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	<title>Clay MADISEN - San Diego Real Estate Blog</title>
	
	<link>http://www.claymadisen.com/blog</link>
	<description>Clay Madisen, REALTOR®, is a California real estate broker specialized in the San Diego area market. His real estate blog offers buyers, sellers and investors tips &amp; advice, community information and much more. For additional resources, such as MLS search, House Valuation or Real Estate Market reports, visit Clay's website: www.ClayMadisen.com.</description>
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			<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/ClayMadisen_RealEstateBlog" /><feedburner:info uri="claymadisen_realestateblog" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><geo:lat>32.579555</geo:lat><geo:long>-117.117086</geo:long><creativeCommons:license>http://creativecommons.org/licenses/by-nd/2.0/</creativeCommons:license><image><link>http://www.claymadisen.com</link><url>http://www.claymadisen.com/images/clay_small_bl.jpg</url><title>Clay Madisen - California Real Estate</title></image><feedburner:emailServiceId>ClayMadisen_RealEstateBlog</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><feedburner:browserFriendly>Clay Madisen is a California Realtor specialized in the San Diego area market. His real estate blog offers buyers, sellers and investors tips &amp; advice, community information and much more. For additional resources, such as MLS search, House Valuation or Real Estate Market reports, visit Clay's website: www.ClayMadisen.com.</feedburner:browserFriendly><item>
		<title>Changes are in the making for …</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/e7TK0vkHruM/</link>
		<comments>http://www.claymadisen.com/blog/2010/06/07/changes-are-in-the-making-for/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 12:07:03 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Tweets]]></category>

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		<description>Changes are in the making for FHA mortgages.
http://preview.tinyurl.com/284oft6&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>Calling all Investors. Imperia…</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/7u-3-mAwTzw/</link>
		<comments>http://www.claymadisen.com/blog/2010/05/19/calling-all-investors-imperia/#comments</comments>
		<pubDate>Wed, 19 May 2010 21:35:45 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Tweets]]></category>

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		<description>Calling all Investors. Imperial Beach. http://tinyurl.com/369fo78&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>California Waives State Taxes …</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/yaIEXvPfPTY/</link>
		<comments>http://www.claymadisen.com/blog/2010/04/14/california-waives-state-taxes/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 20:50:58 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Tweets]]></category>

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		<description>California Waives State Taxes on Forgiven Mortgage Debt. http://tinyurl.com/yyolmll&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>Homeowners fed up. Walking awa…</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/WS4LaP1BU6s/</link>
		<comments>http://www.claymadisen.com/blog/2010/03/31/homeowners-fed-up-walking-awa/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 10:35:26 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Tweets]]></category>

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		<description>Homeowners fed up. Walking away. http://tinyurl.com/ykdylsj&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>Free San Diego foreclosures and short sales search tool</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/xPKBNXOekOY/</link>
		<comments>http://www.claymadisen.com/blog/2009/08/28/free-san-diego-foreclosures-and-short-sales-search-tool/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 21:14:24 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Investors News]]></category>
		<category><![CDATA[Online Resources]]></category>

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		<slash:comments>0</slash:comments>
		<description>You can now specifically search for foreclosure and distressed properties within the entire San Diego County, from this site.
Instead of searching through the whole database of available listings in...&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>New free property valuation tool</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/dKzPc0A-PgA/</link>
		<comments>http://www.claymadisen.com/blog/2009/08/08/new-free-property-valuation-tool/#comments</comments>
		<pubDate>Sun, 09 Aug 2009 01:20:03 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
		<category><![CDATA[Investors News]]></category>
		<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>
		<category><![CDATA[Sellers News]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/?p=397</guid>
		
