tag:blogger.com,1999:blog-45692267537715254732026-06-09T02:41:47.940-04:00If this is your first time here, don't forget to follow me by email. Feel free to check back anytime for updates. Thanks for visiting!Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.comBlogger78125tag:blogger.com,1999:blog-4569226753771525473.post-15434193238043758132012-04-26T21:39:00.005-04:002012-05-02T15:15:29.054-04:00

After many migraines, sleepless nights, hours on You Tube and forums, and getting some help from a couple of techies, my site is finally up. I really didn't think it was going to be this much work switching from Blogger to Wordpress. I should have just started with Wordpress, it would have saved me a lot of time. Anyway, I hope you like the new look. I still have some work to do, but at least

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-91659742403524155682012-04-15T21:02:00.000-04:002012-04-15T21:02:22.834-04:00

April 11th finally came and I can launch my website! I have already started working on it, but it's harder than I thought, so please bare with me over the next few days or possibly weeks as I attempt to build my website and transfer all of my posts to the new site. I havn't figured out if I can transfer your comments, or followers. I have no idea how this is done, or if it can be done. I did read

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-53077097447509488462012-04-10T08:04:00.001-04:002012-04-10T08:07:21.553-04:00

Where would you like to live? Have you ever thought of moving to a different city? I've thought of this many many times. I've travelled to Atlanta on a few occasions and seeing house prices for $70,000 and looking at house prices here in Toronto for $450,000, definitely makes me think about moving. By the way those prices are for detached single family homes. The price difference is just crazy!

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com4tag:blogger.com,1999:blog-4569226753771525473.post-703859482946288942012-04-09T08:25:00.000-04:002012-04-09T08:25:00.429-04:00

April 11th is the day I get to transfer my account from Go Daddy to Bluehost. As much as I would like April 11th to be my launch date, I don't know how realistic that will be. I've been playing around with Wordpress to try to find a theme and I am having a hard time deciding. I've also been learning about plug-ins and just seeing what else I have to learn to launch my website. I am not a techie

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-20326181380528846522012-04-04T00:06:00.000-04:002012-04-04T00:06:59.824-04:00

As much as I love talking about money, I know that a balanced life is necessary to truly be happy. Plus if I plan to stick around to enjoy my riches, I've got to stay healthy. I am on round 2 of Insanity. I am definitely crazy for putting my body through this madness, but I just love how it makes me feel when I am finished. I hate it when I am doing it, but the energy that I have once I am

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-6501999753917744822012-04-03T06:21:00.000-04:002012-04-03T06:21:08.665-04:00

Yesterday I decided to go through my wallet to see how much plastic I had in there and I was shocked to discover that I had 13 cards. This was a surprise to me considering I only have one credit card. As I went through all of the cards, I realized that I haven't used some of them in a long time. I actually forgot I had some these cards. Here's what I found: My driver's license, I knew this was

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-32025630415042789422012-04-02T00:25:00.000-04:002012-04-02T00:25:08.842-04:00

Many students are asking themselves if College or University is really worth it, considering the amount of student loans they're graduating with and the fact that some can't find jobs. I do believe that your odds of being successful in life are greater if you have an education. I know we've all heard of Bill Gates and Mark Zukerberg, and time and time again I hear teenagers talk about how

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-20333811366003858052012-03-29T07:59:00.000-04:002012-03-29T07:59:50.733-04:00

If you haven't heard of this yet, it's true. Employer's in the States are actually asking job seekers for their Facebook passwords so they can search through their Facebook site to find out who they are. That's just crazy! We all know that Employer's already view potential employee's Facebook, Twitter and Linkedin sites to try to find information on people, but to ask for their passwords is just

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-91424182652254631162012-03-27T08:06:00.000-04:002012-03-27T08:06:59.395-04:00

So I did my first mystery shop. I heard of mystery shopping a few years ago for the first time, but never really tried it. It just so happened that I've been looking for a mechanic, because my last one tried to rip me off. I was up for an oil change and was planning on going to Oil Changers or Mr. Lube. I put my oil change off because I didn't want to pay $50 for an oil change, when private

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com3tag:blogger.com,1999:blog-4569226753771525473.post-2108241996553355082012-03-26T04:59:00.000-04:002012-03-26T04:59:31.155-04:00

Will fraud really ever stop? I don't know, but all I could do is my part. If I hear of someone being a victim of fraud or if I experience it, I think it's our duty as members of society to report it and share it with others, to stop these fraudsters and scam artist. It sickens me that there is so much fraud out there. I recently came across a few scams from the Better Business Bureau website that

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-19003978957545711422012-03-23T07:34:00.001-04:002012-03-23T07:41:16.585-04:00

Do you ever wonder what it would be like to control your own destiny. Travel where and whenever you want, work from any where in the world, have as much time with your family as you wish? I am sure the thought has crossed your mind. Maybe that's all it did was cross your mind without much thought to how you could make that happen. I think everyone deserves to live their dreams, but it takes a lot

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com2tag:blogger.com,1999:blog-4569226753771525473.post-73791218184096153602012-03-22T08:23:00.000-04:002012-03-22T08:23:23.668-04:00

Every year around this time, millions of people get a tax refund. Some people spend it before they get it, others have debts and use it to pay down some debt and others just spend it all on themselves. Here are 6 things you can do with your tax refund this year. 1. Pay down/off your credit card debt. Pay the smallest balance first. Having debt and spending money on non-essential items is not

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-62116504986265729582012-03-21T08:26:00.000-04:002012-03-21T08:26:26.504-04:00

Why do you currently bank at your bank? Is it because your parents bank there and they opened an account for you when you were young. Or maybe you like to shop around for the best rate and your current bank provided you with that. Maybe customer service is really important to you, so you bank with your bank for that reason. My first bank account was at Canada Trust, which is now TD Canada Trust.

