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	<title>Buy Owner Blog</title>
	
	<link>http://blog.buyowner.com</link>
	<description>Tips and info for people selling &amp; buying their homes "Buy Owner"</description>
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		<title>Interior Decorating to Complement Your Home’s Architectural Style</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/4_V96ZJ5Pm4/interior-decorating-to-complement-your-homes-architectural-style.htm</link>
		<comments>http://blog.buyowner.com/2009/11/interior-decorating-to-complement-your-homes-architectural-style.htm#comments</comments>
		<pubDate>Fri, 20 Nov 2009 12:00:07 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[architecture]]></category>
		<category><![CDATA[cape cod]]></category>
		<category><![CDATA[colonial]]></category>
		<category><![CDATA[greek revival]]></category>
		<category><![CDATA[home decorating]]></category>
		<category><![CDATA[interior decorating]]></category>
		<category><![CDATA[queen anne]]></category>
		<category><![CDATA[real estate tips]]></category>
		<category><![CDATA[victorian]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=3000</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/10/victorian.jpg" alt="victorian" title="victorian" width="180" height="118" class="alignnone size-full wp-image-3014" /> Stumped for decorating ideas? A good place to start searching for inspiration is outside, in front of your house. [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/10/victorian.jpg" alt="victorian" title="victorian" width="350" height="225" class="alignnone size-full wp-image-3014" /></p>
<p>There is nothing like buying your first home. Many first-time buyers can’t wait to personalize the property, inside and out, making it their own. However, a lot of people don’t even know where to begin! A good place to start searching for ideas is outside, in front of the house.</p>
<p>Take a few steps back and analyze the architectural design of your home. Is it a colonial? A Victorian? A Cape Cod? The list goes on and on, believe it or not. And don’t worry if the previous owner never told you what kind of house you were buying. This <a href="http://architecture.about.com/od/housestyles/tp/housestylesindex.htm">handy guide</a> will help you determine the style of your home. Once you figure out exactly what kind of house you are living in, it might make interior decorating decisions a little easier for you.</p>
<p>Here are just a few of the ways you could decorate a home to complement its architectural style:</p>
<p><strong>Cape Cod/Colonial</strong></p>
<p>Typically found in New England (Connecticut, Massachusetts, Vermont, etc.), these homes were constructed by the first settlers in America, and they are characterized by steep roofs and huge chimneys. Many of these homes were built in the 1600s and 1700s, and some of them are still standing today after many restorations.</p>
<p>When it comes to decorating, you should try to think about the simplicity of early America. This doesn’t mean you need to forget about little nuances like picture frames, candles and throw pillows. However, you probably would not want to drape your tiny casement windows with heavy fabrics or bamboo blinds. Choose light linens (preferably a crisp white), neutral-colored furniture (black, brown, cream, white) and wood accents.</p>
<p><strong>Greek Revival</strong></p>
<p>This style of home looks exactly how its name suggests. Much like the magnificent structures erected in Athens during 400-500 BC, these massive, three-story homes feature white exterior columns, arranged in a symmetrical pattern, flanking the entrance. You’ll also see several front steps leading up to a huge porch, much like the ruins of gathering spaces seen all over Athens.</p>
<p>There is usually a lot of ornate crown molding throughout the entire home, and it is sometimes so decorative that you may not even need to add much to a room, as it is already embellished to the max. Granite or soapstone counters are good options for the kitchen; however, many laminate choices give the same affect for a little less money. Complementary colors include green, gold and white. Stay refined; classic country furnishings look out of place in this elegantly constructed abode.</p>
<p><strong>Victorian Queen Anne</strong></p>
<p>French-style homes may reflect either a regal design or a country charm. Most of them boast very sophisticated features such as wrap-around porches, symmetrical towers, bay windows and a textured masonry. Some of these homes showcase such elaborately constructed exteriors that they are referred to as “painted ladies.” The outer walls, the roof shingles and the window shutters will all be different colors (generally pastels).</p>
