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	<title>Chesapeake Bay Real Estate</title>
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	<link>http://blog.chesapeakelifestyles.com</link>
	<description>Keeping you up to date on Real Estate happenings on the Eastern Shore of Maryland</description>
	<lastBuildDate>Thu, 02 Apr 2009 20:34:12 +0000</lastBuildDate>
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		<title>VICTORIAN HOMES</title>
		<link>http://blog.chesapeakelifestyles.com/victorian-homes/</link>
		<comments>http://blog.chesapeakelifestyles.com/victorian-homes/#comments</comments>
		<pubDate>Thu, 02 Apr 2009 20:34:12 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Architecture]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[Cambridge homes]]></category>
		<category><![CDATA[Chesapeake]]></category>
		<category><![CDATA[chesapeake bay]]></category>
		<category><![CDATA[Chesapeake Bay homes]]></category>
		<category><![CDATA[Chesapeake Bay houses]]></category>
		<category><![CDATA[Chesapeake Bay Properties]]></category>
		<category><![CDATA[chesapeake Bay Victorian Homes]]></category>
		<category><![CDATA[Chestertown homes]]></category>
		<category><![CDATA[eastern shore]]></category>
		<category><![CDATA[Eastern shore homes]]></category>
		<category><![CDATA[eastern shore maryland]]></category>
		<category><![CDATA[eastern shore properties]]></category>
		<category><![CDATA[Easton homes]]></category>
		<category><![CDATA[victorian homes]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/?p=24</guid>
		<description><![CDATA[Chesapeake Bay homes are generally considered to be Colonial style, however on the Eastern Shore of Maryland, the towns and cities feature a surprisingly large number of “Victorian” houses, ranging from the plain pre Civil War styles to large complex and showy residences.
What, exactly, is a Victorian? Many of us use the term to describe [...]]]></description>
			<content:encoded><![CDATA[<p>Chesapeake Bay homes are generally considered to be Colonial style, however on the Eastern Shore of Maryland, the towns and cities feature a surprisingly large number of “Victorian” houses, ranging from the plain pre Civil War styles to large complex and showy residences.</span></p>
<p>What, exactly, is a Victorian? Many of us use the term to describe an architectural style, however, Victorian is not really a style but a period in history. The Victorian era dates from about 1840 to 1900. <a href="http://blog.chesapeakelifestyles.com/files/2009/04/victorian-house-1.jpg"><img class="alignright size-medium wp-image-26" title="victorian-house-1" src="http://blog.chesapeakelifestyles.com/files/2009/04/victorian-house-1.jpg" alt="" hspace="5" vspace="5" width="246" height="184" /></a>The economic opportunities of the industrial age created a newly rising middle class, which would change the face of the country forever. They lived comfortable lives and as the wealth of the nation increased many were able to enjoy the pleasures of the good life in beautiful homes. During this time, industrialization brought many innovations in architecture, resulting in a variety of Victorian styles, each with its own distinctive features.</p>
<p>Early Victorian structures were relatively simple in style, while those built after the Civil War became more complicated. These include Italianate, Second Empire, Stick-Eastlake,  Gothic Revival, and Queen Anne. Generally, Italianate style structures have flat roof lines, corniced eaves, angled bay windows and Corinthian-columned porches. Stick-Eastlake structures often include square bays, flat roof lines and free-style decorations. Victorian Gothic buildings featured arches, pointed windows, and other details borrowed from the middle ages. Queen Anne’s have a gabled roof, shingled insets, angled bay windows under the gable and usually a tower.</p>
<p>The homes were planned from the inside out &#8211; the layout of the rooms, the distinctive purpose of each room and the traffic pa<a href="http://blog.chesapeakelifestyles.com/files/2009/04/italianate1.jpg"><img class="alignleft size-medium wp-image-25" title="italianate1" src="http://blog.chesapeakelifestyles.com/files/2009/04/italianate1-300x212.jpg" alt="" hspace="5" vspace="5" width="227" height="160" /></a>ttern determined the outward look. Builders often borrowed characteristics from several different styles, creating unique, and sometimes quirky, mixes. The Victorians drew deeply from history, nature, geometry, theory, and personal inspiration to create their designs.</p>
<p>One quality of Victorian homes is a great deal of ornamentation and elaborate exterior features, with each style using its own form. Another Victorian quality is the abundance of extensions such as wraparound porches with extensive carvings, expansive bay windows and later, they added towers and turrets.</p>
<p>Early Victorian homes were painted in middle earth tones, browns, dark red, dark grey, while later  Victorian homes are colorful, elaborate, and bold. Queen Anne houses were coated in bright colors of yellow, rose or pink, light blues and above all contrasting trim colors designed  to emphasize the ornate construction details.</p>
