.

Because of these changes in the law, students who currently have many loans through one lender (excluding the federal direct loan program) and new students who are looking into their options for funding their educations should seriously consider having more than one lender. By having at least one loan from a different lender, students and graduates can still shop around for consolidators when they near graduation or during their six-month grace period between graduation and when their first loan payment is due.
> This is very true, no matter what!

There are many advantages to be had for a student who has the ability to shop around for consolidation lenders, such as principle and interest rate reductions, and lower monthly payments. Lenders like Student Lending Works can sometimes offer incremental reductions, which can be a great benefit for students.
> This is a good advice!

Student Loan

noreply@blogger.com (Marie Wanata) — Thu, 28 May 2009 00:53:00 +0000

Up till now, I am still not able to save enough money to pay for my study in the university aboard, I may now consider to take up a student loan from the bank that I am working for, before I apply for the student loan, there are many thing that I need to consider before I apply for the student loan, bank now is not that easy to grant you a student loan if you do not show your ability to pay back after you get the student loan.

Some great information about student loan that I read in some article like:

There are various resources to find money for a college education. Student scholarships, student loans, and grants are available to get a college education. After going through the merits and demerits, the best option may be chosen.

Student loans are different from a student scholarship since they have to be repaid. Student loan schemes are available in two different types. One is a subsidized loan and another is an unsubsidized loan. The interest for the subsidized loan is taken care of by the Federal Government in USA and in other countries the finance ministry provides some sort of assistance, whereas the unsubsidized loans carry a normal percentage of interest. Eligibility for a subsidized loan can be found out by filling in the relevant details online

The students and the parents can become tense at the time of planning how the expenses of a college education will be met.

To finance a college education, a programme called FFELP (Federal family education loan programme) provides the most flexible and affordable student loan options. Using the loan finder web service a student can find all the required information for applying for a federal loan online. Find more info at www.loanresourceonline.info

Additional finances not covered by the federal programme such as education related expenses, overseas study, and housing can be procured through a private student educational loan. When compared to credit cards, these programmes carry a marginally lower interest rate and have very easy payback terms.

Many of the student loan agencies - both government and private - have online submission and processing facilities hence the loans are accepted after a review within a week or sooner. The repayment of the Federal student loan can start six months after the graduation of the applicant.

Student loans can be used not only to pay the fees but also for lab fees, dues for associations and housing. A student can still avail an educational loan even though the tuition is covered by a grant.

A student who is eighteen years or above in age, can apply for a student loan. Most of the student loan is deferred for repayment until the student completes the education or leaves the school.

Private loans for students are not given without a co-signer or a credit report. Credit unions give student loans if a vehicle or a boat is provided as collateral.

During the cumulative credit period, a student has the option of paying or not paying the interest part of the loan. It will become easier if periodical payment is made to cover the interest. If this is done, the capital repayment after completing the studies becomes easier for a student.

Student loans are to be repaid in ten years. Nevertheless, longer repayment facilities are provided to large student educational loans.

I am therefore will consider and prefer student loan over private loan.

My University Student Dream - Real or Fake

noreply@blogger.com (Marie Wanata) — Wed, 26 Dec 2007 02:21:00 +0000

I always dream of study abroad, I have my degree in Art and Science in one of the famous university locally in Bangkok, Thailand but I still feeling something is missing, my life is not complete without a chance to study abroad in a good university in UK or United State.

My desire of being a student again is getting stronger each day, I dream to be a student again, enjoying my campus life and finally attend the graduation ceremony with my friend and my family....all this is still a dream?

My saving is still low and my family still required financial aid, I am the only daughter in my family working in Bangkok and earning more then my other 2 brothers who are working in the farm, 200KM away from Bangkok.

I don't know how I can achieve my University Dream study abroad, but I will try my best to achieve my dream in year 2009, one year from now.

Mirror Mirror on The Wall - My Transformation

noreply@blogger.com (Marie Wanata) — Fri, 30 Nov 2007 07:22:00 +0000

The Transformation of Marie

There are people who are very curious about are those picture posted in my blog is really me? Some of you guys are very doubtful, I know, I know.

