Often times when releasing a product/site/service you want to wait until it’s perfect. I mean what’s the point of putting something out there that isn’t perfect only to turn away potential customers, thus losing them forever. I disagree. Instead, put it out there immediately, call it a beta, ask for help with bugs and suggestions. The web in 2010 and beyond is different than it was 10 years ago. Now everyone has an email account, a profile on a social networking site or maybe even a blog too. Communication is encouraged and done more now than ever before. So put your product/site/service out there, say what it will be and what it will do, get them to sign up for free and let them know when it’s ready.

Working hard is always good, or is it? Sometimes you’re just stuck on something. You’re in the forest in the middle of work and all you see are trees. Walk away and take a break. Your greatest ideas and breakthroughs will come when you’re staring at the waves on the beach, looking at a mountain top, or just going outside for some fresh air. So remove your tunnel vision and see the forest from afar. Instead of seeing nothing but trees, what you’ll see is the right path.

Today is the 5th year anniversary of CashTheChecks.com, as my own knowledge of personal finance and internet marketing grows the quality of the posts has improved as well. Things are moving along quite nicely and 2010 will probably see the release of my first and only eBook which will be some sort of compilation of posts in an organized way.

Television viewing is a passive activity, in which you sit on the couch and watch. But online, it’s a very active activity. People go online to look for content, ads just get in the way. The most common ad sizes and ad locations get completely ignored most of the time. I know personally I can visit a site and read the content I was looking for without even noticing the site had lots of ads everywhere.

As time passes, websites are becoming a great vehicle for content delivery, but an inferior vehicle for typical advertising methods. So the question is, what do we do? What I’ve chosen to do is to move away from standard or even odd banner sizes and do away with banner ads, do away with text ads too. Instead, integrating ads into the content is what works best. The perfect vehicle for this is review sites and comparison sites. This way, the surfer/visitor gets what they want (the content) while you provide them with links to buy what they’re looking for – but only after you deserve it. The days of placing lots of 468×60 ads and pop-ups and making sales are long gone.

In these tough economic times many of us have chosen to cut back on expenses and actually try to budget and save. For many of us this is not an easy task and becomes very hard to accomplish. Becoming a penny pincher does not have to be an exhausting task.  The trick is to start small, start using coupons, only carry a certain amount of cash for specific expenses and don’t use your debit card, buy store brands. Even switching to a more cheaper cell phone plan can alleviate some money worries. Before you know it you’ll feel  inspired to save in bigger better ways!

In life it’s usually the hard workers who get ahead, while the slackers keep performing beneath their potential. But there is still hope for procrastinators. While most people get into panic mode trying to get things done, slackers know how to fulfill their obligations, get acceptable marks and enjoy a relatively stress-free existence. Being a slacker isn’t necessarily a good thing, but it’s nice to find a balance between being laid back and being a high strung worker. Here’s a few ways how you can integrate the slacker lifestyle into your life and benefit from it.

- E-mails: you don’t need to reply to emails as soon as you get them. As long as you get to it within 24 hours,  you should be okay. So handle your other tasks first and put email on the backburner for a while.

- Take a break: While others are hard at work, it’s okay to take a break and relax. You’ll come back re-energized, re-vitalized and will be more productive even though you’ll be working less.

- Don’t multi-task: Often times when you try to do too much at the same time you end up not doing any of those tasks correctly. So take your time and get things done right the first time.

Public relations used to be the sole province of newspaper people, but now anyone can do it online. There are numerous strategies that a business owner can take to get the word out about their expertise, products, and services. You don’t necessarily have to spend a lot of money or take out business loans to use for advertising budgets. When you know the tricks to get more exposure online, it’s an easy way to self-promote and reach a wider audience for your business.

Article Marketing

A simple way to get more exposure is to write up some articles and submit them to free article directories. You can submit to multiple article directories at one time, and use the resource box to put links back to your website or special promotions. You can’t just write an article about the offering, but about some facet of your business that might interest and attract the right audience. Once you get the right people to read your article, if it interests them enough, they will click the links in your resource box and you have a potential customer coming back to you from sites with large traffic counts.

Press Releases

You can also submit press releases to multiple press release sites. These have the advantage that you can talk directly about a new product or service, without having to pussy foot around. You can put in your business address and contact information quite boldly on the press release without violating any terms of service. It’s also a great way to get noticed on a roll-out as press releases are put further up the search engine result pages due to their timely information. If you use keywords that are also highly searched, you have the makings of a very easy advertising technique that reaps good sales leads.

Yahoo Hot Jobs posted a some common sense rules on how to avoid sabotaging your job. Most of these are easy, but those with a carefree attitude might want to take heed to this advice, because there’s plenty of uptight people at the workplace.

- Keep your focus on the networking part of social networking
- Avoid sending a tweet in the heat of the moment
- Finding friends at the office is fine — but don’t look for love
- Appearances count around the office
- Practice proper email etiquette
- Think before you speak
- It’s good to be heard — but not all the time
- Just say “no” to complaining
- Handle alcohol with care
- Know the difference between sharing and oversharing

The deadline for the program is November 30th and whether or not it will be extended by Congress is uncertain. So if you looking to own a new home now may be the time to close.

In these tough economy times a good credit score is the key in being able to open the doors of the purchasing world. The following are some tips on how one can increase their credit score.

- Make sure you are paying your credit card bills on time and ofcourse more than the minimum.

- Remember you must use your credit in order to build it. You can’t just sit on a credit card and expect to increase your FICO score on it’s own.

- Aim in getting a major credit card, gas card and store credit isn’t as effective on building credit. Instead try Visa, MasterCard, or American Express.

- Don’t let any billing disputes go to collections. Handle all past due payments promptly

- Spread your credit, don’t use just one card for all your expenses. Your fico score will benefit if you maintain the use of your card below 30% of your total available balance.

College students are often able to open a student checking account while at school that offers tremendous value and specialized features and benefits custom tailored to their needs.

• - Newspapers
• - Travel Agents
• - Music
• - Magazines
• - Greeting Cards
• - Post Office
• - Video Rental
• - Malls
• - Long Distance Phone Companies
• - Record Stores
• - Real Estate Agents
• - Picture Printing Companies

Don’t ruin someone’s business, even if you think it will help yours. Lend a helping hand instead. What comes around goes around.