Bulgarian Property Investor

Bulgaria Looking Very Good, Can We Say The Same For The UK?

2008-02-08T12:20:00.000Z

Reports last week showed that the Bulgarian property market is looking very good and is predicted to continue on this path, but the same can’t be said of the UK Property market.

Repossessions are up by 21% and there are no signs at the moment of this decreasing as the CML have predicted that this will continue in 2008.

The number of homes repossessed in 2007 was 27,100 the highest since 1999.

Many factors have contributed to this increase including, added pressures on homeowners owing to higher energy bills, food costs and more than a million people coming off fixed-rate mortgages.

Statistics revealed that many home owners are paying their mortgage with credit cards, but many credit cards companies are reducing lending facilities in light of the latest credit crunch.

A lot of home owners feel that there is no other way out of this predicament but to allow repossession, but there is!!!

You can contact your lender and re-negotiate with them and if this does not help you could if not tied in arrange another mortgage with favourable terms; you can also arrange another credit card with more favourable terms like 0% interest on balance transfers.

We have looked at the most popular and favourable mortgage terms and credit card facilities on the market today and we found in the long term the Post Office are offering really good rates of 5.99% fixed for three years and their credit card facilities come with 0% interest on balance transfers.

There is some good news, some of the biggest lending companies have reduced their rates by 0.25% but it still maybe a little to late for some whom have already lost their home to repossession and are now facing Bankruptcy.

If you are facing similar issues don’t delay contact your Mortgage Company or find another with preferential rates.

To find out more about the rates offered by the Post Office Visit Bis-Perth Mortgages

Bulgarian Property Market Booms Again 2007

2008-02-03T14:08:00.000Z

Good news again for Bulgarian Property Investors as the Bulgarian property market was the worlds strongest in 2007, with an estimated turnover of 11.36 billion it has exceeded all expectations and has seen an increase of over 2.36 billion Euros over 2006 figures.

It is predicted that the Bulgarian Construction Boom will continue to grow at 12% - 16% year on year until 2010.

We have seen prices rise dramatically over the last few months and this is set to continue due to the good mortgage market, high revenue of properties and the weak impact of the global credit crunch on Bulgaria.

Britain and Russia played an important part in maintaining these excellent market conditions with high investment in Bulgaria.

UK investors accounted for 40% of all Bulgarian Investments in 2007 and Russia accounted for another 38% of all investments in the Bulgarian Market.

As predicted previous property investors in the Bulgarian Property market will indeed benefit from these conditions but on the other hand those looking to invest in the future will pay slightly higher prices for Bulgarian Property, but all and all, the outlook is very favourable as prices still remain the cheapest in Europe.

An additional benefit to property investors in Bulgaria is the reduction to 10% flat rate of tax making Bulgarian one of the most tax efficient countries to relocate or invest in to.

Another benefit for this year is the introduction of more Budget Airlines increasing their flight frequency to Bulgaria which will make travelling to Bulgaria much more cost effective.

Once again the outlook is very positive for the Bulgarian Property Investor.

You can contact us at www.bis-perth.co.uk

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Robert Burns 1759-1796

2008-01-25T14:07:00.000Z

Tonight we will celebrate Robert Burns our tribute to the Bard

Robert Burns was a famous scotch poet whose birthday will be celebrated around the world today.

A Scottish traditional Burns supper will include the Haggis; traditionally the Haggis would be piped in by a Scottish bagpipe player and served with Neeps (turnips) and Tatties (potatoes).

Robert Burns believed that once you have eaten the haggis you have the strength to fight any foe.

During the course of the meal poems and love songs will be recited in our mother tongue beginning with Address to a Haggis.
Revellers will don their own tartans representing many different clans and plenty of whiskey will flow at the Ceilidhs in Scottish Tradition of course. Celebrations have been known to last until February.

Address to a Haggis

Verse 1

Fair fa’ your honest, sonsie face,
Great Chieftain o the puddin’-race!
Aboon them a’ye tak your place
Painch, tripe, or thairm:
Weel are ye wordy of a grace
As lang’s my arm

Burns poetry captures the essence of Scottish Culture and appeals to people of all nationalities.

In Russia, Burns night is often held in the Kremlin and broadcast to the Russian people via television.

The Russian people are extremely big admirers of Robert Burns and his work is taught in Russian schools, they claim to have an even bigger following than us fellow Scots, they had a commemorative stamp produced in his honour in 1956 before the Scottish stamp was issued.

In Australia and New Zealand revellers will be getting into the Scottish spirit by hosting celebrations in Perth, Brisbane, Sydney and Wellington to honour Burns.

Even the USA where towns have been named after him, big celebrations will be held to mark the occasion.

Former UN Secretary General Kofi Annan praised Burns for his understanding of poverty which has relevance throughout the world today.

Robert was the eldest of seven children born on January the 25th 1759; Robert was born into poverty and lived a humble life in a small thatched cottage built by his father which is very popular with tourists today.

My parents took me to see the cottage when I was young and in turn I have taken my children and hopefully this tradition will continue when my children have family of their own.

