Today, there a huge variety to choose from when you plan to give rings for your mothers. Customization with birthstones is one example to represent every mothers out there and it’s the most beloved and touching way to show to the world how dear and important they are to you.

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I’m broke but not totally since I’ve already set aside money for monthly savings and monthly dues. So what I really mean is, I’m broke spending almost everything of my “daily expense” money.lol I’m left with just enough for the rest of the days till the next payday. Well, I guess this would teach me how to budge more wisely and spend the minimum.

Thanks to my daily expense liquidation, I was able to track where my money was spent and a high percentage really did go to things and miscellaneous.

Good luck to me, then!

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But today comes another pay day and I promise to be seriously focused on spending after saving. With that, I’m going to create my virtual daily expense liquidation.

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Liquidating doesn’t have to be done every after purchase or every time you expend on something rather just doing it at the end of the day, daily. Why? Because the activities done for that day are still very fresh in your brain that though the listing has been delayed for hours, you can still partly remember everything. Well, it doesn’t have to be everything but at least you are able to record most of it. This way, you are able to track your expenses where your money went. You’ll be able to assess if you’ve spent your money wisely or not. Stuffs like, “Have you spent too much on your wants for this month?”; “Have you spent big on a dinner?”.

I just started on a small notebook where every page is designated for every date. It starts with cash on hand with the amount written at the right part then followed by your daily expenses with its respective amount still written at the right part in line with the amount of cash on hand. At the end part then you’ll be able to subtract the total of your daily expenses from your daily cash on hand. The difference will then be your cash on hand for the next day.

COH – cash on hand
amount encircled in green – COH
amount encircled in green – amount left which will then be your next day’s COH

Notice that addition has also been used. So in case, someone paid you for something you can still include it in your daily expenses (every cash transactions or exchange made during the day).

I’ll be drafting this for the rest of 15 days. After which, I’ll be transferring this one in excel for ease and accurate results. Just keep posted.

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Then, I recently got messages, reminders of some of my monthly dues. Oh boy did I just missed the deadline. For phone bills, it’s not a problem since it will just add up for the next month payment. But for other stuffs like Avon, (hehe I usually splurge for the fact that I can get products instantly without actually handling out cash) once you’ll miss the due date, the discounts will be forfeited and you’ll be forced to pay the regular prices which means that would be a pricier.

So, I’ve decided I’ll mark my calendars with all of my monthly dues. The advantages are below:

1. You’ll be aware of the due dates
2. You’ll know what and which to prioritize or pay first.
3. You’ll be able to plan how to pay it. (If you have a very expensive thing that will be due months from now, you can plan earlier like dividing the full price in the number of remaining months. Things like that.)
4. You’ll never run out of cash because you are able to set aside money for it. No more out of the blue payments because you forgot the deadline.

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What I do? It would just be killing time either in a coffee or tea shop, reading some magazine, surfing the net in my tablet while drinking my favorite tea or coffee. The feeling is very relaxing like there’s nothing to care about because I currently am enjoying what is at the moment.

But at the end of the day, the real burden comes to senses when you realize 10% of your salary has been actually subtracted from what… from just a whole afternoon doing nothing and sipping a drink. If your pay day comes in a bimonthly schedule, you are left with 90% to spend for the rest of 14 days. But what about the monthly dues? Electrical bill? Water? and so other?

What I suggest? How about spending your pay day in a different twist?

If you really want to spend the whole afternoon doing nothing then you can still do that but does it always be in a coffee shop wherein you can mindlessly spend fortunes for a cup of coffee and a snack to pair? I bet what you just really need is a place where there are tables and chairs. Am I right?

So what I did, since I already ate some cupcake while heading to the mall, all I just need is a drink to quench my thirst (needs vs wants: do i really need to pair my drink with a snack?). There were tables and chairs outside the grocery along the array of food and drinks stalls so it looks just the right place. I ordered a 20 buck small lemonade (needs vs wants: i always order large but i end up not finishing it so i ordered small instead). Then, the next thing to do? Budgeting your salary, the best way to save on pay day.

It’s not actually the act of doing it but on the process while doing it. Because while you are at the process of listing all the expenses, dues and so on, you get to be aware of what is really needed to be spent on. And by the time you are budgeting or dividing your salary to the following lists, you slowly feel guilty how you lavishly spend your money on useless stuffs thereby ending up spending less than what you usually spend on your pay day.

I was supposed to be eating dinner out but because I was aware of how much money is left, I decided to just go home to save on pay day.

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But when you say Burlap Fitted Tablecloths, it’s a whole different story. Since the cloth is match size for your table, throwing it can never be hassle. It just perfectly fits.

It’s secured as well so wherever or whoever is sitted behind the table, the cloth is perfectly attached and secured on the table.

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Ever since the movie, Frozen has been shown in theatres, everyone’s been blabbering as how fairytales corrupted our minds about true love. How it proved that true love doesn’t always come from a handsome prince.

Then, now it’s Maleficent. The same twist story about true love plus more. How the villains became what or who they are which put us to a generalization that behind evry evil is a great story to tell. No wonder it’s named Maleficent instead of sleeping beauty.

So what’s next? That should be Cinderella. I can’t be more excited as to what to expect after witnessing a lot of twists. The trailer? It’s revolving around the shoes.

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Until one day, they found themselves trapped in a war, vulnerable to the strongest enemy in which their powers were seemed to be like stolen and copied. But thundrous powerful Kitty, brought someone alike, Wolverine once upon a time.

What happened then?

They were all lost in a magical world, a fairytale for their happy ending.

Who’s the evil queen?

A Mystique that everyone should be Raven about.

I just watched x-men Days of future past in 3D. Totally amazing! This is one way I keep away from spilling the beans.haha

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