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Top tips for christmas planing

2010-12-03T03:28:00.000-08:00

1. Plan early for Christmas
Be realistic and budget accordingly. Work out how much you are going to spend on each person – and stick to it. Manage expectations as to what you or Santa can give.
2. Don't forget the everyday bills
Remember that rent, the mortgage, utility bills, food bills and other existing debts still have to be paid – and the consequences can be severe if they're not. Even though it's Christmas, get your priorities right.
3. Don't bank on an overdraft
If you do need more money, don't just run up an overdraft without talking to your bank first – it will work out much more expensive.
4. Keep things simple
If you can afford to pay for your goods outright by cash, cheque, or debit card, don't be persuaded to take out extended credit agreements unless they really do work out cheaper.
5. Shop around
Try as many different places as possible to find the best price. Buy what you want and not what other people say you need. Be wary of extended warranties; the cost of a repair could be less than the cost of the warranty.
6. Buy safe to be safe
Whatever the deal, whatever the temptation, don't buy from unauthorised traders and don't borrow from unauthorised lenders. The initial savings and convenience may prove to be a false economy.
7. Read the small print
Check for hidden extras in any credit agreement. Work out the total amount payable. Ensure that the monthly instalments are within your budget before signing. Interest free credit can seem attractive, but if you don't pay on time, or miss a payment, you could have to pay a lot more.
8. Do your own credit checks
If you are going to use a credit card, shop around and compare terms. Some cards charge high interest rates, but provide interest free periods or discounts. Budget for all these costs and put the payment dates in your diary.
9. Be disciplined
There's a lot to remember at Christmas. If you've borrowed money don't forget that it won't be long before you have to make a payment. Make sure you pay on time, even if it is only the minimum, or you will be faced with additional charges.
10. Start planning and saving for next Christmas
Once Christmas is over, it's worth looking at what you did well and what you didn't. Learn from your mistakes and start planning how you will do things differently next year.

2010-12-02T23:34:00.000-08:00

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2010-11-30T01:00:00.000-08:00

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How to get a good job in a bad economy

2010-11-14T16:50:00.000-08:00

Job hunting is tough right now, but absolutely not impossible. The key to finding and keeping work in tough times is the same as in good times: action. The more positive action you take, the better your chances of landing a great gig. Here are 7 tips, and I promise many more in the coming weeks and months.
1. Be smarter, faster and better. I wish I could offer you a magic piece of advice about job hunting and working in a bad economy, a piece of wisdom that I’ve been saving for this type of situation. However, my best advice is to use all of the same job hunting and career management tips I always advise, but do them smarter, faster and better (which, by the way, is the title of a book I co-wrote with the fabulous executive coach Karlin Sloan).
Being smarter, faster and better means:

Updating your resume to include examples of how you thrive in challenging times, how you excel at stretching a budget, how you can bring in new clients and new revenue right away.
Making 5 calls a day to networking contacts, rather than making 5 a week.
Attending one networking event a week, rather than one a month.
Following up immediately after you meet someone or learn of an opportunity. Return calls right away, send a thank you email the same day you have an interview, send in a resume as soon as you learn of an opportunity.