Robert worked hard as a farmhand on his father’s farm and when his father died Robert and one of his brothers took over the running of the farm.

In his teen years 1774 Robert started writing and his first poem was called “O Once I loved” little did he realise then that he was going to be one of the greatest poets of all time.

His inspiration came from travelling across Beautiful Scotland.
The breathtaking scenery surrounding his birthplace Alloway in Ayrshire and throughout Scotland inspired him to write mountain daisy and many other well know pieces.

His first poems were published in 1786 and he earned the title of “Ploughman’s Poet”

Robert married Jean Armour in 1788 and they had nine children but only three survived into adult hood, it is claimed that he fathered a further four illegitimate children through a string of affairs.

Following the publication of a collection of poems written in Scottish Dialect Robert became even more famous and this collection of poems soon became one of the greatest collections ever written.

It is suggested that Robert Burns penned over 400 Folk Songs and hundreds of poems one of his most famous songs is Auld Lang Syne which is traditionally sung on Hogmanay the world over although not an original of Robert he did pen the third and fourth verse and it translates as “old long times” and is about keeping friends and remembering them and thinking of those closest to us.

Burns humanity continues to appeal to all nationalities as the man himself once said “Man to man, the world o’er, shall brithers be for a’ that.

Please feel free to let us know about your own celebrations or opinions Contact us

Scottish & Bulgarian Winter Pictures

2008-01-25T11:22:00.000Z

Scottish & Bulgarian Winter Pictures

Hi from Scotland!!!!!

Scottish ski Centres have seen the best snow for years.

The Cairingorms, the Lecht, Glenshee, Glencoe and the Nevis Range were all open to Skiers, snowboarders and even kids sledging this season.

Kids getting ready for sledging. Great!!!!!!!

Scotland is host to some of the best scenery in the world but in winter it is just amazing.
Cold but amazing!!!!!

