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	<title>BeingFrugal.net</title>
	
	<link>http://www.beingfrugal.net</link>
	<description>Frugal Living and Money Saving Tips</description>
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		<title>5 Things That are Killing Your Budget</title>
		<link>http://www.beingfrugal.net/5-things-that-are-killing-your-budget/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=5-things-that-are-killing-your-budget</link>
		<comments>http://www.beingfrugal.net/5-things-that-are-killing-your-budget/#comments</comments>
		<pubDate>Fri, 24 May 2013 13:00:33 +0000</pubDate>
		<dc:creator>Contributor</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4869</guid>
		<description>&lt;p&gt;Many people that create a budget have a difficult time sticking to it for one reason &amp;#8212; incidental expenses. Although incidental expenses are only a small fraction of your expenses, they can have a really big [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/make-better-financial-decisions-take-care-of-yourself/"     class="crp_title"&gt;Make Better Financial Decisions: Take Care of Yourself&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/why-tracking-expenses-important-when-paying-off-debt/"     class="crp_title"&gt;Why Keeping Track of Expenses Is Important&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/the-zero-based-budget-a-critical-key-for-saving-cash/"     class="crp_title"&gt;The Zero-Based Budget, A Critical Key for Saving Cash&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/fun-fund-saving-money-for-entertainment-and-travel/"     class="crp_title"&gt;Fun Fund: Saving Money for Entertainment and Travel&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/five-steps-to-making-your-budget-work/"     class="crp_title"&gt;5 Steps to Making a Budget That Works&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/5-things-that-are-killing-your-budget/"&gt;5 Things That are Killing Your Budget&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>7 Secrets to Smart Shopping on the Web</title>
		<link>http://www.beingfrugal.net/smart-shopping-on-the-web/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=smart-shopping-on-the-web</link>
		<comments>http://www.beingfrugal.net/smart-shopping-on-the-web/#comments</comments>
		<pubDate>Thu, 23 May 2013 13:00:59 +0000</pubDate>
		<dc:creator>Contributor</dc:creator>
				<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4868</guid>
		<description>&lt;p&gt;I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/things-you-should-never-keep-in-your-wallet-or-purse/"     class="crp_title"&gt;5 Things You Should Never Keep in Your Wallet or Purse&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/thwart-identity-thief-targets/"     class="crp_title"&gt;Protect Yourself Against Identity Thief Before He Gets You&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/do-you-need-credit-monitoring-how-about-a-free-one/"     class="crp_title"&gt;Do You Need Credit Monitoring? How About a Free One?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-to-choose-the-right-tax-software-for-you/"     class="crp_title"&gt;How to Choose the Right Tax Software for You&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/best-tips-and-tricks-to-save-money-shopping/"     class="crp_title"&gt;Best Tips and Tricks to Save Money Shopping $500 Giveaway&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/smart-shopping-on-the-web/"&gt;7 Secrets to Smart Shopping on the Web&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>0</slash:comments>
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		<title>Tips for Finding Estate Sale Bargains</title>
		<link>http://www.beingfrugal.net/tips-for-finding-estate-sale-bargains/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=tips-for-finding-estate-sale-bargains</link>
		<comments>http://www.beingfrugal.net/tips-for-finding-estate-sale-bargains/#comments</comments>
		<pubDate>Wed, 22 May 2013 13:00:40 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Frugal Living]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4865</guid>
		<description>&lt;p&gt;Estate sales are a step-up from yard sales or garage sales. Instead of selling items people no longer want, they are trying to sell a house full of possessions people actually owned and used. They are [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/the-best-worst-things-buy-yard-sales/"     class="crp_title"&gt;The Best and Worst Things to Buy at Yard Sales&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/yard-sale-bargain-shopping/"     class="crp_title"&gt;10 Yard Sale Shopping Tips to Get the Best Bargains&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/tightwad-tuesday-garage-sale-power-shopping/"     class="crp_title"&gt;8 Tips for Successful Garage Sale Shopping&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/garage-sale-tip/"     class="crp_title"&gt;10 Tips to a Wildly Successful Garage Sale&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/frugal-home-buying-tips/"     class="crp_title"&gt;Frugal Home Buying Tips&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/tips-for-finding-estate-sale-bargains/"&gt;Tips for Finding Estate Sale Bargains&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Choose an Adjustable Rate Mortgage?</title>
		<link>http://www.beingfrugal.net/should-you-choose-an-adjustable-rate-mortgage/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=should-you-choose-an-adjustable-rate-mortgage</link>
		<comments>http://www.beingfrugal.net/should-you-choose-an-adjustable-rate-mortgage/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:00:32 +0000</pubDate>
		<dc:creator>Kevin Mulligan</dc:creator>
				<category><![CDATA[House and Home]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4861</guid>
