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<channel>
	<title>Carrie Tallman</title>
	
	<link>http://carrietallman.com</link>
	<description>Compassionate Financial Coaching</description>
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		<title>Start Where You Are</title>
		<link>http://carrietallman.com/2011/05/start-where-you-are/</link>
		<comments>http://carrietallman.com/2011/05/start-where-you-are/#comments</comments>
		<pubDate>Mon, 02 May 2011 00:57:08 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://carrietallman.com/?p=855</guid>
		<description><![CDATA[Where am I?  I had this great idea to write about starting where you are and come to find out I’m not entirely sure where I am. Which is just the point I suppose.  To take a time-out, pause, and look around.  Because I don’t know about you, but sometimes I get WAY ahead of [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Where am I?  I had this great idea to write about starting where you are and come to find out I’m not entirely sure where I am.</p>
<p>Which is just the point I suppose.  To take a time-out, pause, and look around.  Because I don’t know about you, but sometimes I get WAY ahead of myself.  And at other times I get WAY behind myself, as in – I can’t believe I haven’t gotten there yet!?!  When instead I can reconnect, take stock, and check-out where I am.  And then start again from there.</p>
<p><a rel="attachment wp-att-856" href="http://carrietallman.com/2011/05/start-where-you-are/ruby-slippers/"><img class="aligncenter size-medium wp-image-856" title="ruby slippers" src="http://carrietallman.com/wp-content/uploads/2011/05/ruby-slippers-300x199.jpg" alt="" width="300" height="199" /></a></p>
<p>This occurred to me after reading my sister <a href="http://www.clairebphotography.com" target="_blank">Claire’s post</a>.  It made me laugh and I thought, that is SO Claire.  And then I realized that my posts weren&#8217;t really SO me.  Or at least I wasn&#8217;t feeling all that connected to the writing.  The ideas yes, the writing no.  Because I was trying to make it sound good.  Trying to force an end result, a brilliant post that everyone would want to read.  About money.  Ha. Ha.</p>
<p>So I’m going to say it.  I might not write about money each week.  Because I need to write about what comes up for me, and hopefully that will be more helpful for you.  And maybe not, but it’s what I’s gots to do (been watching too much <em>Glee</em>).  Forcing myself to write on a certain topic just isn’t working.  And since I’m no longer in high school, I’m giving myself permission to write freely.  Friendly FYI.</p>
<p>Which reminds me of the sign my friend Beth has hanging in her office.  It reads, “Perfectionists are LOSERS.”  Which really cracks me up.  Mostly because Beth cracks me up, and also because there’s truth there.  Wouldn’t be funny otherwise.</p>
<p>Meaning, life is NOT about being perfect.  But if you insist, good luck with that.</p>
<p>It is about taking risks and making mistakes.  Lots of them.  And then hopefully learning from them.  Which is when you see the real truth &#8211; that they were never really mistakes in the first place, just growing pains.  Otherwise known as life.</p>
<p>So this is my 5<sup>th</sup> draft by the way.  Talk about starting over.  Which is fine, and the point.  Starting where I am.  Again.  And as many more times as I need to.  Or at least until bedtime.</p>
<p>In fact, I believe that giving ourselves permission to start again, just where we are, is the key to a happy life.  Or at least a sane one.  Because what’s more sane &#8211; - pushing forward, making something work when it doesn’t, pretending a situation is something it’s not, or having the courage to say, you know what, this wasn’t the right choice… the right job… relationship… etc…  And changing course.</p>
<p>It’s scary and it’s uncomfortable, but it’s honest, and real, and probably the kindest thing we can do for ourselves.  So I invite you to start over, just where you are, blemishes, missteps, mistakes, and all.  It might just be the beginning of a friendly relationship with your life.</p>
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		<title>The Financial Disconnect</title>
		<link>http://carrietallman.com/2011/04/the-financial-disconnect/</link>
		<comments>http://carrietallman.com/2011/04/the-financial-disconnect/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 03:32:15 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://carrietallman.com/?p=807</guid>
		<description><![CDATA[It&#8217;s that fuzzy, vaguely ominous feeling around your financial situation.  You know something&#8217;s off, you sense you&#8217;re missing something, but you can&#8217;t quite put your finger on it.  Or more accurately, you don&#8217;t want to.  On some level you know you&#8217;ve got something of a money blind spot, but you&#8217;re not sure why, or what do it about [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>It&#8217;s that fuzzy, vaguely ominous feeling around your financial situation.  You know something&#8217;s off, you sense you&#8217;re missing something, but you can&#8217;t quite put your finger on it.  Or more accurately, you don&#8217;t want to.  On some level you know you&#8217;ve got something of a money blind spot, but you&#8217;re not sure why, or what do it about it.  In fact, you still might not be convinced you should care.</p>
<p>This is what I call a classic financial disconnect.  And although it also happens with men, I&#8217;ve observed it far more often as a female phenomenon.  So much so that it may have been the very thing that led me towards a career in financial coaching.</p>