<p>The next time you are looking at Chesapeake Bay properties take a closer look at the Victorian age houses. The best examples of Victorian homes will be in the Eastern Shore towns of Easton, Cambridge, Chestertown, Oxford and Saint Michaels. In our next post we will emphasize the different styles.</p>
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		<title>From a Shelter to a Penthouse</title>
		<link>http://blog.chesapeakelifestyles.com/from-a-shelter-to-a-penthouse/</link>
		<comments>http://blog.chesapeakelifestyles.com/from-a-shelter-to-a-penthouse/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 21:48:23 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Architecture]]></category>
		<category><![CDATA[Chesapeake Bay Region]]></category>
		<category><![CDATA[Cambridge]]></category>
		<category><![CDATA[Chesapeake]]></category>
		<category><![CDATA[chesapeake bay]]></category>
		<category><![CDATA[Chesapeake Bay homes]]></category>
		<category><![CDATA[Dorchester County]]></category>
		<category><![CDATA[eastern shore]]></category>
		<category><![CDATA[Eastern Shore MD]]></category>
		<category><![CDATA[Easton]]></category>
		<category><![CDATA[Garden Apartment]]></category>
		<category><![CDATA[High Rise]]></category>
		<category><![CDATA[maryland]]></category>
		<category><![CDATA[MD]]></category>
		<category><![CDATA[mid rise]]></category>
		<category><![CDATA[new home community]]></category>
		<category><![CDATA[Patio Home]]></category>
		<category><![CDATA[penthouse]]></category>
		<category><![CDATA[Saint Michaels]]></category>
		<category><![CDATA[single family home]]></category>
		<category><![CDATA[Talbot County]]></category>
		<category><![CDATA[townhouse]]></category>
		<category><![CDATA[villa]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/2008/06/06/from-a-shelter-to-a-penthouse/</guid>
		<description><![CDATA[
Home&#160;&#160;House&#160; Abode&#160;&#160;Dwelling&#160;&#160;Shelter&#160; Residence&#160; Domicile
In our last post, we discussed condominiums, as a form of ownership, not a building style, which left unanswered the question of what are the common forms of residences and what do they look like. Chesapeake Bay homes come in several distinct types that are categorized as follows:
Let&#8217;s start with the most [...]]]></description>
			<content:encoded><![CDATA[<p><font face="Comic Sans MS" size="2"></font></p>
<p align="center"><font face="Comic Sans MS" size="2"><strong>Home&nbsp;&nbsp;House&nbsp; Abode&nbsp;&nbsp;Dwelling&nbsp;&nbsp;Shelter&nbsp; Residence&nbsp; Domicile</strong></font></p>
<p><font face="Comic Sans MS" size="2">In our last post, we discussed condominiums, as a form of ownership, not a building style, which left unanswered the question of what are the common forms of residences and what do they look like. Chesapeake Bay homes come in several distinct types that are categorized as follows:</font></p>
<p><font face="Comic Sans MS" size="2">Let&rsquo;s start with the most popular, the <font color="#ff0000"><strong>single family home</strong></font>, a detached dwelling on any size lot or acreage.&nbsp; </font></p>
<p><font face="Comic Sans MS" size="2">The second category is multiple or connected dwellings, generally connected on one or both sides resulting in a duplex, <img height="169" alt="" hspace="5" width="144" align="right" vspace="5" src="http://farm4.static.flickr.com/3177/2556228509_36985840ee_m.jpg" />triplex or quadruplex building. </font></p>
<p><font face="Comic Sans MS" size="2"><strong><font color="#ff0000">Villa</font></strong> &ndash; A one-story unit, it may have a partial story or loft up.<br /><font color="#ff0000"><strong>Townhouse</strong></font> &ndash; Two to three full stories, the ground level usually contains a garage with an additional room.<br /><font color="#ff0000"><strong>Patio Home</strong></font> &ndash; A hybrid combination of connected villa style houses, with a deeded obligation to pay for outside maintenance, that is provided by the developer or a community organization. </font></p>
<p><font face="Comic Sans MS" size="2">The remaining category covers buildings containing <font color="#ff0000"><strong>&ldquo;apartment&rdquo;*</strong></font> style living units on one or more levels.</font></p>
<p><font face="Comic Sans MS" size="2"><strong><font color="#ff0000"><img alt="" hspace="5" align="left" vspace="5" src="http://farm4.static.flickr.com/3078/2557053610_92b692ae98_m.jpg" />Garden Style</font></strong> &ndash;&nbsp; A two or three story rectangular building with individual living spaces on one level.&nbsp; Garden style units generally include a substantial amount of open landscaped ground.<br /><strong><font color="#ff0000">Mid Rise**</font></strong> &ndash; A four to eight story building with individual dwelling units on one level. New midrise buildings often&nbsp;&nbsp; reserve the top stories for multi level penthouses.<img alt="" hspace="5" align="right" vspace="5" src="http://farm4.static.flickr.com/3044/2556228551_52dc3f5882_m.jpg" /><br /><strong><font color="#ff0000"></font></strong></font></p>
