chronos blog

My First Shares

noreply@blogger.com (andy cacho) — Wed, 08 Sep 2010 05:31:00 +0000

I have bought my first shares in the market just this morning.When the Phil. Stock Exchange open its market at 9:30 am.,i simultaneously opened the Citisec

Online website and log in to my account ,and just as expected ..there is already an online notice that I have a scheduled buy of my EIP order (Easy Investment Plan)for today.And after confirming the order,presto! I have my first 100 shares of ALI which happens to be the gainers for today!My next scheduled buy would be next month exactly on the 8th day,ando so on ...etc...not that im not supertitious enough eheheh..8 is just my favorite number ahahahh!Did I tell you i gained Php19.30 already...see the pic of my latest account...Look it up ahahaha!!

Looking Backs...

noreply@blogger.com (andy cacho) — Thu, 02 Sep 2010 00:22:00 +0000

Last night,as I was contemplating what should I post for tomorrows journal,it suddenly dawn on me that my blogs haven't have any post about my past?although im not the kind of person who dwells on the past much coz I am have this notion that you can't change the present from the past.Am I right?So all that stuff you see in the movie or read about time travel is not imaginable for me.

What I 'll do is...just a peek. A peek from the past ..to remember who you are,what you are and why you are...in relation to who you are now.Nothing to change,nothing to retain.A status check actually from a snapshot from years back then.

So starting now...there will be some post that will have a title "Looking Back" which will deal with the my past...so i can have a bit of a distraction from the present .Bear with me as I reveal the past that was I....Me....Mine....that has now shape the present being that is writing this blog now..."Stand back Humans...you don't know who you're dealing with!"Ahahahahh!...

My CitisecOnline Account

noreply@blogger.com (andy cacho) — Wed, 01 Sep 2010 04:50:00 +0000

Convinced by the Peso-Cost Averaging Strategy...today,at exactly 11:00 in the morning ,i have opened an account in the CitisecOnline's Easy Investment Program when i deposited an initial balance requirement of 5k...and then after about an hour later i already got my account name and password within 30 minutes upon my opening of the account! As of this writing I have log-in already to the site and did my first buy on ALI(Ayala Inc.)which will start on Sept 8 (Mother Mary's Birtday!)and then the site will then remind me when is my next scheduled buy , which i set every month. That's how easy will it be investing thru CitisecOnline!
The citeseconline.com site is easy to navigate and have features that will help you understand the EIP program in a short time. This is the day that I have stated to the universe that "Universe....This is the day I'll start my journey to financial freedom!" So be it!

What is Peso-Cost Averaging?

noreply@blogger.com (andy cacho) — Wed, 25 Aug 2010 03:43:00 +0000

Peso- Cost Averaging is the process of buying, regardless of the share price, a fixed peso amount of a particular investment on a regular schedule. More shares are purchased when prices are low, and fewer shares are purchased when prices are high. The cost per share over time eventually averages out. This reduces the risk of investing a large amount in a single investment at the wrong time. And when it comes to implementing investment strategies based on peso-cost averaging, there may be no better investment vehicle than the one offered to by the CitisecOnline-It is pretty much the same as the mutual funds except that you are your own Fund Manager.

The amount of money invested at each interval remains the same over time, but the number of stocks purchased varies based on the market value of the stocks at the time of a purchase. When the markets are up, you buy fewer stocks per peso invested due to the higher cost per stocks. When the markets are down, the situation is reversed and you purchase a greater of number of stocks per peso invested. It's a strategic way to invest because you buy more stocks when the cost is low, so you get an average cost per share over time, meaning you don't have to invest the time and effort to monitor market movements and strategically time your investments.

Regardless of the amount of money that you invest, peso-cost averaging is a long-term strategy. While the financial markets are in a constant state of flux, they tend to move in the same general direction over fairly long periods of time. the ups and downs can last for months, if not years. Because of these trends, peso-cost averaging is generally not a particularly valuable short-term strategy.

On the other hand, over the course of a market cycle lasting five or 10 years and including the and downs of the market, the price of a given stock is likely to change significantly. Peso-cost averaging will help to ensure that your average cost per share represents both the premiums of the stocks when its high and the discount of the stock when the price is down, as opposed to just the premiums usually paid by investors in a market that is in the upward trend.

Example:

Let's suppose that you just got a bonus and now have Php. 10,000 to invest. You decide to use Peso-cost averaging and spread the investment out over several months by investing Php 2,000 a month for the next five months. This averages the price over five months, so some months you may buy fewer shares, each at a higher price, and some months you may buy more shares, each at a lower price.
If the market is lower this month, you may lose money on the shares you bought last month, but this month you receive more shares, which, in the future, will help offset any losses. With peso -Cost averaging , you are able to take advantage of any low during these five months, guaranteeing you to invest at the very bottom because when it comes, you are simply doing what you do every month. Once the market turns around, which it is likely to do in the long term, you'll be ahead. The best part is you didn't have to do any predicting! No timing of the market involved.!

Tips for a Smart Stock Market Investor Wannabe...

noreply@blogger.com (andy cacho) — Fri, 20 Aug 2010 02:46:00 +0000

It won't hurt to start to learn and understand the stock market to add to our investing knowledge.Or we can always invest in a mutual fund investment vehicle and let those fund managers take control of your investment.In line with these thoughts I have gathered some tips to learn stock investing for us wannabe right here in the web.

1. Inquire! ...Yup,the real first step is to ask stock market questions.This will just cost you some thinking time to ask the right question and the confidence to blurt it out!Find online stock market sites and inquire there.

2 Seminars!...Like what I've done last week..I have attended the free "quality" stock market seminar of the CitesecOnline.Try it now.You just have to know the scheduled seminars and yes they are free!

3.Read!...Read newspapers or watch news about stock markets.Keep yourself updated and get to feel the market.and there are lots of online articles readily available for you to devour.

4.Join!...Participate on the online stock forum. Mingle with other people with the same interest.Some guys there are kind enough to help wannabes and newbies by answering dumb questions eheheh...you can even befriend a mentor if lucky.

Learning is a process ..learning for free is much better.It should not take us long to learn investing!Just put our heart out on it and dedicate some time.you'll see...

34th MITHS Grand Reunion

noreply@blogger.com (andy cacho) — Wed, 18 Aug 2010 07:05:00 +0000

In celebration of our grand reunion this coming November,i hereby post an invitation here sa well as the "34 Things That Make Me Smile When I Think of Mapua High" ...
Being a Mapuan ...i think the reunion is quite nostalgic since its venue is just in front of our school,right there in Doroteo Jose.

Here goes my 34 things...
34 Things That Make Me Smile When I Think of Mapua High"

Ako Batch '83...e2 ung mga nangingiwi ako pag naaalala ko hais iskul sa Em-Ay-Ti..di pa kami Pre –Engineering nun...Pre-posisyon pa lang sa college aheheeheh...

1. Nung First year ako..I-Jamond aku!!!d first in the west ba.!si Mrs Marinas ang T.I. C. namin...

2. Ung class debate na which is the better sport..golf o tennis...in the coming years..."golf,golf,golf!" nga talaga ahahaah...

3. Ung Bowlodrome dun..wala na ngaun un..duck pins lang bah...

4.Yup.. rumors are true...nakadaan kami sa likod ng Galaxy Theathre!

5. Nag cutting class kami ...nanood kami nung "Paradise"..Si Phoebe Cates! Sikat un nun..me poster pa kaya ko nun bah!

6. Nung gumapang kami sa quadrangle..Pinagapang kami ni S-3..ng COCC kami nun..trip lang...

7.Pag pinapa tugtog na ung ke David Pomeranz sa speaker ..un bang "óld song" ba un???ung me umpisa nang "candles burnin'...glasses are chilled...etc... naku tilian na kamo..prang naglaglagan ang mga lumang typan ahahhaha!

8.Nag board medalist ako sa NCAA Jr, Chess Team nun,,,board. 6 lang kasi aahahh!Me Libreng jacket naman eheheh..half-scholar pa!

