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	<title>Charita Cadenhead Realtor</title>
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	<link>https://bhamwiire.com/</link>
	<description>Service Does Not End With the Sale</description>
	<lastBuildDate>Fri, 07 Nov 2025 13:39:07 +0000</lastBuildDate>
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		<title>New Listing in Fairfield, AL</title>
		<link>https://bhamwiire.com/new-listing-in-fairfield-al/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Fri, 07 Nov 2025 13:39:06 +0000</pubDate>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Fairfield Alabama]]></category>
		<category><![CDATA[Full brick home]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=605</guid>

					<description><![CDATA[<p>This full brick home is a gem. The living space is nothing less than extraordinary particularly compared to new builds. You&#8217;ll love the spacious LR/DR combo designed with multiple conversation settings in mind. Imagine family gatherings where relatives break out into their own small groups including in the finished basement. Dining area easily accomodates a formal...</p>
<p>The post <a href="https://bhamwiire.com/new-listing-in-fairfield-al/">New Listing in Fairfield, AL</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></description>
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<p>This full brick home is a gem. The living space is nothing less than extraordinary particularly compared to new builds. You&#8217;ll love the spacious LR/DR combo designed with multiple conversation settings in mind. Imagine family gatherings where relatives break out into their own small groups including in the finished basement. Dining area easily accomodates a formal dining room set if you so desire. If kitchens are the heart of any home, then you are going to absolutely love this massive eat in kitchen to serve as a gathering place for entertaining others or just yourself as you&#8217;re preparing meals. Another plus about homes in Forest Hills is that you get bedrooms that you don&#8217;t have to squeeze between furniture to navigate the room. There is plenty of room to roam.</p>



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<p>The post <a href="https://bhamwiire.com/new-listing-in-fairfield-al/">New Listing in Fairfield, AL</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></content:encoded>
					
		
		
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		<item>
		<title>Why Ignoring a Lowball Offer is a Bad Idea</title>
		<link>https://bhamwiire.com/why-ignoring-a-lowball-offer-is-a-bad-idea/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Wed, 13 Dec 2023 00:56:08 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=559</guid>

					<description><![CDATA[<p>We all know that sellers hate it when a buyer submits what is perceived as a lowball offer and it may very well be just that. I say &#8220;perceived&#8221; because the house could be overpriced. Emotions can run high, and fury may set in as the seller rants to their agent and their agent may join...</p>
<p>The post <a href="https://bhamwiire.com/why-ignoring-a-lowball-offer-is-a-bad-idea/">Why Ignoring a Lowball Offer is a Bad Idea</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>We all know that sellers hate it when a buyer submits what is perceived as a lowball offer and it may very well be just that. I say &#8220;perceived&#8221; because the house could be overpriced. Emotions can run high, and fury may set in as the seller rants to their agent and their agent may join in by fueling the fire rather than trying to temper the situation. The result:&nbsp; The seller ignores the buyer by not responding at all. It&#8217;s what adults do when someone insults us, right? We ignore them. The answer is sometimes, but this isn&#8217;t one of them. There is just too much at stake.<strong>Never Ignore or Be Insulted by a Buyer&#8217;s Offer</strong>I am not a proponent of not responding to an offer at all no matter how low it is. I get that the seller may be insulted, but by totally ignoring a buyer&#8217;s offer, it may shut the door in the face of a bona fide buyer. We’re all experienced enough to know that buyers will test the waters and we should relay that to our sellers. At the very least, the seller can respond with &#8220;offer rejected.&#8221;&nbsp; That way it leaves the door open for the buyer to come back and make a better offer. But by slamming the door on a buyer&#8217;s offer, it lets the buyer and his agent know a few things:</p>



<ol class="wp-block-list">
<li>One or both (seller and agent) don&#8217;t treat people very well. I&#8217;m not suggesting that they become besties with the buyer but we&#8217;re all adults and should treat each other as such. You know the old &#8220;catch more bees with honey&#8221; adage.</li>