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-42323460672813634452012-03-20T00:06:00.000-04:002012-03-20T00:06:26.602-04:00

I finally did it! I purchased the domain name to callmewhatyouwantevencheap.com. I am leaving blogger and heading over to my own site. I've decided that I want to give this personal finance blogging a shot and take it a bit more serious. I've been getting quite a bit of support from you guys and I am humbled that you find the information on this site useful. I started blogging for several

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com2tag:blogger.com,1999:blog-4569226753771525473.post-73845346627856134672012-03-19T00:17:00.001-04:002012-03-20T00:08:44.930-04:00

source Are you a cash person or a plastic person? I use to be a plastic person until I realized how much more money I was spending when I used my debit card versus when I used cash. Before I started budgeting I use to use my debit card to purchase everything. It was rare that cash would ever be in my wallet. I found it to be very convenient to use my debit card. This all changed when I discovered

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-76005508014846418832012-03-16T06:05:00.028-04:002012-04-03T06:11:59.157-04:00

I just love a free car wash! How much do you pay to wash your car? I haven't paid for a car wash in years. I have a Petro Canada gas card. This is not a credit card but a points card that allows me to accumulate points every time I make a purchase. I do a lot of driving, so I am at the gas station at least twice a week. This allows me to accumulate points very fast. I only use my points when I

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-31419396587997047612012-03-15T00:02:00.000-04:002012-03-15T00:02:40.039-04:00

A 14 year old girl recently purchased a home in Florida with her mother. I am so impressed with this young lady. We hear so many negative things about teenagers in our society that it is refreshing to see a 14 year old taking charge of her life. This story really hits home for me because I too purchased my first home with my mother at the age of 20. This is the main reason why I started

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-49022761469700916352012-03-14T00:01:00.008-04:002012-03-14T00:18:27.757-04:00

You read that correctly! I actually picked up the phone and called my bank for them to reverse a 2 cent charge that I saw on my statement. You may think I am absolutely crazy for taking the time to do this but in my opinion, 2 cents is still my money and if I think the charge was mistakenly charged or if it was a legitimate charge, I have the right to know what I was charged for. I

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com3tag:blogger.com,1999:blog-4569226753771525473.post-72153541784062804002012-03-13T00:21:00.000-04:002012-03-13T00:21:48.625-04:00

Source1. First things first, stop using your credit cards. Cut them up, throw them away, flush them down the toilet. Do whatever you have to do to stop using them. You won't be able to pay off your credit card if you keep spending on it. 2. Use cash to do your shopping. Leave all your credit cards at home so you won't be tempted to use it. You will also spend less when you use cash versus

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com2tag:blogger.com,1999:blog-4569226753771525473.post-3219075989129645412012-03-09T08:20:00.001-05:002012-03-09T08:53:45.199-05:00

This post is part of the Women's week series to educate women on personal finance. Today's topic is Money in my 30's. I am a natural saver and I love to work! As long as it's something I enjoy doing, I could work 24 hours a day. I started working at the age of 12 delivering newspapers, my mother taught me to save once I started my first job. I became addicted to saving that by the time I was 20,

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com2tag:blogger.com,1999:blog-4569226753771525473.post-45795966707999533132012-03-08T07:01:00.002-05:002012-03-13T01:08:24.786-04:00

This post is part of the Women's week series to educate women on personal finance. Today's topic is Budgeting. I don't know many people that actually like budgeting, except for a few crazies like myself. Budgeting is an essential key to building wealth. You must know how much you're getting paid and how much you're spending. A budget is just telling your money where it's going to go, versus your

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com2tag:blogger.com,1999:blog-4569226753771525473.post-4977510123136090442012-03-07T00:33:00.016-05:002012-03-07T00:53:08.724-05:00

This post is part of the Women's week series to educate women on personal finance. Today's topic is Saving and Investing. Check out my 5 tips to saving and investing. 1. Educate yourself Don't solely depend on a financial planner to manage your money, be in control of your money and know exactly where it's going. I recently fired my financial planner because I was making more money on my

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com2tag:blogger.com,1999:blog-4569226753771525473.post-51891145552987817372012-03-06T07:38:00.003-05:002012-03-09T10:11:05.802-05:00

This post is part of the women's week series to educate women on personal finance. Today's topic is Relationships and Money. This is such a great topic to discuss considering money is the number one reason for divorce. Talking about money can be such a touchy subject, especially with a loved one. Let's be honest, nobody wants to tell someone they're dating that they've declared bankruptcy twice

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0tag:blogger.com,1999:blog-4569226753771525473.post-90134710020268478522012-03-05T07:49:00.001-05:002012-03-06T08:06:51.155-05:00

I am so excited to be a part of women's week. Today is the first day of Women's money week, where we will be educating women on personal finance. Today's topic is entrepreneurship and making money. Check out these great statistics on women and money According to Vanguard women save more, trade less, and diversify better than men. Men tend to overestimate their investing abilities  According

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com1tag:blogger.com,1999:blog-4569226753771525473.post-14434691453353657372012-03-02T00:05:00.000-05:002012-03-02T00:05:59.325-05:00

March is fraud prevention month! So it's very important that we all recognize it, report it, and ultimately stop it. Did you know that offences related to fraud are approximately $10 - $30 billion per year in Canada? That's right up there with drug related offenses. Fraud is really taking over and more and more people are becoming victims of fraud. The top two scams of the week are the

Shondellhttp://www.blogger.com/profile/13497509858733900286noreply@blogger.com0