9.Ung pag –upo namin sa ledge sa harap ng classroom ..waiting sa mga dadaan...

10.Ung mga specimen ni Mrs. Segundina Santos sa Biology Class...inaabangan ko kung gagalaw nyaaaahahaha!

11.Ung pag-abang sa Crush ng Bayan...ke Pilar...

12.Nung umiyak si Eric dun sa declamation piece nya na Annabel Lee..in fairness magaling ang loka.ahahaha....nafeel ko un..napautot nga ko bigla nyahaahaha!

13.Nung mag La Jota Moncadena sina Mabeth,Ting,Luisa..sa program...anime kamo...

14.Xiempre ung kanta twing umaga ng The Builder...of the Em...and the Ay...and the Ti!!!

15.Nung nag second year na ko....ung pagtambay namin sa lovers lane near the front of the Biology Lab. Lapit kasi ung classroom naming sa Stair II-Dahlia na kami nun...

16. Sophomore na ku....!mas matalino na sa presmans!meron na kaming mga ma-uuto eheeheh!

17.Dito na natutong mag-yosi..mag-inom..mag-cutting class...at mag- C.I.(Coro.*%$...este...censored eheehh)

18.Ung pag-gawa ng codiko...mga microcodic sa test eheheh...kanya kanyang bidahan yaun nun..

19. 99+ NCEE ko nun..lakas tsumamba ahahaha!

20.Ung P.E. sa Intramuros...ke Coach Liwanag ...basketbol...ako ...girlwatching nung mga nakabloomers nyaahhhahaah!...

21.Ung mga martsa ng model platoon..aus..galing nun!

22. Ung 4am jogging from Doroteo Jose to Grandstand nang nakafatigue at boots..grabe...ba't pa kasi ako sumama nun..ahhh...sinundo kasi ako ni Jude sa bahay nang 3am kamo! COCC training...

23.Ung grabeng pila at unahan sa canteen pag breaktime...di naman masarap?pramis...

24.Ung kuwadradong hopia dun sa restaurant na tabi nang iskul...sa me avenida na un...

25. Ung yosian ni manang sa kanto ng restaurant na un..aarbor ako ng isang stick na Marlboro ke Oji bago umuwi eheheeh...

26.nung manood kami ng Mapua-JRC game sa Rizal..(for P.E.Attendance )namaos kami sa kakasigaw ng "Ki-na-li-kot ang pu-wet ni Ri-zal!!!"...pardon my french ehehehh...

27.Ung pag –abang mo sa crush mo na dumaan sa corridor habang nasa klase...tapos iimaginin mo na aambushin.... (interview!) mo sa toilet ehehh...oisst ! di naman akong nyakis noh!..interview lang ehehehe..

28.Nung magreklamo ung teacher namin sa H.E. ata un? Si Mrs. Santiago na mainit..."pepepay –pepay daw sya ahahah!kasi mainit.ahahah"Gumawa ata kami ng waffled hotdog nun! Wala akong hinatian nyahaahaha!

29.Ung dimuhong pagbalance ng chemical equation sa chemistry ni Mr. George Tagura..puro..sirit nga lang ako nun..wala ako ni isang nasasagot pag un na..

30.ung mga palakol ko sa Trigonometry....1st grading-75...2nd grading-77...3rd grading-78..fourth grading-79...Ahahahaha! di umabot sa meta...nabato lang naman ako ng silya ni nanay nun eheheh!

31.ung malaking xmas card(half size kalahating Bristol board) na ginawa namin sa elective ni Mr. Quesea na ini-mail nya sa min..

32.Ung b-day cutting class ni Tonio ...jinuman..nawala lahat ung tao sa last Row ni MR. Gorrge TaguraT.I.C. naman nung III-Narra...naaaks! First section naman eheeheh!

33. 4th year-Gemini na kami...ma-angas na kami...gagawin na raw –pre-engineering ang high iskul..."ma at pa"..eh paa lis na kami noh!

34..e2 34th grand alumini reunion..hindi pa ko nakapag reunion..maka-attend nga?!

Leap of Faith

noreply@blogger.com (andy cacho) — Mon, 16 Aug 2010 05:12:00 +0000

On the next succeeding days of this week,I am going to open the account on the CitisecOnline's Easy Investment Program to ensure a future not only for myself but to my child.I have thought this over the last weekend and decided that this is the best time now to start investing in the stocks...the key word is "investing' not "trading" as everybody thought of when stock market is in the discussion.Other's mindset on building wealth is ony limited to their own limited savings.
I am convinced that the Peso Cost Averaging is a good strategy and now I believe this is going to be my vehicle in achieving my financial freedom..I am blogging this so that I am publishing it to the blogosphere so that after five years i am going to refer to this blog and show how did i fare..

How Much To Invest?

noreply@blogger.com (andy cacho) — Fri, 13 Aug 2010 08:08:00 +0000

How much to invest will depend upon how much you have saved.There is conservative method of up to 20% of your savings may be invested then there is the more agressive of up to more than 50% of your savings.the more aggressive method was taken from the formula of 100- Age = Max% of savings that can be invested? Lets say i'm 45 now, my maximum % of saving would 55%.However these

are only suggested percentages based on investors' capacity to take on risk.As a rule of thumb,younger investor can take more risk given that they may have longer period to withstand the market volatility

Another conservative approach is to keep at least 75% of your savings in short to medium fixed income instruments and then the balance of 25% can be set aside for your investment in stocks

Understanding Stock Market Investment

noreply@blogger.com (andy cacho) — Thu, 12 Aug 2010 08:33:00 +0000

Here is the partner video of my my earlier post about the Philippine Stocks Exchange. I hope this will enlighten your view of the Philippine Stocks exchange and lessen the fear in venturing about stocks investment.

My Investor Risk Profile

noreply@blogger.com (andy cacho) — Wed, 11 Aug 2010 07:54:00 +0000

For Philequity Use Only
Your Total Score is: 57
Your Risk Profile is: Balanced (Medium)

This is the score I got when I tried their Investor Risk Profiler…
Just so I can know what type of investor my personality suits…
You can also avail of this,,,just go to Philequity website. Below are the questionnaires you have to answer.

Investor Risk Profiling Results
Name:

1. What is your age?

20 – 35
36 - 50
51 - 65
> 65

2. What is your occupation?

Employee
Entrepreneur
Private Income
Retiree

3. Of your total liquid assets, what percentage does the amount you plan on investing represent?

<> 75%

4. When you invest money, what is your primary goal?

Preserve the value of my investments. I want to minimize the risk of investments losing value.

Generate regular cash inflows. However, I would also like to build the value of my investments gradually over time, as a secondary objective.

Have the value of my investments grow over time. However, I would also like to generate some regular cash inflows, as a secondary objective.

Have the value of my investments grow substantially over time. I do not need to generate regular cash inflows.

5. When is the earliest you anticipate needing all or a substantial portion of your investment assets?

<> 5 years

6. In the past, which of the following products or instruments have you invested in (select all)?

Time Deposits

Money Market funds

Peso government securities

Peso corporate bonds

Peso bond UITFs or mutual funds

Dollar government or corporate bonds

Dollar bond UITFs or mutual funds

Stocks

Equity UITFs

Derivatives

7. With how much investment volatility (fluctuations in the value of your investment) are you comfortable?

As little as possible. I want to focus on current income and stability of value even if it means that my total returns are relatively small.

Some. I am willing to accept occasional losses in value as long as my investments have some potential for growth over time.

Moderate. I am willing to take moderate risk as long as my investments have a greater potential for growth over time.

A considerable amount. I am willing to take substantial risk in pursuit of higher total returns.

8. How large a drop in the value of your investment portfolio (unrealized or paper loss) would you be prepared to see before you start feeling very uncomfortable?

<> 75%

Thank you for taking the time out to answer this questionnaire. The information you provided will be treated with the utmost confidentiality.