Packhorse Bridge over the River Livet & Ben Rinnes Winter Storm

Scotland is beautiful at any time of the year and as I have said before it is very similar to Bulgaria.

~~~~~~~~

Bulgaria in Winter

Hi from Bulgaria!!!!!

Kids enjoying the ski slopes

Beautiful Bulgarian Mountains & Batak Reservoir Bulgaria

Enjoying a hot mineral bath on a cold winters day, how wonderful!!!!!

Pamporovo at Dawn.

And back to the ski slopes for some more fun in the snow!!!!!

I would recommend both Scotland and Bulgaria for a superb winter vacation.

Don’t forget your winter woollies!!!!!!!!!

Bulgarian & Scottish Holidays from Bis-Perth

Bulgarian 4x4

2008-01-22T23:46:00.000Z

Our clients choose to view a selection of properties in the mountains; they were viewing eight different Land plots not to far from Veliko Tarnovo.

They requested all mountainous areas, quite secluded and off the beaten track.

Boy were they shocked when they arrived in Bulgaria last week to find 10 cms of snow.

Our Bulgarian Office in Veliko Tarnovo had arranged for an ordinary car to take our clients around their properties of choice but we had to have a rethink due to the snow and location of the plots of land.

I have to say our clients looked very relieved when we arrived at their hotel in a 4x4!!!

Their review of the viewing trip was “an amazing adventure” which actually gave them an insight into just what the conditions would be if they were living there all year round and not just in the summer months, I though that this would have put them off slightly but to my amazement it did not deter them at all and they assured us that this is exactly what they were looking for.

So all of my fretting and worrying about our clients in the snow covered mountains was in fact unfounded, as I now have two really pleased clients who have found their ideal plot.

My advice to anyone venturing into the beautiful Bulgarian Mountains “HIRE a 4X4!!!”

Bis-Perth Viewing Trips to the Mountains

Golden Sands Zlanti Pyasatsi

2008-01-11T00:35:00.000Z

Black Gold

My eldest daughter has just started her first full time job in a local Travel Agents and is amazed at the popularity of Bulgaria; obviously she hears me rambling on about Bulgaria all the time but now she has it confirmed just how popular it is.

Everyday she comes home with tales to tell of clients who are returning visitors or prospective visitors who want to experience that Bulgarian Magic which makes this country so special.

Now bearing in mind she has visited Bulgaria many times I had to laugh when she asked did “Golden Sands get its name because of the beach?”

“Yes” I replied “but many people think that the name Golden Sands was made up by tour operators and developers to lure tourists and investors to the Black Sea Coast, but this could not be further from the truth, the Bulgarian name Zlanti Pyasatsi means Golden Sands in English and has been named this for many centuries.”

“Well that settles the argument then” she replied “because one of my colleagues firmly believes that this is a recent name given to do just that lure the tourists” and I said, she confirmed “well it can’t be as my mum has been visiting Bulgaria for years and she is ancient so it won’t be recent!”

“Oh thanks sweetheart was all I could muster!”

I then proceeded to tell her of all the benefits of Bulgaria that she could tell her clients about, like the local food, the people, the weather and activities on offer and her reply was “yes mum I have been there before you know!”

Speechless!!!

We have on offer some fantastic bargains to Bulgaria at the moment for those who are going over to view properties or are just looking for a well earned break.

Flights from just £119.00 PP and if you are looking to take in some lovely sites of the ancient town of Veliko Tarnovo what about a 5* cottage that sleeps 6 with all modern facilities and beautiful views of the Yantra River for only £270 Per Week.

Client Reviews of Property

"Nestled in a quiet, cobbled street overlooking the river Yantra, this property is both comfortable and welcoming. The views from the balcony are to die for whilst the property itself has been tastefully renovated to include all modern conveniences. The local key holder was extremely polite, friendly and helpful at all times (even on a Sunday!) and the area has shops, ruins, castles, museums and churches to explore. Overall this is a great place to rent. Treat yourself!"

Or what about a Beautiful Rustic Mountain Villa in an outstanding location with beautiful scenery situated in Troyan where you can visit many sites and participate in a vast range of activities with prices from £196 Per Week

Client Reviews of Property

"We have just returned from our stay at villa Donna in Troyan Bulgaria, the villa and its location was outstanding, if you are looking for a relaxing holiday with lots of nature around this is the place for you. The owners arranged for us to be picked up from the airport and also arranged car hire for us"

Try and beat that darling daughter, not to bad for an oldie!!!!!

Bargain Holidays from Bis-Perth

Tchestita Koleda Merry Christmas

2007-12-20T02:03:00.000Z

In Bulgaria they place great importance on Christmas Eve rather than Christmas Day itself as the Bulgarians believe that Gods son was born then and they celebrate the birth with an important special dinner, consisting of twelve dishes, representing each of the twelve months of the year.
None of the dishes include any meat but there are nuts, fruit, vegetables and cakes.

It is tradition that farmers will strike the blazing Christmas log in their fireplaces to bring good health to their animals and to bring a good harvest.
Money is hidden in the ashes and these are placed in a tree to ensure a good crop.

Some Traditional Christmas Recipes

Bulgarian Tradition

In the round loaf there is a hidden coin, part of an important Christmas ritual. The eldest member of the family takes three pieces of bread and sets them aside - one piece for the Christ child, one for Mary and one for the household. He then breaks up the bread and gives a piece to everyone at the table.
