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How SBI Cards is Fighting the UPI / e-Payments Onslaught ?

CardBhai — Thu, 18 Mar 2021 07:23:49 +0000

The low starting point of digital payments, has led to mass adoption of all types of digital payment products and are growing at a healthy pace in their respective playing fields. Market share gains of UPI in digital payments should be seen as an expansion of digital payments in customer or merchant segments that have ... Read more How SBI Cards is Fighting the UPI / e-Payments Onslaught ?

The post How SBI Cards is Fighting the UPI / e-Payments Onslaught ? first appeared on CardBhai.

Credit Card Most Profitable Business of Indian Banks

CardBhai — Mon, 15 Mar 2021 07:10:40 +0000

Credit Card lending is the most profitable business vertical of Indian Bank / Financial services company. High profitability is driven largely by the high yielding unsecured credit business. While share of fee income is high in total revenues (~50% of total income net of interest expenses), most of the fees (penalties, etc.) are credit-linked. The ... Read more Credit Card Most Profitable Business of Indian Banks

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Retail Loan Inquiries Improve + Delinquencies at FINTECH & NBFCS – CIBIL

CardBhai — Mon, 23 Nov 2020 07:58:05 +0000

In the COVID-19 pandemic times, retail credit inquiry volumes in October 2020 were 81% of last year October levels. Enquiry volumes have improved in home loans as well as Loan Against Properties (LAP). Auto and 2W loans have also seen rebound in volumes due to shift in consumer preferences. Personal loan volumes are yet to ... Read more Retail Loan Inquiries Improve + Delinquencies at FINTECH & NBFCS – CIBIL

The post Retail Loan Inquiries Improve + Delinquencies at FINTECH & NBFCS – CIBIL first appeared on CardBhai.

India Mobile Payment & Fintech Platforms Preparing for IPO

CardBhai — Fri, 09 Oct 2020 06:05:37 +0000

With a huge population and its affinity towards the mobile / smartphones, India is one of the most attractive market for fintech disruption driven by increasing high speed internet penetration. Penetration of digital C2B [Consumer 2 Business] payments (cards, UPI, wallets) is expected to increase multi-fold to touch 1/3rd of the transactions by 2025. UPI ... Read more India Mobile Payment & Fintech Platforms Preparing for IPO

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UPI Mobile Payments Growing Exponentially

CardBhai — Wed, 30 Sep 2020 08:29:49 +0000

UPI mobile payments through mobile apps has been one of the biggest contributors to retail digital transactions in India. The pay mode now accounts for around half the retail digital transactions in volume terms, while its value share is around 10% (due to relatively small average per transaction value compared to NEFT/IMPS). UPI’s market share ... Read more UPI Mobile Payments Growing Exponentially

The post UPI Mobile Payments Growing Exponentially first appeared on CardBhai.

Digital Payments & Lending Revolution in Indian FinTech Space

CardBhai — Mon, 10 Aug 2020 11:22:00 +0000

The Digital Payments landscape in India has been revolutionized by the regulators and the banks’ proactive initiatives, e.g., IndiaStack and UPI. It is quite surprising that India has emerged as one of the most exciting markets for digital payments across the world. Last year, home-grown payment networks (RuPay and UPI) took a lion’s share of ... Read more Digital Payments & Lending Revolution in Indian FinTech Space

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AskCred – Can Help You Optimise Your Card Usage During Covid

CardBhai — Fri, 24 Jul 2020 07:20:20 +0000

COVID has been disastrous for Individuals who work for businesses heavily involved in sectors like travel, tourism and entertainment. They have felt the impact most directly with loss of bonus and other incentive pay often followed by temporary or permanent job loss. As the economic contraction turns into a longer-term economic recession, one can expect ... Read more AskCred – Can Help You Optimise Your Card Usage During Covid

The post AskCred – Can Help You Optimise Your Card Usage During Covid first appeared on CardBhai.

Chinese FinTechs Desperate for Slice of Indian Consumer Finance

CardBhai — Tue, 30 Jun 2020 08:35:08 +0000

In the midst of a deep down consumer financing crisis by Indian Fintech Startups, guess who is at the Gateway of India, Mumbai asking for NBFC license to operate in the Indian FinTech space. Yes! More than 2 dozen Chinese Dragons are waiting at the RBI gate in Mumbai. What’s so special about Chinese Fintech ... Read more Chinese FinTechs Desperate for Slice of Indian Consumer Finance

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How SBI Cards is Fighting the UPI / e-Payments Onslaught ?

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Credit Card Most Profitable Business of Indian Banks

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Retail Loan Inquiries Improve + Delinquencies at FINTECH & NBFCS – CIBIL

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India Mobile Payment & Fintech Platforms Preparing for IPO

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UPI Mobile Payments Growing Exponentially

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Digital Payments & Lending Revolution in Indian FinTech Space

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AskCred – Can Help You Optimise Your Card Usage During Covid

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Chinese FinTechs Desperate for Slice of Indian Consumer Finance

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