In any situation, ask yourself, “What would be the smartest, fastest and best way to handle this situation?” and do just that.
2. Try new strategies. We all get into ruts — going to the same networking events, talking to the same people at our association meetings, setting up the same keywords on the same employment websites, writing the same phrases in every cover letter.
STOP!
The same old stuff will no longer cut it. As Albert Einstein said, the definition of insanity is doing the same thing over and over again and expecting different results.To get a job in a bad economy, you have to cast a wider net and be more creative than ever. Try some new and different keyword searches as you look for jobs online. Challenge yourself to attend networking events in totally new industries, towns or social circles. Start looking in the newspaper if you’ve never done that before. Look for jobs at small companies if you’ve always worked for big corporations (and vice versa).
3. Find ways to make some extra money so you aren’t desperate and panicky. Potential employers can smell desperation and it isn’t attractive. If you are totally stressed out about paying the rent, you won’t be in the best frame of mind to conduct a proactive job search. One great way to make some extra cash without working fulltime is tutoring (for high school courses, college application essays, SATs, GMATs, etc. You can apply to tutor for Kaplan, Princeton Review or advertise your services on Craigslist). Bootstrapper has a list of 77 more ways to make money on the side so you can stay afloat while you look for your next career move.
4. Freelance full-time. You may find that your “on-the-side” gig turns into a new career. That’s actually how I started my own business as a writer and speaker. It happened during the difficult economic period following 9/11. My dot-com job had disappeared and, while I was networking with former clients and colleagues, I started receiving offers to complete small projects for them. I said yes to anything and everything — I wrote marketing plans, nonfiction book proposals, nonprofit grant proposals, resumes, bios and newsletter articles for an hourly rate. I spoke to high school students, Girl Scouts, Rotary clubs and chambers of commerce. As the months went on, I eventually created business cards, a website, a portfolio and a one-pager about my services. That was in 2002 and I’ve never worked full-time again.
Freelancing, consulting and self-employment are not for everyone, but if you’ve been considering entrepreneurship, now might be the time to make the leap. My favorite “starter” books on this subject are Six-Figure Freelancing and Getting Started in Consulting.
5. Move to a city with jobs. If you’ve been thinking about relocating, you might want to consider a place that is thriving despite the economic downturn. BusinessWeek.com has a list of the best places in the U.S. to “ride out the recession.” I don’t necessarily advise uprooting yourself for the potential of a good job, but if you’ve been thinking about moving anyway or have some very strong leads in a thriving city, it could be a smart decision right now.
6. Move to an industry sector with jobs. If you don’t want to move to a new city, pay attention to the industries the BusinessWeek.com article highlights as growing: healthcare, education, law, energy and government. HRWorld offers its own list of top 25 careers to pursue in a recession and Career Hub shares a ranking of 72 recession-proof industries. Consider expanding your job search into one of these industries. For instance, if you’ve been applying to finance jobs on Wall Street, consider applying for finance jobs at a pharmaceutical company or a university. If you’re interested in management consulting, think about a firm that specializes in healthcare or energy consulting. If you’ve thought about teaching, do it!
p.s. If you own your own business or work for a small company, these recession-proof industry lists will help you determine where to pursue new clients and customers.
7. Help other people. Now is the time to be extra generous in helping other people with job leads, event invitations, networking contacts, advice and moral support. When you see a job listing that’s perfect for a friend, forward it with an encouraging note. Call up a fellow job seeker and invite him over for a cup of coffee and a chat. Barter your strengths (editing, public speaking, outfit coordination) with a friend who has strengths that you don’t. “Paying it forward” makes you feel good and it’s bound to come back to you in kind.

latest jobs

2010-11-10T05:20:00.000-08:00

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173947

ndlea recruitment: screening of...

notice is hereby given to all candidate who applied for employment...

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173946

ranbaxy nigeria limited: career...

we are a leading multinational company in the global pharmaceutical...

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173949

quartermasters group: exciting sales...

we are an emerging world class group of companies with major...

Nigeria - Lagos - Job Vacancies, Offers - Auditor, Accountant - A173980

ndlea employment test centers and dates

national drug law enforcement agency - notice is hereby given to...

Nigeria - Lagos - Job Vacancies, Offers - Logistics, transport - A173900

leading automobile company is recruiting...

Nigeria - Ibadan - Job Vacancies, Offers - Education, training - A173899

university of ibadan is recruiting...

for more details, visit www.nigeriajobspace.com now.

Nigeria - Abuja - Job Vacancies, Offers - Others - A173896

federal public service is recruiting...

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Nigeria - Lagos - Job Vacancies, Offers - Security, Caretaker - A173702

home service

2010-11-09 Report abuse

are your cloth dirty and you need the services of a washer man to...