August 03, 2010
Customer Signature Over Printed Name Date

Your Total Score is: 57
Your Risk Profile is: Balanced (Medium)

For Philequity Use Only
Total Score: 57 Equivalent Risk Profile: Low Med High

Existing Client: Yes No

Referred by: ________________
BDO: ________________

Easy Investment Program

noreply@blogger.com (andy cacho) — Tue, 10 Aug 2010 05:06:00 +0000

Yesterday I have attended the free "Investing in the Stock Market Today"introductory seminar of the CitisecOnline.And we were introduced to their latest service that they are offering to the investor public.It is called COL-EIP…CitisecOnline-Easy Investment Program.As the speaker started us with the why invest? And why invest in the stock market? I got interested more when the speaker presented the idea of stock market investing simplified by the method Peso Cost Averaging.

He stated that it is a strategy that involves investing a fixed amount of money at regular interval over a long period of time.It is designed to reduce market risk by stretching out the purchase of stocks over time,buying more when prices are low and buying less when it is high,thus effectively keeping your average cost low.With this strategy in effect, The COL"s EIP offers to make it easier for their customer to apply the method of peso-cost averaging by their offered feature of having access to their research and premium growth stock recommendations and also plan out your purchases over time by building continuing calendars of orders that will prompt you through email reminders.All this is done online.

The would be investor will now just have to open an account of 5K to and decide on the investment amount and the frequency,be it monthly,quarterly,semi-annual..its really up to the investor.Then choose dynamic companies to invest on which the COL would recommend. After that, schedule and follow the purchases over time.

To learn more about COL's Easy Investment Program…visit the COL website

Or attend free"Investing in the 'Stock Market Today" introductory seminar held weekly.Register here...

3 Other Baguio Attractions

noreply@blogger.com (andy cacho) — Mon, 09 Aug 2010 06:46:00 +0000

There are numerous Baguio attractions. With just about all of them having fantastic views and scenery that will stay in your mind forever.Aside from Burnham Park,Camp John Hay,Teacher's Camp,Mansion House,Mines View Park and Baguio Catholic cathedral.There are other "must see" attractions in Baguio City. Read more…

Asin Hot Spring – Interestingly enough,Baguio is the coldest city in our country,but did you know that there is a great place to enjoy soaking in a hotspring!-in Asin Hot Springs.To get there,simply catch a jeep from session Road to Asin.The ride will take about 45 minutes.There are some huge pool of hot sulphuric water,in some pools it is bubbling away near boiling point!

Maryknoll Ecological Sanctuary- it is located at 25 North Santo Tomas Road,Campo Sioco. It is a place to take the "cosmic Journey" described as "nature walk of play and discovery into the earth's deep interconnectedness."A total of 14 different stations are inside the sanctuary which were created to portray "the magnificence of the unfolding of the cosmos"The first station is about the coming into being of the universe.The 5^th and 8^th portray the arrival of the mammals and the coming forth of the primates.The last two stations portray the Earth's religious tradition and a Bio-shelter.

Tam-Awan Village – It is found on the north part of the city. There are number of Igorot huts within the village,giving visitors a look at what home of these mountain people really look like inside and out.Since these huts were set up on different locations on a hillside,visitors have to climb up the steep pathways from one hut to another.Talk about real trekking! Those who manage to access the highest point wiil be rewarded with a great panoramic view of the low-lying areas of La Union Province and also the Gulf of Lingayen which lies due west of Baguio!

New Blogs

noreply@blogger.com (andy cacho) — Sat, 07 Aug 2010 03:08:00 +0000

Yesterday...i made two other besides my first two...namely the Chronos Blog...and the Ave Marian....the new ones are titled Alyssa's Shorts which showcases my niece's literary endevour of making short stories...and the other one which is titled"My Complete" which gets it name from my long time phyto-energizer food supplement,tis blog is about my personal journey back to a healthy lifestyle...check it out...its on my top left side bar now..ehehehe

Why would I invest?

noreply@blogger.com (andy cacho) — Thu, 05 Aug 2010 08:43:00 +0000

Investing is simply put as making your money work for you,not to be confuse as another way to make money. Working your butt out in an office is making money.If you want more money, you must work harder and for longer hours than 9-5. And all the while that you’re busy making money,your time to enjoy its benefit diminishes as well.Yes you now have more money ..but.. did you have time to enjoy it?
That is where investing your money fits. Simply put,making your money work for you takes full advantage of your earning potential whether you decide to work overtime or getting your butts to work hard for a raise. The point is that it doesn't matter which method you choose for investing your money, the goal is always to put your money to work so it earns you an additional profit.
It's pretty easy to realize now that I will invest because I want to increase my personal freedom, sense of security and ability to afford the things I want in life!...simply put!

A Video About Phil. Stocks Investing

noreply@blogger.com (andy cacho) — Wed, 04 Aug 2010 09:19:00 +0000

They say its a good time to invest in Philippines'Stocks now since the business sector has a strong faith in the present administration...yesterday's news confirms this ..an excerpt from the GMANEWS.tv states...

"At least 28 investors are interested to acquire ailing rural banks under a merger and acquisition program being implemented by the Bangko Sentral ng Pilipinas (BSP) and the state-run Philippine Deposit Insurance Corp. (PDIC)."

Time is ripe for an investment...in fact next week I am attending the "Easy Investment Program" seminar which the CitesecOnLine gives everyweek free of charge to learn how to invest..check out this site...Citiseconline

PAGASA: 'Domeng' may make landfall in north Luzon

noreply@blogger.com (andy cacho) — Wed, 04 Aug 2010 02:45:00 +0000

Tropical depression "Domeng" may be a potential danger to northern Luzon, the Philippine Atmospheric, Geophysical and Astronomical Services Administration said Wednesday.

Moreover, PAGASA said there is a chance Domeng will merge with a low-pressure area (LPA) and may make landfall Thursday night or early Friday.

"Kaunting-kaunti lang ang tsansang lalakas ito. Ang isang scenario, maaring mag-merge sa isang naunang low-pressure area at yan maaaring magbigay ng sapat na lakas at magiging tropical storm tio (The chances of its intensifying by itself are remote for now. But one scenario is that it will merge with a nearby low-pressure area in northern Luzon and become a tropical storm)," PAGASA forecaster Elvie Enriquez said in an interview on dzBB radio early Wednesday.

For now, she said, the weather disturbance is still too far to affect any part of the country.

As of 2 a.m. Wednesday, Domeng was estimated at 460 km east-northeast of Virac, Catanduanes with maximum winds of 45 kph near the center.

It is forecast to move northwest at 11 kph.

In its 11 p.m. Tuesday advisory, PAGASA said Domeng accelerated slightly as it continued to move toward northern Luzon.

Domeng is forecast to be 430 km north of Virac, Catanduanes or at 220 km east of Aparri, Cagayan Thursday evening; and 160 km north of Aparri, Cagayan Friday evening.

On the other hand, PAGASA said the LPA’s location was estimated at 670 km east-northeast of Basco, Batanes.

"Eastern and Southern Luzon, Visayas and Mindanao will experience mostly cloudy skies with scattered rain showers and thunderstorms. The rest of the country will be partly cloudy to cloudy with isolated rain showers or thunderstorms mostly in the afternoon or evening,"
PAGASA said in its 5 a.m. bulletin.

Meanwhile, the water level at the Angat Dam fell by 0.01 meter as of 6 a.m. Wednesday, to 163.33 meters from 163.34 meters Tuesday. This is still way below the critical mark at 180 meters.

The reservoir supplies 97 percent of Metro Manila's water needs. — LBG, GMANews.TV

better bring your umbrella folks!

What Kind Of Day I Got?

noreply@blogger.com (andy cacho) — Wed, 04 Aug 2010 02:04:00 +0000

My horoscope says, August 4th:Virgo,
In Love, I'll be sensing a great need for independence and will try to escape from dates in order to see friends. At work,I'll have an excellent intuition that will help me make some tempting investments and find the financial tranquility I was looking for. I must avoid waste.

