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	Comments for Club Thrifty	</title>
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	<link>https://clubthrifty.com/</link>
	<description>Earn More. Save More. Travel More.</description>
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		Comment on Liberty HealthShare Review: How We Handle Our Healthcare in 2021 by Fiona353		</title>
		<link>https://clubthrifty.com/liberty-healthshare-review/#comment-748699</link>

		<dc:creator><![CDATA[Fiona353]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=23260#comment-748699</guid>

					<description><![CDATA[This review is really helpful! I appreciate how you’ve shared personal experiences along with the pros and cons—it makes understanding Liberty HealthShare much clearer.]]></description>
			<content:encoded><![CDATA[<p>This review is really helpful! I appreciate how you’ve shared personal experiences along with the pros and cons—it makes understanding Liberty HealthShare much clearer.</p>
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		Comment on Joint Birthday Parties: Frugal or Just Plain Tacky? by Donna		</title>
		<link>https://clubthrifty.com/joint-birthday-parties-frugal-just-plain-tacky/#comment-748302</link>

		<dc:creator><![CDATA[Donna]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=10065#comment-748302</guid>

					<description><![CDATA[I think I would ask my children what 
Theme each wants,then celebrate them on the same day but in different 
Areas of the home.Problem solved.]]></description>
			<content:encoded><![CDATA[<p>I think I would ask my children what<br />
Theme each wants,then celebrate them on the same day but in different<br />
Areas of the home.Problem solved.</p>
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		<title>
		Comment on Comparing 4 Healthcare Sharing Ministries by Tammy		</title>
		<link>https://clubthrifty.com/healthcare-sharing-ministries/#comment-747986</link>

		<dc:creator><![CDATA[Tammy]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=24375#comment-747986</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://clubthrifty.com/healthcare-sharing-ministries/#comment-547080&quot;&gt;Heather Morrisette&lt;/a&gt;.

I have been with Samaritan for twelve years so far. They are fabulous. They have evolved over the years and you are now able to submit your bills electronically to them, as well as make payments electronically with members that choose to participate in that. They have also recently started (I believe in 2023/2024) a Redeem Senior Savers program for 65+ people which is entirely electronic. After Medicare pays their 80%, they will pay the remaining 20% due.  I will no doubt be sliding into that program instead of buying a Medigap policy. Much more cost effective and I love that they are a Christian organization.  They are truly wonderful to work with.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://clubthrifty.com/healthcare-sharing-ministries/#comment-547080">Heather Morrisette</a>.</p>
<p>I have been with Samaritan for twelve years so far. They are fabulous. They have evolved over the years and you are now able to submit your bills electronically to them, as well as make payments electronically with members that choose to participate in that. They have also recently started (I believe in 2023/2024) a Redeem Senior Savers program for 65+ people which is entirely electronic. After Medicare pays their 80%, they will pay the remaining 20% due.  I will no doubt be sliding into that program instead of buying a Medigap policy. Much more cost effective and I love that they are a Christian organization.  They are truly wonderful to work with.</p>
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		Comment on Want to Realize Your Travel Dreams? Don&#8217;t Forget Where to Start. by Sintra Cascais and Estoril		</title>
		<link>https://clubthrifty.com/travel-dreams-where-to-start/#comment-747010</link>

		<dc:creator><![CDATA[Sintra Cascais and Estoril]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=31626#comment-747010</guid>

					<description><![CDATA[&quot;Greg Johnson&#039;s expertise in personal finance and travel is truly impressive! His insights on credit card rewards and budgeting strategies have helped many people achieve financial freedom. The fact that he has visited over 40 countries while managing finances smartly is inspiring. Looking forward to learning more tips from his book Zero Down Your Debt! Does he have any specific travel hacks for budget-conscious travelers?&quot;]]></description>
			<content:encoded><![CDATA[<p>&#8220;Greg Johnson&#8217;s expertise in personal finance and travel is truly impressive! His insights on credit card rewards and budgeting strategies have helped many people achieve financial freedom. The fact that he has visited over 40 countries while managing finances smartly is inspiring. Looking forward to learning more tips from his book Zero Down Your Debt! Does he have any specific travel hacks for budget-conscious travelers?&#8221;</p>
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		<title>
		Comment on Oahu All-Inclusive Pass Review 2025: Should You Get It? by 51 Game Pro		</title>
		<link>https://clubthrifty.com/go-oahu-card-review/#comment-746905</link>

		<dc:creator><![CDATA[51 Game Pro]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=40940#comment-746905</guid>

					<description><![CDATA[Great review! I appreciate the breakdown of what the all-inclusive pass offers. It sounds like a convenient option for exploring Oahu without the hassle of purchasing individual tickets. I’m especially interested in the savings for families—definitely considering this for our trip next year!]]></description>
			<content:encoded><![CDATA[<p>Great review! I appreciate the breakdown of what the all-inclusive pass offers. It sounds like a convenient option for exploring Oahu without the hassle of purchasing individual tickets. I’m especially interested in the savings for families—definitely considering this for our trip next year!</p>
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		Comment on Are Diamond Engagement Rings Overrated? by Jennie		</title>
		<link>https://clubthrifty.com/are-diamond-engagement-rings-overrated/#comment-746326</link>

		<dc:creator><![CDATA[Jennie]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=15077#comment-746326</guid>