<p><a rel="attachment wp-att-808" href="http://carrietallman.com/2011/04/the-financial-disconnect/women-piggy-bank/"><img class="aligncenter size-medium wp-image-808" title="women piggy bank" src="http://carrietallman.com/wp-content/uploads/2011/04/women-piggy-bank-300x199.jpg" alt="" width="300" height="199" /></a></p>
<p>Why?  Because watching women discount themselves around money, sort of drove me nuts.  Back then.</p>
<p>As a teenager I got a job at 15, started saving, and used my money to take a trip to Europe the next year.   For some reason I <em>got </em>the value of my money.  Early.  I got that it could take me places.  I saw it as a tool that existed to help get me where I wanted to go.  Not the other way around.</p>
<p>But many of my female friends, my sisters, and peers were doing other things, focusing on other interests.  Notable and worth interests mind you.  Like boys.  While I too liked the boys, it didn’t seem to hinder my interest in personal finances.</p>
<p>Which is curious, because the more I paid attention, the more I noticed that it did hinder some of my friends and family.  Not only were my female compatriots not valuing their money, some of them actually prided themselves on how much they didn’t know.  Or care.  Staying clueless was cute or sweet.  Until of course, they grew up.</p>
<p>And while most grew up into intelligent, creative, and vibrant women, they never really connected with or harnessed the power of their money.  A facet of their own power.  It seems the well-intended attitudes and behaviors in our younger years helped set the stage for painful and sometimes damaging financial disconnects later in life.</p>
<p>This is just one explanation, and depending on your personal history, a lot of factors can contribute to a disconnect.  The point is not so much how you got to where you are (although that can help bring compassion to your situation), but to see what it’s getting you today.  Or more importantly, what it’s preventing you from getting.</p>
<p>A financial disconnect is really a way we cut ourselves off from some aspect of our personal power.  By remaining unconscious around our money, we abdicate that power to someone or something else.  We send the message that it’s more than we can handle.  That someone more capable or smarter should make those decisions for us.  Because they (or it) knows better.  And although it may feel that way, it’s not the truth.</p>
<p>The real truth is that no one knows better than you how to use and direct your money.  No one else has the answers for your life and no one else knows the dreams you hold in your heart.</p>
<p>Bringing awareness to a financial disconnect can be scary, but it&#8217;s an important first step towards reclaiming what&#8217;s been your&#8217;s all along.  Learning to trust your abilities, examine your choices, and make conscious decisions with your money can only bring you closer to a life you love.  And once you&#8217;re on board, your money will be more than happy to oblige!</p>
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		<title>Rich Dad, Poor Dad. What about Mom?</title>
		<link>http://carrietallman.com/2011/04/rich-dad-poor-dad-what-about-mom/</link>
		<comments>http://carrietallman.com/2011/04/rich-dad-poor-dad-what-about-mom/#comments</comments>
		<pubDate>Sun, 10 Apr 2011 21:33:38 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://carrietallman.com/?p=752</guid>
		<description><![CDATA[I work in finance.  I have since 2002.  It pays well and I even have a great side gig right here.  I’ve read all sorts of personal finance books, from the brilliant and always tan Suzie Orman, to old-school Warren Buffet and Ben Graham.  I’ve studied for grueling financial exams like the CFA, almost completed an [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>I work in finance.  I have since 2002.  It pays well and I even have a great side gig right here.  I’ve read all sorts of personal finance books, from the brilliant and always tan Suzie Orman, to old-school Warren Buffet and Ben Graham.  I’ve studied for grueling financial exams like the CFA, almost completed an MBA (long story – ending with a trip to France:), and I pick stocks for a living.</p>
<p><span><a rel="attachment wp-att-753" href="http://carrietallman.com/2011/04/rich-dad-poor-dad-what-about-mom/mother-and-daughter-baking-in-the-kitchen/"><img class="aligncenter size-medium wp-image-753" title="Mother and Daughter Baking in the Kitchen" src="http://carrietallman.com/wp-content/uploads/2011/04/Mother-daughter-kitchen-300x214.jpg" alt="" width="300" height="214" /></a></span></p>
<p>So why am I telling you all of this?  The point of my laundry list is that despite my mostly apparent interest in, and knowledge of all things finance, it recently occurred to me that in many ways, I still have an antiquated female mentality towards money.</p>
<p>I realized this while driving to lunch with some co-workers.  They were laughing about how one of the younger guys on the team, a mere 23 years old, was having a tough time doing his taxes because of all his personal stock trades.  The guys were chuckling.  I was scratching my head.  All of the guys had personal investment accounts (PAs) &#8211; where they invest in individual stocks and bonds, with the intention of growing their wealth.  All of them had them, but me.</p>