		<description>&lt;p&gt;When it comes to fixed rate and adjustable rate (ARM) mortgages the standard personal finance advice is to always get a fixed rate mortgage. Most people opt for a 30-year fixed rate mortgage, but a 15-year [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/when-is-the-right-time-to-refinance/"     class="crp_title"&gt;When is the Right Time to Refinance Your Home?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/30-year-mortgage-vs-15-year-mortgage-pros-and-cons/"     class="crp_title"&gt;30 Year Mortgage vs. 15 Year Mortgage: Pros and Cons&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/buying-a-home-how-to-get-the-best-mortgage-rate/"     class="crp_title"&gt;Buying a Home? How to Get the Best Mortgage Rate&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/what-is-a-second-mortgage-advantages-and-disadvantages/"     class="crp_title"&gt;What is a Second Mortgage? Advantages and Disadvantages&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-much-house-can-you-afford-to-buy/"     class="crp_title"&gt;How Much House Can You Afford to Buy?&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/should-you-choose-an-adjustable-rate-mortgage/"&gt;Should You Choose an Adjustable Rate Mortgage?&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>5 Ways to Green Your Home and Save Money</title>
		<link>http://www.beingfrugal.net/green-your-home-and-save-money/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=green-your-home-and-save-money</link>
		<comments>http://www.beingfrugal.net/green-your-home-and-save-money/#comments</comments>
		<pubDate>Mon, 20 May 2013 13:00:21 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[House and Home]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4857</guid>
		<description>&lt;p&gt;Many of us are looking for ways to save money, as well as be greener in our habits. Luckily, more sustainable living and saving money often go hand in hand. Indeed, many of the things that [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/save-money-on-electricity/"     class="crp_title"&gt;Kill Energy Vampires and Reduce Standby Power Usage&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/is-it-worth-it-to-build-a-green-home/"     class="crp_title"&gt;Is It Worth It to Build a Green Home?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-to-decide-whether-to-repair-or-replace/"     class="crp_title"&gt;How to Decide Whether to Repair or Replace&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/frugal-hacks-for-your-home/"     class="crp_title"&gt;75 Frugal Hacks for Your Home&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/is-a-freezer-worth-the-money/"     class="crp_title"&gt;You Tell Me: Is a Freezer Worth the Money?&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/green-your-home-and-save-money/"&gt;5 Ways to Green Your Home and Save Money&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>4 Easy Lifestyle Habits That Lead to Financial Freedom</title>
		<link>http://www.beingfrugal.net/4-easy-lifestyle-habits-that-lead-to-financial-freedom/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=4-easy-lifestyle-habits-that-lead-to-financial-freedom</link>
		<comments>http://www.beingfrugal.net/4-easy-lifestyle-habits-that-lead-to-financial-freedom/#comments</comments>
		<pubDate>Thu, 16 May 2013 13:00:37 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4853</guid>
		<description>&lt;p&gt;Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn&amp;#8217;t just about the bargains we [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/ways-to-get-more-education/"     class="crp_title"&gt;4 Ways to Get More Education and Advance Your Career&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/make-better-financial-decisions-take-care-of-yourself/"     class="crp_title"&gt;Make Better Financial Decisions: Take Care of Yourself&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/basic-principles-for-growing-wealth/"     class="crp_title"&gt;5 Basic Principles for Growing Wealth&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-secure-is-your-retirement/"     class="crp_title"&gt;How Secure Is Your Retirement?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/3-ideas-to-help-young-adults-improve-their-finances/"     class="crp_title"&gt;3 Ideas to Help Young Adults Improve Their Finances&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/4-easy-lifestyle-habits-that-lead-to-financial-freedom/"&gt;4 Easy Lifestyle Habits That Lead to Financial Freedom&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Talk to Your Partner About Money</title>
		<link>http://www.beingfrugal.net/how-to-talk-to-your-partner-about-money/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-to-talk-to-your-partner-about-money</link>
		<comments>http://www.beingfrugal.net/how-to-talk-to-your-partner-about-money/#comments</comments>
		<pubDate>Wed, 15 May 2013 12:00:38 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Family]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4851</guid>
		<description>&lt;p&gt;We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/do-you-know-what-today-is/"     class="crp_title"&gt;Talking Openly With Your Spouse About Money&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/do-you-hide-money-from-your-spouse/"     class="crp_title"&gt;Do You Hide Money from Your Spouse?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/would-you-put-off-marriage-for-financial-reasons/"     class="crp_title"&gt;Would You Put Off Marriage for Financial Reasons?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/do-you-need-help-with-your-financial-plan/"     class="crp_title"&gt;Do You Need Help with Your Financial Plan?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/do-you-share-details-of-your-finances-with-your-family/"     class="crp_title"&gt;Do You Share Financial Information with Your Family?&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/how-to-talk-to-your-partner-about-money/"&gt;How to Talk to Your Partner About Money&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Find a Job When You’re Unemployed</title>
