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<h3><a href="/topics/customers">Customers</a></h3>
<p>How can financial service providers provide products and services that poor customers will not only choose but use? A focus on the customer is essential. <span class="read-more">
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<p>Unbanked people are increasingly gaining access to financial services through digital channels. <span class="read-more">
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<p>Donors and investors commit billions of dollars each year to projects that promote financial inclusion. <span class="read-more">
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<p>There are an estimated 500 million smallholder farming households representing 2 billion people relying to various degrees on agricultural production for their livelihoods. <span class="read-more">
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<p>Poor households in the informal economy need access to a full range of financial services to generate income, build assets, smooth consumption, and manage risks. <span class="read-more">
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<p>There is growing awareness among policy makers of the many ways that financial inclusion can benefit their countries and citizens. <span class="read-more">
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<h3><a href="/topics/graduation-sustainable-livelihoods">Graduation into Sustainable Livelihoods</a></h3>
<p>The CGAP-Ford Foundation Graduation Program aims to understand how safety nets, livelihoods, and microfinance can be sequenced to create pathways out of extreme poverty. <span class="read-more">
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<p>Recent evidence indicates that inclusive financial services directly impact people by helping them smooth consumption, manage risks, and invest in microenterprises. <span class="read-more">
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<p>Consumer protection is an essential element of any inclusive financial system. <span class="read-more">
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<p>An increasing body of evidence shows that appropriate financial services can help improve household welfare and spur small enterprise activity. <span class="read-more">
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