The photos were taken by professional photographers, carefully selected and also a
lot of effort from makeup artist, photo lighting specialist and the my instructor of cause.

Today, I would like to share with you my UGLY look, please do not throw out if you have already taken your meal, because it will be real funny to see myself before and after I become a model, so get ready...do not laugh at me...promise....1, 2, 3 ..go.

This photo was taken in 2000, 8 years ago after I completed my secondary school, see, I have already like to post in front of the camera.

This photo taken in 2003, before I went for my first job interview.

This two are my photo taken for my first portfolio, for submission to a Model Agency for Model recruitment & selection.

I am doing my first cat walk....still very excited about my first show....

This is of cause Me...today

Choosing A Credit Card - What To Consider

noreply@blogger.com (Marie Wanata) — Thu, 29 Nov 2007 06:26:00 +0000

Today I would not blog about my Model Life, I would prefer something related to my full time career, which is financial and banking related.

Many people own credit card, some have many credit cards and some have sub credit card for their family members or lovers....

How to choose a right credit card to meet your need? Here are some advice from the our financial experts:

One of the reasons that there are so many credit cards to choose from is that not every card is right for everyone. If you pay off your balance every month, you will want a different card than someone who carries a balance. Also, if you charge enough, you might be willing to pay an annual fee in order to receive rewards like airline miles in proportion to your purchases. Use the sites in this section to find out which card is best for you.

We recommend that you limit yourself to one or two credit cards. This makes it easier to keep track of your balances and to avoid mistakes like late payments and penalties. It can also help your credit rating, since people who have a large number of credit cards tend to be viewed as more of a credit risk.

Some factors that you might want to consider when choosing a credit card:

Fees: This is probably the most important consideration. Fees include the annual fee, the interest rate charged on balances (called the Annual Percentage Rate or APR), late payment penalties, and any other fees they charge. If you plan to pay your bill in full every month (as we strongly recommend), you'll want to find a card with no annual fee. If you expect to carry a balance, you'll want to choose a card with a very low interest rate, ideally one that guarantees that low rate for an extended period. Find out if there is a grace period before interest starts accruing, and if so, how long it is. Also find out how interest is calculated (for example, the average daily balance of the last cycle, or of the last two cycles, or something else entirely). Some issuers charge a fixed APR, while others charge a rate that's tied to an index such as the prime lending rate. Finally, find out whether there are any other charges, and under what circumstances they are assessed. For example, most credit card issuers charge a fee for cash advances, and some charge a fee when you close the account.

Acceptance: Some cards are accepted at more locations than others. The two that are the most popular in the United States are Visa and Mastercard, and both are accepted at just about every merchant who accepts credit cards. American Express, which is a non-revolving credit card, is also relatively popular. If you're considering another type of card, be sure that it is accepted at the types of places where you will want to use it.

Perks: A lot of credit cards come with benefits, such as rebates and frequent flier miles. Try to estimate the dollar value of any such benefits when deciding which card to select.

Credit Limit: This is the maximum amount that you are allowed to charge on the card (until you pay some of it off). In general, the more they allow you to borrow, the better, as long as you plan to pay the full amount each month. Otherwise, it can be dangerous to have too high of a credit limit, because if you're not careful, you could dig a hole that's tough to get out of.

There are several ways to search for credit card offers. The simplest is to open your mailbox, which probably supplies you with a steady stream of credit card offers. But as with most things, the simplest solution is not necessarily the best. Fortunately, the internet can help you track down the best credit card offers. Try to find two or three cards that meet your requirements, and then compare them. Read the fine print, to confirm that you understand all the terms of the agreement.

In order to obtain information on credit cards with low Annual Percentage Rates (APR), visit the Cardweb website. Another source of information is BankRate.

