tag:blogger.com,1999:blog-70537953171900131742008-09-30T22:04:21.488-07:00Gabe Hoggarthhttp://www.blogger.com/profile/03240234132305552032noreply@blogger.comBlogger16125tag:blogger.com,1999:blog-7053795317190013174.post-14857577315186295172008-07-31T11:20:00.000-07:002008-07-31T14:53:23.608-07:00

Hot'N'Scratchy.As I'm eating my breakfast of coffee and granola bars, this is the only food-chain moniker I can think of that would provide healthy sustenance for the "on-the-go" worker. And with more "muffin top" prevention that the Keebler Elf Human Resources Department (Hang in there, Elmer!), Realtors would be the perfect client for this business. We would understand the long term and short

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-9687339833626980982008-07-29T15:27:00.000-07:002008-07-31T14:54:11.747-07:00

Anyone been in a cave? In the outback of Alaska? Both, possibly? Good, thanks for the show of hands. If you haven't heard, read, or had suth-sayed (past tense of sooth?) for $1.99 a minute, nationally the housing market is experiencing a "management restructuring." This is a politically savvy way of saying that the earth is righting itself, lending has returned to Planet Earth, and bidding wars

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-70410411460617012222008-07-26T15:49:00.000-07:002008-07-26T16:35:14.686-07:00

Now that both the House and Senate passed the Housing and Economic Recovery Act of 2008, and with President Bush likely to sign the Bill, you can wave goodbye to Downpayment Assistance Programs (DAP) like Nehemiah and AmeriDream for FHA loans. This law will go into effect Oct 1 2008. If your a Buyer thinking of using a FHA loan, now is the time to buy! Along with baring the use of a DAP, the

Johnny Ray Howeshttp://www.blogger.com/profile/16117406856296550119noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-26472063165121755282008-04-24T12:01:00.000-07:002008-04-24T14:23:42.524-07:00

Positive-thought provoking. Awe-inspiring. Inspirational. Like a town crier calling for an approaching circus. But the circus you marvel at as a kid, not the media-circus connotation I carry now as a 32 year-old man. And while the margin between the two is a country song waiting to happen, I was treated to nothing short of these feelings last night at the 29th Annual Mayor's Arts Awards

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-81491334789785908702008-04-15T15:12:00.000-07:002008-04-16T09:48:30.979-07:00

From a storm of grey days, one brief, shining moment emerged this Saturday. I don't know how, or why, and am guessing since the local weather folks get blamed for the inclement weather, they should gleam some sort of credit for this, but we had an incredible April 12th. And so, around 7:00, I pulled the quick laces on my shoes for a run that started on Railroad, went down West Holly Street, past

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-31106026906229571962008-04-10T00:18:00.000-07:002008-04-11T12:02:57.730-07:00

The Bellingham VFW Post 1585 had their monthly meeting tonight. Elections of new officers were held and you are looking at (so to speak), at the new Junior Vice President. Thank you... Thank you... yes with my cup of Mt. Dew in hand I was elected! But this blog isn't about self congratulations. I want to talk about VA Loans. With the number of 100% mortgage loans diminishing, Veterans might want

Johnny Ray Howeshttp://www.blogger.com/profile/16117406856296550119noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-8195370654203544092008-04-07T11:30:00.000-07:002008-04-07T12:51:43.380-07:00

This weekend was a rough one on the trail around Lake Padden, as the weather doesn't seem to be coinciding with the date (snow last weekend). With each morning, getting out of the car, looking at my MP3 player, and wondering why I didn't sleep in, I wonder when this feeling will start to dissipate. My main motivation still ignites from getting beat by the woman in the Bumble Bee costume at the

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-6481715297590825572008-04-01T20:47:00.001-07:002008-04-16T13:59:06.345-07:00

In the first couple minutes I begin running, the same phrase comes to mind: This is going to be painful. Coming from a competitive family that did some sort of race every weekend, my usual reply when asked to run was that I was old enough now to stop running, and stay and fight. But talking with other runners whose motivation was more of the journey on the trail, it was blindingly evident I was