Nigeria - Lagos - Job Vacancies, Offers - Others - A173895

ndlea is calling for screening/interviews

for more details, visit www.nigeriajobspace.com now

Nigeria - Lagos - Job Vacancies, Offers - Travel, Leisure, Tourism - A172455

arik air is recruiting massively

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173259

urgent vacancy for recruiters for oil...

a topmost oil and gas recruiting company seeks to employ core hr...

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are you looking for your perfect match for long lasting...

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a leading manufacturing company in table and sachet water in...

Nigeria - Lagos - Job Vacancies, Offers - Marketing, Advertising, Media - A173260

do your printing with us

outweigh your competitors with the quality of your campaign...

Nigeria - Abuja - Job Vacancies, Offers - IT, Internet, Electronics - A169878

zain nigeria is recruiting now.

2010-10-30 Report abuse

zain nigeria is recruiting for: 1) regional marketing manager,...

Nigeria - Port Harcourt - Job Vacancies, Offers - Others - A170200

brunel oil and gas is recruiting

brunel oil is recruiting for recruitment consultants and...

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oak consult ltd: employment...

see: skills and experience for employment ? are you tired of...

Nigeria - Lagos - Job Vacancies, Offers - Others - A171509

maersk apapa is recruiting

maersk is recruiting for crane electricians, crane mechanics, pmt...

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tata group is recruiting massively

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numerous vacancies at duncan group ltd...

the new management of duncan group of companies (maritime and

CURRENT NIGERIA HOT JOB

2010-11-04T15:17:00.000-07:00

Fresh Graduate Trainee Manager Vacancy at Sundry Foods, Abuja

Posted on : Nov 04 2010
Posted under Fresh Graduate Jobs in Nigeria, Graduate Jobs in Nigeria, Hospitality Jobs in Nigeria, Trainee Jobs in Nigeria, jobs in abuja

Fresh Graduate Trainee Manager Vacancy at Sundry Foods, Port Harcourt Sundry Foods Limited is an integrated food services company operating out of Port Harcourt, Nigeria and providing a full range of products and services ranging from industrial catering, retail food services & restaurants and bakery. Sundry Foods Limited is recruiting ...

ExxonMobil Careers: Recruitment for Global Geoscience Campus 2011

Posted on : Nov 04 2010
Posted under MSc Jobs in Nigeria, Oil and Gas jobs in Nigeria, PHD Jobs in Nigeria

ExxonMobil Recruitment for Global Geoscience Campus 2011 The locations are: Australia, Canada, Germany, Indonesia, Libya, Malaysia, Nigeria, Norway, Russia, United Kingdom, USA AutoReqId 8804BR Job or Campus Folder 2011 Global Geoscience Campus* Job Description Degree/Discipline ...

Eminent Technologies Recruiting for Marketing Executives

Posted on : Nov 03 2010
Posted under ICT Jobs in Nigeria, IT Jobs in Nigeria, Sales Jobs in Nigeria

Eminent Technologies Recruiting for Marketing Executives Eminent is a leading provider of software development and consulting services on the Microsoft platform. The solutions we build help our customers achieve profitable growth, reduce costs and take advantage of new business opportunities. Our consultants deliver value according to each customer's ...

MSH Nigeria NGO Vacancy for PRocurement Officer

Posted on : Nov 03 2010
Posted under BSc Jobs in Nigeria, HND Jobs in Nigeria, NGO Jobs in Nigeria

MSH Nigeria NGO Vacancy for PRocurement Officer Management Sciences for Health (MSH) saves lives and improve health, especially among the world’s poorest and most vulnerable people, by closing the gap between knowledge and action in public health. We live our mission to save lives and improve the health ...

Courdeau Catering Services Jobs: Vacancy for Trainer, Chefs and Cooks

Posted on : Nov 03 2010
Posted under Catering / Cooking Jobs in Nigeria, Hospitality Jobs in Nigeria, Hotel Jobs in Nigeria, Technician Jobs in Nigeria

Courdeau Catering Services Jobs: Vacancy for Chefs and Cooks VACANCIES Our company, a professional Catering Services firm in Port Harcourt requires the services of a professional CATERING TRAINER 1. Trainer REQUIREMENTS: Catering trainer applicants should possess the following Level 3 citiy & guilds certificate in catering Teaching and training qualification Compuer Litercay qualification Candidate must possess the capacity ...