<p>I’m 35.  I do this for a living, I have discretionary income, not to mention incredible research tools at my disposal &#8211; why does this kid out of college have a PA and I don&#8217;t?  What on Earth?</p>
<p>On further reflection I saw that I was still functioning from a decidely old-school female mentality towards money, which is sadly to say, not much of one at all.  Now there are plenty of progessive and self-made women out there, but by and large, building wealth remains a low, if not, non-existent priority for most of us.</p>
<p>Which is why we have books like <em>Rich Dad, Poor Dad </em>and not <em>Rich Mom, Poor Mom.  </em>Robert T. Kiyosaki&#8217;s books, in addition to turning Robert into a “Rich Dad”, make some valuable points about how our mindsets largely determine our fortunes; or our dad’s fortunes anyway.  Because no where in those books does Robert mention his mother.  At least not in terms of how she thought about money.</p>
<p>Why you ask?  Probably because she wasn’t.  Thinking much about money.  Perhaps she was worrying about the lack of it, but she definitely wasn&#8217;t focused on building her or her family&#8217;s wealth.</p>
<p>By and large, in our society, women aren’t taught to.  Making money was not, often is not, a topic discussed among women.  To this day, most of us are stilling passing the buck, literally, to men.</p>
<p>This isn’t about men-bashing, or women-bashing, for that matter.  But a wake-up call.  It was a big one for me.  That despite all my interest, skills, and exposure to finance, I wasn’t even really in the game.  Not the game of wealth or power, but the game of fully owning my worth, of really stepping into my potential.</p>
<p>So what would it mean if you and I made really good money?  If we were savvy business-women, as skillful, maybe more so, than the men?  Or on the flip side, why don’t some of you take more interest in your money?  What benefit do you think you get by staying ignorant?</p>
<p>I started asking myself these questions and was surprised by the answers.  Despite all my outward interest in finance, there was a clear line I didn’t want to cross.  It seemed that being too successful would be, well, un-lady like.  That maybe the men-folk would be turned off or even threatened by me.</p>
<p>As women, we’ve made amazing progress in the last century in terms of equality at work and in pay.  But there’s still more to be done, most of which relates to how much we’re willing to value ourselves.</p>
<p>Because whenever we hold ourselves back, spend unconsciously, or simply pretend money isn’t important, we discount ourselves.  And ultimately turn our backs on the hugely positive impact money can have on our families, communities, and the world.</p>
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		<title>Money, What’s It All About?</title>
		<link>http://carrietallman.com/2011/04/money-whats-it-all-about/</link>
		<comments>http://carrietallman.com/2011/04/money-whats-it-all-about/#comments</comments>
		<pubDate>Sun, 03 Apr 2011 22:59:25 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://carrietallman.com/?p=709</guid>
		<description><![CDATA[Like it or not, we’re all “in relationship” with money.  Some of us would prefer to deny this fact, but the reality is that money touches our lives, for better or worse, on many levels, all the time.  Money may have helped send us to college, or the lack of it might have straddled us with student [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Like it or not, we’re all “in relationship” with money.  Some of us would prefer to deny this fact, but the reality is that money touches our lives, for better or worse, on many levels, all the time.  Money may have helped send us to college, or the lack of it might have straddled us with student loans.  Money may have gotten us comfortably into our first home, or we might still struggle to pay rent.  Money can be a source of friction in our families and marriages, or it can help bring us closer together.</p>
<p style="text-align: center;"><img class="aligncenter" title="girl with money" src="http://carrietallman.com/wp-content/uploads/2011/04/girl-with-money-300x257.jpg" alt="" width="300" height="257" /></p>
<p>In a sense, money plays a big role in helping us realize our life’s dreams.  But on the flip side, the lack of it can leave us feeling hopeless and trapped.  Funny thing is that most of us still aren&#8217;t sure how to be in relationship to the stuff.  We spend much of our lives chasing it, ignoring, stockpiling it, and often complaining about the lack of it.  In general, we spend a lot of time and energy on our money, but not always with good results.</p>
<p>So what is this stuff we call money?  Why is it the cause of so many problems and at the same time, what we believe to be the answer to so many of our prayers?</p>
<p>It’s true that on one level money plays a big role in the quality of our lives and the realization of our dreams.  But is it really money that&#8217;s responsible for all that?</p>
<p>If we look a little deeper, we’ll start to see that it’s not all about the money.  It’s really about what we make the money mean.  What power we give it - how desperately we need it, who we think we&#8217;ll be with it, or what it means if we&#8217;re without it.</p>
<p><a rel="attachment wp-att-718" href="http://carrietallman.com/2011/04/money-whats-it-all-about/girl-with-money/"></a></p>