You may currently have a credit card that you're reasonably happy with, but are getting offers for cards with significantly lower rates. But look before you leap. These so-called "teaser rates" are generally offered only for a very short time period, after which the rate returns to normal (in other words, high). Find out how long the introductory rate will be in effect, and decide beforehand what you will do when the rate goes up. Some people try to jump from one introductory rate to another, but the issuers are making this increasingly difficult because they don't want customers who do this. Before switching, it's worth contacting your current issuer and telling them you're thinking about switching, and asking if they can lower the rate. Sometimes they will do this, because they spend a lot of money acquiring new customers, especially profitable ones who carry a balance, and they don't want to lose you.

How Model Photos Were Taken

noreply@blogger.com (Marie Wanata) — Wed, 28 Nov 2007 02:08:00 +0000

This video shows how a Model Photo Shooting were taken.

Imagine in a very hot weather and we have to post for the photo shooting, we are very thirsty and hungry yet have to show our smile and pretend we are very happy and enjoying. We as models have to show the best and the brightest side no matter what is happening to us and surrounding us.

I remember one of my friend, her brother was killed in a road accident during her photo shot in one of the important publication, she is very very sad but still has to put up a very happy face when facing camera, I feel she is very strong and me and my friend respect her very much.

My Favorate Tom Yum Gong

noreply@blogger.com (Marie Wanata) — Wed, 28 Nov 2007 01:32:00 +0000

There are variety of delicious food in Thailand, one of the famous and also my favorite Thai food is Tom Yum Gong, the meaning of "Gong" in Thai mean Prawn or shrimp, usually we will choose the prawn not too big and not too small, a medium size prawn make the best taste.

There are many Tom Yum sellers stall along the main road in Bangkok area and trust me, the taste is much better the the food you can find in some good hotel, sometimes a tourist might think that preparation of food along the road side may have some hygiene problem, but we take the food a lot without any problem.

Here is my Recipe for making Delicious Tom Yum Gong
"Tom Yum Goong" - Spicy Shrimp Soup

Tom Yum is very Simple and Easy to cook, this hot and sour Thai soup that is great as an appetizer or as a main dish when served with rice. Its robust fragrance is sure to tempt your tastebuds.

Serves 6

Ingredients:
1/2 pound peeled shrimp
4 cups chicken stock
1 tablespoon chili oil
10 lime leaves (kaffir leaf)
3 tablespoons lime juice
4 stalks green onion
2 tablespoons fish sauce
1 cup whole straw mushrooms
3 stalks fresh lemongrass
6 fresh Thai chilies (prik kee noo)

Directions:
1. Prepare the chicken stock in a medium to large sized pot, and then bring to a boil.
2. Add the lime leaves and lemongrass stalks to the pot, and reduce the heat to simmering. Cook for five minutes.
3. Remove only the lemongrass, and turn the heat to high. Add in the shrimp, mushrooms, chili oil, and the Thai chilies. Boil until the shrimp are done (about 2 minutes)
4. Remove from stove, you're almost done!
5. Add in the fish sauce and limejuice, and stir. Some like it more sour, others more salty. You decide on what makes you happy.
6. The most important step!!! Enjoy.

Thai Girl = Sex ?

noreply@blogger.com (Marie Wanata) — Fri, 23 Nov 2007 00:22:00 +0000

In my opinion and most of my chat with my friendly visitors coming from every corner of the world, 80% of them is asking for sex chat, sex cam, cyber sex, or escort service from me.

I am very disappointed and feel very sad for this very wrong stereotype about our Beautiful Thailand and our Beautiful and friendly Thai Lady.

There are of cause some percentage of Thai ladies providing sex service coming from poor family and sub urban area, they want to make a living and give money to their parent, because their family are very poor and they have no education, the only thing that can make them faster income and more money is provide sex service. This is also true to almost all countries in the world, be it in Europe, USA or other Asia countries, don't you find there are also sex services in your own country?

It is because Thailand sex service is cheaper, therefore visitors come to Thailand find that there pay less to get more, so they like it so much and mistaken that most of the Thai Ladies are sex provider and this is not true at all.

To the people who have already worked here in Thailand and who have already understand this, please help to validate my statement here.