<p>Queen Anne homes were very popular during the Industrial Revolution, when it was rather affordable to obtain furnishings once available only to the upper class. Heavy tapestries draped almost every room, and darker variations of reds, blues, greens and purples were very common. Ornamental wallpapers are encouraged. Many rooms were even overstuffed with furniture and knickknacks, so don’t worry if you have a lot of decorative pieces.</p>
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		<item>
		<title>Going Green Makes a Difference</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/kxYZgx73m2A/going-green-makes-a-difference.htm</link>
		<comments>http://blog.buyowner.com/2009/11/going-green-makes-a-difference.htm#comments</comments>
		<pubDate>Thu, 19 Nov 2009 12:00:39 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Green Living]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[eco-friendly]]></category>
		<category><![CDATA[environment]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2950</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/10/thinkgreenside.jpg" alt="thinkgreenside" title="thinkgreenside" width="180" height="118" class="alignnone size-full wp-image-2975" /> When it comes down to it, do you know how much our environment benefits from green living? It may surprise you. [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/10/thinkgreenside.jpg" alt="thinkgreenside" title="thinkgreenside" width="350" height="233" class="alignnone size-full wp-image-2975" /></p>
<p>Okay, let’s talk reality. We at Buy Owner are always talking to you about how to live a greener, more eco-friendly life in your house. This interests home sellers who are looking for an advantage over other sellers, and it interests home buyers who are looking for energy-saving, money-saving elements in a new house. But when it comes down to it, do you know how much our environment benefits from green living?</p>
<p>Most don’t. To put green living into perspective, here is a list of actual numbers from <a href="http://homeguide123.com/articles/What_if_Everyone_Greened_Their_Home%3F.html">HomeGuide123</a>. These numbers were derived in 2007. </p>
<p>•	If every household replaced five of their home’s current light bulbs with five compact fluorescent light bulbs (CFLs), each household would save 500 pounds of carbon dioxide emissions. Together, we would stop 55.5 billion pounds of carbon dioxide emissions from being released.</p>
<p>•	If every household turned their water heater down to 130 degrees, each household would save another 500 pounds of carbon dioxide emissions. Together, we would stop another 55.5 billion pounds of carbon dioxide emissions from being released.</p>
<p>•	If every household replaced their current refrigerator with an Energy Star refrigerator, each household would save 1,100 pounds of carbon dioxide emissions. Together, we would stop 122 billion pounds of carbon dioxide emissions from being released. </p>
<p>•	If every household adjusted their thermostats just two degrees from what they are set at regularly, each household would save 2,000 pounds of carbon dioxide emissions. Together, we would stop 222 billion pounds of carbon dioxide emissions from being released.</p>
<p>•	If every household recycled paper, plastic and aluminum, each household would save 2,400 pounds of carbon dioxide emissions! Together, we would save 266 billion pounds of carbon dioxide emissions.</p>
<p>•	If every household sealed cracks and added insulation to their attics, each household would save 2,650 pounds of carbon dioxide emissions. Together, we would stop a whopping 294 billion pounds of carbon dioxide emissions from being released!</p>
<p>•	If every household fixed or replaced drippy faucets and toilets, each household would save 1.1 million gallons of water! Wow! Together, we would save a massive 122 trillion gallons of water.</p>
<p><strong>These are huge numbers. That’s 1.1 trillion pounds of saved carbon dioxide emissions</strong>. For an even more personal perspective, one million gallons of carbon dioxide equals 52,000 gallons of gasoline! For more statistics, or to view the article in its entirety, click <a href="http://homeguide123.com/articles/What_if_Everyone_Greened_Their_Home%3F.html">here</a>. </p>
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		<title>Don’t Wait to Invest, Part 1</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/haVnaNtaZ80/don%e2%80%99t-wait-to-invest-part-1.htm</link>
		<comments>http://blog.buyowner.com/2009/11/don%e2%80%99t-wait-to-invest-part-1.htm#comments</comments>
		<pubDate>Tue, 17 Nov 2009 12:00:23 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Buying Tips]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[young]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2953</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/10/buy-house-now.jpg" alt="buy house now" title="buy house now" width="233" height="350" class="alignnone size-full wp-image-2983" />