My I "Ching Oracle"says, August 4th:Pi: Union,It is important that I should unite with others and feel part of a group; this will bring me luck. Approaching friends and people I trust helps in moments of need and always gives great strength. Also I should not hesitate to put myself forward in a disinterested way with others.

My biorhythm says , August 4th:Today my intellectual level is 4%: it is advisable that I avoid too much study. My physical level is 5%: it is opportune for me avoid any activity which could be exerting.My emotional level is 38%: perfect day for dedicating to my partner and friends!

where are the buses?

noreply@blogger.com (andy cacho) — Mon, 02 Aug 2010 06:40:00 +0000

monday has been my trek back days to my reality...meaning back to office day after a two day of R and R with the two most important persons in my life ...my wife and my daughter...but this morning was a bit strange ...i have been waiting for the bus for three hours!it usually take me 25 minutes to get my ride back to Manila..and when i finally decided to to take the first bus coming whether its my destination or not..my luck was not that full..i took the cubao bound even if its like sardined!
my usual bus ride is Pasay bound of any ES,Baliwag or Five Star Bus Lines...still i was lucky to get the ride at exactly 9:00 am... I was at the Gapan terminal of sort at around 6:00 a.m.! and when i arrived at Cubao at around 11:30..a surreal sight it was indeed.. EDSA was moving surrealy fast?...there's actually no traffic at that hour?...u can see beyond that buses are quite few? which crept in me...was there really thousands of bus that is really colurum...?and then i overheard the conductor of the bus asking the MMDA guys(traffic regulators of sort)"is the color scheme in effect?to which the guy was dumbfounded to answer...i dont know whats happening ...but indded its the first time i saw EDSA like it was in the sixties in terms of traffic...hehehe

missing teh tarek...

noreply@blogger.com (andy cacho) — Fri, 30 Jul 2010 00:19:00 +0000

This morning,as i was waiting for the water to boil,I was wondering how will my coffee taste if I use condensed milk coz we're out of creamer today...then my mind wandered somewhere in the past....I was transported back to a Malay restaurant watching a guy pouring a mixture back and fourth in two container from a height.it was a novelty for me when i saw it the first time. I asked my Malay friend what is he doing?
Obviously he's cooling off the drink! my friend retorted..what was that? It was called "teh tarik"...
It was just a tea with condensed milk...but it was juggled to the air to be thoroughly mixed and at the same cooling it off and it will produce a thick frothy top.And then I ordered one and taste it ,it was nice,not so hot and wonderful.!Too bad ...not one shop here in my neighborhood got these teh tarek...yup i'm back to my town...oops! water's boiling....

state of the nation address

noreply@blogger.com (andy cacho) — Wed, 28 Jul 2010 06:51:00 +0000

i was in the office busy that day that i was not able to listened to Pres. Aquino's "sona".A friend emailed me the whole speech and here i share to my fellow bloggers.i find the speech well prepared and it really addresses the real state of the nation as was plundered and corrupted by the past administration..and so he vows to stop that and renew the hope that is always given in this kind of address.it will be an exciting year for the Philippines! in God's will!
here it is digest it...
July 26, 2010
Batasan Pambansa Complex
Quezon City

Speaker Feliciano Belmonte; Senate President Juan Ponce Enrile; Vice President Jejomar Binay; Chief Justice Renato Corona; Former Presidents Fidel Valdez Ramos and Joseph Ejercito Estrada; members of the House of Representatives and the Senate; distinguished members of the diplomatic corps; my fellow workers in government;

Mga minamahal kong kababayan:

Sa bawat sandali po ng pamamahala ay nahaharap tayo sa isang sangandaan.

Sa isang banda po ay ang pagpili para sa ikabubuti ng taumbayan. Ang pagtanaw sa interes ng nakakarami; at pagkapit sa prinsipyo; at ang pagiging tapat sa sinumpaan nating tungkulin bilang lingkod-bayan. Ito po ang tuwid na daan.

Sa kabilang banda ay ang pag-una sa pansariling interes. Ang pagpapaalipin sa pulitikal na konsiderasyon, at pagsasakripisyo ng kapakanan ng taumbayan. Ito po ang baluktot na daan.

Matagal pong naligaw ang pamahalaan sa daang baluktot. Araw-araw po, lalong lumilinaw sa akin ang lawak ng problemang ating namana. Damang-dama ko ang bigat ng aking responsibilidad.

Sa unang tatlong linggo ng aming panunungkulan, marami po kaming natuklasan. Nais ko pong ipahayag sa inyo ang iilan lamang sa mga namana nating suliranin at ang ginagawa naming hakbang para lutasin ang mga ito.

Sulyap lamang po ito; hindi pa ito ang lahat ng problemang haharapin natin. Inilihim at sadyang iniligaw ang sambayanan sa totoong kalagayan ng ating bansa.

Sa unang anim na buwan ng taon, mas malaki ang ginastos ng gobyerno kaysa sa pumasok na kita. Lalong lumaki ang deficit natin, na umakyat na sa 196.7 billion pesos. Sa target na kuleksyon, kinapos tayo ng 23.8 billion pesos; ang tinataya namang gastos, nalagpasan lang natin ng 45.1 billion pesos.

Ang budget po sa 2010 ay 1.54 trillion pesos.

Nasa isandaang bilyong piso o anim at kalahating porsyento na lang ng kabuuan ang malaya nating magagamit para sa nalalabing anim na buwan ng taong ito.

Halos isang porsyento na lang po ng kabuuang budget ang natitira para sa bawat buwan.

Saan naman po dinala ang pera?

Naglaan ng dalawang bilyong piso na Calamity Fund bilang paghahanda para sa mga kalamidad na hindi pa nangyayari. Napakaliit na nga ng pondong ito, ngunit kapapasok pa lang natin sa panahon ng baha at bagyo, 1.4 billion pesos o sitenta porsyento (70%) na ang nagastos.

Sa kabuuan ng 108 million pesos para sa lalawigan ng Pampanga, 105 million pesos nito ay napunta sa iisang distrito lamang.

Samantala, ang lalawigan ng Pangasinan na sinalanta ng Pepeng ay nakatanggap ng limang milyong piso (P5M) lamang para sa pinsalang idinulot ng bagyong Cosme, na nangyari noong 2008 pa.

Ibinigay po ang pondo ng Pampanga sa buwan ng eleksyon, pitong buwan pagkatapos ng Ondoy at Pepeng. Paano kung bumagyo bukas? Inubos na ang pondo nito para sa bagyong nangyari noong isang taon pa. Pagbabayaran ng kinabukasan ang kasakiman ng nakaraan.

Ganyan din po ang nangyari sa pondo ng MWSS. Kamakailan lamang, pumipila ang mga tao para lang makakuha ng tubig. Sa kabila nito, minabuti pa ng liderato ng MWSS na magbigay ng gantimpala sa sarili kahit hindi pa nababayaran ang pensyon ng mga retiradong empleyado.

Noong 2009, ang buong payroll ng MWSS ay 51.4 million pesos. Pero hindi lang naman po ito ang sahod nila; may mga additional allowances at benefits pa sila na aabot sa 160.1 million pesos.

Sa madaling sabi, nakatanggap sila ng 211.5 million pesos noong nakaraang taon.

Beinte-kuwatro porsyento (24%) lang nito ang normal na sahod, at sitenta’y sais porsyento ang dagdag.

Ang karaniwang manggagawa hanggang 13th month pay plus cash gift lang ang nakukuha.

Sa MWSS, aabot sa katumbas ng mahigit sa tatlumpung buwan ang sahod kasama na ang lahat ng mga bonuses at allowances na nakuha nila.

Mas matindi po ang natuklasan natin sa pasahod ng kanilang Board of Trustees. Tingnan po natin ang mga allowances na tinatanggap nila:

Umupo ka lang sa Board of Trustees at Board Committee meeting, katorse mil na. Aabot ng nobenta’y otso mil ito kada buwan. May grocery incentive pa sila na otsenta mil kada taon.