<p>On its own money has no inherent value, but sort of like tofu, it absorbs and expresses the value we give it.  It tells us what we believe about our earnings potential, it reflects how smart or business savvy we think we are, or even what we think others think of us.  It&#8217;s a great gauge for whether or not we see ourselves as &#8220;management material&#8221; and it&#8217;s even crystal-clear on how wealthy we think God wants us to be (or doesn&#8217;t).  Our money tells us a LOT about how we see ourselves, and while it doesn&#8217;t dictate our value, it surely shows us how we think we measure up. </p>
<p>Which is wonderful!  Because by seeing money clearly &#8211; for what it&#8217;s not &#8211; we can see it for what it truly is: a fabulous tool that shows us how connected or disconnected we are from our real worth.  Worth that&#8217;s inherent to each of us no matter what our balance sheets say.</p>
<p>So instead of our usual antics around money, instead of trying to get more, trying to pretend we have less, or ignoring it altogether, we can take some time to just notice what we&#8217;re doing.  We can hit pause and simply observe what&#8217;s going on.  Are we chasing it?  Do we tend to ignore or neglect it?  Do we obsess about the lack of it?  Simple observe.</p>
<p>Because by bringing awareness and then compassion to how you&#8217;re relating to money, you take the first step towards creating a healthier and lighter relationship with it.  It&#8217;s been calling for your attention all these years now, not because it&#8217;s evil stuff, but because it has some very important things to share with you &#8211; information that could actually help you heal how you relate to money.  And more importantly, how you relate to and value yourself.</p>
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		<title>Follow Your Feeling</title>
		<link>http://carrietallman.com/2011/01/follow-your-feeling/</link>
		<comments>http://carrietallman.com/2011/01/follow-your-feeling/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 03:43:41 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://carrietallman.com/?p=597</guid>
		<description><![CDATA[It occurs to me that Life has bigger plans than I could ever imagine.  If only I&#8217;d listen.  For many of us we struggle yearly, daily, hourly over what to do with our lives.  What is our life&#8217;s purpose?  What will finally make us happy?  More money, the perfect husband, the perfect job&#8230;? People pine [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>It occurs to me that Life has bigger plans than I could ever imagine.  If only I&#8217;d listen.  For many of us we struggle yearly, daily, hourly over what to do with our lives.  What is our life&#8217;s purpose?  What will finally make us happy?  More money, the perfect husband, the perfect job&#8230;?</p>
<p><a rel="attachment wp-att-600" href="http://carrietallman.com/?attachment_id=600"></a></p>
<p><a rel="attachment wp-att-611" href="http://carrietallman.com/?attachment_id=611"><img class="aligncenter size-medium wp-image-611" title="compass forest" src="http://carrietallman.com/wp-content/uploads/2011/01/compass-forest-300x199.jpg" alt="" width="300" height="199" /></a></p>
<p>People pine for clarity, search for business ideas, stalk cute guys.  To no avail.</p>
<p>Yet it&#8217;s recently dawned on me that it&#8217;s SO much easier than any of that.  In fact, all the answers have been right here in front of us all along.  And we&#8217;re exactly where we need to be in order to begin.</p>
<p>Which brings me to my title, &#8220;Follow Your Feeling&#8221;.  Short of having a perfectly laid-out picture of what blissful, lasting happiness looks like and how to get there, you can instead simply, &#8220;follow your feeling&#8221;.</p>
<p>Actually, I would advise against having a hard and fast picture of what you want.  At least not right away.  Because I&#8217;ve noticed that getting attached to a certain end result, or outcome, can often blind you to something even better.  Or, worse still, when fueled by desperation and depravity, prevent you from having the thing you want most.</p>
<p>In my experience, the way to true and lasting happiness (which is sort of a loaded statement) is to feel your way there.  Ask yourself what you want most.  Is it a loving family unit?  A thriving business?  Lots of money in the bank?  Great.  Now ask yourself how you&#8217;ll feel when you have it.  Will a family finally help you feel connected, loved, and wanted?  Will a successful business bring you confidence, purpose, and peace?  Excellent!  That&#8217;s your thread.  Those are the feelings you&#8217;ll want to follow.</p>
<p>How you ask?</p>
<p>Right now, where you are, with what you&#8217;re doing &#8211; - how can you feel more of those feelings?  It&#8217;s not sexy, it&#8217;s not Tony Robbins-exciting, it&#8217;s basic everyday life.  But it is real, and it does work.</p>
<p>Feeling more of those good feelings often involves examining your beliefs and what you tell yourself about your current situation.  Maybe you think no one loves you.  Maybe you tell yourself you&#8217;re trapped at work.  You may have a lot of evidence to support these views.  Right or wrong, true or false, any view that causes you to feel like crap is not helpful.  And is certainly not moving your towards a bliss-filled life.</p>
<p>To be clear, I&#8217;m not in support of false positivity or delusional cheer.  What I am in support of is bringing awareness and choice into each moment of your life.  Because when you know how you want to feel, you can intentionally cultivate those feelings through your choices.  You can look at the same old situations with new eyes and see new possibilities.  You can commit to following the thread of how you want to feel and who you want to be in your life.</p>
