Finding you the right mortgage.
Your trusted source for Canadian mortgages from coast to coast.
CENTUM® Canada Quick Facts
2200+
Mortgage Professionals
10000+
Canadians Choose Us Each Year
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Unique, innovative, trusted Mortgage Services
We offer people from all across Canada a wide and varied range of Mortgage Services to suit your exact needs. Our 2200+ mortgage professionals are here to help answer any questions you might have.
Get Mortgage AdviceSome of the best mortgage rates anywhere in Canada
Best 3-Year Fixed
3.90%
Best 5-Year Fixed
4.39%
Best 5-Year Variable
3.65%
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Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.
Trusted Lending Partners
How Much Can You Afford?
Try one of our easy-to-use mortgage calculators to quickly and easily see what you can afford. Run payment scenarios, chart your progress and much more.
Latest Blog Posts
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May 11, 2026
Mortgage Renewal in 2026: Fixed or Variable?
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“I've been dealing with Anne for at least 26 years now and she always made it happen for me. I've been self employed for most of my life and being as such getting a loan or a mortgage is a...”
GM - Vancouver
“We just completed the mortgage process with Clinton and his team - they were all was fantastic to deal with. Extremely responsive and followed up the day after closing to make sure everything was o...”
Cyndi Jenkins - Toronto
“Marlon and his team were fantastic! If I can give 10 stars I will. They provide such an amazing service. He makes sure that he understands your needs and process them accordingly. I am very satisfi...”
Nat Du - Mississauga
“Adrian helped us in so many ways with our mortgage. In today's busy world where timely responses and decisions are required, Adrian's guidance was incredibly knowledgeable and he was rema...”
Kevin Loewen - Winnipeg
Happy Clients
Customer satisfaction is our major goal. See what our customers are saying about us.
CENTUM is a family business with franchises owned by families. Our customers are our friends, family members and neighbors, so integrity and trust are everything. At CENTUM, we are always looking out for your best interest.
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What's the process?
How do I get started?
At CENTUM®, we have streamlined the mortgage process to make it as easy and as seamless as possible. Our network of experienced mortgage professionals will help guide you every step of the way.
1. Find an Agent or Broker
Locate the professional you wish to work with.
2. Apply Safely Online
Approx. 5 minutes is all it takes.
3. Get Your Funding Fast
If all goes to plan, funding happens quick!
What are you interested in?
Most Canadian homeowners stay with their existing mortgage lender because they believe it is too time consuming to get a better mortgage rate.
Learn moreWhen does it make sense to redo your mortgage? Refinancing might be the right choice, for the right reasons. Refinancing can happen anytime during your mortgage or when it's time to renew it.
Learn moreIt's a financial solution designed for Senior Canadian homeowners. Access up to 55% of your home's value, tax-free cash without having to move or sell your home!.
Learn moreYour first home? Not a problem. We make getting a mortgage for your first home easy. More than great rates, the type of mortgage you get really matters.
Learn moreDo you have bad or poor credit and are trying to get a mortgage but it's proven to difficult? We might be able to help. We have options to help those with bad credit get the mortgage they need.
Learn moreGetting a mortgage isn't always easy when you run your own business. Finding you the right mortgage solution that fits your business income needs.
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