<p><font face="Comic Sans MS" size="2"><strong><font color="#ff0000"></font></strong></font></p>
<p><font face="Comic Sans MS" size="2"><strong><font color="#ff0000">High Rise**</font></strong> &ndash; Any building between 8 and 40 stories is considered a high rise.&nbsp; Buildings taller than 40 levels are classified as <font color="#ff0000"><strong>Skyscrapers</strong></font>.&nbsp; </font></p>
<p><font face="Comic Sans MS" size="2"><font color="#ff0000"></font></font></p>
<p><font face="Comic Sans MS" size="2"><font color="#ff0000">*</font>The word <strong><font color="#ff0000">apartment</font></strong> is another confusing name like condominium. The original apartments, dating back to the 16th century were called <font color="#ff0000"><strong>flats</strong></font>, a separate unit of a suite of rooms in a communal residential building. Later on in the middle 1800&rsquo;s, this living style became popular in high-density areas of Europe and Great Britain. From the very beginning, the flat was owned along with shared rights of the common areas. Later on, renting and leasing became popular and nowadays, we associate apartments with rental use, rather than ownership.&nbsp; In summary, the word apartment <em>relates to common or shared living in a singular building.</em></font></p>
<p><font face="Comic Sans MS" size="2"><font color="#ff0000">**</font>These are generally accepted definitions used to describe Chesapeake Bay properties; however, architects, urban planners and city building authorities all have their own formulas or guidelines to categorize the structures. For instance, mid rise building sizes may be subject to ratios of the street width to the building height. The difference between a high rise and a skyscraper is determined by the influence of winds and evacuation time during a fire. </font></p>
<p><font face="Comic Sans MS"><br /><font size="2"></font></font></p>
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		<title>Condominium Unveiled</title>
		<link>http://blog.chesapeakelifestyles.com/condominium-unveiled/</link>
		<comments>http://blog.chesapeakelifestyles.com/condominium-unveiled/#comments</comments>
		<pubDate>Thu, 01 May 2008 17:04:46 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Architecture]]></category>
		<category><![CDATA[Chesapeake Bay Region]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[boat docks]]></category>
		<category><![CDATA[chesapeake bay]]></category>
		<category><![CDATA[chesapeake bay property]]></category>
		<category><![CDATA[chesapeake bay real estate]]></category>
		<category><![CDATA[Codominium]]></category>
		<category><![CDATA[condo]]></category>
		<category><![CDATA[dockominium]]></category>
		<category><![CDATA[eastern shore]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[maryland]]></category>
		<category><![CDATA[properties]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[townhouse]]></category>
		<category><![CDATA[villa]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/2008/05/01/condominium-unveiled/</guid>
		<description><![CDATA[While searching for Chesapeake Bay&#160;real estate&#160;for our customers, we frequently hear the words &#8220;but we don&#8217;t want a condo.&#8221; Condo, is probably the most misused word in the real estate dictionary and&#160;most home buyers&#160;do not understand its true meaning, probably because amost of us found it a convenient way to catagorize an apartment style home [...]]]></description>
			<content:encoded><![CDATA[<p><font face="Comic Sans MS" size="2">While searching for Chesapeake Bay&nbsp;real estate&nbsp;for our customers, we frequently hear the words &ldquo;but we don&rsquo;t want a condo.&rdquo; Condo, is probably the most misused word in the real estate dictionary and&nbsp;most home buyers&nbsp;do not understand its true meaning, probably because amost of us found it a convenient way to catagorize an apartment style home that is owned instead of leased.</font></p>
<p><font face="Comic Sans MS" size="2"><font size="4">A condominium, or &ldquo;condo,&rdquo; is strictly a form ownership.</font> Years ago, ski and other vacat<img alt="" hspace="5" align="left" vspace="5" src="http://farm4.static.flickr.com/3021/2457315756_7f78690be5_m.jpg" />ion resort developers constructed multiple dwelling units for purchase, and they devised the condominium concept to establish a means of managing and operating them independently, after completion. From the very beginning, this concept was misunderstood and the word condo came to mean any multiple unit residence, further reinforced later on, when condominiums were constructed as apartment style buildings in urban areas.<img height="204" alt="" hspace="5" width="149" align="right" vspace="5" src="http://farm3.static.flickr.com/2139/2457342240_ce6cb02873_m.jpg" /></p>
<p>A condominium is the whole collection of individual home units along with the land upon which they sit. Individual home ownership is confined to the interior space of each unit. Anything outside this boundary is held in an undivided ownership interest by a homeowners association. Anything outside of this boundary is referred to as &ldquo;common elements.&rdquo;</p>