According to a recent radio <a href="http://www.wtmx.com/ek.php?sub=mindbender">trivia question</a>, <strong>the most popular regret for people in their 20s and 30s is that they didn’t invest in real estate </strong>sooner or at all. Whether you’re in this age group, or you’re well past your 30s, it is never too late to invest in real estate. Don’t become one of these many Americans with this regret later in life!

Although real estate has always been a popular investment option, investing during an economic crisis creates new advantages. The prices are low, the options are high and the chance that the economy will turn around in the future brings high hopes for revenue. According to an article from <a href="http://www.investmentpropertiesinfo.com/investments_for_all_ages.html">InvestmentPropertiesInfo.com</a>, though investing in real estate is ageless, your age does create certain factors that should decide how you go about with your investment.

<strong>For those of you in your 20s and 30s</strong>, time is on your side: 

•	While you search for an investment, you can take your time and wait until you find a house that fits your needs, and you can spend some of that time educating yourself and increasing your knowledge about real estate. 


[...<a href="http://blog.buyowner.com/2009/11/don’t-wait-to-invest-part-1.htm">more</a>...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/10/buy-house-now.jpg" alt="buy house now" title="buy house now" width="233" height="350" class="alignnone size-full wp-image-2983" /></p>
<p>According to a recent radio <a href="http://www.wtmx.com/ek.php?sub=mindbender">trivia question</a>, <strong>the most popular regret for people in their 20s and 30s is that they didn’t invest in real estate </strong>sooner or at all. Whether you’re in this age group, or you’re well past your 30s, it is never too late to invest in real estate. Don’t become one of these many Americans with this regret later in life!</p>
<p>Although real estate has always been a popular investment option, investing during an economic crisis creates new advantages. The prices are low, the options are high and the chance that the economy will turn around in the future brings high hopes for revenue. According to an article from <a href="http://www.investmentpropertiesinfo.com/investments_for_all_ages.html">InvestmentPropertiesInfo.com</a>, though investing in real estate is ageless, your age does create certain factors that should decide how you go about with your investment.</p>
<p><strong>For those of you in your 20s and 30s</strong>, time is on your side: </p>
<p>•	While you search for an investment, you can take your time and wait until you find a house that fits your needs, and you can spend some of that time educating yourself and increasing your knowledge about real estate. (However, don’t wait too long, or the opportunity might slip by.) </p>
<p>•	You can choose to move into your newly purchased home, or you have the option of making it a revenue-only investment. You’re still young enough to rent somewhere alone, with friends or with a significant other, or you could even still live with your parents. </p>
<p>•	You can wait more than 30 years before cashing in on your investment, and hopefully, the price you sell the house for in the future will be higher than what you buy it for now.</p>
<p>•	 If your investment turns out to be a financial blow, you still have many working years ahead to help you pay off the debt and recover. </p>
<p>•	As of right now, there are numerous loans and tax credits that first-time homebuyers can use toward the purchase of a home. </p>
<p>•	For some young homebuyers, the process of purchasing now will be easier than later, because young people tend to have fewer financial obligations. You hopefully have low accumulated credit card and loan debt, and you don’t have an existing mortgage.</p>
<p>•	As far as having fewer personal obligations, you have more time to spend on investing than someone who has already moved up the management ladder at work, or someone who has other people in a household to provide for.</p>
<p>•	At a young age, most people are enjoying their best physical condition, and therefore can handle the work and time that home renovation needs. </p>
<p>Having time and fewer obligations to deal with at a young age definitely makes investing in real estate an easier chore. However, <strong>established men and women above the age of 40 can easily still make a real estate investment</strong>, and we’ll tell you how in <em>Don’t Wait to Invest, Part 2</em>, coming soon!</p>
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		<title>8 Ways to Improve Curb Appeal</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/LxVuPYCXVlc/8-ways-to-improve-curb-appeal.htm</link>
		<comments>http://blog.buyowner.com/2009/11/8-ways-to-improve-curb-appeal.htm#comments</comments>
		<pubDate>Mon, 16 Nov 2009 12:02:09 +0000</pubDate>
		<dc:creator>Shanna</dc:creator>
				<category><![CDATA[Selling Tips]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[curb appeal]]></category>
		<category><![CDATA[how to sell your home]]></category>
		<category><![CDATA[improving curb appeal]]></category>
		<category><![CDATA[selling a house]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2932</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/10/curb-appeal.jpg" alt="curb appeal" title="curb appeal" width="234" height="350" class="alignnone size-full wp-image-2935" />

Remember when you were a house hunter? You may have driven through neighborhoods to get a feel for the types of homes in the area or how close they were to schools, shopping, highways. And right after location, the #1 thing you were noticing was how the place looked outside.  

When done right, curb appeal has the power to pull potential buyers in, implying that the interior of your home will be just as impressive as the façade. When done wrong, it can turn buyers away and eliminate any interest they had.   