IITA Fresh Graduate Trainee Recruitment Programme November 2010 (International Institute of Tropical Agriculture, Ibadan)

Posted on : Nov 02 2010
Posted under BSc Jobs in Nigeria, Business Administration Jobs in Nigeria, Computer Science Jobs in Nigeria, Fresh Graduate Jobs in Nigeria, Graduate Jobs in Nigeria, Human Resource Jobs in Nigeria, Jobs in Ibadan, Social Science Jobs in Nigeria, Trainee Jobs in Nigeria

IITA Fresh Graduate Trainee Recruitment Programme 2010 (International Institute of Tropical Agriculture, Ibadan) The Graduate Trainee Program (GTP) which is designed to meet specific manpower needs of the Institute involves intensive one-year training in the Institute’s Operational Research Support Units. Successful Trainees under the GTP will be offered ...

RECENT JOBS

2010-10-30T10:31:00.001-07:00

MTN Nigeria 2010 Scholarship Exercise	at 04/10/2010
Graduate Trainees Vacancies in Nigeria October 2010 at Saro	at 13/10/2010
Graduate Trainees wanted as PZ Cussons Nigeria Plc	at 19/10/2010
AAP National Project Coordinator needed at UNDP Nigeria	at 30/10/2010
Communications Specialist wanted at UNDP Nigeria	at 30/10/2010
Administrative Assistant wanted at UNDP Nigeria	at 30/10/2010
Librarian wanted at University of Uyo	at 28/10/2010
Registrar wanted at University of Uyo	at 28/10/2010
Ernst & Young recruits Senior Business Advisory Services	at 28/10/2010
Graduates: Audit Trainees & Audit Seniors wanted at Ernst &Young	at 28/10/2010
Senior Accounting Clerk wanted at African Reinsurance Corporation	at 28/10/2010
Golden Transport Company Vacancies: Trailer Drivers	at 28/10/2010
Truck Sales Persons wanted at Alliance Autos	at 28/10/2010
Sales Executives wanted at Alliance Autos	at 28/10/2010
Graduate Jobs at Alliance Autos: Sales Trainees	at 28/10/2010
Alliance Autos Vacancies: Deputy Managing Director	at 28/10/2010
NYSC Batch C 2010 Mobilisation Time Table and Orientation Exercise	at 28/10/2010
Michael Okpara University of Agriculture Umudike (MOUAU) Admission List 2010/2011 Out	at 28/10/2010
Redeemer’s University (RUN) Recruiting (Various Positions)	at 27/10/2010
Web/ Graphic Designer wanted at ITRDN Technologies	at 27/10/2010
Sales Executives: Michael Stevens Consulting	at 27/10/2010
Michael Stevens Consulting recruits Key Account Managers	at 27/10/2010
Graduate Trainee Program at IITA	at 27/10/2010
Coronation Group Job Vacancies (Over 14 Positions)	at 26/10/2010
State Team Leader wanted at ESSPIN	at 26/10/2010
Country Director wanted at VSO International	at 26/10/2010
Managing Director/CEO wanted at Premier Paint Plc	at 26/10/2010
NAFS-SG Nig Ltd Recruits Administrative Officer & Court Reporter	at 26/10/2010
Chartered Institute of Administration Recruiting	at 26/10/2010
Mechanical Engineer needed at an Electrical Engineering Company	at 26/10/2010
Innovative Solutions recruits for Electrical Technician	at 25/10/2010
Purchasing Manager wanted at an Electrical Engineering Company	at 25/10/2010
HR Training Professional wanted at PSNL Business Solutions	at 25/10/2010