<p>All of the individual homeowners have shared rights to these common areas, such as the elevators, hallways, pools and clubhouses. Maintenance of common elements is the responsibility of the condominium association. Every owner owns a share of interest in the condominium association, plus an obligation to pay monthly dues for normal upkeep or special assessment fees for special needs. </p>
<p>In summary, a condominium may be a detached house, townho<img height="164" alt="" hspace="5" width="172" align="left" vspace="5" src="http://farm4.static.flickr.com/3256/2456487979_fa130231f9_m.jpg" />use or villa, a high rise or low rise building, an office suite, a retail store, commercial space or even a boat dock (dockominium). The next time you want to find a Chesapeake Bay property, be sure and ask your real estate agent to inform you of any ownership regulations if the property is a condominium.<br /></font></p>
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		<title>Waterfront Lots and Land around the Chesapeake Bay</title>
		<link>http://blog.chesapeakelifestyles.com/waterfront-lots-and-land/</link>
		<comments>http://blog.chesapeakelifestyles.com/waterfront-lots-and-land/#comments</comments>
		<pubDate>Wed, 31 Oct 2007 18:08:36 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Chesapeake Bay Region]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/20</guid>
		<description><![CDATA[Waterfront lot sales are complex, especially considering the ever-changing government rules and regulations concerning their use. In general, waterfront properties are site specific; each one is unique based on many variables that can have a significant influence on the market value: 
1- Location2- Water depth MLW (mean 19 year, low water)3- Distance to big water [...]]]></description>
			<content:encoded><![CDATA[<p><font face="Comic Sans MS" size="2">Waterfront lot sales are complex, especially considering the ever-changing government rules and regulations concerning their use. In general, waterfront properties are site specific; each one is unique based on many variables that can have a significant influence on the market value: </font></p>
<p><font face="Comic Sans MS" size="2">1- Location<br />2- Water depth MLW (mean 19 year, low water)<br />3- Distance to big water (the bay or a large river)<br />4- Water traveling conditions (sand bars, shoals, severe depth changes. etc)<br />5- Elevation above the water<br />6- Location of 100 foot (now 200 feet) &ldquo;Buffer Zone&rdquo; (100 year mean high tide) <br />7- Nature and scope of the water view, protected vegetation<br />8- Ability to &ldquo;perc,&rdquo; type of septic system and location of septic field<br />9- Unique site features<br />10- Permitted building envelope<br />11- Number of buildings allowed<br />12- Number of bedrooms permitted <br />14- Size and configuration of dock and piers<br />15- Other zoning and building rules<br />&nbsp;<img height="119" alt="" hspace="7" width="179" align="left" vspace="7" src="http://farm3.static.flickr.com/2101/1809764086_4f2be91b0e_m.jpg" /><br />There is a variety of special considerations when purchasing waterfront property in the Chesapeake Bay&nbsp;region of Maryland. For example, all land located within 1,000 feet of tidal waters is considered part of the Chesapeake Bay &quot;Critical Area&quot; and any portion of property located within 100 feet of the Mean High Water Line of tidal wetlands and tributary streams is subject to &quot;Buffer Zone&quot; protection.</font></p>
<p><font face="Comic Sans MS" size="2">Also, be careful of using just acreage as a value guide. A 5-acre lot may have the same value as a 10-acre lot, if only one building can be constructed.&nbsp; Often a buyer would prefer to have a smaller site and be willing to pay more than if it were much larger. There is an old saying that &quot;a lot is a lot is a lot.&quot;</font></p>
<p align="left"><font face="Comic Sans MS" size="2">If anyone has any questions about this and are thinking of purchasing waterfront property, let us know and we can help you with this complex process. </font></p>
<p align="center"><font face="Comic Sans MS" size="2">410-829-6061 or email: <a href="mailto:thehalls@chesapeakelifestyles.com">thehalls@chesapeakelifestyles.com</a><br /></font></p>
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		<title>You May Lose Your Mortgage Tax Deduction</title>
		<link>http://blog.chesapeakelifestyles.com/you-may-lose-your-mortgage-tax-deduction/</link>
		<comments>http://blog.chesapeakelifestyles.com/you-may-lose-your-mortgage-tax-deduction/#comments</comments>
		<pubDate>Sat, 22 Sep 2007 17:23:36 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Loans & Financing]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/19</guid>
		<description><![CDATA[
What If You have a nice Chesapeake Bay home and are among the 10.4 million households who own a home with more than 3,000 square feet and the federal government decided that you and your family are to be penalized for living in a dwelling slightly larger than the norm.