So what can you do to improve your property’s curb appeal? Here are eight quick areas to work on:
<ol>
	<li><strong>Landscaping:</strong> A manicured lawn, trimmed bushes and thriving flowers can do wonders for a home’s overall appearance. Don’t have time to plant? Potted plants can be just as beautiful, set near the entryway or on a front porch.</li>

<li><strong>Driveway: </strong>Repair any cracks or stains in your driveway and look for ways to upgrade it such as adding flagstones or staining the concrete.</li>
[...<a href="http://blog.buyowner.com/2009/11/8-ways-to-improve-curb-appeal.htm">more</a>...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/10/curb-appeal.jpg" alt="curb appeal" title="curb appeal" width="234" height="350" class="alignnone size-full wp-image-2935" /></p>
<p>Remember when you were a house hunter? You may have driven through neighborhoods to get a feel for the types of homes in the area or how close they were to schools, shopping, highways. And right after location, the #1 thing you were noticing was how the place looked outside.  </p>
<p>When done right, curb appeal has the power to pull potential buyers in, implying that the interior of your home will be just as impressive as the façade. When done wrong, it can turn buyers away and eliminate any interest they had.   </p>
<p>So what can you do to improve your property’s curb appeal? Here are eight quick areas to work on:</p>
<ol>
<li><strong>Landscaping:</strong> A manicured lawn, trimmed bushes and thriving flowers can do wonders for a home’s overall appearance. Don’t have time to plant? Potted plants can be just as beautiful, set near the entryway or on a front porch.</li>
<li><strong>Driveway: </strong>Repair any cracks or stains in your driveway and look for ways to upgrade it such as adding flagstones or staining the concrete.</li>
<li><strong>Exterior/Façade:</strong> Repair any damages to your home’s façade, and give it a fresh coat of paint, if applicable. Another important thing to notice is the condition of your gutters: do they need to be cleaned or replaced? Now is the time!</li>
<li><strong>Front Door:</strong> Sometimes a fresh coat of paint or new staining can dramatically improve the look of your entry; choose a color that will pop, and you turn your front door into a real focal point. Other updates include new hardware, new house numbers and/or a new outdoor light fixture. Maybe even add a wreath!</li>
<li><strong>Roof:</strong> A new roof isn’t just good for curb appeal; it also is vital for the weatherproofing and insulating of your home. A quality roof can actually reduce heating and cooling costs, which is a benefit that communicates easily to buyers. Plus, for information on green roofing options, see <a href="http://blog.buyowner.com/2008/08/going-green-with-roofing.htm">this Buy Owner Blog article</a>!</li>
<li><strong>Lighting:</strong> Landscape lighting heightens the drama of your home’s curb appeal by adding ambiance. Consider using solar lighting for a green option!</li>
<li><strong>Mailbox:</strong> Ideally, your mailbox should complement the rest of your home’s style and be in mint condition. To dress yours up, consider fresh paint or new staining, depending on its materials. </li>
<li><strong>Decorative features:</strong> From seasonal flags to attractive birdbaths or sculptures, there are many options for completing your home’s look. One goal to keep in mind is symmetry.</li>
</ol>
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		<title>Time Period Decorating</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/hq3w32cOrCA/time-period-decorating.htm</link>
		<comments>http://blog.buyowner.com/2009/11/time-period-decorating.htm#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:00:30 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[decorating]]></category>
		<category><![CDATA[design ideas]]></category>
		<category><![CDATA[time period]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2947</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/11/vintageroom.jpg" alt="vintageroom" title="vintageroom" width="118" height="180" class="alignnone size-full wp-image-2968" /> If you find yourself in a decorating funk, here's an idea that’s always available: decorate for a certain time period. [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/11/vintageroom.jpg" alt="vintageroom" title="vintageroom" width="233" height="350" class="alignnone size-full wp-image-2968" /></p>
<p>Need decorating ideas? Feeling uncreative? If you find yourself in a decorating funk, here&#8217;s an idea that’s always available: decorate for a certain time period. This type of decorating is popular because it brings history alive in our everyday lives, the choices are abundant, and the décor can’t ever go out of style. </p>
<p>To begin, choose a time period that interests you most. Do you like the dark, dramatic décor of the gothic period; the artistic flare of the Roman period; the fun of the 1950s or the bright and flashy colors found in the 1960s? The time period that you choose is completely up to you. Here are ideas for a select few eras:</p>
<p>•	To decorate within the <strong>colonial period</strong>, which was roughly from the time of American settlement to the mid 1800s, specialize in a simple English décor. This style shows off crown molding, windows with small panes, hardwood flooring, elaborate fireplaces, exposed wooden beams on the ceilings, mahogany wood furniture and an overall country atmosphere.</p>
<p>•	To decorate in a <strong>gothic style</strong>, use lots of accessories rather than wall colorings. The walls should just be painted gray or blue, or with a faux stone apperance. Use lots of dramatic fabrics, such as velvet, silk and suede in bold colors. Stained glass, gargoyles and wood or stone flooring are all good accents.</p>
<p>•	You can also decorate within a <strong>certain American decade</strong>. The roaring 1920s brought numerous changes to the household décor, which included rich colors in flooring, doors and window frames, oriental-style carpets and lamps, old-fashioned stoves, china tea sets and lots of built-in furniture.</p>
<p>•	Decorating a room in a <strong>1960s appearance </strong>means using bright, gaudy objects! Bright colored walls, metal furniture, patterned area rugs and artworks, floor lamps and neon lights with words or images all make acceptable attributes to a 60s room. Don’t forget a peace sign! </p>
<p>Use these tips to decorate one of your rooms in this time period, or just use them to get the creative juices flowing! </p>
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		<title>Tax Credit Extended!</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/nS8YWlD8O2g/tax-credit-extended.htm</link>
		<comments>http://blog.buyowner.com/2009/11/tax-credit-extended.htm#comments</comments>
		<pubDate>Thu, 12 Nov 2009 13:00:29 +0000</pubDate>
		<dc:creator>Shanna</dc:creator>
				<category><![CDATA[Market News]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=3122</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/11/calculator.jpg" alt="calculator" title="calculator" width="118" height="180" class="alignnone size-full wp-image-3124" /> The home buyer tax credit has been extended; plus, there's a new credit available for qualifying existing home owners. [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/11/calculator.jpg" alt="calculator" title="calculator" width="233" height="350" class="alignnone size-full wp-image-3124" /> As of last week, the $8,000 home buyer tax credit has been extended, ending next spring instead of at the end of this month. Plus, there&#8217;s a new credit for qualifying existing home owners.</p>
<p>What does this mean for you?</p>
<p><strong>FIRST-TIME BUYERS:</strong> You have more time to find your first home and still qualify for as much as 10% of your new home in the $8K credit. Condition: This extension only applies to homes purchased for more than $800,000.</p>
<p><strong>EXISTING HOME OWNERS:</strong> If you&#8217;ve lived in your primary residence for at least five of the last eight years, you also qualify for a special credit of $6,500. </p>
<p>Other special conditions: There are some income limits that apply. For more information, see this <a href="http://online.wsj.com/article/SB10001424052748703808904574529512997057836.html"><em>Wall Street Journal</em> article</a>.</p>
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		<title>What Not To Do</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/5fcuPaN2gEo/what-not-to-do.htm</link>
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		<pubDate>Tue, 10 Nov 2009 12:00:27 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Buying Tips]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[what not to do]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2938</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/06/housemoney1.jpg" alt="housemoney1" title="housemoney1" width="350" height="210" class="alignnone size-full wp-image-2280" /> An overload of advice is offered to you, as a homebuyer, on what you should do before and while you deal with the process of purchasing a new home. Did anyone ever tell you what <em>not</em> to do? The most important advice, which is best laid out at <a href="http://www.realestateabc.com/homebuying/donts.htm">realestateabc.com</a>, is to keep your finances in order. What does this mean?

