tag:blogger.com,1999:blog-28542206591744559272025-05-13T22:08:36.200+08:00All about personal finance, saving, investment, earning, and building wealth. SingaporeNophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.comBlogger18125truetag:blogger.com,1999:blog-2854220659174455927.post-42245360683183788652017-03-19T17:15:00.000+08:002017-07-24T21:27:29.177+08:00

I know there's no way we can remove entertainment as part of our lifestyle. The key to save money on entertainment is to find cheaper alternatives. Some ideas for you on how to save money on entertainment in Singapore: 1. Get a streaming box If you like to watch movies at cinema or foreign drama, you may want to consider getting a streaming box. So many brands of streaming box available

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-45296970451254018452017-02-04T22:55:00.002+08:002017-02-12T00:07:06.647+08:00

I grew up in a humble family and my parents always emphasized on the importance of savings. They always avoid spending money for something unnecessary. However, there are few exceptions that they don't mind to spend extra. 1. Nutritious food good for health My parents don't mind spending on food, especially on those which are good for health because they know being sick is super expensive.

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-72959345110663980872016-12-03T17:53:00.000+08:002016-12-03T17:53:08.970+08:00

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Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-72508543238299535552016-07-17T15:11:00.003+08:002017-12-20T20:11:37.959+08:00

If you like to do online shopping like me, you can get some cashback by signing up Shopback. Shopback has more than 300 popular partner shops where you can earn some percentage from your purchases. The amount or the percentage varies depends on the shop or other condition. They have wide range of shop categories from food, fashion & beauty, stationery, electronics, travel, etc. You

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-17396050278713855972016-01-06T19:46:00.000+08:002016-01-06T19:49:08.038+08:00

It's new year new beginning again. Same as millions of people around the world, I want to take control of my personal finance at this new year. So I decided to make few resolutions to put my financial situation into a better one. 1. Less expenses I want to cut all unnecessary expenses this year. I stopped my gym membership and go for cheaper (or free, even better) form of workout such as

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-60098797581445846022015-06-20T22:13:00.000+08:002015-06-20T22:15:14.183+08:00

It's bonus time of the year! I believe most of you are happier this month because of the extra cash in your bank account. No matter how small or big is your bonus, it must be used wisely to avoid regret and improve your life. Here are the wise ways to use your annual bonus: 1. Pay Debts Try to clear as much debts as possible, especially high-interest ones. 2. Setup Emergency Fund

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-47346983279406180162013-09-29T20:32:00.000+08:002016-07-17T15:19:13.116+08:00

Are you one of those people that squeeze every morning in the train to get to work? Maybe you're not happy with the squeezing part and the long duration you need to go through everyday and hoping it will get better someday. What if you can earn some cash from those train trips? Sounds good, right? That's what Insinc will give you: cash from your trips.  When you are joining

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-42210242281841288752013-07-25T18:00:00.001+08:002017-12-20T20:11:17.122+08:00

Online shopping has been so much more convenient nowadays and make me to refuse to be out of my flat to make purchases. However, there are few things you need to pay attention if you're new to online shopping. Research Make a brief research and do comparison with few sites that sell the product you want to get the best deal. Be careful with the price shown, in case there's hidden charge

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-35883531675136444022013-06-29T13:28:00.001+08:002013-06-29T13:28:47.333+08:00

Since my sister and I rent a flat, we have been paying more attention to our electricity and water usage. With the regular adjustment from SP Service on electricity bill, we've been learning ways to reduce our electricity usage to avoid big painful amount of bill. 1. Don't use electric water jug to boil water This is something we learned from our mom. We used to use this electric

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-68116886666594092942013-06-23T16:59:00.001+08:002013-06-24T10:37:29.691+08:00

I'm going to start a spending challenge to myself. So here is the plan. As a start I'll try to do 1-day $0 spending challenge. And, over the time, I'll try to increase the frequency to few days a week, 1 week, up to 1 month. Today, I'm starting the 1 day no spending challenge. I woke up at 10 am today. Usually even on weekend, I'll go to coffee shop near my flat to get my teh si (tea with milk

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-3029886229033346602013-05-21T22:32:00.000+08:002013-05-21T22:32:20.052+08:00

For those who are new to CPF and want to explore on this, here is a brief introduction to CPF. Central Provident Fund, is a fund taken from some portion of your income which can be used for retirement, healthcare, education, housing, investment or family protection. For Singaporean and Singapore Permanent Resident, contribution is mandatory with certain percentage. The CPF fund are divided

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-68545469004824700072013-05-11T10:33:00.003+08:002013-05-11T10:33:38.690+08:00

Save 50% on any Udemy course with coupon code LEADERS. Coupon expires 11:59PM PST, May 12 2013 and not applicable to purchases through mobile app. Some exclusions apply. Read my review on Udemy here

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-9594016875364721332013-04-26T23:57:00.000+08:002013-04-26T23:57:23.788+08:00

1. Insinc What is better than getting cash from your commuting every day? Insinc gives you points and will triple it when you travel by MRT or LRT every morning on off peak period. The off peak period is between 6.30-7.30am and 8.30-9.30am. You can use the points to earn cash reward which you can transfer to your CEPAS card or your bank account (this is new benefit). Registration is free. Check

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-27136092081082141032013-04-20T11:22:00.002+08:002013-04-20T11:22:42.089+08:00

Online shopping has been so much more convenient nowadays and make me to refuse to be out of my flat to make purchases. However, there are few things you need to pay attention if you're new to online shopping. Research If possible, make a trip down to the brick-and-mortar shop to see the details of the product before buying it online to avoid buying the wrong item. Make a brief research and

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-37486571425722355262013-04-18T23:06:00.003+08:002013-04-18T23:20:41.764+08:00

Since I was young, my parents have been teaching me and my siblings not to spend money on useless things. Partially, it's because our family was not a wealthy family, not much excess money to spend. We only had enough money for basic needs, like food, education, and bills. After grown up, we still try to stick to some of those habits. Even though sometimes I think there are some of them

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-954373334167264282013-04-18T00:17:00.000+08:002013-04-20T00:09:28.687+08:00

Celebrating the Earth Day this month, some retail shops are giving out special promotion for their customers. I would like to share some with you. 1. Laline 20% off Organic & Face Care Products Laline was established in 1999 and has expanded into more than 80 boutiques worldwide, carrying bath & body care, organic skincare, etc. All products are packaged in vintage-chic recyclable

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-79543792549677114122013-04-16T22:24:00.000+08:002013-04-18T23:07:49.613+08:00

Get 50% Ahava Liquid Dead Sea Salt 200 ml for $19 (U.P $38) from this Facebook offer: http://www.facebook.com/ahavasingapore/posts/517989384914016?email=2 This product contains: Dunaliella Algae and Vitamin E strengthen skin's protective outer layer Grapefruit Oil supports skin renewal by removal dead surface cells as it conditions and purifies Usage direction: Massage over

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0tag:blogger.com,1999:blog-2854220659174455927.post-27949905678022600962013-03-21T01:32:00.001+08:002013-04-18T23:08:20.617+08:00

Since the living cost in Singapore is high, I've been actively searching ways to save money on my purchases (I can't include food and accomodation here). That doesn't mean I'm being extremely live in very poor state. I still make sure I live comfortably and sometimes make splurge expenses too, just not everyday. One of my resolution this year that I've started practicing since few

Nophee168http://www.blogger.com/profile/10065445695688239325noreply@blogger.com0