Hindi lang iyon: may mid-year bonus, productivity bonus, anniversary bonus, year-end bonus, at Financial Assistance. May Christmas bonus na, may Additional Christmas Package pa. Kada isa sa mga ito, nobenta’y otso mil.

Sa suma total po, aabot ang lahat ng dalawa’t kalahating milyong piso kada taon sa bawat miyembro ng Board maliban sa pakotse, technical assistance, at pautang. Uulitin ko po. Lahat ng ito ay ibinibigay nila sa kanilang mga sarili habang hindi pa nababayaran ang mga pensyon ng kanilang mga retirees.

Pati po ang La Mesa Watershed ay hindi nila pinatawad. Para magkaroon ng tamang supply ng tubig, kailangang alagaan ang mga watershed. Sa watershed, puno ang kailangan.

Pati po iyon na dapat puno ang nakatayo, tinayuan nila ng bahay para sa matataas na opisyal ng MWSS.

Hindi naman sila agad maaalis sa puwesto dahil kabilang sila sa mga Midnight Appointees ni dating Pangulong Arroyo.

Iniimbestigahan na natin ang lahat nang ito. Kung mayroon pa silang kahit kaunting hiya na natitira – sana kusa na lang silang magbitiw sa puwesto.

Pag-usapan naman po natin ang pondo para sa imprastruktura. Tumukoy ang DPWH ng dalawandaan apatnapu’t anim na priority safety projects na popondohan ng Motor Vehicle Users Charge. Mangangailangan po ito ng budget na 425 million pesos.

Ang pinondohan po, dalawampu’t walong proyekto lang. Kinalimutan po ang dalawandaan at labing walong proyekto at pinalitan ng pitumpung proyekto na wala naman sa plano. Ang hininging 425 million pesos, naging 480 million pesos pa, lumaki lalo dahil sa mga proyektong sa piling-piling mga benepisyaryo lang napunta.

Mga proyekto po itong walang saysay, hindi pinag-aralan at hindi pinaghandaan, kaya parang kabuteng sumusulpot.

Tapos na po ang panahon para dito. Sa administrasyon po natin, walang kota-kota, walang tongpats, ang pera ng taumbayan ay gagastusin para sa taumbayan lamang.

Meron pa po tayong natuklasan. Limang araw bago matapos ang termino ng nakaraang administrasyon, nagpautos silang maglabas ng 3.5 billion pesos para sa rehabilitasyon ng mga nasalanta nina Ondoy at Pepeng.

Walumpu’t anim na proyekto ang paglalaanan dapat nito na hindi na sana idadaan sa public bidding. Labingsiyam sa mga ito na nagkakahalaga ng 981 million pesos ang muntik nang makalusot. Hindi pa nailalabas ang Special Allotment Release Order ay pirmado na ang mga kontrata.

Buti na lang po ay natuklasan at pinigilan ito ni Secretary Rogelio Singson ng DPWH. Ngayon po ay dadaan na ang kabuuan ng 3.5 billion pesos sa tapat na bidding, at magagamit na ang pondo na ito sa pagbibigay ng lingap sa mga nawalan ng tahanan dahil kina Ondoy at Pepeng.

Pag-usapan naman natin ang nangyari sa NAPOCOR. Noong 2001 hanggang 2004, pinilit ng gobyerno ang NAPOCOR na magbenta ng kuryente nang palugi para hindi tumaas ang presyo. Tila ang dahilan: pinaghahandaan na nila ang eleksyon.

Dahil dito, noong 2004, sumagad ang pagkakabaon sa utang ng NAPOCOR. Napilitan ang pambansang gobyerno na sagutin ang dalawandaang bilyong pisong utang nito.

Ang inakala ng taumbayan na natipid nila sa kuryente ay binabayaran din natin mula sa kaban ng bayan. May gastos na tayo sa kuryente, binabayaran pa natin ang dagdag na pagkakautang ng gobyerno.

Kung naging matino ang pag-utang, sana’y nadagdagan ang ating kasiguruhan sa supply ng kuryente. Pero ang desisyon ay ibinatay sa maling pulitika, at hindi sa pangangailangan ng taumbayan. Ang taumbayan, matapos pinagsakripisyo ay lalo pang pinahihirapan.

Ganito rin po ang nangyari sa MRT. Sinubukan na namang bilhin ang ating pagmamahal. Pinilit ang operator na panatilihing mababa ang pamasahe.

Hindi tuloy nagampanan ang garantiyang ibinigay sa operator na mababawi nila ang kanilang puhunan. Dahil dito, inutusan ang Landbank at Development Bank of the Philippines na bilhin ang MRT.

Ang pera ng taumbayan, ipinagpalit sa isang naluluging operasyon.

Dumako naman po tayo sa pondo ng NFA.

Noong 2004: 117,000 metric tons ang pagkukulang ng supply ng Pilipinas. Ang binili nila, 900,000 metric tons. Kahit ulitin mo pa ng mahigit pitong beses ang pagkukulang, sobra pa rin ang binili nila.

Noong 2007: 589,000 metric tons ang pagkukulang ng supply sa Pilipinas. Ang binili nila, 1.827 million metric tons. Kahit ulitin mo pa ng mahigit tatlong beses ang pagkukulang, sobra na naman ang binili nila.

Ang masakit nito, dahil sobra-sobra ang binibili nila taun-taon, nabubulok lang pala sa mga kamalig ang bigas, kagaya ng nangyari noong 2008.

Hindi po ba krimen ito, na hinahayaan nilang mabulok ang bigas, sa kabila ng apat na milyong Pilipinong hindi kumakain ng tatlong beses sa isang araw?

Ang resulta nito, umabot na sa 171.6 billion pesos ang utang ng NFA noong Mayo ng taong ito.

Ang tinapon na ito, halos puwede na sanang pondohan ang mga sumusunod:

Ang budget ng buong Hudikatura, na 12.7 billion pesos sa taong ito.

Ang Conditional Cash Transfers para sa susunod na taon, na nagkakahalaga ng 29.6 billion pesos.

Ang lahat ng classroom na kailangan ng ating bansa, na nagkakahalaga ng 130 billion pesos.

Kasuklam-suklam ang kalakarang ito. Pera na, naging bato pa.

Narinig po ninyo kung paano nilustay ang kaban ng bayan. Ang malinaw po sa ngayon: ang anumang pagbabago ay magmumula sa pagsiguro natin na magwawakas na ang pagiging maluho at pagwawaldas.

Kaya nga po mula ngayon: ititigil na natin ang paglulustay sa salapi ng bayan.

Tatanggalin natin ang mga proyektong mali.

Ito po ang punto ng tinatawag nating zero-based approach sa ating budget. Ang naging kalakaran po, taun-taon ay inuulit lamang ang budget na puno ng tagas. Dadagdagan lang nang konti, puwede na.

Sa susunod na buwan ay maghahain tayo ng budget na kumikilala nang tama sa mga problema, at magtutuon din ng pansin sa tamang solusyon.

Ilan lang ito sa mga natuklasan nating problema. Heto naman po ang ilang halimbawa ng mga hakbang na ginagawa natin.

Nandiyan po ang kaso ng isang may-ari ng sanglaan. Bumili siya ng sasakyang tinatayang nasa dalawampu’t anim na milyong piso ang halaga.

Kung kaya mong bumili ng Lamborghini, bakit hindi mo kayang magbayad ng buwis?

Nasampahan na po ito ng kaso. Sa pangunguna nina Finance Secretary Cesar Purisima, Justice Secretary Leila de Lima, BIR Commissioner Kim Henares at Customs Commissioner Lito Alvarez, bawat linggo po ay may bago tayong kasong isinasampa kontra sa mga smuggler at sa mga hindi nagbabayad ng tamang buwis.

Natukoy na rin po ang salarin sa mga kaso nina Francisco Baldomero, Jose Daguio at Miguel Belen, tatlo sa anim na insidente ng extralegal killings mula nang umupo tayo.