First, it means to deal with one life-changing purchase at a time. In the process of buying a new home, don’t feel the need to purchase anything else new. Now is not the time to purchase a new car, plan an expensive wedding, buy all-new décor, plan a vacation and the list goes on. [...<a href="http://blog.buyowner.com/2009/11/what-not-to-do.htm">more</a>...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/06/housemoney1.jpg" alt="housemoney1" title="housemoney1" width="350" height="210" class="alignnone size-full wp-image-2280" /></p>
<p>An overload of advice is offered to you, as a homebuyer, on what you should do before and while you deal with the process of purchasing a new home. Did anyone ever tell you what <em>not</em> to do? The most important advice, which is best laid out at <a href="http://www.realestateabc.com/homebuying/donts.htm">realestateabc.com</a>, is to keep your finances in order. What does this mean?</p>
<p>First, it means to deal with one life-changing purchase at a time. In the process of buying a new home, don’t feel the need to purchase anything else new. Now is not the time to purchase a new car, plan an expensive wedding, buy all-new décor, plan a vacation and the list goes on. Unless, of course, your finances are in good enough shape to handle more than one life-changing purchase at one time. </p>
<p>Secondly, don’t move your money around. The process of reviewing a potential homebuyer’s finances is more closely analyzed than ever before. While a loan lender or a mortgage underwriter is reviewing your finances, make the process as simple as possible. This means not moving large sums of money from one account to another, opening a new account or changing banks. The last few months of bank statements and liquid assets will need to be reviewed, so the more changes you make now, the longer the process will take and the more frustrated you’ll become.</p>
<p><strong>Bottom line: </strong>keep your finances in order, and keep your funding decisions simple until the review process is complete.</p>
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		<title>Remodel or Move?</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/tWvg1IvjC9U/remodel-or-move.htm</link>
		<comments>http://blog.buyowner.com/2009/11/remodel-or-move.htm#comments</comments>
		<pubDate>Mon, 09 Nov 2009 12:00:56 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Selling Tips]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[Buying Tips]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2897</guid>
		<description><![CDATA[<img class="alignnone size-full wp-image-100" title="House" src="http://blog.buyowner.com/wp-content/uploads/2007/12/house.jpg" alt="House" width="374" height="250" />