&#160;
Representative John Dingell (D-MI) head of [...]]]></description>
			<content:encoded><![CDATA[<div><font face="Comic Sans MS"><font size="2"></font></font></div>
<div><font face="Comic Sans MS"><font size="2"><font color="#ff0000" size="3">What If You</font> have a nice Chesapeake Bay home and<span> are among the 10.4 million households who own a home with more than 3,000 square feet and the federal government decided that you and your family are to be penalized for living in a dwelling slightly larger than the norm.</span></font></font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2">Representative John Dingell (D-MI) head of the House Energy and Commerce Committee has decided to take away the mortgage interest tax deduction from all owners of homes larger than 3,000 square feet. He is introducing a bill that would strip mortgage loan write-offs for all homeowners who live in his notion of a MANSION, which he conveniently reduces in size to fit almost 30% of the houses in the country, calling homes of that size &quot;McMansions.&rdquo; </font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2">According to all of the reference books that we could find, a <strong>Mansion</strong> is describ<img alt="" hspace="5" align="right" vspace="5" src="http://farm2.static.flickr.com/1333/1424232668_0a15736a33_m.jpg" />ed as:</font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS"><font size="2"><span>1-<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>A large and stately house</font></font></div>
<div><font face="Comic Sans MS"><font size="2"><span>2-<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The house of the lord of a manor</font></font></div>
<div><font face="Comic Sans MS"><font size="2"><span>3-<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The main house on an estate</font></font></div>
<div><font face="Comic Sans MS"><font size="2"><span>4-<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>A house built with many rooms, which are considerably larger than normal, usually the largest and the most expensive building in a particular area.</font></font></div>
<div><font face="Comic Sans MS"><font size="2"><span>5-<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>A large dwelling house typically built for the wealthy or the ruling class</font></font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2">The term <strong>McMansion</strong> originated in neighborhoods where a homeowner builds or re-constructs an excessively large home built on relatively small acreage.</font></div>
<p><font face="Comic Sans MS" size="2">So Representative Dingell from his bully pulpit has decided that more than ten million families, including many of us on the Eastern Shore of Maryland, are going into a penalty box, supported by his distorted and corrupted use of the English language. Seems to us that he would be more effective attacking the major source of carbon emissions by working to develop clean fuels, rather than brand a third of our population as wasteful and extravagant, just to get his concept accepted. <a href="http://blog.chesapeakelifestyles.com/loss-of-mortgage-deduction/"><font color="#ff0000">Click Here</font></a> to continue.</font></p>
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		<title>Blackwater National Wildlife Refuge</title>
		<link>http://blog.chesapeakelifestyles.com/blackwater-national-wildlife-refuge/</link>
		<comments>http://blog.chesapeakelifestyles.com/blackwater-national-wildlife-refuge/#comments</comments>
		<pubDate>Tue, 14 Aug 2007 18:58:46 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Chesapeake Bay Region]]></category>
		<category><![CDATA[Dorchester County]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/17</guid>
		<description><![CDATA[
Company&#8217;s coming and we have three days to show them the highlights of the Eastern Shore along the Chesapeake Bay. Aside from local tours, A B and C, our first choice is a trip to the Blackwater National Wildlife Refuge in Dorchester County, just South of Cambridge Maryland. The refuge includes more than 27,000 acres [...]]]></description>
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<div><font face="Comic Sans MS" size="2">Company&rsquo;s coming and we have three days to show them the highlights of the Eastern Shore along the Chesapeake Bay. Aside from local tours, A B and C, our first choice is a trip to the Blackwater National Wildlife Refuge in Dorchester County, just South of Cambridge Maryland. The refuge include<img height="218" alt="" hspace="5" width="289" align="left" vspace="5" src="http://farm1.static.flickr.com/128/367550239_a333a8d7e9_m.jpg" />s more than 27,000 acres of tidal wetlands in the form of marshes, ponds open water and swamps and it has been designated as &ldquo;Wetlands of International Importance.&rdquo; Blackwater is a prominent and vital part of the Chesapeake Bay ecosystem. </font></div>
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<div><font face="Comic Sans MS" size="2">Blackwater is a major stop on the Atlantic Flyway hosting up to 250 species of birds and waterfowl during their migratory journeys each spring and fall. During the winter season, the refuge supports tens of thousands of geese and ducks, who rely on its abundant resources to survive the harsh season.</font></div>
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<div><font face="Comic Sans MS" size="2">Of major importance, Blackwater hosts three endangered species, the Delmarva Fox Squirrel, the American Bald Eagle and the Peregrine Falcon. Its Bald Eagle breeding population of 150 is the largest in the East, north of Florida &nbsp;</font><a href="http://blog.chesapeakelifestyles.com/blackwater-wildlife-refuge/"><font face="Comic Sans MS"><font color="#ff0000" size="2"><strong>read more&#8230;</strong></font> </font></a></div>
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		<title>Saint Michaels Antique and Classic Boat Festival</title>
