California Personal Injury and Insurance Blogtag:typepad.com,2003:weblog-2303952013-05-17T07:33:31-07:00Information and insights for consumers regarding personal injury law, insurance, and the tort system.TypePadThis is an XML content feed. It is intended to be viewed in a newsreader or syndicated to another site, subject to copyright and fair use.More on total lossestag:typepad.com,2003:post-6a00d8341c6e4553ef0191023d3b9a970c2013-05-17T07:33:31-07:002013-05-17T07:33:31-07:00I have written a lot about total losses before. You can find those articles here. But it bears repeating since so many people ask me this: why can't we use Blue Book value? The simple answer is that Blue Book...steinlawFAQ: Why are they closing my claim?tag:typepad.com,2003:post-6a00d8341c6e4553ef017eeb05d306970d2013-05-10T11:28:15-07:002013-05-10T11:28:15-07:00Question: I was involved in a car accident. I am still treating and the adjuster told me that he is going to close my claim. Why? Answer: Sadly, the answer is "because they can." The insurance company can open a...steinlawFAQ: Do I really need renters insurance?tag:typepad.com,2003:post-6a00d8341c6e4553ef01901bcd40af970b2013-05-03T08:19:06-07:002013-05-03T08:19:06-07:00Question: I rent an apartment. Do I really need renter's insurance? Answer: YES!!! I cannot be more emphatic. YES!!!! Okay, so I was a little more emphatic. There are two reasons why. The first is less common, but just as...steinlawFAQ: How much car insurance do I need?tag:typepad.com,2003:post-6a00d8341c6e4553ef017d428d1d50970c2013-04-05T07:24:29-07:002013-04-05T07:24:29-07:00Question: I know I have to have insurance in California. How much insurance do I have to have? Answer: How much you have to have and how much you should have are two different questions. Let's start with the first...steinlawFAQ: What is full coverage?tag:typepad.com,2003:post-6a00d8341c6e4553ef017c3831e078970b2013-03-29T08:34:35-07:002013-03-29T08:34:35-07:00Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression "full coverage" for yeras. The problem is that I have no idea what...steinlawHelp for your teenage drivertag:typepad.com,2003:post-6a00d8341c6e4553ef017ee99f987d970d2013-03-21T10:23:56-07:002013-03-21T10:23:56-07:00The California DMV isn't always the most helpful place. But, sometimes they have some gems. (By the way, speaking from personal experience, if you need to go in, make an appointment. The appointment process is a breeze! You can do...steinlawFAQ: How long will my case take?tag:typepad.com,2003:post-6a00d8341c6e4553ef017d41e5dd27970c2013-03-15T07:16:14-07:002013-03-15T07:16:14-07:00Q: How long it will take to resolve my case? Answer: I don't know. Anyone who tells you they know is either not being honest with you or saying it just to get you to hire them. A good personal...steinlawDriving on the Monday after Daylight Savings Timetag:typepad.com,2003:post-6a00d8341c6e4553ef017ee9102ac2970d2013-03-08T08:06:05-08:002013-03-08T08:06:05-08:00I thought this was common knowledge, but after reading my newspaper this morning and then checking online, it seems this is not common knowledge. We knew this when I was a young adjuster as the week of daylight savings was...steinlawGetting your car fixedtag:typepad.com,2003:post-6a00d8341c6e4553ef017d41624f2a970c2013-03-01T07:18:06-08:002013-03-01T07:18:06-08:00So your car has been damaged in an accident. You need to get it repaired and you call your insurance company. What do you do now? Your insurance company is going to suggest one of their shops. They always do....steinlawFAQ: Why is my case not worth the same as my friend's case?tag:typepad.com,2003:post-6a00d8341c6e4553ef017d41376ef6970c2013-02-22T07:40:11-08:002013-02-22T07:40:11-08:00I have talked about case values before. Typically, the question is why is my friend's case worth more than mine? Why is Billy getting more money than I am?Or, my friend had the same exact injury as me, so why...steinlaw