<li>It&#8217;s an indicator of how the buyer&#8217;s side might be frequently ignored during the course of a transaction. Even if ignoring is not intentional, it&#8217;s a sign that effective communication is not a priority. You know how some seller&#8217;s agents don&#8217;t respond as promptly or at all after a contract has been accepted.</li>



<li>It creates a sense of hostility at the onset.</li>
</ol>



<p>If a seller simply does not respond to or acknowledge an offer in any way, it may eliminate a path for a buyer to come back with some sense of dignity with a revised offer. On the flip side, after the property continues to linger on the market, the seller may have closed the door to an opportunity to revisit the buyer whose offer they ignored. Neither the buyer or seller wants to feel like they have to grovel and come begging.&nbsp;</p>



<h2 class="wp-block-heading">Buying and Selling Real Estate is Not War</h2>



<p>Being on opposite sides of a real estate transaction does not mean that the parties have to be hostile to each other. It&#8217;s a learned behavior by watching and even being taught by others. I&#8217;ve been at meetings where brokers actually recommend that we advise the seller to ignore buyers by not responding at all. Rude habits come from the top down, right? It&#8217;s a bad habit that needs to stop. Nobody, or should I say, not everyone wants to be on the defensive from contract to close. No one involved is the enemy, at least that&#8217;s what I hope. The buyer and seller are parties in a transaction and both agents are there to help them navigate the transaction so that their clients have a pleasant experience and not one filled with angst from contract to close.It&#8217;s bad enough that the general public don&#8217;t think very highly of us. It would seem that agents would do a better job of treating their peers more courteously. That does not suggest in any way that our loyalty lies with one another rather than with our clients. It simply means treat others how you want to be treated, especially if no one gives cause to treat them otherwise.</p>



<p>People can stand to be a little nicer, don&#8217;t you think?</p>



<p></p>
<p>The post <a href="https://bhamwiire.com/why-ignoring-a-lowball-offer-is-a-bad-idea/">Why Ignoring a Lowball Offer is a Bad Idea</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>SOLD: 10 Acres 4865 Harper Rd, Bessemer, AL</title>
		<link>https://bhamwiire.com/zone-a1-10-acres-in-bessemer/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Wed, 22 Nov 2023 19:06:20 +0000</pubDate>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Land for Sale]]></category>
		<category><![CDATA[SOLD]]></category>
		<category><![CDATA[10 Acres]]></category>
		<category><![CDATA[5 Bedrooms]]></category>
		<category><![CDATA[Acreage]]></category>
		<category><![CDATA[Fish on property]]></category>
		<category><![CDATA[Full brick home]]></category>
		<category><![CDATA[Go Fishing]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=563</guid>

					<description><![CDATA[<p>Go fishing on your own property. How great is that?</p>
<p>The post <a href="https://bhamwiire.com/zone-a1-10-acres-in-bessemer/">SOLD: 10 Acres 4865 Harper Rd, Bessemer, AL</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Zoned: A1. THE VALUE IS IN THE 10 ACRES OF LAND. 10 acres for the unbeatable price of $215,000. Of course if you&#8217;re up to the task you could totally gut the inside, rehab the property and enjoy a 10 acre homestead. Investors don&#8217;t rule out as a possible investment property. Bring your designer, the rest of your team and let them reimagine what it would take to make this house a showplace. Like to fish? You&#8217;re in luck. The fisherperson in you can enjoy the pond on the property for some fishin&#8217; and chillin&#8217; by yourself for some quiet time or make a fun affair for extended family and friends without leaving the 10 acres.</p>
<p>The post <a href="https://bhamwiire.com/zone-a1-10-acres-in-bessemer/">SOLD: 10 Acres 4865 Harper Rd, Bessemer, AL</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Home Buyer Down Payment Assistance Programs</title>
		<link>https://bhamwiire.com/home-buyer-down-payment-assistance-programs/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Thu, 04 May 2023 13:19:01 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=533</guid>

