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    <title>Un-named Blog</title>
    <link>https://nate.savingadvice.com</link>
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	<webMaster>info@savingadvice.com</webMaster>
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      <title>welcome 2022</title>
      <link>https://mumof2.savingadvice.com/2022/01/01/welcome-2022_223336/</link>
      <description>Well it is finally 2022...it seems sureal that it is here already...2021 just flew by so fast...but this year is going to be better than last year...today we are celebrating our grandaughters 17th birthday...yes she is born on new years day...she has decided to do a dinner at home...</description>
      <pubDate>Sat, 01 Jan 2022 02:59:57 PST</pubDate>
	  <author>mumof2</author>
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      <title>2021 year-end portfolio numbers</title>
      <link>https://disneysteve.savingadvice.com/2022/01/01/2021-year-end-portfolio-numbers_223335/</link>
      <description>Happy New Year to all!&#60;br /&#62;
I'm spending some of my New Year's Eve downloading year-end numbers for our portfolio. My goal was to end the year with $3.3 million and we just made it with a final total of $3,302,333.14.&#60;br /&#62;
That represents an increase of $1,677,361.02 for the year. Of course,...</description>
      <pubDate>Sat, 01 Jan 2022 00:58:27 PST</pubDate>
	  <author>Steve</author>
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      <title>2021 Reflections</title>
      <link>https://thriftyray.savingadvice.com/2022/01/01/2021-reflections_223334/</link>
      <description>2021 has been a year of significant change in our household.&#38;nbsp;&#38;nbsp;&#60;br /&#62;
1. Fostering - It's been a full year and without a doubt, fostering an at-risk teen is the hardest job Ive ever had.&#38;nbsp; Initially, there was a period of adjusting and our FD tried hard to prove that we were...</description>
      <pubDate>Sat, 01 Jan 2022 00:36:50 PST</pubDate>
	  <author>Gramma Ray</author>
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      <title>December Recap &amp; 2021 Recap</title>
      <link>https://carolinabound.savingadvice.com/2021/12/31/december-recap-2021-recap_223333/</link>
      <description>December&#60;br /&#62;
Housing - $795&#60;br /&#62;
Gifts/Charity - $788&#60;br /&#62;
Groceries - $233&#60;br /&#62;
Medical/Health - $202&#60;br /&#62;
Utilities - $187&#60;br /&#62;
Personal - $99&#60;br /&#62;
Furnishings/Equipment/Decor - $63&#60;br /&#62;
Gas - $52&#60;br /&#62;
Fees/Services - $40&#60;br /&#62;
Entertainment - $34&#60;br /&#62;
Phone - $31&#60;br /&#62;
Eating Out/Takeout - $25&#60;br /&#62;
Household Supplies - $24&#60;br /&#62;
Laundry...</description>
      <pubDate>Fri, 31 Dec 2021 18:44:39 PST</pubDate>
	  <author>CB in the City</author>
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      <title>1 More Day!</title>
      <link>https://monkeymama.savingadvice.com/2021/12/31/1-more-day_223331/</link>
      <description>Our net worth is up $200K for the year.&#38;nbsp; !!&#60;br /&#62;
We are at the whim of the stock market.&#38;nbsp; Waiting to see how today shakes out.&#38;nbsp;&#60;br /&#62;
Most of these gains were real estate gains.&#38;nbsp; It had been pretty stagnate here post recession but got knocked loose this year.&#38;nbsp; &#38;amp;...</description>
      <pubDate>Fri, 31 Dec 2021 15:49:59 PST</pubDate>
	  <author>Monkey Mama</author>
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      <title>Dec 2021 Credit Card Reward Tally</title>
      <link>https://monkeymama.savingadvice.com/2021/12/31/dec-2021-credit-card-reward-tally_223330/</link>
      <description>2021 TALLY:&#60;br /&#62;
$800 Cash (Chase Sapphire Quadruple Dip, MH)&#38;nbsp;&#60;br /&#62;
$30 Venmo ($10 x 3 Sign Up Bonuses)&#60;br /&#62;
------------&#60;br /&#62;
$830 TOTAL *ONE-TIME REWARDS*&#60;br /&#62;
Ongoing rewards:&#60;br /&#62;
+$313 AmExRewards (6% cash back groceries/streaming services)&#60;br /&#62;
+$80 Target rewards (5% discount Target purchases; mostly...</description>
      <pubDate>Fri, 31 Dec 2021 15:09:00 PST</pubDate>
	  <author>Monkey Mama</author>
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      <title>quick question</title>