		<link>http://blog.chesapeakelifestyles.com/saint-michaels-antique-and-classic-boat-festival/</link>
		<comments>http://blog.chesapeakelifestyles.com/saint-michaels-antique-and-classic-boat-festival/#comments</comments>
		<pubDate>Sun, 15 Jul 2007 20:46:29 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Chesapeake Bay Region]]></category>
		<category><![CDATA[Lifestyles]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/14</guid>
		<description><![CDATA[&#160;

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&#34;Believe me, my young friend; there is NOTHING, 
absolute nothing, half so much worth doing 
as simply messing about in boats.&#34; 
&#173;&#8212; Kenneth Grahame: &#34;The Wind In The Willows&#34;
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What is the mystique of a wooden runabout or cruiser that causes grown men and women to seek them and cherish them with such tenacity? After all, [...]]]></description>
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<div align="center"><em><font face="Times New Roman" color="#003366" size="3"><strong>&quot;Believe me, my young friend; there is NOTHING, </strong></font></em></div>
<div align="center"><em><font face="Times New Roman" color="#003366" size="3"><strong>absolute nothing, half so much worth doing </strong></font></em></div>
<div align="center"><em><font face="Times New Roman" color="#003366" size="3"><strong>as simply messing about in boats.&quot; </strong></font></em></div>
<div align="center"><em><font face="Times New Roman" color="#003366" size="3"><strong>&shy;&mdash; Kenneth Grahame: &quot;The Wind In The Willows&quot;</strong></font></em></div>
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<div><font face="Comic Sans MS" size="2">What is the mystique of a wooden runabout or cruiser that causes grown men and women to seek them and cherish them with such tenacity? After all, a boat is just a boat &#8211; isn&#8217;t it? </font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;<img alt="" hspace="5" align="left" vspace="5" src="http://farm2.static.flickr.com/1339/821016537_8e43880ed8_m.jpg" /></font></div>
<div><font face="Comic Sans MS" size="2">For those of us old enough to remember the sleek power craft that cruised America&#8217;s rivers and lakes from the 20&#8217;s to the early 50&#8217;s, it&#8217;s nostalgia time at the annual antique boat show held at the Chesapeake Bay Maritime Museum at Saint Michaels, Maryland. The event is sponsored by </font><a href="http://www.chesapeakebayacbs.net/"><font face="Comic Sans MS" color="#ff0000" size="2">The Chesapeake Bay Chapter of the Antique and Classic Boat Society.</font></a><font face="Comic Sans MS"><font size="2"><font color="#ff0000">&nbsp;</font><span>&nbsp;&nbsp; </span></font></font></div>
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<div><font face="Comic Sans MS" size="2">Each year&nbsp;in the middle of&nbsp;June, antique boat owners hitch up their sleek runabouts and trailer them to St Michaels to show off their handsome boats that represent hundreds of thousands of dollars in restoration costs. Like antique car buffs, old boat enthusiasts consider the restoration process just as important as owning a rare w<img height="140" alt="" hspace="5" width="192" align="right" vspace="5" src="http://farm2.static.flickr.com/1228/821950788_2a529d3d2c_m.jpg" />atercraft.</font></div>
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<div><font face="Comic Sans MS" size="2">Boats are classified as follows:</font></div>
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<div><font face="Comic Sans MS" size="2">Historic:&nbsp;Boats built before 1919</font></div>
<div><font face="Comic Sans MS" size="2">Antique:&nbsp;A boat built between 1919 and 1942</font></div>
<div><font face="Comic Sans MS"><font size="2">Classic:<span>&nbsp;&nbsp; A boat built 1943 to 1968</span></font></font></div>
<div><font face="Comic Sans MS" size="2">Production or custom contemporary boats are those built 1968 to present.</font></div>
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<div><font face="Comic Sans MS" size="2">At the festival a boat is judged by its present condition compared to what it was like in the original condition and style. Properly preserved originality is and adherence to original construction techniques and materials are most important. </font><font face="Comic Sans MS" size="2">Two &quot;Best of Show&quot; awards are given, one for &quot;Best Restored&quot; and one for &quot;Best Preserved.&quot; Boat categories include runabouts, skiffs, launches and outboards.</font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2"><img alt="" hspace="5" align="left" vspace="5" src="http://farm2.static.flickr.com/1193/821016603_0fb7c83cde_m.jpg" />The displays vividly bring to life the history of the famous wooden boats and their manufacturers. &#8211; Chris Craft, Hacker Craft, Gar Wood and Century. As you walk among the fascinating classic boats, see the beauty of their lines, the richness of the wood planking and the gleam of hardware, it is easy to understand how the antique boat show brings out the &ldquo;Walter Mitty&rdquo; fantasy dreams in all of us.</font></div>
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<div><font face="Comic Sans MS" size="2">For more information about classic boats, visit the&nbsp;</font><a href="http://www.acbs.org/"><font face="Comic Sans MS" color="#ff0000" size="2">Antique and Classic Boat Society</font></a><font face="Comic Sans MS" size="2"> website.</font></div>
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		<title>Oxford Day on the Eastern Shore</title>
		<link>http://blog.chesapeakelifestyles.com/oxford-day-on-the-eastern-shore/</link>
		<comments>http://blog.chesapeakelifestyles.com/oxford-day-on-the-eastern-shore/#comments</comments>
		<pubDate>Mon, 07 May 2007 14:52:45 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Lifestyles]]></category>
