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	<title>Change Counts</title>
	
	<link>http://changecounts.com</link>
	<description>Changing the way we think about money - Count me in!</description>
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		<title>Cheap Auto Insurance Online</title>
		<link>http://changecounts.com/cheap-auto-insurance-online.html</link>
		<comments>http://changecounts.com/cheap-auto-insurance-online.html#comments</comments>
		<pubDate>Tue, 05 May 2009 01:16:58 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://changecounts.com/?p=398</guid>
		<description><![CDATA[In today’s economy people are looking for any way possible to save a few bucks. One way to save a lot of money is to shop for the cheapest auto insurance online. The best place I have found to get cheap full coverage car insurance is cheap-autoinsurance.com.
  To get the best price on auto [...]]]></description>
			<content:encoded><![CDATA[<p>In today’s economy people are looking for any way possible to save a few bucks. One way to save a lot of money is to shop for the cheapest auto insurance online. The best place I have found to get cheap full coverage car insurance is cheap-autoinsurance.com.</p>
<p>  To get the best price on auto insurance you need to search around and compare the quotes of multiple auto insurance companies. Not only do most online insurance sites provide their competitors average prices but, shopping online saves you the gas money and the wasted time of driving to your local insurance broker.  It also relieves a lot of the pressure of a face-to-face meeting. For example, if I went to my local broker to look for a <a href="http://www.cheap-autoinsurance.com/">cheap auto insurance</a> policy, he would likely try to sell me a house insurance policy as well. Before I know it, I’m stuck with million dollar car and house insurance policy that I don’t need. </p>
<p>  Shopping online for cheap full coverage car insurance will help you avoid being pressured into a certain car insurance company by relatives, friends, or coworkers.  Many times these well meaning people in your lives think they are doing you a favor by "insisting" that you use their company.  This is where cheap-autoinsurance.com can really help. When you go to their site, you just enter your zipcode and it anonymously lists the top four car insurance companies in your area. It even provides the best things each choice has to offer in an easy to read <em>list</em> format. A link is provided to quickly get quotes from each of the four auto insurance companies.  You can use these quotes to pick cheap auto liability insurance that works for YOU!  It really streamlines the process of searching for multiple car insurance companies to make it as quick and painless as possible.</p>
<p>So save some time and a bunch of money by comparing <a href="http://www.cheap-autoinsurance.com/">cheap auto insurance</a> online.</p>
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		<title>Inconvenient Debt?</title>
		<link>http://changecounts.com/inconvenient-debt.html</link>
		<comments>http://changecounts.com/inconvenient-debt.html#comments</comments>
		<pubDate>Fri, 30 Jan 2009 00:11:58 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://changecounts.com/?p=391</guid>
		<description><![CDATA[Glenn Beck had this video illustrating the real truth behind the printing of all this money.  If you don't understand it, when we "print money" and dump it into the system, it devalues the money already in the system.  What our government is doing now is so overboard it's scary.  Get involved, [...]]]></description>