The person who finds the coin in his piece is expected to have good fortune in the next year.
In some parts of the country, unmarried girls take their first piece of bread from the Christmas Eve meal and place it under their pillows, believing that they will then dream of their intended husband during the night.

ROUND LOAF

Ingredients:

1 kg flour
1 ½Tablespoon of Yeast
½ teaspoon sugar;
1 teaspoon salt;
1 teaspoon vegetable oil

Sift the flour twice, make a well in the centre then fill with the yeast, add a small amount of water to the yeast then add the sugar and salt then knead to make dough, place a scalded coin in the middle.
Bake in a lightly buttered dish until it turns slightly golden, then spread with sugared water and bake for ten more minutes.

STUFFED CABBAGE/VINE LEAVES

Ingredients:

10-15 pickled cabbage/vine leaves
4 onions;
Salt and pepper
1 cup rice
2 red tomatoes - fresh or tinned
1 cup of chopped parsley
2 fresh red peppers
1 carrot
1 ½ cup vegetable oil

Chop the onions, fresh peppers and carrot and add salt to taste, then brown in vegetable oil.
When onion softens add the rice, then the tomatoes (peeled and grated), pepper and chopped parsley. Mix well.

Fill the cabbage leaves and wrap them tightly, then cover the bottom of the cooking pot with sauerkraut and arrange the stuffed leaves on top.
Cover with water and stew on a low heat until the leaves soften. Lovely

BOILED WHEAT

A delicious and very important part of the traditional Bulgarian Christmas Eve meal is boiled wheat, which represents the life cycle of nature.Ingredients:

2 cups of pounded (or un pounded) wheat
3 cups sugar
2 cups chopped walnuts

Remove impurities from wheat and wash. Pour cold water over it and boil until soft, then cover the pot with a twice folded towel and swell.
Drain the remaining water and mix the wheat with the sugar and walnuts.

STEWED DRIED FRUIT /OSHAV

Ingredients:

3 cups dried fruit - apricots, apples, plums and dates
3 cups granulated sugar

Wash the dried fruit well, soak in cold water and leave overnight. Boil in the same water until it becomes soft.
Add sugar or honey to taste.

All of the above dishes will be tried in my home on Christmas Eve.
Why not give it a go; I am sure you will enjoy an alternative Christmas Eve meal.

Tchestita Koleda

Merry Christmas

From all of us at Bis-Perth we hope you enjoy the holidays and festivities

Destination: The World!!!!

2007-11-17T15:00:00.000Z

For over a year now we have concentrated on supplying our clients with value for money low cost investments in Beautiful Bulgaria but due to an overwhelming amount of enquires regarding property in other countries we have decided to expand our portfolio of property and land to offer investments worldwide.
Our principles remain the same regarding property investments.
We aim to provide value for money, low cost investment properties and land abroad, in a wide range of countries.
You can view our new selection of International properties at
www.bis-perth.com

More properties are added daily so you can check back and view our latest deals or sign up for property views and have our latest deals delivered straight to your mail box.

You can still view our Bulgarian Properties at www.bis-perth.co.uk
If you require any advice or information you can drop us a line at info@bis-perth.co.uk or at our new email address info@bis-perth.com
And one of the team will get back to you.

Reasons to be Cheerful

2007-11-10T11:52:00.000Z

Well all home owners and second home owners in Bulgaria have a right to be Cheerful as reports in the Financial Times recently indicated that due to High European Investments and High Local Investment, Bulgaria has shown fantastic resilience to the current credit crisis facing other countries such as America and Britain.

Bulgaria is definitely a sound investment which has been proven time and time again due to the amazingly cheap prices of investment property. Bulgarian Property is the least expensive in all Europe. Reports have shown that a Bulgarian property bought in April 2006 for £5,000 {yes that’s how little a property and large plot of land can cost} could now resell for approximately £7500.

Statistics have shown that it is Russia, Romania, Poland and Ukraine that are investing most in Bulgaria recently and have now overtaken the American, British and Irish Investors who were the first to put down roots and invest in this amazing country.

The slight down turn in investors from the UK, Ireland and America is understandable due to their current situation, they are being prudent, but as any sound investor would agree now would be the best time to invest, I know you are probably sick of hearing about how cheap and fantastic Bulgaria is, because every body and their fathers are talking about it, well I rest my case the Majority Rules and facts speak for themselves.

The property prices in Bulgaria have benefited from a 13-18% rise this year alone and yet still remain 20-30% cheaper than any other country in Europe. The financial outlook for Bulgaria’s future is very favourable indeed.

The fact remains that Bulgaria has so much to offer a Property Investor with its outstanding scenery, low cost living, high rental returns, high returns on income invested, fantastic beach and ski resorts and last but not least the Weather!!!

UK Pensions, Winter Fuel Payments and other Social Security Benefits are still paid while living or searching for work in Bulgaria.

More information on this can be found at the Governments Website

Low Cost Investments in Bulgaria

Bulgarian Property Specialists, Bis Perth
Working For Your Future

Christmas Is Just Around The Corner

2007-11-09T10:04:00.000Z

Well it’s that time of year again where the kids are ecstatic and we parents turn in to compulsive liars, we lie through our teeth. But it’s ok!!!
This is the one time of year when it is a necessity so we get away with those little white lies

{BIG WHOPPERS REALLY}.