      <link>https://mumof2.savingadvice.com/2021/12/31/quick-question_223329/</link>
      <description>I know mny of you are getting to start the new year but this year I want to start logging in each amount that we spend in each category..right now we just have an amount say for food $1000 per month sometimes its less sometimes its more, then we have other categories of course...so...</description>
      <pubDate>Fri, 31 Dec 2021 06:58:15 PST</pubDate>
	  <author>mumof2</author>
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      <title>More Snow</title>
      <link>https://luckyrobin.savingadvice.com/2021/12/30/more-snow_223328/</link>
      <description>I wish they would fix the time stamps to be accurate to the poster's location.&#38;nbsp; They've been off for two years and it is driving me crazy.&#38;nbsp; I'd like my posts to reflect the actual day and time of my post.&#60;br /&#62;
Anyway, we had more snow almost a half an hour after my last post...</description>
      <pubDate>Thu, 30 Dec 2021 23:02:54 PST</pubDate>
	  <author>Lucky Robin</author>
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      <title>Last Payday of 2021</title>
      <link>https://focusedinmyforties.savingadvice.com/2021/12/30/last-payday-of-2021_223326/</link>
      <description>I was glad to see my paycheck in my account this morning.&#38;nbsp; I am supposed to be paid on the 15th and last day of every month, it comes early if that date falls on a holiday or a weekend.&#38;nbsp; So I suspected it would be today rather than tomorrow, as my company is closed worldwide...</description>
      <pubDate>Thu, 30 Dec 2021 15:22:42 PST</pubDate>
	  <author>FocusedinmyForties</author>
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      <title>A Quick Recap of The Year </title>
      <link>https://veronak.savingadvice.com/2021/12/30/a-quick-recap-of-the-year-_223325/</link>
      <description>I can't complain this has been a fabulous year.&#38;nbsp;&#60;br /&#62;
Here's a quick recap but ill be spending the weekend reviewing and finalizing things&#38;nbsp;&#60;br /&#62;
&#60;br /&#62;
Quit my toxic job&#60;br /&#62;
Paid off a student loan&#60;br /&#62;
Paid down my second student loan&#38;nbsp;&#60;br /&#62;
Met my goal of one extra mortgage payment&#38;nbsp;&#60;br /&#62;
Met...</description>
      <pubDate>Thu, 30 Dec 2021 11:37:03 PST</pubDate>
	  <author>Amber </author>
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      <title>end of year wrap</title>
      <link>https://mumof2.savingadvice.com/2021/12/29/end-of-year-wrap_223323/</link>
      <description>Well it is the end of the year we have no more pay checks but I don't keep track like most everyone and have no exact amounts for each catergories. We now have to pay the CC off again and then we will put it away....we just had so many medical things the end of the year that it just...</description>
      <pubDate>Wed, 29 Dec 2021 03:49:38 PST</pubDate>
	  <author>mumof2</author>
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      <title>My 2021 Expenses and Income</title>
      <link>https://patientsaver.savingadvice.com/2021/12/28/my-2021-expenses-and-income_223322/</link>
      <description>Total expenses for the year were $45,092. That's up a bit from last year's $41,000.&#60;br /&#62;
Top 10 Ranked Expenses:&#60;br /&#62;
1. Property taxes $6,792, about the same as last year.&#60;br /&#62;
2. Out of pocket medical: $6,253, which represented a huge increase from last year due to my menscus tear knee surgery...</description>
      <pubDate>Tue, 28 Dec 2021 22:19:43 PST</pubDate>
	  <author>PatientSaver</author>
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      <title>This and That</title>
      <link>https://carolinabound.savingadvice.com/2021/12/28/this-and-that_223321/</link>
      <description>This morning I bought breakfast at Burger King - $4 - and then filled up the tank for $26.&#38;nbsp; Yesterday I bought aquarium supplies for $11 and a prescription for $8.&#38;nbsp; Variables are at 86%.&#60;br /&#62;
In a couple of hours I'll be driving my son to the airport -- not normally a big deal,...</description>
      <pubDate>Tue, 28 Dec 2021 19:42:14 PST</pubDate>
	  <author>CB in the City</author>