The Key To Success In Affiliate Marketing

2010-10-18T17:01:00.000-07:00

Making money is the thing which is obligatory for everyone. If you want to get the products and services you wish, you need some money for it. The sources of money can be different but you still need the constant one in order not to be worried about it. The more money you earn the more things you can afford. Therefore, it would be better to get the higher salary if possible. In order to succeed, you need the proper job.
There are many job opportunities both in the real life and in the Internet. However, not all of them are suitable for you depending on different reasons. There might be the jobs that don’t meet your own requirements and the others where you don’t meet the requirements of the employer. Perhaps, it is the good idea to look for the online job. It might happen that you will get used to it very soon. If you are willing to start, you can choose the affiliate marketing for the beginning.
Though there are many different online jobs the affiliate marketing is very likely to be the best one to get started. No special knowledge and skills are required as well as the additional investments. This activity is supposed to be profitable for people with the good imagination and the strong desire to succeed. If you obtain these qualities, don’t hesitate to get engaged. The affiliate marketers are those who work on the promotion of products and services. The online advertisements are less effective than those in the real world as they are too numerous. People see the thousands of ads when surfing through the Internet. Thus, these ads attract much less attention than those in the real world. For this reason the affiliate marketers have to invent something special if they really want to succeed.
Despite all the difficulties the affiliate marketers face they can earn money with this activity. There are several standard strategies to apply though they are not always helpful in the exact cases. The successful affiliate marketers are people who are able to find their own way to cope with the difficulties and attract enough customers to the online store of the employer so that the money they get from this activity was sufficient for living. The products included in their set at work are called the wealthy affiliate program. Actually, the marketer himself is the only person who can make this or that product bring him money. There is no secret algorithm of success or any other thing like this. Therefore, there is no need to spend your time and money looking for it. There are many fraudsters willing to earn money in non-legitimate way on this.

Currently many people are in difficult situation due to world economy recession. But don’t fold your hands – we live in the world of modern technologies. The web technologies give us a truly unique chance – wealthy affiliate opportunities. If you are new to Internet marketing, don’t be afraid – visit this wealthy affiliate review site. The objective of this site is to help people to succeed online.

Internet network today is not only a spot to earn money online but also the tool to learn how to do it. Use Google and other search engines, visit various social networks, go to the niche forums and participate in the online discussions. All this will help you to learn affiliate marketing and use it to make your living.

And also I would recommend you to subscribe to the RSS feed on this blog since we will do everything possible to keep this blog tuned up to the day with new publications about this and other respective topics.

Getting Started With Free Legitimate Online Paid Surveys

2010-10-17T16:16:00.000-07:00

Before you start signing up with the listed free paid surveys panels, please read
- How and why do you get paid for taking surveys? Surveys are a company's way of finding out what a consumer wants or needs or how effective a product is. There are thousands of companies that are willing to pay you to take a survey and give them your honest feedback. These companies need to stay on the cutting edge of innovation and need your help to do it.
Any time that you surf the internet, you will come across a company that promotes survey sites. There are good companies to do business with and there are some that, of course, are not so good. There may also be some companies that promote survey sites that are scams, but for the most part they are not scams. The problem arises because people who join them are trying to make money without doing any work. Believe me, it does take some devotion, work, and lots of time to do surveys, but that does not make them scams.
If you really want to do surveys and I whole-heartedly recommend it, then there are some tips that will help you to be successful.

1. Look for an business that has a good list of the best survey companies.

2. Join this business and let them do the work of providing you with good survey companies.

3. Decide if you want to join cash only paying survey companies.

4. Decide if you want to get points to exchange for cash or products.

5. Check out the survey sites and choose the ones that fit your profile or lifestyle.

6. Join as many of the sites as you can. You will need to do a lot of surveys to show a nice income.

7. Set up a dedicated email address for just the surveys, such as gmail or yahoo.

8. Check your email often and do the surveys as soon as possible. Many are time sensitive.

9. Set yourself a schedule for when you will work and how long. This is a job or business so you need to treat it as one.

10. Stay focused and answer the surveys honestly.

Follow these tips and you will soon find yourself with a very good monthly income. Remember, surveys are a companies way of finding out what a consumer wants and needs and you are doing them a service and they are willing to pay you for this service. Many people do not have the discipline to follow through with surveys, but for those who do it can be a great business for them.