					<description><![CDATA[When I was a young thing I wanted that diamond engagement ring to prove to everyone I was engaged. It&#039;s a recognized symbol. Today, after thirty years of marriage and four grown children later, I wish I had gotten a nice strand of pearls instead.  I always take my diamond off when cleaning or swimming or generally living life, as I am afraid to lose it or damage it, so it graces my jewelry box...I guess pearls would too come to think of it. I love my 14k comfort fit wedding band though. That thing&#039;s been through everything everywhere!  If I had been given a choice, I would have picked an anniversary trip too!]]></description>
			<content:encoded><![CDATA[<p>When I was a young thing I wanted that diamond engagement ring to prove to everyone I was engaged. It&#8217;s a recognized symbol. Today, after thirty years of marriage and four grown children later, I wish I had gotten a nice strand of pearls instead.  I always take my diamond off when cleaning or swimming or generally living life, as I am afraid to lose it or damage it, so it graces my jewelry box&#8230;I guess pearls would too come to think of it. I love my 14k comfort fit wedding band though. That thing&#8217;s been through everything everywhere!  If I had been given a choice, I would have picked an anniversary trip too!</p>
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		Comment on How to Budget: A Monthly Budget Guide That Actually Works by Shaira		</title>
		<link>https://clubthrifty.com/how-to-budget-guide-that-works/#comment-745787</link>

		<dc:creator><![CDATA[Shaira]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=17434#comment-745787</guid>

					<description><![CDATA[Great post! Being Honest &#038; real is very important in budgeting. Taking small and consistent steps can lead to self discipline so our mind can analyze our behaviour towards money.]]></description>
			<content:encoded><![CDATA[<p>Great post! Being Honest &amp; real is very important in budgeting. Taking small and consistent steps can lead to self discipline so our mind can analyze our behaviour towards money.</p>
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		<title>
		Comment on Go City Cancun All-Inclusive Pass Review 2025: Is It Worth It? by Stephanie		</title>
		<link>https://clubthrifty.com/go-cancun-card-review/#comment-745623</link>

		<dc:creator><![CDATA[Stephanie]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=36528#comment-745623</guid>

					<description><![CDATA[The pass is now down to only 15 attractions. Still worth it?]]></description>
			<content:encoded><![CDATA[<p>The pass is now down to only 15 attractions. Still worth it?</p>
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		<title>
		Comment on Our Family Trip to the Loire Valley: A Quintessentially French Vacation by Amara Paul		</title>
		<link>https://clubthrifty.com/loire-valley-family-vacation/#comment-745613</link>

		<dc:creator><![CDATA[Amara Paul]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=32423#comment-745613</guid>

					<description><![CDATA[The Loire Valley looks like the perfect blend of history, charm, and natural beauty! Your family’s experience exploring châteaux and vineyards makes me want to plan a trip there soon. Thanks for sharing such a lovely and inspiring adventure!]]></description>
			<content:encoded><![CDATA[<p>The Loire Valley looks like the perfect blend of history, charm, and natural beauty! Your family’s experience exploring châteaux and vineyards makes me want to plan a trip there soon. Thanks for sharing such a lovely and inspiring adventure!</p>
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		<title>
		Comment on I Hate Walmart: My High Cost To Get Low Prices by Grace		</title>
		<link>https://clubthrifty.com/i-hate-walmart-my-high-cost-to-get-low-prices/#comment-745414</link>

		<dc:creator><![CDATA[Grace]]></dc:creator>
		<pubDate></pubDate>
		<guid isPermaLink="false">https://clubthrifty.com/?p=4631#comment-745414</guid>

					<description><![CDATA[I fucking hate WalMart and I&#039;m proud to say it.  Online shopping example: Purina 12 pack, 3 oz. cans  One sells for 13.20 and the other  for .....wait for it.....42.98.  For the exact same thing.  No one can tell me why.  That question is not on the online menu for customer service.  You rarely ever get an answer to something other what is on the pre-recorded voice menu.  Wal Mart the take it or leave it store.  Wal Mart we really don&#039;t care about you market. I now live in a small rural town and the 2 other towns all have Wal Mart&#039;s, I would have to drive 15 minutes to another town to shop at a different store that is more expensive.  Better store shopping experience I grant you that!   The grocery stores are just as GREEDY as any other corporation in America and I&#039;m sick of it.  I&#039;m sick of pinching pennies to feed me and my pets.  I fucking hate Wal Mart,  and big corporations are in the same room drinking champagne while I drink  water.   What a great country this is.]]></description>
			<content:encoded><![CDATA[<p>I fucking hate WalMart and I&#8217;m proud to say it.  Online shopping example: Purina 12 pack, 3 oz. cans  One sells for 13.20 and the other  for &#8230;..wait for it&#8230;..42.98.  For the exact same thing.  No one can tell me why.  That question is not on the online menu for customer service.  You rarely ever get an answer to something other what is on the pre-recorded voice menu.  Wal Mart the take it or leave it store.  Wal Mart we really don&#8217;t care about you market. I now live in a small rural town and the 2 other towns all have Wal Mart&#8217;s, I would have to drive 15 minutes to another town to shop at a different store that is more expensive.  Better store shopping experience I grant you that!   The grocery stores are just as GREEDY as any other corporation in America and I&#8217;m sick of it.  I&#8217;m sick of pinching pennies to feed me and my pets.  I fucking hate Wal Mart,  and big corporations are in the same room drinking champagne while I drink  water.   What a great country this is.</p>
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