					<description><![CDATA[<p>Everybody can use a helping hand, especially in times like these. As a real estate agent part of my tasks is to associate with lenders that offer the most attractive loans available including down payment assistance (DPA) programs (restrictions apply). So, when I find a lender or lenders offering DPAs, I want to shout it out to...</p>
<p>The post <a href="https://bhamwiire.com/home-buyer-down-payment-assistance-programs/">Home Buyer Down Payment Assistance Programs</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
]]></description>
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</xml><![endif]-->Everybody can use a helping hand, especially in times like these. As a real estate agent part of my tasks is to associate with lenders that offer the most attractive loans available including <strong>down payment assistance (DPA) programs (restrictions apply). </strong>So, when I find a lender or lenders offering DPAs, I want to shout it out to the world.</p>
<p><!-- /wp:post-content --><!-- wp:paragraph --></p>
<p>The thing is that if you are wanting to purchase a home oftentimes swift action is necessary once you find out about available programs. Not so that I can rush you into anything, but because loan programs come and go all of the time. Loans may be limited time offers and the amounts may vary.</p>
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<p>For example, right now I know of downpayment assistance programs starting at $5,000 up to $10,000. But here&#8217;s the deal, if you are serious about wanting to buy a home and want to take advantage of these programs, reach out to me and I&#8217;ll connect you with my trusted lender sources. If you&#8217;re serious about buying a home, please reach out to me and I&#8217;ll be looking forward to hearing from you.</p>
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<!-- /wp:shortcode --><p>The post <a href="https://bhamwiire.com/home-buyer-down-payment-assistance-programs/">Home Buyer Down Payment Assistance Programs</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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		<title>SOLD:  4524 Oak Drive, Pinson, AL 35126 &#8211; $180,000 &#8211; Congrats to my investor client.</title>
		<link>https://bhamwiire.com/sold-4524-oak-drive-pinson-al-35126/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Fri, 09 Sep 2022 11:27:00 +0000</pubDate>
				<category><![CDATA[SOLD]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=462</guid>

					<description><![CDATA[<p>My client had 2 properties to liquidate in the Birmingham area. The first one in East Lake sold in May 2022 and they just closed on this one today. Congrats to my sellers, the buyers and Yolanda, the buyer&#8217;s agent. Upgrades: 2016 &#8211; Water Heater &#38; HVAC; 2017 &#8211; Metal roof, Garage door, Granite, Vinyl Plank,...</p>
<p>The post <a href="https://bhamwiire.com/sold-4524-oak-drive-pinson-al-35126/">SOLD:  4524 Oak Drive, Pinson, AL 35126 &#8211; $180,000 &#8211; Congrats to my investor client.</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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<p><strong>My client had 2 properties to liquidate in the Birmingham area. The <a href="https://bhamwiire.com/sold-867-vanderbilt-street-bham-al-10000/">first one in East Lake</a> sold in May 2022 and they just closed on this one today. Congrats to my sellers, the buyers and Yolanda, the buyer&#8217;s agent.</strong></p>



<p>Upgrades: 2016 &#8211; Water Heater &amp; HVAC; 2017 &#8211; Metal roof, Garage door, Granite, Vinyl Plank, Ceramic tiled bathrooms. No worries about the major components of the home for years to come. This 3-bedroom, 2 full baths open concept home is move in ready and worry free. One full bath upstairs &amp; 1 full bath in the finish basement den or you may choose to use the basement den as an additional sleeping room. Come check out this lovely home that sits high and looks low. Covered carport in the rear so there is plenty of parking for company. Attached to the home in the rear is extra storage space. It has a small backyard so you don&#8217;t spend an entire weekend cutting grass. The floors are a glistening image of real hardwood but much easier to care for. Schedule a showing and see for yourself. This home has something for every buyer.</p>
<p>The post <a href="https://bhamwiire.com/sold-4524-oak-drive-pinson-al-35126/">SOLD:  4524 Oak Drive, Pinson, AL 35126 &#8211; $180,000 &#8211; Congrats to my investor client.</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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		<title>SOLD:  452 Forest Drive, Fairfield, AL 35064</title>
		<link>https://bhamwiire.com/contingent-452-forest-drive-fairfield-al-35064/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Sun, 04 Sep 2022 18:32:00 +0000</pubDate>
				<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[SOLD]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=465</guid>