It’s not only the lies that stress us parents {Well normally us Mums} out at Christmas it’s also the multitude of organising and planning to ensure everything goes well and without a glitche.

I don’t know if I’m alone on this but the biggest relief comes when the in-laws

{or out-laws as they may sometimes be known} have decided not to come!!!

But then you get a call at the last minute, they have changed their minds and announce they will arrive on Christmas Eve.

Oh great that’s fantastic news {GRRRR}

Now the to do list becomes even larger, A bigger Turkey, more sprouts oh and don’t forget the whole house needs a clean, bedding changed and don’t forget the Clothes, Accessories as you won't be able to sit in PJ’S till noon now that your guest's will be sharing your Christmas.

Great for everyone else but for us mums it’s just extra work and stress that should really be a time to relax and enjoy without tending to everyone else's needs,

but never mind help is at hand!!!

Bis-Perth has introduced a new cleaning service for the Perthshire area, already a very popular service in Bulgaria.

We can clean your home and make it spotless for you and your guest's and this shall lighten the load for all busy mums.

For more information on our cleaning services and special Christmas Discounts

call 01738 800346

or alternatively enquire at info@bis-perth.co.uk

or use our free contact form at Bis-Perth Cleaning Services

WOW !!! HAVE YOU TRIED THIS

2007-10-27T08:40:00.000Z

WOW!!!

I have had loads and loads of problems updating our website www.bis-perth.co.uk even correcting a misspelt word or uploading new properties I just couldn’t do it so I decided to take action.
A very good friend recommended this fantastic website one.com where you get
Free hosting & domain name, 4000MB and .com or .co.uk domain free for 1 year

Now I am not an expert in web design far from it but with this service you don’t need to be it is so easy to use I just can’t praise them enough.
I have had to look at other ways of advertising our new winter collection of properties and I have used sources such as GOOGLE BASE, WINDOWS LIVE EXPO and BT TRADESPACE which are magnificent programmes but when you have a website you would like to be able to add your products and services for your clients to view.

If like me you are having similar problems or even if not I would definitely recommend you visit one.com and see what they can offer you.
Fantastic live support, rapid transfer time and most importantly it is Free you only have a set up cost of £9.00 which is amazing to get the same package from other suppliers you would be in the region of £95 and that is without a statistics matrix and all the other extras you get with one.com.

FANTASTIC PRODUCT AND SERVICE

Bulgaria a Winter Wonderland

2007-10-18T08:19:00.000Z

Well that’s winter upon us again!!! Have we even had a summer, well not much in Scotland I can assure you, we had a few good days of sunshine, so few I could probably count on one hand!!! Hopefully we will get a better summer next year? Maybe?

Bulgaria on the other hand had a fantastic summer as always but now Bulgaria is gearing up for their winter season especially in the ski resorts.
This is a very busy time of the year for the Bulgarians not only do they have a multitude of fantastic winter events commencing they will have an influx of visitors wanting to experience the fantastic skiing facilities in Bulgaria.
Bulgaria has one some of the best skiing conditions anywhere in Europe but at half the price of other popular skiing destinations.
You can have a week’s long holiday near all the popular skiing resorts from £100 P.P. now that is cheap.
Even if you don’t fancy skiing you should still choose Bulgaria this winter as when the snow falls it’s like walking into a winter wonderland. Lovely!!!
Why not visit and see for yourself.

www.bis-perth.co.uk

Latest Properties our Winter Collection

Blogs, Pings, Links and Spam CONFUSED!!!!

2007-08-29T17:46:00.000Z

I Just Don't Get It

A great computer expert I know recommended great Blog Sites, WordPress, Google & BT Tradespace which I am already a member of, Big Daddy and Technorati etc.

He who will not be named told me "yeah it’s great you just write your Blog and publish to all your Blog sites, easy."

So I did, except he forgot to mention that you don't post the same Blog to every Blog site that you are a member of.

I can't really blame him but I just have to say I find this whole Blogging and Pinging and Linking and Backlinking and don't forget the spamming all so confusing!!!!!!

I think I need Lessons!!!

I will try to redeem myself and organise my Blog into categories.
Google and BT tradespace shall have all the latest info on all new properties that Bis Perth has to offer.

Wordpress, Big daddy and Technorati will have all new consumer services, advice, information general news and views oh and don't forget recipes.

Shirley-Ann: www.bis-perth.co.uk

BULGARIAN EVENTS

2007-08-25T09:08:00.000Z

Bulgarian Entertainment

Festival of the Puppets Plovdiv Bulgaria

Plovdiv is holding its annual Festival of Puppets in September, held at several venues throughout the city.
This programme offers entertainment for all ages with great performances held daily.
You can find further details at the Plovdiv City Guide Website.

Bulgaria’s St Dimitri’s Day

St Dimitri’s Day is an annual folk festival held on the 26th of October to commemorate the coming of winter.
St Dimitri’s is the patron saint of winter frost and snow.
The Bulgarians believe that on the stroke of midnight the skies will open and the first snows will fall.
The celebration includes a traditional Bulgarian feast of Hen stuffed with cabbage, pepper and eggplant salads and many other culinary delights to temp the pallet.

Plovdiv Television Festival

The Golden Chest International Television Festival is an annual event held in various venues throughout the Bulgarian City of Plovdiv from the 29th of October to the 3rd of November.
This event is one of the most important cultural events in Bulgaria.
Screenings are shown of films and documentary series in different categories judged by an international panel of judges.