Singkuwenta porsyento po ng mga insidente ng extralegal killings na nangyari sa maikling taon ng ating panunungkulan ang patungo na sa kanilang resolusyon.

Ang natitira pong kalahati ay hindi natin tatantanan ang pag-usig hanggang makamit ang katarungan.

Pananagutin natin ang mga mamamatay-tao. Pananagutin din natin ang mga corrupt sa gobyerno.

Nagsimula nang mabuo ang ating Truth Commission, sa pangunguna ni dating Chief Justice Hilario Davide. Hahanapin natin ang katotohanan sa mga nangyari diumanong katiwalian noong nakaraang siyam na taon.

Sa loob ng linggong ito, pipirmahan ko ang kauna-unahang Executive Order na nagtatalaga sa pagbuo nitong Truth Commission.

Kung ang sagot sa kawalan ng katarungan ay pananagutan, ang sagot naman sa kakulangan natin sa pondo ay mga makabago at malikhaing paraan para tugunan ang mga pagkatagal-tagal nang problema.

Napakarami po ng ating pangangailangan: mula sa edukasyon, imprastruktura, pangkalusugan, pangangailangan ng militar at kapulisan, at marami pang iba. Hindi kakasya ang pondo para mapunan ang lahat ng ito.

Kahit gaano po kalaki ang kakulangan para mapunuan ang mga listahan ng ating pangangailangan, ganado pa rin ako dahil marami nang nagpakita ng panibagong interes at kumpyansa sa Pilipinas.

Ito ang magiging solusyon: mga Public-Private Partnerships. Kahit wala pa pong pirmahang nangyayari dito, masasabi kong maganda ang magiging bunga ng maraming usapin (ukol ditto).

May mga nagpakita na po ng interes, gustong magtayo ng expressway na mula Maynila, tatahak ng Bulacan, Nueva Ecija, Nueva Vizcaya, hanggang sa dulo ng Cagayan Valley nang hindi gugugol ang estado kahit na po piso.

Sa larangan ng ating Sandatahang Lakas:

Mayroon po tayong 36,000 nautical miles na baybayin. Ang mayroon lamang tayo: tatlumpu’t dalawang barko. Itong mga barkong ito, panahon pa ni General MacArthur.

May nagmungkahi sa atin, ito ang proposisyon: uupahan po nila ang headquarters ng Navy sa Roxas Boulevard at ang Naval Station sa Fort Bonifacio.

Sagot po nila ang paglipat ng Navy Headquarters sa Camp Aguinaldo. Agaran, bibigyan tayo ng isandaang milyong dolyar. At dagdag pa sa lahat nang iyan, magsusubi pa sila sa atin ng kita mula sa mga negosyong itatayo nila sa uupahan nilang lupa.

Sa madali pong sabi: Makukuha natin ang kailangan natin, hindi tatayo gagastos, kikita pa tayo.

Marami na pong nag-alok at nagmungkahi sa atin, mula lokal hanggang dayuhang negosyante, na magpuno ng iba’t ibang pangangailangan.

Mula sa mga public-private partnerships na ito, lalago ang ating ekonomiya, at bawat Pilipino makikinabang. Napakaraming sektor na matutulungan nito.

Maipapatayo na po ang imprastrukturang kailangan natin para palaguin ang turismo.

Sa agrikultura, makapagtatayo na tayo ng mga grains terminals, refrigeration facilities, maayos na road networks at post-harvest facilities.

Kung maisasaayos natin ang ating food supply chain sa tulong ng pribadong sektor, sa halip na mag-angkat tayo ay maari na sana tayong mangarap na mag-supply sa pandaigdigang merkado.

Kung maitatayo ang minumungkahi sa ating mga railway system, bababa ang presyo ng bilihin. Mas mura, mas mabilis, mas maginhawa, at makakaiwas pa sa kotong cops at mga kumokotong na rebelde ang mga bumibiyahe.

Paalala lang po: una sa ating plataporma ang paglikha ng mga trabaho, at nanggagaling ang trabaho sa paglago ng industriya. Lalago lamang ang industriya kung gagawin nating mas malinis, mas mabilis, at mas maginhawa ang proseso para sa mga gustong magnegosyo.

Pabibilisin natin ang proseso ng mga proyektong sumasailalim sa Build-Operate-Transfer. Sa tulong ng lahat ng sangay ng gobyerno at ng mga mamamayan, pabababain natin sa anim na buwan ang proseso na noon ay inaabot ng taon kung hindi dekada.

May mga hakbang na rin pong sinisimulan ang DTI, sa pamumuno ni Secretary Gregory Domingo:

Ang walang-katapusang pabalik-balik sa proseso ng pagrehistro ng pangalan ng kumpanya, na kada dalaw ay umaabot ng apat hanggang walong oras, ibababa na natin sa labinlimang minuto.

Ang dating listahan ng tatlumpu’t anim na dokumento, ibababa natin sa anim. Ang dating walong pahinang application form, ibababa natin sa isang pahina.

Nananawagan ako sa ating mga LGUs. Habang naghahanap tayo ng paraan para gawing mas mabilis ang pagbubukas ng mga negosyo, pag-aralan din sana nila ang kanilang mga proseso. Kailangan itong gawing mas mabilis, at kailangan itong itugma sa mga sinisumulan nating reporma.

Negosyante, sundalo, rebelde, at karaniwang Pilipino, lahat po makikinabang dito. Basta po hindi dehado ang Pilipino, papasukin po natin lahat iyan.

Kailangan na po nating simulan ang pagtutulungan para makamit ito. Huwag nating pahirapan ang isa’t isa.

Parating na po ang panahon na hindi na natin kailangang mamili sa pagitan ng seguridad ng ating mamamayan o sa kinabukasan ng inyong mga anak.

Oras na maipatupad ang public-private partnerships na ito, mapopondohan ang mga serbisyong panlipunan, alinsunod sa ating plataporma.

Magkakapondo na po para maipatupad ang mga plano natin sa edukasyon.

Mapapalawak natin ang basic education cycle mula sa napakaikling sampung taon tungo sa global standard na labindalawang taon.

Madadagdagan natin ang mga classroom. Mapopondohan natin ang service contracting sa ilalim ng GASTPE.

Pati ang conditional cash transfers, na magbabawas ng pabigat sa bulsa ng mga pamilya, madadagdan na rin ng pondo.

Maipapatupad ang plano natin sa PhilHealth.

Una, tutukuyin natin ang tunay na bilang ng mga nangangailangan nito. Sa ngayon, hindi magkakatugma ang datos. Sabi ng PhilHealth sa isang bibig, walumpu’t pitong porsyento na raw ang merong coverage. Sa kabilang bibig naman, singkuwenta’y tres porsyento. Ayon naman sa National Statistics Office, tatlumpu’t walong porsyento ang may coverage.

Ngayon pa lang, kumikilos na si Secretary Dinky Soliman at ang DSWD upang ipatupad ang National Household Targetting System, na magtutukoy sa mga pamilyang higit na nagangailangan ng tulong. Tinatayang siyam na bilyon ang kailangan para mabigyan ng PhilHealth ang limang milyong pinakamaralitang pamilyang Pilipino.

Napakaganda po ng hinaharap natin. Kasama na po natin ang pribadong sektor, at kasama na rin natin ang League of Provinces, sa pangunguna nina Governor Alfonso Umali kasama sina Governor L-Ray Villafuerte at Governor Icot Petilla. Handa na pong makipagtulungan para makibahagi sa pagtustos ng mga gastusin. Alam ko rin pong hindi magpapahuli ang League of Cities sa pangunguna ni Mayor Oscar Rodriguez.

Kung ang mga gobyernong lokal ay nakikiramay na sa ating mga adhikain, ang Kongreso namang pinanggalingan ko, siguro naman maasahan ko din.