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		<description>New and exciting updates are in the works for this website:  in an ongoing effort to make your life easier, I have added a  new Free Value Wizard.
This is a great tool to get a ballpark value: it...&lt;br/&gt;
&lt;br/&gt;
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		<item>
		<title>Making Home Affordable – Home</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/6DSkWeShYyM/</link>
		<comments>http://www.claymadisen.com/blog/2009/06/26/making-home-affordable-home/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 03:15:53 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
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		<slash:comments>0</slash:comments>
		<description>Are you having trouble making that mortgage payment? Do you need some guidance finding a way to stay in your home?
Here are some resources and information that can help....&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>Recycle that old technology</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/__BnM7XNM2w/</link>
		<comments>http://www.claymadisen.com/blog/2009/05/13/recycle-that-old-technology/#comments</comments>
		<pubDate>Wed, 13 May 2009 22:59:25 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
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		<description>http://www.lifecellproject.org&lt;br/&gt;
&lt;br/&gt;
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		<item>
		<title>HUD announcement</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/dhVbRckjW0Y/</link>
		<comments>http://www.claymadisen.com/blog/2009/05/12/hud-sec-shuan-donovan-announce/#comments</comments>
		<pubDate>Wed, 13 May 2009 07:50:20 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
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		<description>HUD Sec. Shuan Donovan announced at the NAR Summit that FHA will allow the first time home buyer credit to be used for downn payment at closing.&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>Mortgage Foreclosure Resources</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/anqDzRAIUTw/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/mortgage-foreclosure-resources/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 05:08:54 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
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		<description>From the Federal Reserve:
http://preview.tinyurl.com/cqdm9k&lt;br/&gt;
&lt;br/&gt;
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		<item>
		<title>STICKY – Avoiding Mortgage Fraud &amp; Foreclosure Scams</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/97Zf_KoIBZM/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/5-tips-for-avoiding-foreclosurescams/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 05:07:01 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
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		<slash:comments>1</slash:comments>
		<description>Mortgage fraud is becoming more and more common.
To help you protect yourself, Freedie Mac released this video explaining common fraud schemes and how to spot red flags:


Spanish language version of...&lt;br/&gt;
&lt;br/&gt;
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		<item>
		<title>Online Question: What’s to stop agents from stealing homes from potential buyers?</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/JJ4BiRqfNX0/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/online-question-what-stops-agents-from-stealing-houses-from-potential-buyers/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 03:05:24 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Buyers News]]></category>
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		<description>This question was posted here, by a home-buyer.
Here is my answer to her question:
We are currently in an interesting market. Just as when the market was booming, here to, in a distressed market the...&lt;br/&gt;
&lt;br/&gt;
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		<item>
		<title>Energy Efficiency Tax Credits – Are You Ready to Take Advantage?</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/OAN9jxHcU4M/</link>
		<comments>http://www.claymadisen.com/blog/2009/04/25/energy-efficiency-tax-credits-are-you-ready-to-take-advantage/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 22:01:48 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>

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		<slash:comments>0</slash:comments>
		<description>Need to save a few dollars?
Here is an excellent article explaining tax credits avalable to you for improving your home and making it more energy efficient:&lt;br/&gt;
&lt;br/&gt;
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		<item>
		<title>Old cell phones</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/NkblRHU4ftM/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/30/old-cell-phone/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 23:43:44 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Tweets]]></category>

		<guid isPermaLink="false">http://www.claymadisen.com/blog/2009/03/30/do-you-have-some-old-cell-phon/</guid>
		
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		<slash:comments>0</slash:comments>
		<description>Do you have some old cell phones laying around gathering dust?
Donate them to a good cause:
http://www.donatemycellphone.org&lt;br/&gt;
&lt;br/&gt;
[ This is a summary of the blog entry. For the full text and more content about San Diego and Real Estate, visit www.claymadisen.com ]&lt;div class="feedflare"&gt;
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		<item>
		<title>Hope Now Alliance</title>
		<link>http://feedproxy.google.com/~r/ClayMadisen_RealEstateBlog/~3/9BsPWX_XE8k/</link>
		<comments>http://www.claymadisen.com/blog/2009/03/26/hope-now/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 02:01:39 +0000</pubDate>
		<dc:creator>Clay</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Owners News]]></category>

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		<slash:comments>0</slash:comments>
		<description>HOPE NOW is an alliance between HUD approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention...&lt;br/&gt;
&lt;br/&gt;
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