Plovdiv Television Festival is a very popular event that attracts many famous directors, actors, TV experts and producers from all over the world.
You can find further details of this event at the Bulgarian National Television Website.

Bulgarian Daily Events

The Bulgarian Spa Town of Bankya situated at the foothills of Lyulin Mountain near Sofia offers wonderful spa treatments on a daily basis.
Bankya is renowned for its healing spring water that eases cardiovascular and pulmonary aliments.
Bankya spring water is full of vitamin rich minerals and it is recommended that you bathe for no more than thirty minutes at a time. You can also use the range of sport and wellness facilities available, and then spend the rest of the day visiting the galleries, cafes and restaurants or even take a visit to the racecourse if you’re feeling lucky.

Bulgarian Property and Land from Bis-Perth

BULGARIAN TRANSLATORS REQUIRED IN PERTH SCOTLAND

2007-08-19T07:49:00.000Z

Our clients in Perth Scotland who have recently purchased Bulgarian Property are seeking a Bulgarian Speaking Translator to teach them conversational Bulgarian.

If you are available for 2/4 hours per week
evenings or weekends and live in the Perth and Kinross area please contact
www.bis-perth.co.uk
Or
Email us: info@bis-perth.co.uk for further details.
Alternatively enter your contact details and one of our customer services advisors will contact you directly.

www.bis-perth.co.uk

Working For Your Future

ON A LIGHTER NOTE

2007-08-17T14:09:00.000Z

Food in the UK is where we as consumers benefit most, with Fierce Competition between supermarkets and economic factors food is relatively inexpensive for the moment.

I had this discussion with an elderly relative the other day and she politely said yes but the food these days is not as good as when I was young.
When I was young you could taste the chicken and it didn’t shrink when cooked, your eggs had orange yolks not this peely waley yellow, your weekly shop not coming to more than a fiver, her broad Scots coming in there.

I had to laugh, but you know I had to agree as well.
Anyway this led her onto recipes that she used that didn’t cost a fortune to make.

Here are some of them and some of my own for you to try
You can find some lovely Bulgarian Recipes at
www.bis-perth.co.uk

STOVIES (A Traditional Scottish Dish)

INGREDIENTS:

Potatoes (Tatties in Scottish) about a large pot full
1 Large Onion
Carrots (Optional or any other vegetables you prefer)
5 slices of Corned Beef (or Sausages or any other meat you prefer)
Knob of Butter
Salt & Pepper to taste
Beef Stock (or Stock Cube)

Heat butter and sauté the onions until transparent.
Add the other vegetables if using (Turnip, peas whichever you prefer)
Add potatoes and beef stock (Stock level with potatoes)
Season with salt and pepper
Bring to the boil then simmer for about 10-15 mins
Add Corned Beef and simmer for approximately 10 mins

Serve with homemade Bread or Oatcakes

OATCAKES (A Traditional Scottish Biscuit)

INGREDIENTS

60G of Medium Oats
60G of Whole Wheat Flour
Knob of Butter or Lard (1 tbls)
5 Teaspoons of Boiling Water
A pinch of Salt
½ tsp of Bicarbonate of Soda

Preheat your oven to 200c
Grease and line baking tray
Melt the butter in a pan and remove from heat
Mix all dry ingredients and boiling water in the pan to a soft dough
Sprinkle your surface with oats and place dough on it

Roll dough into 2 flat rounds about ½ cm thick
Cut large circles out and place them on backing tray
Cook for about 10 mins or until the edges turn slightly brown

These are nice with a variety of toppings you could spread with butter, Jam or add your favourite Cheese

PORRIDGE (A Traditional Scottish Breakfast Dish)

INGREDIENTS

4 tbls of Medium Oats
450 mls of Water
150 mls of milk
1 tbls of Cream
½ tsp of salt
Sprinkling of Sugar (Optional)

Bring to the boil the oats, water salt and milk
Simmer and stir continuously for ten minutes to thicken watching for lumps
Add the cream to the thickened mixture
Top with your favourite toppings such as raisins, nuts, a sprinkling of sugar, fresh fruit or even jam.

RUMBLEDETHUMPS (A Scottish version of Bubble & Squeak)

INGREDIENTS

450G of Potatoes
350G of Cabbage
1 Large Onion
4tbls of Butter
50G of Cheese
1 tbls cream
Pinch of Salt & Pepper

Boil potatoes and mash add cream leave in pan
Shred cabbage & onions and sauté in pan with butter leave to soften slightly
Add ½ the cheese to the potatoes and mix in the cabbage and onions until covered
Season to taste
Place in a serving dish and cover with the remaining cheese
Cook in the oven until cheese browns
Serve as a side dish with fish or as a main meal

SHORTBREAD (A Traditional Scottish Sweet Buttery Biscuit)

INGREDIENTS

230G of Flour (Plain)
200G of Butter
85G of fine Castor Sugar

Preheat oven to 150c
Grease and line baking tray
Beat the butter and sugar until light and flurry
Gradually add the flour and knead
Flour a flat surface and roll dough into a round about 1 cm thick
Place on the greased baking tray
Mark the top with whatever pattern you like and mark segments
Cook for approximately 35-40 reduce times for fan assisted ovens
Leave to set for about 10 mins
Sprinkle with castor sugar
Cut segments you can serve hot or cold

You can add chocolate chips or nuts and raisins for an alternative just add these when forming the dough.

I use this recipe in my strawberry tarts

QUICK STRAWBERRY TARTS ( My versions)

INGREDIENTS

10 Strawberries or whichever Berry you prefer plus extra for decorating
¾ tbls of Icing Sugar
I heaped tsp spoon of Strawberry Conserve
About 5 tbls of water

Heat 10 strawberries with the sugar and water then turn up heat and add conserve and bring to the boil.
Reduce heat and simmer for about 10-15 mins
Leave to cool slightly and then sieve all ingredients into a cold bowl, once cold place in the fridge until set.
Make shortbread base as above but cut into individual rounds
Place each round into a tart case and bake in the oven between 20-25 mins
Cool the tarts