			<content:encoded><![CDATA[<p>Glenn Beck had this video illustrating the real truth behind the printing of all this money.  If you don't understand it, when we "print money" and dump it into the system, it devalues the money already in the system.  What our government is doing now is so overboard it's scary.  Get involved, and let's stop Congress from selling us out!</p>
<p>Watch this video and you will understand better what is happening.</p>
<p><embed type='application/x-shockwave-flash' src='http://foxnews1.a.mms.mavenapps.net/mms/rt/1/site/foxnews1-foxnews-pub01-live/current/videolandingpage/fncLargePlayer/client/embedded/embedded.swf' id='mediumFlashEmbedded' pluginspage='http://www.macromedia.com/go/getflashplayer' bgcolor='#000000' allowScriptAccess='always' allowFullScreen='true' quality='high' name='undefined' play='false' scale='noscale' menu='false' salign='LT' scriptAccess='always' wmode='false' height='275' width='305' flashvars='playerId=videolandingpage&#038;playerTemplateId=fncLargePlayer&#038;categoryTitle=&#038;referralObject=3479955&#038;referralPlaylistId=playlist' /></p>
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		<title>Get Paid to Post Photos</title>
		<link>http://changecounts.com/get-paid-to-post-photos.html</link>
		<comments>http://changecounts.com/get-paid-to-post-photos.html#comments</comments>
		<pubDate>Fri, 16 Jan 2009 21:29:50 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://changecounts.com/?p=382</guid>
		<description><![CDATA[Did you know that you can make good money just posting photos to the internet?  Well , you can. Like anything good, it will take some work.  Do you want to earn some extra money?
All You Need is a Digital Camera &#38;
Internet Access to Get Started ... Even
If You Are a Rank Amateur [...]]]></description>
			<content:encoded><![CDATA[<p>Did you know that you can <a href="http://changecounts.com/photo.php"><strong>make good money</strong></a> just posting photos to the internet?  Well , you can. Like anything good, it will take some work.  Do you want to earn some extra money?</p>
<h2>All You Need is a Digital Camera &amp;<br />
Internet Access to Get Started ... Even<br />
If You Are a Rank Amateur With No Previous<br />
Professional Photography Experience at All!</h2>
<h3 style="text-align: left;"><a href="http://changecounts.com/photo.php">This System</a> Does Not...</h3>
<p><span class="blue"><strong>IT DOES NOT</strong></span> require you to create any websites.<br />
<span class="blue"><strong>IT DOES NOT</strong></span> require you to ship anything.<br />
<span class="blue"><strong>IT DOES NOT</strong></span> have anything to do with adult or pornographic content.<br />
<span class="blue"><strong>IT DOES NOT</strong></span> require you to have some "high-tech" digital camera because you are going to learn several ways to make money with just a regular digital camera!</p>
<p>Give it a try!  If you really want to earn some extra money with that new digital camera, you should try this system.</p>
<p>Just <a href="http://changecounts.com/photo.php" target="_top">Click Here!</a> and find out how.</p>
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		<item>
		<title>Can I rollover my roth ira to a different company but also roth ira?</title>
		<link>http://changecounts.com/can-i-rollover-my-roth-ira-to-a-different-company-but-also-roth-ira.html</link>
		<comments>http://changecounts.com/can-i-rollover-my-roth-ira-to-a-different-company-but-also-roth-ira.html#comments</comments>
		<pubDate>Sat, 27 Dec 2008 06:59:07 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[investing]]></category>
		<category><![CDATA[Different Company]]></category>
		<category><![CDATA[Rollover Ira]]></category>
		<category><![CDATA[roth ira]]></category>