<p>And just see what happens.  My guess is that Life comes up with some pretty incredible results.  But don&#8217;t take my word for it.</p>
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		<title>Are you Willing?</title>
		<link>http://carrietallman.com/2010/11/wanting-are-you-willing/</link>
		<comments>http://carrietallman.com/2010/11/wanting-are-you-willing/#comments</comments>
		<pubDate>Mon, 29 Nov 2010 03:31:27 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://moneymeans.carrietallman.com/?p=474</guid>
		<description><![CDATA[A brilliant woman, who I won’t mention is my therapist, boiled down almost every struggle I’ve ever had in my life to one short question – Are you willing? Oh no.  What? Turns out I’ve been wanting a lot of stuff – relationships, career, dog, children, neatly-delivered outcomes, etc… but I haven’t necessarily been all that [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>A brilliant woman, who I won’t mention is my therapist, boiled down almost every struggle I’ve ever had in my life to one short question – Are you willing?</p>
<p>Oh no.  What?</p>
<p>Turns out I’ve been wanting a lot of stuff – relationships, career, dog, children, neatly-delivered outcomes, etc… but I haven’t necessarily been all that willing.  You see, there is a very subtle, yet enormously powerful shift from wanting to willing.  So much so, that I had quite a difficult time enunciating out loud, that I was in fact <em>willing</em> to have my long list of desires.</p>
<p><a href="http://carrietallman.com/wp-content/uploads/2010/11/asian-boy-diving1.jpg"><img class="aligncenter size-medium wp-image-478" title="boy ready to dive" src="http://carrietallman.com/wp-content/uploads/2010/11/asian-boy-diving1.jpg?w=200" alt="" width="200" height="300" /></a></p>
<p>Why you ask?</p>
<p>Well, first of all, try it.  Because it will become readily apparent.  Let’s say you want your own business (or whatever your particular heart’s desire).  You want it.  Easy enough.  I <em>want </em>my own business.  A successful one, damn it!  Now, try saying it with “willing” instead.  Out loud.  Maybe even in front of someone.  Yikes.  I am <em>willing</em> to have my own business.  Can you do it?</p>
<p>I couldn’t.  I felt like I was standing on the edge of a super-high Olympic high dive.  For the first time.  Oh, and I was four.  I was not budging.  Nope, nadda.  The words were not coming out of my mouth.</p>
<p>I couldn’t say “willing” because I wasn’t sure I was.  Apparently I paid enough attention in school to be acutely aware, although perhaps subconsciously, of the difference between wanting and willing.  And my physical body was not about to say something it couldn’t follow up on.</p>
<p>Willing meant it was on me.  That I alone was responsible for getting what I wanted.  And that maybe I was also responsible for <em>not </em>having gotten what I wanted.  Eeewh.</p>
<p>It also meant that I was open to receiving all that I wanted.  Which was perhaps a little scarier than the responsibility bit.  I mean &#8211; am I really worthy of receiving everything I want?  (See two blogs ago for help; and yes, you are).</p>
<p>Yes I might prefer a magic lamp, a genie, and three solid wishes, or <em>wants</em>.  Because that would involve no work, no real commitment, and certainly no risk on my part.  Easy breezy, yes please.  Unfortunately, or perhaps, fortunately, that’s not exactly the way the world works.</p>
<p>As scary as it was, realizing that this minor word substitution held the key to a life time of dreams fulfilled was exhilarating.  And did I mention scary?</p>
<p>Being willing comes down to a conscious choice.  You know what you want, you know where you stand today, and you can consciously choose to move in the direction of the thing you want.  You can.  If you’re willing.  It doesn’t mean that you’re going to like everything that needs doing in order to accomplish your dream, but because the joy and fulfillment of your dream drive your efforts, you are willing.  It doesn’t mean you won’t be scared or at times doubtful, but because you have committed to a thing, you are willing to walk through your fear and do it anyway.</p>
<p>Be willing is extremely powerful.  It places you firmly in the driver’s seat of your life.  Which is where you’ve been all along, only maybe you hadn’t noticed.</p>
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		<title>Strategies in Loneliness</title>
		<link>http://carrietallman.com/2010/11/455/</link>
		<comments>http://carrietallman.com/2010/11/455/#comments</comments>
		<pubDate>Fri, 26 Nov 2010 22:33:45 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://moneymeans.carrietallman.com/?p=455</guid>
		<description><![CDATA[After several uninspiring blog drafts, I’m just going to blurt it out.  I’m lonely.  This is strangely coinciding with the start of the holiday season.  Coincidence?  Uh, no.  I’m not sure what I want to say about loneliness, except to say that I don’t want it.  I’d much rather call people, interact with people, or [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>After several uninspiring blog drafts, I’m just going to blurt it out.  I’m lonely.  This is strangely coinciding with the start of the holiday season.  Coincidence?  Uh, no. </p>
<p><a href="http://carrietallman.com/wp-content/uploads/2010/11/sad-holiday-dog.jpg"><img class="aligncenter size-medium wp-image-456" title="sad holiday dog" src="http://carrietallman.com/wp-content/uploads/2010/11/sad-holiday-dog.jpg?w=300" alt="" width="300" height="199" /></a></p>