Just before serving add a small amount of sauce to tart case the whipped cream
Place one of the remaining strawberries on top and cover with sauce

As an alternative make the base as above cook for required time then add sliced bananas, toffee sauce and nuts place back in the oven and cook for a further 5 mins.
Add whipped cream and sprinkling of nuts with a dusting of icing sugar serve immediately.

If you try any of the above recipes let us know how you got on and if you have any recipes of your own submit them for our visitors to try at home

www.bis-perth.co.uk
Working For Your Future

UK PENSION FEARS

2007-08-17T08:23:00.000Z

UK PENSION FEARS AGAIN

With the recent performance of the UK pension annuities rates there has never been a better time to invest in low cost investments.

Property has become one of the best ways for people to save for their retirement in the UK. This is understandable as we have seen a large increase in property values over the last ten years.

But have we become complacent? Will property prices continue to grow in the UK?

With reports that the property market is looking set to slow down an alternative must be found to secure retirements.

This is where Bulgaria comes into the equation.
Bulgaria has shown over the last few years to be a very good investment indeed, medium risk with high returns and a lot more property for your money.

In the UK we tend to use the equity in our homes to enhance our prospects of a better retirement but what if as predicted house prices fall, where does that leave those who have relied on UK property value increases?

As the old saying goes “it is not wise to place all our eggs in one basket”

Bulgaria can offer a cheap alternative where you do not need to release vast amounts of equity from your UK property as you can purchase huge plots of Land and Property from £2500 with some of the most amazing views and scenery very similar to areas in UK but without the UK price tag.

Visit www.bis-perth.co.uk for Cheap Investment Land & Properties in Bulgaria.

You can purchase Property Investments for as little as £2500 and with past trends and future predictions looking very positive this would be a wise investment for your future.

Contact info@bis-perth.co.uk
Or
Call 01738800346

Where our Customer Advisory Team can help you find an ideal Property Investment

www.bis-perth.co.uk

Working For Your Future

Good News No Interest Rate Rises

2007-08-14T21:17:00.000Z

Last week the interest rates in the UK looked set to rise to 6 Per Cent but fortunately for all, it was announced today that they will remain unchanged.

This is due to the drop in CPI Inflation from 2.4 Per Cent to 1.9 which came as a big suprise to everyone as it was predicted to rise.

Good News for Now

www.bis-perth.co.uk

Working for your Future

Bulgarian Nursery Fundraiser by Perth Volunteers.

2007-08-12T13:16:00.000Z

The Prince's Trust fundraising group from Perth, Scotland are participating in activities to raise enough money to travel back to Bulgaria to renovate and redecorate another Bulgarian Nursery.

They have arranged two car washes and cake sales at the Fair City’s Fire Station this weekend.
The 10 Volunteers from Perth will be working alongside the YCC, a youth organisation in Bulgaria who fundraises to bring better living conditions to Bulgarian Children in numerous Nurseries.

For further information or if you would like to become involved with this charity please contact us for details.

Visit: www.bis-perth.co.uk

Email: info@bis-perth.co.uk
Or
Telephone: 01738800346

www.bis-perth.co.uk

Working For Your Future

Good News 100 Per Cent Bulgarian Mortgages Now Available

2007-08-11T18:30:00.000Z

In contrast to the UK the Bulgarian Credit Market continues to grow at a phenomenal rate driven by the vast increase in mortgage loans approved to Bulgarian Property Investors.
The 40 per cent growth rate over the last 6 months has meant better conditions being offered by Bulgarian Banks.

Typically you would have been offered a 70-85 per cent mortgage and very high rates but now banks are competing vigorously offering 100 per cent mortgages, better and longer payment terms, with some even offering zero per cent tax on early repayments.

Reports suggest the increase in UK investors are the major contributory factors and with more and more people looking to invest in Bulgarian Land and Property, growth is predicted to continue at this rate for the foreseeable future.

The benefits now being offered to prospective new Bulgarian Investors are definitely beneficial but there are predictions that the new favourable conditions with entice a further upsurge in investors which will in turn increase property prices.

Property prices have already started to rise quite significantly over the last few months and will continue to do so.

Some leading experts have claimed Bulgaria is definitely the New Spain in terms of Investment Potential and Returns on Investments.

If you require any advice on Bulgarian Mortgages or Bulgarian Property Prices visit us at
www.bis-perth.co.uk
Where you can submit an enquiry form
Or
Alternatively you can contact one of our Customer Service advisors who will answer all of your questions.

Contact: info@bis-perth.co.uk
Or
Telephone: 01738800346

www.bis-perth.co.uk

Working For Your Future

Can We Really Afford To Live In The UK

2007-08-10T07:45:00.000Z

Another Blow to Home Owners
Another Interest Rate Rise Looming

Can we really afford to live in the UK, we have experienced 5 interest rate rises over the last year and another is forecast before this year is over.
The increase to 5.75 per cent last month saw the cost of borrowing reach it’s highest since March 2001.
But there is good news experts believe that rates will peak at 6 per cent and then stabilise over 2008 and 2009.
YEAH!
Can borrowers really last that long?
Well only time will tell but statistics show there is an alarming amount of people in the UK either being made Bankrupt or opting for voluntary Bankruptcy!!
The amount of sub-prime borrowing is increasing at alarming rates.