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      <title>Too Much Snow</title>
      <link>https://luckyrobin.savingadvice.com/2021/12/28/too-much-snow_223319/</link>
      <description>We've been snowed in since early Christmas morning, but today they finally plowed our road, so I will be able to get out tomorrow to take DS to the doctor and go to the store.&#38;nbsp; I need to buy some stuff for the pantry challenge, mostly fresh produce, but milk, yogurt and sweet...</description>
      <pubDate>Tue, 28 Dec 2021 04:23:24 PST</pubDate>
	  <author>Lucky Robin</author>
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      <title>2021 spending</title>
      <link>https://disneysteve.savingadvice.com/2021/12/27/2021-spending_223318/</link>
      <description>I haven't crunched the numbers in detail but big picture, here's how our spending stacked up for the past 3 years.&#60;br /&#62;
2019: $81,200&#60;br /&#62;
2020: $70,600&#60;br /&#62;
2021: $88,400&#60;br /&#62;
There was also a large one-time expense in 2021 not included there. We paid the lawyer handling my late cousin's estate $14,500....</description>
      <pubDate>Mon, 27 Dec 2021 01:45:18 PST</pubDate>
	  <author>Steve</author>
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      <title>Trying not to count my chickens</title>
      <link>https://dido.savingadvice.com/2021/12/26/trying-not-to-count-my-chickens_223317/</link>
      <description>My company often gives us a bonus if we meet our revenue goal for the year.&#38;nbsp; They announced at the monthly company meeting earlier this month that we had met it, so I am very optimistic that we will be getting a bonus.&#38;nbsp;&#60;br /&#62;
This used to occur at year-end, but a couple of years...</description>
      <pubDate>Sun, 26 Dec 2021 17:22:14 PST</pubDate>
	  <author>Dido</author>
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      <title>Merry Christmas</title>
      <link>https://luckyrobin.savingadvice.com/2021/12/26/merry-christmas_223314/</link>
      <description>&#60;br /&#62;
I hope you all have had a great Christmas Eve and Christmas Day.</description>
      <pubDate>Sun, 26 Dec 2021 03:14:43 PST</pubDate>
	  <author>Lucky Robin</author>
    </item>
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      <title>Christmas spending and saving</title>
      <link>https://frugalfoodie.savingadvice.com/2021/12/25/christmas-spending-and-saving_223313/</link>
      <description>&#38;nbsp;Today is Christmas and I find it hard to believe it is almost over. All the excitement and planning and now it is almost over. It kind of makes me melancholy.&#60;br /&#62;
DH and I went overboard on Christmas presents this year. Everything is paid for, so no outstanding debt there. We open...</description>
      <pubDate>Sat, 25 Dec 2021 22:03:52 PST</pubDate>
	  <author>Rob62521</author>
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    <item>
      <title>Nov 2021 Credit Card Reward Tally</title>
      <link>https://monkeymama.savingadvice.com/2021/12/24/november-2021-credit-card-reward-tally_223309/</link>
      <description>2021 TALLY (Preliminary):&#60;br /&#62;
$800 Cash (Chase Sapphire Quadruple Dip, MH)&#38;nbsp;&#60;br /&#62;
$30 Venmo ($10 x 3 Sign Up Bonuses)&#60;br /&#62;
------------&#60;br /&#62;
$830 TOTAL *ONE-TIME REWARDS*&#60;br /&#62;
Ongoing rewards:&#60;br /&#62;
+$313 AmExRewards (6% cash back groceries/streaming services)&#60;br /&#62;
+$80 Target rewards (5% discount Target...</description>
      <pubDate>Fri, 24 Dec 2021 17:54:07 PST</pubDate>
	  <author>Monkey Mama</author>
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      <title>A creature was stirring, and it was a mouse</title>
      <link>https://wildblueyonder.savingadvice.com/2021/12/24/a-creature-was-stirring-and-it-was-a-mou_223308/</link>
      <description>Winter is mousetrap time, and yesterday I noticed one of 2 traps I have in the basement is entirely gone. I know a mouse was caught in it, but it's nowhere to be found. I can clearly here when the traps go off, usually early evening, after the darkness and cold have set in. Very wierd....</description>
      <pubDate>Fri, 24 Dec 2021 16:13:15 PST</pubDate>
	  <author>Fern</author>
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