		<category><![CDATA[Talbot County]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/13</guid>
		<description><![CDATA[
A sleepy colonial village wakes up
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On fourth Saturday of April, the town of Oxford, Maryland on the Eastern Shore of the Chesapeake Bay holds its popular &#8220;Oxford Days,&#8221; celebrating the history and lifestyle of a town that is right out of a picture history book.&#160;Founded in 1694, Oxford is situated on the Tred Avon River [...]]]></description>
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<div><font face="Comic Sans MS" color="#000080" size="3"><strong>A sleepy colonial village wakes up</strong></font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2">On fourth Saturday of April, the town of Oxford, Maryland on the Eastern Shore of the Chesapeake Bay holds its popular &ldquo;Oxford Days,&rdquo; celebrating the history<img height="92" alt="" hspace="5" width="94" align="right" vspace="5" src="http://farm1.static.flickr.com/221/488294870_8bf30e9c11_s.jpg" /> and lifestyle of a town that is right out of a picture history book.&nbsp;Founded in 1694, Oxford is situated on the Tred Avon River next to the Chesapeake Bay. It was an important seaport for British goods entering the Colonies up until 1780. After the American Revolution, it reverted to a fishing village through the middle of the 20<sup>th</sup> century. Oxford is relaxed and tranquil, and it looks like a typical village in the English countryside. Most of the town and the waterfront can be seen on foot by strolling on old brick walks under the canopies of stately trees.</font></div>
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<div><font face="Comic Sans MS" size="2">This is one of Penny&rsquo;s favorite weekends. She belongs to a group of YaYa sisters who spend<img height="88" alt="" hspace="5" width="95" align="left" vspace="5" src="http://farm1.static.flickr.com/208/488294854_7d0b278883_s.jpg" /> that weekend enjoying the festivities in Oxford, starting with the dog walk, one of several benefit events which support Breast Cancer research. The rest of the day is filled with a parade, music, colorful displays and trying to keep from over-eating the pit beef, barbecue sandwiches and crab cakes. No one can resist the cake tables as each local church competes to produce the most delicious desserts in the area. At the end of the day you may find it hard to leave the quiet charm beside the broad expanse of the Tred Avon River and suddenly realize that Oxford is a dream and a reality.</font></div>
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		<title>Raised Bed Gardens</title>
		<link>http://blog.chesapeakelifestyles.com/raised-bed-gardens/</link>
		<comments>http://blog.chesapeakelifestyles.com/raised-bed-gardens/#comments</comments>
		<pubDate>Mon, 23 Apr 2007 19:23:17 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Chesapeake Bay Region]]></category>
		<category><![CDATA[Gardening & Home Decorating]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/12</guid>
		<description><![CDATA[The Eastern Shore of the Chesapeake Bay region has the reputation of being a delightful place to live. That is, if you live in Talbot County on the East side of Route 50. &#160;Homes on the West side of Route 50 , along the bay, are built on Mother Nature&#8217;s version of cement, otherwise known [...]]]></description>
			<content:encoded><![CDATA[<div><font face="Comic Sans MS" size="2">The Eastern Shore of the Chesapeake Bay region has the reputation of being a delightful place to live. That is, if you live in Talbot County on the East side of Route 50. &nbsp;Homes on the West side of Route 50 , along the bay, are built on Mother Nature&rsquo;s version of cement, otherwise known as clay. Dried clay is rock hard, wet clay is a sticky and unmanageable, resisting any attempt to install a decent garden or to beautify your property.</font></div>
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<div><font face="Comic Sans MS" size="2">Adding tons of compost, shredded leaves and other forms of organic matter is the only way to transform less-than-ideal soil into something truly fine. Unfortunately, however, the transformation can take years, while replacing or refining the soil can take its toll on your back or your bank account.</font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2">Rather than try to create a garden from the bottom up, why not create one from the top down by using raised beds.<img height="161" alt="" hspace="5" width="197" align="right" vspace="5" src="http://farm1.static.flickr.com/181/470260681_f537adf536_m.jpg" /> You can garden in raised beds with any soil type, but if your soil is rocky, compacted or full of clay, raised beds may be the best option.</font></div>
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<div><font face="Comic Sans MS" color="#333399" size="3">Why Gardeners <s>Like</s> Love Raised Garden Beds</font></div>
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<div><font face="Comic Sans MS" size="2">Raised garden beds are perfect for small plots of vegetables, flowers and landscaping plants. </font><font face="Comic Sans MS" size="2">You can have a big garden in a small space and they bring more order, charm and pleasing geometry to your garden. Raised garden beds can extend your gardening season. They tend to warm up a little sooner in the spring while remaining productive later in the fall. By raising the soil level, raised beds also reduce back strain when bending over to tend the bed.</font></div>