Thank you very much.

Video When I doing My Modeling Job

noreply@blogger.com (Marie Wanata) — Tue, 20 Nov 2007 07:09:00 +0000

Today I would like to share with you a short video on modeling job.

You can notice that I am the second Model with some laughter.

This video is taken from my friend.

Hope you like it

Some Sad Story in Modeling

noreply@blogger.com (Marie Wanata) — Mon, 19 Nov 2007 01:36:00 +0000

There are happy moments for a Model, you will get a lot of exposure and Fame when you are in favorite.

Today, I am not a happy girl as usual, I received a news from my friend, she is also a model in the same company, enjoy a lot of fame and exposure in her 19 to 26 years old, now she is 28 and already loosing ground to the new comer, new model who are young and beautiful.

I know there are time that I will end up like my friend, she did not get her contract renew, only call back when there are shortage of model to do photo shooting.

I know something has to be done so my future will be secured.

I am now thinking of some internet marketing, would like to learn more about this technology stuff.

I invited you to visit all the link from Google, so to help me to learn more about the internet business.

Please, I need your help and leave me comment if you like.

Some Sad Story in Modeling

noreply@blogger.com (Marie Wanata) — Mon, 19 Nov 2007 01:36:00 +0000

There are happy moment for a Model, you will get a lot of exposure and Fame when you are in favorite.

Today, I am not a happy girl as usual, I received a news from my friend, she is also a model in the same company, enjoy a lot of fame and exposure in her 19 to 26 years old, now she is 28 and already loosing ground to the new comer, new model who are young and beautiful.

I know there are time that I will end up like my friend, she did not get her contact renew, only call back when there are shortage of model to do photo shooting.

I know something has to be done so my future will be secured.

I am now thinking of some internet marketing, would like to learn more about this technology stuff.

I invited you to visit all the link from Google, so to help me to learn more about the internet business.

Please, I need your help and leave me comment if you like.

Mo Modeling Life

noreply@blogger.com (Marie Wanata) — Fri, 16 Nov 2007 09:12:00 +0000

I love modeling and I enjoy to see myself in fashion magazine and some publication.

I only do modeling part time because I am very busy working in the bank during my normal day, my client always tease me that they would like to keep the magazine with my picture so that they can see me everyday.

I love both of my job, I will not stop modeling and I will not quit my current job.

The People of Thailand

noreply@blogger.com (Marie Wanata) — Fri, 16 Nov 2007 08:35:00 +0000

Our Thai People are Friendly People.

We greeting people with "Sawade", If you are man, you should say Sawade Cup, Lady should say Sawade Kah.

Today, the people of Thailand share a rich ethic diversity - mainly of Mon, Khmer, Tai, Chinese, Malay, Laotian, and Indian stock - with the result that there is no typically Thai physiognomy or physique. There are petite Thais, statuesque Thai, round faced Thais, dark-skinned Thais, and light-skinned Thais.

About 80% of all Thais are connected in some way with agriculture, which (in varying degrees) influences and is influenced by the religious ceremonies and festivals that help make Thailand such a distinctive country.javascript:void(0)
Publish Post

The Beautiful Thailand and Thai People

noreply@blogger.com (Marie Wanata) — Fri, 16 Nov 2007 07:56:00 +0000

Thailand is a hot and rather humid tropical country. In fact many people living in Thailand joke that it has three seasons, hot, hotter and hottest - this is easily believed. The climate is monsoonal, marked by a rainy season lasting from about May to September and a relatively dry season for the remainder of the year. The rainy season will amaze many a tourist as it can rain very heavily sometimes for up to just 10 minutes a go, but the sheer volume of water is incredible. Temperatures are highest in March and April and 'lowest' in December and January. The average temperature is about 23 to 35 Celsius.

One of the most beautiful aspects of the Thai people is their respect and enormous love for their monarchy. It is very unwise and actually could lead to serious trouble to say anything bad about the monarchy. They are loved dearly, and you will never hear a Thai utter a bad word.