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	<title>BRETT MATSUURA</title>
	
	<link>http://brettmatsuura.com</link>
	<description>Southern California Real Estate</description>
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		<title>Want to buy a home in Southern California? Be prepared…the bidding wars are back!</title>
		<link>http://brettmatsuura.com/archives/2817</link>
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		<pubDate>Fri, 27 Apr 2012 23:25:16 +0000</pubDate>
		<dc:creator>Brett Matsuura</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[This past November I thought that Southern California real estate market was going to see a stagnate year. However, in February 2012&#8230;I revised my position and said that the Southern California Real Estate market has a housing shortage and we will see the average home price increase. I just finished watching a news report from [...]]]></description>
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		<title>Short selling by the end of the year is in your best interests.</title>
		<link>http://brettmatsuura.com/archives/2685</link>
		<comments>http://brettmatsuura.com/archives/2685#comments</comments>
		<pubDate>Tue, 20 Mar 2012 17:29:05 +0000</pubDate>
		<dc:creator>Brett Matsuura</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[In September 2011 I blogged about the top 5 reasons to short sale your property.  One of the reasons I gave as a benefit to short sale is that you would be exempt from paying capital gains taxes on the forgiven debt (aka the &#8220;short&#8221; in a &#8220;short sale&#8221;). The legislation that makes this possible [...]]]></description>
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		<title>Get ready…getting a mortgage is about to be more expensive.</title>
		<link>http://brettmatsuura.com/archives/2681</link>
		<comments>http://brettmatsuura.com/archives/2681#comments</comments>
		<pubDate>Fri, 02 Mar 2012 00:55:26 +0000</pubDate>
		<dc:creator>Brett Matsuura</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Southern California Real Estate]]></category>

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		<description><![CDATA[In a move to put HUD (Department of Housing and Urban Development) back into the black, HUD has announced that they are going to increase the premiums they charge borrows&#8230;in layman&#8217;s terms, the cost of borrowing money is going up. By design FHA loans have more liberal underwriting guidelines (in terms of credit, income ratios, max loan amount [...]]]></description>
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