<p>I’m not sure what I want to say about loneliness, except to say that I don’t want it.  I’d much rather call people, interact with people, or at the very least, be in proximity to people.  In fact, I went to the mall to be near frenzied shoppers I normally wouldn&#8217;t approach with a pole.  So it was fortunate I ran into a friend who also went to the mall to avoid loneliness.</p>
<p>If however, people, any people, had not been readily available, I would have settled for watching desperately sad movies, crying alone.  This way my loneliness would be much more important and meaningful.  So that later, when I shared my sad and lonely story, someone might feel sorry for me.  And while I’m not sure why that’s a good outcome, it’s one my ego seems to like.  A lot.</p>
<p>All of this avoidance and/or wallowing reminds me of trying to get a resistant cat into its carrier.  It’s a pretty hysterical, if not dangerous endeavor.  A cat will do ANYTHING to avoid the carrier.  It will run and hide.  It will spread itself flat like a pancake just as you’ve gotten it to the small, square carrier entrance.  #$&amp;% cat!  It will bite, meow, hiss, etc…  Basically, a cat will risk death to avoid going into the carrier.</p>
<p>I mean, who knows what a carrier could lead to??  A new location, the vet, a bath?  Cats have a good point.  Carriers don’t always lead to happy outcomes.  But I’m not sure I can say the same for staying with loneliness.</p>
<p>What I don’t mean to do is laugh at loneliness.  Although, again, another good antidote.  Because loneliness is painful and well, lonely.  But you know, I’m not sure it’s loneliness that’s so bad.  It seems that the avoidance of loneliness is much more painful than the feeling itself.  I mean, what happens when you stay with the feeling?  Have you ever stuck around to find out?  In all honesty, today was maybe the first time I’ve consciously done this and the outcome was mostly&#8230; no more loneliness.  Huh.</p>
<p>So it seems to be the case (spoken from personal experience), that the more we run from loneliness or, to the contrary, wallow in it, the more power we give it.  And ultimately, the more control it has over us.  In fact, there’s a direct correlation with our resistance to something (or someone) and its power over us.</p>
<p>Instead of resisting unwanted feelings this holiday season, maybe we could give ourselves the gift of courage, mixed with a dash of compassion.  After all, making contact with loneliness is the start to a real connection.  With ourselves and anyone else who’s ever felt lonely.  Which pretty much accounts for everyone here on Earth.  Happy Holidays!</p>
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		<title>Not Getting Enough Credit?</title>
		<link>http://carrietallman.com/2010/11/wheres-your-worth-2/</link>
		<comments>http://carrietallman.com/2010/11/wheres-your-worth-2/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 02:53:25 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://moneymeans.carrietallman.com/?p=447</guid>
		<description><![CDATA[It&#8217;s funny how every day life really gives you all the fuel for personal growth you could EVER ask for.  There&#8217;s really no need to travel around the world, live in a monastery, sweat in a sweat lodge.  It&#8217;s all right here for the taking.  Yay.  Case in point.  I was watching Oprah the other day [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>It&#8217;s funny how every day life really gives you all the fuel for personal growth you could EVER ask for.  There&#8217;s really no need to travel around the world, live in a monastery, sweat in a sweat lodge.  It&#8217;s all right here for the taking.  Yay. </p>
<p><a href="http://carrietallman.com/wp-content/uploads/2010/11/kids-raising-hands.jpg"><img class="aligncenter size-medium wp-image-450" title="kids raising hands" src="http://carrietallman.com/wp-content/uploads/2010/11/kids-raising-hands.jpg?w=300" alt="" width="300" height="199" /></a></p>
<p>Case in point.  I was watching Oprah the other day &#8211; because I can on my incredible TV-recording DVR device &#8211; and I noticed some irritation.  Oprah had one of her &#8220;Ah-Ha&#8221; moments right there on the show.  And I was so damn annoyed.</p>
<p><em>Interesting</em>.  So after a few minutes of self-coaching, focusing, and some silence, I had it.  My irritation was about not getting credit for knowing what Oprah had only just discovered.  More specifically, how come she gets a show and I don&#8217;t?!!  Whaaahh!</p>
<p>I mean, if I&#8217;m more brilliant than Oprah (work with me), what gives?</p>
<p>What I uncovered is that a lot of the time I&#8217;m waiting for other people to give me credit for my talents, accomplishments, and sheer brilliance.  Uh-hem.  Basically, I&#8217;m waiting for someone to give me a pat on the head and say, &#8220;good job Carrie&#8221;.  Before I go out and get my own show.</p>
<p>Which sucks.</p>
<p>And also why I don&#8217;t have a show. </p>
<p>Seriously, the difference between Oprah and most people is that most people don’t give themselves credit. </p>
<p>For example &#8211; - your co-worker with less experience applies for and gets a management position.  Now she&#8217;s your boss.  The guy you went to high school with (who wasn&#8217;t all that bright) owns his own company – you remain a slave to the man.</p>