Nagpakitang-gilas na po ang gabinete sa pagtukoy ng ating mga problema at sa paglulunsad ng mga solusyon sa loob lamang ng tatlong linggo.

Nang bagyo pong Basyang, ang sabi sa atin ng mga may prangkisa sa kuryente, apat na araw na walang kuryente. Dahil sa mabilis na pagkilos ni Secretary Rene Almendras at ng Department of Energy, naibalik ang kuryente sa halos lahat sa loob lamang ng beinte-kwatro oras.

Ito pong sinasabing kakulangan sa tubig sa Metro Manila, kinilusan agad ni Secretary Rogelio Singson at ng DPWH. Hindi na siya naghintay ng utos, kaya nabawasan ang perwisyo.

Nakita na rin natin ang gilas ng mga hinirang nating makatulong sa Gabinete. Makatuwiran naman po sigurong umasa na hindi na sila padadaanin sa butas ng karayom para makumpirma ng Commission on Appointments. Kung mangyayari po ito, marami pa sa mga mahuhusay na Pilipino ang maeengganyong magsilbi sa gobyerno.

Sa lalong madaling panahon po, uupo na tayo sa LEDAC at pag-uusapan ang mga mahahalagang batas na kailangan nating ipasa. Makakaasa kayo na mananatiling bukas ang aking isipan, at ang ating ugnayan ay mananatiling tapat.

Isinusulong po natin ang Fiscal Responsibility Bill, kung saan hindi tayo magpapasa ng batas na mangangailangan ng pondo kung hindi pa natukoy ang panggagalingan nito. May 104.1 billion pesos tayong kailangan para pondohan ang mga batas na naipasa na, ngunit hindi maipatupad.

Kailangan din nating isaayos ang mga insentibong piskal na ibinigay noong nakaraan. Ngayong naghihigpit tayo ng sinturon, kailangang balikan kung alin sa mga ito ang dapat manatili at kung ano ang dapat nang itigil.

Huwag po tayong pumayag na magkaroon ng isa pang NBN-ZTE. Sa lokal man o dayuhan manggagaling ang pondo, dapat dumaan ito sa tamang proseso. Hinihingi ko po ang tulong ninyo upang amiyendahan ang ating Procurement Law.

Ayon po sa Saligang Batas, tungkulin ng estado ang siguruhing walang lamangan sa merkado. Bawal ang monopolya, bawal ang mga cartel na sasakal sa kumpetisyon. Kailangan po natin ng isang Anti-Trust Law na magbibigay-buhay sa mga prinsipyong ito. Ito ang magbibigay ng pagkakataon sa mga Small- at Medium-scale Enterprises na makilahok at tumulong sa paglago ng ating ekonomiya.

Ipasa na po natin ang National Land Use Bill.

Una rin pong naging batas ng Commonwealth ang National Defense Act, na ipinasa noon pang 1935. Kailangan nang palitan ito ng batas na tutugon sa pangangailangan ng pambansang seguridad sa kasalukuyan.

Nakikiusap po akong isulong ang Whistleblower’s Bill upang patuloy nang iwaksi ang kultura ng takot at pananahimik.

Palalakasin pa lalo ang Witness Protection Program. Alalahanin po natin na noong taong 2009 hanggang 2010, may nahatulan sa 95% ng mga kaso kung saan may witness na sumailalim sa programang ito.
Kailangang repasuhin ang ating mga batas. Nanawagan po akong umpisahan na ang rekodipikasyon ng ating mga batas, upang siguruhing magkakatugma sila at hindi salu-salungat.

Ito pong mga batas na ito ang batayan ng kaayusan, ngunit ang pundasyon ng lahat ng ginagawa natin ay ang prinsipyong wala tayong mararating kung walang kapayapaan at katahimikan.

Dalawa ang hinaharap nating suliranin sa usapin ng kapayapaan: ang situwasyon sa Mindanao, at ang patuloy na pag-aaklas ng CPP-NPA-NDF.

Tungkol sa situwasyon sa Mindanao: Hindi po nagbabago ang ating pananaw. Mararating lamang ang kapayapaan at katahimikan kung mag-uusap ang lahat ng apektado: Moro, Lumad, at Kristiyano. Inatasan na natin si Dean Marvic Leonen na mangasiwa sa ginagawa nating pakikipag-usap sa MILF.

Iiwasan natin ang mga pagkakamaling nangyari sa nakaraang administrasyon, kung saan binulaga na lang ang mga mamamayan ng Mindanao. Hindi tayo puwedeng magbulag-bulagan sa mga dudang may kulay ng pulitika ang proseso, at hindi ang kapakanan ng taumbayan ang tanging interes.

Kinikilala natin ang mga hakbang na ginagawa ng MILF sa pamamagitan ng pagdidisplina sa kanilang hanay. Inaasahan natin na muling magsisimula ang negosasyon pagkatapos ng Ramadan.

Tungkol naman po sa CPP-NPA-NDF: handa na ba kayong maglaan ng kongkretong mungkahi, sa halip na pawang batikos lamang?

Kung kapayapaan din ang hangad ninyo, handa po kami sa malawakang tigil-putukan. Kayo po ba ay handa na din? Mag-usap tayo.

Mahirap magsimula ang usapan habang mayroon pang amoy ng pulbura sa hangin. Nananawagan ako: huwag po natin hayaang masayang ang napakagandang pagkakataong ito upang magtipon sa ilalim ng iisang adhikain.

Kapayapaan at katahimikan po ang pundasyon ng kaunlaran. Habang nagpapatuloy ang barilan, patuloy din ang pagkakagapos natin sa kahirapan.

Dapat din po nating mabatid: ito ay panahon ng sakripisyo. At ang sakripisyong ito ay magiging puhunan para sa ating kinabukasan. Kaakibat ng ating mga karapatan at kalayaan ay ang tungkulin natin sa kapwa at sa bayan.

Inaasahan ko po ang ating mga kaibigan sa media, lalo na sa radyo at sa print, sa mga nagbablock-time, at sa community newspapers, kayo na po mismo ang magbantay sa inyong hanay.

Mabigyang-buhay sana ang mga batayang prinsipyo ng inyong bokasyon: ang magbigay-linaw sa mahahalagang isyu; ang maging patas at makatotohanan, at ang itaas ang antas ng pampublikong diskurso.

Tungkulin po ng bawat Pilipino na tutukan ang mga pinunong tayo rin naman ang nagluklok sa puwesto. Humakbang mula sa pakikialam tungo sa pakikilahok. Dahil ang nakikialam, walang-hanggan ang reklamo.

Ang nakikilahok, nakikibahagi sa solusyon.

Napakatagal na pong namamayani ang pananaw na ang susi sa asenso ay ang intindihin ang sarili kaysa intindihin ang kapwa. Malinaw po sa akin: paano tayo aasenso habang nilalamangan ang kapwa?

Ang hindi nabigyan ng pagkakataong mag-aral, paanong makakakuha ng trabaho? Kung walang trabaho, paanong magiging konsumer? Paanong mag-iimpok sa bangko?

Ngunit kung babaliktarin natin ang pananaw-kung iisipin nating "Dadagdagan ko ang kakayahan ng aking kapwa"-magbubunga po ito, at ang lahat ay magkakaroon ng pagkakataon.

Maganda na po ang nasimulan natin. At mas lalong maganda po ang mararating natin. Ngunit huwag nating kalimutan na mayroong mga nagnanasang hindi tayo magtagumpay. Dahil kapag hindi tayo
nagtagumpay, makakabalik na naman sila sa kapangyarihan, at sa pagsasamantala sa taumbayan.

Akin pong paniwala na Diyos at taumbayan ang nagdala sa ating kinalalagyan ngayon. Habang nakatutok tayo sa kapakanan ng ating kapwa, bendisyon at patnubay ay tiyak na maaasahan natin sa Poong Maykapal. At kapag nanalig tayo na ang kasangga natin ay ang Diyos, mayroon ba tayong hindi kakayanin?