		<guid isPermaLink="false">http://changecounts.com/can-i-rollover-my-roth-ira-to-a-different-company-but-also-roth-ira.html</guid>
		<description><![CDATA[
HEWLETT asked: My agent wants me to roll my Roth IRA to another company (company1)that has better interest rates.  Can I roll my roth ira to another company (company2) without penalties?Interested in Facts about ROTH IRAS?
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Roth_IRA7.jpg"><img src="/wp-content/uploads/cc/Roth_IRA7.jpg" title='Roth IRA' alt='Roth IRA' /></a></div>
<div><em><strong>HEWLETT</strong> asked: </em><br/><br/><br/>My agent wants me to roll my Roth IRA to another company (company1)that has better interest rates.  Can I roll my roth ira to another company (company2) without penalties?<br/><br/><a href='http://changecounts.com'>Interested in Facts about ROTH IRAS?</a></div>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>Roth IRA?</title>
		<link>http://changecounts.com/roth-ira.html</link>
		<comments>http://changecounts.com/roth-ira.html#comments</comments>
		<pubDate>Fri, 26 Dec 2008 01:25:33 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[investing]]></category>
		<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[roth ira]]></category>
		<category><![CDATA[Roths]]></category>

		<guid isPermaLink="false">http://changecounts.com/roth-ira.html</guid>
		<description><![CDATA[
Derek asked: A mutual fund roth IRA doesn't make interest compared to a Roth IRA? Mutual fund Roths Depends on the Mutual fund? Where can I get a Roth IRA that just gets interests not mutual funds?
Well, i just wanted to know... I thought mutual funds performed however you invested and based on your contributions [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Roth_IRA.jpg"><img src="/wp-content/uploads/cc/Roth_IRA.jpg" title='Roth IRA' alt='Roth IRA' /></a></div>
<div><em><strong>Derek</strong> asked: </em><br/><br/><br/>A mutual fund roth IRA doesn't make interest compared to a Roth IRA? Mutual fund Roths Depends on the Mutual fund? Where can I get a Roth IRA that just gets interests not mutual funds?<br />
Well, i just wanted to know... I thought mutual funds performed however you invested and based on your contributions you got interest on that. I already have a mutual fund Roth... I just expected to get interest too.<br/><br/><a href='http://nativitycollections.com'>Want to Buy A Nativity Set?</a></div>
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		<item>
		<title>What are the differences between a money market IRA and a roth IRA?</title>
		<link>http://changecounts.com/what-are-the-differences-between-a-money-market-ira-and-a-roth-ira.html</link>
		<comments>http://changecounts.com/what-are-the-differences-between-a-money-market-ira-and-a-roth-ira.html#comments</comments>
		<pubDate>Sun, 21 Dec 2008 16:21:03 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Markey]]></category>
		<category><![CDATA[Money Market]]></category>

		<guid isPermaLink="false">http://changecounts.com/what-are-the-differences-between-a-money-market-ira-and-a-roth-ira.html</guid>
		<description><![CDATA[
va_girl asked: I opened a money markey IRA, and was going to converit it to a Roth IRA (im 23) and have rolled my $3,500 from my 401K into my new IRA.  When will I have to pay taxes on my $3,500 and when will I pay taxes on my new contributions?  Im [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Roth_IRA6.jpg"><img src="/wp-content/uploads/cc/Roth_IRA6.jpg" title='Roth IRA' alt='Roth IRA' /></a></div>
<div><em><strong>va_girl</strong> asked: </em><br/><br/><br/>I opened a money markey IRA, and was going to converit it to a Roth IRA (im 23) and have rolled my $3,500 from my 401K into my new IRA.  When will I have to pay taxes on my $3,500 and when will I pay taxes on my new contributions?  Im not sure if I should keep the money market, or change to the Roth. Thanks!<br/><br/><a href='http://changecounts.com'>Interested in Facts about ROTH IRAS?</a></div>
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		<item>
		<title>Is an excess Roth IRA contribution taxable when withdrawing it after the tax filing deadline with extension?</title>
		<link>http://changecounts.com/is-an-excess-roth-ira-contribution-taxable-when-withdrawing-it-after-the-tax-filing-deadline-with-extension.html</link>
		<comments>http://changecounts.com/is-an-excess-roth-ira-contribution-taxable-when-withdrawing-it-after-the-tax-filing-deadline-with-extension.html#comments</comments>
		<pubDate>Fri, 19 Dec 2008 04:48:46 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Excess Roth Ira Contribution]]></category>
		<category><![CDATA[Roth Ira Contribution]]></category>
		<category><![CDATA[Tax Filing Deadline]]></category>

		<guid isPermaLink="false">http://changecounts.com/is-an-excess-roth-ira-contribution-taxable-when-withdrawing-it-after-the-tax-filing-deadline-with-extension.html</guid>
		<description><![CDATA[
pkmoney555 asked: I contributed $6000 to a Roth IRA in 2006, which caused an excess of $2000.  It is now after the tax-filing deadline with extension.  I know that there is a 6% excise tax penalty already.  My question is: Are there any taxes if I withdraw the $2000?  And would [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Roth_IRA3.jpg"><img src="/wp-content/uploads/cc/Roth_IRA3.jpg" title='Roth IRA' alt='Roth IRA' /></a></div>
<div><em><strong>pkmoney555</strong> asked: </em><br/><br/><br/>I contributed $6000 to a Roth IRA in 2006, which caused an excess of $2000.  It is now after the tax-filing deadline with extension.  I know that there is a 6% excise tax penalty already.  My question is: Are there any taxes if I withdraw the $2000?  And would the early distribution penalty 10% apply since I am under 59 1/2?<br/><br/><a href='http://nativitycollections.com'>Want to Buy A Nativity Set?</a></div>
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		<title>How do I calculate taxes when converting a Traditional IRA with TIPS to a Roth IRA?</title>
		<link>http://changecounts.com/how-do-i-calculate-taxes-when-converting-a-traditional-ira-with-tips-to-a-roth-ira.html</link>
		<comments>http://changecounts.com/how-do-i-calculate-taxes-when-converting-a-traditional-ira-with-tips-to-a-roth-ira.html#comments</comments>
		<pubDate>Thu, 18 Dec 2008 04:44:59 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[Traditional Ira]]></category>
		<category><![CDATA[Treasury]]></category>

