brentdewitt.blogger.com

The Last Boots You Will Ever Buy.

2011-05-15T15:28:00.000-07:00

I finally got my brand new Red Wing boots today. Check em' out! ABOUT RED WING SHOE COMPANYFor more than 100 years, Red Wing Shoe Company has been crafting purpose-built work footwear for specific jobs. From the factory floor to the construction site, from refineries to railroads, on oil rigs and docks, today’s modern craftsmen trust Red Wing to deliver premium quality work boots and shoes with

My Favorite Pocket Knife

2011-05-15T15:06:00.000-07:00

This Spyderco Military Model is one of the best self-defense knifes on the market. I highly recommend getting yourself this pocket knife. As a Realtor that does open houses it's nice to know that at least I have one form of protection that is intimidating and concealable. Spyderco Military Black BladeA cornerstone in Spyderco's Save and Serve line up, the Military Model

Bruce Lee was my first sales trainer.

2010-02-09T22:43:00.000-08:00

Whenever I go to a new sales seminar I always go with my guard up and my credit card close. You would think as a salesman I would really be into finding out all the new ways of manipulating my clients and friends to further my sales career. But, as it turns out the reason I go is to get an emotional lift and mingle with my friends. Not that these seminars are not inspirational and

What you can get for $15,000 down and $2,800 per month in Mission Viejo.

2010-02-08T11:54:00.000-08:00

I answer the question "What would you show me if I had $15,000 to put down and could afford $2,800 per month and wanted to live in Mission Viejo".

Risky Lending is Back.

2010-02-02T21:07:00.000-08:00

Today at my weekly morning office meeting a representative from Wells Fargo was reviewing all the different loan programs that are available to our buyers. As he reviewed the programs one in particular caused murmurs and quick remarks to each other under are breath. To give you some back ground our office meeting has 50 plus real estate agents, a couple of bankers, a few title insurance reps

Realtors don't add value to Real Estate

2010-01-27T20:49:00.000-08:00

Who the heck is going around telling people that Realtors add value to a home. In what world do you live in? The idea that we add 6% or any amount to the value of a home is outrageous. Ask any appraiser if they give any value to the fact that a home is sold with or without a Realtor. He or she will inevitably tell you "of course not". So why in a book, "What would Google Do?" by author, tech

Prices will go down in 2010 by more than 10%.

2010-01-26T12:43:00.000-08:00

Q. Are home prices going to go up in value in 2010? A. Prices will go down in 2010 by more than 10%. High inventory will be the major theme of 2010. Many potential buyers will be priced out of the current market because of rising interest rates, tightening loan standards, lack of incentive and over stimulation from the amount of information available to them. My thought process: Buyers?

Renting a home in Orange County

2010-01-22T21:25:00.000-08:00

I want to use this platform to provide resources for those of you who are looking to lease or rent a home in Orange County, California. Below you will find useful links to help you find a home to rent or lease and what to expect. Searching for your next home: BrentDeWitt.com - MLS access to homes for lease in Orange County for free. The listings on this site are pulled directly from the

Loan Modification Checklist

2009-11-10T09:43:00.000-08:00

Here is a list of the items you will need to approach your bank to do a loan modification. 1. Last 2 paystubs.2. Last 2 tax returns. (Federal and State)3. Last 2 Bank Statements. (If you have mulitple accounts then the one you deposit your check into.)4. Hardship Letter. This should hit the broad strokes and sum up the reason you will not be able to continue making your house payment if it is

Brady Allen Runs Ladera Ranch 1k

2009-07-06T13:04:00.000-07:00

Lake Mohave June 2009

2009-06-16T16:07:00.000-07:00

Southland home sales outpace last year again; median price steady

2009-03-25T12:03:00.000-07:00

CA---Southland home sales stayed above year-ago levels for the eighth consecutive month in February as the median price halted its month-to-month decline for the first time in ten months. Market activity was dominated by bargain-hunting in affordable neighborhoods while buying and selling in more expensive established areas remained largely on hold, a real estate information service reported. A

First Time Home Buyer's $8,000 Federal Tax Credit

2009-03-10T14:55:00.000-07:00

IR-2009-14, Feb. 25, 2009WASHINGTON — The Internal Revenue Service announced today that taxpayers who qualify for the first-time homebuyer credit and purchase a home this year before Dec. 1 have a special option available for claiming the tax credit either on their 2008 tax returns due April 15 or on their 2009 tax returns next year.Qualifying taxpayers who buy a home this year before Dec. 1 can

How is the stimulus plan going to help me as a homeowner?

2009-03-06T11:22:00.000-08:00

Attention Homeowners:How is the stimulus plan going to help me as a homeowner? I want to get straight to the point and let every homeowner that fits the following criteria that you can modify your loan payment under Obama's stimulus plan. The follow info is straight from FannieMae.com.Bottom-line: as an example if you made $100,000 as a family according to your tax returns your house payment can

Obama releases details on housing plan

2009-03-04T15:23:00.000-08:00

WASHINGTON - The Obama administration kicked off a new program Wednesday that's designed to help up to 9 million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments.The Treasury Department released detailed guidelines designed to let the lending industry know how to enroll borrowers in the program announced last month.“It is imperative

On The Fly, Buyer Qualifying

2009-01-30T11:00:00.000-08:00

For those of you out there in the Real Estate industry and not. Here are my "On The Fly" formula's that I use to quickly qualify a buyer. This only covers about 20% of the information that a lender would need to pre-approve you, but it's a good first step.Constants: G.M.I. = Gross Monthly IncomeAllowable front-end ratio = 33%Allowable back-end ratio = 45% Price of house = Sell PriceLoan Amount =

Should I Buy L.A. Real Estate Now?

2008-12-19T09:54:00.000-08:00

As home prices continue to decline in greater Los Angeles County, more would-be buyers are making offers on distressed properties with the idea of “scoring a deal,” as Dataquick president John Walsh so aptly phrased it in his company's recent report. But is now really a good time to buy real estate in LA?The answer really depends upon the buyer’s situation and motives. Do you want a place to live

Credit Repair

2008-12-15T09:31:00.001-08:00

The other night I was surfing the internet

Uncle Jason's 40th Birthday

2008-12-14T21:50:00.000-08:00

2008-12-03T14:25:00.001-08:00

provided by flash-gear.com

How Do I buy a Foreclosure?

2008-11-11T12:43:00.000-08:00

This question is one of the most asked questions I get. Since it is obviously a hot topic right now I feel obligated to share what I know about foreclosures and the process of buying them.Step 1: Finding a Foreclosure - This part is pretty simple. Most banks, once they foreclose on a home hire a local real estate agent to list the home in the MLS. Most MLS's are auto-populated to major sites such

Hot buttons in real estate right now

2008-11-07T09:52:00.000-08:00

Hot buttons in real estate right now R.E.O.

2008-11-06T19:58:00.001-08:00

Getting ready for Halloween

2008-11-06T19:52:00.001-08:00

Sharlene carving her first pumpkin!

LOAN MODIFICATION!!

2008-11-04T12:23:00.001-08:00

LOAN MODIFICATION!!I have had many calls and emails with questions about loan modifications in the recent weeks so I figured let's take this head on. First, what's a loan modification? Well, to give you the short answer it's renegotiating the loan you currently have on your home with the same bank that holds your note. It is different than a refinance because you are not getting a new loan you