Ang mandato nating nakuha sa huling eleksyon ay patunay na umaasa pa rin ang Pilipino sa pagbabago. Iba na talaga ang situwasyon. Puwede na muling mangarap. Tayo nang tumungo sa katuparan ng ating mga pinangarap.

Maraming salamat po.

what's in a name?

noreply@blogger.com (andy cacho) — Tue, 27 Jul 2010 03:47:00 +0000

....Superman's name came from "Clark' Gable and "Kent" Taylor from the two popular actors in the Thirties, when it was concieved in that era...Superman couldn't fly.and after being turned down several times.The Superman took to the air and became a superlegend.

....Bugs Bunny's name came when someone in the Warner Bros. office labelled a submisssion from a cartoonist "Bugs" Hardaway as Bugs' Bunny,when they were looking for sketches for a tall,lanky and mean rabbit,although the drawing was not used,the word was used to the rabbit star of that 1940 cartoon 'A Wild Hare" which introduced Bugs Bunny.

....Wizard of Oz , this classic tale from the imagination of L. Frank Baum owes it name from a filing cabinet...when a little girl ask him what is the the name of the magical land with scarecrow,tinman and the lion...he looked around in the room for inspiration and saw a filing cabinet with drawers labeled "A-G."H-N" and finally
"O-Z" and quickly answered OZ...so it was called the Wizard of Oz.!

....Wendy was invented by J.M. Barrie for Peter Pan play.The poet W.E. Henley',close friend of J.M. Barrie,had a daughter who always tries to imitate her dad when he refers to Barrie as "friend".She would say "fwend" or "fwendy-wendy.
Her expression lives on in the Peter Pan and all the wendys that have followed.

How to earn 50$ a day in a PTC?

noreply@blogger.com (andy cacho) — Mon, 26 Jul 2010 08:22:00 +0000

Neobux Tips and Techniques
You may have heard or known about this popular site NEOBUX which pays you by just clicking ads.
If you do not have any idea about what this is, but still interested to make money by viewing ads then please view my previous post. CLICK HERE

If you are only interested in joining neobux then click the neobux ad below or just CLICK HERE

This is a simple guide on how to make serious income from NEOBUX without money coming out from your pocket and starting off as a free member! But before everything i would like you to know that..

"I did not author this guide(italized letters)... this is a repost through aurum's blog".

I am posting this to help my direct referrals and other members, especially beginners, who usually creates an account then stops after a couple of weeks because they think that Neobux is not too profitable. So please read in full understanding to reach your 50$/day target.

You will be making a few cents when you first start. The name of the game is called PATIENCE. Now, with this method, I won't be investing any money to earn money. If you have money to invest, by all means, do it and you'll see results faster than mine.

The key to making money on NeoBux is through referrals. It's simple, if you don't have referrals, you won't make money. You can rent referrals directly from NeoBux. The referrals are real people and cost 25 cents a month each. Some will be active and some won't. To "recycle" a non-active referral for an active one you have to pay 8 cents. It may seem like a lot, but it's worth it. If you don't recycle inactive referrals, you will lose money.

When you reach 75 cents by clicking on your own (if you don't invest money), you can purchase your first 3 referrals. This is where most people go wrong. It takes a few days to earn the 75 cents on your own and people are so eager to buy referrals that they just purchase as soon as their account reaches $.75. When people do this they do not realize that they do not have enough money to maintain their rented referrals and their referrals eventually are taken away because they can't pay for them. Before you rent referrals you should earn $3 by clicking on your ads and then transfer it to your rental balance. This way you have $1 per referral and you will easily be able to recycle them if they are not active or pay to keep them for one more month. It will take a while to get $3 on your own, but this way you will be able to keep your referrals and exchange the inactive ones for active ones without the fear that you will not be able to pay for them.

Autopay is another must. As soon as you rent your first 3 referrals turn autopay on. Referrals cost 30 cents a month to keep. Instead of you paying for the referral, they pay for themselves as long as you have autopay turned on. What it does it subtract one of the advertisements your referral views each day and puts it towards the 30 cents that referral needs to stick around for another month. So you get one less penny from each referral, but they will be your referral as long as they are active.

Cashing out too early is a huge problem for people that use neobux. When you request a payment it is INSTANTLY transfered into your alertpay/paypal account. In order to see if neobux is indeed legit (which it is) many people will earn a dollar by clicking and then cash it out. Woo-hoo. You now have a WHOLE DOLLAR in your paypal account. That dollar should have been put towards buying referrals. With this strategy you will be putting $3 into your rental balance before you buy 3 referrals. So $1 per referral. I actually would not cash out until I start reaching +1000 refs. Keep renting referrals by increments of 3 (you can rent by higher increments later as your referrals make you more money) and continue until you have 500 referrals. This will take quite some time. This is where most people flake out. When you reach 500 referrals, stop buying referrals and just maintain the ones you already have. Keep doing this until the money builds up to about $100 and you can use $90 of it to pay for golden. $100 won't take very long at all to get once you have 500 referrals and once you upgrade to golden your earnings will DOUBLE. This is the great part. Golden costs $90 a year but instead of getting half a cent for every advertisement your referral views, you get 1 cent. Your earnings double. That's all there is to it.

Keep renting new referrals after you upgrade to golden and don't cash out. Remember, you haven't cashed out at all, and you shouldn't until you have 2000 referals. But when you do cash out, you will be able to cash out about $50 a day. And that's the end of the strategy

ads in the movie?

noreply@blogger.com (andy cacho) — Mon, 26 Jul 2010 05:52:00 +0000

.. this last saturday,on my usual trip to my wife's province in Gapan..i was forced to watch the movie "Hating Kapatid" just so because my my wife and my kid are big fans of Sarah..i got along since cinema in WalterMart Gapan cost only Php.100 per person....where as ...a 3D Film in Robinson Galleria is Php.301!...so. we got in...but to my dismay...right in the middle of the movie is a blatant use of advertisements being shoved to the viewers!...i mean what has the Philippine movie industry done...it has stooped low to the wants of advertisers?i remember a foreign film by Jim Carrey..."The Truman Show" wherein they showed this can be done...but i never expected it in a Philippine movie?....I hope this kind of advertising will not gain populatity in use by the movie producers here...its pathetic...I just hope the new leaders in this movie industry realized it and nip it in the bud...they should not allow it.....

did you know?

noreply@blogger.com (andy cacho) — Fri, 23 Jul 2010 06:30:00 +0000

i have read this in "Now You Know" by Doug Lennox

did you know...

...that New York was called "The Big Apple" coz
a reporter happens to love that song when he began
to refer to the song in his beats for the newspaper
he was writing for?yup! The Big Apple is just a song.

...that the White House was not white in the first place?
it was a grey Virginia freestone in color...it was just
painted to white to cover the fire damage when the British
burned it in retaliation for the Americans torching Canada
way back in 1814.

...that Wall Street got its name really from the large
protective wall erected in that same exact spot for
protection against local natives and possible attack
by Oliver Cromwell's army

man's reach

noreply@blogger.com (andy cacho) — Fri, 23 Jul 2010 05:41:00 +0000

....."a man's reach shud exceed his grasp for what's a heaven for!...."
this was my guiding motto when i.... came upon a group of people
in a wealth course schemes last two three month ago....i was aiming
high for it was what seems to be incepted to my mind during the mind
job operation of sort in these wealth courses...boy...what a mind
job it is.....anyway what i did learn was really how to "save" properly
or shall i say "financial management "...they don't want to call it savings...
savers they say are losers...etc...
but the way i analyzed and in my own opinion it is really just a
multi-level marketing mask in a business school concept of sort....
so i got out....immediately after i realized that they're just after your
being their down line...they go on the pre-text of abundance for all..but it still
exclusive for "them".....they have hook it in a popular boardgame but really
behind it is your being their franchise downline that is not even related to
that boardgame....a wellness product franchise after all with a very high initial
money involved...im not saying they're bad ,infact they prosper ...i think?
so i say...really analyze before going to that kind of investments..