<p>There’s this whole, &#8220;who does she think she is?!&#8221; thing going on.  And we know it’s bubbling underneath when we start to feel irritated or indignant, or even resentful.  But the real question isn’t, who does she think she is, it’s – who do I think I am?  Who am I to apply for that management position, I’m not fully qualified!?  Or &#8211; of course I’m not running my own company yet, I don’t have enough experience.  And on and on.  Essentially we’re not giving ourselves credit for our abilities or capabilities, and we might even be waiting for someone else to do it for us.</p>
<p>This business of owning your abilities, trusting your capabilities, and giving yourself credit to say, launch your own personal talk show, is tricky.  It’s tricky because there is no real, tangible yardstick except the one you create in your head.  And what’s really funny is that everyone’s yardstick is completely different and totally arbitrary.  So you might consider taking a look under the hood to examine your totally random set of standards which determine whether or not you measure up.  Out of thin air.</p>
<p>Because I&#8217;ve found that most of us are using criteria that Jesus would have a hard time meeting.  I&#8217;m serious.  These crazy criteria set us up to fall short of impossible standards, which then becomes a reason to beat ourselves up, which only ever keeps us from knowing our true value. It&#8217;s a vicious cycle where we never feel good enough and so we end up looking outside ourselves for validation, approval, and credit.  Because as tough as the outside world can be, it&#8217;s often a kinder place than the judge in our heads.</p>
<p>Once you examine and hopefully begin to lower the laughable standards in your head, you might just discover the real truth.  That you are as valuable and worthy as you decide you are.  That’s it.  No one else can give you credit or determine your worth.  It’s not their job, and it’s not your job to determine theirs.</p>
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		<title>Struggling to Stay Afloat?</title>
		<link>http://carrietallman.com/2010/11/de-funkification/</link>
		<comments>http://carrietallman.com/2010/11/de-funkification/#comments</comments>
		<pubDate>Sun, 07 Nov 2010 18:07:18 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://moneymeans.carrietallman.com/?p=430</guid>
		<description><![CDATA[Survival mode.  It sucks.  And it&#8217;s where I&#8217;ve been (in my head) for a week now.  Yes, I have a great day job that pays me well.  And yes, I also have a steady side coaching business I love that provides extra income.  So what gives? How did I end up in this state?  How [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Survival mode.  It sucks.  And it&#8217;s where I&#8217;ve been (in my head) for a week now.  Yes, I have a great day job that pays me well.  And yes, I also have a steady side coaching business I love that provides extra income.  So what gives?</p>
<p><a href="http://carrietallman.com/wp-content/uploads/2010/11/duck-drowning.jpg"><img class="aligncenter size-medium wp-image-433" title="Duck drowning" src="http://carrietallman.com/wp-content/uploads/2010/11/duck-drowning.jpg?w=300" alt="" width="300" height="199" /></a></p>
<p>How did I end up in this state?  How is it that to an outsider&#8217;s view, things are going swimmingly?  Which is a funny way to ask because my common feelings involve sinking, drowning, overwhelm.  Are we having fun yet?</p>
<p>I don&#8217;t know about you, but every now and again this vaguely familiar, clearly unwanted perspective takes over.  And almost sinks me.</p>
<p>The sneaky questions that lurk behind the feelings include &#8211; - Why am I so behind the curve? How come everyone&#8217;s doing so much better than me? Why can&#8217;t I be wildly successful? Meet a great guy?  ETC&#8230;  Really, it comes down to something like &#8211; - What&#8217;s wrong with me?</p>
<p>Okay, nothing.  But I&#8217;ll get to that in a second.</p>
<p>First, I think we all slip into this dreary place every now and again.  And while you might not be as aware of your feelings as I, perhaps you notice you&#8217;re buying more lottery tickets than usual.  Or instead, you start to believe that your mostly annoying, somewhat unhygienic co-worker could pass for a husband, with just a little work (aka. a man is your plan).  Or maybe you&#8217;re overcome with the urge to sell all your stuff and move to some isolated part of Uzbekistan.  Where is that again?  You get the idea.</p>
<p>In the event that the above scenarios do not work out, what to do?</p>
<p>Two things &#8211; both work pretty well.  One &#8211; Do nothing.  Two &#8211; Do something.</p>
<p>Doing nothing is important.  Staying with the funk and not pushing it away, can for the first time, truly move you through it.  A recurring funk is like a recurring dream - it has something important to tell you.  And it will not rest until you get the message.</p>
<p>Think of your funk as a scared puppy that needs some compassion.  For whatever reason, a lot of intimidating, seemingly valid thoughts have entered your world and they&#8217;re almost enough to shut you down.  But approaching the stuckness, fear, or funk with kindness can provide some immediate relief.</p>
<p>If you examine the state of your funk closely enough, you might notice that a lot of the stories swirling in your head are familiar.  And possibly were helpful to you at one point.  But now as an adult, they simply hold you back.  Check the validity of those stories and see if you can come up with more accurate views that feel better.</p>