If you are currently in the need for more living space or you are tired of your outdated home, it’s a tough decision to know if you should spend the money to remodel, or if you should altogether move to a new house and location. If you are dealing with this tough decision, here are some factors to take into account:

•	What changes do you need and what changed do you want? Make two separate lists, first the “changes needed” list, and research how much these changes will cost in renovation.

[...<a href="http://blog.buyowner.com/2009/10/remodel-or-move.htm">more</a>...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-100" title="House" src="http://blog.buyowner.com/wp-content/uploads/2007/12/house.jpg" alt="House" width="374" height="250" /></p>
<p>If you are currently in the need for more living space or you are tired of your outdated home, it’s a tough decision to know if you should spend the money to remodel, or if you should altogether move to a new house and location. If you are dealing with this tough decision, here are some factors to take into account:</p>
<p>•	What changes do you need and what changed do you want? Make two separate lists, first the “changes needed” list, and research how much these changes will cost in renovation. If you still have savings left after considering these costs, move onto the “changes wanted” list.</p>
<p>•	If you cannot figure out a way to renovate your home to make these changes possible, or if the cost is much higher than you expected, consider moving. Though the cost of moving is substantial, you also receive a revenue from selling your house. With a renovation, it’s money out of your pocket now, and no return investment, although a renovation might help increase the sale of your home in the future.</p>
<p>•	How much do you enjoy your location? If you need a larger home, but you absolutely love your neighbors, your children’s schools or your quick commute to work, you might want to add onto your existing home. Don’t give up everything you love for the sake of extra space.</p>
<p>•	According to an article from <a href="http://www.bobvila.com/HowTo_Library/Deciding_to_Remodel_or_Move-Miscellaneous_Real_Estate-A2417.html">bobvila.com</a>, many houses provide the space that is needed, but are just configured incorrectly. Walk through each room and consider how you could rearrange furniture or purchase new furniture in order to utilize the room better. For an improved judgment, ask an outside family member or friend.</p>
<p>•	With remodeling or add-ons, once you receive a cost estimate from construction firms, contact a lender if you will need a loan. Will you want to move in the near future? Taking out a loan now might postpone future move plans if you have too many loan payments at once.</p>
<p>All in all, here are the considerations that it should come down to:</p>
<p>•	Remodeling considerations: How much of your personal time will need to go into this project? How long will the whole process take? Is the weather suitable enough for this project to be completed in a timely manner? Will the noise of construction and inopportune walls being knocked down distract you from your work done at home? Do you have space to add onto your home, and will you mind space from your yard disappearing? Will you need extra air conditioners, water heaters, etc. to fill the added space? Will the upgrade add to the value of your house? When it’s all said and done, is the outcome worth the price and time?</p>
<p>•	Moving considerations: Would a new layout benefit you more than the one you have? Could you still commute to work from a new location? Are there good schools, convenience stores, etc. in the new area? Is the price doable? Can you afford the higher taxes that go with a larger home? Is your house in a condition to sell? Is your credit in well enough condition to receive a loan? Is every family member on the same page with moving? Do you have the time that goes into cleaning up the home, decluttering, hosting open houses, packing up and unpacking somewhere new?</p>
<p>If you’re still torn, consult with a construction firm to find out a cost estimate for remodeling. Then, figure out the market value of your home and what type of new house you could afford, and visit <a href="http://www.buyowner.com/">www.BuyOwner.com</a> to shop around, and attend open houses. It might be easier to start with a new layout, and plan your new extra space accordingly. Though it’s a hard and complicated decision to make initially, no matter which choice you make, the end result should suit your needs perfectly.</p>
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		<title>Thanksgiving Decorating Tips</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/l9zwYdayp6s/thanksgiving-decorating-tips.htm</link>
		<comments>http://blog.buyowner.com/2009/11/thanksgiving-decorating-tips.htm#comments</comments>