					<description><![CDATA[<p>Under Contract in 1 Weekend It can&#8217;t get much better than a full brick home on a corner lot. Incredible room sizes, hardwood floors, eat in kitchen, formal LR and DR. Looking a the garage door you&#8217;d think only 1 car could fit, but depending on car sizes, it may very well fit 2 cars. Sure...</p>
<p>The post <a href="https://bhamwiire.com/contingent-452-forest-drive-fairfield-al-35064/">SOLD:  452 Forest Drive, Fairfield, AL 35064</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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<h2 class="wp-block-heading">Under Contract in 1 Weekend</h2>



<p>It can&#8217;t get much better than a full brick home on a corner lot. Incredible room sizes, hardwood floors, eat in kitchen, formal LR and DR. Looking a the garage door you&#8217;d think only 1 car could fit, but depending on car sizes, it may very well fit 2 cars. Sure the home may need some updates if you want to call it that, but doesn&#8217;t every home buyer will always have to add their personal touches to make a house a home. Think of it as a blank slate. In addition to the home, the neighbors are absolutely awesome. Home sold as-is.</p>
<p>The post <a href="https://bhamwiire.com/contingent-452-forest-drive-fairfield-al-35064/">SOLD:  452 Forest Drive, Fairfield, AL 35064</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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		<title>SOLD:  7516 Linda Lane, Fairfield, AL 35064</title>
		<link>https://bhamwiire.com/sold-7516-linda-lane-fairfield-al-35064/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Tue, 16 Aug 2022 17:23:00 +0000</pubDate>
				<category><![CDATA[SOLD]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=459</guid>

					<description><![CDATA[<p>This is a wonderful home and a lot of love has been contained in these walls. Located in beautiful well kept community of Glen Oaks. A drive through the community will be your first indication of community and ownership pride. A significant features about homes in this community are the sizes of the rooms including large...</p>
<p>The post <a href="https://bhamwiire.com/sold-7516-linda-lane-fairfield-al-35064/">SOLD:  7516 Linda Lane, Fairfield, AL 35064</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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<p>This is a wonderful home and a lot of love has been contained in these walls. Located in beautiful well kept community of Glen Oaks. A drive through the community will be your first indication of community and ownership pride. A significant features about homes in this community are the sizes of the rooms including large spacious bedrooms, a wonderful spacious kitchen with enough space to accommodate weill over 2 cooks in the kitchen. The basement adorns a finished den with fire place and 4th bedroom equipped with egress for you and your family&#8217;s safety. Some items in the home are for sale and if interested, buyer will need to submit a Personal Property Sales Addendum.</p>
<p>The post <a href="https://bhamwiire.com/sold-7516-linda-lane-fairfield-al-35064/">SOLD:  7516 Linda Lane, Fairfield, AL 35064</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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		<title>SOLD:  867 Vanderbilt Street, Bham, AL $100,00</title>
		<link>https://bhamwiire.com/sold-867-vanderbilt-street-bham-al-10000/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Tue, 17 May 2022 12:20:00 +0000</pubDate>
				<category><![CDATA[SOLD]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=495</guid>

					<description><![CDATA[<p>This 3 bedroom home ouccupied by long term. Rent increases mo as of 6/1/2022. Lease terms flexible to allow new home owner more flexilbity. Home has relatively recent upgrades: A/C replaced 2017, electrical panels 2018, furnace, water heater and roof all replaced in 2014. The house is quite spacious with room to roam without feeling cramped....</p>
<p>The post <a href="https://bhamwiire.com/sold-867-vanderbilt-street-bham-al-10000/">SOLD:  867 Vanderbilt Street, Bham, AL $100,00</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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<p>This 3 bedroom home ouccupied by long term. Rent increases mo as of 6/1/2022. Lease terms flexible to allow new home owner more flexilbity. Home has relatively recent upgrades: A/C replaced 2017, electrical panels 2018, furnace, water heater and roof all replaced in 2014. The house is quite spacious with room to roam without feeling cramped. Property is ideal for investors looking for a buy and hold property. With current occupancy you can start with this tenant occupied property, cash flowing property or add to your current inventory of rental properties. Explore your options. Property is professionally managed by property management company.</p>
<p>The post <a href="https://bhamwiire.com/sold-867-vanderbilt-street-bham-al-10000/">SOLD:  867 Vanderbilt Street, Bham, AL $100,00</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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		<title>SOLD:  617 Basswood Drive &#8211; Adamsville</title>
		<link>https://bhamwiire.com/just-listed-617-basswood-drive-adamsville/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Tue, 18 Jan 2022 17:29:06 +0000</pubDate>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[SOLD]]></category>
		<category><![CDATA[Homes for Sale in Adamsville]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=429</guid>