<p>And because this is a scared puppy you&#8217;re dealing with, option two &#8211; do something &#8211; is also important.  But sort of not without option one first.</p>
<p>Once you&#8217;ve approached yourself with compassion and understanding &#8211; Yeah, those are some seriously scary thoughts &#8211; the next step is some gentle discipline.  You want to train that puppy!</p>
<p>And I don&#8217;t mean discipline in the harsh, aggressive, Marine-like sense of the word.  I mean it in a loving, steady, puppy-training sort of way.</p>
<p>This comes down to knowing yourself and knowing what can help shake off your funk.  I&#8217;ve found that the best activities involve those that move me closer to the life I do want (writing each day, interacting with successful coaches), and those I can do on a regular basis.</p>
<p>It&#8217;s really all about having awareness and compassion for how you are feeling, and then implementing gentle routines that will help you cultivate better feelings you do want.  And ultimately, a life you love.</p>
<p>Because nothing&#8217;s wrong with you &#8211; you&#8217;re just in a funk.</p>
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		<title>A Change is Gonna Come</title>
		<link>http://carrietallman.com/2010/10/dear-blog/</link>
		<comments>http://carrietallman.com/2010/10/dear-blog/#comments</comments>
		<pubDate>Sun, 31 Oct 2010 19:05:41 +0000</pubDate>
		<dc:creator>Carrie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://moneymeans.carrietallman.com/?p=408</guid>
		<description><![CDATA[I&#8217;ve noticed a new phenomenon that&#8217;s recently sprouted in my life.  Whenever encountering resistance to something that pops up during my day, I pause and address the thing directly, as though writing it a sweet note - &#8220;Dear Belly (yes, my stomach), Dear Person who just cut me off in traffic, Dear Savings Account, Dear God&#8230; seriously!&#8221;  And [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>I&#8217;ve noticed a new phenomenon that&#8217;s recently sprouted in my life.  Whenever encountering resistance to something that pops up during my day, I pause and address the thing directly, as though writing it a sweet note - &#8220;Dear Belly (yes, my stomach), Dear Person who just cut me off in traffic, Dear Savings Account, Dear God&#8230; seriously!&#8221;  And so today I found myself uttering, &#8220;Dear Blog&#8221;!.</p>
<p><a href="http://carrietallman.com/wp-content/uploads/2010/10/fall-leaves.jpg"><img class="aligncenter size-medium wp-image-422" title="fall leaves" src="http://carrietallman.com/wp-content/uploads/2010/10/fall-leaves.jpg?w=300" alt="" width="300" height="199" /></a></p>
<p>Turns out, this new proclivity is a gentle nudge telling me that either the something needs to change, or well, something in me might be do for a change.  I almost always want the other thing to change of course, but in the end I usually lose.  And mind you, looking at it as a win-loose situation is completely unhelpful.  Just saying.</p>
<p>So this afternoon I found myself uttering, &#8220;Dear Blog&#8230;&#8221;  Yes, it is indeed time for a change, and in this case much of the change will be coming from my blog (YAY!!) and some of it will be coming from me (BOO!).</p>
<p>While my ego is excited that it&#8217;s not having to change much, what it doesn&#8217;t know is that it already has.  HA- HA!</p>
<p>I&#8217;ve been doing a lot of work around what I want my coaching practice to be, how I want it to feel, who I want to serve, and mostly &#8211; how I&#8217;ve been standing in the way of that.  I&#8217;ve been unraveling a lot of old stories around my worth, my ability to have a successful practice, and who I am.  And it hasn&#8217;t been easy.  Or quick, necessarily.</p>
<p>But I&#8217;ve seen some subtle shifts, that over time have accumulated into &#8211; - It is seriously time to update my blog!  i.e. Change.</p>
<p>Turns out that I can&#8217;t rush healing, or growing, or well, change.  But when I stick to my knitting, take care of myself (and trust that others will take care of themselves), change just happens.  It happens exactly when it needs to happen.  And unfortunately, for some of us, not a single second sooner.</p>
<p>On the flip side, approaching change from the outside, external world is a whole heck of a lot harder than starting within.  I mean, sometimes (sometimes) it works, but mostly it doesn&#8217;t.  What does happen is that people manage to make a big change and then it all falls apart.  They end up right back where they started, only more discouraged, and less likely to try again.</p>
<p>The change didn&#8217;t stick not because they don&#8217;t deserve wonderful things or great relationships.  But because they don&#8217;t yet believe it.  Don&#8217;t believe they&#8217;re capable, deserving&#8230; fill in the blank.  Instead, starting on the inside is an opportunity to examine the &#8220;believing&#8221; part &#8211; what do you believe you deserve or don&#8217;t deserve,  what are you capable of?  In the end, the answers to those questions will paint a pretty accurate picture of what you&#8217;ll get.  Like every time. </p>
<p>Point being, it&#8217;s an inside job.  Always has been, always will be.  When you clean up the painful stories and beliefs that are keeping you from the life you want, the change happens naturally.  It can&#8217;t not.</p>
<p>And if you&#8217;d like some help along the way, consider hiring a life coach (eh-hem &#8211; see contact tab).  Yes, shameless self-promotion, but hey, it is my blog:).</p>
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