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		<description><![CDATA[
clash_of_civilizations asked: I have a traditional IRA which contains TIPS (treasury inflated protected securities). How do I calculate taxes when converting the IRA to a Roth IRA?Interested in Facts about ROTH IRAS?
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			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Roth_IRA9.jpg"><img src="/wp-content/uploads/cc/Roth_IRA9.jpg" title='Roth IRA' alt='Roth IRA' /></a></div>
<div><em><strong>clash_of_civilizations</strong> asked: </em><br/><br/><br/>I have a traditional IRA which contains TIPS (treasury inflated protected securities). How do I calculate taxes when converting the IRA to a Roth IRA?<br/><br/><a href='http://changecounts.com'>Interested in Facts about ROTH IRAS?</a></div>
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		<title>What is the difference between a Roth IRA and a Roth IRA term cd?</title>
		<link>http://changecounts.com/what-is-the-difference-between-a-roth-ira-and-a-roth-ira-term-cd.html</link>
		<comments>http://changecounts.com/what-is-the-difference-between-a-roth-ira-and-a-roth-ira-term-cd.html#comments</comments>
		<pubDate>Mon, 15 Dec 2008 15:06:44 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Free Cd]]></category>
		<category><![CDATA[Free Interest]]></category>
		<category><![CDATA[roth ira]]></category>

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		<description><![CDATA[
JE asked: What is the difference between a Roth IRA and a Roth IRA term cd?  Does the Roth Cd act like a regular cd but with tax free interest? When the Roth CD term is up, do I have to roll it over into another Roth Ira cd? If I end the Roth [...]]]></description>
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<div><em><strong>JE</strong> asked: </em><br/><br/><br/>What is the difference between a Roth IRA and a Roth IRA term cd?  Does the Roth Cd act like a regular cd but with tax free interest? When the Roth CD term is up, do I have to roll it over into another Roth Ira cd? If I end the Roth Cd at the end of the term, is there a penalty?<br/><br/><a href='http://nativitycollections.com'>Want to Buy A Nativity Set?</a></div>
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		<title>When I withdraw money from my Roth IRA, do I have to deduct Federal or State taxes?</title>
		<link>http://changecounts.com/when-i-withdraw-money-from-my-roth-ira-do-i-have-to-deduct-federal-or-state-taxes.html</link>
		<comments>http://changecounts.com/when-i-withdraw-money-from-my-roth-ira-do-i-have-to-deduct-federal-or-state-taxes.html#comments</comments>
		<pubDate>Wed, 10 Dec 2008 09:01:44 +0000</pubDate>
		<dc:creator>Mack</dc:creator>
				<category><![CDATA[United States]]></category>
		<category><![CDATA[Amount Of Money]]></category>
		<category><![CDATA[Ira Tax]]></category>
		<category><![CDATA[Rollover Ira]]></category>

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		<description><![CDATA[
rdimonte asked: I rolled over a rollover IRA into a Roth, which is now called a Roth IRA.  When filing tax return, I had to pay Federal taxes on the whole amount that was rolled over.  When I withdraw from my Roth IRA in the future, do I deduct Federal &#038; State taxes [...]]]></description>
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<div><em><strong>rdimonte</strong> asked: </em><br/><br/><br/>I rolled over a rollover IRA into a Roth, which is now called a Roth IRA.  When filing tax return, I had to pay Federal taxes on the whole amount that was rolled over.  When I withdraw from my Roth IRA in the future, do I deduct Federal &#038; State taxes from the amount that I am withdrawing, &#038; if so, what percentage do I use.  Will I get taxed on the amount of money that I withdraw, when I file next year's taxes?<br/><br/><a href='http://changecounts.com'>Interested in Facts about ROTH IRAS?</a></div>
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