<link>https://seedtime.com</link> <width>32</width> <height>32</height> </image> <xhtml:meta content="noindex" name="robots" xmlns:xhtml="http://www.w3.org/1999/xhtml"/><item> <title>Financial Peace University vs. True Financial Freedom: An Honest Comparison for Church Leaders</h1> <article> <h1>Financial Peace University vs. True Financial Freedom: An Honest Comparison for Church Leaders</h1> <p>Bob Lotich, CEPF® — Mon, 16 Mar 2026 16:57:49 +0000</p> <p>Over the past 2 years, we’ve helped 100+ churches launch a successful financial class. Naturally, one of the questions I get most often is: “We’re looking at Financial Peace University and True Financial Freedom. What’s the difference? Which one should we use?” And every time someone asks, I give them a relatively similar answer. But […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/fpu-vs-tff/">Financial Peace University vs. True Financial Freedom: An Honest Comparison for Church Leaders</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>Having the “Money Conversation” as a Church…</h1> <p>Bob Lotich, CEPF® — Thu, 05 Mar 2026 22:34:45 +0000</p> <p>Fairhaven Church wanted to help their people with money. But they’d seen how these things usually go: People leave feeling like all the church wants is their wallet. The ones already struggling feel worse. And everyone braces for impact when they hear a passage about money from stage. And that’s because money is SO personal. […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/money-conversation-as-a-church/">Having the “Money Conversation” as a Church…</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>The Easy Way to Run a Financial Class</h1> <p>Bob Lotich, CEPF® — Thu, 05 Mar 2026 22:24:21 +0000</p> <p>Top Lessons from 100+ Churches Since we launched our 6-week financial class, True Financial Freedom, we’ve talked to a lot of churches about how to run an easy, well-attended financial class. And here’s what we’ve noticed: the ones that overthink it tend to stall out. The ones that actually get it done? They pick a […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/top-lessons-from-churches/">The Easy Way to Run a Financial Class</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>Before You Launch a Church Financial Class</h1> <p>Bob Lotich, CEPF® — Thu, 05 Mar 2026 22:17:28 +0000</p> <p>5 Traps That Keep Churches From Getting Started We’ve walked a lot of churches through the process of picking and starting a financial class. Many had everything you’d think they’d need: a pastor who was on board, a volunteer ready to lead it, and even a budget set aside. Sounds good on paper—but what if […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/before-you-launch-financial-class/">Before You Launch a Church Financial Class</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>7 Ways Churches Are Using Their TFF Subscription</h1> <p>Bob Lotich, CEPF® — Sat, 17 Jan 2026 18:41:47 +0000</p> <p>Beyond the big class: getting full value from your investment Most churches picture one thing when they think about running True Financial Freedom: a big group in a room, watching videos together for six weeks. That’s a great option. But it’s not the only one. Here’s how churches are actually using their subscription to reach […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/7-ways-churches-are-using-tff/">7 Ways Churches Are Using Their TFF Subscription</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>Who’s Paying for This?</h1> <p>Bob Lotich, CEPF® — Sat, 17 Jan 2026 18:36:31 +0000</p> <p>5 Approaches to Funding a Church Class That Actually Work Here’s a pattern we’ve seen over and over: Everyone agrees their church should do something about financial discipleship. There’s initial excitement, maybe some research into options. And then it stalls on one question—“OK, but where’s the money coming from?” Depending on how your church handles […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/whos-paying-for-this/">Who’s Paying for This?</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>Is Your Church’s Financial Class Doing More Harm Than Good?</h1> <p>Bob Lotich, CEPF® — Sat, 17 Jan 2026 18:30:06 +0000</p> <p>The hidden cost of compromise in financial discipleship—and what church leaders can do about it Churches across America have been running financial classes for decades. Yet here’s an uncomfortable question worth asking: If these classes are working, why isn’t the church becoming measurably more financially free—or more generous? The data tells a sobering story. Consumer […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/financial-class-doing-good/">Is Your Church’s Financial Class Doing More Harm Than Good?</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>The 3 Money Dimensions</h1> <p>Bob Lotich, CEPF® — Mon, 28 Jul 2025 15:18:27 +0000</p> <p>I used to think I was terrible with money. Every budget failed. Every financial plan crashed. I felt like I was constantly fighting against myself. Then I realized something: Most Christians struggle with money, not because they lack discipline. They struggle because they’re trying to be someone they’re not. Researchers (Dr. Eileen Gallo)* have discovered […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/money-dimensions/">The 3 Money Dimensions</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>The credit score is a scam — and It’s Keeping You in Financial Bondage</h1> <p>Bob Lotich, CEPF® — Fri, 25 Jul 2025 16:53:20 +0000</p> <p>Ok, so if you can’t tell from that title, this is going to be an article where I am not pulling any punches and sharing an uncommon opinion. But stay with me because I believe this is a huge mindset change that we as Christians need to understand. So starting with the truth I wish […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/credit-score-is-a-scam/">The credit score is a scam — and It’s Keeping You in Financial Bondage</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> <article> <h1>3 shifts to earn & give more</h1> <p>Bob Lotich, CEPF® — Tue, 20 May 2025 20:59:02 +0000</p> <p>I still remember the day I made that final mortgage payment. After years of sacrifice and discipline, we’d finally done it. Emergency fund? Check. Budget that actually worked? Check. Room to breathe? Check. I’d reached that promised land of “financial peace” I’d heard so much about. But something strange happened AFTER I reached financial stability… […]</p> <p>The post <a rel="nofollow" href="https://seedtime.com/3-shifts-to-earn-give-more/">3 shifts to earn & give more</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p> </article> </main></body></html>