		<link>http://www.beingfrugal.net/how-to-find-a-job-when-youre-unemployed/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-to-find-a-job-when-youre-unemployed</link>
		<comments>http://www.beingfrugal.net/how-to-find-a-job-when-youre-unemployed/#comments</comments>
		<pubDate>Tue, 14 May 2013 13:00:29 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Job and Income]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4849</guid>
		<description>&lt;p&gt;One of the biggest challenges to finding a job when you are unemployed is the length of time you have been without a job. The unfortunate reality is this: the longer you have been out of [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/get-paid-to-write-articles/"     class="crp_title"&gt;Get Paid to Write Articles from Home&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/are-you-passing-up-chances-for-more-money/"     class="crp_title"&gt;Are You Passing Up Chances for More Money?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/ways-to-ensure-your-resume-goes-straight-to-the-waste-basket/"     class="crp_title"&gt;5 Ways to Ensure Your Resume Goes Straight to the Waste&amp;hellip;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/what-to-do-after-college-if-you-cant-find-a-job/"     class="crp_title"&gt;What to do After College if You Can&amp;#8217;t Find a Job&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/ways-to-get-more-education/"     class="crp_title"&gt;4 Ways to Get More Education and Advance Your Career&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/how-to-find-a-job-when-youre-unemployed/"&gt;How to Find a Job When You&amp;#8217;re Unemployed&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<slash:comments>2</slash:comments>
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		<title>How to Raise Your Credit Score with a Credit Card</title>
		<link>http://www.beingfrugal.net/how-to-raise-your-credit-score-with-a-credit-card/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-to-raise-your-credit-score-with-a-credit-card</link>
		<comments>http://www.beingfrugal.net/how-to-raise-your-credit-score-with-a-credit-card/#comments</comments>
		<pubDate>Mon, 13 May 2013 13:00:07 +0000</pubDate>
		<dc:creator>Tisha Tolar</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4845</guid>
		<description>&lt;p&gt;You are finally seeing the light at the end of the tunnel. Your last debts have been paid off a few months back and your bank account is steadily growing for a change. You aren&amp;#8217;t stressing [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/the-pros-and-cons-of-credit-union-credit-cards/"     class="crp_title"&gt;The Pros and Cons of Credit Union Credit Cards&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-to-get-free-credit-score-from-credit-sesame/"     class="crp_title"&gt;How to Get Free Credit Score from Credit Sesame&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/secured-credit-cards-to-rebuild-credit-after-debt-issues/"     class="crp_title"&gt;Using Secured Credit Cards to Rebuild Credit after Debt&amp;hellip;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/credit-card-balance-transfer-worth-it-or-not/"     class="crp_title"&gt;Is It Worth Doing 0% Credit Card Balance Transfer?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/5-steps-to-paying-off-credit-cards/"     class="crp_title"&gt;5 Steps to Paying off Credit Cards&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/how-to-raise-your-credit-score-with-a-credit-card/"&gt;How to Raise Your Credit Score with a Credit Card&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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		<title>Pay Yourself First to Grow Your Savings Automatically!</title>
		<link>http://www.beingfrugal.net/pay-yourself-first-to-grow-your-savings-automatically/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=pay-yourself-first-to-grow-your-savings-automatically</link>
		<comments>http://www.beingfrugal.net/pay-yourself-first-to-grow-your-savings-automatically/#comments</comments>
		<pubDate>Thu, 09 May 2013 13:00:57 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Saving and Investing]]></category>

		<guid isPermaLink="false">http://www.beingfrugal.net/?p=4837</guid>
		<description>&lt;p&gt;One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much [...]&lt;div class="crp_related"&gt;&lt;h3&gt;Recommended For You:&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/where-should-you-keep-your-emergency-fund/"     class="crp_title"&gt;Where Should You Keep Your Emergency Fund Savings?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/smartypig-savings-account-christmas/"     class="crp_title"&gt;Start a Christmas Savings Accounts with SmartyPig&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-to-protect-yourself-from-debit-card-overdrafts/"     class="crp_title"&gt;How to Protect Yourself from Debit Card Overdrafts&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/how-to-move-your-bank-account/"     class="crp_title"&gt;How to Move Your Bank Account to Another Bank&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.beingfrugal.net/strategies-for-saving-money/"     class="crp_title"&gt;7 Savings Strategies&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;/p&gt;&lt;p&gt;
Read the rest of &lt;a href="http://www.beingfrugal.net/pay-yourself-first-to-grow-your-savings-automatically/"&gt;Pay Yourself First to Grow Your Savings Automatically!&lt;/a&gt; at BeingFrugal.net.&lt;/p&gt;</description>
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