					<description><![CDATA[<p>Adamsville is H.O.T. Don&#8217;t miss this opportunity to buy this &#8220;true move in ready&#8221; home on a spacious corner lot. The hardwood laminate flooring is beaming as if they were brand new. Enjoy the wonderfully spacious living room for a more formal setting and enjoy the den which is adjoined to the kitchen for both dining...</p>
<p>The post <a href="https://bhamwiire.com/just-listed-617-basswood-drive-adamsville/">SOLD:  617 Basswood Drive &#8211; Adamsville</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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<h2 class="wp-block-heading">Adamsville is H.O.T.</h2>



<p>Don&#8217;t miss this opportunity to buy this &#8220;true move in ready&#8221; home on a spacious corner lot. The hardwood laminate flooring is beaming as if they were brand new. Enjoy the wonderfully spacious living room for a more formal setting and enjoy the den which is adjoined to the kitchen for both dining and chilling. The deck immediately outside of the den is a two level deck that is solid as a rock. The deck is low to the ground so as to feel safe and secure when you entertain your guest for a cookout. Enjoy the green space in the backyard for kickball, volleyball or catch with the kids in the family or just the grown folks. Come see this beauty for yourself. It&#8217;s at a great price and acceptable financing includes: Cash, Conventional, FHA and VA. Come and get it while interest rates are still hot, hot, hot.</p>
<p>The post <a href="https://bhamwiire.com/just-listed-617-basswood-drive-adamsville/">SOLD:  617 Basswood Drive &#8211; Adamsville</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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		<title>SOLD:  3904 Caylan Cove, Pinson, AL 35126</title>
		<link>https://bhamwiire.com/sold-3904-caylan-cove-pinson-al-35126/</link>
		
		<dc:creator><![CDATA[Charita H. Cadenhead]]></dc:creator>
		<pubDate>Tue, 23 Nov 2021 11:51:00 +0000</pubDate>
				<category><![CDATA[SOLD]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://bhamwiire.com/?p=477</guid>

					<description><![CDATA[<p>$152,000 Since its inception, Heather Point has been a highly sought after community. This roomy 2 bedroom 2 bath offers an open floor plan! Home has a fireplace in the living room! The counter and storage space in kitchen is plentiful. Masterbedroom suite has a huge walk in closet, shower, double sinks and a garden tub....</p>
<p>The post <a href="https://bhamwiire.com/sold-3904-caylan-cove-pinson-al-35126/">SOLD:  3904 Caylan Cove, Pinson, AL 35126</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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<h2 class="wp-block-heading">$152,000</h2>



<p>Since its inception, Heather Point has been a highly sought after community. This roomy 2 bedroom 2 bath offers an open floor plan! Home has a fireplace in the living room! The counter and storage space in kitchen is plentiful. Masterbedroom suite has a huge walk in closet, shower, double sinks and a garden tub. Home sits on a level lot w/patio and privacy fenced back yard! Don&#8217;t want to spend and entire weekend engulfed in yardwork. The home has a lot that won&#8217;t takeover your weekend. Sold As-Is.&nbsp;</p>
<p>The post <a href="https://bhamwiire.com/sold-3904-caylan-cove-pinson-al-35126/">SOLD:  3904 Caylan Cove, Pinson, AL 35126</a> appeared first on <a href="https://bhamwiire.com">Charita Cadenhead Realtor</a>.</p>
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