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<div><font face="Comic Sans MS" size="2">Perhaps the most important advantage is greatly reduced soil compaction along with improved drainage. Plant roots need air.&nbsp;In an ordinary garden, you can&rsquo;t avoid stepping in the garden bed occasionally when doing your everyday gardening. Plants can be spaced a little closer together in a raised bed because you don&rsquo;t need places to step.&nbsp;This increases productivity per square foot of bed and reduces weeding when the plants begin to mature. Various studies have shown that raised garden beds produce 1.4 to 2 times as much vegetables and flowers per square foot as ordinary beds, due mainly to these features.&nbsp;You can have a smaller and more manageable garden that produces more goodies for your table.</font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" size="2"><img height="201" alt="" hspace="7" width="189" align="left" vspace="5" src="http://farm1.static.flickr.com/214/470260711_aea5cf28c1_m.jpg" />Raised beds are easy to build, or there are ready-made models available. We like to use cedar dimension lumber (untreated) 2 inches thick by 12 inches high and 10 or 12 feet long. A width of four feet is ample space to grow yet easy to maintain, otherwise known as the &ldquo;lean-over factor.&rdquo; If you are not handy, purchase a kit that includes all of the materials that you need to connect the boards. After you have laid out the bed location, turn over the native soil and lay a weed barrier down, so that you can sleep a little longer on Saturday mornings and dream about the delicious fresh foods only steps away from your home.</font></div>
<div><font face="Comic Sans MS" size="2">&nbsp;</font></div>
<div><font face="Comic Sans MS" color="#333399" size="2"><a target="_blank" href="http://www.hgtv.com/hgtv/gl_design_raised_bed/article/0,1785,HGTV_3570_1372177,00.html">Click Here&nbsp;for a site offering complete instructions for building a raised bed.</a></font></div>
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		<title>What are those awful stains on my roof?</title>
		<link>http://blog.chesapeakelifestyles.com/what-are-those-awful-stains-on-my-roof/</link>
		<comments>http://blog.chesapeakelifestyles.com/what-are-those-awful-stains-on-my-roof/#comments</comments>
		<pubDate>Thu, 22 Mar 2007 19:31:37 +0000</pubDate>
		<dc:creator>Bob and Penny Hall</dc:creator>
				<category><![CDATA[Home Maintenance]]></category>

		<guid isPermaLink="false">http://blog.chesapeakelifestyles.com/archives/11</guid>
		<description><![CDATA[ANSWER: A plague that infects homes in nearly 80 percent of the United States, including Chesapeake Bay homes &#8211; Gloeocapsa Magma.
Gloeocapsa Magma is a species of algae that causes black streaking and discoloration on asphalt/fiberglass shingles. The black staining is caused by the growth of algae and fungus spoors that land on houses. The streaks [...]]]></description>
			<content:encoded><![CDATA[<p><font face="Comic Sans MS" size="2"><font size="3">ANSWER:</font> A plague that infects homes in nearly 80 percent of the United States, including Chesapeake Bay homes &#8211; Gloeocapsa Magma.</font></p>
<p><font face="Comic Sans MS" size="2">Gloeocapsa Magma is a species of algae that causes black streaking and discoloration on asphalt/fiberglass shingles. The black staining is caused by the growth of algae and fungus spoors that land on houses. The streaks and discoloration you are now seeing is an accumulation of their dead, dark colored cells.</font></p>
<p><font face="Comic Sans MS" size="2">Trees do not have to be present for this air-born menace to set up camp on your roof. This alga produces its own energy source and feeds on inorganic materials, such as the materials in shingles. All they need to grow is the nutrients from both the dirt on your roof and the limestone granules on the shingles. Heat and moisture help them turn your whole roof black.</font></p>
<p><font face="Comic Sans MS" size="2">An alga <img alt="" hspace="5" align="left" vspace="5" src="http://farm1.static.flickr.com/175/430487192_93ef37cbf7_m.jpg" />is an organic material and feeds only on inorganic material. Fungus and mildew need organic material to survive. So if you can reduce the algae on your roof, you will also reduce the growth of fungus and mildew. Keeping your roof free of twigs, leaves, and other<br />debris will also help reduce the growth of fungus and mildew. Cleaning and controlling algae and fungus growth can add to the life of your roof. </font></p>
<p><font face="Comic Sans MS" size="2">Roof shingles come in a wide variety of quality levels. The higher quality shingles have been treated to prevent algae and fungus growth. This treatment consists of adding varying amounts of copper and zinc granules and petroleum distillates to the shingles. </font></p>
<p><font face="Comic Sans MS" size="2">If you clean the roof yourself, be careful of products that are just bleach or chlorine. Using these can leave your roof streaked. It also can dry out the shingles and cause premature cracking. Strong cleaning solutions will also kill grass and shrubbery. Look for deck cleaners that contain bleach such as oxygen bleach, a non-toxic powder that mixes with water. </font></p>
<p><font face="Comic Sans MS" size="2">Wait for a cool, overcast day to apply the oxygen bleach solution. <img alt="" hspace="5" align="right" vspace="5" src="http://farm1.static.flickr.com/70/430487190_fe0265f853_m.jpg" />Do not let the solution dry. After it has soaked for 30 minutes, brush the solution with a stiff broom or brush. Always aim the rinsing hose down the roof, not up under the shingles. </font></p>
<p><font face="Comic Sans MS" size="2">Resist the advice of your neighbor to rent or buy a pressure washer. This common method of washing and scrubbing may get rid of the algae temporarily, but it will also damage the shingles. </font></p>
<p><font face="Comic Sans MS" size="2">If you &ldquo;don&rsquo;t do&rdquo; roof cleaning, (as our grandchildren say), call a qualified roof cleaning company. But you still need to ask if the products they use will cause streaking or grass and shrub damage. Roof cleaning companies can also provide preventative maintenance services that can prevent future algae and fungus growth. <br /></font></p>
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