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-59591352793247857702008-04-01T11:41:00.000-07:002008-04-03T16:28:34.086-07:00

Make sure that as you are reviewing properties to purchase that you look at the condition of the basics: Undercarriage (varieties of foundation, post & block...), wiring, heating, roof and gutters, etc... Most Buyers should get an "Inspection" by a licensed Inspection Services company, there are many individuals providing this service with a variety of experience. Your Realtor should be able to

Layne Southcottnoreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-20983013901341600482008-03-30T18:27:00.000-07:002008-04-03T13:55:40.040-07:00

We've all heard the lexicon of Real Estate used to put a little "lipstick and rouge" on a home's description to garner at least a second look. "Small" turns into "cozy." "Limited only by buyer's imagination" is a personal favorite; it puts the weight of potential back onto the purchaser's shoulders, like an overbearing T-ball coach, "I guess you folks just didn't want to win badly enough" (

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-10098432268556294612008-03-25T21:33:00.000-07:002008-04-03T12:12:28.234-07:00

With 137 acres of waterfront to use as a palette for the Bellingham's new oceanscape, you'd figure that the endless possibilities would excite and ignite the masses. But, just as the camel was the product of a committee, with both the City and the Port of Bellingham working collaboratively, the people on the street should get ready for more deliberation than the Scopes Trial, with a murkier

Chris McNamarahttp://www.blogger.com/profile/00168807443741143964noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-16273614990939458032008-03-25T19:46:00.000-07:002008-04-03T12:14:02.467-07:00

(continued from previous blog) The Loan Officer – Consults with the Buyer about their needs and financial situation and suggest what loan amount and loan program is most suited to them. When the Buyer has made an offer, the loan officer then coordinates with the appraiser, the underwriter, the title company, the real estate agents and the escrow officer to get the purchase approved and funded

Johnny Ray Howeshttp://www.blogger.com/profile/16117406856296550119noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-74033496785405781942008-03-25T19:40:00.000-07:002008-04-03T12:56:40.906-07:00

(continued from previous blog) The Title Company – Investigates to be sure that the person selling the property is the legal owner and that there are no defects to the title or outstanding liens against the property when it closes. They do research and generate a report that also details any other claims that others have on the property, such as easements, mineral rights, or assessments. The

Johnny Ray Howeshttp://www.blogger.com/profile/16117406856296550119noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-26719503856686926572008-03-25T19:36:00.000-07:002008-04-03T12:55:56.555-07:00

(continued from previous blog) The Buyer’s Agent – Consults with the Buyer about needs and wants, informs about and shows properties currently on the market that might meet those needs, advises the Buyers as they write up their offer to purchase, and represents the Buyer’s best interest in negotiations, then coordinates with others to make sure the sale closes. The Buyer’s agent is usually not

Johnny Ray Howeshttp://www.blogger.com/profile/16117406856296550119noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-88096498007623717452008-03-25T18:22:00.000-07:002008-04-03T12:57:43.149-07:00

This being my very first blog, I thought I would write something for the first-time homebuyers. However, this information is useful for anyone looking to buy or sell real estate. So have you ever wondered who, exactly, is involved in a typical real estate transaction? Well if you have, google no farther! Grab that cup of Mt. Dew, have a seat, and 'Just sit right back and you'll hear a tale, a

Johnny Ray Howeshttp://www.blogger.com/profile/16117406856296550119noreply@blogger.comtag:blogger.com,1999:blog-7053795317190013174.post-36263264062109024782008-03-21T15:24:00.000-07:002008-03-21T16:16:38.135-07:00

The average price on sold residential homes in Sudden Valley Bellingham, WA have dropped in March 2007 compared to March 2008. This could be a little drop in prices but also buyers could be choosing less expensive homes. The average price sold on vacant lots in Sudden Valley Bellingham, WA have increased from March 2007 compared with March 2008 by about 24%. March 2007 average is

Kirk Johnsonhttp://www.blogger.com/profile/14215063970299415037noreply@blogger.com