		<pubDate>Fri, 06 Nov 2009 12:00:04 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[decorating]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[thanksgiving]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2963</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/10/pumpkinFALL.jpg" alt="pumpkinFALL" title="pumpkinFALL" width="118" height="180" class="alignnone size-full wp-image-2979" /> Thanksgiving is right around the corner, and there is nothing wrong with using fall decorations to add warmth to your layout! [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/10/pumpkinFALL.jpg" alt="pumpkinFALL" title="pumpkinFALL" width="233" height="350" class="alignnone size-full wp-image-2979" /></p>
<p>Thanksgiving is right around the corner, and though we’ve previously discussed how home sellers should keep holiday decorations to a minimum, there is nothing wrong with <a href="http://blog.buyowner.com/2009/09/add-a-fall-flare.htm">adding fall flare</a> to your home or with adding warmth and coziness to your layout.</p>
<p>Wow your dinner guests with homemade or purchased decorations that not only show off the vibrant colors of fall, but that also celebrate the coming together of friends and the beginning of our founded nation. In the hype of winter holidays to come, Thanksgiving décor is sometimes forgotten, but it just as lovely and important as any other holiday. </p>
<p>To decorate for your Thanksgiving, try to incorporate some of these ideas:</p>
<p>•	Show off some <strong>cornucopias</strong>! Place a few medium-sized examples around the home, or just display one large example as your table’s centerpiece. Fill this treasure with real or fake fall leaves, acorns, pine cones and twigs, or fill it with brightly colored flowers, fruits or vegetables! As a goody bag for your guests to take home, <a href="http://familyfun.go.com/thanksgiving/thanksgiving-craft-decorations/thanksgiving-table-nameplates/sugar-">Disney’s FamilyFun.com</a> suggests filling sugar cones with multi-colored hard candies and writing each person’s name on a cone with cake icing!</p>
<p>•	Dedicate a table or a corner of the room for <strong>pumpkins and an array of uniquely shaped and colored squash and gourds</strong>! These can be found in your local grocery store, or you could make a day out of choosing some at a local pumpkin farm. You could even serve the squash as part of the meal! One popular fall recipe includes cutting an acorn squash in half, scooping out the seeds, placing some butter and brown sugar in the middle, and cooking the squash in the microwave for 10 minutes. </p>
<p>•	To promote green living to your family and friends, host a <strong>green Thanksgiving</strong>, using only eco-friendly decorations! Our <a href="http://blog.buyowner.com/2008/11/a-green-thanksgiving.htm">Green Thanksgiving blog</a> provides you with an abundance of options, which include serving soup in hollowed-out baby pumpkins or adding an autumn scent with candles made out of recyclable goods! You can read all kinds of eco-friendly decorating ideas.</p>
<p>•	Remember the <strong>pilgrims and Indians </strong>that made this day possible? Decorate with wheat stalks or cornstalks, to celebrate the harvest. Hang Thanksgiving stickies on your windows that display a pilgrim and Indian setting. Fill a vase with colorful feathers. Surprise your guests with homemade Indian and pilgrim hats! For instructions on how to make these hats, visit <a href="http://www.ziggityzoom.com/thanksgiving_kids_crafts_printables_recipes.phpcone-cornucopia-662735">ziggityzoom.com</a>. You could even tell everyone to dress up in costumes, or as the host, dress up alone!</p>
<p>•	No matter what side dishes you decide to serve, every Thanksgiving meal has one thing in mind: <strong>turkey</strong>. Celebrate this common element by displaying stuffed animal turkeys, window stickies with turkeys, or just drawings of turkeys. One renowned way of creating an artistic, personal turkey is to trace your hand, draw the face in your thumb, and color your fingers different colors for the feathers.</p>
<p>Thanksgiving decorations should be quick to set up and quick to take down. After the last guest finishes his or her slice of pumpkin pie and heads out the door, you could quickly toss the hollow pumpkins and homemade turkey drawings, take down the window stickies, fold up the Indian costume and store away the cornucopia for next year. Keep things simple!</p>
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		<title>Going Green Might Help Sell Your Home</title>
		<link>http://feedproxy.google.com/~r/BuyOwner/~3/DWX-YEfIR-w/going-green-might-help-sell-your-home.htm</link>
		<comments>http://blog.buyowner.com/2009/11/going-green-might-help-sell-your-home.htm#comments</comments>
		<pubDate>Thu, 05 Nov 2009 12:00:48 +0000</pubDate>
		<dc:creator>Alicia</dc:creator>
				<category><![CDATA[Green Living]]></category>
		<category><![CDATA[Tips and Ideas]]></category>
		<category><![CDATA[eco-friendly living]]></category>
		<category><![CDATA[NAHB]]></category>
		<category><![CDATA[national association of home builders]]></category>