Statistics show that a phenomenal number of people in the UK are borrowing on credit cards etc just to meet everyday living expenses like food!!!
And then to top it all we are seeing an increase in Council Tax Bills but a decrease in services but hay this is to help the environment.
How leaving rubbish on the streets for two weeks at a time is going to help the environment is beyond me. But it’s all well as we can use the recycling facilities to reduce waste. Yes, but am I missing something here, will families and businesses not increase their petrol consumption etc taking their excess rubbish to the local skips and recycling plants?
What a good idea!!!

Why don’t you take a look at what Bulgaria has to offer you will be surprised!!
House prices start from £2500
Council Tax Charges between £10 and £25 per year.
Average shopping bill for a family or four costs £25-£30

www.bis-perth.co.uk

Contact: info@bis-perth.co.uk
or
Telephone: 01738800346

BIS-PERTH HOUSE & PET SITTING

2007-08-06T08:45:00.000Z

BIS-PERTH HOUSE & PET SITTING

We now offer Free House & Pet Sitting at Home or Abroad, through our House Sitters Directory.

Home Owners can add their requirements to our database of Homes available for House & Pets sitters for Free.

House & Pet Sitting Free directory service is available to all who require a reliable House Sitter to maintain and care for their residential or vacation home for short or long term stays.

Benefits of House & Pet Sitting For the Home Owner

Free Life Time Membership to House & Pet Sitting Perth.
Free House & Pet Sitting Advert detailing your requirements.
Free Pet Care - No more struggling to find expensive kennels and less distress to you and your animals.
Property Security - Occupied homes are less susceptible to a break in.
Insurance Benefits - No increase in insurance premiums while you are away.
Peace of Mind - knowing your home, pets and garden are being cared for by a responsible House Sitter.

FREE Home Owner Advert

JOIN TODAY AND YOUR DETAILS WILL BE ADDED TO OUR DATABASE FOR OUR HOUSE & PET SITTERS TO VIEW.

If you are interested in becoming a volunteer House & Pet Sitter you can apply here and your details will be added to our database for our Home Owners to view.

Benefits of House Sitting For the House Sitter
Benefits of House Sitting For the House Sitter
Short or long term breaks for free.
An opportunity to travel and visit other countries and locations.
Save on your own rental expenses.
Increased Revenue - Rent out your own property.
Low yearly membership fee of £25
Enhanced Sitting Opportunities with Free CRB Report
House & Pet Sitter Registration Form

You can Contact our House Sitting Customer Services Team with any Questions You May Have.

Contact Us
by
Emai: info@bis-perth
or
Telephone: 01738800346
Home Owner Advert
House & Pet Sitter Registration Form

www.bis-perth.co.uk
Working For Your Future

Latest Properties

2007-08-04T18:18:00.000Z

You can now view our latest Properties as they come in.

Get an updated list of new properties before they are advertised and Receive a Free Marketing Package for your Holiday Home.

Visit us for full details at www.bis-perth.co.uk

Sign Up Here

A view of our latest property.

www.bis-perth.co.uk

Working For Your Future

The Bulgarian Opportunity

2007-07-26T23:55:00.000Z

The Bulgarian Opportunity

Bulgaria is a rapidly developing country and is therefore an increasingly popular choice for overseas investors.
Our research has shown that a large number of young families and couples have seized the Bulgarian Opportunity as they are fed up with the UK prices and the never ending struggle to get a foot on the property ladder, some buying combined packages of domestic and commercial Properties for new business ventures and a better standard of living for as little £40,000.
The more mature investor is opting for Bulgaria due to the climate, lower living costs and a slower pace of life. Some invest in land to design and build a new home while others are buying renovation properties to renovate themselves, with a large number of investors buying holiday homes to rent out throughout the year.

Why Bulgaria?

Bulgaria has a Stable Political Climate and one of the Fastest Growing Economies in Europe.
Bulgaria has full membership to the EU.
Bulgarian Currency the Lev is fixed to the Euro exchange rate.
Full NATO membership.
Established Tourism Industry.
Regular Flights from all over Europe.
The cost of living in the UK is four of five times the average cost in Bulgaria.
Energy costs in the UK are nearly seven to eight times more expensive than Bulgaria.
The Council Tax in Bulgaria is on average £25 Per Year.

Property Prices

The Property Prices in Bulgaria are set to increase with many benefits for investors, therefore now would be a good time to invest.
We have plots of land and property available from under £2500 and where in the UK can you buy a plot including all legal fees from under £5,000.
To buy a similar plot in the UK you would need an average mortgage of £125,000.
That’s just for the land, then how much more for the building costs?

View what we offer for under £115,000.
Two properties one sits near the lake, the other has swimming pool, stables and 12000sqm of land.

How much would this cost us in the UK?

Contact our Customer Services with any queries you may have

www.bis-perth.co.uk
Working For Your Future

Bulgarian Flights from £17.50pp

2007-07-26T12:23:00.000Z

The Black Sea Coastal airport of Bourgas has revealed they are now serving 28,000 passengers per day. Most of the passengers arrive from the UK, Sweden and Germany. Due to the increase, Bourgas Airport has officially opened a new departure terminal which is part of the investment programme of concessionaire Fraport Twin Star Airport Management. This is good news for visitors travelling to Bulgaria as this increase has had a positive effect on flight prices, currently you can travel to Bourgas for as little as £17.50. P.P.

Contact info@bis-perth.co.uk for further details or telephone 01738800346
Visit www.bis-perth.co.uk for flight details.