		<guid isPermaLink="false">http://blog.buyowner.com/?p=2900</guid>
		<description><![CDATA[<img src="http://blog.buyowner.com/wp-content/uploads/2009/10/greenpeopleplanet.jpg" alt="greenpeopleplanet" title="greenpeopleplanet" width="118" height="180" class="alignnone size-full wp-image-2905" /> Not only does living green provide a healthier lifestyle and lower electricity and utility bills, but it can help sell your home! [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://blog.buyowner.com/wp-content/uploads/2009/10/greenpeopleplanet.jpg" alt="greenpeopleplanet" title="greenpeopleplanet" width="306" height="350" class="alignnone size-full wp-image-2905" /></p>
<p>Not only does living green provide a healthier lifestyle and lower electricity and utility bills, but according to the National Association of Home Builders (NAHB), <strong>90 </strong><strong>percent of home buyers have said that energy efficiency is a significant factor that they are looking for in a new home!</strong> Now that you know it could improve the interest of your potential buyers, here are green improvements to consider:</p>
<p>•	<strong>Add insulation where it’s needed.</strong> Outside, walk around the exterior of your home and look for cracks in the construction. On a windy, cold day, head to the attic and/or basement to listen for whistling sounds that might be making their way through cracks. Pay attention to drafts anywhere in the house. For more information on energy-efficient insulation, click <a href="http://blog.buyowner.com/2008/08/energy-efficient-insulation.htm">here</a>.  </p>
<p>•	<strong>Install new energy-efficient windows</strong>, or add a screen or an extra pane of glass to the windows or sliding glass doors. The more layers, the more efficient against wind and cold temperatures. Keep the curtains open so that the sun can shine through in the cold, and keep them closed to keep the heat out in warm temperatures. For more information on windows, click <a href="http://blog.buyowner.com/2008/02/what-you-need-to-know-about-windows.htm">here</a>.  </p>
<p>•	<strong>Purchase new Energy Star appliances </strong>that are the most energy-efficient options out there. They are expensive, but they are a huge selling point for the kitchen, which is one of the most popular rooms that a buyer pays attention to. For more ways to create a green kitchen, click <a href="http://blog.buyowner.com/2009/05/tax-credits-from-green-living.htm">here</a>.  </p>
<p>•	<strong>Invest in a tankless water heater</strong>, and/or add energy-efficient, low-flow water fixtures to your sinks or showers. Show potential homebuyers your water or heating bills to prove how much money these mechanisms will save them. For more information on tankless water heaters, click <a href="http://blog.buyowner.com/2009/07/tankless-water-heaters.htm">here</a>.  </p>
<p>•	<strong>Fill the home with natural or eco-friendly lighting </strong>by adding a skylight, adding dimmers to light switches, or replacing all of the lights with fluorescent bulbs. For more information on skylights, click <a href="http://blog.buyowner.com/2008/11/free-lighting-skylights.htm">here</a>.  </p>
<p>Loads of more green, eco-friendly advice is available in our archives, which you can browse <a href="http://blog.buyowner.com/category/green-living">here</a>. Knowing that 90 percent of potential homebuyers are interested in eco-friendly aspects should aspire you home sellers to look further into the suggestion!</p>
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